Home > North Coast Bank > Assets and Liabilities
North Coast Bank, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 22 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $78,477,000 | 5,621 |
| Cash and due from depository institutions | $6,495,000 | 6,075 |
| Interest-bearing balances | $1,488,000 | 2,507 |
| Securities | $16,261,000 | 5,400 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $54,084,000 | 5,162 |
| Loan loss allowance | $906,000 | 4,241 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $632,000 | 6,774 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,005,000 | 6,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,477,000 | 5,621 |
| Total liabilities | $72,674,000 | 5,499 |
| Total deposits | $72,490,000 | 5,258 |
| Interest-bearing deposits | $53,895,000 | 5,680 |
| Deposits held in domestic offices | $72,490,000 | 5,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $184,000 | 7,153 |
| Total equity capital | $5,803,000 | 6,779 |
| Total bank equity capital | $5,803,000 | 6,779 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,995,000 | 1,002 |
| Surplus | $0 | 8,463 |
| Undivided profits | $1,808,000 | 6,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $323,000 | 6,755 |
| Earning assets | $71,833,000 | 5,608 |
| Long-term assets (5+ years) | $10,287,000 | 4,964 |
| Average Assets, year-to-date | $72,675,200 | 5,737 |
| Average Assets, quarterly | $79,009,000 | 5,568 |
| Volatile liabilities | $8,616,000 | 6,081 |
| Insider loans | $1,010,000 | 4,005 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,931,000 | 4,082 |
| Tier 1 (core) risk-based capital | $5,663,000 | 6,705 |
| Tier 2 risk-based capital | $746,000 | 4,540 |
| Total risk weighted assets | $59,525,000 | 5,071 |
| Total unused commitments | $10,931,000 | 4,084 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 22 | 6,112 |
| Assets and Liabilities | ||
| Total Assets: | $79,541,000 | 5,569 |
| Cash and due from depository institutions | $6,880,000 | 6,112 |
| Interest-bearing balances | $1,686,000 | 2,514 |
| Securities | $9,324,000 | 6,679 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,721 |
| Net loans & leases | $53,599,000 | 5,188 |
| Loan loss allowance | $775,000 | 4,733 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $663,000 | 6,705 |
| Other real estate owned | $0 | 6,112 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $875,000 | 6,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,541,000 | 5,569 |
| Total liabilities | $73,826,000 | 5,438 |
| Total deposits | $73,646,000 | 5,163 |
| Interest-bearing deposits | $56,286,000 | 5,526 |
| Deposits held in domestic offices | $73,646,000 | 5,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $180,000 | 7,533 |
| Total equity capital | $5,715,000 | 6,847 |
| Total bank equity capital | $5,715,000 | 6,847 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,995,000 | 993 |
| Surplus | $0 | 8,515 |
| Undivided profits | $1,720,000 | 6,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 7,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $272,000 | 7,382 |
| Earning assets | $72,809,000 | 5,567 |
| Long-term assets (5+ years) | $6,898,000 | 5,721 |
| Average Assets, year-to-date | $71,224,750 | 5,827 |
| Average Assets, quarterly | $75,239,000 | 5,727 |
| Volatile liabilities | $10,046,000 | 5,716 |
| Insider loans | $1,285,000 | 3,482 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $12,322,000 | 3,822 |
| Tier 1 (core) risk-based capital | $5,538,000 | 6,800 |
| Tier 2 risk-based capital | $734,000 | 4,586 |
| Total risk weighted assets | $58,695,000 | 5,115 |
| Total unused commitments | $12,322,000 | 3,826 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 21 | 6,270 |
| Assets and Liabilities | ||
| Total Assets: | $70,937,000 | 5,925 |
| Cash and due from depository institutions | $6,200,000 | 6,270 |
| Interest-bearing balances | $1,489,000 | 2,812 |
| Securities | $8,659,000 | 6,808 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $54,533,000 | 5,099 |
| Loan loss allowance | $705,000 | 4,974 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $660,000 | 6,703 |
| Other real estate owned | $0 | 6,270 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $885,000 | 6,766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,937,000 | 5,925 |
| Total liabilities | $65,379,000 | 5,821 |
| Total deposits | $63,892,000 | 5,657 |
| Interest-bearing deposits | $48,638,000 | 6,031 |
| Deposits held in domestic offices | $63,892,000 | 5,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,352 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $187,000 | 7,507 |
| Total equity capital | $5,558,000 | 6,945 |
| Total bank equity capital | $5,558,000 | 6,945 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,995,000 | 983 |
| Surplus | $0 | 8,544 |
| Undivided profits | $1,563,000 | 7,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $276,000 | 7,257 |
| Earning assets | $64,681,000 | 5,927 |
| Long-term assets (5+ years) | $8,252,000 | 5,283 |
| Average Assets, year-to-date | $68,452,670 | 5,967 |
| Average Assets, quarterly | $71,376,000 | 5,867 |
| Volatile liabilities | $12,840,000 | 5,000 |
| Insider loans | $1,287,000 | 3,481 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,983,000 | 3,825 |
| Tier 1 (core) risk-based capital | $5,375,000 | 6,855 |
| Tier 2 risk-based capital | $705,000 | 4,649 |
| Total risk weighted assets | $57,803,000 | 5,120 |
| Total unused commitments | $11,983,000 | 3,838 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $71,815,000 | 5,832 |
| Cash and due from depository institutions | $6,096,000 | 6,250 |
| Interest-bearing balances | $1,686,000 | 2,684 |
| Securities | $9,306,000 | 6,647 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $54,752,000 | 5,042 |
| Loan loss allowance | $656,000 | 5,160 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $687,000 | 6,636 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $974,000 | 6,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,815,000 | 5,832 |
| Total liabilities | $66,422,000 | 5,726 |
| Total deposits | $59,336,000 | 5,860 |
| Interest-bearing deposits | $45,809,000 | 6,186 |
| Deposits held in domestic offices | $59,336,000 | 5,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,800,000 | 1,206 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $286,000 | 6,660 |
| Total equity capital | $5,393,000 | 6,984 |
| Total bank equity capital | $5,393,000 | 6,984 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,995,000 | 975 |
| Surplus | $0 | 8,583 |
| Undivided profits | $1,398,000 | 7,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $278,000 | 7,287 |
| Earning assets | $65,744,000 | 5,822 |
| Long-term assets (5+ years) | $6,511,000 | 5,676 |
| Average Assets, year-to-date | $67,210,500 | 6,025 |
| Average Assets, quarterly | $67,210,500 | 6,025 |
| Volatile liabilities | $16,780,000 | 4,243 |
| Insider loans | $1,289,000 | 3,392 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,528,000 | 4,055 |
| Tier 1 (core) risk-based capital | $5,213,000 | 6,913 |
| Tier 2 risk-based capital | $656,000 | 4,824 |
| Total risk weighted assets | $57,921,000 | 5,050 |
| Total unused commitments | $10,528,000 | 4,068 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $62,606,000 | 6,244 |
| Cash and due from depository institutions | $6,708,000 | 5,648 |
| Interest-bearing balances | $1,884,000 | 2,473 |
| Securities | $10,030,000 | 6,503 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $44,433,000 | 5,651 |
| Loan loss allowance | $632,000 | 5,223 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $714,000 | 6,568 |
| Other real estate owned | $0 | 5,648 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $721,000 | 7,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,606,000 | 6,244 |
| Total liabilities | $57,258,000 | 6,159 |
| Total deposits | $53,152,000 | 6,196 |
| Interest-bearing deposits | $40,155,000 | 6,570 |
| Deposits held in domestic offices | $53,152,000 | 6,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,800,000 | 1,639 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $306,000 | 6,579 |
| Total equity capital | $5,348,000 | 6,988 |
| Total bank equity capital | $5,348,000 | 6,988 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,995,000 | 970 |
| Surplus | $0 | 8,619 |
| Undivided profits | $1,353,000 | 7,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $240,000 | 7,778 |
| Earning assets | $56,347,000 | 6,294 |
| Long-term assets (5+ years) | $3,181,000 | 6,729 |
| Average Assets, year-to-date | $57,925,200 | 6,349 |
| Average Assets, quarterly | $60,784,500 | 6,319 |
| Volatile liabilities | $11,548,000 | 5,293 |
| Insider loans | $1,291,000 | 3,407 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,138,000 | 3,647 |
| Tier 1 (core) risk-based capital | $5,168,000 | 6,915 |
| Tier 2 risk-based capital | $607,000 | 5,016 |
| Total risk weighted assets | $48,520,000 | 5,590 |
| Total unused commitments | $12,138,000 | 3,652 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 27 | 5,385 |
| Assets and Liabilities | ||
| Total Assets: | $56,490,000 | 6,513 |
| Cash and due from depository institutions | $4,685,000 | 5,385 |
| Interest-bearing balances | $1,092,000 | 2,886 |
| Securities | $3,096,000 | 8,538 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,014 |
| Net loans & leases | $42,462,000 | 5,761 |
| Loan loss allowance | $542,000 | 5,544 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $805,000 | 6,377 |
| Other real estate owned | $0 | 5,385 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $942,000 | 6,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,490,000 | 6,513 |
| Total liabilities | $51,640,000 | 6,430 |
| Total deposits | $51,475,000 | 6,214 |
| Interest-bearing deposits | $39,935,000 | 6,533 |
| Deposits held in domestic offices | $51,475,000 | 6,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $165,000 | 8,269 |
| Total equity capital | $4,850,000 | 7,203 |
| Total bank equity capital | $4,850,000 | 7,203 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,995,000 | 971 |
| Surplus | $0 | 8,858 |
| Undivided profits | $855,000 | 7,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 5,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $288,000 | 7,648 |
| Earning assets | $51,150,000 | 6,547 |
| Long-term assets (5+ years) | $4,462,000 | 6,329 |
| Average Assets, year-to-date | $56,767,000 | 6,321 |
| Average Assets, quarterly | $56,267,000 | 6,482 |
| Volatile liabilities | $7,727,000 | 6,319 |
| Insider loans | $1,290,000 | 3,306 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,662,000 | 3,782 |
| Tier 1 (core) risk-based capital | $4,843,000 | 7,065 |
| Tier 2 risk-based capital | $542,000 | 5,227 |
| Total risk weighted assets | $45,784,000 | 5,680 |
| Total unused commitments | $10,662,000 | 3,793 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $58,528,000 | 6,336 |
| Cash and due from depository institutions | $4,845,000 | 5,222 |
| Interest-bearing balances | $697,000 | 2,706 |
| Securities | $1,569,000 | 9,390 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $50,694,000 | 5,112 |
| Loan loss allowance | $556,000 | 5,366 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $702,000 | 6,793 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $16,000 | 2,993 |
| All other assets | $702,000 | 7,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,528,000 | 6,336 |
| Total liabilities | $53,877,000 | 6,207 |
| Total deposits | $52,349,000 | 6,033 |
| Interest-bearing deposits | $39,657,000 | 6,447 |
| Deposits held in domestic offices | $52,349,000 | 6,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $990,000 | 4,671 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $538,000 | 5,531 |
| Total equity capital | $4,651,000 | 7,350 |
| Total bank equity capital | $4,651,000 | 7,350 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,995,000 | 973 |
| Surplus | $0 | 9,124 |
| Undivided profits | $656,000 | 8,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 4,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $204,000 | 553 |
| Income earned, not collected on loans | $344,000 | 6,431 |
| Earning assets | $52,960,000 | 6,365 |
| Long-term assets (5+ years) | $5,144,000 | 5,959 |
| Average Assets, year-to-date | $53,258,800 | 6,447 |
| Average Assets, quarterly | $58,437,000 | 6,274 |
| Volatile liabilities | $7,712,000 | 6,353 |
| Insider loans | $819,000 | 4,355 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,455,000 | 3,112 |
| Tier 1 (core) risk-based capital | $4,644,400 | 7,255 |
| Tier 2 risk-based capital | $556,000 | 5,053 |
| Total risk weighted assets | $51,051,200 | 5,240 |
| Total unused commitments | $13,455,000 | 3,113 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $47,280,000 | 7,106 |
| Cash and due from depository institutions | $3,419,000 | 6,066 |
| Interest-bearing balances | $794,000 | 2,674 |
| Securities | $1,708,000 | 9,717 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,889 |
| Net loans & leases | $39,736,000 | 5,853 |
| Loan loss allowance | $383,000 | 6,585 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $751,000 | 6,787 |
| Other real estate owned | $0 | 6,066 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $666,000 | 7,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,280,000 | 7,106 |
| Total liabilities | $43,281,000 | 7,009 |
| Total deposits | $42,081,000 | 6,884 |
| Interest-bearing deposits | $31,931,000 | 7,287 |
| Deposits held in domestic offices | $42,081,000 | 6,881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 4,511 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $200,000 | 8,074 |
| Total equity capital | $3,999,000 | 7,808 |
| Total bank equity capital | $3,999,000 | 7,808 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,889,000 | 2,056 |
| Surplus | $1,828,000 | 5,781 |
| Undivided profits | $282,000 | 8,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $225,000 | 7,465 |
| Earning assets | $43,238,000 | 7,079 |
| Long-term assets (5+ years) | $5,578,000 | 6,121 |
| Average Assets, year-to-date | $43,486,400 | 7,245 |
| Average Assets, quarterly | $46,268,500 | 7,125 |
| Volatile liabilities | $7,121,000 | 6,392 |
| Insider loans | $2,446,000 | 1,884 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,943,000 | 3,997 |
| Tier 1 (core) risk-based capital | $4,013,000 | 7,818 |
| Tier 2 risk-based capital | $383,000 | 6,225 |
| Total risk weighted assets | $39,791,500 | 6,031 |
| Total unused commitments | $8,943,000 | 4,001 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $42,177,000 | 7,596 |
| Cash and due from depository institutions | $4,178,000 | 6,877 |
| Interest-bearing balances | $709,000 | 3,161 |
| Securities | $1,429,000 | 9,944 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 3,612 |
| Net loans & leases | $30,803,000 | 6,628 |
| Loan loss allowance | $331,000 | 7,075 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $609,000 | 7,313 |
| Other real estate owned | $0 | 6,877 |
| Goodwill and other intangibles | $37,000 | 3,009 |
| All other assets | $521,000 | 8,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,177,000 | 7,596 |
| Total liabilities | $38,385,000 | 7,503 |
| Total deposits | $38,153,000 | 7,342 |
| Interest-bearing deposits | $30,000,000 | 7,603 |
| Deposits held in domestic offices | $38,153,000 | 7,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $232,000 | 8,239 |
| Total equity capital | $3,792,000 | 8,095 |
| Total bank equity capital | $3,792,000 | 8,095 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,886,000 | 2,007 |
| Surplus | $1,830,000 | 5,708 |
| Undivided profits | $76,000 | 9,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 9,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $188,000 | 8,070 |
| Earning assets | $37,541,000 | 7,695 |
| Long-term assets (5+ years) | $1,791,000 | 7,870 |
| Average Assets, year-to-date | $35,633,400 | 7,953 |
| Average Assets, quarterly | $38,604,500 | 7,820 |
| Volatile liabilities | $6,513,000 | 6,266 |
| Insider loans | $581,000 | 4,898 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,959,000 | 5,375 |
| Tier 1 (core) risk-based capital | $3,781,300 | 7,989 |
| Tier 2 risk-based capital | $331,000 | 6,657 |
| Total risk weighted assets | $34,084,300 | 6,463 |
| Total unused commitments | $4,959,000 | 5,384 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 19 | 7,328 |
| Assets and Liabilities | ||
| Total Assets: | $33,322,000 | 8,544 |
| Cash and due from depository institutions | $2,126,000 | 7,328 |
| Interest-bearing balances | $21,000 | 5,844 |
| Securities | $3,451,000 | 9,808 |
| Federal funds sold & reverse repurchase agreements | $5,110,000 | 2,643 |
| Net loans & leases | $21,587,000 | 8,011 |
| Loan loss allowance | $352,000 | 7,024 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $591,000 | 7,490 |
| Other real estate owned | $0 | 7,328 |
| Goodwill and other intangibles | $41,000 | 3,030 |
| All other assets | $416,000 | 8,994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,322,000 | 8,544 |
| Total liabilities | $29,873,000 | 8,498 |
| Total deposits | $29,763,000 | 8,367 |
| Interest-bearing deposits | $21,418,000 | 8,859 |
| Deposits held in domestic offices | $29,763,000 | 8,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $110,000 | 10,097 |
| Total equity capital | $3,449,000 | 8,571 |
| Total bank equity capital | $3,449,000 | 8,571 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,887,000 | 2,006 |
| Surplus | $1,826,000 | 5,728 |
| Undivided profits | $-264,000 | 10,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 7,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $161,000 | 8,840 |
| Earning assets | $30,169,000 | 8,564 |
| Long-term assets (5+ years) | $634,000 | 8,866 |
| Average Assets, year-to-date | $30,139,800 | 8,711 |
| Average Assets, quarterly | $31,225,500 | 8,707 |
| Volatile liabilities | $3,682,000 | 7,984 |
| Insider loans | $397,000 | 6,014 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,000,000 | 5,769 |
| Tier 1 (core) risk-based capital | $3,431,900 | 8,481 |
| Tier 2 risk-based capital | $317,710 | 6,859 |
| Total risk weighted assets | $25,382,710 | 7,614 |
| Total unused commitments | $4,000,000 | 5,778 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $29,851,000 | 9,233 |
| Cash and due from depository institutions | $1,941,000 | 7,260 |
| Interest-bearing balances | $120,000 | 4,407 |
| Securities | $4,533,000 | 9,976 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,836 |
| Net loans & leases | $19,452,000 | 8,555 |
| Loan loss allowance | $346,000 | 7,357 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $650,000 | 7,355 |
| Other real estate owned | $0 | 7,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $275,000 | 10,436 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,851,000 | 9,233 |
| Total liabilities | $26,754,000 | 9,199 |
| Total deposits | $26,605,000 | 9,075 |
| Interest-bearing deposits | $20,318,000 | 9,386 |
| Deposits held in domestic offices | $26,605,000 | 9,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $149,000 | 9,967 |
| Total equity capital | $3,097,000 | 9,149 |
| Total bank equity capital | $3,097,000 | 9,149 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,887,000 | 2,125 |
| Surplus | $1,825,000 | 5,845 |
| Undivided profits | $-615,000 | 11,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 9,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $124,000 | 9,798 |
| Earning assets | $27,105,000 | 9,230 |
| Long-term assets (5+ years) | $2,313,000 | 7,546 |
| Average Assets, year-to-date | $30,020,600 | 9,059 |
| Average Assets, quarterly | $29,703,500 | 9,198 |
| Volatile liabilities | $2,807,000 | 8,734 |
| Insider loans | $858,000 | 4,025 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,612,000 | 5,920 |
| Tier 1 (core) risk-based capital | $3,089,000 | 9,103 |
| Tier 2 risk-based capital | $277,270 | 7,539 |
| Total risk weighted assets | $22,112,970 | 8,267 |
| Total unused commitments | $3,612,000 | 5,936 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 20 | 7,769 |
| Assets and Liabilities | ||
| Total Assets: | $31,464,000 | 9,342 |
| Cash and due from depository institutions | $1,963,000 | 7,769 |
| Interest-bearing balances | $8,000 | 6,492 |
| Securities | $5,223,000 | 10,109 |
| Federal funds sold & reverse repurchase agreements | $3,630,000 | 3,790 |
| Net loans & leases | $19,650,000 | 8,675 |
| Loan loss allowance | $409,000 | 6,870 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $678,000 | 7,365 |
| Other real estate owned | $0 | 7,769 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $320,000 | 10,516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,464,000 | 9,342 |
| Total liabilities | $28,661,000 | 9,256 |
| Total deposits | $27,780,000 | 9,229 |
| Interest-bearing deposits | $21,822,000 | 9,496 |
| Deposits held in domestic offices | $27,780,000 | 9,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $736,000 | 2,882 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $145,000 | 10,506 |
| Total equity capital | $2,803,000 | 9,729 |
| Total bank equity capital | $2,803,000 | 9,729 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,887,000 | 2,187 |
| Surplus | $1,826,000 | 5,910 |
| Undivided profits | $-910,000 | 11,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 5,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $130,000 | 10,104 |
| Earning assets | $28,511,000 | 9,342 |
| Long-term assets (5+ years) | $2,482,000 | 7,441 |
| Average Assets, year-to-date | $28,770,200 | 9,492 |
| Average Assets, quarterly | $30,640,000 | 9,385 |
| Volatile liabilities | $4,456,000 | 7,313 |
| Insider loans | $1,315,000 | 3,054 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,274,000 | 4,837 |
| Tier 1 (core) risk-based capital | $2,771,000 | 9,690 |
| Tier 2 risk-based capital | $269,370 | 7,763 |
| Total risk weighted assets | $21,410,070 | 8,532 |
| Total unused commitments | $5,274,000 | 4,852 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $25,865,000 | 10,308 |
| Cash and due from depository institutions | $1,848,000 | 8,087 |
| Interest-bearing balances | $56,000 | 6,049 |
| Securities | $5,282,000 | 10,720 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $17,620,000 | 9,235 |
| Loan loss allowance | $356,000 | 7,658 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $784,000 | 6,997 |
| Other real estate owned | $0 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $331,000 | 10,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,865,000 | 10,308 |
| Total liabilities | $23,395,000 | 10,270 |
| Total deposits | $23,272,000 | 10,156 |
| Interest-bearing deposits | $19,596,000 | 10,176 |
| Deposits held in domestic offices | $23,272,000 | 10,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $123,000 | 10,607 |
| Total equity capital | $2,470,000 | 10,224 |
| Total bank equity capital | $2,470,000 | 10,224 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,886,000 | 2,245 |
| Surplus | $1,825,000 | 5,931 |
| Undivided profits | $-1,241,000 | 12,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 8,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $121,000 | 10,343 |
| Earning assets | $22,958,000 | 10,380 |
| Long-term assets (5+ years) | $1,659,000 | 8,636 |
| Average Assets, year-to-date | $25,965,000 | 10,239 |
| Average Assets, quarterly | $26,301,000 | 10,226 |
| Volatile liabilities | $3,645,000 | 7,830 |
| Insider loans | $1,385,000 | 2,869 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,786,000 | 4,482 |
| Tier 1 (core) risk-based capital | $2,565,000 | 10,208 |
| Tier 2 risk-based capital | $234,820 | 8,492 |
| Total risk weighted assets | $18,664,420 | 9,246 |
| Total unused commitments | $5,786,000 | 4,490 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities | ||
| Total Assets: | $26,512,000 | 10,666 |
| Cash and due from depository institutions | $1,824,000 | 7,996 |
| Interest-bearing balances | $55,000 | 7,043 |
| Securities | $5,675,000 | 10,948 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 8,796 |
| Net loans & leases | $17,364,000 | 9,416 |
| Loan loss allowance | $256,000 | 9,284 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $745,000 | 7,295 |
| Other real estate owned | $0 | 7,996 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $304,000 | 11,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,512,000 | 10,666 |
| Total liabilities | $23,843,000 | 10,666 |
| Total deposits | $23,735,000 | 10,564 |
| Interest-bearing deposits | $20,871,000 | 10,433 |
| Deposits held in domestic offices | $23,735,000 | 10,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $108,000 | 11,354 |
| Total equity capital | $2,669,000 | 10,280 |
| Total bank equity capital | $2,669,000 | 10,280 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,886,000 | 2,288 |
| Surplus | $1,825,000 | 5,935 |
| Undivided profits | $-1,042,000 | 12,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 8,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $156,000 | 9,302 |
| Earning assets | $23,694,000 | 10,728 |
| Long-term assets (5+ years) | $2,931,000 | 7,862 |
| Average Assets, year-to-date | $26,211,800 | 10,587 |
| Average Assets, quarterly | $27,521,000 | 10,472 |
| Volatile liabilities | $3,452,000 | 7,892 |
| Insider loans | $1,320,000 | 2,989 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,365,000 | 6,038 |
| Tier 1 (core) risk-based capital | $2,669,000 | 10,241 |
| Tier 2 risk-based capital | $232,630 | 8,704 |
| Total risk weighted assets | $18,587,030 | 9,496 |
| Total unused commitments | $3,365,000 | 6,057 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $24,115,000 | 11,351 |
| Cash and due from depository institutions | $1,108,000 | 9,428 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $3,531,000 | 12,339 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 5,383 |
| Net loans & leases | $16,199,000 | 9,863 |
| Loan loss allowance | $259,000 | 9,429 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $222,000 | 11,336 |
| Other real estate owned | $0 | 9,428 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $355,000 | 11,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,115,000 | 11,351 |
| Total liabilities | $21,215,000 | 11,439 |
| Total deposits | $21,040,000 | 11,351 |
| Interest-bearing deposits | $18,610,000 | 11,216 |
| Deposits held in domestic offices | $21,040,000 | 11,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $12,000 | 4,938 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $163,000 | 10,847 |
| Total equity capital | $2,900,000 | 9,916 |
| Total bank equity capital | $2,900,000 | 9,916 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,886,000 | 2,372 |
| Surplus | $1,825,000 | 5,851 |
| Undivided profits | $-811,000 | 13,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 12,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $101,000 | 11,536 |
| Earning assets | $22,430,000 | 11,208 |
| Long-term assets (5+ years) | $3,625,000 | 7,479 |
| Average Assets, year-to-date | $21,040,600 | 11,738 |
| Average Assets, quarterly | $22,764,500 | 11,513 |
| Volatile liabilities | $4,444,000 | 7,029 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,016,000 | 6,066 |
| Tier 1 (core) risk-based capital | $2,900,000 | 9,851 |
| Tier 2 risk-based capital | $213,020 | 9,178 |
| Total risk weighted assets | $16,995,320 | 10,104 |
| Total unused commitments | $3,016,000 | 6,095 |
| Derivatives | $0 | 651 |