Home > North Cascades National Bank > Assets and Liabilities
North Cascades National Bank, Assets and Liabilities
| 2013-06-30 | Rank | |
| # of Employees: | 87 | 1,753 |
| Assets and Liabilities | ||
| Total Assets: | $329,949,000 | 1,960 |
| Cash and due from depository institutions | $37,804,000 | 1,753 |
| Interest-bearing balances | $29,049,000 | 1,272 |
| Securities | $52,276,000 | 2,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $209,074,000 | 1,926 |
| Loan loss allowance | $3,351,000 | 2,023 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $10,085,000 | 1,170 |
| Other real estate owned | $1,285,000 | 1,753 |
| Goodwill and other intangibles | $5,086,000 | 715 |
| All other assets | $14,339,000 | 1,343 |
| Life insurance assets | $7,994,000 | 982 |
| Total liabilities and capital | $329,949,000 | 1,960 |
| Total liabilities | $293,031,000 | 1,978 |
| Total deposits | $288,245,000 | 1,892 |
| Interest-bearing deposits | $219,311,000 | 2,017 |
| Deposits held in domestic offices | $288,245,000 | 1,891 |
| % insured | 87.95% | 3,057 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $4,786,000 | 1,066 |
| Total equity capital | $36,918,000 | 1,878 |
| Total bank equity capital | $36,918,000 | 1,878 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $926,000 | 2,478 |
| Surplus | $16,513,000 | 1,756 |
| Undivided profits | $19,479,000 | 1,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $815,000 | 4,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $317,000 | 560 |
| Income earned, not collected on loans | $1,617,000 | 1,631 |
| Earning assets | $290,399,000 | 2,050 |
| Long-term assets (5+ years) | $120,469,000 | 1,678 |
| Average Assets, year-to-date | $337,580,000 | 1,922 |
| Average Assets, quarterly | $333,353,000 | 1,943 |
| Volatile liabilities | $2,108,000 | 5,443 |
| Insider loans | $3,868,000 | 1,551 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $24,166,000 | 2,411 |
| Tier 1 (core) risk-based capital | $31,904,000 | 2,090 |
| Tier 2 risk-based capital | $2,851,000 | 1,757 |
| Total risk weighted assets | $227,559,000 | 1,872 |
| Total unused commitments | $24,166,000 | 2,411 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 87 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $336,757,000 | 1,950 |
| Cash and due from depository institutions | $41,471,000 | 1,746 |
| Interest-bearing balances | $35,260,000 | 1,305 |
| Securities | $56,616,000 | 2,452 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $206,458,000 | 1,935 |
| Loan loss allowance | $3,232,000 | 2,144 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $10,371,000 | 1,137 |
| Other real estate owned | $1,892,000 | 1,746 |
| Goodwill and other intangibles | $5,116,000 | 706 |
| All other assets | $14,833,000 | 1,298 |
| Life insurance assets | $7,936,000 | 977 |
| Total liabilities and capital | $336,757,000 | 1,950 |
| Total liabilities | $295,192,000 | 1,991 |
| Total deposits | $289,893,000 | 1,914 |
| Interest-bearing deposits | $221,645,000 | 2,041 |
| Deposits held in domestic offices | $289,893,000 | 1,914 |
| % insured | 88.87% | 2,771 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $5,299,000 | 995 |
| Total equity capital | $41,565,000 | 1,734 |
| Total bank equity capital | $41,565,000 | 1,734 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $926,000 | 2,517 |
| Surplus | $16,513,000 | 1,767 |
| Undivided profits | $24,126,000 | 1,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $940,000 | 4,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $317,000 | 536 |
| Income earned, not collected on loans | $1,470,000 | 1,788 |
| Earning assets | $298,334,000 | 2,025 |
| Long-term assets (5+ years) | $113,622,000 | 1,735 |
| Average Assets, year-to-date | $341,395,500 | 1,930 |
| Average Assets, quarterly | $341,395,500 | 1,930 |
| Volatile liabilities | $2,507,000 | 5,224 |
| Insider loans | $5,040,000 | 1,243 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $25,874,000 | 2,294 |
| Tier 1 (core) risk-based capital | $36,062,000 | 1,865 |
| Tier 2 risk-based capital | $2,832,000 | 1,759 |
| Total risk weighted assets | $226,110,000 | 1,874 |
| Total unused commitments | $25,874,000 | 2,294 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 88 | 1,729 |
| Assets and Liabilities | ||
| Total Assets: | $346,034,000 | 1,907 |
| Cash and due from depository institutions | $35,001,000 | 1,729 |
| Interest-bearing balances | $28,207,000 | 1,480 |
| Securities | $62,194,000 | 2,231 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $215,890,000 | 1,876 |
| Loan loss allowance | $3,244,000 | 2,134 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $10,486,000 | 1,121 |
| Other real estate owned | $2,480,000 | 1,729 |
| Goodwill and other intangibles | $5,145,000 | 709 |
| All other assets | $14,838,000 | 1,311 |
| Life insurance assets | $7,869,000 | 972 |
| Total liabilities and capital | $346,034,000 | 1,907 |
| Total liabilities | $304,924,000 | 1,929 |
| Total deposits | $299,910,000 | 1,854 |
| Interest-bearing deposits | $228,728,000 | 1,983 |
| Deposits held in domestic offices | $299,910,000 | 1,854 |
| % insured | 89.87% | 3,486 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $5,014,000 | 1,066 |
| Total equity capital | $41,110,000 | 1,743 |
| Total bank equity capital | $41,110,000 | 1,743 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $926,000 | 2,541 |
| Surplus | $16,513,000 | 1,769 |
| Undivided profits | $23,671,000 | 1,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $3,528,000 | 2,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $333,000 | 528 |
| Income earned, not collected on loans | $1,579,000 | 1,723 |
| Earning assets | $306,291,000 | 1,978 |
| Long-term assets (5+ years) | $116,703,000 | 1,656 |
| Average Assets, year-to-date | $336,390,200 | 1,923 |
| Average Assets, quarterly | $346,559,500 | 1,893 |
| Volatile liabilities | $2,793,000 | 5,227 |
| Insider loans | $5,322,000 | 1,185 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $27,296,000 | 2,107 |
| Tier 1 (core) risk-based capital | $35,606,000 | 1,861 |
| Tier 2 risk-based capital | $2,981,000 | 1,691 |
| Total risk weighted assets | $238,215,000 | 1,786 |
| Total unused commitments | $27,296,000 | 2,107 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 89 | 1,712 |
| Assets and Liabilities | ||
| Total Assets: | $347,085,000 | 1,901 |
| Cash and due from depository institutions | $47,097,000 | 1,712 |
| Interest-bearing balances | $39,969,000 | 1,018 |
| Securities | $58,843,000 | 2,350 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $207,906,000 | 1,937 |
| Loan loss allowance | $3,275,000 | 2,160 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $10,628,000 | 1,106 |
| Other real estate owned | $2,261,000 | 1,712 |
| Goodwill and other intangibles | $5,174,000 | 705 |
| All other assets | $15,176,000 | 1,288 |
| Life insurance assets | $7,810,000 | 959 |
| Total liabilities and capital | $347,085,000 | 1,901 |
| Total liabilities | $306,348,000 | 1,918 |
| Total deposits | $300,963,000 | 1,836 |
| Interest-bearing deposits | $227,842,000 | 1,989 |
| Deposits held in domestic offices | $300,963,000 | 1,835 |
| % insured | 89.40% | 3,815 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $5,385,000 | 1,040 |
| Total equity capital | $40,737,000 | 1,780 |
| Total bank equity capital | $40,737,000 | 1,779 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $926,000 | 2,584 |
| Surplus | $16,513,000 | 1,787 |
| Undivided profits | $23,298,000 | 1,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,705,000 | 1,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $463,000 | 478 |
| Income earned, not collected on loans | $1,752,000 | 1,689 |
| Earning assets | $306,718,000 | 1,969 |
| Long-term assets (5+ years) | $121,154,000 | 1,580 |
| Average Assets, year-to-date | $333,979,250 | 1,954 |
| Average Assets, quarterly | $339,933,000 | 1,936 |
| Volatile liabilities | $3,041,000 | 5,198 |
| Insider loans | $4,764,000 | 1,338 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $25,456,000 | 2,235 |
| Tier 1 (core) risk-based capital | $35,161,000 | 1,896 |
| Tier 2 risk-based capital | $2,833,000 | 1,778 |
| Total risk weighted assets | $226,178,000 | 1,884 |
| Total unused commitments | $25,456,000 | 2,235 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 89 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $332,781,000 | 1,969 |
| Cash and due from depository institutions | $11,185,000 | 1,706 |
| Interest-bearing balances | $3,686,000 | 4,670 |
| Securities | $74,740,000 | 1,934 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $212,969,000 | 1,894 |
| Loan loss allowance | $3,170,000 | 2,243 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $10,762,000 | 1,084 |
| Other real estate owned | $2,721,000 | 1,706 |
| Goodwill and other intangibles | $5,204,000 | 700 |
| All other assets | $15,200,000 | 1,288 |
| Life insurance assets | $7,749,000 | 949 |
| Total liabilities and capital | $332,781,000 | 1,969 |
| Total liabilities | $292,890,000 | 1,992 |
| Total deposits | $281,242,000 | 1,956 |
| Interest-bearing deposits | $219,979,000 | 2,059 |
| Deposits held in domestic offices | $281,242,000 | 1,955 |
| % insured | 91.20% | 3,304 |
| Federal funds purchased & repurchase agreements | $980,000 | 1,871 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $5,500,000 | 2,431 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $5,168,000 | 1,031 |
| Total equity capital | $39,891,000 | 1,783 |
| Total bank equity capital | $39,891,000 | 1,782 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $926,000 | 2,620 |
| Surplus | $16,513,000 | 1,788 |
| Undivided profits | $22,452,000 | 1,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,943,000 | 1,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $790,000 | 353 |
| Income earned, not collected on loans | $1,579,000 | 1,745 |
| Earning assets | $291,395,000 | 2,066 |
| Long-term assets (5+ years) | $135,244,000 | 1,410 |
| Average Assets, year-to-date | $329,610,670 | 1,968 |
| Average Assets, quarterly | $330,069,000 | 1,981 |
| Volatile liabilities | $11,089,000 | 3,088 |
| Insider loans | $4,777,000 | 1,321 |
| FHLB advances | $5,500,000 | 2,337 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $21,846,000 | 2,476 |
| Tier 1 (core) risk-based capital | $34,450,000 | 1,915 |
| Tier 2 risk-based capital | $2,934,000 | 1,728 |
| Total risk weighted assets | $234,452,000 | 1,813 |
| Total unused commitments | $21,846,000 | 2,476 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 94 | 1,585 |
| Assets and Liabilities | ||
| Total Assets: | $327,357,000 | 1,995 |
| Cash and due from depository institutions | $19,339,000 | 1,585 |
| Interest-bearing balances | $12,718,000 | 2,913 |
| Securities | $76,134,000 | 1,903 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $198,477,000 | 2,008 |
| Loan loss allowance | $3,647,000 | 2,001 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $10,903,000 | 1,072 |
| Other real estate owned | $1,937,000 | 1,585 |
| Goodwill and other intangibles | $5,233,000 | 703 |
| All other assets | $15,334,000 | 1,282 |
| Life insurance assets | $7,687,000 | 941 |
| Total liabilities and capital | $327,357,000 | 1,995 |
| Total liabilities | $288,155,000 | 2,033 |
| Total deposits | $283,179,000 | 1,945 |
| Interest-bearing deposits | $224,518,000 | 2,038 |
| Deposits held in domestic offices | $283,179,000 | 1,944 |
| % insured | 91.10% | 3,342 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $4,976,000 | 1,044 |
| Total equity capital | $39,202,000 | 1,790 |
| Total bank equity capital | $39,202,000 | 1,790 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $926,000 | 2,652 |
| Surplus | $16,513,000 | 1,797 |
| Undivided profits | $21,763,000 | 1,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,937,000 | 1,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,515,000 | 1,812 |
| Earning assets | $287,329,000 | 2,090 |
| Long-term assets (5+ years) | $121,438,000 | 1,544 |
| Average Assets, year-to-date | $328,025,500 | 1,983 |
| Average Assets, quarterly | $328,025,500 | 1,983 |
| Volatile liabilities | $5,148,000 | 4,468 |
| Insider loans | $4,835,000 | 1,314 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $26,112,000 | 2,161 |
| Tier 1 (core) risk-based capital | $33,843,000 | 1,932 |
| Tier 2 risk-based capital | $2,806,000 | 1,807 |
| Total risk weighted assets | $223,622,000 | 1,897 |
| Total unused commitments | $26,112,000 | 2,161 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 93 | 1,595 |
| Assets and Liabilities | ||
| Total Assets: | $328,573,000 | 1,982 |
| Cash and due from depository institutions | $17,371,000 | 1,595 |
| Interest-bearing balances | $9,977,000 | 2,957 |
| Securities | $73,930,000 | 1,891 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $203,481,000 | 1,979 |
| Loan loss allowance | $4,094,000 | 1,804 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $10,984,000 | 1,060 |
| Other real estate owned | $2,031,000 | 1,595 |
| Goodwill and other intangibles | $5,262,000 | 703 |
| All other assets | $15,514,000 | 1,300 |
| Life insurance assets | $7,472,000 | 939 |
| Total liabilities and capital | $328,573,000 | 1,982 |
| Total liabilities | $290,023,000 | 2,003 |
| Total deposits | $285,785,000 | 1,902 |
| Interest-bearing deposits | $225,949,000 | 2,010 |
| Deposits held in domestic offices | $285,785,000 | 1,900 |
| % insured | 90.59% | 3,618 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $4,238,000 | 1,184 |
| Total equity capital | $38,550,000 | 1,815 |
| Total bank equity capital | $38,550,000 | 1,814 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $926,000 | 2,672 |
| Surplus | $16,513,000 | 1,809 |
| Undivided profits | $21,111,000 | 1,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $8,037,000 | 1,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,609,000 | 1,799 |
| Earning assets | $287,388,000 | 2,073 |
| Long-term assets (5+ years) | $119,933,000 | 1,297 |
| Average Assets, year-to-date | $332,610,800 | 1,945 |
| Average Assets, quarterly | $335,854,500 | 1,938 |
| Volatile liabilities | $5,764,000 | 4,418 |
| Insider loans | $6,463,000 | 996 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $21,207,000 | 2,451 |
| Tier 1 (core) risk-based capital | $33,094,000 | 1,959 |
| Tier 2 risk-based capital | $2,835,000 | 1,804 |
| Total risk weighted assets | $225,553,000 | 1,894 |
| Total unused commitments | $21,207,000 | 2,452 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 95 | 1,573 |
| Assets and Liabilities | ||
| Total Assets: | $343,136,000 | 1,918 |
| Cash and due from depository institutions | $27,903,000 | 1,573 |
| Interest-bearing balances | $19,809,000 | 1,915 |
| Securities | $73,516,000 | 1,846 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $207,618,000 | 1,949 |
| Loan loss allowance | $4,032,000 | 1,854 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $10,909,000 | 1,067 |
| Other real estate owned | $2,416,000 | 1,573 |
| Goodwill and other intangibles | $5,332,000 | 695 |
| All other assets | $15,442,000 | 1,312 |
| Life insurance assets | $7,413,000 | 938 |
| Total liabilities and capital | $343,136,000 | 1,918 |
| Total liabilities | $305,926,000 | 1,924 |
| Total deposits | $300,707,000 | 1,821 |
| Interest-bearing deposits | $237,750,000 | 1,934 |
| Deposits held in domestic offices | $300,707,000 | 1,820 |
| % insured | 89.17% | 4,238 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $259,000 | 4,409 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $4,960,000 | 1,059 |
| Total equity capital | $37,210,000 | 1,893 |
| Total bank equity capital | $37,210,000 | 1,891 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $926,000 | 2,710 |
| Surplus | $15,513,000 | 1,906 |
| Undivided profits | $20,771,000 | 1,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $5,869,000 | 1,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,765,000 | 1,704 |
| Earning assets | $300,943,000 | 1,977 |
| Long-term assets (5+ years) | $116,770,000 | 1,285 |
| Average Assets, year-to-date | $333,620,250 | 1,946 |
| Average Assets, quarterly | $340,591,500 | 1,914 |
| Volatile liabilities | $6,763,000 | 4,163 |
| Insider loans | $6,173,000 | 1,048 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $21,528,000 | 2,447 |
| Tier 1 (core) risk-based capital | $31,500,000 | 2,048 |
| Tier 2 risk-based capital | $2,879,000 | 1,785 |
| Total risk weighted assets | $229,116,000 | 1,880 |
| Total unused commitments | $21,528,000 | 2,451 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 96 | 1,570 |
| Assets and Liabilities | ||
| Total Assets: | $338,047,000 | 1,932 |
| Cash and due from depository institutions | $40,542,000 | 1,570 |
| Interest-bearing balances | $31,913,000 | 1,178 |
| Securities | $60,906,000 | 2,161 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $202,127,000 | 2,023 |
| Loan loss allowance | $3,833,000 | 1,958 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $10,747,000 | 1,087 |
| Other real estate owned | $2,744,000 | 1,570 |
| Goodwill and other intangibles | $5,361,000 | 714 |
| All other assets | $15,620,000 | 1,321 |
| Life insurance assets | $7,351,000 | 936 |
| Total liabilities and capital | $338,047,000 | 1,932 |
| Total liabilities | $301,842,000 | 1,931 |
| Total deposits | $295,115,000 | 1,848 |
| Interest-bearing deposits | $240,100,000 | 1,927 |
| Deposits held in domestic offices | $295,115,000 | 1,846 |
| % insured | 87.43% | 4,907 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $261,000 | 4,502 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $6,466,000 | 809 |
| Total equity capital | $36,205,000 | 1,906 |
| Total bank equity capital | $36,205,000 | 1,904 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $926,000 | 2,745 |
| Surplus | $15,513,000 | 1,900 |
| Undivided profits | $19,766,000 | 1,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $5,406,000 | 2,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $171,000 | 755 |
| Income earned, not collected on loans | $1,591,000 | 1,830 |
| Earning assets | $294,946,000 | 2,000 |
| Long-term assets (5+ years) | $100,724,000 | 1,463 |
| Average Assets, year-to-date | $330,448,330 | 1,972 |
| Average Assets, quarterly | $332,790,000 | 1,968 |
| Volatile liabilities | $6,361,000 | 4,321 |
| Insider loans | $6,411,000 | 1,035 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $20,937,000 | 2,498 |
| Tier 1 (core) risk-based capital | $30,797,000 | 2,063 |
| Tier 2 risk-based capital | $2,759,000 | 1,864 |
| Total risk weighted assets | $219,600,000 | 1,978 |
| Total unused commitments | $20,937,000 | 2,502 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 99 | 1,529 |
| Assets and Liabilities | ||
| Total Assets: | $327,533,000 | 2,003 |
| Cash and due from depository institutions | $37,201,000 | 1,529 |
| Interest-bearing balances | $31,108,000 | 1,263 |
| Securities | $51,692,000 | 2,462 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $203,497,000 | 2,017 |
| Loan loss allowance | $3,937,000 | 1,913 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $10,748,000 | 1,097 |
| Other real estate owned | $2,869,000 | 1,529 |
| Goodwill and other intangibles | $5,390,000 | 724 |
| All other assets | $16,136,000 | 1,319 |
| Life insurance assets | $7,294,000 | 940 |
| Total liabilities and capital | $327,533,000 | 2,003 |
| Total liabilities | $292,406,000 | 2,011 |
| Total deposits | $286,101,000 | 1,921 |
| Interest-bearing deposits | $234,616,000 | 1,984 |
| Deposits held in domestic offices | $286,101,000 | 1,919 |
| % insured | 90.22% | 4,045 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $491,000 | 4,430 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $5,814,000 | 882 |
| Total equity capital | $35,127,000 | 1,912 |
| Total bank equity capital | $35,127,000 | 1,911 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $926,000 | 2,781 |
| Surplus | $15,513,000 | 1,908 |
| Undivided profits | $18,688,000 | 1,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $6,416,000 | 1,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,725,000 | 1,701 |
| Earning assets | $286,297,000 | 2,084 |
| Long-term assets (5+ years) | $93,905,000 | 1,522 |
| Average Assets, year-to-date | $326,649,000 | 2,000 |
| Average Assets, quarterly | $326,649,000 | 2,000 |
| Volatile liabilities | $7,101,000 | 4,162 |
| Insider loans | $9,428,000 | 682 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $22,538,000 | 2,394 |
| Tier 1 (core) risk-based capital | $29,795,000 | 2,118 |
| Tier 2 risk-based capital | $2,818,000 | 1,839 |
| Total risk weighted assets | $224,298,000 | 1,951 |
| Total unused commitments | $22,538,000 | 2,395 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 102 | 1,490 |
| Assets and Liabilities | ||
| Total Assets: | $326,365,000 | 2,004 |
| Cash and due from depository institutions | $29,728,000 | 1,490 |
| Interest-bearing balances | $23,729,000 | 1,444 |
| Securities | $51,528,000 | 2,360 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $209,938,000 | 2,009 |
| Loan loss allowance | $4,058,000 | 1,883 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $10,860,000 | 1,100 |
| Other real estate owned | $2,421,000 | 1,490 |
| Goodwill and other intangibles | $5,419,000 | 723 |
| All other assets | $16,471,000 | 1,313 |
| Life insurance assets | $7,224,000 | 939 |
| Total liabilities and capital | $326,365,000 | 2,004 |
| Total liabilities | $291,408,000 | 2,021 |
| Total deposits | $279,221,000 | 1,944 |
| Interest-bearing deposits | $226,645,000 | 2,046 |
| Deposits held in domestic offices | $279,221,000 | 1,943 |
| % insured | 91.10% | 3,625 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,921,000 | 2,938 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $6,266,000 | 832 |
| Total equity capital | $34,957,000 | 1,920 |
| Total bank equity capital | $34,957,000 | 1,918 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $926,000 | 2,823 |
| Surplus | $15,513,000 | 1,913 |
| Undivided profits | $18,518,000 | 1,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $6,716,000 | 1,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,939,000 | 1,556 |
| Earning assets | $285,195,000 | 2,095 |
| Long-term assets (5+ years) | $89,700,000 | 1,533 |
| Average Assets, year-to-date | $320,527,400 | 2,036 |
| Average Assets, quarterly | $323,527,500 | 2,025 |
| Volatile liabilities | $44,992,000 | 2,746 |
| Insider loans | $10,727,000 | 592 |
| FHLB advances | $5,386,000 | 2,888 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $18,817,000 | 2,668 |
| Tier 1 (core) risk-based capital | $29,715,000 | 2,123 |
| Tier 2 risk-based capital | $2,869,000 | 1,827 |
| Total risk weighted assets | $228,319,000 | 1,940 |
| Total unused commitments | $18,817,000 | 2,668 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 99 | 1,546 |
| Assets and Liabilities | ||
| Total Assets: | $320,615,000 | 2,080 |
| Cash and due from depository institutions | $37,916,000 | 1,546 |
| Interest-bearing balances | $31,338,000 | 1,152 |
| Securities | $32,877,000 | 3,266 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $214,901,000 | 2,005 |
| Loan loss allowance | $4,176,000 | 1,856 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,947,000 | 1,103 |
| Other real estate owned | $2,282,000 | 1,546 |
| Goodwill and other intangibles | $5,449,000 | 717 |
| All other assets | $16,243,000 | 1,332 |
| Life insurance assets | $7,166,000 | 939 |
| Total liabilities and capital | $320,615,000 | 2,080 |
| Total liabilities | $285,172,000 | 2,096 |
| Total deposits | $273,307,000 | 2,011 |
| Interest-bearing deposits | $218,335,000 | 2,164 |
| Deposits held in domestic offices | $273,307,000 | 2,007 |
| % insured | 89.77% | 3,611 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,901,000 | 3,068 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,964,000 | 923 |
| Total equity capital | $35,443,000 | 1,943 |
| Total bank equity capital | $35,443,000 | 1,942 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $926,000 | 2,881 |
| Surplus | $15,513,000 | 1,911 |
| Undivided profits | $19,004,000 | 1,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $4,243,000 | 2,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $139,000 | 886 |
| Income earned, not collected on loans | $1,953,000 | 1,644 |
| Earning assets | $279,116,000 | 2,179 |
| Long-term assets (5+ years) | $80,816,000 | 1,655 |
| Average Assets, year-to-date | $319,049,250 | 2,071 |
| Average Assets, quarterly | $315,159,000 | 2,104 |
| Volatile liabilities | $46,847,000 | 2,745 |
| Insider loans | $10,570,000 | 621 |
| FHLB advances | $5,636,000 | 2,961 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $19,150,000 | 2,684 |
| Tier 1 (core) risk-based capital | $29,817,000 | 2,118 |
| Tier 2 risk-based capital | $2,888,000 | 1,858 |
| Total risk weighted assets | $229,773,000 | 1,963 |
| Total unused commitments | $19,150,000 | 2,685 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 102 | 1,517 |
| Assets and Liabilities | ||
| Total Assets: | $309,703,000 | 2,157 |
| Cash and due from depository institutions | $28,385,000 | 1,517 |
| Interest-bearing balances | $20,102,000 | 1,609 |
| Securities | $28,636,000 | 3,570 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $217,962,000 | 2,004 |
| Loan loss allowance | $4,144,000 | 1,860 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,855,000 | 1,131 |
| Other real estate owned | $2,250,000 | 1,517 |
| Goodwill and other intangibles | $5,478,000 | 722 |
| All other assets | $16,137,000 | 1,364 |
| Life insurance assets | $7,106,000 | 943 |
| Total liabilities and capital | $309,703,000 | 2,157 |
| Total liabilities | $274,791,000 | 2,171 |
| Total deposits | $263,065,000 | 2,093 |
| Interest-bearing deposits | $211,629,000 | 2,224 |
| Deposits held in domestic offices | $263,065,000 | 2,091 |
| % insured | 90.30% | 3,508 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,121,000 | 3,126 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,605,000 | 929 |
| Total equity capital | $34,912,000 | 1,953 |
| Total bank equity capital | $34,912,000 | 1,951 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $926,000 | 2,913 |
| Surplus | $15,513,000 | 1,906 |
| Undivided profits | $18,473,000 | 1,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,644,000 | 2,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $139,000 | 883 |
| Income earned, not collected on loans | $1,717,000 | 1,822 |
| Earning assets | $266,700,000 | 2,267 |
| Long-term assets (5+ years) | $78,333,000 | 1,684 |
| Average Assets, year-to-date | $318,527,330 | 2,082 |
| Average Assets, quarterly | $310,298,000 | 2,148 |
| Volatile liabilities | $40,070,000 | 3,174 |
| Insider loans | $9,512,000 | 717 |
| FHLB advances | $5,886,000 | 3,092 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $21,466,000 | 2,525 |
| Tier 1 (core) risk-based capital | $29,246,000 | 2,147 |
| Tier 2 risk-based capital | $2,940,000 | 1,858 |
| Total risk weighted assets | $233,975,000 | 1,967 |
| Total unused commitments | $21,466,000 | 2,527 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 101 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $310,893,000 | 2,203 |
| Cash and due from depository institutions | $33,689,000 | 1,536 |
| Interest-bearing balances | $26,798,000 | 1,276 |
| Securities | $21,318,000 | 4,301 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $219,513,000 | 2,043 |
| Loan loss allowance | $4,356,000 | 1,805 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $10,917,000 | 1,144 |
| Other real estate owned | $3,892,000 | 1,536 |
| Goodwill and other intangibles | $5,507,000 | 732 |
| All other assets | $16,057,000 | 1,408 |
| Life insurance assets | $7,053,000 | 943 |
| Total liabilities and capital | $310,893,000 | 2,203 |
| Total liabilities | $276,581,000 | 2,215 |
| Total deposits | $264,305,000 | 2,114 |
| Interest-bearing deposits | $216,804,000 | 2,220 |
| Deposits held in domestic offices | $264,305,000 | 2,112 |
| % insured | 91.39% | 3,182 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $6,462,000 | 3,207 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,814,000 | 925 |
| Total equity capital | $34,312,000 | 1,988 |
| Total bank equity capital | $34,312,000 | 1,987 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $926,000 | 2,967 |
| Surplus | $15,513,000 | 1,941 |
| Undivided profits | $17,873,000 | 1,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,766,000 | 1,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $169,000 | 812 |
| Income earned, not collected on loans | $1,536,000 | 2,109 |
| Earning assets | $267,629,000 | 2,307 |
| Long-term assets (5+ years) | $71,323,000 | 1,821 |
| Average Assets, year-to-date | $322,939,500 | 2,101 |
| Average Assets, quarterly | $322,939,500 | 2,101 |
| Volatile liabilities | $45,906,000 | 2,908 |
| Insider loans | $11,231,000 | 617 |
| FHLB advances | $6,136,000 | 3,110 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $25,887,000 | 2,292 |
| Tier 1 (core) risk-based capital | $28,774,000 | 2,194 |
| Tier 2 risk-based capital | $2,966,000 | 1,893 |
| Total risk weighted assets | $235,928,000 | 2,006 |
| Total unused commitments | $25,887,000 | 2,296 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 100 | 1,570 |
| Assets and Liabilities | ||
| Total Assets: | $334,986,000 | 2,062 |
| Cash and due from depository institutions | $51,515,000 | 1,570 |
| Interest-bearing balances | $44,553,000 | 664 |
| Securities | $22,579,000 | 4,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $225,598,000 | 2,030 |
| Loan loss allowance | $4,667,000 | 1,710 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $11,034,000 | 1,149 |
| Other real estate owned | $2,199,000 | 1,570 |
| Goodwill and other intangibles | $5,537,000 | 733 |
| All other assets | $16,524,000 | 1,410 |
| Life insurance assets | $6,979,000 | 951 |
| Total liabilities and capital | $334,986,000 | 2,062 |
| Total liabilities | $300,862,000 | 2,069 |
| Total deposits | $289,532,000 | 1,938 |
| Interest-bearing deposits | $229,783,000 | 2,104 |
| Deposits held in domestic offices | $289,532,000 | 1,936 |
| % insured | 83.79% | 5,599 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,785,000 | 3,284 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,545,000 | 1,109 |
| Total equity capital | $34,124,000 | 1,966 |
| Total bank equity capital | $34,124,000 | 1,965 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $926,000 | 3,010 |
| Surplus | $15,513,000 | 1,947 |
| Undivided profits | $17,685,000 | 1,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,875,000 | 2,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,105,000 | 1,598 |
| Earning assets | $292,730,000 | 2,143 |
| Long-term assets (5+ years) | $55,079,000 | 2,201 |
| Average Assets, year-to-date | $324,730,200 | 2,085 |
| Average Assets, quarterly | $330,126,500 | 2,083 |
| Volatile liabilities | $44,531,000 | 3,001 |
| Insider loans | $11,552,000 | 617 |
| FHLB advances | $6,386,000 | 3,225 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $22,587,000 | 2,522 |
| Tier 1 (core) risk-based capital | $28,556,000 | 2,194 |
| Tier 2 risk-based capital | $3,083,000 | 1,840 |
| Total risk weighted assets | $244,048,000 | 1,976 |
| Total unused commitments | $22,587,000 | 2,522 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 104 | 1,541 |
| Assets and Liabilities | ||
| Total Assets: | $325,267,000 | 2,122 |
| Cash and due from depository institutions | $17,493,000 | 1,541 |
| Interest-bearing balances | $5,724,000 | 2,852 |
| Securities | $24,097,000 | 3,998 |
| Federal funds sold & reverse repurchase agreements | $10,160,000 | 907 |
| Net loans & leases | $242,302,000 | 1,947 |
| Loan loss allowance | $5,118,000 | 1,520 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $11,159,000 | 1,136 |
| Other real estate owned | $724,000 | 1,541 |
| Goodwill and other intangibles | $5,566,000 | 776 |
| All other assets | $13,766,000 | 1,453 |
| Life insurance assets | $6,922,000 | 952 |
| Total liabilities and capital | $325,267,000 | 2,122 |
| Total liabilities | $292,534,000 | 2,120 |
| Total deposits | $280,043,000 | 1,991 |
| Interest-bearing deposits | $224,551,000 | 2,146 |
| Deposits held in domestic offices | $280,043,000 | 1,989 |
| % insured | 87.45% | 4,771 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $7,011,000 | 3,341 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,480,000 | 1,041 |
| Total equity capital | $32,733,000 | 2,109 |
| Total bank equity capital | $32,733,000 | 2,109 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $926,000 | 3,051 |
| Surplus | $14,016,000 | 2,074 |
| Undivided profits | $17,791,000 | 1,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,697,000 | 1,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,059 |
| Income earned, not collected on loans | $2,139,000 | 1,672 |
| Earning assets | $282,283,000 | 2,226 |
| Long-term assets (5+ years) | $71,203,000 | 1,796 |
| Average Assets, year-to-date | $322,166,250 | 2,114 |
| Average Assets, quarterly | $320,380,000 | 2,147 |
| Volatile liabilities | $49,829,000 | 2,779 |
| Insider loans | $12,162,000 | 558 |
| FHLB advances | $6,636,000 | 3,282 |
| Loans and leases held for sale | $729,000 | 1,078 |
| Unused loan commitments | $27,681,000 | 2,280 |
| Tier 1 (core) risk-based capital | $26,689,000 | 2,386 |
| Tier 2 risk-based capital | $3,304,000 | 1,752 |
| Total risk weighted assets | $260,610,000 | 1,894 |
| Total unused commitments | $27,681,000 | 2,282 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 118 | 1,382 |
| Assets and Liabilities | ||
| Total Assets: | $315,493,000 | 2,190 |
| Cash and due from depository institutions | $11,988,000 | 1,382 |
| Interest-bearing balances | $3,308,000 | 3,362 |
| Securities | $24,822,000 | 3,889 |
| Federal funds sold & reverse repurchase agreements | $1,580,000 | 3,558 |
| Net loans & leases | $246,352,000 | 1,947 |
| Loan loss allowance | $4,576,000 | 1,615 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,339,000 | 1,139 |
| Other real estate owned | $0 | 1,382 |
| Goodwill and other intangibles | $5,595,000 | 791 |
| All other assets | $13,817,000 | 1,492 |
| Life insurance assets | $6,861,000 | 961 |
| Total liabilities and capital | $315,493,000 | 2,190 |
| Total liabilities | $283,448,000 | 2,196 |
| Total deposits | $269,185,000 | 2,060 |
| Interest-bearing deposits | $218,686,000 | 2,189 |
| Deposits held in domestic offices | $269,185,000 | 2,058 |
| % insured | 70.36% | 5,978 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $8,618,000 | 3,162 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,645,000 | 1,057 |
| Total equity capital | $32,045,000 | 2,122 |
| Total bank equity capital | $32,045,000 | 2,120 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $926,000 | 3,090 |
| Surplus | $14,016,000 | 2,079 |
| Undivided profits | $17,103,000 | 1,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,552,000 | 1,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,043,000 | 1,688 |
| Earning assets | $276,062,000 | 2,261 |
| Long-term assets (5+ years) | $78,883,000 | 1,657 |
| Average Assets, year-to-date | $321,132,670 | 2,144 |
| Average Assets, quarterly | $319,691,500 | 2,157 |
| Volatile liabilities | $53,484,000 | 2,607 |
| Insider loans | $12,376,000 | 583 |
| FHLB advances | $8,086,000 | 3,086 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $32,320,000 | 2,096 |
| Tier 1 (core) risk-based capital | $26,334,000 | 2,438 |
| Tier 2 risk-based capital | $3,278,000 | 1,740 |
| Total risk weighted assets | $260,404,000 | 1,929 |
| Total unused commitments | $32,320,000 | 2,099 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 116 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $323,890,000 | 2,148 |
| Cash and due from depository institutions | $16,815,000 | 1,423 |
| Interest-bearing balances | $85,000 | 6,207 |
| Securities | $26,423,000 | 3,763 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $250,005,000 | 1,941 |
| Loan loss allowance | $4,823,000 | 1,489 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $11,134,000 | 1,160 |
| Other real estate owned | $0 | 1,423 |
| Goodwill and other intangibles | $5,624,000 | 799 |
| All other assets | $13,889,000 | 1,468 |
| Life insurance assets | $6,806,000 | 969 |
| Total liabilities and capital | $323,890,000 | 2,148 |
| Total liabilities | $292,374,000 | 2,141 |
| Total deposits | $278,372,000 | 2,002 |
| Interest-bearing deposits | $230,138,000 | 2,085 |
| Deposits held in domestic offices | $278,372,000 | 1,999 |
| % insured | 72.61% | 5,628 |
| Federal funds purchased & repurchase agreements | $330,000 | 2,697 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $8,154,000 | 3,291 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,518,000 | 1,070 |
| Total equity capital | $31,516,000 | 2,176 |
| Total bank equity capital | $31,516,000 | 2,174 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $926,000 | 3,112 |
| Surplus | $14,016,000 | 2,075 |
| Undivided profits | $16,574,000 | 2,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,877,000 | 1,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $356,000 | 493 |
| Income earned, not collected on loans | $2,111,000 | 1,665 |
| Earning assets | $276,513,000 | 2,276 |
| Long-term assets (5+ years) | $84,191,000 | 1,532 |
| Average Assets, year-to-date | $323,952,500 | 2,141 |
| Average Assets, quarterly | $323,952,500 | 2,141 |
| Volatile liabilities | $61,974,000 | 2,321 |
| Insider loans | $12,769,000 | 565 |
| FHLB advances | $7,736,000 | 3,251 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $40,104,000 | 1,845 |
| Tier 1 (core) risk-based capital | $25,726,000 | 2,499 |
| Tier 2 risk-based capital | $3,437,000 | 1,675 |
| Total risk weighted assets | $273,115,000 | 1,869 |
| Total unused commitments | $40,104,000 | 1,846 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 112 | 1,489 |
| Assets and Liabilities | ||
| Total Assets: | $324,015,000 | 2,134 |
| Cash and due from depository institutions | $17,380,000 | 1,489 |
| Interest-bearing balances | $127,000 | 5,469 |
| Securities | $30,019,000 | 3,455 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $246,819,000 | 1,969 |
| Loan loss allowance | $3,391,000 | 1,914 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,542,000 | 1,233 |
| Other real estate owned | $0 | 1,489 |
| Goodwill and other intangibles | $5,653,000 | 815 |
| All other assets | $13,602,000 | 1,494 |
| Life insurance assets | $6,737,000 | 971 |
| Total liabilities and capital | $324,015,000 | 2,134 |
| Total liabilities | $292,371,000 | 2,123 |
| Total deposits | $271,999,000 | 2,000 |
| Interest-bearing deposits | $218,442,000 | 2,138 |
| Deposits held in domestic offices | $271,999,000 | 1,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,335,000 | 2,230 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $12,598,000 | 2,876 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,439,000 | 1,079 |
| Total equity capital | $31,644,000 | 2,142 |
| Total bank equity capital | $31,644,000 | 2,142 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $926,000 | 3,135 |
| Surplus | $14,016,000 | 2,055 |
| Undivided profits | $16,702,000 | 1,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,435,000 | 1,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,418,000 | 1,513 |
| Earning assets | $276,965,000 | 2,248 |
| Long-term assets (5+ years) | $71,472,000 | 1,733 |
| Average Assets, year-to-date | $306,238,600 | 2,171 |
| Average Assets, quarterly | $320,259,000 | 2,138 |
| Volatile liabilities | $56,610,000 | 2,469 |
| Insider loans | $11,482,000 | 648 |
| FHLB advances | $11,386,000 | 2,889 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $37,823,000 | 1,980 |
| Tier 1 (core) risk-based capital | $25,754,000 | 2,470 |
| Tier 2 risk-based capital | $3,389,000 | 1,681 |
| Total risk weighted assets | $270,705,000 | 1,888 |
| Total unused commitments | $37,823,000 | 1,981 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 116 | 1,452 |
| Assets and Liabilities | ||
| Total Assets: | $316,503,000 | 2,172 |
| Cash and due from depository institutions | $15,109,000 | 1,452 |
| Interest-bearing balances | $396,000 | 3,902 |
| Securities | $27,725,000 | 3,578 |
| Federal funds sold & reverse repurchase agreements | $6,715,000 | 1,780 |
| Net loans & leases | $237,691,000 | 2,038 |
| Loan loss allowance | $2,070,000 | 2,652 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,591,000 | 1,352 |
| Other real estate owned | $0 | 1,452 |
| Goodwill and other intangibles | $5,682,000 | 854 |
| All other assets | $13,990,000 | 1,441 |
| Life insurance assets | $6,686,000 | 968 |
| Total liabilities and capital | $316,503,000 | 2,172 |
| Total liabilities | $284,198,000 | 2,159 |
| Total deposits | $274,374,000 | 1,952 |
| Interest-bearing deposits | $213,735,000 | 2,158 |
| Deposits held in domestic offices | $274,374,000 | 1,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $4,395,000 | 4,344 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,429,000 | 1,065 |
| Total equity capital | $32,305,000 | 2,111 |
| Total bank equity capital | $32,305,000 | 2,111 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $926,000 | 3,165 |
| Surplus | $14,016,000 | 2,053 |
| Undivided profits | $17,363,000 | 1,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,140,000 | 1,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,572,000 | 1,491 |
| Earning assets | $272,527,000 | 2,268 |
| Long-term assets (5+ years) | $66,795,000 | 1,795 |
| Average Assets, year-to-date | $301,794,500 | 2,203 |
| Average Assets, quarterly | $312,803,500 | 2,174 |
| Volatile liabilities | $49,362,000 | 2,700 |
| Insider loans | $11,410,000 | 650 |
| FHLB advances | $3,636,000 | 4,380 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $42,829,000 | 1,907 |
| Tier 1 (core) risk-based capital | $26,702,000 | 2,438 |
| Tier 2 risk-based capital | $2,158,000 | 2,375 |
| Total risk weighted assets | $260,172,000 | 1,939 |
| Total unused commitments | $42,829,000 | 1,907 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 105 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $309,104,000 | 2,195 |
| Cash and due from depository institutions | $13,286,000 | 1,630 |
| Interest-bearing balances | $914,000 | 3,019 |
| Securities | $30,174,000 | 3,444 |
| Federal funds sold & reverse repurchase agreements | $22,295,000 | 505 |
| Net loans & leases | $214,651,000 | 2,201 |
| Loan loss allowance | $2,539,000 | 2,200 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,493,000 | 1,351 |
| Other real estate owned | $0 | 1,630 |
| Goodwill and other intangibles | $5,712,000 | 861 |
| All other assets | $13,493,000 | 1,443 |
| Life insurance assets | $6,625,000 | 974 |
| Total liabilities and capital | $309,104,000 | 2,195 |
| Total liabilities | $277,159,000 | 2,188 |
| Total deposits | $268,353,000 | 1,986 |
| Interest-bearing deposits | $216,972,000 | 2,108 |
| Deposits held in domestic offices | $268,353,000 | 1,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $3,377,000 | 4,468 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,429,000 | 1,051 |
| Total equity capital | $31,945,000 | 2,150 |
| Total bank equity capital | $31,945,000 | 2,150 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $926,000 | 3,192 |
| Surplus | $14,016,000 | 2,035 |
| Undivided profits | $17,003,000 | 1,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,315,000 | 1,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 955 |
| Income earned, not collected on loans | $2,387,000 | 1,562 |
| Earning assets | $268,034,000 | 2,274 |
| Long-term assets (5+ years) | $60,151,000 | 1,946 |
| Average Assets, year-to-date | $296,891,670 | 2,225 |
| Average Assets, quarterly | $303,402,500 | 2,219 |
| Volatile liabilities | $60,454,000 | 2,284 |
| Insider loans | $11,985,000 | 623 |
| FHLB advances | $2,886,000 | 4,495 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $39,287,000 | 2,100 |
| Tier 1 (core) risk-based capital | $26,290,000 | 2,472 |
| Tier 2 risk-based capital | $2,623,000 | 1,979 |
| Total risk weighted assets | $238,651,000 | 2,074 |
| Total unused commitments | $39,287,000 | 2,100 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 106 | 1,600 |
| Assets and Liabilities | ||
| Total Assets: | $297,701,000 | 2,252 |
| Cash and due from depository institutions | $15,273,000 | 1,600 |
| Interest-bearing balances | $478,000 | 3,715 |
| Securities | $34,095,000 | 3,126 |
| Federal funds sold & reverse repurchase agreements | $16,985,000 | 983 |
| Net loans & leases | $202,621,000 | 2,268 |
| Loan loss allowance | $2,487,000 | 2,147 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $9,529,000 | 1,334 |
| Other real estate owned | $0 | 1,600 |
| Goodwill and other intangibles | $5,741,000 | 881 |
| All other assets | $13,457,000 | 1,399 |
| Life insurance assets | $6,573,000 | 973 |
| Total liabilities and capital | $297,701,000 | 2,252 |
| Total liabilities | $265,742,000 | 2,248 |
| Total deposits | $256,657,000 | 2,074 |
| Interest-bearing deposits | $206,793,000 | 2,209 |
| Deposits held in domestic offices | $256,657,000 | 2,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $3,455,000 | 4,195 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,630,000 | 1,091 |
| Total equity capital | $31,959,000 | 2,205 |
| Total bank equity capital | $31,959,000 | 2,205 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $926,000 | 3,207 |
| Surplus | $14,016,000 | 2,022 |
| Undivided profits | $17,017,000 | 2,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 5,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 754 |
| Income earned, not collected on loans | $2,482,000 | 1,541 |
| Earning assets | $254,179,000 | 2,380 |
| Long-term assets (5+ years) | $57,642,000 | 1,933 |
| Average Assets, year-to-date | $290,785,500 | 2,272 |
| Average Assets, quarterly | $290,785,500 | 2,272 |
| Volatile liabilities | $59,605,000 | 2,257 |
| Insider loans | $11,786,000 | 615 |
| FHLB advances | $3,136,000 | 4,122 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $45,644,000 | 1,901 |
| Tier 1 (core) risk-based capital | $26,010,000 | 2,503 |
| Tier 2 risk-based capital | $2,566,000 | 1,976 |
| Total risk weighted assets | $228,854,000 | 2,135 |
| Total unused commitments | $45,644,000 | 1,902 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 103 | 1,662 |
| Assets and Liabilities | ||
| Total Assets: | $283,870,000 | 2,317 |
| Cash and due from depository institutions | $12,254,000 | 1,662 |
| Interest-bearing balances | $423,000 | 3,333 |
| Securities | $30,013,000 | 3,443 |
| Federal funds sold & reverse repurchase agreements | $12,910,000 | 1,030 |
| Net loans & leases | $199,805,000 | 2,290 |
| Loan loss allowance | $2,511,000 | 2,094 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,454,000 | 1,349 |
| Other real estate owned | $0 | 1,662 |
| Goodwill and other intangibles | $5,770,000 | 871 |
| All other assets | $13,664,000 | 1,373 |
| Life insurance assets | $6,505,000 | 974 |
| Total liabilities and capital | $283,870,000 | 2,317 |
| Total liabilities | $252,845,000 | 2,322 |
| Total deposits | $244,177,000 | 2,154 |
| Interest-bearing deposits | $191,762,000 | 2,330 |
| Deposits held in domestic offices | $244,177,000 | 2,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,994,000 | 3,903 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,674,000 | 1,265 |
| Total equity capital | $31,025,000 | 2,253 |
| Total bank equity capital | $31,025,000 | 2,253 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $926,000 | 3,210 |
| Surplus | $14,016,000 | 2,000 |
| Undivided profits | $16,083,000 | 2,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 5,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $154,000 | 633 |
| Income earned, not collected on loans | $2,617,000 | 1,578 |
| Earning assets | $243,151,000 | 2,445 |
| Long-term assets (5+ years) | $51,776,000 | 1,950 |
| Average Assets, year-to-date | $250,171,600 | 2,492 |
| Average Assets, quarterly | $276,567,500 | 2,337 |
| Volatile liabilities | $52,781,000 | 2,504 |
| Insider loans | $10,922,000 | 659 |
| FHLB advances | $3,386,000 | 3,905 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $40,446,000 | 2,092 |
| Tier 1 (core) risk-based capital | $25,302,000 | 2,553 |
| Tier 2 risk-based capital | $2,511,000 | 1,994 |
| Total risk weighted assets | $225,732,000 | 2,139 |
| Total unused commitments | $40,446,000 | 2,094 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 111 | 1,553 |
| Assets and Liabilities | ||
| Total Assets: | $269,265,000 | 2,377 |
| Cash and due from depository institutions | $11,781,000 | 1,553 |
| Interest-bearing balances | $198,000 | 3,884 |
| Securities | $29,076,000 | 3,521 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $199,845,000 | 2,262 |
| Loan loss allowance | $2,184,000 | 2,326 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,609,000 | 1,467 |
| Other real estate owned | $0 | 1,553 |
| Goodwill and other intangibles | $5,789,000 | 845 |
| All other assets | $14,165,000 | 1,307 |
| Life insurance assets | $6,452,000 | 953 |
| Total liabilities and capital | $269,265,000 | 2,377 |
| Total liabilities | $238,835,000 | 2,390 |
| Total deposits | $226,139,000 | 2,277 |
| Interest-bearing deposits | $173,737,000 | 2,538 |
| Deposits held in domestic offices | $226,139,000 | 2,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $795,000 | 2,866 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,648,000 | 3,319 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,253,000 | 981 |
| Total equity capital | $30,430,000 | 2,258 |
| Total bank equity capital | $30,430,000 | 2,258 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $926,000 | 3,194 |
| Surplus | $14,016,000 | 1,957 |
| Undivided profits | $15,488,000 | 2,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 5,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,086,000 | 1,407 |
| Earning assets | $229,119,000 | 2,546 |
| Long-term assets (5+ years) | $50,434,000 | 1,913 |
| Average Assets, year-to-date | $241,747,000 | 2,561 |
| Average Assets, quarterly | $251,351,500 | 2,503 |
| Volatile liabilities | $38,150,000 | 3,167 |
| Insider loans | $10,955,000 | 643 |
| FHLB advances | $3,636,000 | 3,722 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $34,999,000 | 2,334 |
| Tier 1 (core) risk-based capital | $24,767,000 | 2,594 |
| Tier 2 risk-based capital | $2,403,000 | 2,064 |
| Total risk weighted assets | $220,186,000 | 2,158 |
| Total unused commitments | $34,999,000 | 2,334 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 77 | 2,282 |
| Assets and Liabilities | ||
| Total Assets: | $233,438,000 | 2,696 |
| Cash and due from depository institutions | $10,928,000 | 2,282 |
| Interest-bearing balances | $617,000 | 2,889 |
| Securities | $29,968,000 | 3,430 |
| Federal funds sold & reverse repurchase agreements | $2,965,000 | 3,611 |
| Net loans & leases | $169,430,000 | 2,553 |
| Loan loss allowance | $1,720,000 | 2,834 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,853,000 | 1,824 |
| Other real estate owned | $0 | 2,282 |
| Goodwill and other intangibles | $1,744,000 | 1,451 |
| All other assets | $11,550,000 | 1,567 |
| Life insurance assets | $5,333,000 | 1,125 |
| Total liabilities and capital | $233,438,000 | 2,696 |
| Total liabilities | $207,750,000 | 2,712 |
| Total deposits | $197,923,000 | 2,580 |
| Interest-bearing deposits | $154,933,000 | 2,833 |
| Deposits held in domestic offices | $197,923,000 | 2,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,231,000 | 3,309 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,596,000 | 1,229 |
| Total equity capital | $25,688,000 | 2,611 |
| Total bank equity capital | $25,688,000 | 2,611 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $926,000 | 3,198 |
| Surplus | $7,263,000 | 3,177 |
| Undivided profits | $17,499,000 | 1,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 5,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,650,000 | 2,556 |
| Earning assets | $202,980,000 | 2,812 |
| Long-term assets (5+ years) | $44,931,000 | 2,048 |
| Average Assets, year-to-date | $232,574,330 | 2,674 |
| Average Assets, quarterly | $233,374,000 | 2,685 |
| Volatile liabilities | $30,556,000 | 3,664 |
| Insider loans | $10,542,000 | 667 |
| FHLB advances | $3,886,000 | 3,600 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $27,286,000 | 2,796 |
| Tier 1 (core) risk-based capital | $24,271,000 | 2,642 |
| Tier 2 risk-based capital | $1,720,000 | 2,706 |
| Total risk weighted assets | $190,799,000 | 2,409 |
| Total unused commitments | $27,286,000 | 2,796 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 79 | 2,205 |
| Assets and Liabilities | ||
| Total Assets: | $233,310,000 | 2,697 |
| Cash and due from depository institutions | $10,445,000 | 2,205 |
| Interest-bearing balances | $254,000 | 3,775 |
| Securities | $41,847,000 | 2,692 |
| Federal funds sold & reverse repurchase agreements | $4,990,000 | 3,350 |
| Net loans & leases | $157,379,000 | 2,692 |
| Loan loss allowance | $1,731,000 | 2,816 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,512,000 | 2,231 |
| Other real estate owned | $0 | 2,205 |
| Goodwill and other intangibles | $1,744,000 | 1,429 |
| All other assets | $11,393,000 | 1,535 |
| Life insurance assets | $5,288,000 | 1,114 |
| Total liabilities and capital | $233,310,000 | 2,697 |
| Total liabilities | $208,391,000 | 2,704 |
| Total deposits | $198,794,000 | 2,575 |
| Interest-bearing deposits | $157,959,000 | 2,778 |
| Deposits held in domestic offices | $198,794,000 | 2,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,811,000 | 3,431 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,786,000 | 1,197 |
| Total equity capital | $24,919,000 | 2,696 |
| Total bank equity capital | $24,919,000 | 2,696 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $926,000 | 3,195 |
| Surplus | $7,263,000 | 3,125 |
| Undivided profits | $16,730,000 | 2,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 5,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,497,000 | 2,683 |
| Earning assets | $204,470,000 | 2,802 |
| Long-term assets (5+ years) | $46,897,000 | 1,956 |
| Average Assets, year-to-date | $232,142,500 | 2,700 |
| Average Assets, quarterly | $232,142,500 | 2,700 |
| Volatile liabilities | $33,591,000 | 3,378 |
| Insider loans | $10,652,000 | 653 |
| FHLB advances | $4,136,000 | 3,426 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $29,214,000 | 2,692 |
| Tier 1 (core) risk-based capital | $23,541,000 | 2,704 |
| Tier 2 risk-based capital | $1,735,000 | 2,692 |
| Total risk weighted assets | $183,283,000 | 2,463 |
| Total unused commitments | $29,214,000 | 2,693 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 80 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $230,975,000 | 2,714 |
| Cash and due from depository institutions | $11,825,000 | 2,183 |
| Interest-bearing balances | $1,131,000 | 2,358 |
| Securities | $53,896,000 | 2,175 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $147,829,000 | 2,826 |
| Loan loss allowance | $1,701,000 | 2,828 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,459,000 | 2,657 |
| Other real estate owned | $0 | 2,183 |
| Goodwill and other intangibles | $1,744,000 | 1,426 |
| All other assets | $11,222,000 | 1,566 |
| Life insurance assets | $5,236,000 | 1,108 |
| Total liabilities and capital | $230,975,000 | 2,714 |
| Total liabilities | $206,791,000 | 2,716 |
| Total deposits | $197,387,000 | 2,578 |
| Interest-bearing deposits | $156,528,000 | 2,767 |
| Deposits held in domestic offices | $197,387,000 | 2,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $265,000 | 3,084 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,081,000 | 3,393 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,058,000 | 1,369 |
| Total equity capital | $24,184,000 | 2,712 |
| Total bank equity capital | $24,184,000 | 2,712 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $926,000 | 3,193 |
| Surplus | $7,263,000 | 3,073 |
| Undivided profits | $15,995,000 | 2,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $842,000 | 2,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $376,000 | 355 |
| Income earned, not collected on loans | $1,578,000 | 2,646 |
| Earning assets | $202,856,000 | 2,817 |
| Long-term assets (5+ years) | $40,659,000 | 2,127 |
| Average Assets, year-to-date | $223,324,600 | 2,694 |
| Average Assets, quarterly | $231,285,000 | 2,685 |
| Volatile liabilities | $45,004,000 | 2,860 |
| Insider loans | $9,412,000 | 730 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $23,321,000 | 3,034 |
| Tier 1 (core) risk-based capital | $22,709,000 | 2,747 |
| Tier 2 risk-based capital | $1,936,000 | 2,423 |
| Total risk weighted assets | $179,481,000 | 2,495 |
| Total unused commitments | $23,321,000 | 3,035 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 81 | 2,166 |
| Assets and Liabilities | ||
| Total Assets: | $231,595,000 | 2,699 |
| Cash and due from depository institutions | $12,969,000 | 2,166 |
| Interest-bearing balances | $2,023,000 | 1,762 |
| Securities | $52,906,000 | 2,235 |
| Federal funds sold & reverse repurchase agreements | $9,275,000 | 1,520 |
| Net loans & leases | $139,978,000 | 2,939 |
| Loan loss allowance | $1,727,000 | 2,800 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,405,000 | 3,240 |
| Other real estate owned | $0 | 2,166 |
| Goodwill and other intangibles | $1,744,000 | 1,419 |
| All other assets | $11,318,000 | 1,555 |
| Life insurance assets | $5,111,000 | 1,091 |
| Total liabilities and capital | $231,595,000 | 2,699 |
| Total liabilities | $208,099,000 | 2,682 |
| Total deposits | $197,918,000 | 2,552 |
| Interest-bearing deposits | $157,247,000 | 2,711 |
| Deposits held in domestic offices | $197,918,000 | 2,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,184,000 | 3,316 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,997,000 | 1,353 |
| Total equity capital | $23,496,000 | 2,753 |
| Total bank equity capital | $23,496,000 | 2,753 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $926,000 | 3,209 |
| Surplus | $7,263,000 | 3,045 |
| Undivided profits | $15,307,000 | 2,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $956,000 | 2,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $386,000 | 378 |
| Income earned, not collected on loans | $1,744,000 | 2,435 |
| Earning assets | $204,182,000 | 2,782 |
| Long-term assets (5+ years) | $33,586,000 | 2,434 |
| Average Assets, year-to-date | $221,412,000 | 2,726 |
| Average Assets, quarterly | $226,309,500 | 2,727 |
| Volatile liabilities | $45,169,000 | 2,831 |
| Insider loans | $6,729,000 | 1,031 |
| FHLB advances | $4,636,000 | 3,604 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $26,837,000 | 2,822 |
| Tier 1 (core) risk-based capital | $22,161,000 | 2,774 |
| Tier 2 risk-based capital | $1,806,000 | 2,579 |
| Total risk weighted assets | $173,929,000 | 2,545 |
| Total unused commitments | $26,837,000 | 2,823 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 75 | 2,360 |
| Assets and Liabilities | ||
| Total Assets: | $221,024,000 | 2,795 |
| Cash and due from depository institutions | $9,894,000 | 2,360 |
| Interest-bearing balances | $585,000 | 2,945 |
| Securities | $52,303,000 | 2,249 |
| Federal funds sold & reverse repurchase agreements | $2,405,000 | 3,400 |
| Net loans & leases | $140,013,000 | 2,914 |
| Loan loss allowance | $1,651,000 | 2,870 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,261,000 | 3,300 |
| Other real estate owned | $0 | 2,360 |
| Goodwill and other intangibles | $1,944,000 | 1,350 |
| All other assets | $11,204,000 | 1,577 |
| Life insurance assets | $5,147,000 | 1,070 |
| Total liabilities and capital | $221,025,000 | 2,795 |
| Total liabilities | $198,610,000 | 2,785 |
| Total deposits | $179,778,000 | 2,769 |
| Interest-bearing deposits | $139,629,000 | 2,972 |
| Deposits held in domestic offices | $179,778,000 | 2,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,030,000 | 2,123 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,802,000 | 1,301 |
| Total equity capital | $22,415,000 | 2,774 |
| Total bank equity capital | $22,415,000 | 2,774 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $926,000 | 3,204 |
| Surplus | $7,263,000 | 2,982 |
| Undivided profits | $14,226,000 | 2,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,443,000 | 2,592 |
| Earning assets | $195,306,000 | 2,867 |
| Long-term assets (5+ years) | $28,744,000 | 2,674 |
| Average Assets, year-to-date | $218,017,670 | 2,764 |
| Average Assets, quarterly | $218,274,000 | 2,792 |
| Volatile liabilities | $32,511,000 | 3,495 |
| Insider loans | $6,146,000 | 1,128 |
| FHLB advances | $14,886,000 | 2,038 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $26,363,000 | 2,856 |
| Tier 1 (core) risk-based capital | $21,378,000 | 2,815 |
| Tier 2 risk-based capital | $1,813,000 | 2,542 |
| Total risk weighted assets | $170,242,000 | 2,566 |
| Total unused commitments | $26,363,000 | 2,857 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 73 | 2,408 |
| Assets and Liabilities | ||
| Total Assets: | $215,524,000 | 2,821 |
| Cash and due from depository institutions | $8,821,000 | 2,408 |
| Interest-bearing balances | $602,000 | 3,025 |
| Securities | $57,507,000 | 2,087 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $133,222,000 | 2,982 |
| Loan loss allowance | $1,577,000 | 2,946 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,121,000 | 3,343 |
| Other real estate owned | $0 | 2,408 |
| Goodwill and other intangibles | $1,968,000 | 1,315 |
| All other assets | $10,885,000 | 1,567 |
| Life insurance assets | $5,107,000 | 1,051 |
| Total liabilities and capital | $215,524,000 | 2,821 |
| Total liabilities | $193,458,000 | 2,820 |
| Total deposits | $162,185,000 | 2,997 |
| Interest-bearing deposits | $126,463,000 | 3,203 |
| Deposits held in domestic offices | $162,185,000 | 2,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $130,000 | 3,259 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $27,266,000 | 1,401 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,877,000 | 1,278 |
| Total equity capital | $22,066,000 | 2,779 |
| Total bank equity capital | $22,066,000 | 2,779 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $926,000 | 3,192 |
| Surplus | $7,263,000 | 2,918 |
| Undivided profits | $13,877,000 | 2,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $461,000 | 3,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,318,000 | 2,715 |
| Earning assets | $191,331,000 | 2,898 |
| Long-term assets (5+ years) | $29,881,000 | 2,584 |
| Average Assets, year-to-date | $216,514,500 | 2,787 |
| Average Assets, quarterly | $216,514,500 | 2,787 |
| Volatile liabilities | $36,110,000 | 3,143 |
| Insider loans | $6,107,000 | 1,110 |
| FHLB advances | $27,136,000 | 1,324 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $21,527,000 | 3,201 |
| Tier 1 (core) risk-based capital | $20,769,000 | 2,842 |
| Tier 2 risk-based capital | $1,778,000 | 2,558 |
| Total risk weighted assets | $161,062,000 | 2,645 |
| Total unused commitments | $21,527,000 | 3,202 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 74 | 2,362 |
| Assets and Liabilities | ||
| Total Assets: | $217,505,000 | 2,795 |
| Cash and due from depository institutions | $9,826,000 | 2,362 |
| Interest-bearing balances | $945,000 | 2,718 |
| Securities | $62,816,000 | 1,922 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,857 |
| Net loans & leases | $125,164,000 | 3,097 |
| Loan loss allowance | $1,483,000 | 3,057 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,082,000 | 3,357 |
| Other real estate owned | $0 | 2,362 |
| Goodwill and other intangibles | $1,994,000 | 1,288 |
| All other assets | $10,623,000 | 1,586 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $217,505,000 | 2,795 |
| Total liabilities | $198,824,000 | 2,734 |
| Total deposits | $168,990,000 | 2,884 |
| Interest-bearing deposits | $127,544,000 | 3,130 |
| Deposits held in domestic offices | $168,990,000 | 2,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,197,000 | 1,454 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,637,000 | 1,331 |
| Total equity capital | $18,681,000 | 3,180 |
| Total bank equity capital | $18,681,000 | 3,180 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $926,000 | 3,201 |
| Surplus | $4,363,000 | 4,016 |
| Undivided profits | $13,392,000 | 2,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $688,000 | 3,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,339,000 | 2,669 |
| Earning assets | $192,925,000 | 2,846 |
| Long-term assets (5+ years) | $30,540,000 | 2,523 |
| Average Assets, year-to-date | $214,321,800 | 2,723 |
| Average Assets, quarterly | $221,353,500 | 2,720 |
| Volatile liabilities | $32,075,000 | 3,324 |
| Insider loans | $4,172,000 | 1,599 |
| FHLB advances | $25,420,000 | 1,410 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $18,494,000 | 3,461 |
| Tier 1 (core) risk-based capital | $17,340,000 | 3,301 |
| Tier 2 risk-based capital | $1,656,000 | 2,655 |
| Total risk weighted assets | $152,322,000 | 2,761 |
| Total unused commitments | $18,494,000 | 3,462 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 72 | 2,412 |
| Assets and Liabilities | ||
| Total Assets: | $225,202,000 | 2,673 |
| Cash and due from depository institutions | $16,358,000 | 2,412 |
| Interest-bearing balances | $6,834,000 | 831 |
| Securities | $61,669,000 | 1,949 |
| Federal funds sold & reverse repurchase agreements | $7,880,000 | 1,601 |
| Net loans & leases | $123,224,000 | 3,116 |
| Loan loss allowance | $1,464,000 | 3,069 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,224,000 | 3,201 |
| Other real estate owned | $0 | 2,412 |
| Goodwill and other intangibles | $2,022,000 | 1,257 |
| All other assets | $10,825,000 | 1,520 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $225,202,000 | 2,673 |
| Total liabilities | $207,270,000 | 2,617 |
| Total deposits | $176,000,000 | 2,726 |
| Interest-bearing deposits | $133,350,000 | 2,959 |
| Deposits held in domestic offices | $176,000,000 | 2,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,367,000 | 1,434 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,903,000 | 1,228 |
| Total equity capital | $17,932,000 | 3,258 |
| Total bank equity capital | $17,932,000 | 3,258 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $926,000 | 3,184 |
| Surplus | $4,363,000 | 3,977 |
| Undivided profits | $12,643,000 | 2,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $522,000 | 3,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,362,000 | 2,582 |
| Earning assets | $199,607,000 | 2,742 |
| Long-term assets (5+ years) | $32,206,000 | 2,457 |
| Average Assets, year-to-date | $213,526,000 | 2,723 |
| Average Assets, quarterly | $218,098,500 | 2,720 |
| Volatile liabilities | $37,965,000 | 2,895 |
| Insider loans | $2,714,000 | 2,271 |
| FHLB advances | $25,672,000 | 1,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $20,260,000 | 3,254 |
| Tier 1 (core) risk-based capital | $16,761,000 | 3,361 |
| Tier 2 risk-based capital | $1,464,000 | 2,887 |
| Total risk weighted assets | $152,840,000 | 2,697 |
| Total unused commitments | $20,260,000 | 3,256 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 78 | 2,210 |
| Assets and Liabilities | ||
| Total Assets: | $210,995,000 | 2,776 |
| Cash and due from depository institutions | $12,301,000 | 2,210 |
| Interest-bearing balances | $3,481,000 | 1,379 |
| Securities | $63,527,000 | 1,899 |
| Federal funds sold & reverse repurchase agreements | $2,915,000 | 2,971 |
| Net loans & leases | $116,919,000 | 3,172 |
| Loan loss allowance | $1,447,000 | 3,073 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,577,000 | 3,704 |
| Other real estate owned | $0 | 2,210 |
| Goodwill and other intangibles | $2,051,000 | 1,240 |
| All other assets | $10,705,000 | 1,500 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $210,995,000 | 2,776 |
| Total liabilities | $193,161,000 | 2,729 |
| Total deposits | $162,826,000 | 2,867 |
| Interest-bearing deposits | $127,587,000 | 3,033 |
| Deposits held in domestic offices | $162,826,000 | 2,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,421,000 | 1,474 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,914,000 | 1,129 |
| Total equity capital | $17,834,000 | 3,220 |
| Total bank equity capital | $17,834,000 | 3,220 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $926,000 | 3,166 |
| Surplus | $4,363,000 | 3,935 |
| Undivided profits | $12,545,000 | 2,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,303,000 | 2,444 |
| Earning assets | $186,842,000 | 2,845 |
| Long-term assets (5+ years) | $34,055,000 | 2,361 |
| Average Assets, year-to-date | $209,634,000 | 2,754 |
| Average Assets, quarterly | $211,610,500 | 2,747 |
| Volatile liabilities | $36,211,000 | 2,874 |
| Insider loans | $2,730,000 | 2,224 |
| FHLB advances | $25,924,000 | 1,407 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $21,058,000 | 3,084 |
| Tier 1 (core) risk-based capital | $16,449,000 | 3,343 |
| Tier 2 risk-based capital | $1,447,000 | 2,889 |
| Total risk weighted assets | $148,974,000 | 2,690 |
| Total unused commitments | $21,058,000 | 3,085 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 79 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $212,226,000 | 2,749 |
| Cash and due from depository institutions | $10,648,000 | 2,151 |
| Interest-bearing balances | $3,113,000 | 1,525 |
| Securities | $70,439,000 | 1,747 |
| Federal funds sold & reverse repurchase agreements | $9,005,000 | 1,368 |
| Net loans & leases | $106,902,000 | 3,370 |
| Loan loss allowance | $1,402,000 | 3,149 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,496,000 | 3,758 |
| Other real estate owned | $21,000 | 2,151 |
| Goodwill and other intangibles | $2,079,000 | 1,221 |
| All other assets | $10,636,000 | 1,486 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $212,226,000 | 2,749 |
| Total liabilities | $194,799,000 | 2,686 |
| Total deposits | $164,476,000 | 2,830 |
| Interest-bearing deposits | $131,937,000 | 2,947 |
| Deposits held in domestic offices | $164,476,000 | 2,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,603,000 | 1,406 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,720,000 | 1,181 |
| Total equity capital | $17,427,000 | 3,216 |
| Total bank equity capital | $17,427,000 | 3,216 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $926,000 | 3,175 |
| Surplus | $4,363,000 | 3,919 |
| Undivided profits | $12,138,000 | 2,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 5,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,260,000 | 2,432 |
| Earning assets | $189,459,000 | 2,811 |
| Long-term assets (5+ years) | $35,845,000 | 2,330 |
| Average Assets, year-to-date | $208,953,500 | 2,770 |
| Average Assets, quarterly | $208,953,500 | 2,770 |
| Volatile liabilities | $27,494,000 | 3,385 |
| Insider loans | $2,767,000 | 2,154 |
| FHLB advances | $26,175,000 | 1,333 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,628,000 | 3,070 |
| Tier 1 (core) risk-based capital | $16,383,000 | 3,322 |
| Tier 2 risk-based capital | $1,402,000 | 2,933 |
| Total risk weighted assets | $146,616,000 | 2,679 |
| Total unused commitments | $20,628,000 | 3,073 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 78 | 2,184 |
| Assets and Liabilities | ||
| Total Assets: | $205,681,000 | 2,816 |
| Cash and due from depository institutions | $11,319,000 | 2,184 |
| Interest-bearing balances | $3,889,000 | 1,341 |
| Securities | $67,567,000 | 1,844 |
| Federal funds sold & reverse repurchase agreements | $4,320,000 | 2,510 |
| Net loans & leases | $106,893,000 | 3,363 |
| Loan loss allowance | $1,362,000 | 3,180 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,583,000 | 3,647 |
| Other real estate owned | $23,000 | 2,184 |
| Goodwill and other intangibles | $2,109,000 | 1,205 |
| All other assets | $10,867,000 | 1,425 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $205,681,000 | 2,816 |
| Total liabilities | $188,220,000 | 2,756 |
| Total deposits | $157,651,000 | 2,921 |
| Interest-bearing deposits | $126,085,000 | 3,049 |
| Deposits held in domestic offices | $157,651,000 | 2,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $26,912,000 | 1,410 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,657,000 | 1,177 |
| Total equity capital | $17,461,000 | 3,215 |
| Total bank equity capital | $17,461,000 | 3,215 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $926,000 | 3,170 |
| Surplus | $4,363,000 | 3,882 |
| Undivided profits | $12,172,000 | 2,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $364,000 | 4,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,318,000 | 2,284 |
| Earning assets | $182,669,000 | 2,885 |
| Long-term assets (5+ years) | $31,615,000 | 2,611 |
| Average Assets, year-to-date | $203,346,000 | 2,734 |
| Average Assets, quarterly | $210,622,000 | 2,727 |
| Volatile liabilities | $23,946,000 | 3,644 |
| Insider loans | $2,779,000 | 2,120 |
| FHLB advances | $26,428,000 | 1,328 |
| Loans and leases held for sale | $150,000 | 1,542 |
| Unused loan commitments | $15,266,000 | 3,563 |
| Tier 1 (core) risk-based capital | $16,022,000 | 3,336 |
| Tier 2 risk-based capital | $1,362,000 | 2,996 |
| Total risk weighted assets | $143,899,000 | 2,697 |
| Total unused commitments | $15,266,000 | 3,565 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 78 | 2,180 |
| Assets and Liabilities | ||
| Total Assets: | $215,563,000 | 2,668 |
| Cash and due from depository institutions | $11,280,000 | 2,180 |
| Interest-bearing balances | $2,105,000 | 2,043 |
| Securities | $74,443,000 | 1,677 |
| Federal funds sold & reverse repurchase agreements | $12,180,000 | 931 |
| Net loans & leases | $102,561,000 | 3,416 |
| Loan loss allowance | $1,298,000 | 3,308 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,723,000 | 3,479 |
| Other real estate owned | $49,000 | 2,180 |
| Goodwill and other intangibles | $2,121,000 | 1,181 |
| All other assets | $10,206,000 | 1,478 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $215,563,000 | 2,668 |
| Total liabilities | $198,430,000 | 2,597 |
| Total deposits | $167,106,000 | 2,754 |
| Interest-bearing deposits | $135,711,000 | 2,842 |
| Deposits held in domestic offices | $167,106,000 | 2,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $28,082,000 | 1,375 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,242,000 | 1,308 |
| Total equity capital | $17,133,000 | 3,267 |
| Total bank equity capital | $17,133,000 | 3,267 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $926,000 | 3,178 |
| Surplus | $4,363,000 | 3,838 |
| Undivided profits | $11,844,000 | 2,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 4,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $171,000 | 645 |
| Income earned, not collected on loans | $1,327,000 | 2,332 |
| Earning assets | $191,289,000 | 2,737 |
| Long-term assets (5+ years) | $46,960,000 | 1,974 |
| Average Assets, year-to-date | $202,762,250 | 2,728 |
| Average Assets, quarterly | $207,755,000 | 2,726 |
| Volatile liabilities | $28,271,000 | 3,241 |
| Insider loans | $2,877,000 | 2,028 |
| FHLB advances | $26,730,000 | 1,317 |
| Loans and leases held for sale | $234,000 | 1,446 |
| Unused loan commitments | $16,795,000 | 3,360 |
| Tier 1 (core) risk-based capital | $15,570,000 | 3,410 |
| Tier 2 risk-based capital | $1,298,000 | 3,094 |
| Total risk weighted assets | $142,519,000 | 2,699 |
| Total unused commitments | $16,795,000 | 3,363 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 80 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $199,947,000 | 2,818 |
| Cash and due from depository institutions | $12,661,000 | 2,138 |
| Interest-bearing balances | $77,000 | 5,554 |
| Securities | $74,299,000 | 1,713 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $97,944,000 | 3,492 |
| Loan loss allowance | $1,192,000 | 3,528 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,712,000 | 3,449 |
| Other real estate owned | $37,000 | 2,138 |
| Goodwill and other intangibles | $2,150,000 | 1,157 |
| All other assets | $10,144,000 | 1,500 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $199,947,000 | 2,818 |
| Total liabilities | $183,563,000 | 2,764 |
| Total deposits | $151,015,000 | 2,980 |
| Interest-bearing deposits | $124,981,000 | 3,023 |
| Deposits held in domestic offices | $151,015,000 | 2,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $29,219,000 | 1,313 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,329,000 | 1,188 |
| Total equity capital | $16,384,000 | 3,282 |
| Total bank equity capital | $16,384,000 | 3,282 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $927,000 | 3,193 |
| Surplus | $4,363,000 | 3,804 |
| Undivided profits | $11,094,000 | 2,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,038,000 | 2,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $173,000 | 662 |
| Income earned, not collected on loans | $1,304,000 | 2,231 |
| Earning assets | $172,320,000 | 2,957 |
| Long-term assets (5+ years) | $45,143,000 | 2,072 |
| Average Assets, year-to-date | $198,495,330 | 2,783 |
| Average Assets, quarterly | $199,278,000 | 2,805 |
| Volatile liabilities | $26,474,000 | 3,309 |
| Insider loans | $1,983,000 | 2,693 |
| FHLB advances | $27,031,000 | 1,277 |
| Loans and leases held for sale | $129,000 | 1,622 |
| Unused loan commitments | $20,914,000 | 2,925 |
| Tier 1 (core) risk-based capital | $15,254,000 | 3,419 |
| Tier 2 risk-based capital | $1,192,000 | 3,261 |
| Total risk weighted assets | $142,538,000 | 2,668 |
| Total unused commitments | $20,914,000 | 2,928 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 79 | 2,163 |
| Assets and Liabilities | ||
| Total Assets: | $198,609,000 | 2,806 |
| Cash and due from depository institutions | $17,514,000 | 2,163 |
| Interest-bearing balances | $8,528,000 | 838 |
| Securities | $71,109,000 | 1,788 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $95,260,000 | 3,496 |
| Loan loss allowance | $1,185,000 | 3,508 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,793,000 | 3,350 |
| Other real estate owned | $40,000 | 2,163 |
| Goodwill and other intangibles | $2,179,000 | 1,129 |
| All other assets | $9,714,000 | 1,461 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $198,609,000 | 2,806 |
| Total liabilities | $181,365,000 | 2,757 |
| Total deposits | $149,679,000 | 2,973 |
| Interest-bearing deposits | $126,098,000 | 3,000 |
| Deposits held in domestic offices | $149,679,000 | 2,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $28,497,000 | 1,270 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,189,000 | 1,375 |
| Total equity capital | $17,244,000 | 3,185 |
| Total bank equity capital | $17,244,000 | 3,185 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $927,000 | 3,194 |
| Surplus | $4,363,000 | 3,762 |
| Undivided profits | $11,954,000 | 2,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,163,000 | 2,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,266 |
| Income earned, not collected on loans | $1,078,000 | 2,681 |
| Earning assets | $174,897,000 | 2,900 |
| Long-term assets (5+ years) | $45,426,000 | 2,026 |
| Average Assets, year-to-date | $197,769,500 | 2,789 |
| Average Assets, quarterly | $197,769,500 | 2,789 |
| Volatile liabilities | $27,928,000 | 3,088 |
| Insider loans | $1,389,000 | 3,362 |
| FHLB advances | $28,113,000 | 1,178 |
| Loans and leases held for sale | $207,000 | 1,600 |
| Unused loan commitments | $24,150,000 | 2,571 |
| Tier 1 (core) risk-based capital | $15,362,000 | 3,351 |
| Tier 2 risk-based capital | $1,185,000 | 3,241 |
| Total risk weighted assets | $144,196,000 | 2,584 |
| Total unused commitments | $24,150,000 | 2,580 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 78 | 2,199 |
| Assets and Liabilities | ||
| Total Assets: | $196,930,000 | 2,813 |
| Cash and due from depository institutions | $10,599,000 | 2,199 |
| Interest-bearing balances | $1,788,000 | 2,333 |
| Securities | $88,130,000 | 1,518 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $81,166,000 | 3,932 |
| Loan loss allowance | $780,000 | 4,701 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,655,000 | 3,456 |
| Other real estate owned | $2,014,000 | 2,199 |
| Goodwill and other intangibles | $2,210,000 | 1,123 |
| All other assets | $10,156,000 | 1,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,930,000 | 2,813 |
| Total liabilities | $179,971,000 | 2,767 |
| Total deposits | $145,642,000 | 3,038 |
| Interest-bearing deposits | $121,722,000 | 3,068 |
| Deposits held in domestic offices | $145,642,000 | 3,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $31,488,000 | 1,205 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,841,000 | 1,428 |
| Total equity capital | $16,959,000 | 3,156 |
| Total bank equity capital | $16,959,000 | 3,156 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $927,000 | 3,221 |
| Surplus | $4,363,000 | 3,730 |
| Undivided profits | $11,669,000 | 2,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,074,000 | 2,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,169 |
| Income earned, not collected on loans | $1,249,000 | 2,406 |
| Earning assets | $171,084,000 | 2,937 |
| Long-term assets (5+ years) | $40,437,000 | 2,250 |
| Average Assets, year-to-date | $200,358,000 | 2,694 |
| Average Assets, quarterly | $200,885,500 | 2,729 |
| Volatile liabilities | $28,969,000 | 3,004 |
| Insider loans | $1,836,000 | 2,786 |
| FHLB advances | $29,928,000 | 1,155 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,416,000 | 3,120 |
| Tier 1 (core) risk-based capital | $15,128,000 | 3,355 |
| Tier 2 risk-based capital | $780,000 | 4,417 |
| Total risk weighted assets | $134,179,000 | 2,735 |
| Total unused commitments | $17,416,000 | 3,122 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 84 | 2,075 |
| Assets and Liabilities | ||
| Total Assets: | $204,841,000 | 2,710 |
| Cash and due from depository institutions | $26,024,000 | 2,075 |
| Interest-bearing balances | $12,051,000 | 646 |
| Securities | $83,023,000 | 1,581 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $77,933,000 | 4,046 |
| Loan loss allowance | $1,317,000 | 3,215 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,698,000 | 3,401 |
| Other real estate owned | $1,971,000 | 2,075 |
| Goodwill and other intangibles | $2,216,000 | 1,112 |
| All other assets | $10,976,000 | 1,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,841,000 | 2,710 |
| Total liabilities | $187,904,000 | 2,641 |
| Total deposits | $153,869,000 | 2,885 |
| Interest-bearing deposits | $127,010,000 | 2,976 |
| Deposits held in domestic offices | $153,869,000 | 2,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,091,000 | 1,207 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,944,000 | 1,171 |
| Total equity capital | $16,937,000 | 3,156 |
| Total bank equity capital | $16,937,000 | 3,156 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $927,000 | 3,241 |
| Surplus | $4,363,000 | 3,659 |
| Undivided profits | $11,647,000 | 2,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 4,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,278,000 | 2,462 |
| Earning assets | $173,007,000 | 2,894 |
| Long-term assets (5+ years) | $34,914,000 | 2,494 |
| Average Assets, year-to-date | $201,215,000 | 2,694 |
| Average Assets, quarterly | $201,860,500 | 2,736 |
| Volatile liabilities | $26,851,000 | 3,128 |
| Insider loans | $3,441,000 | 1,615 |
| FHLB advances | $28,743,000 | 1,146 |
| Loans and leases held for sale | $177,000 | 1,758 |
| Unused loan commitments | $14,694,000 | 3,430 |
| Tier 1 (core) risk-based capital | $15,299,000 | 3,303 |
| Tier 2 risk-based capital | $1,317,000 | 2,964 |
| Total risk weighted assets | $134,220,000 | 2,717 |
| Total unused commitments | $14,694,000 | 3,435 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 84 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $198,880,000 | 2,764 |
| Cash and due from depository institutions | $16,583,000 | 2,088 |
| Interest-bearing balances | $3,829,000 | 1,798 |
| Securities | $88,342,000 | 1,446 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $76,115,000 | 4,084 |
| Loan loss allowance | $1,463,000 | 2,918 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,721,000 | 3,339 |
| Other real estate owned | $2,063,000 | 2,088 |
| Goodwill and other intangibles | $2,195,000 | 1,094 |
| All other assets | $10,861,000 | 1,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,880,000 | 2,764 |
| Total liabilities | $181,289,000 | 2,719 |
| Total deposits | $146,940,000 | 3,001 |
| Interest-bearing deposits | $121,619,000 | 3,064 |
| Deposits held in domestic offices | $146,940,000 | 2,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,494,000 | 1,185 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,855,000 | 1,223 |
| Total equity capital | $17,591,000 | 3,039 |
| Total bank equity capital | $17,591,000 | 3,039 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $927,000 | 3,241 |
| Surplus | $4,363,000 | 3,624 |
| Undivided profits | $12,301,000 | 2,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $694,000 | 3,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,361,000 | 2,197 |
| Earning assets | $168,286,000 | 2,936 |
| Long-term assets (5+ years) | $31,532,000 | 2,533 |
| Average Assets, year-to-date | $200,006,330 | 2,704 |
| Average Assets, quarterly | $198,438,500 | 2,743 |
| Volatile liabilities | $24,230,000 | 3,346 |
| Insider loans | $3,525,000 | 1,565 |
| FHLB advances | $29,057,000 | 1,133 |
| Loans and leases held for sale | $546,000 | 1,665 |
| Unused loan commitments | $17,063,000 | 3,104 |
| Tier 1 (core) risk-based capital | $15,316,000 | 3,252 |
| Tier 2 risk-based capital | $1,463,000 | 2,662 |
| Total risk weighted assets | $128,575,000 | 2,798 |
| Total unused commitments | $17,063,000 | 3,114 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 84 | 2,065 |
| Assets and Liabilities | ||
| Total Assets: | $197,997,000 | 2,736 |
| Cash and due from depository institutions | $30,464,000 | 2,065 |
| Interest-bearing balances | $20,957,000 | 384 |
| Securities | $73,043,000 | 1,684 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $77,227,000 | 3,986 |
| Loan loss allowance | $1,926,000 | 2,258 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,762,000 | 3,264 |
| Other real estate owned | $3,370,000 | 2,065 |
| Goodwill and other intangibles | $2,167,000 | 1,094 |
| All other assets | $8,964,000 | 1,499 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,997,000 | 2,736 |
| Total liabilities | $180,467,000 | 2,699 |
| Total deposits | $147,259,000 | 2,975 |
| Interest-bearing deposits | $125,937,000 | 2,960 |
| Deposits held in domestic offices | $147,259,000 | 2,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $29,444,000 | 1,168 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,764,000 | 1,260 |
| Total equity capital | $17,530,000 | 2,990 |
| Total bank equity capital | $17,530,000 | 2,990 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $927,000 | 3,258 |
| Surplus | $4,363,000 | 3,578 |
| Undivided profits | $12,240,000 | 2,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,628,000 | 1,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $278,000 | 568 |
| Income earned, not collected on loans | $1,128,000 | 2,720 |
| Earning assets | $171,227,000 | 2,858 |
| Long-term assets (5+ years) | $33,701,000 | 2,358 |
| Average Assets, year-to-date | $200,569,500 | 2,683 |
| Average Assets, quarterly | $200,569,500 | 2,683 |
| Volatile liabilities | $25,739,000 | 3,166 |
| Insider loans | $3,543,000 | 1,516 |
| FHLB advances | $29,372,000 | 1,080 |
| Loans and leases held for sale | $498,000 | 1,571 |
| Unused loan commitments | $14,025,000 | 3,422 |
| Tier 1 (core) risk-based capital | $15,540,000 | 3,143 |
| Tier 2 risk-based capital | $1,601,000 | 2,433 |
| Total risk weighted assets | $127,780,000 | 2,767 |
| Total unused commitments | $14,025,000 | 3,434 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 84 | 2,052 |
| Assets and Liabilities | ||
| Total Assets: | $203,142,000 | 2,639 |
| Cash and due from depository institutions | $16,017,000 | 2,052 |
| Interest-bearing balances | $8,694,000 | 912 |
| Securities | $91,497,000 | 1,360 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $80,168,000 | 3,869 |
| Loan loss allowance | $2,229,000 | 1,920 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,805,000 | 3,192 |
| Other real estate owned | $1,681,000 | 2,052 |
| Goodwill and other intangibles | $2,129,000 | 1,086 |
| All other assets | $8,845,000 | 1,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,142,000 | 2,639 |
| Total liabilities | $185,562,000 | 2,602 |
| Total deposits | $149,834,000 | 2,868 |
| Interest-bearing deposits | $127,187,000 | 2,879 |
| Deposits held in domestic offices | $149,834,000 | 2,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $32,466,000 | 1,095 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,262,000 | 1,388 |
| Total equity capital | $17,580,000 | 2,944 |
| Total bank equity capital | $17,580,000 | 2,944 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $926,000 | 3,256 |
| Surplus | $4,363,000 | 3,541 |
| Undivided profits | $12,291,000 | 2,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,596,000 | 581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $755,000 | 262 |
| Income earned, not collected on loans | $1,395,000 | 2,273 |
| Earning assets | $180,359,000 | 2,696 |
| Long-term assets (5+ years) | $30,834,000 | 2,497 |
| Average Assets, year-to-date | $206,633,000 | 2,476 |
| Average Assets, quarterly | $206,129,000 | 2,568 |
| Volatile liabilities | $30,552,000 | 2,763 |
| Insider loans | $3,350,000 | 1,579 |
| FHLB advances | $29,685,000 | 1,075 |
| Loans and leases held for sale | $1,290,000 | 1,235 |
| Unused loan commitments | $11,486,000 | 3,763 |
| Tier 1 (core) risk-based capital | $15,415,000 | 3,122 |
| Tier 2 risk-based capital | $1,547,000 | 2,471 |
| Total risk weighted assets | $122,654,000 | 2,826 |
| Total unused commitments | $11,486,000 | 3,768 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 72 | 2,358 |
| Assets and Liabilities | ||
| Total Assets: | $204,253,000 | 2,503 |
| Cash and due from depository institutions | $9,366,000 | 2,358 |
| Interest-bearing balances | $2,000 | 6,912 |
| Securities | $92,093,000 | 1,235 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $88,385,000 | 3,503 |
| Loan loss allowance | $1,950,000 | 2,054 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,675,000 | 3,268 |
| Other real estate owned | $532,000 | 2,358 |
| Goodwill and other intangibles | $2,097,000 | 1,020 |
| All other assets | $9,105,000 | 1,337 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,253,000 | 2,503 |
| Total liabilities | $187,108,000 | 2,464 |
| Total deposits | $151,164,000 | 2,692 |
| Interest-bearing deposits | $125,516,000 | 2,797 |
| Deposits held in domestic offices | $151,164,000 | 2,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $32,681,000 | 987 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,263,000 | 1,361 |
| Total equity capital | $17,145,000 | 2,825 |
| Total bank equity capital | $17,145,000 | 2,825 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $926,000 | 3,317 |
| Surplus | $4,363,000 | 3,451 |
| Undivided profits | $11,856,000 | 2,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,480,000 | 496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,579,000 | 129 |
| Income earned, not collected on loans | $1,940,000 | 1,705 |
| Earning assets | $180,480,000 | 2,577 |
| Long-term assets (5+ years) | $36,963,000 | 2,143 |
| Average Assets, year-to-date | $207,486,200 | 2,340 |
| Average Assets, quarterly | $209,945,500 | 2,411 |
| Volatile liabilities | $24,725,000 | 3,158 |
| Insider loans | $3,043,000 | 1,641 |
| FHLB advances | $32,615,000 | 889 |
| Loans and leases held for sale | $1,021,000 | 1,175 |
| Unused loan commitments | $14,120,000 | 3,165 |
| Tier 1 (core) risk-based capital | $15,180,000 | 3,025 |
| Tier 2 risk-based capital | $1,736,000 | 2,103 |
| Total risk weighted assets | $138,706,000 | 2,406 |
| Total unused commitments | $14,120,000 | 3,172 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 67 | 2,571 |
| Assets and Liabilities | ||
| Total Assets: | $161,850,000 | 2,952 |
| Cash and due from depository institutions | $3,805,000 | 2,571 |
| Interest-bearing balances | $113,000 | 4,415 |
| Securities | $60,173,000 | 1,827 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $86,768,000 | 3,440 |
| Loan loss allowance | $861,000 | 3,933 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,490,000 | 3,407 |
| Other real estate owned | $560,000 | 2,571 |
| Goodwill and other intangibles | $2,263,000 | 980 |
| All other assets | $5,791,000 | 1,600 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,850,000 | 2,952 |
| Total liabilities | $148,058,000 | 2,917 |
| Total deposits | $126,897,000 | 3,065 |
| Interest-bearing deposits | $107,842,000 | 3,095 |
| Deposits held in domestic offices | $126,897,000 | 3,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,379,000 | 1,461 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,782,000 | 1,213 |
| Total equity capital | $13,792,000 | 3,328 |
| Total bank equity capital | $13,792,000 | 3,328 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $926,000 | 3,411 |
| Surplus | $3,363,000 | 4,047 |
| Undivided profits | $9,503,000 | 2,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,108,000 | 2,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $280,000 | 451 |
| Income earned, not collected on loans | $1,482,000 | 1,767 |
| Earning assets | $147,054,000 | 2,982 |
| Long-term assets (5+ years) | $51,213,000 | 1,616 |
| Average Assets, year-to-date | $157,391,400 | 2,888 |
| Average Assets, quarterly | $160,882,000 | 2,934 |
| Volatile liabilities | $34,168,000 | 2,383 |
| Insider loans | $661,000 | 4,802 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $5,012,000 | 340 |
| Unused loan commitments | $13,358,000 | 3,125 |
| Tier 1 (core) risk-based capital | $12,271,100 | 3,579 |
| Tier 2 risk-based capital | $929,400 | 3,485 |
| Total risk weighted assets | $116,165,500 | 2,721 |
| Total unused commitments | $13,358,000 | 3,126 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 67 | 2,644 |
| Assets and Liabilities | ||
| Total Assets: | $147,452,000 | 3,134 |
| Cash and due from depository institutions | $6,574,000 | 2,644 |
| Interest-bearing balances | $4,000 | 6,637 |
| Securities | $53,518,000 | 2,122 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $75,976,000 | 3,726 |
| Loan loss allowance | $699,000 | 4,549 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,676,000 | 3,176 |
| Other real estate owned | $692,000 | 2,644 |
| Goodwill and other intangibles | $2,552,000 | 930 |
| All other assets | $5,464,000 | 1,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,452,000 | 3,134 |
| Total liabilities | $135,880,000 | 3,077 |
| Total deposits | $122,405,000 | 3,099 |
| Interest-bearing deposits | $105,224,000 | 3,103 |
| Deposits held in domestic offices | $122,405,000 | 3,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,539,000 | 2,089 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,936,000 | 1,121 |
| Total equity capital | $11,572,000 | 3,767 |
| Total bank equity capital | $11,572,000 | 3,767 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $926,000 | 3,492 |
| Surplus | $3,363,000 | 4,044 |
| Undivided profits | $7,283,000 | 3,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 5,819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 889 |
| Income earned, not collected on loans | $1,218,000 | 1,823 |
| Earning assets | $129,498,000 | 3,265 |
| Long-term assets (5+ years) | $50,017,000 | 1,719 |
| Average Assets, year-to-date | $126,140,400 | 3,487 |
| Average Assets, quarterly | $146,354,000 | 3,125 |
| Volatile liabilities | $25,137,000 | 2,907 |
| Insider loans | $667,000 | 4,692 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $4,298,000 | 359 |
| Unused loan commitments | $12,573,000 | 3,217 |
| Tier 1 (core) risk-based capital | $10,663,200 | 4,031 |
| Tier 2 risk-based capital | $699,000 | 4,256 |
| Total risk weighted assets | $101,021,100 | 2,952 |
| Total unused commitments | $12,573,000 | 3,220 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 56 | 3,149 |
| Assets and Liabilities | ||
| Total Assets: | $109,262,000 | 4,022 |
| Cash and due from depository institutions | $5,050,000 | 3,149 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $38,761,000 | 2,920 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $58,078,000 | 4,414 |
| Loan loss allowance | $507,000 | 5,566 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,231,000 | 3,559 |
| Other real estate owned | $39,000 | 3,149 |
| Goodwill and other intangibles | $939,000 | 1,468 |
| All other assets | $4,164,000 | 1,820 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,262,000 | 4,022 |
| Total liabilities | $97,240,000 | 4,052 |
| Total deposits | $87,690,000 | 4,189 |
| Interest-bearing deposits | $74,065,000 | 4,256 |
| Deposits held in domestic offices | $87,690,000 | 4,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,245 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,173,000 | 2,205 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,077,000 | 1,416 |
| Total equity capital | $12,022,000 | 3,700 |
| Total bank equity capital | $12,022,000 | 3,700 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $926,000 | 3,504 |
| Surplus | $3,363,000 | 3,913 |
| Undivided profits | $7,733,000 | 3,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 5,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $691,000 | 3,382 |
| Earning assets | $96,839,000 | 4,164 |
| Long-term assets (5+ years) | $24,688,000 | 2,731 |
| Average Assets, year-to-date | $104,410,400 | 3,989 |
| Average Assets, quarterly | $108,879,500 | 3,969 |
| Volatile liabilities | $17,060,000 | 3,441 |
| Insider loans | $1,034,000 | 3,459 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,060,000 | 812 |
| Unused loan commitments | $14,177,000 | 2,904 |
| Tier 1 (core) risk-based capital | $11,524,500 | 3,685 |
| Tier 2 risk-based capital | $507,000 | 5,160 |
| Total risk weighted assets | $80,125,900 | 3,440 |
| Total unused commitments | $14,177,000 | 2,910 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 56 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $108,248,000 | 4,034 |
| Cash and due from depository institutions | $5,866,000 | 3,222 |
| Interest-bearing balances | $1,186,000 | 2,289 |
| Securities | $41,200,000 | 2,756 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $54,025,000 | 4,681 |
| Loan loss allowance | $506,000 | 5,662 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,243,000 | 3,477 |
| Other real estate owned | $0 | 3,222 |
| Goodwill and other intangibles | $909,000 | 1,409 |
| All other assets | $4,005,000 | 1,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,248,000 | 4,034 |
| Total liabilities | $96,671,000 | 4,044 |
| Total deposits | $90,977,000 | 4,042 |
| Interest-bearing deposits | $78,198,000 | 4,025 |
| Deposits held in domestic offices | $90,977,000 | 4,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,138,000 | 2,409 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,556,000 | 1,653 |
| Total equity capital | $11,577,000 | 3,790 |
| Total bank equity capital | $11,577,000 | 3,790 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $926,000 | 3,599 |
| Surplus | $3,363,000 | 3,853 |
| Undivided profits | $7,288,000 | 3,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 4,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $690,000 | 3,405 |
| Earning assets | $96,411,000 | 4,156 |
| Long-term assets (5+ years) | $18,211,000 | 2,962 |
| Average Assets, year-to-date | $100,803,400 | 4,121 |
| Average Assets, quarterly | $106,985,500 | 4,021 |
| Volatile liabilities | $11,779,000 | 4,465 |
| Insider loans | $1,434,000 | 2,721 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $302,000 | 1,203 |
| Unused loan commitments | $13,114,000 | 2,844 |
| Tier 1 (core) risk-based capital | $10,760,400 | 3,893 |
| Tier 2 risk-based capital | $506,000 | 5,111 |
| Total risk weighted assets | $72,414,000 | 3,721 |
| Total unused commitments | $13,114,000 | 2,848 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 53 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $96,643,000 | 4,558 |
| Cash and due from depository institutions | $9,697,000 | 3,543 |
| Interest-bearing balances | $4,921,000 | 780 |
| Securities | $30,544,000 | 3,859 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $49,485,000 | 5,074 |
| Loan loss allowance | $529,000 | 5,682 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,399,000 | 3,226 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $802,000 | 1,406 |
| All other assets | $3,716,000 | 2,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,643,000 | 4,558 |
| Total liabilities | $87,299,000 | 4,525 |
| Total deposits | $85,172,000 | 4,402 |
| Interest-bearing deposits | $73,991,000 | 4,372 |
| Deposits held in domestic offices | $85,172,000 | 4,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $94,000 | 4,881 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,033,000 | 2,004 |
| Total equity capital | $9,344,000 | 4,590 |
| Total bank equity capital | $9,344,000 | 4,590 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $927,000 | 3,829 |
| Surplus | $3,206,000 | 4,035 |
| Undivided profits | $5,211,000 | 4,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 9,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $734,000 | 3,119 |
| Earning assets | $84,950,000 | 4,749 |
| Long-term assets (5+ years) | $6,477,000 | 5,240 |
| Average Assets, year-to-date | $96,190,800 | 4,412 |
| Average Assets, quarterly | $99,551,000 | 4,388 |
| Volatile liabilities | $9,034,000 | 5,177 |
| Insider loans | $1,132,000 | 3,312 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $395,000 | 1,034 |
| Unused loan commitments | $11,979,000 | 2,995 |
| Tier 1 (core) risk-based capital | $8,759,000 | 4,751 |
| Tier 2 risk-based capital | $529,000 | 5,041 |
| Total risk weighted assets | $64,212,800 | 4,136 |
| Total unused commitments | $11,979,000 | 3,009 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 50 | 3,844 |
| Assets and Liabilities | ||
| Total Assets: | $95,688,000 | 4,596 |
| Cash and due from depository institutions | $6,716,000 | 3,844 |
| Interest-bearing balances | $4,000 | 6,672 |
| Securities | $32,422,000 | 3,832 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $50,758,000 | 4,923 |
| Loan loss allowance | $517,000 | 5,915 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,374,000 | 3,170 |
| Other real estate owned | $0 | 3,844 |
| Goodwill and other intangibles | $783,000 | 1,313 |
| All other assets | $2,635,000 | 2,843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,688,000 | 4,596 |
| Total liabilities | $88,035,000 | 4,508 |
| Total deposits | $81,715,000 | 4,599 |
| Interest-bearing deposits | $71,677,000 | 4,538 |
| Deposits held in domestic offices | $81,715,000 | 4,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,182 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,935,000 | 2,108 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,385,000 | 2,811 |
| Total equity capital | $7,653,000 | 5,457 |
| Total bank equity capital | $7,653,000 | 5,457 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $927,000 | 4,021 |
| Surplus | $3,069,000 | 4,118 |
| Undivided profits | $3,657,000 | 5,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 10,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $502,000 | 4,721 |
| Earning assets | $83,184,000 | 4,836 |
| Long-term assets (5+ years) | $25,682,000 | 2,065 |
| Average Assets, year-to-date | $85,666,000 | 4,870 |
| Average Assets, quarterly | $91,610,000 | 4,718 |
| Volatile liabilities | $11,631,000 | 4,086 |
| Insider loans | $1,349,000 | 3,003 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,111,000 | 780 |
| Unused loan commitments | $8,990,000 | 3,521 |
| Tier 1 (core) risk-based capital | $6,609,000 | 5,977 |
| Tier 2 risk-based capital | $517,000 | 5,135 |
| Total risk weighted assets | $64,306,900 | 4,061 |
| Total unused commitments | $8,990,000 | 3,534 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 50 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $80,708,000 | 5,272 |
| Cash and due from depository institutions | $13,666,000 | 3,975 |
| Interest-bearing balances | $6,592,000 | 543 |
| Securities | $15,812,000 | 6,891 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,781 |
| Net loans & leases | $43,554,000 | 5,450 |
| Loan loss allowance | $402,000 | 7,132 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,904,000 | 3,810 |
| Other real estate owned | $0 | 3,975 |
| Goodwill and other intangibles | $885,000 | 1,140 |
| All other assets | $1,887,000 | 4,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,708,000 | 5,272 |
| Total liabilities | $73,487,000 | 5,252 |
| Total deposits | $72,598,000 | 5,072 |
| Interest-bearing deposits | $61,994,000 | 5,072 |
| Deposits held in domestic offices | $72,598,000 | 5,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $889,000 | 3,352 |
| Total equity capital | $7,221,000 | 5,375 |
| Total bank equity capital | $7,221,000 | 5,375 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $927,000 | 4,197 |
| Surplus | $2,961,000 | 4,224 |
| Undivided profits | $3,333,000 | 5,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 10,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $430,000 | 4,862 |
| Earning assets | $68,958,000 | 5,601 |
| Long-term assets (5+ years) | $12,901,000 | 3,498 |
| Average Assets, year-to-date | $58,001,800 | 6,692 |
| Average Assets, quarterly | $67,388,000 | 6,068 |
| Volatile liabilities | $3,598,000 | 7,876 |
| Insider loans | $1,708,000 | 2,388 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $325,000 | 941 |
| Unused loan commitments | $8,888,000 | 3,417 |
| Tier 1 (core) risk-based capital | $6,426,000 | 6,043 |
| Tier 2 risk-based capital | $402,000 | 6,200 |
| Total risk weighted assets | $55,447,400 | 4,533 |
| Total unused commitments | $8,888,000 | 3,425 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $51,348,000 | 7,607 |
| Cash and due from depository institutions | $1,347,000 | 6,405 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $8,707,000 | 9,587 |
| Federal funds sold & reverse repurchase agreements | $2,620,000 | 4,838 |
| Net loans & leases | $35,690,000 | 6,208 |
| Loan loss allowance | $400,000 | 7,394 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,517,000 | 4,609 |
| Other real estate owned | $38,000 | 6,405 |
| Goodwill and other intangibles | $6,000 | 2,947 |
| All other assets | $1,423,000 | 4,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,348,000 | 7,607 |
| Total liabilities | $46,350,000 | 7,625 |
| Total deposits | $45,392,000 | 7,545 |
| Interest-bearing deposits | $39,297,000 | 7,486 |
| Deposits held in domestic offices | $45,392,000 | 7,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $14,000 | 4,896 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $944,000 | 3,275 |
| Total equity capital | $4,998,000 | 7,274 |
| Total bank equity capital | $4,998,000 | 7,274 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $927,000 | 4,360 |
| Surplus | $1,554,000 | 6,499 |
| Undivided profits | $2,517,000 | 6,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 9,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $318,000 | 5,783 |
| Earning assets | $47,017,000 | 7,617 |
| Long-term assets (5+ years) | $6,143,000 | 5,811 |
| Average Assets, year-to-date | $50,206,200 | 7,574 |
| Average Assets, quarterly | $52,056,500 | 7,475 |
| Volatile liabilities | $5,218,000 | 6,371 |
| Insider loans | $583,000 | 5,260 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,453,000 | 4,167 |
| Tier 1 (core) risk-based capital | $4,977,000 | 7,219 |
| Tier 2 risk-based capital | $400,000 | 6,268 |
| Total risk weighted assets | $41,714,800 | 5,720 |
| Total unused commitments | $6,453,000 | 4,193 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $47,256,000 | 8,165 |
| Cash and due from depository institutions | $3,296,000 | 6,885 |
| Interest-bearing balances | $27,000 | 7,769 |
| Securities | $7,619,000 | 10,201 |
| Federal funds sold & reverse repurchase agreements | $3,180,000 | 4,841 |
| Net loans & leases | $30,345,000 | 6,999 |
| Loan loss allowance | $400,000 | 7,493 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,614,000 | 4,377 |
| Other real estate owned | $0 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,202,000 | 5,480 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,256,000 | 8,165 |
| Total liabilities | $43,188,000 | 8,148 |
| Total deposits | $42,636,000 | 8,036 |
| Interest-bearing deposits | $37,329,000 | 7,961 |
| Deposits held in domestic offices | $42,636,000 | 8,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $552,000 | 5,381 |
| Total equity capital | $4,068,000 | 8,190 |
| Total bank equity capital | $4,068,000 | 8,190 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $927,000 | 4,568 |
| Surplus | $1,554,000 | 6,444 |
| Undivided profits | $1,587,000 | 8,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 9,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $357,000 | 5,619 |
| Earning assets | $41,171,000 | 8,351 |
| Long-term assets (5+ years) | $5,702,000 | 6,064 |
| Average Assets, year-to-date | $42,837,600 | 8,481 |
| Average Assets, quarterly | $45,359,500 | 8,316 |
| Volatile liabilities | $4,996,000 | 6,576 |
| Insider loans | $243,000 | 3,408 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,690,000 | 3,848 |
| Tier 1 (core) risk-based capital | $4,068,000 | 8,126 |
| Tier 2 risk-based capital | $400,000 | 6,242 |
| Total risk weighted assets | $37,023,000 | 6,295 |
| Total unused commitments | $6,690,000 | 3,868 |
| Derivatives | $0 | 651 |