Home > North Bank > Income and Expense
North Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 4,584 |
| Total interest expense | $55,000 | 5,819 |
| Net interest income | $1,758,000 | 4,403 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $228,000 | 4,344 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $74,000 | 4,201 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $154,000 | 3,992 |
| Total noninterest expense | $2,433,000 | 3,328 |
| Salaries and employee benefits | $1,060,000 | 3,830 |
| Premises and equipment expense | $431,000 | 2,451 |
| Additional noninterest expense | $942,000 | 2,935 |
| Pre-tax net operating income | $-507,000 | 6,250 |
| Securities gains (losses) | $321,000 | 363 |
| Applicable income taxes | $-12,000 | 6,161 |
| Income before extraordinary items | $-174,000 | 6,182 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-174,000 | 6,182 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-174,000 | 6,182 |
| Net charge-offs | $6,000 | 3,419 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-475,740 | 6,249 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 4,555 |
| Total interest expense | $27,000 | 5,885 |
| Net interest income | $905,000 | 4,358 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $66,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $38,000 | 4,154 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $28,000 | 5,114 |
| Total noninterest expense | $902,000 | 4,037 |
| Salaries and employee benefits | $475,000 | 4,092 |
| Premises and equipment expense | $217,000 | 2,483 |
| Additional noninterest expense | $210,000 | 4,709 |
| Pre-tax net operating income | $39,000 | 5,709 |
| Securities gains (losses) | $29,000 | 1,077 |
| Applicable income taxes | $-4,000 | 6,212 |
| Income before extraordinary items | $72,000 | 5,402 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $72,000 | 5,404 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $72,000 | 5,404 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $43,000 | 5,630 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 4,360 |
| Total interest expense | $158,000 | 5,731 |
| Net interest income | $4,046,000 | 4,166 |
| Provision for loan and lease losses | $160,000 | 2,710 |
| Total noninterest income | $411,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $171,000 | 4,173 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $240,000 | 4,311 |
| Total noninterest expense | $3,680,000 | 4,018 |
| Salaries and employee benefits | $1,873,000 | 4,127 |
| Premises and equipment expense | $875,000 | 2,498 |
| Additional noninterest expense | $932,000 | 4,595 |
| Pre-tax net operating income | $617,000 | 4,796 |
| Securities gains (losses) | $68,000 | 1,523 |
| Applicable income taxes | $111,000 | 3,333 |
| Income before extraordinary items | $574,000 | 4,753 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $574,000 | 4,752 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $574,000 | 4,753 |
| Net charge-offs | $175,000 | 2,623 |
| Cash dividends | $158,000 | 3,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $516,880 | 4,838 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,205,000 | 4,364 |
| Total interest expense | $121,000 | 5,798 |
| Net interest income | $3,084,000 | 4,160 |
| Provision for loan and lease losses | $130,000 | 2,543 |
| Total noninterest income | $342,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $133,000 | 4,168 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $209,000 | 4,145 |
| Total noninterest expense | $2,776,000 | 4,023 |
| Salaries and employee benefits | $1,400,000 | 4,151 |
| Premises and equipment expense | $655,000 | 2,533 |
| Additional noninterest expense | $721,000 | 4,555 |
| Pre-tax net operating income | $520,000 | 4,741 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $96,000 | 3,308 |
| Income before extraordinary items | $424,000 | 4,866 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $424,000 | 4,866 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $424,000 | 4,867 |
| Net charge-offs | $163,000 | 2,207 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $424,000 | 4,810 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,179,000 | 4,330 |
| Total interest expense | $82,000 | 5,830 |
| Net interest income | $2,097,000 | 4,114 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $153,000 | 5,019 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $88,000 | 4,159 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $65,000 | 5,072 |
| Total noninterest expense | $1,852,000 | 4,043 |
| Salaries and employee benefits | $931,000 | 4,186 |
| Premises and equipment expense | $435,000 | 2,545 |
| Additional noninterest expense | $486,000 | 4,550 |
| Pre-tax net operating income | $338,000 | 4,743 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $61,000 | 3,329 |
| Income before extraordinary items | $277,000 | 4,851 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $277,000 | 4,852 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $277,000 | 4,853 |
| Net charge-offs | $167,000 | 1,750 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $277,000 | 4,793 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 4,328 |
| Total interest expense | $41,000 | 5,906 |
| Net interest income | $1,060,000 | 4,105 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $76,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $46,000 | 4,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $30,000 | 5,162 |
| Total noninterest expense | $935,000 | 4,062 |
| Salaries and employee benefits | $464,000 | 4,238 |
| Premises and equipment expense | $217,000 | 2,592 |
| Additional noninterest expense | $254,000 | 4,480 |
| Pre-tax net operating income | $171,000 | 4,702 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $33,000 | 3,235 |
| Income before extraordinary items | $138,000 | 4,796 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 4,798 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $138,000 | 4,797 |
| Net charge-offs | $23,000 | 2,396 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $138,000 | 4,745 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 4,503 |
| Total interest expense | $217,000 | 5,819 |
| Net interest income | $3,991,000 | 4,280 |
| Provision for loan and lease losses | $180,000 | 3,069 |
| Total noninterest income | $320,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $184,000 | 4,230 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $136,000 | 5,049 |
| Total noninterest expense | $3,701,000 | 4,113 |
| Salaries and employee benefits | $1,847,000 | 4,252 |
| Premises and equipment expense | $877,000 | 2,521 |
| Additional noninterest expense | $977,000 | 4,626 |
| Pre-tax net operating income | $430,000 | 5,153 |
| Securities gains (losses) | $31,000 | 2,112 |
| Applicable income taxes | $48,000 | 3,779 |
| Income before extraordinary items | $413,000 | 5,110 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $413,000 | 5,113 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $413,000 | 5,113 |
| Net charge-offs | $440,000 | 2,150 |
| Cash dividends | $158,000 | 3,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $385,100 | 5,126 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 4,560 |
| Total interest expense | $172,000 | 5,852 |
| Net interest income | $2,964,000 | 4,347 |
| Provision for loan and lease losses | $150,000 | 2,922 |
| Total noninterest income | $241,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $139,000 | 4,253 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $102,000 | 5,157 |
| Total noninterest expense | $2,778,000 | 4,125 |
| Salaries and employee benefits | $1,386,000 | 4,264 |
| Premises and equipment expense | $661,000 | 2,536 |
| Additional noninterest expense | $731,000 | 4,663 |
| Pre-tax net operating income | $277,000 | 5,424 |
| Securities gains (losses) | $21,000 | 2,191 |
| Applicable income taxes | $17,000 | 4,157 |
| Income before extraordinary items | $281,000 | 5,342 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $281,000 | 5,343 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $281,000 | 5,344 |
| Net charge-offs | $451,000 | 1,701 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $261,260 | 5,338 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 4,548 |
| Total interest expense | $122,000 | 5,848 |
| Net interest income | $1,988,000 | 4,334 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $152,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $91,000 | 4,277 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $61,000 | 5,313 |
| Total noninterest expense | $1,854,000 | 4,140 |
| Salaries and employee benefits | $926,000 | 4,292 |
| Premises and equipment expense | $439,000 | 2,544 |
| Additional noninterest expense | $489,000 | 4,686 |
| Pre-tax net operating income | $166,000 | 5,510 |
| Securities gains (losses) | $21,000 | 1,987 |
| Applicable income taxes | $7,000 | 4,301 |
| Income before extraordinary items | $180,000 | 5,391 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $180,000 | 5,394 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $180,000 | 5,394 |
| Net charge-offs | $466,000 | 1,307 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $159,840 | 5,390 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,070,000 | 4,558 |
| Total interest expense | $66,000 | 5,823 |
| Net interest income | $1,004,000 | 4,313 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $74,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $45,000 | 4,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,353 |
| Total noninterest expense | $922,000 | 4,201 |
| Salaries and employee benefits | $462,000 | 4,345 |
| Premises and equipment expense | $221,000 | 2,559 |
| Additional noninterest expense | $239,000 | 4,752 |
| Pre-tax net operating income | $96,000 | 5,363 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $91,000 | 5,350 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $91,000 | 5,352 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $91,000 | 5,352 |
| Net charge-offs | $31,000 | 2,772 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $91,000 | 5,247 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,366,000 | 4,646 |
| Total interest expense | $331,000 | 5,847 |
| Net interest income | $4,035,000 | 4,387 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $319,000 | 5,117 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $188,000 | 4,377 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $131,000 | 5,074 |
| Total noninterest expense | $3,761,000 | 4,205 |
| Salaries and employee benefits | $1,875,000 | 4,287 |
| Premises and equipment expense | $887,000 | 2,518 |
| Additional noninterest expense | $999,000 | 4,800 |
| Pre-tax net operating income | $353,000 | 5,266 |
| Securities gains (losses) | $202,000 | 1,683 |
| Applicable income taxes | $84,000 | 3,621 |
| Income before extraordinary items | $471,000 | 5,014 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $471,000 | 5,012 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $471,000 | 5,013 |
| Net charge-offs | $226,000 | 3,638 |
| Cash dividends | $158,000 | 3,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $299,300 | 5,278 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 4,707 |
| Total interest expense | $253,000 | 5,951 |
| Net interest income | $3,047,000 | 4,437 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $245,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $144,000 | 4,393 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $101,000 | 5,117 |
| Total noninterest expense | $2,828,000 | 4,213 |
| Salaries and employee benefits | $1,401,000 | 4,317 |
| Premises and equipment expense | $668,000 | 2,530 |
| Additional noninterest expense | $759,000 | 4,797 |
| Pre-tax net operating income | $284,000 | 5,363 |
| Securities gains (losses) | $67,000 | 2,265 |
| Applicable income taxes | $36,000 | 3,940 |
| Income before extraordinary items | $315,000 | 5,268 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $315,000 | 5,266 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $315,000 | 5,266 |
| Net charge-offs | $226,000 | 3,154 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $254,700 | 5,314 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 4,747 |
| Total interest expense | $174,000 | 5,999 |
| Net interest income | $2,022,000 | 4,453 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $163,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $97,000 | 4,365 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 5,172 |
| Total noninterest expense | $1,910,000 | 4,189 |
| Salaries and employee benefits | $936,000 | 4,340 |
| Premises and equipment expense | $452,000 | 2,512 |
| Additional noninterest expense | $522,000 | 4,744 |
| Pre-tax net operating income | $155,000 | 5,566 |
| Securities gains (losses) | $15,000 | 2,605 |
| Applicable income taxes | $-1,000 | 6,760 |
| Income before extraordinary items | $171,000 | 5,517 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $171,000 | 5,516 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $171,000 | 5,516 |
| Net charge-offs | $149,000 | 3,039 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $156,000 | 5,412 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 4,812 |
| Total interest expense | $89,000 | 6,060 |
| Net interest income | $1,006,000 | 4,508 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $82,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $49,000 | 4,333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,248 |
| Total noninterest expense | $1,005,000 | 4,089 |
| Salaries and employee benefits | $467,000 | 4,375 |
| Premises and equipment expense | $245,000 | 2,326 |
| Additional noninterest expense | $293,000 | 4,441 |
| Pre-tax net operating income | $23,000 | 6,196 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-24,000 | 7,044 |
| Income before extraordinary items | $47,000 | 6,010 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $47,000 | 6,010 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $47,000 | 6,010 |
| Net charge-offs | $150,000 | 2,085 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $47,000 | 5,873 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,732,000 | 4,704 |
| Total interest expense | $421,000 | 6,129 |
| Net interest income | $4,311,000 | 4,332 |
| Provision for loan and lease losses | $285,000 | 4,200 |
| Total noninterest income | $430,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $192,000 | 4,456 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $238,000 | 4,205 |
| Total noninterest expense | $4,053,000 | 4,081 |
| Salaries and employee benefits | $1,903,000 | 4,295 |
| Premises and equipment expense | $937,000 | 2,544 |
| Additional noninterest expense | $1,213,000 | 4,420 |
| Pre-tax net operating income | $403,000 | 4,968 |
| Securities gains (losses) | $312,000 | 1,109 |
| Applicable income taxes | $108,000 | 3,334 |
| Income before extraordinary items | $607,000 | 4,382 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $607,000 | 4,383 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $607,000 | 4,383 |
| Net charge-offs | $-64,000 | 7,213 |
| Cash dividends | $158,000 | 3,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $341,800 | 5,008 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 4,847 |
| Total interest expense | $328,000 | 6,178 |
| Net interest income | $3,104,000 | 4,475 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $354,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $145,000 | 4,456 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $209,000 | 4,037 |
| Total noninterest expense | $2,848,000 | 4,268 |
| Salaries and employee benefits | $1,443,000 | 4,270 |
| Premises and equipment expense | $682,000 | 2,626 |
| Additional noninterest expense | $723,000 | 5,011 |
| Pre-tax net operating income | $385,000 | 4,819 |
| Securities gains (losses) | $159,000 | 1,380 |
| Applicable income taxes | $88,000 | 3,299 |
| Income before extraordinary items | $456,000 | 4,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $456,000 | 4,473 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $456,000 | 4,473 |
| Net charge-offs | $-64,000 | 7,277 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $322,440 | 4,848 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 4,839 |
| Total interest expense | $223,000 | 6,267 |
| Net interest income | $2,114,000 | 4,423 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $156,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $97,000 | 4,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 5,287 |
| Total noninterest expense | $1,898,000 | 4,307 |
| Salaries and employee benefits | $972,000 | 4,279 |
| Premises and equipment expense | $435,000 | 2,760 |
| Additional noninterest expense | $491,000 | 5,044 |
| Pre-tax net operating income | $252,000 | 4,827 |
| Securities gains (losses) | $27,000 | 1,941 |
| Applicable income taxes | $28,000 | 3,676 |
| Income before extraordinary items | $251,000 | 4,703 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $251,000 | 4,701 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $251,000 | 4,703 |
| Net charge-offs | $-32,000 | 7,249 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $226,700 | 4,754 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 4,858 |
| Total interest expense | $111,000 | 6,367 |
| Net interest income | $1,065,000 | 4,387 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $76,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $48,000 | 4,430 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,466 |
| Total noninterest expense | $969,000 | 4,264 |
| Salaries and employee benefits | $489,000 | 4,298 |
| Premises and equipment expense | $224,000 | 2,723 |
| Additional noninterest expense | $256,000 | 4,951 |
| Pre-tax net operating income | $112,000 | 5,014 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $107,000 | 4,915 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $107,000 | 4,913 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $107,000 | 4,915 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $107,000 | 4,861 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,772,000 | 4,948 |
| Total interest expense | $677,000 | 6,031 |
| Net interest income | $4,095,000 | 4,519 |
| Provision for loan and lease losses | $757,000 | 3,468 |
| Total noninterest income | $339,000 | 5,210 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $214,000 | 4,291 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $125,000 | 5,183 |
| Total noninterest expense | $3,448,000 | 4,639 |
| Salaries and employee benefits | $1,823,000 | 4,486 |
| Premises and equipment expense | $709,000 | 3,264 |
| Additional noninterest expense | $916,000 | 5,317 |
| Pre-tax net operating income | $229,000 | 5,117 |
| Securities gains (losses) | $415,000 | 1,027 |
| Applicable income taxes | $109,000 | 3,170 |
| Income before extraordinary items | $535,000 | 4,216 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $535,000 | 4,218 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $535,000 | 4,218 |
| Net charge-offs | $526,000 | 3,583 |
| Cash dividends | $158,000 | 3,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $190,550 | 5,178 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 5,033 |
| Total interest expense | $539,000 | 6,057 |
| Net interest income | $3,054,000 | 4,600 |
| Provision for loan and lease losses | $479,000 | 3,614 |
| Total noninterest income | $251,000 | 5,319 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $161,000 | 4,357 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $90,000 | 5,337 |
| Total noninterest expense | $2,598,000 | 4,639 |
| Salaries and employee benefits | $1,353,000 | 4,557 |
| Premises and equipment expense | $541,000 | 3,263 |
| Additional noninterest expense | $704,000 | 5,249 |
| Pre-tax net operating income | $228,000 | 5,141 |
| Securities gains (losses) | $384,000 | 910 |
| Applicable income taxes | $134,000 | 2,885 |
| Income before extraordinary items | $478,000 | 4,198 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $478,000 | 4,199 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $478,000 | 4,199 |
| Net charge-offs | $75,000 | 5,177 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $178,480 | 5,233 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,412,000 | 5,046 |
| Total interest expense | $372,000 | 6,091 |
| Net interest income | $2,040,000 | 4,589 |
| Provision for loan and lease losses | $379,000 | 3,271 |
| Total noninterest income | $164,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $107,000 | 4,369 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $57,000 | 5,436 |
| Total noninterest expense | $1,706,000 | 4,694 |
| Salaries and employee benefits | $887,000 | 4,625 |
| Premises and equipment expense | $353,000 | 3,346 |
| Additional noninterest expense | $466,000 | 5,282 |
| Pre-tax net operating income | $119,000 | 5,388 |
| Securities gains (losses) | $313,000 | 690 |
| Applicable income taxes | $100,000 | 2,783 |
| Income before extraordinary items | $332,000 | 4,114 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $332,000 | 4,114 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $332,000 | 4,113 |
| Net charge-offs | $75,000 | 4,534 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $90,990 | 5,486 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 5,079 |
| Total interest expense | $196,000 | 6,124 |
| Net interest income | $1,024,000 | 4,604 |
| Provision for loan and lease losses | $180,000 | 3,129 |
| Total noninterest income | $81,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $53,000 | 4,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 5,531 |
| Total noninterest expense | $832,000 | 4,791 |
| Salaries and employee benefits | $416,000 | 4,884 |
| Premises and equipment expense | $177,000 | 3,435 |
| Additional noninterest expense | $239,000 | 5,241 |
| Pre-tax net operating income | $93,000 | 5,130 |
| Securities gains (losses) | $92,000 | 822 |
| Applicable income taxes | $32,000 | 3,122 |
| Income before extraordinary items | $153,000 | 4,351 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $153,000 | 4,352 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $153,000 | 4,350 |
| Net charge-offs | $75,000 | 3,359 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $76,640 | 5,200 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,815,000 | 5,229 |
| Total interest expense | $1,093,000 | 5,847 |
| Net interest income | $3,722,000 | 4,782 |
| Provision for loan and lease losses | $255,000 | 5,487 |
| Total noninterest income | $364,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $215,000 | 4,512 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $149,000 | 5,099 |
| Total noninterest expense | $3,317,000 | 4,887 |
| Salaries and employee benefits | $1,653,000 | 4,907 |
| Premises and equipment expense | $723,000 | 3,375 |
| Additional noninterest expense | $941,000 | 5,404 |
| Pre-tax net operating income | $514,000 | 3,972 |
| Securities gains (losses) | $22,000 | 3,000 |
| Applicable income taxes | $78,000 | 3,015 |
| Income before extraordinary items | $458,000 | 3,991 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $458,000 | 3,990 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $458,000 | 3,990 |
| Net charge-offs | $84,000 | 5,842 |
| Cash dividends | $158,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $439,300 | 3,967 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 5,312 |
| Total interest expense | $855,000 | 5,903 |
| Net interest income | $2,740,000 | 4,851 |
| Provision for loan and lease losses | $180,000 | 5,277 |
| Total noninterest income | $278,000 | 5,335 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $159,000 | 4,562 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $119,000 | 5,142 |
| Total noninterest expense | $2,501,000 | 4,884 |
| Salaries and employee benefits | $1,243,000 | 4,940 |
| Premises and equipment expense | $554,000 | 3,369 |
| Additional noninterest expense | $704,000 | 5,398 |
| Pre-tax net operating income | $337,000 | 4,406 |
| Securities gains (losses) | $21,000 | 2,721 |
| Applicable income taxes | $42,000 | 3,419 |
| Income before extraordinary items | $316,000 | 4,372 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $316,000 | 4,368 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $316,000 | 4,371 |
| Net charge-offs | $2,000 | 6,855 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $297,520 | 4,373 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 5,369 |
| Total interest expense | $595,000 | 5,936 |
| Net interest income | $1,797,000 | 4,888 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $192,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $106,000 | 4,546 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $86,000 | 5,059 |
| Total noninterest expense | $1,688,000 | 4,881 |
| Salaries and employee benefits | $823,000 | 5,014 |
| Premises and equipment expense | $379,000 | 3,325 |
| Additional noninterest expense | $486,000 | 5,321 |
| Pre-tax net operating income | $181,000 | 4,755 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $6,000 | 4,180 |
| Income before extraordinary items | $176,000 | 4,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 4,692 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $176,000 | 4,692 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $175,030 | 4,611 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 5,399 |
| Total interest expense | $317,000 | 5,901 |
| Net interest income | $883,000 | 4,929 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $85,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $52,000 | 4,522 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $33,000 | 5,480 |
| Total noninterest expense | $832,000 | 4,837 |
| Salaries and employee benefits | $406,000 | 5,099 |
| Premises and equipment expense | $193,000 | 3,319 |
| Additional noninterest expense | $233,000 | 5,147 |
| Pre-tax net operating income | $76,000 | 5,304 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-3,000 | 7,100 |
| Income before extraordinary items | $79,000 | 5,247 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $79,000 | 5,252 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $79,000 | 5,251 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $79,000 | 5,079 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,414,000 | 5,242 |
| Total interest expense | $1,977,000 | 5,329 |
| Net interest income | $3,437,000 | 5,027 |
| Provision for loan and lease losses | $316,000 | 4,539 |
| Total noninterest income | $346,000 | 5,575 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $202,000 | 4,765 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $144,000 | 5,385 |
| Total noninterest expense | $3,321,000 | 4,799 |
| Salaries and employee benefits | $1,714,000 | 4,944 |
| Premises and equipment expense | $758,000 | 3,316 |
| Additional noninterest expense | $849,000 | 5,313 |
| Pre-tax net operating income | $146,000 | 5,890 |
| Securities gains (losses) | $121,000 | 994 |
| Applicable income taxes | $-36,000 | 6,926 |
| Income before extraordinary items | $303,000 | 5,103 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $303,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 3,561 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $182,000 | 5,706 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 5,256 |
| Total interest expense | $1,611,000 | 5,255 |
| Net interest income | $2,526,000 | 5,123 |
| Provision for loan and lease losses | $146,000 | 4,666 |
| Total noninterest income | $262,000 | 5,641 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $149,000 | 4,838 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $113,000 | 5,421 |
| Total noninterest expense | $2,560,000 | 4,703 |
| Salaries and employee benefits | $1,331,000 | 4,838 |
| Premises and equipment expense | $569,000 | 3,321 |
| Additional noninterest expense | $660,000 | 5,140 |
| Pre-tax net operating income | $82,000 | 6,467 |
| Securities gains (losses) | $93,000 | 1,020 |
| Applicable income taxes | $-40,000 | 7,427 |
| Income before extraordinary items | $215,000 | 5,626 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $215,000 | 5,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,383 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $122,000 | 6,228 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,791,000 | 5,296 |
| Total interest expense | $1,201,000 | 5,124 |
| Net interest income | $1,590,000 | 5,293 |
| Provision for loan and lease losses | $74,000 | 4,708 |
| Total noninterest income | $190,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $100,000 | 4,835 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $90,000 | 5,223 |
| Total noninterest expense | $1,702,000 | 4,738 |
| Salaries and employee benefits | $884,000 | 4,893 |
| Premises and equipment expense | $381,000 | 3,332 |
| Additional noninterest expense | $437,000 | 5,154 |
| Pre-tax net operating income | $4,000 | 6,908 |
| Securities gains (losses) | $51,000 | 1,432 |
| Applicable income taxes | $-66,000 | 7,795 |
| Income before extraordinary items | $121,000 | 6,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 6,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,536 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $70,000 | 6,486 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 5,269 |
| Total interest expense | $698,000 | 4,882 |
| Net interest income | $758,000 | 5,463 |
| Provision for loan and lease losses | $43,000 | 4,054 |
| Total noninterest income | $101,000 | 5,405 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $49,000 | 4,843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,970 |
| Total noninterest expense | $866,000 | 4,702 |
| Salaries and employee benefits | $441,000 | 4,944 |
| Premises and equipment expense | $188,000 | 3,395 |
| Additional noninterest expense | $237,000 | 4,843 |
| Pre-tax net operating income | $-50,000 | 7,399 |
| Securities gains (losses) | $26,000 | 1,452 |
| Applicable income taxes | $-49,000 | 8,024 |
| Income before extraordinary items | $25,000 | 6,949 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $25,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,458 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $8,360 | 7,085 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,106,000 | 5,170 |
| Total interest expense | $2,753,000 | 5,014 |
| Net interest income | $3,353,000 | 5,184 |
| Provision for loan and lease losses | $749,000 | 1,761 |
| Total noninterest income | $389,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $198,000 | 4,925 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $191,000 | 5,161 |
| Total noninterest expense | $3,156,000 | 4,849 |
| Salaries and employee benefits | $1,692,000 | 4,948 |
| Premises and equipment expense | $713,000 | 3,396 |
| Additional noninterest expense | $751,000 | 5,548 |
| Pre-tax net operating income | $-163,000 | 7,616 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-211,000 | 8,133 |
| Income before extraordinary items | $48,000 | 7,328 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $48,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $962,000 | 1,059 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $48,000 | 7,296 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,542,000 | 5,216 |
| Total interest expense | $1,973,000 | 5,142 |
| Net interest income | $2,569,000 | 5,129 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $295,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $150,000 | 4,927 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $145,000 | 5,158 |
| Total noninterest expense | $2,367,000 | 4,826 |
| Salaries and employee benefits | $1,272,000 | 4,916 |
| Premises and equipment expense | $531,000 | 3,388 |
| Additional noninterest expense | $564,000 | 5,489 |
| Pre-tax net operating income | $362,000 | 6,313 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $25,000 | 5,354 |
| Income before extraordinary items | $337,000 | 6,122 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $337,000 | 6,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $337,000 | 6,109 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 5,344 |
| Total interest expense | $1,213,000 | 5,355 |
| Net interest income | $1,719,000 | 5,136 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $201,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $104,000 | 4,866 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $97,000 | 5,176 |
| Total noninterest expense | $1,566,000 | 4,880 |
| Salaries and employee benefits | $845,000 | 4,955 |
| Premises and equipment expense | $342,000 | 3,505 |
| Additional noninterest expense | $379,000 | 5,462 |
| Pre-tax net operating income | $264,000 | 6,268 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $24,000 | 5,246 |
| Income before extraordinary items | $240,000 | 6,088 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $240,000 | 6,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $240,000 | 6,078 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 5,356 |
| Total interest expense | $609,000 | 5,341 |
| Net interest income | $850,000 | 5,179 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $99,000 | 5,578 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $54,000 | 4,717 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $45,000 | 5,315 |
| Total noninterest expense | $779,000 | 4,884 |
| Salaries and employee benefits | $420,000 | 5,002 |
| Premises and equipment expense | $169,000 | 3,562 |
| Additional noninterest expense | $190,000 | 5,431 |
| Pre-tax net operating income | $125,000 | 6,357 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $119,000 | 6,097 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $119,000 | 6,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $119,000 | 6,081 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 5,188 |
| Total interest expense | $2,020,000 | 5,377 |
| Net interest income | $3,658,000 | 4,916 |
| Provision for loan and lease losses | $265,000 | 2,996 |
| Total noninterest income | $463,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $240,000 | 4,594 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $223,000 | 4,907 |
| Total noninterest expense | $3,059,000 | 4,821 |
| Salaries and employee benefits | $1,605,000 | 4,981 |
| Premises and equipment expense | $689,000 | 3,374 |
| Additional noninterest expense | $765,000 | 5,363 |
| Pre-tax net operating income | $797,000 | 5,661 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $165,000 | 4,502 |
| Income before extraordinary items | $632,000 | 5,708 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $632,000 | 5,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $237,000 | 4,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $632,000 | 5,694 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,151,000 | 5,252 |
| Total interest expense | $1,440,000 | 5,445 |
| Net interest income | $2,711,000 | 4,996 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $351,000 | 5,286 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $183,000 | 4,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $168,000 | 4,907 |
| Total noninterest expense | $2,305,000 | 4,794 |
| Salaries and employee benefits | $1,200,000 | 4,973 |
| Premises and equipment expense | $524,000 | 3,339 |
| Additional noninterest expense | $581,000 | 5,308 |
| Pre-tax net operating income | $697,000 | 5,537 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $163,000 | 4,386 |
| Income before extraordinary items | $534,000 | 5,624 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $534,000 | 5,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,960 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $534,000 | 5,620 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 5,292 |
| Total interest expense | $924,000 | 5,429 |
| Net interest income | $1,783,000 | 5,059 |
| Provision for loan and lease losses | $37,000 | 4,826 |
| Total noninterest income | $230,000 | 5,326 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $121,000 | 4,582 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 4,945 |
| Total noninterest expense | $1,551,000 | 4,773 |
| Salaries and employee benefits | $803,000 | 4,977 |
| Premises and equipment expense | $349,000 | 3,336 |
| Additional noninterest expense | $399,000 | 5,217 |
| Pre-tax net operating income | $425,000 | 5,765 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $94,000 | 4,592 |
| Income before extraordinary items | $331,000 | 5,805 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $331,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,182 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $331,000 | 5,799 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 5,304 |
| Total interest expense | $435,000 | 5,472 |
| Net interest income | $890,000 | 5,073 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $114,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $62,000 | 4,465 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,040 |
| Total noninterest expense | $792,000 | 4,732 |
| Salaries and employee benefits | $413,000 | 4,907 |
| Premises and equipment expense | $177,000 | 3,309 |
| Additional noninterest expense | $202,000 | 5,144 |
| Pre-tax net operating income | $197,000 | 5,870 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $41,000 | 4,710 |
| Income before extraordinary items | $156,000 | 5,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $156,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $156,000 | 5,873 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 5,297 |
| Total interest expense | $1,289,000 | 5,638 |
| Net interest income | $3,501,000 | 5,018 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $532,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $284,000 | 4,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $248,000 | 4,743 |
| Total noninterest expense | $3,150,000 | 4,613 |
| Salaries and employee benefits | $1,629,000 | 4,797 |
| Premises and equipment expense | $704,000 | 3,212 |
| Additional noninterest expense | $817,000 | 5,092 |
| Pre-tax net operating income | $823,000 | 5,814 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $178,000 | 4,807 |
| Income before extraordinary items | $645,000 | 5,833 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $645,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,919 |
| Cash dividends | $474,000 | 3,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $645,000 | 5,807 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 5,356 |
| Total interest expense | $910,000 | 5,698 |
| Net interest income | $2,585,000 | 5,077 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $404,000 | 5,093 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $221,000 | 4,251 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 4,802 |
| Total noninterest expense | $2,383,000 | 4,568 |
| Salaries and employee benefits | $1,236,000 | 4,736 |
| Premises and equipment expense | $526,000 | 3,213 |
| Additional noninterest expense | $621,000 | 5,000 |
| Pre-tax net operating income | $561,000 | 6,168 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $112,000 | 5,133 |
| Income before extraordinary items | $449,000 | 6,124 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $449,000 | 6,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,196 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $449,000 | 6,093 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 5,305 |
| Total interest expense | $564,000 | 5,731 |
| Net interest income | $1,746,000 | 5,041 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $273,000 | 5,014 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $151,000 | 4,136 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $122,000 | 4,775 |
| Total noninterest expense | $1,600,000 | 4,532 |
| Salaries and employee benefits | $833,000 | 4,686 |
| Premises and equipment expense | $354,000 | 3,160 |
| Additional noninterest expense | $413,000 | 4,983 |
| Pre-tax net operating income | $389,000 | 6,049 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $79,000 | 5,088 |
| Income before extraordinary items | $310,000 | 6,048 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $310,000 | 6,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,611 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $310,000 | 5,995 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 5,304 |
| Total interest expense | $235,000 | 6,135 |
| Net interest income | $913,000 | 4,911 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $132,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $77,000 | 4,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $792,000 | 4,589 |
| Salaries and employee benefits | $417,000 | 4,684 |
| Premises and equipment expense | $179,000 | 3,170 |
| Additional noninterest expense | $196,000 | 5,154 |
| Pre-tax net operating income | $238,000 | 5,559 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $56,000 | 4,620 |
| Income before extraordinary items | $182,000 | 5,644 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $182,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $182,000 | 5,607 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 5,240 |
| Total interest expense | $856,000 | 6,081 |
| Net interest income | $3,562,000 | 4,849 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $625,000 | 4,712 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $352,000 | 3,921 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $273,000 | 4,450 |
| Total noninterest expense | $3,172,000 | 4,478 |
| Salaries and employee benefits | $1,631,000 | 4,671 |
| Premises and equipment expense | $708,000 | 3,102 |
| Additional noninterest expense | $833,000 | 4,963 |
| Pre-tax net operating income | $965,000 | 5,328 |
| Securities gains (losses) | $23,000 | 2,306 |
| Applicable income taxes | $238,000 | 4,518 |
| Income before extraordinary items | $750,000 | 5,419 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $750,000 | 5,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,326 |
| Cash dividends | $569,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $732,520 | 5,385 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 5,257 |
| Total interest expense | $632,000 | 6,118 |
| Net interest income | $2,643,000 | 4,863 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $487,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $267,000 | 3,940 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $220,000 | 4,322 |
| Total noninterest expense | $2,371,000 | 4,467 |
| Salaries and employee benefits | $1,202,000 | 4,677 |
| Premises and equipment expense | $535,000 | 3,085 |
| Additional noninterest expense | $634,000 | 4,872 |
| Pre-tax net operating income | $714,000 | 5,471 |
| Securities gains (losses) | $20,000 | 2,305 |
| Applicable income taxes | $180,000 | 4,606 |
| Income before extraordinary items | $554,000 | 5,562 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $554,000 | 5,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $539,000 | 5,562 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 5,292 |
| Total interest expense | $423,000 | 6,126 |
| Net interest income | $1,746,000 | 4,890 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $320,000 | 4,656 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $187,000 | 3,810 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $133,000 | 4,546 |
| Total noninterest expense | $1,571,000 | 4,515 |
| Salaries and employee benefits | $791,000 | 4,765 |
| Premises and equipment expense | $365,000 | 3,019 |
| Additional noninterest expense | $415,000 | 4,941 |
| Pre-tax net operating income | $465,000 | 5,489 |
| Securities gains (losses) | $20,000 | 2,036 |
| Applicable income taxes | $122,000 | 4,582 |
| Income before extraordinary items | $363,000 | 5,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $363,000 | 5,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $348,000 | 5,608 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 5,261 |
| Total interest expense | $215,000 | 6,147 |
| Net interest income | $886,000 | 4,867 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $159,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $96,000 | 3,683 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $63,000 | 4,647 |
| Total noninterest expense | $777,000 | 4,567 |
| Salaries and employee benefits | $388,000 | 4,848 |
| Premises and equipment expense | $184,000 | 3,026 |
| Additional noninterest expense | $205,000 | 4,985 |
| Pre-tax net operating income | $253,000 | 5,256 |
| Securities gains (losses) | $19,000 | 1,734 |
| Applicable income taxes | $73,000 | 4,279 |
| Income before extraordinary items | $199,000 | 5,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $199,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $185,130 | 5,408 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 5,316 |
| Total interest expense | $978,000 | 6,182 |
| Net interest income | $3,424,000 | 4,870 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $745,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $390,000 | 3,697 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $355,000 | 4,194 |
| Total noninterest expense | $3,056,000 | 4,552 |
| Salaries and employee benefits | $1,514,000 | 4,817 |
| Premises and equipment expense | $733,000 | 2,969 |
| Additional noninterest expense | $809,000 | 5,012 |
| Pre-tax net operating income | $1,053,000 | 5,036 |
| Securities gains (losses) | $131,000 | 1,665 |
| Applicable income taxes | $316,000 | 4,206 |
| Income before extraordinary items | $868,000 | 5,029 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $868,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,655 |
| Cash dividends | $585,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $772,370 | 5,181 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 5,437 |
| Total interest expense | $754,000 | 6,254 |
| Net interest income | $2,489,000 | 4,982 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $578,000 | 4,357 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $293,000 | 3,704 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $285,000 | 4,125 |
| Total noninterest expense | $2,265,000 | 4,573 |
| Salaries and employee benefits | $1,117,000 | 4,859 |
| Premises and equipment expense | $554,000 | 2,954 |
| Additional noninterest expense | $594,000 | 5,046 |
| Pre-tax net operating income | $757,000 | 5,304 |
| Securities gains (losses) | $36,000 | 2,564 |
| Applicable income taxes | $202,000 | 4,627 |
| Income before extraordinary items | $591,000 | 5,444 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $591,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,563 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $564,000 | 5,376 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 5,497 |
| Total interest expense | $522,000 | 6,257 |
| Net interest income | $1,633,000 | 5,035 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $372,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $191,000 | 3,727 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $181,000 | 4,211 |
| Total noninterest expense | $1,510,000 | 4,564 |
| Salaries and employee benefits | $750,000 | 4,842 |
| Premises and equipment expense | $371,000 | 2,942 |
| Additional noninterest expense | $389,000 | 5,107 |
| Pre-tax net operating income | $465,000 | 5,495 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $115,000 | 4,928 |
| Income before extraordinary items | $360,000 | 5,658 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $360,000 | 5,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,572 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $352,400 | 5,505 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 5,453 |
| Total interest expense | $264,000 | 6,332 |
| Net interest income | $834,000 | 4,949 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $177,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $84,000 | 4,247 |
| Total noninterest expense | $750,000 | 4,572 |
| Salaries and employee benefits | $376,000 | 4,846 |
| Premises and equipment expense | $188,000 | 2,908 |
| Additional noninterest expense | $186,000 | 5,230 |
| Pre-tax net operating income | $246,000 | 5,322 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $62,000 | 4,775 |
| Income before extraordinary items | $190,000 | 5,446 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $185,500 | 5,313 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 5,499 |
| Total interest expense | $1,168,000 | 6,508 |
| Net interest income | $3,369,000 | 4,888 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $742,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $380,000 | 3,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $362,000 | 3,869 |
| Total noninterest expense | $3,098,000 | 4,354 |
| Salaries and employee benefits | $1,524,000 | 4,640 |
| Premises and equipment expense | $710,000 | 2,971 |
| Additional noninterest expense | $864,000 | 4,666 |
| Pre-tax net operating income | $953,000 | 5,331 |
| Securities gains (losses) | $121,000 | 1,579 |
| Applicable income taxes | $259,000 | 4,701 |
| Income before extraordinary items | $815,000 | 5,151 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $815,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $569,000 | 3,257 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 681 |
| Net operating income | $723,040 | 5,335 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,294,000 | 5,426 |
| Total interest expense | $2,021,000 | 6,063 |
| Net interest income | $3,273,000 | 4,771 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $728,000 | 4,090 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $349,000 | 3,763 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $379,000 | 3,650 |
| Total noninterest expense | $2,941,000 | 4,405 |
| Salaries and employee benefits | $1,442,000 | 4,652 |
| Premises and equipment expense | $736,000 | 2,832 |
| Additional noninterest expense | $763,000 | 4,955 |
| Pre-tax net operating income | $1,000,000 | 4,900 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $238,000 | 4,689 |
| Income before extraordinary items | $762,000 | 5,001 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $762,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,575 |
| Cash dividends | $548,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 647 |
| Net operating income | $762,000 | 4,890 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,839,000 | 5,177 |
| Total interest expense | $2,444,000 | 5,632 |
| Net interest income | $3,395,000 | 4,721 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $574,000 | 4,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,197 |
| Total noninterest expense | $2,814,000 | 4,458 |
| Salaries and employee benefits | $1,399,000 | 4,619 |
| Premises and equipment expense | $727,000 | 2,785 |
| Additional noninterest expense | $688,000 | 5,239 |
| Pre-tax net operating income | $1,095,000 | 5,009 |
| Securities gains (losses) | $139,000 | 491 |
| Applicable income taxes | $341,000 | 4,318 |
| Income before extraordinary items | $893,000 | 4,710 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $893,000 | 4,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $614,000 | 3,148 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 738 |
| Net operating income | $792,920 | 5,070 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 5,520 |
| Total interest expense | $1,867,000 | 6,225 |
| Net interest income | $3,208,000 | 4,932 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $622,000 | 4,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 4,092 |
| Total noninterest expense | $2,795,000 | 4,477 |
| Salaries and employee benefits | $1,383,000 | 4,631 |
| Premises and equipment expense | $685,000 | 2,918 |
| Additional noninterest expense | $727,000 | 5,124 |
| Pre-tax net operating income | $975,000 | 5,384 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $233,000 | 5,368 |
| Income before extraordinary items | $750,000 | 5,276 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $750,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,984 |
| Cash dividends | $530,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $743,920 | 5,267 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,354,000 | 5,412 |
| Total interest expense | $2,333,000 | 5,617 |
| Net interest income | $3,021,000 | 5,111 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $646,000 | 4,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 4,146 |
| Total noninterest expense | $2,714,000 | 4,494 |
| Salaries and employee benefits | $1,350,000 | 4,625 |
| Premises and equipment expense | $629,000 | 3,042 |
| Additional noninterest expense | $735,000 | 4,971 |
| Pre-tax net operating income | $893,000 | 5,754 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $182,000 | 6,400 |
| Income before extraordinary items | $711,000 | 5,565 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $711,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $530,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 940 |
| Net operating income | $711,000 | 5,450 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 6,014 |
| Total interest expense | $1,808,000 | 6,668 |
| Net interest income | $2,928,000 | 5,412 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $611,000 | 4,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 4,992 |
| Total noninterest expense | $2,626,000 | 4,583 |
| Salaries and employee benefits | $1,295,000 | 4,795 |
| Premises and equipment expense | $571,000 | 3,299 |
| Additional noninterest expense | $760,000 | 4,921 |
| Pre-tax net operating income | $853,000 | 6,317 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $180,000 | 7,171 |
| Income before extraordinary items | $673,000 | 6,007 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $673,000 | 6,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,171 |
| Cash dividends | $529,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $673,000 | 5,966 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,559,000 | 6,339 |
| Total interest expense | $1,604,000 | 7,319 |
| Net interest income | $2,955,000 | 5,499 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $568,000 | 4,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $402,000 | 3,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,678 |
| Total noninterest expense | $2,430,000 | 5,123 |
| Salaries and employee benefits | $1,285,000 | 4,899 |
| Premises and equipment expense | $395,000 | 4,577 |
| Additional noninterest expense | $750,000 | 5,458 |
| Pre-tax net operating income | $1,033,000 | 5,623 |
| Securities gains (losses) | $29,000 | 1,716 |
| Applicable income taxes | $258,000 | 6,342 |
| Income before extraordinary items | $804,000 | 5,287 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $804,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,977 |
| Cash dividends | $529,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $781,960 | 5,331 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,629,000 | 6,318 |
| Total interest expense | $1,731,000 | 7,063 |
| Net interest income | $2,898,000 | 5,647 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $646,000 | 4,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $466,000 | 2,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,433 |
| Total noninterest expense | $2,441,000 | 5,102 |
| Salaries and employee benefits | $1,260,000 | 4,997 |
| Premises and equipment expense | $398,000 | 4,563 |
| Additional noninterest expense | $783,000 | 5,346 |
| Pre-tax net operating income | $1,013,000 | 5,940 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $251,000 | 6,635 |
| Income before extraordinary items | $762,000 | 5,640 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $762,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $513,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $762,000 | 5,625 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 6,596 |
| Total interest expense | $1,276,000 | 7,635 |
| Net interest income | $2,804,000 | 5,900 |
| Provision for loan and lease losses | $114,000 | 4,281 |
| Total noninterest income | $723,000 | 4,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $540,000 | 2,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,560 |
| Total noninterest expense | $2,507,000 | 5,146 |
| Salaries and employee benefits | $1,241,000 | 5,090 |
| Premises and equipment expense | $391,000 | 4,674 |
| Additional noninterest expense | $875,000 | 5,308 |
| Pre-tax net operating income | $906,000 | 6,367 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $199,000 | 7,360 |
| Income before extraordinary items | $695,000 | 5,946 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $695,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Cash dividends | $513,000 | 3,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $704,360 | 5,941 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,898,000 | 6,988 |
| Total interest expense | $1,154,000 | 8,464 |
| Net interest income | $2,744,000 | 6,082 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $766,000 | 4,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $569,000 | 2,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,722 |
| Total noninterest expense | $2,627,000 | 5,056 |
| Salaries and employee benefits | $1,201,000 | 5,240 |
| Premises and equipment expense | $416,000 | 4,571 |
| Additional noninterest expense | $1,010,000 | 4,879 |
| Pre-tax net operating income | $783,000 | 6,902 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $154,000 | 8,535 |
| Income before extraordinary items | $662,000 | 6,341 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $662,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,012 |
| Cash dividends | $468,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $635,270 | 6,284 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 7,369 |
| Total interest expense | $1,479,000 | 8,572 |
| Net interest income | $2,633,000 | 6,348 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $785,000 | 4,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $535,000 | 2,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,958 |
| Total noninterest expense | $2,464,000 | 5,383 |
| Salaries and employee benefits | $1,158,000 | 5,344 |
| Premises and equipment expense | $415,000 | 4,670 |
| Additional noninterest expense | $891,000 | 5,568 |
| Pre-tax net operating income | $754,000 | 6,810 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $166,000 | 8,249 |
| Income before extraordinary items | $634,000 | 6,342 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $634,000 | 6,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 6,028 |
| Cash dividends | $513,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $597,660 | 6,232 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.