Home > North Bank > Income and Expense
North Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,233,000 | 2,963 |
| Total interest expense | $5,384,000 | 2,840 |
| Net interest income | $5,849,000 | 3,039 |
| Provision for loan and lease losses | $307,000 | 2,241 |
| Total noninterest income | $1,647,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $404,000 | 3,335 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,243,000 | 1,561 |
| Total noninterest expense | $6,871,000 | 2,011 |
| Salaries and employee benefits | $3,512,000 | 1,880 |
| Premises and equipment expense | $1,205,000 | 1,671 |
| Additional noninterest expense | $2,154,000 | 2,261 |
| Pre-tax net operating income | $318,000 | 9,620 |
| Securities gains (losses) | $-111,000 | 11,530 |
| Applicable income taxes | $-114,000 | 11,726 |
| Income before extraordinary items | $321,000 | 8,731 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $321,000 | 8,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,092 |
| Cash dividends | $294,000 | 4,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $432,000 | 7,764 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,561,000 | 3,164 |
| Total interest expense | $3,937,000 | 3,101 |
| Net interest income | $5,624,000 | 3,186 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $1,009,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $422,000 | 3,223 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $587,000 | 2,627 |
| Total noninterest expense | $5,759,000 | 2,442 |
| Salaries and employee benefits | $2,834,000 | 2,367 |
| Premises and equipment expense | $1,028,000 | 1,978 |
| Additional noninterest expense | $1,897,000 | 2,693 |
| Pre-tax net operating income | $694,000 | 7,416 |
| Securities gains (losses) | $-374,000 | 12,173 |
| Applicable income taxes | $-57,000 | 12,232 |
| Income before extraordinary items | $377,000 | 8,390 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $377,000 | 8,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,190 |
| Cash dividends | $316,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $751,000 | 5,678 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,983,000 | 3,092 |
| Total interest expense | $4,136,000 | 3,070 |
| Net interest income | $5,847,000 | 3,097 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $1,275,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $394,000 | 3,487 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $881,000 | 2,233 |
| Total noninterest expense | $6,417,000 | 2,259 |
| Salaries and employee benefits | $2,954,000 | 2,251 |
| Premises and equipment expense | $967,000 | 2,123 |
| Additional noninterest expense | $2,496,000 | 2,233 |
| Pre-tax net operating income | $555,000 | 8,263 |
| Securities gains (losses) | $1,201,000 | 469 |
| Applicable income taxes | $281,000 | 6,325 |
| Income before extraordinary items | $1,475,000 | 3,292 |
| Extraordinary gains, net | $130,000 | 1,350 |
| Net income | $1,605,000 | 3,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,800 |
| Cash dividends | $575,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $466,160 | 7,573 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,770,000 | 2,984 |
| Total interest expense | $5,867,000 | 2,840 |
| Net interest income | $5,903,000 | 3,104 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $1,212,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $475,000 | 2,928 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $737,000 | 2,434 |
| Total noninterest expense | $5,682,000 | 2,545 |
| Salaries and employee benefits | $2,620,000 | 2,466 |
| Premises and equipment expense | $799,000 | 2,603 |
| Additional noninterest expense | $2,263,000 | 2,534 |
| Pre-tax net operating income | $1,193,000 | 4,928 |
| Securities gains (losses) | $876,000 | 726 |
| Applicable income taxes | $645,000 | 3,231 |
| Income before extraordinary items | $1,424,000 | 3,225 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,424,000 | 3,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 3,693 |
| Cash dividends | $262,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 13,769 |
| Net operating income | $819,560 | 4,965 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.