Home > North American State Bank > Income and Expense
North American State Bank, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 4,137 |
| Total interest expense | $326,000 | 4,061 |
| Net interest income | $2,696,000 | 4,108 |
| Provision for loan and lease losses | $-100,000 | 5,285 |
| Total noninterest income | $200,000 | 4,472 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $67,000 | 4,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 4,212 |
| Total noninterest expense | $2,361,000 | 3,954 |
| Salaries and employee benefits | $1,414,000 | 3,804 |
| Premises and equipment expense | $596,000 | 2,396 |
| Additional noninterest expense | $351,000 | 4,902 |
| Pre-tax net operating income | $635,000 | 4,286 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $635,000 | 4,149 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $635,000 | 4,148 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $635,000 | 4,148 |
| Net charge-offs | $-5,000 | 4,302 |
| Cash dividends | $56,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $635,000 | 4,150 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 4,232 |
| Total interest expense | $214,000 | 4,039 |
| Net interest income | $1,712,000 | 4,191 |
| Provision for loan and lease losses | $-100,000 | 5,376 |
| Total noninterest income | $114,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $42,000 | 4,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 4,422 |
| Total noninterest expense | $1,535,000 | 4,030 |
| Salaries and employee benefits | $924,000 | 3,870 |
| Premises and equipment expense | $401,000 | 2,402 |
| Additional noninterest expense | $210,000 | 5,030 |
| Pre-tax net operating income | $391,000 | 4,372 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $391,000 | 4,240 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $391,000 | 4,238 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $391,000 | 4,239 |
| Net charge-offs | $-1,000 | 3,891 |
| Cash dividends | $56,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $391,000 | 4,246 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 4,277 |
| Total interest expense | $105,000 | 4,051 |
| Net interest income | $842,000 | 4,241 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $62,000 | 4,589 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $21,000 | 4,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,313 |
| Total noninterest expense | $785,000 | 4,024 |
| Salaries and employee benefits | $462,000 | 3,904 |
| Premises and equipment expense | $214,000 | 2,340 |
| Additional noninterest expense | $109,000 | 5,048 |
| Pre-tax net operating income | $119,000 | 4,785 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $119,000 | 4,681 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $119,000 | 4,680 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $119,000 | 4,681 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $119,000 | 4,686 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 4,197 |
| Total interest expense | $463,000 | 3,805 |
| Net interest income | $3,411,000 | 4,223 |
| Provision for loan and lease losses | $-261,000 | 5,459 |
| Total noninterest income | $249,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $90,000 | 4,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 4,434 |
| Total noninterest expense | $3,028,000 | 4,098 |
| Salaries and employee benefits | $1,774,000 | 3,985 |
| Premises and equipment expense | $765,000 | 2,520 |
| Additional noninterest expense | $489,000 | 5,036 |
| Pre-tax net operating income | $893,000 | 4,198 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $893,000 | 3,858 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $893,000 | 3,857 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $893,000 | 3,858 |
| Net charge-offs | $-217,000 | 5,457 |
| Cash dividends | $242,000 | 3,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $893,000 | 3,844 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 4,245 |
| Total interest expense | $341,000 | 3,839 |
| Net interest income | $2,547,000 | 4,262 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $196,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $68,000 | 4,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 4,416 |
| Total noninterest expense | $2,234,000 | 4,156 |
| Salaries and employee benefits | $1,286,000 | 4,064 |
| Premises and equipment expense | $560,000 | 2,576 |
| Additional noninterest expense | $388,000 | 5,012 |
| Pre-tax net operating income | $509,000 | 4,576 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $509,000 | 4,401 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $509,000 | 4,400 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $509,000 | 4,401 |
| Net charge-offs | $-105,000 | 5,352 |
| Cash dividends | $92,000 | 3,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $509,000 | 4,390 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 4,402 |
| Total interest expense | $221,000 | 3,864 |
| Net interest income | $1,553,000 | 4,414 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $116,000 | 4,806 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $45,000 | 4,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 4,599 |
| Total noninterest expense | $1,476,000 | 4,193 |
| Salaries and employee benefits | $858,000 | 4,085 |
| Premises and equipment expense | $355,000 | 2,659 |
| Additional noninterest expense | $263,000 | 5,023 |
| Pre-tax net operating income | $193,000 | 4,993 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $193,000 | 4,901 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $193,000 | 4,901 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $193,000 | 4,901 |
| Net charge-offs | $-12,000 | 4,850 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $193,000 | 4,887 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 4,437 |
| Total interest expense | $107,000 | 3,912 |
| Net interest income | $773,000 | 4,445 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $57,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $23,000 | 4,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,675 |
| Total noninterest expense | $724,000 | 4,271 |
| Salaries and employee benefits | $435,000 | 4,105 |
| Premises and equipment expense | $168,000 | 2,801 |
| Additional noninterest expense | $121,000 | 5,147 |
| Pre-tax net operating income | $106,000 | 4,921 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $106,000 | 4,820 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $106,000 | 4,820 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $106,000 | 4,820 |
| Net charge-offs | $-7,000 | 4,847 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $106,000 | 4,809 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 4,292 |
| Total interest expense | $441,000 | 3,858 |
| Net interest income | $3,358,000 | 4,316 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $338,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $103,000 | 4,472 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $235,000 | 4,201 |
| Total noninterest expense | $2,951,000 | 4,263 |
| Salaries and employee benefits | $1,544,000 | 4,352 |
| Premises and equipment expense | $806,000 | 2,484 |
| Additional noninterest expense | $601,000 | 4,981 |
| Pre-tax net operating income | $745,000 | 4,427 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $745,000 | 4,276 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $745,000 | 4,274 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $745,000 | 4,275 |
| Net charge-offs | $24,000 | 3,562 |
| Cash dividends | $507,000 | 2,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $745,000 | 4,225 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 4,335 |
| Total interest expense | $329,000 | 3,889 |
| Net interest income | $2,516,000 | 4,351 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $180,000 | 4,927 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $73,000 | 4,574 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $107,000 | 4,728 |
| Total noninterest expense | $2,244,000 | 4,261 |
| Salaries and employee benefits | $1,183,000 | 4,300 |
| Premises and equipment expense | $576,000 | 2,575 |
| Additional noninterest expense | $485,000 | 4,928 |
| Pre-tax net operating income | $452,000 | 4,740 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $452,000 | 4,615 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $452,000 | 4,614 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $452,000 | 4,614 |
| Net charge-offs | $33,000 | 2,844 |
| Cash dividends | $314,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $452,000 | 4,555 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 4,316 |
| Total interest expense | $219,000 | 3,903 |
| Net interest income | $1,724,000 | 4,329 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $108,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $48,000 | 4,601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $60,000 | 4,923 |
| Total noninterest expense | $1,524,000 | 4,249 |
| Salaries and employee benefits | $800,000 | 4,311 |
| Premises and equipment expense | $383,000 | 2,594 |
| Additional noninterest expense | $341,000 | 4,905 |
| Pre-tax net operating income | $308,000 | 4,734 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $308,000 | 4,609 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $308,000 | 4,606 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $308,000 | 4,607 |
| Net charge-offs | $35,000 | 2,409 |
| Cash dividends | $229,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $308,000 | 4,544 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 4,340 |
| Total interest expense | $113,000 | 3,886 |
| Net interest income | $867,000 | 4,342 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $53,000 | 5,080 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $23,000 | 4,665 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $30,000 | 4,934 |
| Total noninterest expense | $791,000 | 4,206 |
| Salaries and employee benefits | $411,000 | 4,291 |
| Premises and equipment expense | $219,000 | 2,378 |
| Additional noninterest expense | $161,000 | 5,022 |
| Pre-tax net operating income | $129,000 | 4,881 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $129,000 | 4,763 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $129,000 | 4,762 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $129,000 | 4,763 |
| Net charge-offs | $42,000 | 1,551 |
| Cash dividends | $168,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $129,000 | 4,712 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 4,323 |
| Total interest expense | $455,000 | 3,905 |
| Net interest income | $3,503,000 | 4,336 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $236,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $110,000 | 4,582 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $126,000 | 4,916 |
| Total noninterest expense | $2,995,000 | 4,341 |
| Salaries and employee benefits | $1,643,000 | 4,299 |
| Premises and equipment expense | $731,000 | 2,736 |
| Additional noninterest expense | $621,000 | 5,114 |
| Pre-tax net operating income | $744,000 | 4,504 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $744,000 | 4,340 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $744,000 | 4,337 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $744,000 | 4,339 |
| Net charge-offs | $46,000 | 3,310 |
| Cash dividends | $185,000 | 3,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $744,000 | 4,292 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 4,378 |
| Total interest expense | $342,000 | 3,957 |
| Net interest income | $2,620,000 | 4,384 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $199,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $83,000 | 4,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 4,758 |
| Total noninterest expense | $2,236,000 | 4,379 |
| Salaries and employee benefits | $1,239,000 | 4,303 |
| Premises and equipment expense | $559,000 | 2,733 |
| Additional noninterest expense | $438,000 | 5,248 |
| Pre-tax net operating income | $583,000 | 4,543 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $583,000 | 4,375 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $583,000 | 4,377 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $583,000 | 4,378 |
| Net charge-offs | $-10,000 | 5,156 |
| Cash dividends | $185,000 | 3,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $583,000 | 4,326 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 4,414 |
| Total interest expense | $227,000 | 4,001 |
| Net interest income | $1,743,000 | 4,415 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $128,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $52,000 | 4,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $76,000 | 4,793 |
| Total noninterest expense | $1,480,000 | 4,432 |
| Salaries and employee benefits | $838,000 | 4,330 |
| Premises and equipment expense | $390,000 | 2,649 |
| Additional noninterest expense | $252,000 | 5,480 |
| Pre-tax net operating income | $391,000 | 4,492 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $391,000 | 4,323 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $391,000 | 4,326 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $391,000 | 4,326 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $100,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $391,000 | 4,267 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 4,444 |
| Total interest expense | $114,000 | 4,033 |
| Net interest income | $870,000 | 4,441 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $61,000 | 5,110 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $36,000 | 4,864 |
| Total noninterest expense | $789,000 | 4,326 |
| Salaries and employee benefits | $421,000 | 4,346 |
| Premises and equipment expense | $223,000 | 2,435 |
| Additional noninterest expense | $145,000 | 5,331 |
| Pre-tax net operating income | $142,000 | 4,893 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $142,000 | 4,734 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $142,000 | 4,736 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $142,000 | 4,738 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $142,000 | 4,663 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 4,420 |
| Total interest expense | $507,000 | 3,984 |
| Net interest income | $3,594,000 | 4,417 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $758,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $132,000 | 4,592 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $626,000 | 2,976 |
| Total noninterest expense | $3,199,000 | 4,334 |
| Salaries and employee benefits | $1,742,000 | 4,300 |
| Premises and equipment expense | $767,000 | 2,741 |
| Additional noninterest expense | $690,000 | 5,174 |
| Pre-tax net operating income | $1,153,000 | 3,915 |
| Securities gains (losses) | $-152,000 | 6,370 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,001,000 | 3,970 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,001,000 | 3,970 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,001,000 | 3,972 |
| Net charge-offs | $-226,000 | 6,270 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,153,000 | 3,656 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 4,485 |
| Total interest expense | $386,000 | 4,023 |
| Net interest income | $2,658,000 | 4,480 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $471,000 | 3,958 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $103,000 | 4,588 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $368,000 | 3,325 |
| Total noninterest expense | $2,413,000 | 4,344 |
| Salaries and employee benefits | $1,319,000 | 4,279 |
| Premises and equipment expense | $587,000 | 2,734 |
| Additional noninterest expense | $507,000 | 5,249 |
| Pre-tax net operating income | $716,000 | 4,309 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $716,000 | 4,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $716,000 | 4,093 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $716,000 | 4,093 |
| Net charge-offs | $-194,000 | 6,336 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $716,000 | 4,038 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 4,561 |
| Total interest expense | $260,000 | 4,046 |
| Net interest income | $1,703,000 | 4,591 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $236,000 | 4,417 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $68,000 | 4,595 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $168,000 | 3,895 |
| Total noninterest expense | $1,642,000 | 4,338 |
| Salaries and employee benefits | $890,000 | 4,289 |
| Premises and equipment expense | $393,000 | 2,741 |
| Additional noninterest expense | $359,000 | 5,177 |
| Pre-tax net operating income | $297,000 | 4,919 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $297,000 | 4,762 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $297,000 | 4,764 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $297,000 | 4,765 |
| Net charge-offs | $-105,000 | 6,326 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $297,000 | 4,701 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 4,733 |
| Total interest expense | $131,000 | 4,075 |
| Net interest income | $796,000 | 4,783 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $56,000 | 5,389 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $32,000 | 4,672 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $24,000 | 5,381 |
| Total noninterest expense | $850,000 | 4,275 |
| Salaries and employee benefits | $442,000 | 4,349 |
| Premises and equipment expense | $229,000 | 2,490 |
| Additional noninterest expense | $179,000 | 5,232 |
| Pre-tax net operating income | $2,000 | 6,184 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $2,000 | 6,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,000 | 6,213 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,000 | 6,215 |
| Net charge-offs | $22,000 | 2,430 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,000 | 6,194 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 4,704 |
| Total interest expense | $587,000 | 4,125 |
| Net interest income | $3,277,000 | 4,738 |
| Provision for loan and lease losses | $-180,000 | 6,449 |
| Total noninterest income | $343,000 | 4,953 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $134,000 | 4,773 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $209,000 | 4,550 |
| Total noninterest expense | $3,499,000 | 4,259 |
| Salaries and employee benefits | $1,898,000 | 4,184 |
| Premises and equipment expense | $855,000 | 2,574 |
| Additional noninterest expense | $746,000 | 5,212 |
| Pre-tax net operating income | $301,000 | 5,491 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $301,000 | 5,412 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $301,000 | 5,417 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $301,000 | 5,417 |
| Net charge-offs | $98,000 | 3,754 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $301,000 | 5,366 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 4,714 |
| Total interest expense | $447,000 | 4,171 |
| Net interest income | $2,497,000 | 4,743 |
| Provision for loan and lease losses | $-90,000 | 6,555 |
| Total noninterest income | $267,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $103,000 | 4,779 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $164,000 | 4,588 |
| Total noninterest expense | $2,646,000 | 4,246 |
| Salaries and employee benefits | $1,442,000 | 4,181 |
| Premises and equipment expense | $656,000 | 2,551 |
| Additional noninterest expense | $548,000 | 5,265 |
| Pre-tax net operating income | $208,000 | 5,653 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $208,000 | 5,607 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $208,000 | 5,608 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $208,000 | 5,608 |
| Net charge-offs | $63,000 | 3,672 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $208,000 | 5,543 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 4,712 |
| Total interest expense | $303,000 | 4,204 |
| Net interest income | $1,676,000 | 4,744 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $142,000 | 5,319 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $65,000 | 4,850 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $77,000 | 5,053 |
| Total noninterest expense | $1,774,000 | 4,250 |
| Salaries and employee benefits | $970,000 | 4,185 |
| Premises and equipment expense | $425,000 | 2,619 |
| Additional noninterest expense | $379,000 | 5,209 |
| Pre-tax net operating income | $44,000 | 6,104 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $44,000 | 6,176 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $44,000 | 6,178 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $44,000 | 6,178 |
| Net charge-offs | $55,000 | 3,270 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $44,000 | 6,094 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 4,705 |
| Total interest expense | $157,000 | 4,221 |
| Net interest income | $848,000 | 4,733 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $69,000 | 5,352 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,008 |
| Total noninterest expense | $888,000 | 4,290 |
| Salaries and employee benefits | $488,000 | 4,216 |
| Premises and equipment expense | $207,000 | 2,699 |
| Additional noninterest expense | $193,000 | 5,219 |
| Pre-tax net operating income | $29,000 | 6,053 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $29,000 | 6,106 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $29,000 | 6,107 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $29,000 | 6,107 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $29,000 | 6,022 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 5,100 |
| Total interest expense | $766,000 | 4,213 |
| Net interest income | $2,877,000 | 5,203 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $295,000 | 5,240 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $141,000 | 4,877 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $154,000 | 4,906 |
| Total noninterest expense | $4,178,000 | 3,914 |
| Salaries and employee benefits | $2,316,000 | 3,758 |
| Premises and equipment expense | $802,000 | 2,746 |
| Additional noninterest expense | $1,060,000 | 4,658 |
| Pre-tax net operating income | $-1,006,000 | 6,670 |
| Securities gains (losses) | $110,000 | 2,198 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-896,000 | 6,701 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-896,000 | 6,696 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-896,000 | 6,697 |
| Net charge-offs | $101,000 | 4,418 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,006,000 | 6,683 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 5,207 |
| Total interest expense | $584,000 | 4,295 |
| Net interest income | $2,113,000 | 5,326 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $253,000 | 5,119 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $104,000 | 4,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $149,000 | 4,643 |
| Total noninterest expense | $2,713,000 | 4,315 |
| Salaries and employee benefits | $1,459,000 | 4,217 |
| Premises and equipment expense | $549,000 | 2,965 |
| Additional noninterest expense | $705,000 | 4,985 |
| Pre-tax net operating income | $-347,000 | 6,611 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-347,000 | 6,699 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-347,000 | 6,697 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-347,000 | 6,697 |
| Net charge-offs | $102,000 | 3,951 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-347,000 | 6,629 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 5,210 |
| Total interest expense | $398,000 | 4,337 |
| Net interest income | $1,419,000 | 5,330 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $176,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $67,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 4,537 |
| Total noninterest expense | $1,739,000 | 4,448 |
| Salaries and employee benefits | $991,000 | 4,197 |
| Premises and equipment expense | $331,000 | 3,194 |
| Additional noninterest expense | $417,000 | 5,260 |
| Pre-tax net operating income | $-144,000 | 6,575 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-144,000 | 6,671 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-144,000 | 6,671 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-144,000 | 6,671 |
| Net charge-offs | $14,000 | 4,811 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-144,000 | 6,590 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 5,215 |
| Total interest expense | $206,000 | 4,384 |
| Net interest income | $720,000 | 5,338 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $62,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $928,000 | 4,293 |
| Salaries and employee benefits | $517,000 | 4,115 |
| Premises and equipment expense | $171,000 | 3,143 |
| Additional noninterest expense | $240,000 | 4,963 |
| Pre-tax net operating income | $-146,000 | 6,795 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-146,000 | 6,858 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-146,000 | 6,859 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-146,000 | 6,859 |
| Net charge-offs | $19,000 | 3,713 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-146,000 | 6,809 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 4,796 |
| Total interest expense | $988,000 | 4,427 |
| Net interest income | $3,573,000 | 4,835 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $422,000 | 4,688 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $181,000 | 4,555 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $241,000 | 4,192 |
| Total noninterest expense | $3,807,000 | 4,259 |
| Salaries and employee benefits | $2,109,000 | 4,034 |
| Premises and equipment expense | $723,000 | 3,124 |
| Additional noninterest expense | $975,000 | 4,953 |
| Pre-tax net operating income | $188,000 | 5,534 |
| Securities gains (losses) | $5,000 | 3,498 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $193,000 | 5,589 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $193,000 | 5,590 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $193,000 | 5,590 |
| Net charge-offs | $287,000 | 3,850 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $188,000 | 5,484 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,554,000 | 4,757 |
| Total interest expense | $752,000 | 4,504 |
| Net interest income | $2,802,000 | 4,747 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $349,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $143,000 | 4,482 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $206,000 | 4,055 |
| Total noninterest expense | $2,916,000 | 4,190 |
| Salaries and employee benefits | $1,625,000 | 3,943 |
| Premises and equipment expense | $548,000 | 3,131 |
| Additional noninterest expense | $743,000 | 4,958 |
| Pre-tax net operating income | $235,000 | 5,338 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $240,000 | 5,321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $240,000 | 5,321 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $240,000 | 5,321 |
| Net charge-offs | $202,000 | 3,703 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $235,000 | 5,219 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 4,591 |
| Total interest expense | $510,000 | 4,569 |
| Net interest income | $2,055,000 | 4,509 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $205,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $95,000 | 4,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $110,000 | 4,409 |
| Total noninterest expense | $2,071,000 | 4,066 |
| Salaries and employee benefits | $1,119,000 | 3,903 |
| Premises and equipment expense | $369,000 | 3,133 |
| Additional noninterest expense | $583,000 | 4,608 |
| Pre-tax net operating income | $189,000 | 5,175 |
| Securities gains (losses) | $5,000 | 2,547 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $194,000 | 5,070 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $194,000 | 5,070 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $194,000 | 5,070 |
| Net charge-offs | $169,000 | 3,289 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $189,000 | 5,007 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 4,463 |
| Total interest expense | $261,000 | 4,629 |
| Net interest income | $1,090,000 | 4,321 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $110,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $45,000 | 4,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,260 |
| Total noninterest expense | $1,112,000 | 3,904 |
| Salaries and employee benefits | $578,000 | 3,836 |
| Premises and equipment expense | $202,000 | 2,961 |
| Additional noninterest expense | $332,000 | 4,241 |
| Pre-tax net operating income | $88,000 | 5,271 |
| Securities gains (losses) | $5,000 | 1,451 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $93,000 | 5,114 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $93,000 | 5,112 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $93,000 | 5,114 |
| Net charge-offs | $130,000 | 2,484 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $88,000 | 5,114 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 4,721 |
| Total interest expense | $1,403,000 | 4,433 |
| Net interest income | $3,770,000 | 4,752 |
| Provision for loan and lease losses | $285,000 | 4,926 |
| Total noninterest income | $363,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $186,000 | 4,548 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $177,000 | 4,759 |
| Total noninterest expense | $4,235,000 | 4,053 |
| Salaries and employee benefits | $2,403,000 | 3,695 |
| Premises and equipment expense | $644,000 | 3,533 |
| Additional noninterest expense | $1,188,000 | 4,639 |
| Pre-tax net operating income | $-387,000 | 6,180 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-387,000 | 6,299 |
| Extraordinary gains, net | $-374,000 | 7,652 |
| Net income | $-761,000 | 6,488 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-761,000 | 6,488 |
| Net charge-offs | $549,000 | 3,530 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-387,000 | 6,249 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 4,723 |
| Total interest expense | $1,111,000 | 4,443 |
| Net interest income | $2,897,000 | 4,742 |
| Provision for loan and lease losses | $255,000 | 4,558 |
| Total noninterest income | $271,000 | 5,203 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $146,000 | 4,537 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $125,000 | 4,920 |
| Total noninterest expense | $3,063,000 | 4,163 |
| Salaries and employee benefits | $1,833,000 | 3,682 |
| Premises and equipment expense | $458,000 | 3,732 |
| Additional noninterest expense | $772,000 | 5,020 |
| Pre-tax net operating income | $-150,000 | 6,239 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-150,000 | 6,380 |
| Extraordinary gains, net | $-374,000 | 7,756 |
| Net income | $-524,000 | 6,675 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-524,000 | 6,675 |
| Net charge-offs | $197,000 | 4,245 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-150,000 | 6,285 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 4,553 |
| Total interest expense | $799,000 | 4,355 |
| Net interest income | $2,089,000 | 4,506 |
| Provision for loan and lease losses | $225,000 | 4,053 |
| Total noninterest income | $156,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $94,000 | 4,594 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $62,000 | 5,330 |
| Total noninterest expense | $2,032,000 | 4,189 |
| Salaries and employee benefits | $1,186,000 | 3,797 |
| Premises and equipment expense | $348,000 | 3,387 |
| Additional noninterest expense | $498,000 | 5,100 |
| Pre-tax net operating income | $-12,000 | 6,094 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-12,000 | 6,212 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-12,000 | 6,213 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-12,000 | 6,212 |
| Net charge-offs | $203,000 | 3,522 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-12,000 | 6,112 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 4,537 |
| Total interest expense | $429,000 | 4,307 |
| Net interest income | $1,055,000 | 4,513 |
| Provision for loan and lease losses | $112,000 | 3,823 |
| Total noninterest income | $82,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $38,000 | 5,122 |
| Total noninterest expense | $1,004,000 | 4,269 |
| Salaries and employee benefits | $597,000 | 3,834 |
| Premises and equipment expense | $136,000 | 4,147 |
| Additional noninterest expense | $271,000 | 4,883 |
| Pre-tax net operating income | $21,000 | 6,028 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $21,000 | 6,120 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $21,000 | 6,122 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $21,000 | 6,121 |
| Net charge-offs | $132,000 | 2,858 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $21,000 | 6,011 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,467,000 | 4,398 |
| Total interest expense | $2,147,000 | 4,253 |
| Net interest income | $4,320,000 | 4,346 |
| Provision for loan and lease losses | $1,147,000 | 3,285 |
| Total noninterest income | $478,000 | 4,813 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $234,000 | 4,355 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $244,000 | 4,310 |
| Total noninterest expense | $4,123,000 | 4,251 |
| Salaries and employee benefits | $2,565,000 | 3,616 |
| Premises and equipment expense | $695,000 | 3,479 |
| Additional noninterest expense | $863,000 | 5,631 |
| Pre-tax net operating income | $-472,000 | 5,960 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-472,000 | 6,064 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-472,000 | 6,064 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-472,000 | 6,065 |
| Net charge-offs | $707,000 | 3,330 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-472,000 | 6,057 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,865,000 | 4,443 |
| Total interest expense | $1,648,000 | 4,332 |
| Net interest income | $3,217,000 | 4,378 |
| Provision for loan and lease losses | $966,000 | 2,833 |
| Total noninterest income | $273,000 | 5,367 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $177,000 | 4,354 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $96,000 | 5,446 |
| Total noninterest expense | $3,083,000 | 4,281 |
| Salaries and employee benefits | $1,929,000 | 3,654 |
| Premises and equipment expense | $508,000 | 3,583 |
| Additional noninterest expense | $646,000 | 5,640 |
| Pre-tax net operating income | $-559,000 | 6,379 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-559,000 | 6,475 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-559,000 | 6,476 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-559,000 | 6,475 |
| Net charge-offs | $387,000 | 3,389 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-559,000 | 6,471 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 4,495 |
| Total interest expense | $1,116,000 | 4,424 |
| Net interest income | $2,115,000 | 4,414 |
| Provision for loan and lease losses | $694,000 | 2,512 |
| Total noninterest income | $179,000 | 5,407 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $117,000 | 4,337 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $62,000 | 5,530 |
| Total noninterest expense | $2,096,000 | 4,258 |
| Salaries and employee benefits | $1,265,000 | 3,736 |
| Premises and equipment expense | $377,000 | 3,341 |
| Additional noninterest expense | $454,000 | 5,507 |
| Pre-tax net operating income | $-496,000 | 6,636 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-496,000 | 6,769 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-496,000 | 6,770 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-496,000 | 6,770 |
| Net charge-offs | $198,000 | 3,425 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-496,000 | 6,745 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 4,536 |
| Total interest expense | $562,000 | 4,514 |
| Net interest income | $1,056,000 | 4,415 |
| Provision for loan and lease losses | $110,000 | 3,735 |
| Total noninterest income | $81,000 | 5,555 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $57,000 | 4,341 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $937,000 | 4,497 |
| Salaries and employee benefits | $632,000 | 3,766 |
| Premises and equipment expense | $139,000 | 4,200 |
| Additional noninterest expense | $166,000 | 6,063 |
| Pre-tax net operating income | $90,000 | 5,135 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $90,000 | 5,091 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,096 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $90,000 | 5,095 |
| Net charge-offs | $85,000 | 3,048 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $90,000 | 4,928 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,244,000 | 4,386 |
| Total interest expense | $2,688,000 | 4,553 |
| Net interest income | $4,556,000 | 4,192 |
| Provision for loan and lease losses | $954,000 | 2,780 |
| Total noninterest income | $410,000 | 5,226 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $263,000 | 4,258 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $147,000 | 5,348 |
| Total noninterest expense | $3,961,000 | 4,262 |
| Salaries and employee benefits | $2,567,000 | 3,708 |
| Premises and equipment expense | $655,000 | 3,671 |
| Additional noninterest expense | $739,000 | 5,685 |
| Pre-tax net operating income | $51,000 | 6,164 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $51,000 | 6,032 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $51,000 | 6,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 4,692 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $51,000 | 6,176 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,456,000 | 4,439 |
| Total interest expense | $2,059,000 | 4,608 |
| Net interest income | $3,397,000 | 4,239 |
| Provision for loan and lease losses | $503,000 | 2,717 |
| Total noninterest income | $315,000 | 5,283 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $193,000 | 4,327 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $122,000 | 5,275 |
| Total noninterest expense | $2,888,000 | 4,344 |
| Salaries and employee benefits | $1,925,000 | 3,725 |
| Premises and equipment expense | $445,000 | 3,976 |
| Additional noninterest expense | $518,000 | 5,811 |
| Pre-tax net operating income | $321,000 | 5,566 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $321,000 | 5,130 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $321,000 | 5,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $321,000 | 5,296 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,653,000 | 4,489 |
| Total interest expense | $1,427,000 | 4,651 |
| Net interest income | $2,226,000 | 4,285 |
| Provision for loan and lease losses | $214,000 | 3,043 |
| Total noninterest income | $190,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $122,000 | 4,441 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $68,000 | 5,681 |
| Total noninterest expense | $1,931,000 | 4,354 |
| Salaries and employee benefits | $1,275,000 | 3,787 |
| Premises and equipment expense | $319,000 | 3,777 |
| Additional noninterest expense | $337,000 | 5,862 |
| Pre-tax net operating income | $271,000 | 5,412 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $271,000 | 5,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $271,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,218 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $271,000 | 5,094 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 4,599 |
| Total interest expense | $758,000 | 4,661 |
| Net interest income | $1,058,000 | 4,438 |
| Provision for loan and lease losses | $165,000 | 2,024 |
| Total noninterest income | $95,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $56,000 | 4,576 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $946,000 | 4,404 |
| Salaries and employee benefits | $632,000 | 3,817 |
| Premises and equipment expense | $129,000 | 4,432 |
| Additional noninterest expense | $185,000 | 5,586 |
| Pre-tax net operating income | $42,000 | 6,706 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $42,000 | 6,698 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $42,000 | 6,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,321 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $42,000 | 6,598 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,650,000 | 4,490 |
| Total interest expense | $3,639,000 | 4,245 |
| Net interest income | $4,011,000 | 4,616 |
| Provision for loan and lease losses | $411,000 | 2,657 |
| Total noninterest income | $384,000 | 5,574 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $242,000 | 4,525 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $142,000 | 5,665 |
| Total noninterest expense | $3,616,000 | 4,422 |
| Salaries and employee benefits | $2,184,000 | 4,109 |
| Premises and equipment expense | $610,000 | 3,796 |
| Additional noninterest expense | $822,000 | 5,258 |
| Pre-tax net operating income | $368,000 | 6,364 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $368,000 | 6,170 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $368,000 | 6,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 1,799 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $368,000 | 6,150 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,828,000 | 4,470 |
| Total interest expense | $2,816,000 | 4,173 |
| Net interest income | $3,012,000 | 4,627 |
| Provision for loan and lease losses | $319,000 | 2,210 |
| Total noninterest income | $374,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $174,000 | 4,635 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $200,000 | 4,484 |
| Total noninterest expense | $2,651,000 | 4,472 |
| Salaries and employee benefits | $1,600,000 | 4,170 |
| Premises and equipment expense | $458,000 | 3,796 |
| Additional noninterest expense | $593,000 | 5,339 |
| Pre-tax net operating income | $416,000 | 6,098 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $416,000 | 5,749 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $416,000 | 5,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,196 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $416,000 | 5,734 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 4,451 |
| Total interest expense | $1,925,000 | 4,111 |
| Net interest income | $1,991,000 | 4,673 |
| Provision for loan and lease losses | $244,000 | 1,847 |
| Total noninterest income | $272,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $109,000 | 4,763 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $163,000 | 4,172 |
| Total noninterest expense | $1,754,000 | 4,519 |
| Salaries and employee benefits | $1,075,000 | 4,182 |
| Premises and equipment expense | $297,000 | 3,874 |
| Additional noninterest expense | $382,000 | 5,437 |
| Pre-tax net operating income | $265,000 | 6,262 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $265,000 | 5,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $265,000 | 5,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 954 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $265,000 | 5,898 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 4,565 |
| Total interest expense | $969,000 | 4,091 |
| Net interest income | $919,000 | 4,931 |
| Provision for loan and lease losses | $114,000 | 1,859 |
| Total noninterest income | $83,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $52,000 | 4,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $31,000 | 5,926 |
| Total noninterest expense | $826,000 | 4,715 |
| Salaries and employee benefits | $546,000 | 4,160 |
| Premises and equipment expense | $125,000 | 4,394 |
| Additional noninterest expense | $155,000 | 6,036 |
| Pre-tax net operating income | $62,000 | 7,142 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $62,000 | 6,984 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $62,000 | 6,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 777 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $62,000 | 6,968 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,965,000 | 4,581 |
| Total interest expense | $3,343,000 | 4,043 |
| Net interest income | $3,622,000 | 4,942 |
| Provision for loan and lease losses | $705,000 | 1,405 |
| Total noninterest income | $507,000 | 5,102 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $244,000 | 4,558 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $263,000 | 4,550 |
| Total noninterest expense | $3,389,000 | 4,497 |
| Salaries and employee benefits | $2,239,000 | 3,928 |
| Premises and equipment expense | $537,000 | 4,067 |
| Additional noninterest expense | $613,000 | 6,011 |
| Pre-tax net operating income | $35,000 | 7,871 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,000 | 6,378 |
| Income before extraordinary items | $31,000 | 7,892 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $31,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,239,000 | 573 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $31,000 | 7,882 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 4,579 |
| Total interest expense | $2,444,000 | 4,018 |
| Net interest income | $2,768,000 | 4,925 |
| Provision for loan and lease losses | $517,000 | 1,356 |
| Total noninterest income | $412,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $191,000 | 4,498 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $221,000 | 4,323 |
| Total noninterest expense | $2,537,000 | 4,488 |
| Salaries and employee benefits | $1,682,000 | 3,912 |
| Premises and equipment expense | $409,000 | 4,049 |
| Additional noninterest expense | $446,000 | 6,088 |
| Pre-tax net operating income | $126,000 | 7,718 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,000 | 6,438 |
| Income before extraordinary items | $122,000 | 7,618 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $122,000 | 7,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 818 |
| Cash dividends | $400,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $122,000 | 7,615 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 4,546 |
| Total interest expense | $1,577,000 | 3,983 |
| Net interest income | $1,890,000 | 4,881 |
| Provision for loan and lease losses | $270,000 | 1,643 |
| Total noninterest income | $271,000 | 4,979 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $125,000 | 4,515 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 4,360 |
| Total noninterest expense | $1,638,000 | 4,599 |
| Salaries and employee benefits | $1,121,000 | 3,941 |
| Premises and equipment expense | $272,000 | 4,060 |
| Additional noninterest expense | $245,000 | 6,615 |
| Pre-tax net operating income | $253,000 | 6,752 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $249,000 | 6,392 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $249,000 | 6,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,858 |
| Cash dividends | $370,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $249,000 | 6,397 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 4,453 |
| Total interest expense | $732,000 | 4,060 |
| Net interest income | $1,019,000 | 4,655 |
| Provision for loan and lease losses | $115,000 | 1,817 |
| Total noninterest income | $154,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,842 |
| Total noninterest expense | $868,000 | 4,433 |
| Salaries and employee benefits | $595,000 | 3,791 |
| Premises and equipment expense | $144,000 | 3,911 |
| Additional noninterest expense | $129,000 | 6,472 |
| Pre-tax net operating income | $190,000 | 5,947 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $186,000 | 5,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $186,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,755 |
| Cash dividends | $291,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $186,000 | 5,493 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,679,000 | 4,288 |
| Total interest expense | $2,436,000 | 3,896 |
| Net interest income | $4,243,000 | 4,447 |
| Provision for loan and lease losses | $499,000 | 1,912 |
| Total noninterest income | $528,000 | 5,114 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $280,000 | 4,347 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $248,000 | 4,743 |
| Total noninterest expense | $3,251,000 | 4,521 |
| Salaries and employee benefits | $2,169,000 | 3,889 |
| Premises and equipment expense | $462,000 | 4,414 |
| Additional noninterest expense | $620,000 | 5,958 |
| Pre-tax net operating income | $1,021,000 | 5,303 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,021,000 | 4,788 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,021,000 | 4,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,259 |
| Cash dividends | $482,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,021,000 | 4,762 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 4,288 |
| Total interest expense | $1,723,000 | 3,919 |
| Net interest income | $3,203,000 | 4,439 |
| Provision for loan and lease losses | $411,000 | 1,682 |
| Total noninterest income | $413,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $221,000 | 4,251 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 4,690 |
| Total noninterest expense | $2,476,000 | 4,455 |
| Salaries and employee benefits | $1,664,000 | 3,801 |
| Premises and equipment expense | $355,000 | 4,325 |
| Additional noninterest expense | $457,000 | 5,970 |
| Pre-tax net operating income | $729,000 | 5,556 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $729,000 | 4,976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $729,000 | 4,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $428,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $729,000 | 4,936 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 4,307 |
| Total interest expense | $1,086,000 | 3,909 |
| Net interest income | $2,106,000 | 4,454 |
| Provision for loan and lease losses | $222,000 | 1,991 |
| Total noninterest income | $278,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $141,000 | 4,291 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $137,000 | 4,512 |
| Total noninterest expense | $1,647,000 | 4,445 |
| Salaries and employee benefits | $1,111,000 | 3,783 |
| Premises and equipment expense | $242,000 | 4,238 |
| Additional noninterest expense | $294,000 | 6,066 |
| Pre-tax net operating income | $515,000 | 5,416 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $515,000 | 4,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $515,000 | 4,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $289,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $515,000 | 4,770 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 4,402 |
| Total interest expense | $528,000 | 3,880 |
| Net interest income | $1,009,000 | 4,596 |
| Provision for loan and lease losses | $169,000 | 1,286 |
| Total noninterest income | $140,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $67,000 | 4,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,368 |
| Total noninterest expense | $794,000 | 4,578 |
| Salaries and employee benefits | $561,000 | 3,762 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $133,000 | 6,382 |
| Pre-tax net operating income | $186,000 | 6,112 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $186,000 | 5,607 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $186,000 | 5,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $211,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $186,000 | 5,563 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,173,000 | 4,172 |
| Total interest expense | $1,997,000 | 3,660 |
| Net interest income | $4,176,000 | 4,348 |
| Provision for loan and lease losses | $411,000 | 2,314 |
| Total noninterest income | $625,000 | 4,712 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $287,000 | 4,415 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $338,000 | 4,044 |
| Total noninterest expense | $3,252,000 | 4,414 |
| Salaries and employee benefits | $2,150,000 | 3,756 |
| Premises and equipment expense | $435,000 | 4,518 |
| Additional noninterest expense | $667,000 | 5,685 |
| Pre-tax net operating income | $1,138,000 | 4,920 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $6,000 | 6,889 |
| Income before extraordinary items | $1,132,000 | 4,356 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,132,000 | 4,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,472 |
| Cash dividends | $505,000 | 3,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,132,000 | 4,283 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,538,000 | 4,212 |
| Total interest expense | $1,468,000 | 3,681 |
| Net interest income | $3,070,000 | 4,389 |
| Provision for loan and lease losses | $204,000 | 2,958 |
| Total noninterest income | $507,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $226,000 | 4,333 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $281,000 | 3,856 |
| Total noninterest expense | $2,449,000 | 4,370 |
| Salaries and employee benefits | $1,614,000 | 3,737 |
| Premises and equipment expense | $325,000 | 4,517 |
| Additional noninterest expense | $510,000 | 5,580 |
| Pre-tax net operating income | $924,000 | 4,802 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $6,000 | 6,914 |
| Income before extraordinary items | $918,000 | 4,215 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $918,000 | 4,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,003 |
| Cash dividends | $369,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $918,000 | 4,145 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,973,000 | 4,282 |
| Total interest expense | $958,000 | 3,733 |
| Net interest income | $2,015,000 | 4,455 |
| Provision for loan and lease losses | $140,000 | 2,884 |
| Total noninterest income | $349,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $147,000 | 4,375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $202,000 | 3,714 |
| Total noninterest expense | $1,624,000 | 4,410 |
| Salaries and employee benefits | $1,063,000 | 3,793 |
| Premises and equipment expense | $230,000 | 4,340 |
| Additional noninterest expense | $331,000 | 5,668 |
| Pre-tax net operating income | $600,000 | 4,833 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $6,000 | 6,827 |
| Income before extraordinary items | $594,000 | 4,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $594,000 | 4,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $273,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $594,000 | 4,192 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 4,348 |
| Total interest expense | $456,000 | 3,926 |
| Net interest income | $1,007,000 | 4,450 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $183,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $62,000 | 4,721 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $121,000 | 3,332 |
| Total noninterest expense | $776,000 | 4,572 |
| Salaries and employee benefits | $520,000 | 3,883 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $160,000 | 5,799 |
| Pre-tax net operating income | $378,000 | 4,222 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $372,000 | 3,706 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $372,000 | 3,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $29,000 | 3,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $372,000 | 3,579 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,687,000 | 4,450 |
| Total interest expense | $1,919,000 | 4,150 |
| Net interest income | $3,768,000 | 4,564 |
| Provision for loan and lease losses | $220,000 | 3,843 |
| Total noninterest income | $393,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $177,000 | 5,528 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $216,000 | 5,129 |
| Total noninterest expense | $2,962,000 | 4,637 |
| Salaries and employee benefits | $1,898,000 | 4,094 |
| Premises and equipment expense | $460,000 | 4,318 |
| Additional noninterest expense | $604,000 | 5,971 |
| Pre-tax net operating income | $979,000 | 5,232 |
| Securities gains (losses) | $148,000 | 1,568 |
| Applicable income taxes | $3,000 | 7,286 |
| Income before extraordinary items | $1,124,000 | 4,298 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,124,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $795,000 | 2,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $976,000 | 4,540 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 4,516 |
| Total interest expense | $1,457,000 | 4,243 |
| Net interest income | $2,806,000 | 4,596 |
| Provision for loan and lease losses | $179,000 | 3,609 |
| Total noninterest income | $317,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $130,000 | 5,604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $187,000 | 4,928 |
| Total noninterest expense | $2,063,000 | 4,877 |
| Salaries and employee benefits | $1,356,000 | 4,242 |
| Premises and equipment expense | $275,000 | 5,014 |
| Additional noninterest expense | $432,000 | 6,114 |
| Pre-tax net operating income | $881,000 | 4,884 |
| Securities gains (losses) | $117,000 | 1,606 |
| Applicable income taxes | $3,000 | 7,331 |
| Income before extraordinary items | $995,000 | 3,993 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $995,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,434 |
| Cash dividends | $709,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $878,000 | 4,191 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 4,552 |
| Total interest expense | $982,000 | 4,299 |
| Net interest income | $1,862,000 | 4,609 |
| Provision for loan and lease losses | $97,000 | 3,927 |
| Total noninterest income | $210,000 | 5,888 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $84,000 | 5,654 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $126,000 | 4,908 |
| Total noninterest expense | $1,274,000 | 5,130 |
| Salaries and employee benefits | $857,000 | 4,404 |
| Premises and equipment expense | $186,000 | 4,936 |
| Additional noninterest expense | $231,000 | 6,761 |
| Pre-tax net operating income | $701,000 | 4,422 |
| Securities gains (losses) | $109,000 | 1,441 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $807,000 | 3,494 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $807,000 | 3,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,628 |
| Cash dividends | $509,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $698,000 | 3,678 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 4,541 |
| Total interest expense | $502,000 | 4,336 |
| Net interest income | $933,000 | 4,603 |
| Provision for loan and lease losses | $67,000 | 3,113 |
| Total noninterest income | $83,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 5,422 |
| Total noninterest expense | $578,000 | 5,468 |
| Salaries and employee benefits | $416,000 | 4,500 |
| Premises and equipment expense | $63,000 | 6,146 |
| Additional noninterest expense | $99,000 | 7,172 |
| Pre-tax net operating income | $371,000 | 4,228 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $369,000 | 3,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $369,000 | 3,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,659 |
| Cash dividends | $451,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $369,000 | 3,500 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 4,555 |
| Total interest expense | $2,316,000 | 4,346 |
| Net interest income | $3,687,000 | 4,594 |
| Provision for loan and lease losses | $397,000 | 2,866 |
| Total noninterest income | $337,000 | 6,195 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $191,000 | 5,304 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $146,000 | 5,658 |
| Total noninterest expense | $2,179,000 | 5,565 |
| Salaries and employee benefits | $1,394,000 | 4,953 |
| Premises and equipment expense | $290,000 | 5,685 |
| Additional noninterest expense | $495,000 | 6,529 |
| Pre-tax net operating income | $1,448,000 | 4,208 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $-2,000 | 8,800 |
| Income before extraordinary items | $1,451,000 | 3,583 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,451,000 | 3,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,866 |
| Cash dividends | $787,000 | 2,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,450,000 | 3,487 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,973,000 | 4,980 |
| Total interest expense | $2,991,000 | 4,739 |
| Net interest income | $2,982,000 | 5,100 |
| Provision for loan and lease losses | $268,000 | 3,470 |
| Total noninterest income | $459,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $191,000 | 5,272 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $268,000 | 4,356 |
| Total noninterest expense | $2,191,000 | 5,400 |
| Salaries and employee benefits | $1,414,000 | 4,718 |
| Premises and equipment expense | $325,000 | 5,272 |
| Additional noninterest expense | $452,000 | 6,771 |
| Pre-tax net operating income | $982,000 | 4,939 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $17,000 | 7,390 |
| Income before extraordinary items | $975,000 | 4,349 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $975,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,835 |
| Cash dividends | $597,000 | 3,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $965,200 | 4,257 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,712,000 | 5,261 |
| Total interest expense | $2,962,000 | 4,967 |
| Net interest income | $2,750,000 | 5,467 |
| Provision for loan and lease losses | $45,000 | 6,708 |
| Total noninterest income | $309,000 | 6,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,433 |
| Total noninterest expense | $1,843,000 | 5,976 |
| Salaries and employee benefits | $1,183,000 | 5,288 |
| Premises and equipment expense | $247,000 | 6,097 |
| Additional noninterest expense | $413,000 | 7,045 |
| Pre-tax net operating income | $1,171,000 | 4,795 |
| Securities gains (losses) | $-15,000 | 8,587 |
| Applicable income taxes | $108,000 | 6,418 |
| Income before extraordinary items | $1,048,000 | 4,243 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,048,000 | 4,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $655,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,061,650 | 4,216 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,194,000 | 5,437 |
| Total interest expense | $2,509,000 | 5,185 |
| Net interest income | $2,685,000 | 5,555 |
| Provision for loan and lease losses | $124,000 | 4,675 |
| Total noninterest income | $266,000 | 6,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,714 |
| Total noninterest expense | $1,663,000 | 6,376 |
| Salaries and employee benefits | $1,042,000 | 5,723 |
| Premises and equipment expense | $225,000 | 6,425 |
| Additional noninterest expense | $396,000 | 7,310 |
| Pre-tax net operating income | $1,164,000 | 4,859 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $250,000 | 5,204 |
| Income before extraordinary items | $915,000 | 4,697 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $915,000 | 4,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,017 |
| Cash dividends | $267,000 | 4,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $914,210 | 4,658 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,750,000 | 5,877 |
| Total interest expense | $2,369,000 | 5,580 |
| Net interest income | $2,381,000 | 6,011 |
| Provision for loan and lease losses | $92,000 | 5,281 |
| Total noninterest income | $276,000 | 6,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,630 |
| Total noninterest expense | $1,530,000 | 6,600 |
| Salaries and employee benefits | $975,000 | 5,869 |
| Premises and equipment expense | $231,000 | 6,246 |
| Additional noninterest expense | $324,000 | 7,900 |
| Pre-tax net operating income | $1,035,000 | 5,313 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $335,000 | 4,884 |
| Income before extraordinary items | $698,000 | 5,627 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $698,000 | 5,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $133,000 | 5,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $699,360 | 5,509 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,466,000 | 6,257 |
| Total interest expense | $2,221,000 | 5,840 |
| Net interest income | $2,245,000 | 6,446 |
| Provision for loan and lease losses | $620,000 | 1,466 |
| Total noninterest income | $288,000 | 6,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,750 |
| Total noninterest expense | $1,351,000 | 7,179 |
| Salaries and employee benefits | $866,000 | 6,458 |
| Premises and equipment expense | $208,000 | 6,702 |
| Additional noninterest expense | $277,000 | 8,567 |
| Pre-tax net operating income | $562,000 | 7,602 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $106,000 | 8,305 |
| Income before extraordinary items | $456,000 | 7,254 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $456,000 | 7,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,377 |
| Cash dividends | $267,000 | 4,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $456,000 | 7,207 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 6,738 |
| Total interest expense | $2,040,000 | 6,341 |
| Net interest income | $2,091,000 | 6,967 |
| Provision for loan and lease losses | $220,000 | 3,199 |
| Total noninterest income | $777,000 | 3,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $627,000 | 2,495 |
| Total noninterest expense | $1,438,000 | 7,289 |
| Salaries and employee benefits | $879,000 | 6,566 |
| Premises and equipment expense | $199,000 | 7,045 |
| Additional noninterest expense | $360,000 | 8,263 |
| Pre-tax net operating income | $1,210,000 | 5,096 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $385,000 | 5,012 |
| Income before extraordinary items | $825,000 | 5,194 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $825,000 | 5,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,390 |
| Cash dividends | $133,000 | 6,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $825,000 | 5,131 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,857,000 | 7,153 |
| Total interest expense | $1,873,000 | 6,735 |
| Net interest income | $1,984,000 | 7,352 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $299,000 | 7,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,047 |
| Total noninterest expense | $1,346,000 | 7,750 |
| Salaries and employee benefits | $804,000 | 7,080 |
| Premises and equipment expense | $202,000 | 7,153 |
| Additional noninterest expense | $340,000 | 8,794 |
| Pre-tax net operating income | $872,000 | 6,548 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $255,000 | 6,571 |
| Income before extraordinary items | $618,000 | 6,507 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $618,000 | 6,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,139 |
| Cash dividends | $113,000 | 6,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $617,290 | 6,505 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 7,395 |
| Total interest expense | $1,449,000 | 7,055 |
| Net interest income | $2,008,000 | 7,545 |
| Provision for loan and lease losses | $54,000 | 5,980 |
| Total noninterest income | $268,000 | 7,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,824 |
| Total noninterest expense | $1,396,000 | 7,928 |
| Salaries and employee benefits | $800,000 | 7,213 |
| Premises and equipment expense | $158,000 | 8,341 |
| Additional noninterest expense | $438,000 | 8,450 |
| Pre-tax net operating income | $826,000 | 6,740 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $250,000 | 6,534 |
| Income before extraordinary items | $576,000 | 6,718 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $576,000 | 6,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,661 |
| Cash dividends | $87,000 | 7,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $576,000 | 6,777 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 9,033 |
| Total interest expense | $1,081,000 | 8,759 |
| Net interest income | $1,503,000 | 9,095 |
| Provision for loan and lease losses | $223,000 | 3,676 |
| Total noninterest income | $181,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $958,000 | 9,931 |
| Salaries and employee benefits | $519,000 | 9,467 |
| Premises and equipment expense | $129,000 | 9,507 |
| Additional noninterest expense | $310,000 | 10,318 |
| Pre-tax net operating income | $503,000 | 8,643 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $160,000 | 8,417 |
| Income before extraordinary items | $346,000 | 8,974 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $346,000 | 9,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,392 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $343,960 | 8,736 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 9,482 |
| Total interest expense | $1,288,000 | 9,285 |
| Net interest income | $1,440,000 | 9,481 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $170,000 | 10,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 9,109 |
| Total noninterest expense | $874,000 | 10,644 |
| Salaries and employee benefits | $492,000 | 9,859 |
| Premises and equipment expense | $137,000 | 9,478 |
| Additional noninterest expense | $245,000 | 11,600 |
| Pre-tax net operating income | $586,000 | 7,816 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $185,000 | 7,849 |
| Income before extraordinary items | $404,000 | 8,171 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $404,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 5,156 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $401,930 | 7,845 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.