Home > North American Banking Company > Income and Expense

North American Banking Company, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$14,291,000943
Total interest expense$7,743,000696
Net interest income$6,548,0001,258
Provision for loan and lease losses$569,000551
Total noninterest income$3,979,000567
Gross Fiduciary activities income$0918
Service charges on deposit accounts$127,0001,617
Trading account gains and fees$0116
Additional Noninterest Income$3,852,000410
Total noninterest expense$6,675,0001,006
Salaries and employee benefits$3,369,0001,116
Premises and equipment expense$696,000963
Additional noninterest expense$3,852,000410
Pre-tax net operating income$3,283,000990
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$3,283,000863
Extraordinary gains, net$047
Net income$3,283,000875
Minority interest net income$065
Net income of bank and minority interests.$3,283,000863
Net charge-offs$02,299
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$3,283,000867
2024-12-31 (YTD Data)Rank
Total interest income$55,150,000955
Total interest expense$35,011,000666
Net interest income$20,139,0001,470
Provision for loan and lease losses$-396,0004,367
Total noninterest income$13,560,000639
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$537,0001,583
Trading account gains and fees$0138
Additional Noninterest Income$13,023,000475
Total noninterest expense$23,886,0001,082
Salaries and employee benefits$12,336,0001,170
Premises and equipment expense$2,630,000983
Additional noninterest expense$13,023,000475
Pre-tax net operating income$10,209,0001,132
Securities gains (losses)$-4,0003,468
Applicable income taxes$03,278
Income before extraordinary items$10,205,0001,004
Extraordinary gains, net$053
Net income$10,205,0001,013
Minority interest net income$090
Net income of bank and minority interests.$10,205,0001,004
Net charge-offs$108,0001,691
Cash dividends$3,639,0001,111
Sale, conversion, retirement of capital stock, net$0564
Net operating income$10,209,0001,012
2024-09-30 (YTD Data)Rank
Total interest income$39,829,000983
Total interest expense$26,903,000654
Net interest income$12,926,0001,634
Provision for loan and lease losses$03,100
Total noninterest income$10,128,000626
Gross Fiduciary activities income$0972
Service charges on deposit accounts$403,0001,574
Trading account gains and fees$0139
Additional Noninterest Income$9,725,000464
Total noninterest expense$17,459,0001,091
Salaries and employee benefits$8,869,0001,200
Premises and equipment expense$1,861,0001,028
Additional noninterest expense$9,725,000464
Pre-tax net operating income$5,595,0001,401
Securities gains (losses)$-4,0003,709
Applicable income taxes$03,278
Income before extraordinary items$5,591,0001,251
Extraordinary gains, net$051
Net income$5,591,0001,264
Minority interest net income$082
Net income of bank and minority interests.$5,591,0001,253
Net charge-offs$121,0001,291
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$5,595,0001,254
2024-06-30 (YTD Data)Rank
Total interest income$26,018,000989
Total interest expense$18,017,000646
Net interest income$8,001,0001,742
Provision for loan and lease losses$02,935
Total noninterest income$6,622,000630
Gross Fiduciary activities income$0962
Service charges on deposit accounts$262,0001,587
Trading account gains and fees$0145
Additional Noninterest Income$6,360,000469
Total noninterest expense$11,739,0001,083
Salaries and employee benefits$5,972,0001,197
Premises and equipment expense$1,244,0001,025
Additional noninterest expense$6,360,000469
Pre-tax net operating income$2,884,0001,658
Securities gains (losses)$-4,0003,599
Applicable income taxes$03,283
Income before extraordinary items$2,880,0001,494
Extraordinary gains, net$052
Net income$2,880,0001,516
Minority interest net income$084
Net income of bank and minority interests.$2,880,0001,496
Net charge-offs$112,0001,034
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,884,0001,499
2024-03-31 (YTD Data)Rank
Total interest income$12,796,000997
Total interest expense$9,029,000637
Net interest income$3,767,0001,813
Provision for loan and lease losses$02,578
Total noninterest income$3,374,000623
Gross Fiduciary activities income$0895
Service charges on deposit accounts$129,0001,588
Trading account gains and fees$0121
Additional Noninterest Income$3,245,000457
Total noninterest expense$5,833,0001,098
Salaries and employee benefits$3,009,0001,186
Premises and equipment expense$606,0001,064
Additional noninterest expense$3,245,000457
Pre-tax net operating income$1,308,0001,727
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$1,308,0001,568
Extraordinary gains, net$051
Net income$1,308,0001,586
Minority interest net income$072
Net income of bank and minority interests.$1,308,0001,567
Net charge-offs$-39,0004,365
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,308,0001,566
2023-12-31 (YTD Data)Rank
Total interest income$49,504,000944
Total interest expense$31,936,000552
Net interest income$17,568,0001,608
Provision for loan and lease losses$2,000,000557
Total noninterest income$13,319,000619
Gross Fiduciary activities income$0981
Service charges on deposit accounts$552,0001,548
Trading account gains and fees$0123
Additional Noninterest Income$12,767,000452
Total noninterest expense$21,667,0001,132
Salaries and employee benefits$11,189,0001,236
Premises and equipment expense$2,569,000981
Additional noninterest expense$12,767,000452
Pre-tax net operating income$7,220,0001,504
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$7,220,0001,305
Extraordinary gains, net$054
Net income$7,220,0001,321
Minority interest net income$088
Net income of bank and minority interests.$7,220,0001,308
Net charge-offs$517,000742
Cash dividends$1,561,0001,751
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,220,0001,327
2023-09-30 (YTD Data)Rank
Total interest income$36,250,000946
Total interest expense$22,306,000549
Net interest income$13,944,0001,538
Provision for loan and lease losses$1,600,000510
Total noninterest income$10,150,000612
Gross Fiduciary activities income$0950
Service charges on deposit accounts$429,0001,506
Trading account gains and fees$0125
Additional Noninterest Income$9,721,000456
Total noninterest expense$16,002,0001,149
Salaries and employee benefits$8,377,0001,239
Premises and equipment expense$1,949,000979
Additional noninterest expense$9,721,000456
Pre-tax net operating income$6,492,0001,367
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$6,492,0001,177
Extraordinary gains, net$052
Net income$6,492,0001,185
Minority interest net income$081
Net income of bank and minority interests.$6,492,0001,177
Net charge-offs$478,000592
Cash dividends$1,561,0001,333
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,492,0001,202
2023-06-30 (YTD Data)Rank
Total interest income$23,634,000935
Total interest expense$13,586,000531
Net interest income$10,048,0001,463
Provision for loan and lease losses$1,000,000511
Total noninterest income$6,766,000598
Gross Fiduciary activities income$0931
Service charges on deposit accounts$299,0001,456
Trading account gains and fees$0112
Additional Noninterest Income$6,467,000448
Total noninterest expense$10,584,0001,146
Salaries and employee benefits$5,595,0001,225
Premises and equipment expense$1,329,000958
Additional noninterest expense$6,467,000448
Pre-tax net operating income$5,230,0001,167
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$5,230,0001,021
Extraordinary gains, net$051
Net income$5,230,0001,034
Minority interest net income$081
Net income of bank and minority interests.$5,230,0001,021
Net charge-offs$362,000514
Cash dividends$1,561,0001,047
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,230,0001,026
2023-03-31 (YTD Data)Rank
Total interest income$11,467,000950
Total interest expense$6,377,000510
Net interest income$5,090,0001,451
Provision for loan and lease losses$400,000573
Total noninterest income$3,406,000584
Gross Fiduciary activities income$0913
Service charges on deposit accounts$151,0001,469
Trading account gains and fees$097
Additional Noninterest Income$3,255,000441
Total noninterest expense$5,331,0001,154
Salaries and employee benefits$2,878,0001,221
Premises and equipment expense$675,000967
Additional noninterest expense$3,255,000441
Pre-tax net operating income$2,765,0001,145
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,765,000995
Extraordinary gains, net$04
Net income$2,765,000994
Minority interest net income$048
Net income of bank and minority interests.$2,765,000994
Net charge-offs$321,000352
Cash dividends$1,561,000575
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,765,0001,010
2022-12-31 (YTD Data)Rank
Total interest income$33,773,0001,035
Total interest expense$10,856,000430
Net interest income$22,917,0001,292
Provision for loan and lease losses$1,676,000585
Total noninterest income$12,685,000653
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$608,0001,489
Trading account gains and fees$0116
Additional Noninterest Income$12,077,000486
Total noninterest expense$19,180,0001,224
Salaries and employee benefits$10,290,0001,294
Premises and equipment expense$2,272,0001,088
Additional noninterest expense$12,077,000486
Pre-tax net operating income$14,746,000949
Securities gains (losses)$2,000598
Applicable income taxes$03,596
Income before extraordinary items$14,748,000802
Extraordinary gains, net$05
Net income$14,748,000803
Minority interest net income$063
Net income of bank and minority interests.$14,748,000803
Net charge-offs$227,000875
Cash dividends$6,320,000645
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,746,000817
2022-09-30 (YTD Data)Rank
Total interest income$23,461,0001,067
Total interest expense$5,781,000415
Net interest income$17,680,0001,231
Provision for loan and lease losses$900,000670
Total noninterest income$9,255,000682
Gross Fiduciary activities income$0968
Service charges on deposit accounts$455,0001,500
Trading account gains and fees$0111
Additional Noninterest Income$8,800,000516
Total noninterest expense$13,650,0001,272
Salaries and employee benefits$7,264,0001,337
Premises and equipment expense$1,591,0001,142
Additional noninterest expense$8,800,000516
Pre-tax net operating income$12,385,000865
Securities gains (losses)$2,000628
Applicable income taxes$03,603
Income before extraordinary items$12,387,000743
Extraordinary gains, net$04
Net income$12,387,000743
Minority interest net income$057
Net income of bank and minority interests.$12,387,000743
Net charge-offs$45,0001,274
Cash dividends$6,320,000491
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,385,000754
2022-06-30 (YTD Data)Rank
Total interest income$14,360,0001,101
Total interest expense$2,914,000418
Net interest income$11,446,0001,232
Provision for loan and lease losses$600,000609
Total noninterest income$5,876,000695
Gross Fiduciary activities income$0925
Service charges on deposit accounts$291,0001,527
Trading account gains and fees$0108
Additional Noninterest Income$5,585,000555
Total noninterest expense$8,950,0001,278
Salaries and employee benefits$4,875,0001,331
Premises and equipment expense$1,047,0001,143
Additional noninterest expense$3,028,0001,145
Pre-tax net operating income$7,772,000861
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$7,772,000729
Extraordinary gains, net$04
Net income$7,772,000729
Minority interest net income$060
Net income of bank and minority interests.$7,772,000729
Net charge-offs$167,000582
Cash dividends$3,655,000532
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,772,000743
2022-03-31 (YTD Data)Rank
Total interest income$6,577,0001,147
Total interest expense$1,241,000451
Net interest income$5,336,0001,272
Provision for loan and lease losses$300,000484
Total noninterest income$2,916,000706
Gross Fiduciary activities income$0892
Service charges on deposit accounts$141,0001,554
Trading account gains and fees$0103
Additional Noninterest Income$2,775,000567
Total noninterest expense$4,441,0001,279
Salaries and employee benefits$2,449,0001,333
Premises and equipment expense$531,0001,133
Additional noninterest expense$1,461,0001,167
Pre-tax net operating income$3,511,000904
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$3,511,000778
Extraordinary gains, net$04
Net income$3,511,000778
Minority interest net income$050
Net income of bank and minority interests.$3,511,000778
Net charge-offs$-1,0003,005
Cash dividends$1,503,000554
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,511,000786
2021-12-31 (YTD Data)Rank
Total interest income$25,561,0001,207
Total interest expense$4,770,000566
Net interest income$20,791,0001,314
Provision for loan and lease losses$200,0001,725
Total noninterest income$10,725,000795
Gross Fiduciary activities income$0994
Service charges on deposit accounts$540,0001,525
Trading account gains and fees$0132
Additional Noninterest Income$10,185,000666
Total noninterest expense$16,672,0001,335
Salaries and employee benefits$9,149,0001,395
Premises and equipment expense$2,120,0001,154
Additional noninterest expense$5,403,0001,244
Pre-tax net operating income$14,644,000953
Securities gains (losses)$458,000387
Applicable income taxes$03,710
Income before extraordinary items$15,102,000814
Extraordinary gains, net$010
Net income$15,102,000815
Minority interest net income$074
Net income of bank and minority interests.$15,102,000815
Net charge-offs$152,0001,148
Cash dividends$6,651,000630
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,644,000821
2021-09-30 (YTD Data)Rank
Total interest income$18,960,0001,244
Total interest expense$3,461,000615
Net interest income$15,499,0001,347
Provision for loan and lease losses$02,963
Total noninterest income$7,670,000843
Gross Fiduciary activities income$0957
Service charges on deposit accounts$382,0001,585
Trading account gains and fees$0132
Additional Noninterest Income$7,288,000707
Total noninterest expense$11,633,0001,420
Salaries and employee benefits$6,281,0001,504
Premises and equipment expense$1,527,0001,206
Additional noninterest expense$3,825,0001,305
Pre-tax net operating income$11,536,000950
Securities gains (losses)$439,000364
Applicable income taxes$03,719
Income before extraordinary items$11,975,000807
Extraordinary gains, net$08
Net income$11,975,000807
Minority interest net income$069
Net income of bank and minority interests.$11,975,000807
Net charge-offs$17,0001,801
Cash dividends$6,651,000501
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,536,000814
2021-06-30 (YTD Data)Rank
Total interest income$12,767,0001,227
Total interest expense$2,226,000675
Net interest income$10,541,0001,312
Provision for loan and lease losses$02,862
Total noninterest income$4,993,000855
Gross Fiduciary activities income$0951
Service charges on deposit accounts$263,0001,488
Trading account gains and fees$0133
Additional Noninterest Income$4,730,000715
Total noninterest expense$7,526,0001,449
Salaries and employee benefits$4,110,0001,532
Premises and equipment expense$1,001,0001,217
Additional noninterest expense$2,415,0001,357
Pre-tax net operating income$8,008,000915
Securities gains (losses)$439,000298
Applicable income taxes$03,702
Income before extraordinary items$8,447,000764
Extraordinary gains, net$06
Net income$8,447,000764
Minority interest net income$067
Net income of bank and minority interests.$8,447,000764
Net charge-offs$23,0001,444
Cash dividends$4,846,000455
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,008,000776
2021-03-31 (YTD Data)Rank
Total interest income$6,800,0001,168
Total interest expense$1,090,000731
Net interest income$5,710,0001,232
Provision for loan and lease losses$02,741
Total noninterest income$2,629,000826
Gross Fiduciary activities income$0922
Service charges on deposit accounts$129,0001,508
Trading account gains and fees$0127
Additional Noninterest Income$2,500,000702
Total noninterest expense$3,601,0001,486
Salaries and employee benefits$2,051,0001,523
Premises and equipment expense$442,0001,375
Additional noninterest expense$1,108,0001,409
Pre-tax net operating income$4,738,000801
Securities gains (losses)$348,000241
Applicable income taxes$03,613
Income before extraordinary items$5,086,000656
Extraordinary gains, net$03
Net income$5,086,000656
Minority interest net income$055
Net income of bank and minority interests.$5,086,000656
Net charge-offs$01,930
Cash dividends$1,622,000538
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,738,000677
2020-12-31 (YTD Data)Rank
Total interest income$26,167,0001,190
Total interest expense$4,635,0001,021
Net interest income$21,532,0001,203
Provision for loan and lease losses$1,770,0001,138
Total noninterest income$9,520,000831
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$529,0001,560
Trading account gains and fees$0133
Additional Noninterest Income$8,991,000696
Total noninterest expense$15,317,0001,391
Salaries and employee benefits$8,650,0001,417
Premises and equipment expense$2,177,0001,092
Additional noninterest expense$4,490,0001,394
Pre-tax net operating income$13,965,000794
Securities gains (losses)$982,000377
Applicable income taxes$03,697
Income before extraordinary items$14,947,000668
Extraordinary gains, net$04
Net income$14,947,000668
Minority interest net income$072
Net income of bank and minority interests.$14,947,000668
Net charge-offs$15,0002,901
Cash dividends$6,157,000642
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,965,000682
2020-09-30 (YTD Data)Rank
Total interest income$20,181,0001,166
Total interest expense$3,536,0001,063
Net interest income$16,645,0001,167
Provision for loan and lease losses$1,770,000954
Total noninterest income$6,435,000860
Gross Fiduciary activities income$0981
Service charges on deposit accounts$398,0001,547
Trading account gains and fees$0125
Additional Noninterest Income$6,037,000726
Total noninterest expense$10,974,0001,416
Salaries and employee benefits$5,976,0001,505
Premises and equipment expense$1,559,0001,137
Additional noninterest expense$3,439,0001,363
Pre-tax net operating income$10,336,000773
Securities gains (losses)$978,000316
Applicable income taxes$03,696
Income before extraordinary items$11,314,000625
Extraordinary gains, net$04
Net income$11,314,000624
Minority interest net income$065
Net income of bank and minority interests.$11,314,000625
Net charge-offs$15,0002,607
Cash dividends$6,157,000505
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,336,000661
2020-06-30 (YTD Data)Rank
Total interest income$14,416,0001,107
Total interest expense$2,411,0001,124
Net interest income$12,005,0001,099
Provision for loan and lease losses$1,220,000961
Total noninterest income$4,424,000804
Gross Fiduciary activities income$0970
Service charges on deposit accounts$269,0001,556
Trading account gains and fees$0123
Additional Noninterest Income$4,155,000652
Total noninterest expense$7,390,0001,403
Salaries and employee benefits$4,072,0001,462
Premises and equipment expense$1,076,0001,093
Additional noninterest expense$2,242,0001,367
Pre-tax net operating income$7,819,000642
Securities gains (losses)$606,000324
Applicable income taxes$03,655
Income before extraordinary items$8,425,000515
Extraordinary gains, net$04
Net income$8,425,000513
Minority interest net income$065
Net income of bank and minority interests.$8,425,000515
Net charge-offs$03,033
Cash dividends$4,587,000463
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,819,000535
2020-03-31 (YTD Data)Rank
Total interest income$6,298,0001,243
Total interest expense$1,311,0001,145
Net interest income$4,987,0001,261
Provision for loan and lease losses$670,000753
Total noninterest income$2,512,000694
Gross Fiduciary activities income$0941
Service charges on deposit accounts$148,0001,642
Trading account gains and fees$0106
Additional Noninterest Income$2,364,000520
Total noninterest expense$3,623,0001,434
Salaries and employee benefits$1,989,0001,509
Premises and equipment expense$535,0001,119
Additional noninterest expense$1,099,0001,405
Pre-tax net operating income$3,206,000688
Securities gains (losses)$78,000692
Applicable income taxes$03,513
Income before extraordinary items$3,284,000596
Extraordinary gains, net$04
Net income$3,284,000597
Minority interest net income$056
Net income of bank and minority interests.$3,284,000596
Net charge-offs$02,581
Cash dividends$1,315,000674
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,206,000593
2019-12-31 (YTD Data)Rank
Total interest income$24,239,0001,286
Total interest expense$4,999,0001,246
Net interest income$19,240,0001,296
Provision for loan and lease losses$600,0001,331
Total noninterest income$7,520,000857
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$568,0001,744
Trading account gains and fees$0135
Additional Noninterest Income$6,952,000666
Total noninterest expense$13,619,0001,473
Salaries and employee benefits$7,549,0001,531
Premises and equipment expense$1,988,0001,175
Additional noninterest expense$4,082,0001,478
Pre-tax net operating income$12,541,000872
Securities gains (losses)$77,0001,062
Applicable income taxes$03,859
Income before extraordinary items$12,618,000769
Extraordinary gains, net$011
Net income$12,618,000770
Minority interest net income$076
Net income of bank and minority interests.$12,618,000770
Net charge-offs$390,0001,203
Cash dividends$8,070,000553
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,541,000757
2019-09-30 (YTD Data)Rank
Total interest income$18,091,0001,303
Total interest expense$3,686,0001,266
Net interest income$14,405,0001,309
Provision for loan and lease losses$450,0001,249
Total noninterest income$5,511,000867
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$413,0001,789
Trading account gains and fees$0129
Additional Noninterest Income$5,098,000681
Total noninterest expense$9,819,0001,528
Salaries and employee benefits$5,254,0001,631
Premises and equipment expense$1,518,0001,168
Additional noninterest expense$3,047,0001,488
Pre-tax net operating income$9,647,000872
Securities gains (losses)$77,000903
Applicable income taxes$03,902
Income before extraordinary items$9,724,000756
Extraordinary gains, net$011
Net income$9,724,000757
Minority interest net income$072
Net income of bank and minority interests.$9,724,000757
Net charge-offs$390,000880
Cash dividends$5,820,000549
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,647,000750
2019-06-30 (YTD Data)Rank
Total interest income$11,674,0001,334
Total interest expense$2,358,0001,294
Net interest income$9,316,0001,340
Provision for loan and lease losses$300,0001,195
Total noninterest income$3,405,000899
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$260,0001,850
Trading account gains and fees$0131
Additional Noninterest Income$3,145,000694
Total noninterest expense$6,527,0001,537
Salaries and employee benefits$3,508,0001,633
Premises and equipment expense$1,028,0001,148
Additional noninterest expense$1,991,0001,518
Pre-tax net operating income$5,894,000915
Securities gains (losses)$28,000922
Applicable income taxes$03,901
Income before extraordinary items$5,922,000794
Extraordinary gains, net$011
Net income$5,922,000794
Minority interest net income$069
Net income of bank and minority interests.$5,922,000794
Net charge-offs$469,000598
Cash dividends$4,223,000506
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,894,000780
2019-03-31 (YTD Data)Rank
Total interest income$5,705,0001,358
Total interest expense$1,165,0001,269
Net interest income$4,540,0001,364
Provision for loan and lease losses$250,000784
Total noninterest income$1,700,000867
Gross Fiduciary activities income$0972
Service charges on deposit accounts$124,0001,912
Trading account gains and fees$0126
Additional Noninterest Income$1,576,000670
Total noninterest expense$3,277,0001,542
Salaries and employee benefits$1,780,0001,628
Premises and equipment expense$517,0001,154
Additional noninterest expense$980,0001,532
Pre-tax net operating income$2,713,000946
Securities gains (losses)$16,000623
Applicable income taxes$03,800
Income before extraordinary items$2,729,000843
Extraordinary gains, net$05
Net income$2,729,000842
Minority interest net income$052
Net income of bank and minority interests.$2,729,000842
Net charge-offs$387,000402
Cash dividends$1,678,000579
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,713,000830
2018-12-31 (YTD Data)Rank
Total interest income$20,508,0001,416
Total interest expense$3,912,0001,157
Net interest income$16,596,0001,455
Provision for loan and lease losses$726,0001,119
Total noninterest income$6,123,000966
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$486,0002,033
Trading account gains and fees$0126
Additional Noninterest Income$5,637,000747
Total noninterest expense$11,986,0001,629
Salaries and employee benefits$6,594,0001,686
Premises and equipment expense$1,858,0001,257
Additional noninterest expense$3,534,0001,663
Pre-tax net operating income$10,007,0001,032
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$10,007,000917
Extraordinary gains, net$06
Net income$10,007,000916
Minority interest net income$072
Net income of bank and minority interests.$10,007,000916
Net charge-offs$-35,0004,812
Cash dividends$4,446,000809
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,007,000918
2018-09-30 (YTD Data)Rank
Total interest income$14,986,0001,441
Total interest expense$2,776,0001,149
Net interest income$12,210,0001,477
Provision for loan and lease losses$450,0001,204
Total noninterest income$4,394,000992
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$360,0002,065
Trading account gains and fees$0138
Additional Noninterest Income$4,034,000774
Total noninterest expense$8,698,0001,662
Salaries and employee benefits$4,693,0001,755
Premises and equipment expense$1,379,0001,265
Additional noninterest expense$2,626,0001,673
Pre-tax net operating income$7,456,0001,048
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$7,456,000924
Extraordinary gains, net$05
Net income$7,456,000922
Minority interest net income$066
Net income of bank and minority interests.$7,456,000923
Net charge-offs$35,0002,411
Cash dividends$4,446,000599
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,456,000918
2018-06-30 (YTD Data)Rank
Total interest income$9,621,0001,466
Total interest expense$1,703,0001,167
Net interest income$7,918,0001,510
Provision for loan and lease losses$300,0001,165
Total noninterest income$2,842,0001,010
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$237,0002,056
Trading account gains and fees$0130
Additional Noninterest Income$2,605,000791
Total noninterest expense$5,707,0001,702
Salaries and employee benefits$3,150,0001,761
Premises and equipment expense$869,0001,336
Additional noninterest expense$1,688,0001,741
Pre-tax net operating income$4,753,0001,070
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,753,000956
Extraordinary gains, net$06
Net income$4,753,000954
Minority interest net income$065
Net income of bank and minority interests.$4,753,000955
Net charge-offs$81,0001,449
Cash dividends$3,261,000538
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,753,000947
2018-03-31 (YTD Data)Rank
Total interest income$4,582,0001,515
Total interest expense$797,0001,175
Net interest income$3,785,0001,571
Provision for loan and lease losses$150,0001,106
Total noninterest income$1,416,0001,011
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$120,0002,039
Trading account gains and fees$0123
Additional Noninterest Income$1,296,000772
Total noninterest expense$2,834,0001,720
Salaries and employee benefits$1,540,0001,812
Premises and equipment expense$433,0001,366
Additional noninterest expense$861,0001,704
Pre-tax net operating income$2,217,0001,105
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,217,000986
Extraordinary gains, net$07
Net income$2,217,000984
Minority interest net income$052
Net income of bank and minority interests.$2,217,000986
Net charge-offs$02,722
Cash dividends$1,196,000638
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,217,000982
2017-12-31 (YTD Data)Rank
Total interest income$17,484,0001,527
Total interest expense$3,176,0001,025
Net interest income$14,308,0001,636
Provision for loan and lease losses$600,0001,276
Total noninterest income$5,234,0001,084
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$466,0002,144
Trading account gains and feesNANA
Additional Noninterest Income$4,768,000845
Total noninterest expense$10,782,0001,790
Salaries and employee benefits$6,021,0001,820
Premises and equipment expense$1,571,0001,451
Additional noninterest expense$3,190,0001,843
Pre-tax net operating income$8,160,0001,161
Securities gains (losses)$45,000945
Applicable income taxes$04,135
Income before extraordinary items$8,205,000891
Extraordinary gains, net$09
Net income$8,205,000891
Minority interest net income$076
Net income of bank and minority interests.$8,205,000891
Net charge-offs$325,0001,414
Cash dividends$3,808,000846
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,160,000881
2017-09-30 (YTD Data)Rank
Total interest income$13,017,0001,537
Total interest expense$2,381,0001,008
Net interest income$10,636,0001,655
Provision for loan and lease losses$300,0001,614
Total noninterest income$3,795,0001,127
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$347,0002,166
Trading account gains and feesNANA
Additional Noninterest Income$3,448,000889
Total noninterest expense$7,951,0001,818
Salaries and employee benefits$4,330,0001,874
Premises and equipment expense$1,291,0001,348
Additional noninterest expense$2,330,0001,882
Pre-tax net operating income$6,180,0001,179
Securities gains (losses)$45,000927
Applicable income taxes$04,172
Income before extraordinary items$6,225,000954
Extraordinary gains, net$09
Net income$6,225,000954
Minority interest net income$071
Net income of bank and minority interests.$6,225,000954
Net charge-offs$90,0002,024
Cash dividends$3,809,000632
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,180,000943
2017-06-30 (YTD Data)Rank
Total interest income$8,316,0001,587
Total interest expense$1,515,0001,026
Net interest income$6,801,0001,702
Provision for loan and lease losses$200,0001,539
Total noninterest income$2,430,0001,155
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$231,0002,156
Trading account gains and feesNANA
Additional Noninterest Income$2,199,000901
Total noninterest expense$5,333,0001,807
Salaries and employee benefits$2,929,0001,869
Premises and equipment expense$865,0001,346
Additional noninterest expense$1,539,0001,902
Pre-tax net operating income$3,698,0001,265
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$3,698,0001,050
Extraordinary gains, net$011
Net income$3,698,0001,050
Minority interest net income$071
Net income of bank and minority interests.$3,698,0001,050
Net charge-offs$4,0003,177
Cash dividends$2,709,000587
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,698,0001,039
2017-03-31 (YTD Data)Rank
Total interest income$4,066,0001,606
Total interest expense$731,0001,035
Net interest income$3,335,0001,729
Provision for loan and lease losses$100,0001,432
Total noninterest income$1,138,0001,201
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$112,0002,217
Trading account gains and feesNANA
Additional Noninterest Income$1,026,000938
Total noninterest expense$2,661,0001,819
Salaries and employee benefits$1,424,0001,937
Premises and equipment expense$443,0001,332
Additional noninterest expense$794,0001,856
Pre-tax net operating income$1,712,0001,320
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,712,0001,095
Extraordinary gains, net$08
Net income$1,712,0001,094
Minority interest net income$055
Net income of bank and minority interests.$1,712,0001,095
Net charge-offs$-1,0003,990
Cash dividends$789,000881
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,712,0001,070
2016-12-31 (YTD Data)Rank
Total interest income$16,339,0001,553
Total interest expense$2,774,0001,039
Net interest income$13,565,0001,646
Provision for loan and lease losses$40,0003,765
Total noninterest income$3,949,0001,360
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$441,0002,294
Trading account gains and fees$0170
Additional Noninterest Income$3,508,0001,085
Total noninterest expense$9,603,0001,978
Salaries and employee benefits$5,275,0002,011
Premises and equipment expense$1,445,0001,575
Additional noninterest expense$2,883,0002,043
Pre-tax net operating income$7,871,0001,119
Securities gains (losses)$132,0001,140
Applicable income taxes$446,0002,352
Income before extraordinary items$7,557,000990
Extraordinary gains, net$05
Net income$7,557,000989
Minority interest net income$082
Net income of bank and minority interests.$7,557,000989
Net charge-offs$04,281
Cash dividends$3,322,000951
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,432,920979
2016-09-30 (YTD Data)Rank
Total interest income$12,377,0001,538
Total interest expense$2,071,0001,044
Net interest income$10,306,0001,634
Provision for loan and lease losses$40,0003,506
Total noninterest income$2,905,0001,370
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$328,0002,305
Trading account gains and fees$0169
Additional Noninterest Income$2,577,0001,102
Total noninterest expense$7,000,0002,025
Salaries and employee benefits$3,805,0002,066
Premises and equipment expense$1,130,0001,523
Additional noninterest expense$2,065,0002,124
Pre-tax net operating income$6,171,0001,094
Securities gains (losses)$146,000999
Applicable income taxes$538,0001,998
Income before extraordinary items$5,779,000969
Extraordinary gains, net$05
Net income$5,779,000969
Minority interest net income$071
Net income of bank and minority interests.$5,779,000969
Net charge-offs$03,952
Cash dividends$3,322,000700
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,646,140968
2016-06-30 (YTD Data)Rank
Total interest income$8,473,0001,508
Total interest expense$1,384,0001,035
Net interest income$7,089,0001,581
Provision for loan and lease losses$40,0003,094
Total noninterest income$1,896,0001,371
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$215,0002,317
Trading account gains and fees$0157
Additional Noninterest Income$1,681,0001,095
Total noninterest expense$4,729,0002,015
Salaries and employee benefits$2,549,0002,063
Premises and equipment expense$747,0001,527
Additional noninterest expense$1,433,0002,057
Pre-tax net operating income$4,216,0001,064
Securities gains (losses)$146,000750
Applicable income taxes$538,0001,590
Income before extraordinary items$3,824,000960
Extraordinary gains, net$016
Net income$3,824,000959
Minority interest net income$071
Net income of bank and minority interests.$3,824,000959
Net charge-offs$03,689
Cash dividends$2,202,000695
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,695,520966
2016-03-31 (YTD Data)Rank
Total interest income$3,891,0001,632
Total interest expense$693,0001,026
Net interest income$3,198,0001,757
Provision for loan and lease losses$03,656
Total noninterest income$983,0001,319
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$107,0002,312
Trading account gains and fees$0142
Additional Noninterest Income$876,0001,029
Total noninterest expense$2,416,0001,985
Salaries and employee benefits$1,275,0002,071
Premises and equipment expense$428,0001,357
Additional noninterest expense$713,0002,049
Pre-tax net operating income$1,765,0001,215
Securities gains (losses)$132,000408
Applicable income taxes$538,0001,002
Income before extraordinary items$1,359,0001,275
Extraordinary gains, net$012
Net income$1,359,0001,276
Minority interest net income$062
Net income of bank and minority interests.$1,359,0001,276
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,263,9601,319
2015-12-31 (YTD Data)Rank
Total interest income$15,350,0001,619
Total interest expense$2,672,0001,055
Net interest income$12,678,0001,726
Provision for loan and lease losses$121,0002,823
Total noninterest income$3,343,0001,480
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$401,0002,505
Trading account gains and fees$0159
Additional Noninterest Income$2,942,0001,174
Total noninterest expense$9,412,0002,001
Salaries and employee benefits$5,006,0002,053
Premises and equipment expense$1,679,0001,379
Additional noninterest expense$2,727,0002,173
Pre-tax net operating income$6,488,0001,271
Securities gains (losses)$186,000788
Applicable income taxes$2,593,000839
Income before extraordinary items$4,081,0001,575
Extraordinary gains, net$023
Net income$4,081,0001,576
Minority interest net income$081
Net income of bank and minority interests.$4,081,0001,576
Net charge-offs$-210,0005,872
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,961,9601,582
2015-09-30 (YTD Data)Rank
Total interest income$11,532,0001,624
Total interest expense$1,980,0001,076
Net interest income$9,552,0001,730
Provision for loan and lease losses$121,0002,493
Total noninterest income$2,463,0001,525
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$313,0002,451
Trading account gains and fees$0153
Additional Noninterest Income$2,150,0001,219
Total noninterest expense$6,814,0002,076
Salaries and employee benefits$3,635,0002,114
Premises and equipment expense$1,172,0001,488
Additional noninterest expense$2,007,0002,198
Pre-tax net operating income$5,080,0001,261
Securities gains (losses)$186,000683
Applicable income taxes$2,048,000829
Income before extraordinary items$3,218,0001,534
Extraordinary gains, net$021
Net income$3,218,0001,535
Minority interest net income$078
Net income of bank and minority interests.$3,218,0001,535
Net charge-offs$-210,0005,975
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,098,9601,543
2015-06-30 (YTD Data)Rank
Total interest income$7,601,0001,653
Total interest expense$1,294,0001,102
Net interest income$6,307,0001,749
Provision for loan and lease losses$121,0002,001
Total noninterest income$1,651,0001,506
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$207,0002,445
Trading account gains and fees$0157
Additional Noninterest Income$1,444,0001,211
Total noninterest expense$4,574,0002,069
Salaries and employee benefits$2,422,0002,134
Premises and equipment expense$796,0001,466
Additional noninterest expense$1,356,0002,171
Pre-tax net operating income$3,263,0001,287
Securities gains (losses)$180,000569
Applicable income taxes$1,337,000836
Income before extraordinary items$2,106,0001,544
Extraordinary gains, net$022
Net income$2,106,0001,547
Minority interest net income$075
Net income of bank and minority interests.$2,106,0001,547
Net charge-offs$-210,0006,087
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,990,8001,577
2015-03-31 (YTD Data)Rank
Total interest income$3,803,0001,641
Total interest expense$641,0001,113
Net interest income$3,162,0001,735
Provision for loan and lease losses$03,703
Total noninterest income$819,0001,483
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$101,0002,456
Trading account gains and fees$0152
Additional Noninterest Income$718,0001,176
Total noninterest expense$2,441,0001,944
Salaries and employee benefits$1,236,0002,102
Premises and equipment expense$410,0001,450
Additional noninterest expense$795,0001,890
Pre-tax net operating income$1,540,0001,302
Securities gains (losses)$101,000583
Applicable income taxes$636,000857
Income before extraordinary items$1,005,0001,592
Extraordinary gains, net$013
Net income$1,005,0001,593
Minority interest net income$064
Net income of bank and minority interests.$1,005,0001,594
Net charge-offs$-275,0006,284
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$940,3601,630
2014-12-31 (YTD Data)Rank
Total interest income$14,124,0001,783
Total interest expense$2,482,0001,175
Net interest income$11,642,0001,873
Provision for loan and lease losses$396,0001,693
Total noninterest income$2,773,0001,659
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$808,0001,568
Trading account gains and fees$0180
Additional Noninterest Income$1,965,0001,480
Total noninterest expense$9,307,0002,026
Salaries and employee benefits$4,852,0002,106
Premises and equipment expense$1,655,0001,443
Additional noninterest expense$2,800,0002,164
Pre-tax net operating income$4,712,0001,612
Securities gains (losses)$372,000523
Applicable income taxes$1,948,0001,004
Income before extraordinary items$3,136,0001,945
Extraordinary gains, net$017
Net income$3,136,0001,944
Minority interest net income$084
Net income of bank and minority interests.$3,136,0001,943
Net charge-offs$97,0003,204
Cash dividends$1,000,0002,015
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,897,9202,029
2014-09-30 (YTD Data)Rank
Total interest income$10,511,0001,807
Total interest expense$1,792,0001,235
Net interest income$8,719,0001,888
Provision for loan and lease losses$397,0001,393
Total noninterest income$2,117,0001,642
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$603,0001,587
Trading account gains and fees$0174
Additional Noninterest Income$1,514,0001,446
Total noninterest expense$6,924,0002,050
Salaries and employee benefits$3,588,0002,143
Premises and equipment expense$1,192,0001,499
Additional noninterest expense$2,144,0002,112
Pre-tax net operating income$3,515,0001,620
Securities gains (losses)$250,000545
Applicable income taxes$1,435,0001,034
Income before extraordinary items$2,330,0001,960
Extraordinary gains, net$015
Net income$2,330,0001,960
Minority interest net income$081
Net income of bank and minority interests.$2,330,0001,959
Net charge-offs$102,0002,664
Cash dividends$1,000,0001,509
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,170,0002,038
2014-06-30 (YTD Data)Rank
Total interest income$6,720,0001,868
Total interest expense$1,168,0001,269
Net interest income$5,552,0001,942
Provision for loan and lease losses$125,0002,089
Total noninterest income$1,407,0001,620
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$399,0001,574
Trading account gains and fees$0172
Additional Noninterest Income$1,008,0001,439
Total noninterest expense$4,763,0001,991
Salaries and employee benefits$2,468,0002,093
Premises and equipment expense$795,0001,503
Additional noninterest expense$1,500,0002,026
Pre-tax net operating income$2,071,0001,767
Securities gains (losses)$209,000475
Applicable income taxes$863,0001,075
Income before extraordinary items$1,417,0002,079
Extraordinary gains, net$020
Net income$1,417,0002,083
Minority interest net income$080
Net income of bank and minority interests.$1,417,0002,082
Net charge-offs$04,375
Cash dividends$1,000,0001,145
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,283,2402,177
2014-03-31 (YTD Data)Rank
Total interest income$3,259,0001,908
Total interest expense$570,0001,320
Net interest income$2,689,0001,993
Provision for loan and lease losses$03,817
Total noninterest income$704,0001,587
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$196,0001,579
Trading account gains and fees$0147
Additional Noninterest Income$508,0001,404
Total noninterest expense$2,400,0001,978
Salaries and employee benefits$1,277,0002,030
Premises and equipment expense$356,0001,691
Additional noninterest expense$767,0001,978
Pre-tax net operating income$993,0001,779
Securities gains (losses)$20,000956
Applicable income taxes$380,0001,126
Income before extraordinary items$633,0002,185
Extraordinary gains, net$016
Net income$633,0002,187
Minority interest net income$066
Net income of bank and minority interests.$633,0002,187
Net charge-offs$03,660
Cash dividends$1,000,000600
Sale, conversion, retirement of capital stock, net$0747
Net operating income$620,2002,179
2013-12-31 (YTD Data)Rank
Total interest income$12,858,0001,929
Total interest expense$2,211,0001,542
Net interest income$10,647,0001,985
Provision for loan and lease losses$901,0001,196
Total noninterest income$3,613,0001,414
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$885,0001,509
Trading account gains and fees$0184
Additional Noninterest Income$2,728,0001,217
Total noninterest expense$10,018,0001,896
Salaries and employee benefits$5,310,0001,920
Premises and equipment expense$1,520,0001,557
Additional noninterest expense$3,188,0001,975
Pre-tax net operating income$3,341,0001,987
Securities gains (losses)$19,0002,369
Applicable income taxes$1,279,0001,254
Income before extraordinary items$2,081,0002,531
Extraordinary gains, net$029
Net income$2,081,0002,534
Minority interest net income$090
Net income of bank and minority interests.$2,081,0002,534
Net charge-offs$702,0001,647
Cash dividends$900,0002,063
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,068,8402,479
2013-09-30 (YTD Data)Rank
Total interest income$9,580,0001,954
Total interest expense$1,645,0001,603
Net interest income$7,935,0001,994
Provision for loan and lease losses$792,0001,074
Total noninterest income$2,443,0001,550
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$677,0001,501
Trading account gains and fees$0180
Additional Noninterest Income$1,766,0001,385
Total noninterest expense$7,678,0001,859
Salaries and employee benefits$4,004,0001,920
Premises and equipment expense$1,233,0001,454
Additional noninterest expense$2,441,0001,920
Pre-tax net operating income$1,908,0002,513
Securities gains (losses)$19,0002,238
Applicable income taxes$715,0001,556
Income before extraordinary items$1,212,0003,062
Extraordinary gains, net$025
Net income$1,212,0003,066
Minority interest net income$084
Net income of bank and minority interests.$1,212,0003,066
Net charge-offs$648,0001,357
Cash dividends$900,0001,547
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,199,8403,010
2013-06-30 (YTD Data)Rank
Total interest income$6,391,0001,953
Total interest expense$1,086,0001,647
Net interest income$5,305,0001,981
Provision for loan and lease losses$418,0001,342
Total noninterest income$1,918,0001,391
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$401,0001,619
Trading account gains and fees$0157
Additional Noninterest Income$1,517,0001,196
Total noninterest expense$4,984,0001,911
Salaries and employee benefits$2,691,0001,911
Premises and equipment expense$784,0001,533
Additional noninterest expense$1,509,0002,050
Pre-tax net operating income$1,821,0001,869
Securities gains (losses)$19,0002,043
Applicable income taxes$698,0001,197
Income before extraordinary items$1,142,0002,378
Extraordinary gains, net$022
Net income$1,142,0002,388
Minority interest net income$082
Net income of bank and minority interests.$1,142,0002,386
Net charge-offs$249,0001,871
Cash dividends$900,0001,174
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,129,8402,315
2013-03-31 (YTD Data)Rank
Total interest income$3,241,0001,937
Total interest expense$541,0001,701
Net interest income$2,700,0001,970
Provision for loan and lease losses$122,0001,882
Total noninterest income$864,0001,494
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$198,0001,631
Trading account gains and fees$0148
Additional Noninterest Income$666,0001,294
Total noninterest expense$2,474,0001,931
Salaries and employee benefits$1,376,0001,883
Premises and equipment expense$359,0001,683
Additional noninterest expense$739,0002,101
Pre-tax net operating income$968,0001,771
Securities gains (losses)$01,966
Applicable income taxes$362,0001,158
Income before extraordinary items$606,0002,249
Extraordinary gains, net$010
Net income$606,0002,251
Minority interest net income$076
Net income of bank and minority interests.$606,0002,251
Net charge-offs$68,0002,192
Cash dividends$900,000605
Sale, conversion, retirement of capital stock, net$0789
Net operating income$606,0002,166
2012-12-31 (YTD Data)Rank
Total interest income$12,280,0002,125
Total interest expense$2,338,0001,863
Net interest income$9,942,0002,164
Provision for loan and lease losses$-396,0006,975
Total noninterest income$3,468,0001,478
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$730,0001,826
Trading account gains and fees$0166
Additional Noninterest Income$2,738,0001,247
Total noninterest expense$11,298,0001,710
Salaries and employee benefits$5,259,0001,913
Premises and equipment expense$1,562,0001,526
Additional noninterest expense$4,477,0001,506
Pre-tax net operating income$2,508,0002,400
Securities gains (losses)$369,0001,187
Applicable income taxes$1,072,0001,406
Income before extraordinary items$1,805,0002,773
Extraordinary gains, net$029
Net income$1,805,0002,776
Minority interest net income$093
Net income of bank and minority interests.$1,805,0002,775
Net charge-offs$283,0003,377
Cash dividends$500,0002,749
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,568,8402,910
2012-09-30 (YTD Data)Rank
Total interest income$9,089,0002,198
Total interest expense$1,789,0001,906
Net interest income$7,300,0002,241
Provision for loan and lease losses$245,0003,239
Total noninterest income$2,542,0001,495
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$536,0001,885
Trading account gains and fees$0157
Additional Noninterest Income$2,006,0001,259
Total noninterest expense$7,851,0001,830
Salaries and employee benefits$3,912,0001,929
Premises and equipment expense$1,252,0001,433
Additional noninterest expense$2,687,0001,846
Pre-tax net operating income$1,746,0002,604
Securities gains (losses)$369,000947
Applicable income taxes$783,0001,458
Income before extraordinary items$1,332,0002,866
Extraordinary gains, net$020
Net income$1,332,0002,867
Minority interest net income$086
Net income of bank and minority interests.$1,332,0002,866
Net charge-offs$194,0003,344
Cash dividends$500,0002,021
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,095,8403,111
2012-06-30 (YTD Data)Rank
Total interest income$6,017,0002,220
Total interest expense$1,238,0001,899
Net interest income$4,779,0002,282
Provision for loan and lease losses$145,0003,447
Total noninterest income$1,748,0001,441
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$354,0001,886
Trading account gains and fees$0153
Additional Noninterest Income$1,394,0001,196
Total noninterest expense$5,158,0001,857
Salaries and employee benefits$2,609,0001,928
Premises and equipment expense$848,0001,399
Additional noninterest expense$1,701,0001,942
Pre-tax net operating income$1,224,0002,487
Securities gains (losses)$270,000920
Applicable income taxes$554,0001,391
Income before extraordinary items$940,0002,724
Extraordinary gains, net$019
Net income$940,0002,725
Minority interest net income$084
Net income of bank and minority interests.$940,0002,725
Net charge-offs$60,0003,867
Cash dividends$500,0001,580
Sale, conversion, retirement of capital stock, net$0928
Net operating income$767,2002,979
2012-03-31 (YTD Data)Rank
Total interest income$2,926,0002,322
Total interest expense$679,0001,806
Net interest income$2,247,0002,433
Provision for loan and lease losses$100,0002,838
Total noninterest income$838,0001,480
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$178,0001,864
Trading account gains and fees$0148
Additional Noninterest Income$660,0001,232
Total noninterest expense$2,502,0001,915
Salaries and employee benefits$1,307,0001,925
Premises and equipment expense$430,0001,386
Additional noninterest expense$765,0002,110
Pre-tax net operating income$483,0002,939
Securities gains (losses)$99,000916
Applicable income taxes$205,0001,696
Income before extraordinary items$377,0003,194
Extraordinary gains, net$019
Net income$377,0003,198
Minority interest net income$078
Net income of bank and minority interests.$377,0003,198
Net charge-offs$40,0003,194
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$312,6503,402
2011-12-31 (YTD Data)Rank
Total interest income$11,555,0002,421
Total interest expense$3,568,0001,672
Net interest income$7,987,0002,739
Provision for loan and lease losses$636,0003,080
Total noninterest income$3,706,0001,294
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$735,0001,911
Trading account gains and fees$0146
Additional Noninterest Income$2,971,0001,046
Total noninterest expense$10,040,0001,907
Salaries and employee benefits$5,010,0001,933
Premises and equipment expense$1,630,0001,517
Additional noninterest expense$3,400,0001,977
Pre-tax net operating income$1,017,0003,698
Securities gains (losses)$330,0001,071
Applicable income taxes$434,0002,167
Income before extraordinary items$913,0003,717
Extraordinary gains, net$029
Net income$913,0003,720
Minority interest net income$096
Net income of bank and minority interests.$913,0003,720
Net charge-offs$951,0002,422
Cash dividends$200,0003,331
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$688,6004,054
2011-09-30 (YTD Data)Rank
Total interest income$8,684,0002,440
Total interest expense$2,724,0001,713
Net interest income$5,960,0002,758
Provision for loan and lease losses$591,0002,659
Total noninterest income$2,793,0001,283
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$555,0001,903
Trading account gains and fees$0145
Additional Noninterest Income$2,238,0001,039
Total noninterest expense$7,503,0001,918
Salaries and employee benefits$3,726,0001,947
Premises and equipment expense$1,233,0001,523
Additional noninterest expense$2,544,0001,989
Pre-tax net operating income$659,0004,073
Securities gains (losses)$330,000872
Applicable income taxes$313,0002,221
Income before extraordinary items$676,0003,815
Extraordinary gains, net$021
Net income$676,0003,816
Minority interest net income$087
Net income of bank and minority interests.$676,0003,816
Net charge-offs$849,0002,077
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$451,6004,360
2011-06-30 (YTD Data)Rank
Total interest income$5,673,0002,504
Total interest expense$1,883,0001,716
Net interest income$3,790,0002,870
Provision for loan and lease losses$431,0002,503
Total noninterest income$1,800,0001,320
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$368,0001,886
Trading account gains and fees$0153
Additional Noninterest Income$1,432,0001,056
Total noninterest expense$4,802,0002,017
Salaries and employee benefits$2,492,0001,958
Premises and equipment expense$815,0001,547
Additional noninterest expense$1,495,0002,241
Pre-tax net operating income$357,0004,378
Securities gains (losses)$02,914
Applicable income taxes$81,0003,015
Income before extraordinary items$276,0004,565
Extraordinary gains, net$015
Net income$276,0004,563
Minority interest net income$089
Net income of bank and minority interests.$276,0004,565
Net charge-offs$786,0001,681
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$276,0004,487
2011-03-31 (YTD Data)Rank
Total interest income$2,805,0002,546
Total interest expense$972,0001,730
Net interest income$1,833,0002,949
Provision for loan and lease losses$05,840
Total noninterest income$858,0001,360
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$188,0001,836
Trading account gains and fees$0158
Additional Noninterest Income$670,0001,090
Total noninterest expense$2,368,0002,051
Salaries and employee benefits$1,263,0001,939
Premises and equipment expense$412,0001,559
Additional noninterest expense$693,0002,396
Pre-tax net operating income$323,0003,383
Securities gains (losses)$01,772
Applicable income taxes$94,0002,246
Income before extraordinary items$229,0003,734
Extraordinary gains, net$09
Net income$229,0003,735
Minority interest net income$086
Net income of bank and minority interests.$229,0003,734
Net charge-offs$28,0003,816
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$229,0003,679
2010-12-31 (YTD Data)Rank
Total interest income$11,380,0002,640
Total interest expense$4,252,0001,886
Net interest income$7,128,0003,025
Provision for loan and lease losses$778,0003,431
Total noninterest income$3,585,0001,369
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$806,0001,816
Trading account gains and fees$0175
Additional Noninterest Income$2,779,0001,119
Total noninterest expense$10,168,0001,928
Salaries and employee benefits$5,110,0001,899
Premises and equipment expense$1,690,0001,508
Additional noninterest expense$3,368,0002,068
Pre-tax net operating income$-233,0006,056
Securities gains (losses)$374,0001,088
Applicable income taxes$-68,0006,766
Income before extraordinary items$209,0005,250
Extraordinary gains, net$029
Net income$209,0005,253
Minority interest net income$0111
Net income of bank and minority interests.$209,0005,253
Net charge-offs$953,0002,757
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-165,0006,064
2010-09-30 (YTD Data)Rank
Total interest income$8,612,0002,669
Total interest expense$3,231,0001,930
Net interest income$5,381,0003,046
Provision for loan and lease losses$06,977
Total noninterest income$2,531,0001,417
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$590,0001,911
Trading account gains and fees$0165
Additional Noninterest Income$1,941,0001,119
Total noninterest expense$7,211,0002,008
Salaries and employee benefits$3,776,0001,918
Premises and equipment expense$1,346,0001,451
Additional noninterest expense$2,089,0002,394
Pre-tax net operating income$701,0003,718
Securities gains (losses)$299,0001,087
Applicable income taxes$303,0002,135
Income before extraordinary items$697,0003,516
Extraordinary gains, net$023
Net income$697,0003,514
Minority interest net income$0110
Net income of bank and minority interests.$697,0003,516
Net charge-offs$750,0002,550
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$487,7004,010
2010-06-30 (YTD Data)Rank
Total interest income$5,786,0002,680
Total interest expense$2,155,0002,013
Net interest income$3,631,0003,027
Provision for loan and lease losses$06,857
Total noninterest income$1,621,0001,433
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$370,0002,007
Trading account gains and fees$0152
Additional Noninterest Income$1,251,0001,116
Total noninterest expense$4,756,0002,045
Salaries and employee benefits$2,494,0001,950
Premises and equipment expense$893,0001,470
Additional noninterest expense$1,369,0002,428
Pre-tax net operating income$496,0003,643
Securities gains (losses)$37,0002,071
Applicable income taxes$152,0002,397
Income before extraordinary items$381,0003,864
Extraordinary gains, net$019
Net income$381,0003,862
Minority interest net income$0105
Net income of bank and minority interests.$381,0003,863
Net charge-offs$8,0005,913
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$354,7303,870
2010-03-31 (YTD Data)Rank
Total interest income$2,840,0002,779
Total interest expense$1,092,0002,085
Net interest income$1,748,0003,135
Provision for loan and lease losses$06,552
Total noninterest income$781,0001,471
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$175,0002,094
Trading account gains and fees$0175
Additional Noninterest Income$606,0001,119
Total noninterest expense$2,423,0002,029
Salaries and employee benefits$1,226,0002,017
Premises and equipment expense$450,0001,502
Additional noninterest expense$747,0002,265
Pre-tax net operating income$106,0004,974
Securities gains (losses)$02,284
Applicable income taxes$5,0004,091
Income before extraordinary items$101,0004,958
Extraordinary gains, net$016
Net income$101,0004,959
Minority interest net income$091
Net income of bank and minority interests.$101,0004,958
Net charge-offs$1,0005,481
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$101,0004,849
2009-12-31 (YTD Data)Rank
Total interest income$11,090,0002,946
Total interest expense$5,161,0002,196
Net interest income$5,929,0003,503
Provision for loan and lease losses$5,193,0001,402
Total noninterest income$3,505,0001,445
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$710,0002,226
Trading account gains and fees$0211
Additional Noninterest Income$2,795,0001,096
Total noninterest expense$9,433,0002,116
Salaries and employee benefits$4,579,0002,144
Premises and equipment expense$1,801,0001,498
Additional noninterest expense$3,053,0002,311
Pre-tax net operating income$-5,192,0007,194
Securities gains (losses)$99,0002,150
Applicable income taxes$-2,126,0007,533
Income before extraordinary items$-2,967,0006,986
Extraordinary gains, net$034
Net income$-2,967,0006,985
Minority interest net income$0115
Net income of bank and minority interests.$-2,967,0006,985
Net charge-offs$3,968,0001,349
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,030,3607,002
2009-09-30 (YTD Data)Rank
Total interest income$8,149,0003,064
Total interest expense$3,964,0002,237
Net interest income$4,185,0003,677
Provision for loan and lease losses$559,0003,638
Total noninterest income$2,690,0001,444
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$534,0002,236
Trading account gains and fees$0212
Additional Noninterest Income$2,156,0001,094
Total noninterest expense$6,751,0002,207
Salaries and employee benefits$3,387,0002,190
Premises and equipment expense$1,411,0001,453
Additional noninterest expense$1,953,0002,627
Pre-tax net operating income$-435,0006,272
Securities gains (losses)$99,0001,847
Applicable income taxes$-179,0007,074
Income before extraordinary items$-157,0006,061
Extraordinary gains, net$027
Net income$-157,0006,062
Minority interest net income$0118
Net income of bank and minority interests.$-157,0006,061
Net charge-offs$626,0002,757
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-220,3606,120
2009-06-30 (YTD Data)Rank
Total interest income$5,355,0003,128
Total interest expense$2,733,0002,255
Net interest income$2,622,0003,810
Provision for loan and lease losses$340,0003,522
Total noninterest income$1,800,0001,444
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$341,0002,285
Trading account gains and fees$0193
Additional Noninterest Income$1,459,0001,126
Total noninterest expense$4,471,0002,247
Salaries and employee benefits$2,243,0002,248
Premises and equipment expense$975,0001,437
Additional noninterest expense$1,253,0002,720
Pre-tax net operating income$-389,0006,530
Securities gains (losses)$03,136
Applicable income taxes$-186,0007,288
Income before extraordinary items$-203,0006,389
Extraordinary gains, net$021
Net income$-203,0006,388
Minority interest net income$0112
Net income of bank and minority interests.$-203,0006,388
Net charge-offs$410,0002,576
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-203,0006,371
2009-03-31 (YTD Data)Rank
Total interest income$2,701,0003,128
Total interest expense$1,417,0002,255
Net interest income$1,284,0003,861
Provision for loan and lease losses$28,0005,652
Total noninterest income$918,0001,386
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$160,0002,326
Trading account gains and fees$0171
Additional Noninterest Income$758,0001,058
Total noninterest expense$2,181,0002,242
Salaries and employee benefits$1,100,0002,328
Premises and equipment expense$511,0001,390
Additional noninterest expense$570,0002,677
Pre-tax net operating income$-7,0006,279
Securities gains (losses)$02,434
Applicable income taxes$-17,0007,254
Income before extraordinary items$10,0006,276
Extraordinary gains, net$015
Net income$10,0006,278
Minority interest net income$0102
Net income of bank and minority interests.$10,0006,278
Net charge-offs$3,0005,319
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$10,0006,126
2008-12-31 (YTD Data)Rank
Total interest income$11,738,0003,100
Total interest expense$6,328,0002,403
Net interest income$5,410,0003,746
Provision for loan and lease losses$991,0002,719
Total noninterest income$4,264,0001,213
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$755,0002,217
Trading account gains and fees$0154
Additional Noninterest Income$3,509,000858
Total noninterest expense$9,535,0002,027
Salaries and employee benefits$4,839,0002,099
Premises and equipment expense$1,904,0001,454
Additional noninterest expense$2,792,0002,143
Pre-tax net operating income$-852,0006,947
Securities gains (losses)$207,000707
Applicable income taxes$-314,0007,339
Income before extraordinary items$-331,0006,595
Extraordinary gains, net$039
Net income$-331,0006,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0005,124
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-463,4806,819
2008-09-30 (YTD Data)Rank
Total interest income$9,174,0003,052
Total interest expense$4,793,0002,470
Net interest income$4,381,0003,570
Provision for loan and lease losses$-1,0008,250
Total noninterest income$3,348,0001,206
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$570,0002,224
Trading account gains and fees$0148
Additional Noninterest Income$2,778,000868
Total noninterest expense$7,013,0002,046
Salaries and employee benefits$3,708,0002,072
Premises and equipment expense$1,574,0001,315
Additional noninterest expense$1,731,0002,446
Pre-tax net operating income$717,0004,292
Securities gains (losses)$207,000609
Applicable income taxes$338,0002,329
Income before extraordinary items$586,0004,170
Extraordinary gains, net$031
Net income$586,0004,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-319,0008,360
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$453,5204,752
2008-06-30 (YTD Data)Rank
Total interest income$6,207,0003,058
Total interest expense$3,239,0002,530
Net interest income$2,968,0003,520
Provision for loan and lease losses$492,0001,942
Total noninterest income$2,405,0001,143
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$360,0002,301
Trading account gains and fees$0149
Additional Noninterest Income$2,045,000827
Total noninterest expense$4,638,0002,065
Salaries and employee benefits$2,490,0002,087
Premises and equipment expense$1,038,0001,333
Additional noninterest expense$1,110,0002,507
Pre-tax net operating income$243,0005,543
Securities gains (losses)$207,000602
Applicable income taxes$154,0002,975
Income before extraordinary items$296,0005,021
Extraordinary gains, net$021
Net income$296,0005,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0001,936
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$159,3805,851
2008-03-31 (YTD Data)Rank
Total interest income$3,248,0002,992
Total interest expense$1,707,0002,570
Net interest income$1,541,0003,419
Provision for loan and lease losses$114,0002,554
Total noninterest income$1,196,0001,153
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$165,0002,426
Trading account gains and fees$0158
Additional Noninterest Income$1,031,000845
Total noninterest expense$2,327,0002,058
Salaries and employee benefits$1,265,0002,073
Premises and equipment expense$508,0001,362
Additional noninterest expense$554,0002,481
Pre-tax net operating income$296,0004,186
Securities gains (losses)$159,000520
Applicable income taxes$170,0002,168
Income before extraordinary items$285,0003,920
Extraordinary gains, net$015
Net income$285,0003,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,679
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$183,2404,724
2007-12-31 (YTD Data)Rank
Total interest income$13,439,0002,959
Total interest expense$7,423,0002,483
Net interest income$6,016,0003,491
Provision for loan and lease losses$353,0002,904
Total noninterest income$3,368,0001,503
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$501,0003,047
Trading account gains and fees$0178
Additional Noninterest Income$2,867,0001,050
Total noninterest expense$9,554,0001,941
Salaries and employee benefits$5,132,0001,963
Premises and equipment expense$1,910,0001,396
Additional noninterest expense$2,512,0002,173
Pre-tax net operating income$-523,0007,831
Securities gains (losses)$63,000727
Applicable income taxes$-245,0008,161
Income before extraordinary items$-215,0007,723
Extraordinary gains, net$039
Net income$-215,0007,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,834
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-255,3207,737
2007-09-30 (YTD Data)Rank
Total interest income$10,116,0002,958
Total interest expense$5,550,0002,485
Net interest income$4,566,0003,476
Provision for loan and lease losses$329,0002,183
Total noninterest income$2,510,0001,514
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$374,0003,049
Trading account gains and fees$0184
Additional Noninterest Income$2,136,0001,051
Total noninterest expense$6,993,0001,969
Salaries and employee benefits$3,842,0001,962
Premises and equipment expense$1,420,0001,392
Additional noninterest expense$1,731,0002,298
Pre-tax net operating income$-246,0007,925
Securities gains (losses)$38,000681
Applicable income taxes$-157,0008,290
Income before extraordinary items$-51,0007,784
Extraordinary gains, net$033
Net income$-51,0007,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0001,939
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-75,3207,809
2007-06-30 (YTD Data)Rank
Total interest income$6,710,0002,986
Total interest expense$3,676,0002,513
Net interest income$3,034,0003,501
Provision for loan and lease losses$57,0004,230
Total noninterest income$1,660,0001,555
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$250,0003,032
Trading account gains and fees$0168
Additional Noninterest Income$1,410,0001,096
Total noninterest expense$4,636,0001,997
Salaries and employee benefits$2,570,0001,978
Premises and equipment expense$935,0001,418
Additional noninterest expense$1,131,0002,351
Pre-tax net operating income$1,0007,760
Securities gains (losses)$38,000584
Applicable income taxes$-38,0008,253
Income before extraordinary items$77,0007,288
Extraordinary gains, net$029
Net income$77,0007,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,902
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$39,0007,550
2007-03-31 (YTD Data)Rank
Total interest income$3,339,0003,000
Total interest expense$1,834,0002,492
Net interest income$1,505,0003,532
Provision for loan and lease losses$109,0001,904
Total noninterest income$828,0001,521
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$124,0002,997
Trading account gains and fees$0195
Additional Noninterest Income$704,0001,074
Total noninterest expense$2,241,0002,059
Salaries and employee benefits$1,242,0002,070
Premises and equipment expense$477,0001,412
Additional noninterest expense$522,0002,521
Pre-tax net operating income$-17,0007,935
Securities gains (losses)$38,000455
Applicable income taxes$-31,0008,360
Income before extraordinary items$52,0007,127
Extraordinary gains, net$022
Net income$52,0007,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,050
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$14,0007,682
2006-12-31 (YTD Data)Rank
Total interest income$11,935,0003,104
Total interest expense$5,753,0002,681
Net interest income$6,182,0003,446
Provision for loan and lease losses$260,0003,029
Total noninterest income$2,483,0001,892
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$503,0003,047
Trading account gains and fees$0130
Additional Noninterest Income$1,980,0001,373
Total noninterest expense$7,680,0002,310
Salaries and employee benefits$4,215,0002,335
Premises and equipment expense$1,728,0001,487
Additional noninterest expense$1,737,0002,911
Pre-tax net operating income$725,0005,851
Securities gains (losses)$16,000966
Applicable income taxes$189,0004,352
Income before extraordinary items$552,0005,982
Extraordinary gains, net$051
Net income$552,0005,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,672
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$540,1606,015
2006-09-30 (YTD Data)Rank
Total interest income$8,759,0003,137
Total interest expense$4,020,0002,773
Net interest income$4,739,0003,415
Provision for loan and lease losses$184,0003,018
Total noninterest income$1,815,0001,936
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$375,0003,065
Trading account gains and fees$0126
Additional Noninterest Income$1,440,0001,398
Total noninterest expense$5,602,0002,368
Salaries and employee benefits$3,087,0002,384
Premises and equipment expense$1,251,0001,558
Additional noninterest expense$1,264,0002,983
Pre-tax net operating income$768,0005,309
Securities gains (losses)$16,000804
Applicable income taxes$235,0003,932
Income before extraordinary items$549,0005,561
Extraordinary gains, net$045
Net income$549,0005,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,141
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$537,8005,606
2006-06-30 (YTD Data)Rank
Total interest income$5,551,0003,241
Total interest expense$2,384,0002,941
Net interest income$3,167,0003,415
Provision for loan and lease losses$98,0003,368
Total noninterest income$1,194,0001,957
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$242,0003,128
Trading account gains and fees$0126
Additional Noninterest Income$952,0001,401
Total noninterest expense$3,728,0002,367
Salaries and employee benefits$2,073,0002,369
Premises and equipment expense$813,0001,593
Additional noninterest expense$842,0002,989
Pre-tax net operating income$535,0005,259
Securities gains (losses)$01,185
Applicable income taxes$174,0003,793
Income before extraordinary items$361,0005,614
Extraordinary gains, net$039
Net income$361,0005,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$361,0005,615
2006-03-31 (YTD Data)Rank
Total interest income$2,584,0003,354
Total interest expense$1,038,0003,168
Net interest income$1,546,0003,459
Provision for loan and lease losses$71,0002,611
Total noninterest income$581,0001,979
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$116,0003,138
Trading account gains and fees$0115
Additional Noninterest Income$465,0001,415
Total noninterest expense$1,751,0002,531
Salaries and employee benefits$999,0002,446
Premises and equipment expense$388,0001,661
Additional noninterest expense$364,0003,364
Pre-tax net operating income$305,0004,928
Securities gains (losses)$0955
Applicable income taxes$84,0003,828
Income before extraordinary items$221,0005,110
Extraordinary gains, net$021
Net income$221,0005,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$221,0005,104
2005-12-31 (YTD Data)Rank
Total interest income$8,851,0003,469
Total interest expense$3,214,0003,148
Net interest income$5,637,0003,603
Provision for loan and lease losses$1,867,000572
Total noninterest income$2,526,0001,847
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$488,0003,100
Trading account gains and fees$0138
Additional Noninterest Income$2,038,0001,351
Total noninterest expense$5,589,0002,933
Salaries and employee benefits$3,061,0002,917
Premises and equipment expense$1,199,0001,998
Additional noninterest expense$1,329,0003,555
Pre-tax net operating income$707,0006,133
Securities gains (losses)$26,0001,166
Applicable income taxes$9,0006,569
Income before extraordinary items$724,0005,599
Extraordinary gains, net$046
Net income$724,0005,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,747,000442
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$698,2605,655
2005-09-30 (YTD Data)Rank
Total interest income$6,360,0003,529
Total interest expense$2,176,0003,271
Net interest income$4,184,0003,633
Provision for loan and lease losses$577,0001,238
Total noninterest income$1,934,0001,835
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$361,0003,132
Trading account gains and fees$0126
Additional Noninterest Income$1,573,0001,313
Total noninterest expense$4,066,0002,981
Salaries and employee benefits$2,325,0002,852
Premises and equipment expense$869,0002,050
Additional noninterest expense$872,0003,920
Pre-tax net operating income$1,475,0003,798
Securities gains (losses)$26,0001,129
Applicable income taxes$358,0003,500
Income before extraordinary items$1,143,0003,805
Extraordinary gains, net$035
Net income$1,143,0003,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,687
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,123,2403,809
2005-06-30 (YTD Data)Rank
Total interest income$4,054,0003,589
Total interest expense$1,296,0003,432
Net interest income$2,758,0003,641
Provision for loan and lease losses$142,0002,775
Total noninterest income$1,089,0002,062
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$223,0003,255
Trading account gains and fees$0116
Additional Noninterest Income$866,0001,489
Total noninterest expense$2,704,0002,976
Salaries and employee benefits$1,537,0002,863
Premises and equipment expense$587,0002,015
Additional noninterest expense$580,0003,905
Pre-tax net operating income$1,001,0003,704
Securities gains (losses)$26,0001,021
Applicable income taxes$211,0003,699
Income before extraordinary items$816,0003,598
Extraordinary gains, net$030
Net income$816,0003,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,591
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$795,4603,600
2005-03-31 (YTD Data)Rank
Total interest income$1,839,0003,837
Total interest expense$560,0003,705
Net interest income$1,279,0003,845
Provision for loan and lease losses$17,0004,817
Total noninterest income$533,0002,046
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$106,0003,309
Trading account gains and fees$0115
Additional Noninterest Income$427,0001,485
Total noninterest expense$1,265,0003,165
Salaries and employee benefits$727,0003,016
Premises and equipment expense$290,0002,055
Additional noninterest expense$248,0004,387
Pre-tax net operating income$530,0003,521
Securities gains (losses)$21,000781
Applicable income taxes$194,0002,651
Income before extraordinary items$357,0003,917
Extraordinary gains, net$024
Net income$357,0003,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,610
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$343,3503,955
2004-12-31 (YTD Data)Rank
Total interest income$6,750,0003,915
Total interest expense$1,866,0003,852
Net interest income$4,884,0003,869
Provision for loan and lease losses$191,0003,781
Total noninterest income$2,180,0002,071
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$367,0003,831
Trading account gains and fees$0138
Additional Noninterest Income$1,813,0001,421
Total noninterest expense$5,161,0003,023
Salaries and employee benefits$2,788,0003,043
Premises and equipment expense$1,161,0001,986
Additional noninterest expense$1,212,0003,710
Pre-tax net operating income$1,712,0003,902
Securities gains (losses)$13,0002,682
Applicable income taxes$682,0002,807
Income before extraordinary items$1,043,0004,576
Extraordinary gains, net$034
Net income$1,043,0004,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,623
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,034,6804,531
2004-09-30 (YTD Data)Rank
Total interest income$5,034,0003,916
Total interest expense$1,354,0003,913
Net interest income$3,680,0003,846
Provision for loan and lease losses$155,0003,470
Total noninterest income$1,654,0002,061
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$272,0003,895
Trading account gains and fees$0134
Additional Noninterest Income$1,382,0001,415
Total noninterest expense$3,925,0002,958
Salaries and employee benefits$2,114,0002,982
Premises and equipment expense$885,0001,952
Additional noninterest expense$926,0003,627
Pre-tax net operating income$1,254,0004,045
Securities gains (losses)$13,0002,563
Applicable income taxes$514,0002,851
Income before extraordinary items$753,0004,777
Extraordinary gains, net$026
Net income$753,0004,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,778
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$744,6804,716
2004-06-30 (YTD Data)Rank
Total interest income$3,386,0003,875
Total interest expense$871,0004,029
Net interest income$2,515,0003,763
Provision for loan and lease losses$88,0003,797
Total noninterest income$1,027,0002,158
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$184,0003,850
Trading account gains and fees$0130
Additional Noninterest Income$843,0001,496
Total noninterest expense$2,641,0002,945
Salaries and employee benefits$1,373,0003,073
Premises and equipment expense$594,0001,925
Additional noninterest expense$674,0003,408
Pre-tax net operating income$813,0004,061
Securities gains (losses)$03,413
Applicable income taxes$343,0002,842
Income before extraordinary items$470,0004,891
Extraordinary gains, net$021
Net income$470,0004,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,183
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$470,0004,807
2004-03-31 (YTD Data)Rank
Total interest income$1,626,0004,015
Total interest expense$426,0004,140
Net interest income$1,200,0003,892
Provision for loan and lease losses$88,0002,379
Total noninterest income$528,0002,068
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$87,0003,922
Trading account gains and fees$0121
Additional Noninterest Income$441,0001,417
Total noninterest expense$1,277,0003,040
Salaries and employee benefits$665,0003,176
Premises and equipment expense$301,0001,926
Additional noninterest expense$311,0003,639
Pre-tax net operating income$363,0004,328
Securities gains (losses)$02,934
Applicable income taxes$142,0003,191
Income before extraordinary items$221,0005,082
Extraordinary gains, net$016
Net income$221,0005,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,994
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$221,0004,952
2003-12-31 (YTD Data)Rank
Total interest income$5,685,0004,454
Total interest expense$1,696,0004,526
Net interest income$3,989,0004,378
Provision for loan and lease losses$152,0004,550
Total noninterest income$2,010,0002,315
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$304,0004,262
Trading account gains and fees$0160
Additional Noninterest Income$1,706,0001,642
Total noninterest expense$4,785,0003,160
Salaries and employee benefits$2,610,0003,153
Premises and equipment expense$1,132,0002,014
Additional noninterest expense$1,043,0004,138
Pre-tax net operating income$1,062,0005,014
Securities gains (losses)$88,0002,003
Applicable income taxes$430,0003,642
Income before extraordinary items$720,0005,506
Extraordinary gains, net$054
Net income$720,0005,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,342
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$663,6805,556
2003-09-30 (YTD Data)Rank
Total interest income$4,213,0004,554
Total interest expense$1,290,0004,597
Net interest income$2,923,0004,465
Provision for loan and lease losses$116,0004,420
Total noninterest income$1,556,0002,294
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$225,0004,320
Trading account gains and fees$0153
Additional Noninterest Income$1,331,0001,673
Total noninterest expense$3,560,0003,181
Salaries and employee benefits$1,926,0003,204
Premises and equipment expense$847,0002,028
Additional noninterest expense$787,0004,105
Pre-tax net operating income$803,0005,116
Securities gains (losses)$88,0001,858
Applicable income taxes$339,0003,708
Income before extraordinary items$552,0005,599
Extraordinary gains, net$040
Net income$552,0005,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$495,6805,708
2003-06-30 (YTD Data)Rank
Total interest income$2,638,0004,804
Total interest expense$866,0004,687
Net interest income$1,772,0004,764
Provision for loan and lease losses$90,0004,018
Total noninterest income$1,029,0002,308
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$147,0004,341
Trading account gains and fees$0150
Additional Noninterest Income$882,0001,656
Total noninterest expense$2,354,0003,214
Salaries and employee benefits$1,274,0003,219
Premises and equipment expense$566,0002,023
Additional noninterest expense$514,0004,154
Pre-tax net operating income$357,0006,129
Securities gains (losses)$88,0001,602
Applicable income taxes$164,0004,343
Income before extraordinary items$281,0006,247
Extraordinary gains, net$030
Net income$281,0006,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$224,6806,550
2003-03-31 (YTD Data)Rank
Total interest income$1,276,0004,941
Total interest expense$439,0004,744
Net interest income$837,0004,929
Provision for loan and lease losses$30,0004,429
Total noninterest income$496,0002,291
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$70,0004,383
Trading account gains and fees$0134
Additional Noninterest Income$426,0001,665
Total noninterest expense$1,174,0003,217
Salaries and employee benefits$652,0003,133
Premises and equipment expense$278,0002,052
Additional noninterest expense$244,0004,298
Pre-tax net operating income$129,0006,771
Securities gains (losses)$48,0001,413
Applicable income taxes$64,0004,721
Income before extraordinary items$113,0006,655
Extraordinary gains, net$021
Net income$113,0006,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$82,2807,092
2002-12-31 (YTD Data)Rank
Total interest income$5,255,0005,003
Total interest expense$2,266,0004,431
Net interest income$2,989,0005,297
Provision for loan and lease losses$80,0006,062
Total noninterest income$2,024,0002,107
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$280,0004,386
Trading account gains and fees$0153
Additional Noninterest Income$1,744,0001,460
Total noninterest expense$4,334,0003,329
Salaries and employee benefits$2,407,0003,209
Premises and equipment expense$973,0002,243
Additional noninterest expense$954,0004,336
Pre-tax net operating income$599,0006,427
Securities gains (losses)$126,0001,543
Applicable income taxes$292,0004,492
Income before extraordinary items$433,0006,685
Extraordinary gains, net$070
Net income$433,0006,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,624
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$352,3606,941
2001-12-31 (YTD Data)Rank
Total interest income$5,356,0005,377
Total interest expense$3,189,0004,505
Net interest income$2,167,0006,172
Provision for loan and lease losses$122,0005,165
Total noninterest income$1,701,0002,294
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$261,0004,533
Trading account gains and fees$0177
Additional Noninterest Income$1,440,0001,577
Total noninterest expense$3,493,0003,833
Salaries and employee benefits$1,929,0003,701
Premises and equipment expense$704,0002,931
Additional noninterest expense$860,0004,550
Pre-tax net operating income$253,0007,620
Securities gains (losses)$112,0001,663
Applicable income taxes$158,0005,369
Income before extraordinary items$207,0007,676
Extraordinary gains, net$0105
Net income$207,0007,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,439
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$135,3208,013
2000-12-31 (YTD Data)Rank
Total interest income$4,359,0006,202
Total interest expense$2,575,0005,450
Net interest income$1,784,0006,949
Provision for loan and lease losses$133,0004,645
Total noninterest income$822,0003,600
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$158,0005,645
Trading account gains and feesNANA
Additional Noninterest Income$664,0002,464
Total noninterest expense$2,291,0005,176
Salaries and employee benefits$1,260,0005,009
Premises and equipment expense$382,0004,649
Additional noninterest expense$649,0005,476
Pre-tax net operating income$182,0008,435
Securities gains (losses)$01,956
Applicable income taxes$74,0006,870
Income before extraordinary items$108,0008,654
Extraordinary gains, net$038
Net income$108,0008,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,468
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$108,0008,641
1999-12-31 (YTD Data)Rank
Total interest income$2,195,0008,268
Total interest expense$1,241,0007,536
Net interest income$954,0008,732
Provision for loan and lease losses$78,0005,718
Total noninterest income$345,0006,049
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$71,0007,328
Trading account gains and feesNANA
Additional Noninterest Income$274,0004,224
Total noninterest expense$1,407,0007,027
Salaries and employee benefits$780,0006,840
Premises and equipment expense$291,0005,562
Additional noninterest expense$336,0007,822
Pre-tax net operating income$-186,0009,612
Securities gains (losses)$03,155
Applicable income taxes$-70,0009,870
Income before extraordinary items$-116,0009,591
Extraordinary gains, net$035
Net income$-116,0009,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-116,0009,568
1998-12-31 (YTD Data)Rank
Total interest income$392,00010,273
Total interest expense$214,00010,175
Net interest income$178,00010,321
Provision for loan and lease losses$102,0005,052
Total noninterest income$9,00010,303
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$6,0008,939
Trading account gains and feesNANA
Additional Noninterest Income$3,00010,282
Total noninterest expense$577,0009,522
Salaries and employee benefits$301,0009,619
Premises and equipment expense$119,0008,292
Additional noninterest expense$157,0009,594
Pre-tax net operating income$-492,00010,180
Securities gains (losses)$04,449
Applicable income taxes$-198,00010,314
Income before extraordinary items$-294,00010,115
Extraordinary gains, net$032
Net income$-294,00010,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$3,500,000304
Net operating income$-294,00010,085

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.