Home > North Akron Savings Bank > Income and Expense
North Akron Savings Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,519,000 | 3,551 |
| Total interest expense | $951,000 | 2,194 |
| Net interest income | $3,568,000 | 3,804 |
| Provision for loan and lease losses | $1,000 | 4,384 |
| Total noninterest income | $215,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $104,000 | 4,567 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $111,000 | 4,922 |
| Total noninterest expense | $3,377,000 | 3,569 |
| Salaries and employee benefits | $1,807,000 | 3,572 |
| Premises and equipment expense | $405,000 | 3,504 |
| Additional noninterest expense | $1,165,000 | 3,482 |
| Pre-tax net operating income | $405,000 | 5,044 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $194,000 | 2,833 |
| Income before extraordinary items | $211,000 | 5,530 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $211,000 | 5,530 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $211,000 | 5,531 |
| Net charge-offs | $217,000 | 1,912 |
| Cash dividends | $79,000 | 3,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $211,000 | 5,492 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 3,510 |
| Total interest expense | $636,000 | 2,219 |
| Net interest income | $2,430,000 | 3,748 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $137,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $68,000 | 4,595 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $69,000 | 5,009 |
| Total noninterest expense | $2,268,000 | 3,560 |
| Salaries and employee benefits | $1,208,000 | 3,592 |
| Premises and equipment expense | $283,000 | 3,432 |
| Additional noninterest expense | $777,000 | 3,490 |
| Pre-tax net operating income | $299,000 | 4,910 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $133,000 | 2,777 |
| Income before extraordinary items | $166,000 | 5,386 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $166,000 | 5,388 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $166,000 | 5,389 |
| Net charge-offs | $146,000 | 1,856 |
| Cash dividends | $53,000 | 3,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $166,000 | 5,347 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 3,452 |
| Total interest expense | $320,000 | 2,239 |
| Net interest income | $1,272,000 | 3,638 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $56,000 | 5,389 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $23,000 | 5,416 |
| Total noninterest expense | $1,066,000 | 3,743 |
| Salaries and employee benefits | $612,000 | 3,594 |
| Premises and equipment expense | $134,000 | 3,597 |
| Additional noninterest expense | $320,000 | 3,961 |
| Pre-tax net operating income | $262,000 | 4,039 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $81,000 | 2,540 |
| Income before extraordinary items | $181,000 | 4,416 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $181,000 | 4,417 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $181,000 | 4,418 |
| Net charge-offs | $92,000 | 1,427 |
| Cash dividends | $26,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $181,000 | 4,362 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,031,000 | 3,612 |
| Total interest expense | $1,455,000 | 2,223 |
| Net interest income | $4,576,000 | 3,935 |
| Provision for loan and lease losses | $184,000 | 3,059 |
| Total noninterest income | $298,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $158,000 | 4,495 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $140,000 | 5,016 |
| Total noninterest expense | $4,281,000 | 3,760 |
| Salaries and employee benefits | $2,232,000 | 3,833 |
| Premises and equipment expense | $486,000 | 3,793 |
| Additional noninterest expense | $1,563,000 | 3,553 |
| Pre-tax net operating income | $409,000 | 5,195 |
| Securities gains (losses) | $5,000 | 2,813 |
| Applicable income taxes | $60,000 | 3,692 |
| Income before extraordinary items | $354,000 | 5,274 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $354,000 | 5,278 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $354,000 | 5,278 |
| Net charge-offs | $88,000 | 3,878 |
| Cash dividends | $158,000 | 3,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $349,700 | 5,227 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,517,000 | 3,649 |
| Total interest expense | $1,108,000 | 2,249 |
| Net interest income | $3,409,000 | 3,970 |
| Provision for loan and lease losses | $184,000 | 2,694 |
| Total noninterest income | $232,000 | 5,167 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $117,000 | 4,548 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $115,000 | 5,017 |
| Total noninterest expense | $3,251,000 | 3,756 |
| Salaries and employee benefits | $1,691,000 | 3,803 |
| Premises and equipment expense | $373,000 | 3,780 |
| Additional noninterest expense | $1,187,000 | 3,522 |
| Pre-tax net operating income | $206,000 | 5,657 |
| Securities gains (losses) | $5,000 | 2,677 |
| Applicable income taxes | $55,000 | 3,672 |
| Income before extraordinary items | $156,000 | 5,808 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $156,000 | 5,810 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $156,000 | 5,810 |
| Net charge-offs | $69,000 | 3,616 |
| Cash dividends | $132,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $152,300 | 5,759 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 3,656 |
| Total interest expense | $746,000 | 2,287 |
| Net interest income | $2,257,000 | 3,986 |
| Provision for loan and lease losses | $184,000 | 2,211 |
| Total noninterest income | $121,000 | 5,529 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $75,000 | 4,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $46,000 | 5,563 |
| Total noninterest expense | $2,187,000 | 3,745 |
| Salaries and employee benefits | $1,139,000 | 3,802 |
| Premises and equipment expense | $256,000 | 3,728 |
| Additional noninterest expense | $792,000 | 3,524 |
| Pre-tax net operating income | $7,000 | 6,273 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-9,000 | 6,583 |
| Income before extraordinary items | $16,000 | 6,306 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $16,000 | 6,308 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $16,000 | 6,308 |
| Net charge-offs | $62,000 | 3,170 |
| Cash dividends | $105,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $16,000 | 6,240 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 3,662 |
| Total interest expense | $379,000 | 2,309 |
| Net interest income | $1,136,000 | 3,975 |
| Provision for loan and lease losses | $357,000 | 875 |
| Total noninterest income | $49,000 | 5,761 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $38,000 | 4,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,093 |
| Total noninterest expense | $1,091,000 | 3,784 |
| Salaries and employee benefits | $599,000 | 3,719 |
| Premises and equipment expense | $125,000 | 3,806 |
| Additional noninterest expense | $367,000 | 3,729 |
| Pre-tax net operating income | $-263,000 | 6,770 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-89,000 | 6,914 |
| Income before extraordinary items | $-174,000 | 6,730 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-174,000 | 6,731 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-174,000 | 6,731 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $52,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-174,000 | 6,709 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,292,000 | 3,709 |
| Total interest expense | $1,727,000 | 2,429 |
| Net interest income | $4,565,000 | 4,053 |
| Provision for loan and lease losses | $350,000 | 3,164 |
| Total noninterest income | $176,000 | 5,830 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $165,000 | 4,607 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $11,000 | 6,398 |
| Total noninterest expense | $4,405,000 | 3,778 |
| Salaries and employee benefits | $2,414,000 | 3,659 |
| Premises and equipment expense | $485,000 | 3,885 |
| Additional noninterest expense | $1,506,000 | 3,781 |
| Pre-tax net operating income | $-14,000 | 6,186 |
| Securities gains (losses) | $441,000 | 1,034 |
| Applicable income taxes | $133,000 | 3,305 |
| Income before extraordinary items | $294,000 | 5,487 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $294,000 | 5,484 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $294,000 | 5,485 |
| Net charge-offs | $218,000 | 3,671 |
| Cash dividends | $224,000 | 3,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-10,290 | 6,190 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 3,773 |
| Total interest expense | $1,322,000 | 2,486 |
| Net interest income | $3,400,000 | 4,134 |
| Provision for loan and lease losses | $260,000 | 3,166 |
| Total noninterest income | $119,000 | 6,001 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $121,000 | 4,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-2,000 | 6,717 |
| Total noninterest expense | $3,264,000 | 3,839 |
| Salaries and employee benefits | $1,799,000 | 3,685 |
| Premises and equipment expense | $365,000 | 3,937 |
| Additional noninterest expense | $1,100,000 | 3,861 |
| Pre-tax net operating income | $-5,000 | 6,290 |
| Securities gains (losses) | $357,000 | 969 |
| Applicable income taxes | $116,000 | 3,264 |
| Income before extraordinary items | $236,000 | 5,573 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $236,000 | 5,572 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $236,000 | 5,572 |
| Net charge-offs | $162,000 | 3,511 |
| Cash dividends | $171,000 | 3,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-3,190 | 6,292 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 3,810 |
| Total interest expense | $903,000 | 2,518 |
| Net interest income | $2,240,000 | 4,178 |
| Provision for loan and lease losses | $230,000 | 2,812 |
| Total noninterest income | $72,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $79,000 | 4,755 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-7,000 | 6,828 |
| Total noninterest expense | $2,196,000 | 3,846 |
| Salaries and employee benefits | $1,177,000 | 3,752 |
| Premises and equipment expense | $227,000 | 4,112 |
| Additional noninterest expense | $792,000 | 3,687 |
| Pre-tax net operating income | $-114,000 | 6,545 |
| Securities gains (losses) | $357,000 | 746 |
| Applicable income taxes | $81,000 | 3,228 |
| Income before extraordinary items | $162,000 | 5,568 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $162,000 | 5,567 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $162,000 | 5,567 |
| Net charge-offs | $38,000 | 4,248 |
| Cash dividends | $119,000 | 2,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-77,190 | 6,511 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 3,818 |
| Total interest expense | $458,000 | 2,577 |
| Net interest income | $1,135,000 | 4,171 |
| Provision for loan and lease losses | $216,000 | 1,930 |
| Total noninterest income | $23,000 | 6,560 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $39,000 | 4,766 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-16,000 | 7,006 |
| Total noninterest expense | $1,141,000 | 3,767 |
| Salaries and employee benefits | $637,000 | 3,591 |
| Premises and equipment expense | $117,000 | 4,039 |
| Additional noninterest expense | $387,000 | 3,722 |
| Pre-tax net operating income | $-199,000 | 6,842 |
| Securities gains (losses) | $358,000 | 381 |
| Applicable income taxes | $48,000 | 3,100 |
| Income before extraordinary items | $111,000 | 5,249 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $111,000 | 5,250 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $111,000 | 5,250 |
| Net charge-offs | $22,000 | 3,626 |
| Cash dividends | $66,000 | 2,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-139,600 | 6,800 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,880,000 | 3,715 |
| Total interest expense | $1,964,000 | 2,818 |
| Net interest income | $4,916,000 | 3,955 |
| Provision for loan and lease losses | $1,280,000 | 2,072 |
| Total noninterest income | $3,000 | 6,969 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $203,000 | 4,345 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-200,000 | 6,955 |
| Total noninterest expense | $4,401,000 | 3,855 |
| Salaries and employee benefits | $2,308,000 | 3,787 |
| Premises and equipment expense | $492,000 | 4,087 |
| Additional noninterest expense | $1,601,000 | 3,689 |
| Pre-tax net operating income | $-762,000 | 6,508 |
| Securities gains (losses) | $260,000 | 1,243 |
| Applicable income taxes | $-192,000 | 6,914 |
| Income before extraordinary items | $-310,000 | 6,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-310,000 | 6,393 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-310,000 | 6,392 |
| Net charge-offs | $836,000 | 2,571 |
| Cash dividends | $250,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-476,400 | 6,429 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,245,000 | 3,723 |
| Total interest expense | $1,485,000 | 2,893 |
| Net interest income | $3,760,000 | 3,910 |
| Provision for loan and lease losses | $980,000 | 1,989 |
| Total noninterest income | $-71,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $155,000 | 4,337 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-226,000 | 7,139 |
| Total noninterest expense | $3,318,000 | 3,859 |
| Salaries and employee benefits | $1,754,000 | 3,761 |
| Premises and equipment expense | $384,000 | 4,024 |
| Additional noninterest expense | $1,180,000 | 3,733 |
| Pre-tax net operating income | $-609,000 | 6,662 |
| Securities gains (losses) | $260,000 | 1,017 |
| Applicable income taxes | $-127,000 | 7,026 |
| Income before extraordinary items | $-222,000 | 6,523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-222,000 | 6,524 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-222,000 | 6,524 |
| Net charge-offs | $653,000 | 2,372 |
| Cash dividends | $185,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-388,400 | 6,580 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 3,732 |
| Total interest expense | $995,000 | 2,960 |
| Net interest income | $2,545,000 | 3,894 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $43,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $110,000 | 4,216 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-67,000 | 7,158 |
| Total noninterest expense | $2,228,000 | 3,885 |
| Salaries and employee benefits | $1,171,000 | 3,782 |
| Premises and equipment expense | $261,000 | 4,005 |
| Additional noninterest expense | $796,000 | 3,760 |
| Pre-tax net operating income | $160,000 | 5,346 |
| Securities gains (losses) | $177,000 | 794 |
| Applicable income taxes | $118,000 | 2,725 |
| Income before extraordinary items | $219,000 | 4,886 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $219,000 | 4,885 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $219,000 | 4,886 |
| Net charge-offs | $458,000 | 2,237 |
| Cash dividends | $119,000 | 2,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $103,950 | 5,588 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 3,723 |
| Total interest expense | $500,000 | 3,043 |
| Net interest income | $1,282,000 | 3,878 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $3,000 | 7,236 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $51,000 | 4,310 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-48,000 | 7,296 |
| Total noninterest expense | $1,136,000 | 3,843 |
| Salaries and employee benefits | $595,000 | 3,751 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $408,000 | 3,676 |
| Pre-tax net operating income | $59,000 | 5,635 |
| Securities gains (losses) | $86,000 | 583 |
| Applicable income taxes | $52,000 | 2,787 |
| Income before extraordinary items | $93,000 | 5,114 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $93,000 | 5,112 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $93,000 | 5,114 |
| Net charge-offs | $63,000 | 3,167 |
| Cash dividends | $53,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $37,960 | 5,862 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,269,000 | 3,819 |
| Total interest expense | $2,405,000 | 3,091 |
| Net interest income | $4,864,000 | 4,029 |
| Provision for loan and lease losses | $356,000 | 4,614 |
| Total noninterest income | $373,000 | 5,071 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $260,000 | 3,929 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $113,000 | 5,298 |
| Total noninterest expense | $4,333,000 | 3,991 |
| Salaries and employee benefits | $2,211,000 | 3,941 |
| Premises and equipment expense | $502,000 | 4,172 |
| Additional noninterest expense | $1,620,000 | 3,797 |
| Pre-tax net operating income | $548,000 | 4,262 |
| Securities gains (losses) | $156,000 | 1,799 |
| Applicable income taxes | $240,000 | 2,567 |
| Income before extraordinary items | $464,000 | 4,409 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $464,000 | 4,410 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $464,000 | 4,410 |
| Net charge-offs | $844,000 | 2,917 |
| Cash dividends | $210,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $361,040 | 4,598 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,488,000 | 3,872 |
| Total interest expense | $1,860,000 | 3,137 |
| Net interest income | $3,628,000 | 4,104 |
| Provision for loan and lease losses | $266,000 | 4,502 |
| Total noninterest income | $290,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $201,000 | 3,937 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $89,000 | 5,355 |
| Total noninterest expense | $3,223,000 | 4,026 |
| Salaries and employee benefits | $1,655,000 | 3,989 |
| Premises and equipment expense | $384,000 | 4,182 |
| Additional noninterest expense | $1,184,000 | 3,843 |
| Pre-tax net operating income | $429,000 | 4,417 |
| Securities gains (losses) | $97,000 | 1,968 |
| Applicable income taxes | $180,000 | 2,662 |
| Income before extraordinary items | $346,000 | 4,666 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $346,000 | 4,669 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $346,000 | 4,669 |
| Net charge-offs | $747,000 | 2,557 |
| Cash dividends | $158,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $281,980 | 4,763 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 3,884 |
| Total interest expense | $1,264,000 | 3,181 |
| Net interest income | $2,414,000 | 4,109 |
| Provision for loan and lease losses | $206,000 | 4,173 |
| Total noninterest income | $171,000 | 5,288 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $134,000 | 3,924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 5,932 |
| Total noninterest expense | $2,166,000 | 4,015 |
| Salaries and employee benefits | $1,087,000 | 4,053 |
| Premises and equipment expense | $264,000 | 4,139 |
| Additional noninterest expense | $815,000 | 3,749 |
| Pre-tax net operating income | $213,000 | 4,862 |
| Securities gains (losses) | $64,000 | 1,732 |
| Applicable income taxes | $95,000 | 2,832 |
| Income before extraordinary items | $182,000 | 5,014 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $182,000 | 5,016 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $182,000 | 5,015 |
| Net charge-offs | $311,000 | 2,999 |
| Cash dividends | $105,000 | 2,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $139,760 | 5,134 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 3,836 |
| Total interest expense | $646,000 | 3,250 |
| Net interest income | $1,268,000 | 4,012 |
| Provision for loan and lease losses | $141,000 | 3,534 |
| Total noninterest income | $81,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $67,000 | 3,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,333 |
| Total noninterest expense | $1,103,000 | 4,007 |
| Salaries and employee benefits | $545,000 | 4,101 |
| Premises and equipment expense | $138,000 | 4,104 |
| Additional noninterest expense | $420,000 | 3,688 |
| Pre-tax net operating income | $105,000 | 4,987 |
| Securities gains (losses) | $9,000 | 1,748 |
| Applicable income taxes | $39,000 | 2,979 |
| Income before extraordinary items | $75,000 | 5,327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $75,000 | 5,328 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $75,000 | 5,327 |
| Net charge-offs | $39,000 | 3,940 |
| Cash dividends | $53,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $69,060 | 5,305 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 3,869 |
| Total interest expense | $3,059,000 | 3,369 |
| Net interest income | $4,791,000 | 4,053 |
| Provision for loan and lease losses | $800,000 | 3,838 |
| Total noninterest income | $138,000 | 6,664 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $279,000 | 4,029 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-141,000 | 7,644 |
| Total noninterest expense | $4,537,000 | 3,974 |
| Salaries and employee benefits | $2,369,000 | 3,852 |
| Premises and equipment expense | $520,000 | 4,269 |
| Additional noninterest expense | $1,648,000 | 3,837 |
| Pre-tax net operating income | $-408,000 | 5,913 |
| Securities gains (losses) | $71,000 | 2,403 |
| Applicable income taxes | $-114,000 | 6,602 |
| Income before extraordinary items | $-223,000 | 5,845 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-223,000 | 5,844 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-223,000 | 5,844 |
| Net charge-offs | $103,000 | 5,666 |
| Cash dividends | $211,000 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-269,860 | 5,895 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 3,888 |
| Total interest expense | $2,373,000 | 3,413 |
| Net interest income | $3,583,000 | 4,065 |
| Provision for loan and lease losses | $729,000 | 3,230 |
| Total noninterest income | $33,000 | 7,570 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $198,000 | 4,136 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-165,000 | 7,853 |
| Total noninterest expense | $3,379,000 | 3,997 |
| Salaries and employee benefits | $1,763,000 | 3,914 |
| Premises and equipment expense | $397,000 | 4,282 |
| Additional noninterest expense | $1,219,000 | 3,834 |
| Pre-tax net operating income | $-492,000 | 6,326 |
| Securities gains (losses) | $42,000 | 2,405 |
| Applicable income taxes | $-153,000 | 7,037 |
| Income before extraordinary items | $-297,000 | 6,235 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-297,000 | 6,236 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-297,000 | 6,235 |
| Net charge-offs | $73,000 | 5,362 |
| Cash dividends | $158,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-324,720 | 6,255 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 3,877 |
| Total interest expense | $1,646,000 | 3,433 |
| Net interest income | $2,390,000 | 4,051 |
| Provision for loan and lease losses | $693,000 | 2,514 |
| Total noninterest income | $-86,000 | 8,033 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $126,000 | 4,206 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-212,000 | 8,023 |
| Total noninterest expense | $2,282,000 | 3,989 |
| Salaries and employee benefits | $1,189,000 | 3,926 |
| Premises and equipment expense | $276,000 | 4,180 |
| Additional noninterest expense | $817,000 | 3,814 |
| Pre-tax net operating income | $-671,000 | 6,780 |
| Securities gains (losses) | $42,000 | 2,018 |
| Applicable income taxes | $-214,000 | 7,323 |
| Income before extraordinary items | $-415,000 | 6,670 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-415,000 | 6,671 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-415,000 | 6,671 |
| Net charge-offs | $35,000 | 5,223 |
| Cash dividends | $106,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-442,720 | 6,674 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 3,878 |
| Total interest expense | $860,000 | 3,429 |
| Net interest income | $1,188,000 | 4,063 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $77,000 | 5,658 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $61,000 | 4,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $1,107,000 | 4,014 |
| Salaries and employee benefits | $610,000 | 3,874 |
| Premises and equipment expense | $147,000 | 4,035 |
| Additional noninterest expense | $350,000 | 3,956 |
| Pre-tax net operating income | $68,000 | 5,398 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $24,000 | 3,435 |
| Income before extraordinary items | $44,000 | 5,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $44,000 | 5,784 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $44,000 | 5,784 |
| Net charge-offs | $19,000 | 4,361 |
| Cash dividends | $53,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $44,000 | 5,616 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,914,000 | 3,829 |
| Total interest expense | $4,373,000 | 3,289 |
| Net interest income | $4,541,000 | 4,202 |
| Provision for loan and lease losses | $96,000 | 6,102 |
| Total noninterest income | $262,000 | 6,054 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $325,000 | 3,870 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-63,000 | 8,103 |
| Total noninterest expense | $4,382,000 | 3,965 |
| Salaries and employee benefits | $2,349,000 | 3,957 |
| Premises and equipment expense | $574,000 | 4,075 |
| Additional noninterest expense | $1,459,000 | 3,694 |
| Pre-tax net operating income | $325,000 | 5,359 |
| Securities gains (losses) | $89,000 | 1,216 |
| Applicable income taxes | $146,000 | 3,095 |
| Income before extraordinary items | $268,000 | 5,230 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $268,000 | 5,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 4,039 |
| Cash dividends | $211,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $210,150 | 5,606 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,803,000 | 3,842 |
| Total interest expense | $3,454,000 | 3,272 |
| Net interest income | $3,349,000 | 4,272 |
| Provision for loan and lease losses | $66,000 | 5,627 |
| Total noninterest income | $200,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $245,000 | 3,895 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-45,000 | 8,240 |
| Total noninterest expense | $3,273,000 | 3,944 |
| Salaries and employee benefits | $1,749,000 | 4,006 |
| Premises and equipment expense | $442,000 | 3,992 |
| Additional noninterest expense | $1,082,000 | 3,658 |
| Pre-tax net operating income | $210,000 | 5,997 |
| Securities gains (losses) | $89,000 | 1,045 |
| Applicable income taxes | $105,000 | 3,561 |
| Income before extraordinary items | $194,000 | 5,728 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $194,000 | 5,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,326 |
| Cash dividends | $158,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $136,150 | 6,164 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 3,865 |
| Total interest expense | $2,469,000 | 3,222 |
| Net interest income | $2,131,000 | 4,404 |
| Provision for loan and lease losses | $36,000 | 5,459 |
| Total noninterest income | $234,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $161,000 | 3,926 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $73,000 | 5,568 |
| Total noninterest expense | $2,180,000 | 3,977 |
| Salaries and employee benefits | $1,163,000 | 4,051 |
| Premises and equipment expense | $316,000 | 3,808 |
| Additional noninterest expense | $701,000 | 3,719 |
| Pre-tax net operating income | $149,000 | 6,121 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $54,000 | 4,003 |
| Income before extraordinary items | $95,000 | 6,384 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,578 |
| Cash dividends | $106,000 | 4,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $95,000 | 6,319 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 3,890 |
| Total interest expense | $1,348,000 | 3,154 |
| Net interest income | $994,000 | 4,645 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $92,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $80,000 | 3,888 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $1,064,000 | 4,062 |
| Salaries and employee benefits | $573,000 | 4,108 |
| Premises and equipment expense | $161,000 | 3,774 |
| Additional noninterest expense | $330,000 | 3,830 |
| Pre-tax net operating income | $4,000 | 7,124 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-10,000 | 7,841 |
| Income before extraordinary items | $14,000 | 7,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,108 |
| Cash dividends | $53,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $14,000 | 7,008 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,564,000 | 3,882 |
| Total interest expense | $5,806,000 | 3,086 |
| Net interest income | $3,758,000 | 4,807 |
| Provision for loan and lease losses | $247,000 | 3,535 |
| Total noninterest income | $278,000 | 6,179 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $331,000 | 3,881 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-53,000 | 8,486 |
| Total noninterest expense | $4,225,000 | 3,948 |
| Salaries and employee benefits | $2,257,000 | 4,005 |
| Premises and equipment expense | $621,000 | 3,745 |
| Additional noninterest expense | $1,347,000 | 3,736 |
| Pre-tax net operating income | $-436,000 | 7,777 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-147,000 | 8,077 |
| Income before extraordinary items | $-289,000 | 7,765 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-289,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,171 |
| Cash dividends | $210,000 | 4,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-289,000 | 7,748 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,141,000 | 3,912 |
| Total interest expense | $4,346,000 | 3,097 |
| Net interest income | $2,795,000 | 4,856 |
| Provision for loan and lease losses | $76,000 | 4,560 |
| Total noninterest income | $284,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $245,000 | 3,900 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $39,000 | 7,085 |
| Total noninterest expense | $3,178,000 | 3,925 |
| Salaries and employee benefits | $1,707,000 | 3,967 |
| Premises and equipment expense | $476,000 | 3,682 |
| Additional noninterest expense | $995,000 | 3,717 |
| Pre-tax net operating income | $-175,000 | 7,872 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-58,000 | 8,176 |
| Income before extraordinary items | $-117,000 | 7,868 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-117,000 | 7,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,280 |
| Cash dividends | $158,000 | 4,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-117,000 | 7,853 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 3,950 |
| Total interest expense | $2,854,000 | 3,123 |
| Net interest income | $1,857,000 | 4,892 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $182,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $152,000 | 4,063 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $30,000 | 6,985 |
| Total noninterest expense | $2,122,000 | 3,951 |
| Salaries and employee benefits | $1,164,000 | 3,944 |
| Premises and equipment expense | $331,000 | 3,589 |
| Additional noninterest expense | $627,000 | 3,889 |
| Pre-tax net operating income | $-128,000 | 8,015 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-42,000 | 8,268 |
| Income before extraordinary items | $-86,000 | 7,978 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-86,000 | 7,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,616 |
| Cash dividends | $105,000 | 4,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-86,000 | 7,968 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 4,001 |
| Total interest expense | $1,396,000 | 3,173 |
| Net interest income | $913,000 | 4,949 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $79,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $66,000 | 4,317 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $1,089,000 | 3,865 |
| Salaries and employee benefits | $610,000 | 3,847 |
| Premises and equipment expense | $168,000 | 3,579 |
| Additional noninterest expense | $311,000 | 3,865 |
| Pre-tax net operating income | $-115,000 | 8,172 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-40,000 | 8,386 |
| Income before extraordinary items | $-75,000 | 8,116 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-75,000 | 8,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $53,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-75,000 | 8,104 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,580,000 | 4,014 |
| Total interest expense | $4,686,000 | 3,191 |
| Net interest income | $3,894,000 | 4,732 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $241,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $265,000 | 4,373 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-24,000 | 8,653 |
| Total noninterest expense | $4,203,000 | 3,843 |
| Salaries and employee benefits | $2,178,000 | 4,011 |
| Premises and equipment expense | $625,000 | 3,649 |
| Additional noninterest expense | $1,400,000 | 3,477 |
| Pre-tax net operating income | $-104,000 | 8,056 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-72,000 | 8,330 |
| Income before extraordinary items | $-32,000 | 8,018 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-32,000 | 8,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $249,000 | 4,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-32,000 | 8,007 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,378,000 | 4,001 |
| Total interest expense | $3,338,000 | 3,229 |
| Net interest income | $3,040,000 | 4,654 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $225,000 | 6,235 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $198,000 | 4,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,623 |
| Total noninterest expense | $3,134,000 | 3,851 |
| Salaries and employee benefits | $1,630,000 | 4,004 |
| Premises and equipment expense | $472,000 | 3,632 |
| Additional noninterest expense | $1,032,000 | 3,531 |
| Pre-tax net operating income | $104,000 | 7,792 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-1,000 | 8,369 |
| Income before extraordinary items | $105,000 | 7,701 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $105,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $197,000 | 4,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $105,000 | 7,700 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,171,000 | 4,009 |
| Total interest expense | $2,091,000 | 3,259 |
| Net interest income | $2,080,000 | 4,600 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $144,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $129,000 | 4,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $2,076,000 | 3,900 |
| Salaries and employee benefits | $1,095,000 | 3,997 |
| Premises and equipment expense | $312,000 | 3,653 |
| Additional noninterest expense | $669,000 | 3,616 |
| Pre-tax net operating income | $130,000 | 7,506 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $47,000 | 5,266 |
| Income before extraordinary items | $83,000 | 7,659 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $83,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $131,000 | 4,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $83,000 | 7,665 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 3,988 |
| Total interest expense | $980,000 | 3,305 |
| Net interest income | $1,083,000 | 4,476 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $61,000 | 6,597 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $58,000 | 4,612 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $1,042,000 | 3,894 |
| Salaries and employee benefits | $536,000 | 4,082 |
| Premises and equipment expense | $166,000 | 3,475 |
| Additional noninterest expense | $340,000 | 3,523 |
| Pre-tax net operating income | $93,000 | 7,138 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $33,000 | 4,927 |
| Income before extraordinary items | $60,000 | 7,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $66,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $60,000 | 7,371 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,079,000 | 3,719 |
| Total interest expense | $3,164,000 | 3,180 |
| Net interest income | $4,915,000 | 3,995 |
| Provision for loan and lease losses | $13,000 | 6,706 |
| Total noninterest income | $201,000 | 7,059 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $159,000 | 5,516 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $42,000 | 7,569 |
| Total noninterest expense | $4,247,000 | 3,693 |
| Salaries and employee benefits | $2,256,000 | 3,780 |
| Premises and equipment expense | $588,000 | 3,725 |
| Additional noninterest expense | $1,403,000 | 3,404 |
| Pre-tax net operating income | $856,000 | 5,737 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $295,000 | 4,158 |
| Income before extraordinary items | $561,000 | 6,143 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $561,000 | 6,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $561,000 | 6,107 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 3,683 |
| Total interest expense | $2,299,000 | 3,137 |
| Net interest income | $3,745,000 | 3,947 |
| Provision for loan and lease losses | $6,000 | 6,681 |
| Total noninterest income | $136,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $106,000 | 5,754 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,649 |
| Total noninterest expense | $3,034,000 | 3,809 |
| Salaries and employee benefits | $1,544,000 | 4,000 |
| Premises and equipment expense | $444,000 | 3,693 |
| Additional noninterest expense | $1,046,000 | 3,393 |
| Pre-tax net operating income | $841,000 | 5,210 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $288,000 | 3,869 |
| Income before extraordinary items | $553,000 | 5,666 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $553,000 | 5,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $395,000 | 3,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $553,000 | 5,618 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 3,618 |
| Total interest expense | $1,480,000 | 3,080 |
| Net interest income | $2,540,000 | 3,873 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $88,000 | 7,260 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $67,000 | 5,808 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $2,057,000 | 3,732 |
| Salaries and employee benefits | $1,043,000 | 3,945 |
| Premises and equipment expense | $305,000 | 3,577 |
| Additional noninterest expense | $709,000 | 3,337 |
| Pre-tax net operating income | $571,000 | 5,123 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $195,000 | 3,829 |
| Income before extraordinary items | $376,000 | 5,600 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $376,000 | 5,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $263,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $376,000 | 5,552 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 3,662 |
| Total interest expense | $697,000 | 3,129 |
| Net interest income | $1,261,000 | 3,899 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $38,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $1,037,000 | 3,743 |
| Salaries and employee benefits | $522,000 | 3,965 |
| Premises and equipment expense | $157,000 | 3,521 |
| Additional noninterest expense | $358,000 | 3,309 |
| Pre-tax net operating income | $262,000 | 5,336 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $89,000 | 3,959 |
| Income before extraordinary items | $173,000 | 5,767 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $173,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $132,000 | 2,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $173,000 | 5,734 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,745,000 | 3,499 |
| Total interest expense | $2,594,000 | 2,952 |
| Net interest income | $5,151,000 | 3,724 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $187,000 | 7,261 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $133,000 | 6,006 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,316 |
| Total noninterest expense | $4,049,000 | 3,703 |
| Salaries and employee benefits | $2,154,000 | 3,751 |
| Premises and equipment expense | $554,000 | 3,780 |
| Additional noninterest expense | $1,341,000 | 3,436 |
| Pre-tax net operating income | $1,289,000 | 4,605 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $438,000 | 3,560 |
| Income before extraordinary items | $851,000 | 5,118 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $851,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $526,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $851,000 | 5,050 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 3,493 |
| Total interest expense | $1,922,000 | 2,937 |
| Net interest income | $3,850,000 | 3,711 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $135,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $100,000 | 6,053 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $2,887,000 | 3,832 |
| Salaries and employee benefits | $1,505,000 | 3,942 |
| Premises and equipment expense | $419,000 | 3,752 |
| Additional noninterest expense | $963,000 | 3,528 |
| Pre-tax net operating income | $1,098,000 | 4,384 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $373,000 | 3,430 |
| Income before extraordinary items | $725,000 | 4,870 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $725,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $395,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $725,000 | 4,783 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 3,490 |
| Total interest expense | $1,286,000 | 2,920 |
| Net interest income | $2,548,000 | 3,721 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $80,000 | 7,595 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $63,000 | 6,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $1,941,000 | 3,834 |
| Salaries and employee benefits | $1,010,000 | 3,944 |
| Premises and equipment expense | $285,000 | 3,696 |
| Additional noninterest expense | $646,000 | 3,526 |
| Pre-tax net operating income | $687,000 | 4,502 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $233,000 | 3,507 |
| Income before extraordinary items | $454,000 | 4,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $454,000 | 4,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $263,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $454,000 | 4,897 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 3,526 |
| Total interest expense | $635,000 | 2,991 |
| Net interest income | $1,271,000 | 3,713 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $44,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,251 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $1,023,000 | 3,689 |
| Salaries and employee benefits | $516,000 | 3,906 |
| Premises and equipment expense | $188,000 | 2,975 |
| Additional noninterest expense | $319,000 | 3,560 |
| Pre-tax net operating income | $292,000 | 4,872 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $98,000 | 3,813 |
| Income before extraordinary items | $194,000 | 5,422 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $194,000 | 5,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $132,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $194,000 | 5,293 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,114,000 | 3,399 |
| Total interest expense | $2,648,000 | 3,200 |
| Net interest income | $5,466,000 | 3,450 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $176,000 | 7,560 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $132,000 | 6,121 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $44,000 | 7,707 |
| Total noninterest expense | $3,902,000 | 3,784 |
| Salaries and employee benefits | $2,058,000 | 3,831 |
| Premises and equipment expense | $599,000 | 3,523 |
| Additional noninterest expense | $1,245,000 | 3,628 |
| Pre-tax net operating income | $1,695,000 | 3,794 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $582,000 | 3,123 |
| Income before extraordinary items | $1,113,000 | 4,331 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,113,000 | 4,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $526,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,113,000 | 4,166 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,157,000 | 3,412 |
| Total interest expense | $2,057,000 | 3,218 |
| Net interest income | $4,100,000 | 3,454 |
| Provision for loan and lease losses | $39,000 | 6,166 |
| Total noninterest income | $121,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $99,000 | 6,150 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $2,899,000 | 3,798 |
| Salaries and employee benefits | $1,528,000 | 3,851 |
| Premises and equipment expense | $443,000 | 3,568 |
| Additional noninterest expense | $928,000 | 3,620 |
| Pre-tax net operating income | $1,283,000 | 3,892 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $442,000 | 3,247 |
| Income before extraordinary items | $841,000 | 4,463 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $841,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $394,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $841,000 | 4,303 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,170,000 | 3,390 |
| Total interest expense | $1,437,000 | 3,182 |
| Net interest income | $2,733,000 | 3,447 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $99,000 | 7,422 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $67,000 | 6,104 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $32,000 | 7,239 |
| Total noninterest expense | $1,878,000 | 3,869 |
| Salaries and employee benefits | $980,000 | 3,989 |
| Premises and equipment expense | $293,000 | 3,567 |
| Additional noninterest expense | $605,000 | 3,676 |
| Pre-tax net operating income | $924,000 | 3,692 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $315,000 | 3,153 |
| Income before extraordinary items | $609,000 | 4,250 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $609,000 | 4,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $263,000 | 3,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $609,000 | 4,050 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 3,375 |
| Total interest expense | $752,000 | 3,116 |
| Net interest income | $1,355,000 | 3,455 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $44,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 6,193 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $929,000 | 3,897 |
| Salaries and employee benefits | $480,000 | 4,028 |
| Premises and equipment expense | $166,000 | 3,209 |
| Additional noninterest expense | $283,000 | 3,827 |
| Pre-tax net operating income | $455,000 | 3,722 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $155,000 | 3,169 |
| Income before extraordinary items | $300,000 | 4,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $131,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $300,000 | 4,049 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,865,000 | 3,344 |
| Total interest expense | $3,471,000 | 3,131 |
| Net interest income | $5,394,000 | 3,434 |
| Provision for loan and lease losses | $41,000 | 6,906 |
| Total noninterest income | $167,000 | 7,649 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $150,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,643 |
| Total noninterest expense | $3,496,000 | 3,979 |
| Salaries and employee benefits | $1,812,000 | 4,062 |
| Premises and equipment expense | $518,000 | 3,835 |
| Additional noninterest expense | $1,166,000 | 3,695 |
| Pre-tax net operating income | $2,024,000 | 3,391 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $692,000 | 2,870 |
| Income before extraordinary items | $1,332,000 | 3,828 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,332,000 | 3,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $526,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,332,000 | 3,716 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,940,000 | 3,668 |
| Total interest expense | $4,695,000 | 3,336 |
| Net interest income | $4,245,000 | 3,939 |
| Provision for loan and lease losses | $16,000 | 7,702 |
| Total noninterest income | $202,000 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $131,000 | 6,066 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $71,000 | 7,088 |
| Total noninterest expense | $3,187,000 | 4,136 |
| Salaries and employee benefits | $1,657,000 | 4,191 |
| Premises and equipment expense | $468,000 | 4,115 |
| Additional noninterest expense | $1,062,000 | 3,867 |
| Pre-tax net operating income | $1,244,000 | 4,343 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $427,000 | 3,607 |
| Income before extraordinary items | $817,000 | 4,817 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $817,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $355,000 | 4,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $817,000 | 4,700 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,612,000 | 3,893 |
| Total interest expense | $5,260,000 | 3,168 |
| Net interest income | $3,352,000 | 4,768 |
| Provision for loan and lease losses | $13,000 | 7,828 |
| Total noninterest income | $124,000 | 8,247 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $66,000 | 7,272 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $58,000 | 7,528 |
| Total noninterest expense | $3,078,000 | 4,144 |
| Salaries and employee benefits | $1,635,000 | 4,075 |
| Premises and equipment expense | $431,000 | 4,268 |
| Additional noninterest expense | $1,012,000 | 3,962 |
| Pre-tax net operating income | $385,000 | 7,543 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $130,000 | 6,160 |
| Income before extraordinary items | $255,000 | 7,742 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $255,000 | 7,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $316,000 | 4,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $255,000 | 7,741 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,239,000 | 3,803 |
| Total interest expense | $4,525,000 | 3,224 |
| Net interest income | $3,714,000 | 4,446 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $97,000 | 8,869 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 8,390 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $72,000 | 7,365 |
| Total noninterest expense | $2,859,000 | 4,387 |
| Salaries and employee benefits | $1,460,000 | 4,432 |
| Premises and equipment expense | $376,000 | 4,727 |
| Additional noninterest expense | $1,023,000 | 3,947 |
| Pre-tax net operating income | $952,000 | 5,452 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $315,000 | 4,704 |
| Income before extraordinary items | $637,000 | 5,729 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $637,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $527,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $637,000 | 5,697 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,422,000 | 3,750 |
| Total interest expense | $4,904,000 | 3,058 |
| Net interest income | $3,518,000 | 4,577 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $75,000 | 9,432 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $11,000 | 8,855 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $64,000 | 7,673 |
| Total noninterest expense | $2,876,000 | 4,273 |
| Salaries and employee benefits | $1,533,000 | 4,172 |
| Premises and equipment expense | $356,000 | 4,821 |
| Additional noninterest expense | $987,000 | 4,010 |
| Pre-tax net operating income | $717,000 | 6,420 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $230,000 | 5,833 |
| Income before extraordinary items | $487,000 | 6,683 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $487,000 | 6,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $526,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $487,000 | 6,573 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,347,000 | 3,824 |
| Total interest expense | $4,833,000 | 3,076 |
| Net interest income | $3,514,000 | 4,720 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $49,000 | 10,304 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $5,000 | 9,379 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $44,000 | 8,689 |
| Total noninterest expense | $2,410,000 | 4,931 |
| Salaries and employee benefits | $1,289,000 | 4,814 |
| Premises and equipment expense | $217,000 | 6,538 |
| Additional noninterest expense | $904,000 | 4,292 |
| Pre-tax net operating income | $1,153,000 | 5,371 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $391,000 | 4,942 |
| Income before extraordinary items | $762,000 | 5,620 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $762,000 | 5,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $460,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $762,000 | 5,572 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,890,000 | 4,094 |
| Total interest expense | $4,656,000 | 3,207 |
| Net interest income | $3,234,000 | 5,152 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $76,000 | 10,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $76,000 | 7,879 |
| Total noninterest expense | $3,142,000 | 4,153 |
| Salaries and employee benefits | $1,292,000 | 4,879 |
| Premises and equipment expense | $358,000 | 4,944 |
| Additional noninterest expense | $1,492,000 | 3,139 |
| Pre-tax net operating income | $168,000 | 9,972 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $18,000 | 10,236 |
| Income before extraordinary items | $150,000 | 9,792 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $150,000 | 9,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $526,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $150,000 | 9,731 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 4,139 |
| Total interest expense | $4,752,000 | 3,162 |
| Net interest income | $2,975,000 | 5,529 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $58,000 | 11,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $58,000 | 8,849 |
| Total noninterest expense | $2,417,000 | 5,143 |
| Salaries and employee benefits | $1,270,000 | 4,961 |
| Premises and equipment expense | $324,000 | 5,312 |
| Additional noninterest expense | $823,000 | 5,128 |
| Pre-tax net operating income | $616,000 | 7,799 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $215,000 | 7,172 |
| Income before extraordinary items | $401,000 | 8,069 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $401,000 | 8,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $263,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $401,000 | 8,035 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,560,000 | 3,939 |
| Total interest expense | $3,541,000 | 3,416 |
| Net interest income | $4,019,000 | 4,360 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $80,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $80,000 | 8,247 |
| Total noninterest expense | $2,337,000 | 5,474 |
| Salaries and employee benefits | $1,201,000 | 5,236 |
| Premises and equipment expense | $320,000 | 5,433 |
| Additional noninterest expense | $816,000 | 5,609 |
| Pre-tax net operating income | $1,762,000 | 3,826 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $553,000 | 3,752 |
| Income before extraordinary items | $1,209,000 | 3,827 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,209,000 | 3,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $263,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,209,000 | 3,857 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,254,000 | 3,702 |
| Total interest expense | $3,733,000 | 3,372 |
| Net interest income | $4,521,000 | 3,916 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $52,000 | 12,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $2,065,000 | 6,162 |
| Salaries and employee benefits | $942,000 | 6,462 |
| Premises and equipment expense | $306,000 | 5,744 |
| Additional noninterest expense | $817,000 | 5,827 |
| Pre-tax net operating income | $2,498,000 | 2,707 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $848,000 | 2,634 |
| Income before extraordinary items | $1,648,000 | 2,967 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,648,000 | 3,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,964 |
| Cash dividends | $263,000 | 4,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,649,320 | 2,813 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,490,000 | 3,676 |
| Total interest expense | $4,875,000 | 3,387 |
| Net interest income | $4,615,000 | 3,908 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $77,000 | 12,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $77,000 | 8,979 |
| Total noninterest expense | $1,727,000 | 7,192 |
| Salaries and employee benefits | $826,000 | 7,096 |
| Premises and equipment expense | $256,000 | 6,669 |
| Additional noninterest expense | $645,000 | 7,140 |
| Pre-tax net operating income | $2,945,000 | 2,114 |
| Securities gains (losses) | $603,000 | 936 |
| Applicable income taxes | $1,295,000 | 1,632 |
| Income before extraordinary items | $2,253,000 | 2,038 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,253,000 | 2,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 6,766 |
| Cash dividends | $197,000 | 5,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,867,080 | 2,281 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.