Home > Norstates Bank > Income and Expense

Norstates Bank, Income and Expense

2018-09-30 (YTD Data)Rank
Total interest income$13,036,0001,620
Total interest expense$757,0002,840
Net interest income$12,279,0001,470
Provision for loan and lease losses$03,948
Total noninterest income$1,881,0001,752
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,079,000846
Trading account gains and feesNANA
Additional Noninterest Income$802,0002,186
Total noninterest expense$10,793,0001,407
Salaries and employee benefits$5,523,0001,518
Premises and equipment expense$1,338,0001,289
Additional noninterest expense$3,932,0001,198
Pre-tax net operating income$3,367,0001,960
Securities gains (losses)$01,118
Applicable income taxes$899,0001,260
Income before extraordinary items$2,468,0002,194
Extraordinary gains, net$05
Net income$2,468,0002,192
Minority interest net income$066
Net income of bank and minority interests.$2,468,0002,193
Net charge-offs$440,000769
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,468,0002,193
2018-06-30 (YTD Data)Rank
Total interest income$8,392,0001,657
Total interest expense$329,0003,430
Net interest income$8,063,0001,488
Provision for loan and lease losses$03,782
Total noninterest income$1,109,0001,891
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$737,000822
Trading account gains and feesNANA
Additional Noninterest Income$372,0002,613
Total noninterest expense$7,165,0001,417
Salaries and employee benefits$3,713,0001,510
Premises and equipment expense$895,0001,297
Additional noninterest expense$2,557,0001,223
Pre-tax net operating income$2,007,0002,096
Securities gains (losses)$0961
Applicable income taxes$533,0001,361
Income before extraordinary items$1,474,0002,341
Extraordinary gains, net$06
Net income$1,474,0002,340
Minority interest net income$065
Net income of bank and minority interests.$1,474,0002,340
Net charge-offs$455,000556
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,474,0002,340
2018-03-31 (YTD Data)Rank
Total interest income$4,085,0001,679
Total interest expense$125,0003,791
Net interest income$3,960,0001,512
Provision for loan and lease losses$03,508
Total noninterest income$874,0001,397
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$378,000815
Trading account gains and feesNANA
Additional Noninterest Income$496,0001,498
Total noninterest expense$3,528,0001,445
Salaries and employee benefits$1,874,0001,517
Premises and equipment expense$466,0001,272
Additional noninterest expense$1,188,0001,297
Pre-tax net operating income$1,306,0001,665
Securities gains (losses)$0735
Applicable income taxes$353,0001,088
Income before extraordinary items$953,0001,903
Extraordinary gains, net$07
Net income$953,0001,902
Minority interest net income$052
Net income of bank and minority interests.$953,0001,903
Net charge-offs$-76,0005,336
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$953,0001,891
2017-12-31 (YTD Data)Rank
Total interest income$15,614,0001,691
Total interest expense$394,0004,014
Net interest income$15,220,0001,538
Provision for loan and lease losses$04,227
Total noninterest income$87,0005,320
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,524,000808
Trading account gains and feesNANA
Additional Noninterest Income$-1,437,0005,669
Total noninterest expense$14,538,0001,374
Salaries and employee benefits$7,820,0001,436
Premises and equipment expense$1,837,0001,267
Additional noninterest expense$4,881,0001,272
Pre-tax net operating income$769,0004,363
Securities gains (losses)$02,243
Applicable income taxes$6,399,000566
Income before extraordinary items$-5,630,0005,653
Extraordinary gains, net$09
Net income$-5,630,0005,653
Minority interest net income$076
Net income of bank and minority interests.$-5,630,0005,653
Net charge-offs$-1,118,0005,627
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-5,630,0005,653
2017-09-30 (YTD Data)Rank
Total interest income$11,493,0001,716
Total interest expense$272,0004,156
Net interest income$11,221,0001,563
Provision for loan and lease losses$04,088
Total noninterest income$-570,0005,732
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,137,000819
Trading account gains and feesNANA
Additional Noninterest Income$-1,707,0005,742
Total noninterest expense$11,134,0001,333
Salaries and employee benefits$5,821,0001,446
Premises and equipment expense$1,411,0001,246
Additional noninterest expense$3,902,0001,204
Pre-tax net operating income$-483,0005,646
Securities gains (losses)$02,274
Applicable income taxes$-847,0005,717
Income before extraordinary items$364,0004,736
Extraordinary gains, net$09
Net income$364,0004,737
Minority interest net income$071
Net income of bank and minority interests.$364,0004,737
Net charge-offs$-1,117,0005,698
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$364,0004,724
2017-06-30 (YTD Data)Rank
Total interest income$7,417,0001,769
Total interest expense$168,0004,268
Net interest income$7,249,0001,596
Provision for loan and lease losses$03,871
Total noninterest income$-1,429,0005,784
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$764,000800
Trading account gains and feesNANA
Additional Noninterest Income$-2,193,0005,792
Total noninterest expense$7,502,0001,323
Salaries and employee benefits$3,863,0001,453
Premises and equipment expense$958,0001,229
Additional noninterest expense$2,681,0001,175
Pre-tax net operating income$-1,682,0005,768
Securities gains (losses)$01,906
Applicable income taxes$-747,0005,765
Income before extraordinary items$-935,0005,745
Extraordinary gains, net$011
Net income$-935,0005,745
Minority interest net income$071
Net income of bank and minority interests.$-935,0005,745
Net charge-offs$55,0001,936
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-935,0005,744
2017-03-31 (YTD Data)Rank
Total interest income$3,666,0001,770
Total interest expense$89,0004,191
Net interest income$3,577,0001,608
Provision for loan and lease losses$03,537
Total noninterest income$850,0001,445
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$380,000806
Trading account gains and feesNANA
Additional Noninterest Income$470,0001,582
Total noninterest expense$3,782,0001,326
Salaries and employee benefits$1,948,0001,471
Premises and equipment expense$465,0001,271
Additional noninterest expense$1,369,0001,157
Pre-tax net operating income$645,0002,675
Securities gains (losses)$01,153
Applicable income taxes$207,0001,834
Income before extraordinary items$438,0002,977
Extraordinary gains, net$08
Net income$438,0002,977
Minority interest net income$055
Net income of bank and minority interests.$438,0002,977
Net charge-offs$56,0001,255
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$438,0002,957
2016-12-31 (YTD Data)Rank
Total interest income$13,987,0001,813
Total interest expense$366,0004,175
Net interest income$13,621,0001,640
Provision for loan and lease losses$-75,0005,563
Total noninterest income$2,923,0001,677
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,441,000872
Trading account gains and fees$0170
Additional Noninterest Income$1,482,0001,902
Total noninterest expense$14,825,0001,337
Salaries and employee benefits$8,156,0001,351
Premises and equipment expense$1,907,0001,232
Additional noninterest expense$4,762,0001,316
Pre-tax net operating income$1,794,0003,242
Securities gains (losses)$221,000821
Applicable income taxes$-225,0005,805
Income before extraordinary items$2,240,0002,603
Extraordinary gains, net$05
Net income$2,240,0002,601
Minority interest net income$082
Net income of bank and minority interests.$2,240,0002,602
Net charge-offs$233,0001,779
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,019,0002,720
2016-09-30 (YTD Data)Rank
Total interest income$10,383,0001,835
Total interest expense$279,0004,172
Net interest income$10,104,0001,667
Provision for loan and lease losses$-75,0005,710
Total noninterest income$2,003,0001,780
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,038,000904
Trading account gains and fees$0169
Additional Noninterest Income$965,0002,090
Total noninterest expense$10,395,0001,410
Salaries and employee benefits$5,549,0001,465
Premises and equipment expense$1,381,0001,274
Additional noninterest expense$3,465,0001,350
Pre-tax net operating income$1,787,0002,806
Securities gains (losses)$221,000752
Applicable income taxes$662,0001,812
Income before extraordinary items$1,346,0002,991
Extraordinary gains, net$05
Net income$1,346,0002,991
Minority interest net income$071
Net income of bank and minority interests.$1,346,0002,991
Net charge-offs$179,0001,548
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,197,9303,153
2016-06-30 (YTD Data)Rank
Total interest income$6,829,0001,863
Total interest expense$191,0004,161
Net interest income$6,638,0001,701
Provision for loan and lease losses$04,017
Total noninterest income$1,601,0001,543
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$640,000951
Trading account gains and fees$0157
Additional Noninterest Income$961,0001,596
Total noninterest expense$7,159,0001,373
Salaries and employee benefits$3,729,0001,466
Premises and equipment expense$939,0001,257
Additional noninterest expense$2,491,0001,276
Pre-tax net operating income$1,080,0002,940
Securities gains (losses)$221,000557
Applicable income taxes$496,0001,666
Income before extraordinary items$805,0003,177
Extraordinary gains, net$016
Net income$805,0003,174
Minority interest net income$071
Net income of bank and minority interests.$805,0003,175
Net charge-offs$586,000531
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$663,5603,446
2016-03-31 (YTD Data)Rank
Total interest income$3,354,0001,888
Total interest expense$98,0004,131
Net interest income$3,256,0001,730
Provision for loan and lease losses$03,656
Total noninterest income$783,0001,542
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$320,000953
Trading account gains and fees$0142
Additional Noninterest Income$463,0001,592
Total noninterest expense$3,521,0001,395
Salaries and employee benefits$1,845,0001,478
Premises and equipment expense$460,0001,269
Additional noninterest expense$1,216,0001,288
Pre-tax net operating income$518,0002,979
Securities gains (losses)$117,000458
Applicable income taxes$252,0001,650
Income before extraordinary items$383,0003,207
Extraordinary gains, net$012
Net income$383,0003,205
Minority interest net income$062
Net income of bank and minority interests.$383,0003,206
Net charge-offs$418,000388
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$308,1203,521
2015-12-31 (YTD Data)Rank
Total interest income$13,364,0001,853
Total interest expense$404,0004,116
Net interest income$12,960,0001,690
Provision for loan and lease losses$-689,0005,992
Total noninterest income$2,265,0001,951
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,280,000978
Trading account gains and fees$0159
Additional Noninterest Income$985,0002,382
Total noninterest expense$14,235,0001,376
Salaries and employee benefits$7,217,0001,479
Premises and equipment expense$1,998,0001,183
Additional noninterest expense$5,020,0001,263
Pre-tax net operating income$1,679,0003,309
Securities gains (losses)$170,000837
Applicable income taxes$-20,180,0006,173
Income before extraordinary items$22,029,000361
Extraordinary gains, net$023
Net income$22,029,000361
Minority interest net income$081
Net income of bank and minority interests.$22,029,000361
Net charge-offs$-159,0005,823
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$21,859,000357
2015-09-30 (YTD Data)Rank
Total interest income$9,768,0001,901
Total interest expense$300,0004,200
Net interest income$9,468,0001,748
Provision for loan and lease losses$100,0002,641
Total noninterest income$2,718,0001,414
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$961,000982
Trading account gains and fees$0153
Additional Noninterest Income$1,757,0001,372
Total noninterest expense$10,817,0001,360
Salaries and employee benefits$5,242,0001,527
Premises and equipment expense$1,524,0001,184
Additional noninterest expense$4,051,0001,188
Pre-tax net operating income$1,269,0003,355
Securities gains (losses)$170,000731
Applicable income taxes$65,0003,512
Income before extraordinary items$1,374,0002,938
Extraordinary gains, net$021
Net income$1,374,0002,937
Minority interest net income$078
Net income of bank and minority interests.$1,374,0002,939
Net charge-offs$-391,0006,072
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,212,5003,100
2015-06-30 (YTD Data)Rank
Total interest income$6,422,0001,917
Total interest expense$193,0004,311
Net interest income$6,229,0001,774
Provision for loan and lease losses$100,0002,201
Total noninterest income$1,793,0001,428
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$645,000968
Trading account gains and fees$0157
Additional Noninterest Income$1,148,0001,409
Total noninterest expense$7,306,0001,354
Salaries and employee benefits$3,502,0001,531
Premises and equipment expense$1,045,0001,155
Additional noninterest expense$2,759,0001,163
Pre-tax net operating income$616,0003,855
Securities gains (losses)$169,000592
Applicable income taxes$15,0003,945
Income before extraordinary items$770,0003,232
Extraordinary gains, net$022
Net income$770,0003,232
Minority interest net income$075
Net income of bank and minority interests.$770,0003,233
Net charge-offs$-1,193,0006,301
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$604,3803,603
2015-03-31 (YTD Data)Rank
Total interest income$3,202,0001,931
Total interest expense$93,0004,419
Net interest income$3,109,0001,774
Provision for loan and lease losses$100,0001,425
Total noninterest income$796,0001,519
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$321,000957
Trading account gains and fees$0152
Additional Noninterest Income$475,0001,567
Total noninterest expense$3,657,0001,347
Salaries and employee benefits$1,746,0001,542
Premises and equipment expense$535,0001,135
Additional noninterest expense$1,376,0001,156
Pre-tax net operating income$148,0004,846
Securities gains (losses)$122,000514
Applicable income taxes$04,400
Income before extraordinary items$270,0003,837
Extraordinary gains, net$013
Net income$270,0003,840
Minority interest net income$064
Net income of bank and minority interests.$270,0003,841
Net charge-offs$488,000367
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$148,0004,627
2014-12-31 (YTD Data)Rank
Total interest income$12,091,0002,024
Total interest expense$355,0004,671
Net interest income$11,736,0001,863
Provision for loan and lease losses$04,603
Total noninterest income$3,368,0001,437
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,575,000846
Trading account gains and fees$0180
Additional Noninterest Income$1,793,0001,584
Total noninterest expense$14,655,0001,334
Salaries and employee benefits$6,398,0001,621
Premises and equipment expense$1,901,0001,259
Additional noninterest expense$6,356,0001,036
Pre-tax net operating income$449,0005,148
Securities gains (losses)$94,0001,297
Applicable income taxes$04,531
Income before extraordinary items$543,0004,820
Extraordinary gains, net$017
Net income$543,0004,819
Minority interest net income$084
Net income of bank and minority interests.$543,0004,820
Net charge-offs$2,589,000402
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$449,0005,000
2014-09-30 (YTD Data)Rank
Total interest income$8,737,0002,106
Total interest expense$264,0004,760
Net interest income$8,473,0001,929
Provision for loan and lease losses$04,401
Total noninterest income$2,882,0001,328
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,198,000846
Trading account gains and fees$0174
Additional Noninterest Income$1,684,0001,348
Total noninterest expense$10,830,0001,357
Salaries and employee benefits$4,624,0001,682
Premises and equipment expense$1,477,0001,222
Additional noninterest expense$4,729,0001,038
Pre-tax net operating income$525,0004,729
Securities gains (losses)$78,0001,167
Applicable income taxes$04,583
Income before extraordinary items$603,0004,351
Extraordinary gains, net$015
Net income$603,0004,351
Minority interest net income$081
Net income of bank and minority interests.$603,0004,352
Net charge-offs$723,000869
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$525,0004,500
2014-06-30 (YTD Data)Rank
Total interest income$5,758,0002,124
Total interest expense$178,0004,785
Net interest income$5,580,0001,935
Provision for loan and lease losses$04,196
Total noninterest income$1,928,0001,318
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$790,000844
Trading account gains and fees$0172
Additional Noninterest Income$1,138,0001,331
Total noninterest expense$7,348,0001,343
Salaries and employee benefits$3,019,0001,702
Premises and equipment expense$999,0001,221
Additional noninterest expense$3,330,000976
Pre-tax net operating income$160,0005,504
Securities gains (losses)$79,000921
Applicable income taxes$04,568
Income before extraordinary items$239,0005,031
Extraordinary gains, net$020
Net income$239,0005,033
Minority interest net income$080
Net income of bank and minority interests.$239,0005,034
Net charge-offs$560,000799
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$160,0005,375
2014-03-31 (YTD Data)Rank
Total interest income$2,793,0002,165
Total interest expense$90,0004,828
Net interest income$2,703,0001,985
Provision for loan and lease losses$03,817
Total noninterest income$808,0001,447
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$387,000843
Trading account gains and fees$0147
Additional Noninterest Income$421,0001,585
Total noninterest expense$3,741,0001,340
Salaries and employee benefits$1,480,0001,754
Premises and equipment expense$584,0001,069
Additional noninterest expense$1,677,000953
Pre-tax net operating income$-230,0006,552
Securities gains (losses)$78,000514
Applicable income taxes$04,445
Income before extraordinary items$-152,0006,500
Extraordinary gains, net$016
Net income$-152,0006,501
Minority interest net income$066
Net income of bank and minority interests.$-152,0006,501
Net charge-offs$-81,0006,433
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-230,0006,554
2013-12-31 (YTD Data)Rank
Total interest income$13,938,0001,792
Total interest expense$433,0004,756
Net interest income$13,505,0001,609
Provision for loan and lease losses$3,400,000394
Total noninterest income$1,830,0002,280
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,661,000834
Trading account gains and fees$0184
Additional Noninterest Income$169,0004,825
Total noninterest expense$14,845,0001,333
Salaries and employee benefits$5,845,0001,758
Premises and equipment expense$2,043,0001,173
Additional noninterest expense$6,957,000973
Pre-tax net operating income$-2,910,0006,713
Securities gains (losses)$1,749,000146
Applicable income taxes$17,0004,154
Income before extraordinary items$-1,178,0006,607
Extraordinary gains, net$029
Net income$-1,178,0006,606
Minority interest net income$090
Net income of bank and minority interests.$-1,178,0006,607
Net charge-offs$14,997,000133
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-2,927,0006,710
2013-09-30 (YTD Data)Rank
Total interest income$10,421,0001,807
Total interest expense$331,0004,809
Net interest income$10,090,0001,615
Provision for loan and lease losses$2,500,000400
Total noninterest income$1,341,0002,360
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,206,000869
Trading account gains and fees$0180
Additional Noninterest Income$135,0004,840
Total noninterest expense$10,967,0001,359
Salaries and employee benefits$4,352,0001,775
Premises and equipment expense$1,595,0001,120
Additional noninterest expense$5,020,0001,015
Pre-tax net operating income$-2,036,0006,793
Securities gains (losses)$1,749,000134
Applicable income taxes$31,0003,929
Income before extraordinary items$-318,0006,581
Extraordinary gains, net$025
Net income$-318,0006,581
Minority interest net income$084
Net income of bank and minority interests.$-318,0006,581
Net charge-offs$8,455,000162
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-2,067,0006,797
2013-06-30 (YTD Data)Rank
Total interest income$7,161,0001,747
Total interest expense$228,0004,809
Net interest income$6,933,0001,564
Provision for loan and lease losses$2,000,000362
Total noninterest income$413,0003,656
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$781,000866
Trading account gains and fees$0157
Additional Noninterest Income$-368,0006,882
Total noninterest expense$7,225,0001,369
Salaries and employee benefits$2,821,0001,819
Premises and equipment expense$1,107,0001,083
Additional noninterest expense$3,297,0001,013
Pre-tax net operating income$-1,879,0006,867
Securities gains (losses)$1,749,000115
Applicable income taxes$04,679
Income before extraordinary items$-130,0006,546
Extraordinary gains, net$022
Net income$-130,0006,547
Minority interest net income$082
Net income of bank and minority interests.$-130,0006,548
Net charge-offs$3,488,000286
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-1,879,0006,863
2013-03-31 (YTD Data)Rank
Total interest income$3,674,0001,718
Total interest expense$119,0004,807
Net interest income$3,555,0001,528
Provision for loan and lease losses$400,000791
Total noninterest income$-552,0007,002
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$377,000888
Trading account gains and fees$0148
Additional Noninterest Income$-929,0007,011
Total noninterest expense$3,673,0001,361
Salaries and employee benefits$1,430,0001,826
Premises and equipment expense$536,0001,134
Additional noninterest expense$1,707,000985
Pre-tax net operating income$-1,070,0006,938
Securities gains (losses)$1,338,00089
Applicable income taxes$04,602
Income before extraordinary items$268,0003,767
Extraordinary gains, net$010
Net income$268,0003,766
Minority interest net income$076
Net income of bank and minority interests.$268,0003,769
Net charge-offs$214,0001,304
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-1,070,0006,937
2012-12-31 (YTD Data)Rank
Total interest income$17,140,0001,549
Total interest expense$799,0004,127
Net interest income$16,341,0001,339
Provision for loan and lease losses$11,100,000247
Total noninterest income$-757,0007,012
Gross Fiduciary activities income$472,000613
Service charges on deposit accounts$1,646,000862
Trading account gains and fees$0166
Additional Noninterest Income$-2,875,0007,058
Total noninterest expense$16,538,0001,224
Salaries and employee benefits$6,389,0001,587
Premises and equipment expense$1,908,0001,240
Additional noninterest expense$8,241,000854
Pre-tax net operating income$-12,054,0007,036
Securities gains (losses)$03,810
Applicable income taxes$-53,0006,647
Income before extraordinary items$-12,001,0007,034
Extraordinary gains, net$029
Net income$-12,001,0007,034
Minority interest net income$093
Net income of bank and minority interests.$-12,001,0007,034
Net charge-offs$9,357,000340
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-12,001,0007,032
2012-09-30 (YTD Data)Rank
Total interest income$13,127,0001,550
Total interest expense$655,0004,049
Net interest income$12,472,0001,329
Provision for loan and lease losses$6,100,000346
Total noninterest income$-695,0007,120
Gross Fiduciary activities income$427,000574
Service charges on deposit accounts$1,244,000859
Trading account gains and fees$0157
Additional Noninterest Income$-2,366,0007,160
Total noninterest expense$12,734,0001,189
Salaries and employee benefits$4,944,0001,528
Premises and equipment expense$1,471,0001,216
Additional noninterest expense$6,319,000830
Pre-tax net operating income$-7,057,0007,119
Securities gains (losses)$03,575
Applicable income taxes$-53,0006,858
Income before extraordinary items$-7,004,0007,127
Extraordinary gains, net$020
Net income$-7,004,0007,128
Minority interest net income$086
Net income of bank and minority interests.$-7,004,0007,127
Net charge-offs$8,525,000301
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-7,004,0007,120
2012-06-30 (YTD Data)Rank
Total interest income$9,084,0001,498
Total interest expense$492,0003,867
Net interest income$8,592,0001,292
Provision for loan and lease losses$4,000,000361
Total noninterest income$-722,0007,206
Gross Fiduciary activities income$317,000563
Service charges on deposit accounts$815,000863
Trading account gains and fees$0153
Additional Noninterest Income$-1,854,0007,227
Total noninterest expense$8,962,0001,110
Salaries and employee benefits$3,430,0001,480
Premises and equipment expense$983,0001,216
Additional noninterest expense$4,549,000774
Pre-tax net operating income$-5,092,0007,183
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-5,092,0007,193
Extraordinary gains, net$019
Net income$-5,092,0007,193
Minority interest net income$084
Net income of bank and minority interests.$-5,092,0007,193
Net charge-offs$8,168,000229
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-5,092,0007,185
2012-03-31 (YTD Data)Rank
Total interest income$4,648,0001,482
Total interest expense$300,0003,516
Net interest income$4,348,0001,275
Provision for loan and lease losses$1,400,000473
Total noninterest income$-1,138,0007,297
Gross Fiduciary activities income$149,000579
Service charges on deposit accounts$383,000909
Trading account gains and fees$0148
Additional Noninterest Income$-1,670,0007,304
Total noninterest expense$4,505,0001,109
Salaries and employee benefits$1,780,0001,442
Premises and equipment expense$541,0001,108
Additional noninterest expense$2,184,000788
Pre-tax net operating income$-2,695,0007,260
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-2,695,0007,262
Extraordinary gains, net$019
Net income$-2,695,0007,262
Minority interest net income$078
Net income of bank and minority interests.$-2,695,0007,262
Net charge-offs$1,358,000545
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-2,695,0007,262
2011-12-31 (YTD Data)Rank
Total interest income$20,879,0001,372
Total interest expense$2,148,0002,620
Net interest income$18,731,0001,193
Provision for loan and lease losses$6,900,000604
Total noninterest income$159,0005,998
Gross Fiduciary activities income$705,000490
Service charges on deposit accounts$1,705,000857
Trading account gains and fees$0146
Additional Noninterest Income$-2,251,0007,286
Total noninterest expense$18,461,0001,059
Salaries and employee benefits$7,044,0001,400
Premises and equipment expense$2,180,0001,144
Additional noninterest expense$9,237,000774
Pre-tax net operating income$-6,471,0007,123
Securities gains (losses)$364,000995
Applicable income taxes$04,719
Income before extraordinary items$-6,107,0007,118
Extraordinary gains, net$029
Net income$-6,107,0007,117
Minority interest net income$096
Net income of bank and minority interests.$-6,107,0007,119
Net charge-offs$6,252,000667
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-6,471,0007,120
2011-09-30 (YTD Data)Rank
Total interest income$15,809,0001,377
Total interest expense$1,778,0002,514
Net interest income$14,031,0001,198
Provision for loan and lease losses$5,700,000552
Total noninterest income$1,051,0002,546
Gross Fiduciary activities income$550,000473
Service charges on deposit accounts$1,298,000857
Trading account gains and fees$0145
Additional Noninterest Income$-797,0007,297
Total noninterest expense$14,145,0001,054
Salaries and employee benefits$5,270,0001,408
Premises and equipment expense$1,684,0001,131
Additional noninterest expense$7,191,000735
Pre-tax net operating income$-4,763,0007,221
Securities gains (losses)$114,0001,668
Applicable income taxes$04,740
Income before extraordinary items$-4,649,0007,234
Extraordinary gains, net$021
Net income$-4,649,0007,232
Minority interest net income$087
Net income of bank and minority interests.$-4,649,0007,233
Net charge-offs$5,727,000563
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-4,763,0007,232
2011-06-30 (YTD Data)Rank
Total interest income$10,745,0001,352
Total interest expense$1,315,0002,381
Net interest income$9,430,0001,188
Provision for loan and lease losses$3,700,000570
Total noninterest income$839,0002,260
Gross Fiduciary activities income$397,000454
Service charges on deposit accounts$841,000868
Trading account gains and fees$0153
Additional Noninterest Income$-399,0007,356
Total noninterest expense$9,658,0001,047
Salaries and employee benefits$3,542,0001,411
Premises and equipment expense$1,144,0001,114
Additional noninterest expense$4,972,000722
Pre-tax net operating income$-3,089,0007,273
Securities gains (losses)$-21,0007,135
Applicable income taxes$04,697
Income before extraordinary items$-3,110,0007,303
Extraordinary gains, net$015
Net income$-3,110,0007,302
Minority interest net income$089
Net income of bank and minority interests.$-3,110,0007,303
Net charge-offs$1,033,0001,446
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-3,089,0007,289
2011-03-31 (YTD Data)Rank
Total interest income$5,449,0001,347
Total interest expense$744,0002,196
Net interest income$4,705,0001,188
Provision for loan and lease losses$1,200,000745
Total noninterest income$438,0002,210
Gross Fiduciary activities income$194,000460
Service charges on deposit accounts$413,000864
Trading account gains and fees$0158
Additional Noninterest Income$-169,0007,417
Total noninterest expense$4,758,0001,054
Salaries and employee benefits$1,813,0001,394
Premises and equipment expense$620,0001,049
Additional noninterest expense$2,325,000770
Pre-tax net operating income$-815,0007,217
Securities gains (losses)$-163,0007,443
Applicable income taxes$04,545
Income before extraordinary items$-978,0007,288
Extraordinary gains, net$09
Net income$-978,0007,289
Minority interest net income$086
Net income of bank and minority interests.$-978,0007,289
Net charge-offs$1,004,000858
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-815,0007,238
2010-12-31 (YTD Data)Rank
Total interest income$24,305,0001,269
Total interest expense$4,625,0001,763
Net interest income$19,680,0001,134
Provision for loan and lease losses$9,668,000674
Total noninterest income$125,0006,478
Gross Fiduciary activities income$794,000451
Service charges on deposit accounts$2,071,000731
Trading account gains and fees$0175
Additional Noninterest Income$-2,740,0007,592
Total noninterest expense$17,456,0001,153
Salaries and employee benefits$7,117,0001,381
Premises and equipment expense$2,169,0001,196
Additional noninterest expense$8,170,000902
Pre-tax net operating income$-7,319,0007,249
Securities gains (losses)$1,730,000299
Applicable income taxes$-35,0006,679
Income before extraordinary items$-5,554,0007,210
Extraordinary gains, net$029
Net income$-5,554,0007,211
Minority interest net income$0111
Net income of bank and minority interests.$-5,554,0007,211
Net charge-offs$9,359,000637
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-7,266,7007,276
2010-09-30 (YTD Data)Rank
Total interest income$18,443,0001,273
Total interest expense$3,766,0001,699
Net interest income$14,677,0001,146
Provision for loan and lease losses$4,568,000936
Total noninterest income$651,0003,532
Gross Fiduciary activities income$594,000444
Service charges on deposit accounts$1,611,000715
Trading account gains and fees$0165
Additional Noninterest Income$-1,554,0007,690
Total noninterest expense$12,819,0001,172
Salaries and employee benefits$5,284,0001,401
Premises and equipment expense$1,613,0001,213
Additional noninterest expense$5,922,000897
Pre-tax net operating income$-2,059,0007,077
Securities gains (losses)$-7,0007,186
Applicable income taxes$04,726
Income before extraordinary items$-2,066,0007,146
Extraordinary gains, net$023
Net income$-2,066,0007,144
Minority interest net income$0110
Net income of bank and minority interests.$-2,066,0007,146
Net charge-offs$8,156,000538
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,059,0007,121
2010-06-30 (YTD Data)Rank
Total interest income$12,318,0001,288
Total interest expense$2,770,0001,629
Net interest income$9,548,0001,189
Provision for loan and lease losses$4,230,000732
Total noninterest income$1,097,0001,914
Gross Fiduciary activities income$397,000455
Service charges on deposit accounts$1,096,000698
Trading account gains and fees$0152
Additional Noninterest Income$-396,0007,687
Total noninterest expense$8,531,0001,165
Salaries and employee benefits$3,537,0001,404
Premises and equipment expense$1,112,0001,193
Additional noninterest expense$3,882,000906
Pre-tax net operating income$-2,116,0007,293
Securities gains (losses)$7,0002,699
Applicable income taxes$04,691
Income before extraordinary items$-2,109,0007,350
Extraordinary gains, net$019
Net income$-2,109,0007,350
Minority interest net income$0105
Net income of bank and minority interests.$-2,109,0007,350
Net charge-offs$5,179,000560
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,116,0007,346
2010-03-31 (YTD Data)Rank
Total interest income$6,276,0001,287
Total interest expense$1,572,0001,503
Net interest income$4,704,0001,225
Provision for loan and lease losses$3,713,000479
Total noninterest income$1,186,0001,061
Gross Fiduciary activities income$191,000468
Service charges on deposit accounts$549,000705
Trading account gains and fees$0175
Additional Noninterest Income$446,0001,408
Total noninterest expense$4,426,0001,130
Salaries and employee benefits$1,809,0001,388
Premises and equipment expense$580,0001,180
Additional noninterest expense$2,037,000877
Pre-tax net operating income$-2,249,0007,628
Securities gains (losses)$425,000289
Applicable income taxes$04,611
Income before extraordinary items$-1,824,0007,625
Extraordinary gains, net$016
Net income$-1,824,0007,627
Minority interest net income$091
Net income of bank and minority interests.$-1,824,0007,627
Net charge-offs$619,0001,429
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-2,249,0007,663
2009-12-31 (YTD Data)Rank
Total interest income$29,338,0001,168
Total interest expense$9,732,0001,226
Net interest income$19,606,0001,123
Provision for loan and lease losses$23,215,000442
Total noninterest income$4,602,0001,175
Gross Fiduciary activities income$760,000454
Service charges on deposit accounts$2,395,000697
Trading account gains and fees$0211
Additional Noninterest Income$1,447,0001,692
Total noninterest expense$29,592,000712
Salaries and employee benefits$7,803,0001,260
Premises and equipment expense$2,130,0001,281
Additional noninterest expense$19,659,000442
Pre-tax net operating income$-28,599,0007,788
Securities gains (losses)$856,000564
Applicable income taxes$5,151,000260
Income before extraordinary items$-32,894,0007,827
Extraordinary gains, net$034
Net income$-32,894,0007,827
Minority interest net income$0115
Net income of bank and minority interests.$-32,894,0007,827
Net charge-offs$15,590,000487
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-33,750,0007,832
2009-09-30 (YTD Data)Rank
Total interest income$22,377,0001,171
Total interest expense$7,706,0001,213
Net interest income$14,671,0001,123
Provision for loan and lease losses$18,635,000408
Total noninterest income$3,302,0001,226
Gross Fiduciary activities income$590,000437
Service charges on deposit accounts$1,753,000716
Trading account gains and fees$0212
Additional Noninterest Income$959,0001,879
Total noninterest expense$23,993,000657
Salaries and employee benefits$6,334,0001,166
Premises and equipment expense$1,721,0001,199
Additional noninterest expense$15,938,000411
Pre-tax net operating income$-24,655,0007,901
Securities gains (losses)$-3,052,0007,972
Applicable income taxes$1,404,000636
Income before extraordinary items$-29,111,0007,944
Extraordinary gains, net$027
Net income$-29,111,0007,942
Minority interest net income$0118
Net income of bank and minority interests.$-29,111,0007,943
Net charge-offs$5,692,000740
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-26,059,0007,926
2009-06-30 (YTD Data)Rank
Total interest income$15,003,0001,185
Total interest expense$5,403,0001,217
Net interest income$9,600,0001,159
Provision for loan and lease losses$4,919,000744
Total noninterest income$2,120,0001,282
Gross Fiduciary activities income$408,000437
Service charges on deposit accounts$1,114,000742
Trading account gains and fees$0193
Additional Noninterest Income$598,0001,995
Total noninterest expense$19,129,000567
Salaries and employee benefits$4,212,0001,196
Premises and equipment expense$1,212,0001,161
Additional noninterest expense$13,705,000350
Pre-tax net operating income$-12,328,0007,956
Securities gains (losses)$-628,0007,948
Applicable income taxes$-1,451,0007,834
Income before extraordinary items$-11,505,0007,973
Extraordinary gains, net$021
Net income$-11,505,0007,971
Minority interest net income$0112
Net income of bank and minority interests.$-11,505,0007,972
Net charge-offs$460,0002,435
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-10,946,0807,969
2009-03-31 (YTD Data)Rank
Total interest income$7,789,0001,167
Total interest expense$2,873,0001,198
Net interest income$4,916,0001,111
Provision for loan and lease losses$1,704,000836
Total noninterest income$948,0001,342
Gross Fiduciary activities income$172,000475
Service charges on deposit accounts$538,000748
Trading account gains and fees$0171
Additional Noninterest Income$238,0002,260
Total noninterest expense$4,728,0001,063
Salaries and employee benefits$2,116,0001,215
Premises and equipment expense$683,0001,042
Additional noninterest expense$1,929,000851
Pre-tax net operating income$-568,0007,390
Securities gains (losses)$02,434
Applicable income taxes$-268,0007,770
Income before extraordinary items$-300,0007,205
Extraordinary gains, net$015
Net income$-300,0007,205
Minority interest net income$0102
Net income of bank and minority interests.$-300,0007,206
Net charge-offs$192,0002,174
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-300,0007,150
2008-12-31 (YTD Data)Rank
Total interest income$34,874,0001,092
Total interest expense$13,225,0001,230
Net interest income$21,649,000990
Provision for loan and lease losses$11,928,000521
Total noninterest income$4,455,0001,171
Gross Fiduciary activities income$798,000460
Service charges on deposit accounts$2,571,000674
Trading account gains and fees$0154
Additional Noninterest Income$1,086,0002,012
Total noninterest expense$16,662,0001,174
Salaries and employee benefits$8,192,0001,224
Premises and equipment expense$2,216,0001,231
Additional noninterest expense$6,254,0001,025
Pre-tax net operating income$-2,486,0007,485
Securities gains (losses)$-10,501,0008,178
Applicable income taxes$-5,286,0008,117
Income before extraordinary items$-7,701,0007,939
Extraordinary gains, net$039
Net income$-7,701,0007,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,132,000580
Cash dividends$9,951,000299
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-980,3607,103
2008-09-30 (YTD Data)Rank
Total interest income$27,160,0001,072
Total interest expense$10,040,0001,261
Net interest income$17,120,000952
Provision for loan and lease losses$8,129,000465
Total noninterest income$3,395,0001,189
Gross Fiduciary activities income$619,000454
Service charges on deposit accounts$1,953,000677
Trading account gains and fees$0148
Additional Noninterest Income$823,0002,081
Total noninterest expense$12,780,0001,140
Salaries and employee benefits$6,511,0001,161
Premises and equipment expense$1,643,0001,256
Additional noninterest expense$4,626,000990
Pre-tax net operating income$-394,0007,186
Securities gains (losses)$-2,139,0008,070
Applicable income taxes$-1,188,0008,092
Income before extraordinary items$-1,345,0007,653
Extraordinary gains, net$031
Net income$-1,345,0007,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,803,000668
Cash dividends$1,651,0001,204
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$23,9606,684
2008-06-30 (YTD Data)Rank
Total interest income$18,201,0001,081
Total interest expense$6,966,0001,253
Net interest income$11,235,000959
Provision for loan and lease losses$2,983,000607
Total noninterest income$2,256,0001,200
Gross Fiduciary activities income$431,000458
Service charges on deposit accounts$1,281,000675
Trading account gains and fees$0149
Additional Noninterest Income$544,0002,115
Total noninterest expense$8,614,0001,123
Salaries and employee benefits$4,367,0001,171
Premises and equipment expense$1,106,0001,237
Additional noninterest expense$3,141,000940
Pre-tax net operating income$1,894,0001,761
Securities gains (losses)$03,233
Applicable income taxes$580,0001,432
Income before extraordinary items$1,314,0002,015
Extraordinary gains, net$021
Net income$1,314,0002,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,397
Cash dividends$1,651,000910
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,314,0001,981
2008-03-31 (YTD Data)Rank
Total interest income$9,319,0001,085
Total interest expense$3,777,0001,241
Net interest income$5,542,000970
Provision for loan and lease losses$263,0001,533
Total noninterest income$1,140,0001,203
Gross Fiduciary activities income$213,000463
Service charges on deposit accounts$634,000671
Trading account gains and fees$0158
Additional Noninterest Income$293,0002,007
Total noninterest expense$4,369,0001,109
Salaries and employee benefits$2,248,0001,148
Premises and equipment expense$577,0001,196
Additional noninterest expense$1,544,000931
Pre-tax net operating income$2,050,000919
Securities gains (losses)$02,688
Applicable income taxes$714,000759
Income before extraordinary items$1,336,0001,130
Extraordinary gains, net$015
Net income$1,336,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,711
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,336,0001,094
2007-12-31 (YTD Data)Rank
Total interest income$38,419,0001,099
Total interest expense$19,380,0001,011
Net interest income$19,039,0001,174
Provision for loan and lease losses$81,0005,181
Total noninterest income$5,038,0001,095
Gross Fiduciary activities income$752,000495
Service charges on deposit accounts$2,847,000613
Trading account gains and fees$0178
Additional Noninterest Income$1,439,0001,721
Total noninterest expense$16,561,0001,127
Salaries and employee benefits$8,715,0001,152
Premises and equipment expense$2,091,0001,268
Additional noninterest expense$5,755,000987
Pre-tax net operating income$7,435,0001,134
Securities gains (losses)$02,146
Applicable income taxes$2,470,000934
Income before extraordinary items$4,965,0001,295
Extraordinary gains, net$039
Net income$4,965,0001,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,637,000509
Cash dividends$2,936,0001,218
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,965,0001,280
2007-09-30 (YTD Data)Rank
Total interest income$28,681,0001,115
Total interest expense$14,971,000985
Net interest income$13,710,0001,224
Provision for loan and lease losses$-458,0008,520
Total noninterest income$3,796,0001,090
Gross Fiduciary activities income$569,000489
Service charges on deposit accounts$2,093,000610
Trading account gains and fees$0184
Additional Noninterest Income$1,134,0001,660
Total noninterest expense$12,678,0001,103
Salaries and employee benefits$6,623,0001,139
Premises and equipment expense$1,637,0001,207
Additional noninterest expense$4,418,000926
Pre-tax net operating income$5,286,0001,294
Securities gains (losses)$01,655
Applicable income taxes$1,695,0001,107
Income before extraordinary items$3,591,0001,422
Extraordinary gains, net$033
Net income$3,591,0001,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,592,000330
Cash dividends$1,473,0001,550
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,591,0001,409
2007-06-30 (YTD Data)Rank
Total interest income$18,996,0001,133
Total interest expense$10,197,000983
Net interest income$8,799,0001,296
Provision for loan and lease losses$-1,425,0008,598
Total noninterest income$2,576,0001,093
Gross Fiduciary activities income$386,000493
Service charges on deposit accounts$1,362,000634
Trading account gains and fees$0168
Additional Noninterest Income$828,0001,584
Total noninterest expense$8,511,0001,108
Salaries and employee benefits$4,503,0001,133
Premises and equipment expense$1,138,0001,178
Additional noninterest expense$2,870,000969
Pre-tax net operating income$4,289,0001,111
Securities gains (losses)$01,444
Applicable income taxes$1,421,000962
Income before extraordinary items$2,868,0001,243
Extraordinary gains, net$029
Net income$2,868,0001,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,008,000277
Cash dividends$1,473,0001,144
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,868,0001,225
2007-03-31 (YTD Data)Rank
Total interest income$9,366,0001,141
Total interest expense$5,216,000944
Net interest income$4,150,0001,365
Provision for loan and lease losses$-1,425,0008,639
Total noninterest income$1,166,0001,165
Gross Fiduciary activities income$188,000498
Service charges on deposit accounts$656,000644
Trading account gains and fees$0195
Additional Noninterest Income$322,0001,864
Total noninterest expense$4,260,0001,100
Salaries and employee benefits$2,326,0001,106
Premises and equipment expense$548,0001,222
Additional noninterest expense$1,386,000992
Pre-tax net operating income$2,481,000955
Securities gains (losses)$01,187
Applicable income taxes$813,000846
Income before extraordinary items$1,668,0001,058
Extraordinary gains, net$022
Net income$1,668,0001,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,974,000159
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,668,0001,042
2006-12-31 (YTD Data)Rank
Total interest income$36,631,0001,079
Total interest expense$20,033,000840
Net interest income$16,598,0001,372
Provision for loan and lease losses$06,850
Total noninterest income$5,206,0001,057
Gross Fiduciary activities income$662,000514
Service charges on deposit accounts$2,541,000693
Trading account gains and fees$0130
Additional Noninterest Income$2,003,0001,351
Total noninterest expense$17,027,0001,050
Salaries and employee benefits$8,859,0001,092
Premises and equipment expense$1,981,0001,306
Additional noninterest expense$6,187,000864
Pre-tax net operating income$4,777,0001,973
Securities gains (losses)$01,687
Applicable income taxes$1,235,0001,924
Income before extraordinary items$3,542,0001,997
Extraordinary gains, net$051
Net income$3,542,0001,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,456,000250
Cash dividends$2,650,0001,241
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,542,0001,984
2006-09-30 (YTD Data)Rank
Total interest income$27,318,0001,080
Total interest expense$14,577,000844
Net interest income$12,741,0001,356
Provision for loan and lease losses$06,685
Total noninterest income$3,653,0001,124
Gross Fiduciary activities income$514,000504
Service charges on deposit accounts$1,844,000728
Trading account gains and fees$0126
Additional Noninterest Income$1,295,0001,504
Total noninterest expense$12,733,0001,064
Salaries and employee benefits$6,776,0001,086
Premises and equipment expense$1,531,0001,270
Additional noninterest expense$4,426,000901
Pre-tax net operating income$3,661,0001,986
Securities gains (losses)$01,388
Applicable income taxes$1,043,0001,828
Income before extraordinary items$2,618,0002,074
Extraordinary gains, net$045
Net income$2,618,0002,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,105,000200
Cash dividends$1,150,0001,748
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,618,0002,064
2006-06-30 (YTD Data)Rank
Total interest income$17,892,0001,074
Total interest expense$9,210,000847
Net interest income$8,682,0001,330
Provision for loan and lease losses$06,419
Total noninterest income$2,374,0001,151
Gross Fiduciary activities income$351,000502
Service charges on deposit accounts$1,224,000716
Trading account gains and fees$0126
Additional Noninterest Income$799,0001,599
Total noninterest expense$8,628,0001,048
Salaries and employee benefits$4,540,0001,081
Premises and equipment expense$1,069,0001,212
Additional noninterest expense$3,019,000877
Pre-tax net operating income$2,428,0002,008
Securities gains (losses)$01,185
Applicable income taxes$674,0001,887
Income before extraordinary items$1,754,0002,057
Extraordinary gains, net$039
Net income$1,754,0002,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,001,000208
Cash dividends$1,150,0001,287
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,754,0002,046
2006-03-31 (YTD Data)Rank
Total interest income$8,751,0001,069
Total interest expense$4,576,000801
Net interest income$4,175,0001,373
Provision for loan and lease losses$06,013
Total noninterest income$1,091,0001,203
Gross Fiduciary activities income$192,000489
Service charges on deposit accounts$586,000716
Trading account gains and fees$0115
Additional Noninterest Income$313,0001,877
Total noninterest expense$4,365,0001,036
Salaries and employee benefits$2,287,0001,075
Premises and equipment expense$564,0001,133
Additional noninterest expense$1,514,000878
Pre-tax net operating income$901,0002,463
Securities gains (losses)$0955
Applicable income taxes$227,0002,423
Income before extraordinary items$674,0002,519
Extraordinary gains, net$021
Net income$674,0002,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$674,0002,503
2005-12-31 (YTD Data)Rank
Total interest income$35,055,000936
Total interest expense$15,194,000746
Net interest income$19,861,0001,087
Provision for loan and lease losses$3,428,000318
Total noninterest income$4,531,0001,162
Gross Fiduciary activities income$617,000525
Service charges on deposit accounts$2,411,000723
Trading account gains and fees$0138
Additional Noninterest Income$1,503,0001,652
Total noninterest expense$17,764,000958
Salaries and employee benefits$8,821,0001,047
Premises and equipment expense$1,882,0001,309
Additional noninterest expense$7,061,000744
Pre-tax net operating income$3,200,0002,629
Securities gains (losses)$-169,0008,549
Applicable income taxes$692,0002,836
Income before extraordinary items$2,339,0002,730
Extraordinary gains, net$046
Net income$2,339,0002,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$662,000935
Cash dividends$2,957,0001,047
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,469,1302,600
2005-09-30 (YTD Data)Rank
Total interest income$21,686,0001,109
Total interest expense$9,387,000847
Net interest income$12,299,0001,321
Provision for loan and lease losses$2,428,000325
Total noninterest income$2,818,0001,352
Gross Fiduciary activities income$477,000509
Service charges on deposit accounts$1,469,000889
Trading account gains and fees$0126
Additional Noninterest Income$872,0001,995
Total noninterest expense$11,330,0001,123
Salaries and employee benefits$5,731,0001,202
Premises and equipment expense$1,042,0001,738
Additional noninterest expense$4,557,000844
Pre-tax net operating income$1,359,0004,007
Securities gains (losses)$-169,0008,706
Applicable income taxes$182,0004,550
Income before extraordinary items$1,008,0004,135
Extraordinary gains, net$035
Net income$1,008,0004,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$651,000679
Cash dividends$2,103,0001,011
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,151,6503,741
2005-06-30 (YTD Data)Rank
Total interest income$14,278,0001,084
Total interest expense$5,745,000871
Net interest income$8,533,0001,248
Provision for loan and lease losses$728,000693
Total noninterest income$1,846,0001,351
Gross Fiduciary activities income$333,000496
Service charges on deposit accounts$962,000891
Trading account gains and fees$0116
Additional Noninterest Income$551,0002,047
Total noninterest expense$8,077,0001,040
Salaries and employee benefits$3,816,0001,199
Premises and equipment expense$705,0001,705
Additional noninterest expense$3,556,000730
Pre-tax net operating income$1,574,0002,655
Securities gains (losses)$-169,0008,756
Applicable income taxes$377,0002,699
Income before extraordinary items$1,028,0003,024
Extraordinary gains, net$030
Net income$1,028,0003,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$572,000537
Cash dividends$2,103,000684
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,151,3702,707
2005-03-31 (YTD Data)Rank
Total interest income$7,004,0001,087
Total interest expense$2,636,000895
Net interest income$4,368,0001,203
Provision for loan and lease losses$653,000372
Total noninterest income$895,0001,367
Gross Fiduciary activities income$166,000505
Service charges on deposit accounts$460,000894
Trading account gains and fees$0115
Additional Noninterest Income$269,0002,035
Total noninterest expense$3,571,0001,184
Salaries and employee benefits$1,917,0001,200
Premises and equipment expense$344,0001,748
Additional noninterest expense$1,310,000952
Pre-tax net operating income$1,039,0002,097
Securities gains (losses)$-169,0008,860
Applicable income taxes$244,0002,307
Income before extraordinary items$626,0002,529
Extraordinary gains, net$024
Net income$626,0002,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$511,000345
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$747,6802,164
2004-12-31 (YTD Data)Rank
Total interest income$27,298,0001,030
Total interest expense$8,930,000904
Net interest income$18,368,0001,089
Provision for loan and lease losses$4,625,000266
Total noninterest income$3,731,0001,355
Gross Fiduciary activities income$600,000511
Service charges on deposit accounts$2,079,000833
Trading account gains and fees$0138
Additional Noninterest Income$1,052,0002,070
Total noninterest expense$12,699,0001,296
Salaries and employee benefits$6,880,0001,279
Premises and equipment expense$1,342,0001,723
Additional noninterest expense$4,477,0001,100
Pre-tax net operating income$4,775,0001,767
Securities gains (losses)$03,819
Applicable income taxes$1,374,0001,718
Income before extraordinary items$3,401,0001,854
Extraordinary gains, net$034
Net income$3,401,0001,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,991,000462
Cash dividends$26,244,000182
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,401,0001,814
2004-09-30 (YTD Data)Rank
Total interest income$20,322,0001,025
Total interest expense$6,591,000903
Net interest income$13,731,0001,073
Provision for loan and lease losses$3,050,000308
Total noninterest income$2,815,0001,372
Gross Fiduciary activities income$467,000494
Service charges on deposit accounts$1,571,000832
Trading account gains and fees$0134
Additional Noninterest Income$777,0002,114
Total noninterest expense$9,261,0001,325
Salaries and employee benefits$5,147,0001,283
Premises and equipment expense$1,009,0001,723
Additional noninterest expense$3,105,0001,182
Pre-tax net operating income$4,235,0001,521
Securities gains (losses)$03,710
Applicable income taxes$1,324,0001,432
Income before extraordinary items$2,911,0001,667
Extraordinary gains, net$026
Net income$2,911,0001,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,967,000357
Cash dividends$23,979,000165
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,911,0001,618
2004-06-30 (YTD Data)Rank
Total interest income$13,281,0001,035
Total interest expense$4,328,000903
Net interest income$8,953,0001,088
Provision for loan and lease losses$2,550,000261
Total noninterest income$1,839,0001,370
Gross Fiduciary activities income$339,000469
Service charges on deposit accounts$1,037,000838
Trading account gains and fees$0130
Additional Noninterest Income$463,0002,313
Total noninterest expense$5,869,0001,384
Salaries and employee benefits$3,401,0001,283
Premises and equipment expense$660,0001,751
Additional noninterest expense$1,808,0001,347
Pre-tax net operating income$2,373,0001,772
Securities gains (losses)$03,413
Applicable income taxes$712,0001,684
Income before extraordinary items$1,661,0001,897
Extraordinary gains, net$021
Net income$1,661,0001,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,908,000272
Cash dividends$23,160,000123
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,661,0001,849
2004-03-31 (YTD Data)Rank
Total interest income$6,640,0001,048
Total interest expense$2,131,000945
Net interest income$4,509,0001,095
Provision for loan and lease losses$250,000948
Total noninterest income$903,0001,364
Gross Fiduciary activities income$190,000444
Service charges on deposit accounts$514,000820
Trading account gains and fees$0121
Additional Noninterest Income$199,0002,487
Total noninterest expense$2,767,0001,471
Salaries and employee benefits$1,654,0001,338
Premises and equipment expense$320,0001,818
Additional noninterest expense$793,0001,518
Pre-tax net operating income$2,395,000900
Securities gains (losses)$02,934
Applicable income taxes$825,000872
Income before extraordinary items$1,570,0001,054
Extraordinary gains, net$016
Net income$1,570,0001,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,500,000210
Cash dividends$20,790,00068
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,570,000988
2003-12-31 (YTD Data)Rank
Total interest income$27,006,0001,044
Total interest expense$9,403,000957
Net interest income$17,603,0001,097
Provision for loan and lease losses$1,030,0001,147
Total noninterest income$4,039,0001,326
Gross Fiduciary activities income$582,000512
Service charges on deposit accounts$2,202,000782
Trading account gains and fees$0160
Additional Noninterest Income$1,255,0002,055
Total noninterest expense$11,975,0001,345
Salaries and employee benefits$6,655,0001,288
Premises and equipment expense$1,318,0001,718
Additional noninterest expense$4,002,0001,242
Pre-tax net operating income$8,637,000972
Securities gains (losses)$5,0003,903
Applicable income taxes$2,997,000923
Income before extraordinary items$5,645,0001,134
Extraordinary gains, net$054
Net income$5,645,0001,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0002,058
Cash dividends$4,962,000660
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,641,7501,074
2003-09-30 (YTD Data)Rank
Total interest income$20,437,0001,052
Total interest expense$7,368,000946
Net interest income$13,069,0001,128
Provision for loan and lease losses$430,0001,923
Total noninterest income$3,045,0001,354
Gross Fiduciary activities income$440,000519
Service charges on deposit accounts$1,650,000790
Trading account gains and fees$0153
Additional Noninterest Income$955,0002,121
Total noninterest expense$8,991,0001,356
Salaries and employee benefits$5,086,0001,276
Premises and equipment expense$986,0001,738
Additional noninterest expense$2,919,0001,280
Pre-tax net operating income$6,693,000978
Securities gains (losses)$04,204
Applicable income taxes$2,344,000935
Income before extraordinary items$4,349,0001,149
Extraordinary gains, net$040
Net income$4,349,0001,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,553
Cash dividends$2,631,000815
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,349,0001,083
2003-06-30 (YTD Data)Rank
Total interest income$13,949,0001,041
Total interest expense$5,227,000916
Net interest income$8,722,0001,123
Provision for loan and lease losses$280,0001,947
Total noninterest income$2,013,0001,365
Gross Fiduciary activities income$270,000545
Service charges on deposit accounts$1,084,000796
Trading account gains and fees$0150
Additional Noninterest Income$659,0002,058
Total noninterest expense$5,888,0001,370
Salaries and employee benefits$3,416,0001,266
Premises and equipment expense$656,0001,734
Additional noninterest expense$1,816,0001,360
Pre-tax net operating income$4,567,000958
Securities gains (losses)$03,782
Applicable income taxes$1,613,000932
Income before extraordinary items$2,954,0001,143
Extraordinary gains, net$030
Net income$2,954,0001,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0001,717
Cash dividends$2,631,000586
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,954,0001,057
2003-03-31 (YTD Data)Rank
Total interest income$7,035,0001,044
Total interest expense$2,705,000904
Net interest income$4,330,0001,130
Provision for loan and lease losses$130,0001,956
Total noninterest income$925,0001,412
Gross Fiduciary activities income$126,000576
Service charges on deposit accounts$514,000806
Trading account gains and fees$0134
Additional Noninterest Income$285,0002,182
Total noninterest expense$2,894,0001,386
Salaries and employee benefits$1,709,0001,259
Premises and equipment expense$340,0001,680
Additional noninterest expense$845,0001,422
Pre-tax net operating income$2,231,000990
Securities gains (losses)$02,891
Applicable income taxes$814,000944
Income before extraordinary items$1,417,0001,173
Extraordinary gains, net$021
Net income$1,417,0001,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,000771
Cash dividends$300,0001,748
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,417,0001,084
2002-12-31 (YTD Data)Rank
Total interest income$30,932,000982
Total interest expense$12,025,000930
Net interest income$18,907,0001,026
Provision for loan and lease losses$300,0003,409
Total noninterest income$3,774,0001,312
Gross Fiduciary activities income$548,000546
Service charges on deposit accounts$2,074,000777
Trading account gains and fees$0153
Additional Noninterest Income$1,152,0001,988
Total noninterest expense$10,841,0001,416
Salaries and employee benefits$6,525,0001,239
Premises and equipment expense$1,230,0001,806
Additional noninterest expense$3,086,0001,536
Pre-tax net operating income$11,540,000754
Securities gains (losses)$8,0003,732
Applicable income taxes$3,879,000745
Income before extraordinary items$7,669,000828
Extraordinary gains, net$070
Net income$7,669,000827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,0001,862
Cash dividends$8,765,000398
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,663,720796
2001-12-31 (YTD Data)Rank
Total interest income$36,690,000930
Total interest expense$18,667,000878
Net interest income$18,023,0001,004
Provision for loan and lease losses$100,0005,578
Total noninterest income$3,234,0001,397
Gross Fiduciary activities income$690,000501
Service charges on deposit accounts$1,637,000900
Trading account gains and fees$0177
Additional Noninterest Income$907,0002,191
Total noninterest expense$10,005,0001,470
Salaries and employee benefits$6,146,0001,209
Premises and equipment expense$1,251,0001,730
Additional noninterest expense$2,608,0001,757
Pre-tax net operating income$11,152,000696
Securities gains (losses)$700,000500
Applicable income taxes$3,927,000660
Income before extraordinary items$7,925,000711
Extraordinary gains, net$0105
Net income$7,925,000712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$967,000964
Cash dividends$4,464,000677
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,456,000720
2000-12-31 (YTD Data)Rank
Total interest income$37,206,000952
Total interest expense$19,219,000930
Net interest income$17,987,000960
Provision for loan and lease losses$08,337
Total noninterest income$3,131,0001,304
Gross Fiduciary activities income$741,000490
Service charges on deposit accounts$1,395,000965
Trading account gains and fees$0180
Additional Noninterest Income$995,0001,866
Total noninterest expense$9,531,0001,458
Salaries and employee benefits$5,894,0001,198
Premises and equipment expense$1,131,0001,850
Additional noninterest expense$2,506,0001,767
Pre-tax net operating income$11,587,000691
Securities gains (losses)$01,956
Applicable income taxes$3,556,000712
Income before extraordinary items$8,031,000682
Extraordinary gains, net$038
Net income$8,031,000682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$679,000996
Cash dividends$4,019,000745
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,031,000680
1999-12-31 (YTD Data)Rank
Total interest income$32,777,0001,008
Total interest expense$15,005,0001,021
Net interest income$17,772,000990
Provision for loan and lease losses$08,503
Total noninterest income$3,501,0001,188
Gross Fiduciary activities income$736,000532
Service charges on deposit accounts$1,181,0001,127
Trading account gains and fees$0173
Additional Noninterest Income$1,584,0001,350
Total noninterest expense$9,626,0001,436
Salaries and employee benefits$5,999,0001,149
Premises and equipment expense$1,233,0001,653
Additional noninterest expense$2,394,0001,838
Pre-tax net operating income$11,647,000719
Securities gains (losses)$03,155
Applicable income taxes$3,666,000749
Income before extraordinary items$7,981,000739
Extraordinary gains, net$035
Net income$7,981,000739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,347
Cash dividends$3,345,000890
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,981,000722
1998-12-31 (YTD Data)Rank
Total interest income$34,204,000964
Total interest expense$16,896,000934
Net interest income$17,308,000972
Provision for loan and lease losses$10,0008,212
Total noninterest income$2,936,0001,371
Gross Fiduciary activities income$665,000551
Service charges on deposit accounts$1,091,0001,157
Trading account gains and fees$0224
Additional Noninterest Income$1,180,0001,647
Total noninterest expense$9,464,0001,391
Salaries and employee benefits$5,793,0001,128
Premises and equipment expense$1,173,0001,683
Additional noninterest expense$2,498,0001,709
Pre-tax net operating income$10,770,000733
Securities gains (losses)$04,449
Applicable income taxes$3,365,000791
Income before extraordinary items$7,405,000753
Extraordinary gains, net$032
Net income$7,405,000753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,302
Cash dividends$2,677,0001,071
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,405,000729
1997-12-31 (YTD Data)Rank
Total interest income$24,817,0001,337
Total interest expense$11,448,0001,376
Net interest income$13,369,0001,296
Provision for loan and lease losses$400,0002,088
Total noninterest income$2,138,0001,676
Gross Fiduciary activities income$625,000589
Service charges on deposit accounts$1,110,0001,129
Trading account gains and fees$0239
Additional Noninterest Income$403,0003,265
Total noninterest expense$6,483,0001,994
Salaries and employee benefits$4,080,0001,602
Premises and equipment expense$751,0002,571
Additional noninterest expense$1,652,0002,494
Pre-tax net operating income$8,624,000942
Securities gains (losses)$03,944
Applicable income taxes$2,622,0001,052
Income before extraordinary items$6,002,000921
Extraordinary gains, net$044
Net income$6,002,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-118,00010,741
Cash dividends$1,598,0001,550
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,002,000894
1996-12-31 (YTD Data)Rank
Total interest income$23,167,0001,457
Total interest expense$10,530,0001,521
Net interest income$12,637,0001,418
Provision for loan and lease losses$950,0001,067
Total noninterest income$2,339,0001,621
Gross Fiduciary activities income$523,000691
Service charges on deposit accounts$1,136,0001,168
Trading account gains and fees$0262
Additional Noninterest Income$680,0002,357
Total noninterest expense$6,692,0002,078
Salaries and employee benefits$4,044,0001,644
Premises and equipment expense$837,0002,350
Additional noninterest expense$1,811,0002,678
Pre-tax net operating income$7,334,0001,029
Securities gains (losses)$04,148
Applicable income taxes$2,079,0001,186
Income before extraordinary items$5,255,000995
Extraordinary gains, net$053
Net income$5,255,000996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$820,0001,009
Cash dividends$1,332,0001,736
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,255,000980
1995-12-31 (YTD Data)Rank
Total interest income$22,588,0001,511
Total interest expense$10,328,0001,551
Net interest income$12,260,0001,469
Provision for loan and lease losses$1,200,000822
Total noninterest income$2,110,0001,755
Gross Fiduciary activities income$462,000764
Service charges on deposit accounts$1,218,0001,092
Trading account gains and fees$0522
Additional Noninterest Income$430,0003,170
Total noninterest expense$7,103,0001,945
Salaries and employee benefits$4,098,0001,617
Premises and equipment expense$861,0002,323
Additional noninterest expense$2,144,0002,271
Pre-tax net operating income$6,067,0001,258
Securities gains (losses)$03,831
Applicable income taxes$1,765,0001,419
Income before extraordinary items$4,302,0001,234
Extraordinary gains, net$065
Net income$4,302,0001,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$764,0001,062
Cash dividends$638,0002,815
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,302,0001,207
1994-12-31 (YTD Data)Rank
Total interest income$19,473,0001,590
Total interest expense$7,783,0001,618
Net interest income$11,690,0001,542
Provision for loan and lease losses$1,200,000820
Total noninterest income$2,139,0001,760
Gross Fiduciary activities income$552,000706
Service charges on deposit accounts$1,243,0001,069
Trading account gains and fees$0475
Additional Noninterest Income$344,0003,752
Total noninterest expense$7,338,0001,954
Salaries and employee benefits$3,954,0001,697
Premises and equipment expense$810,0002,504
Additional noninterest expense$2,574,0002,088
Pre-tax net operating income$5,291,0001,391
Securities gains (losses)$03,600
Applicable income taxes$1,391,0001,660
Income before extraordinary items$3,900,0001,290
Extraordinary gains, net$0249
Net income$3,900,0001,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,025,000850
Cash dividends$1,000,0001,879
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,900,0001,302
1993-12-31 (YTD Data)Rank
Total interest income$17,809,0001,757
Total interest expense$7,304,0001,793
Net interest income$10,505,0001,727
Provision for loan and lease losses$1,100,0001,211
Total noninterest income$2,234,0001,820
Gross Fiduciary activities income$607,000696
Service charges on deposit accounts$1,418,000934
Trading account gains and fees$0532
Additional Noninterest Income$209,0005,530
Total noninterest expense$6,935,0002,111
Salaries and employee benefits$3,826,0001,751
Premises and equipment expense$944,0002,178
Additional noninterest expense$2,165,0002,555
Pre-tax net operating income$4,704,0001,492
Securities gains (losses)$52,0003,344
Applicable income taxes$1,105,0002,060
Income before extraordinary items$3,651,0001,394
Extraordinary gains, net$03,149
Net income$3,651,0001,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,763
Cash dividends$866,0002,004
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,610,9601,327
1992-12-31 (YTD Data)Rank
Total interest income$19,595,0001,813
Total interest expense$9,004,0001,884
Net interest income$10,591,0001,734
Provision for loan and lease losses$1,200,0001,633
Total noninterest income$2,340,0001,742
Gross Fiduciary activities income$638,000684
Service charges on deposit accounts$1,489,000880
Trading account gains and fees$0504
Additional Noninterest Income$213,0005,460
Total noninterest expense$7,229,0002,039
Salaries and employee benefits$3,706,0001,795
Premises and equipment expense$1,015,0002,065
Additional noninterest expense$2,508,0002,315
Pre-tax net operating income$4,502,0001,416
Securities gains (losses)$08,369
Applicable income taxes$977,0002,151
Income before extraordinary items$3,525,0001,327
Extraordinary gains, net$01,422
Net income$3,525,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$909,0001,659
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,525,0001,223

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.