Home > NorCrown Bank > Income and Expense
NorCrown Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,320,000 | 915 |
| Total interest expense | $2,350,000 | 998 |
| Net interest income | $5,970,000 | 870 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $616,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $164,000 | 2,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $452,000 | 1,425 |
| Total noninterest expense | $4,240,000 | 980 |
| Salaries and employee benefits | $1,736,000 | 1,327 |
| Premises and equipment expense | $814,000 | 733 |
| Additional noninterest expense | $1,690,000 | 754 |
| Pre-tax net operating income | $2,346,000 | 999 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $985,000 | 773 |
| Income before extraordinary items | $1,361,000 | 1,275 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,361,000 | 1,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,600 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,361,000 | 1,248 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $34,847,000 | 802 |
| Total interest expense | $8,852,000 | 917 |
| Net interest income | $25,995,000 | 752 |
| Provision for loan and lease losses | $400,000 | 2,359 |
| Total noninterest income | $1,092,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $726,000 | 2,310 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $366,000 | 3,882 |
| Total noninterest expense | $18,018,000 | 907 |
| Salaries and employee benefits | $7,584,000 | 1,132 |
| Premises and equipment expense | $3,257,000 | 710 |
| Additional noninterest expense | $7,177,000 | 722 |
| Pre-tax net operating income | $8,669,000 | 1,005 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,400,000 | 818 |
| Income before extraordinary items | $5,269,000 | 1,239 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,269,000 | 1,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,875 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,269,000 | 1,207 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $26,333,000 | 798 |
| Total interest expense | $6,545,000 | 907 |
| Net interest income | $19,788,000 | 735 |
| Provision for loan and lease losses | $400,000 | 1,766 |
| Total noninterest income | $869,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $557,000 | 2,288 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $312,000 | 3,661 |
| Total noninterest expense | $12,941,000 | 945 |
| Salaries and employee benefits | $5,659,000 | 1,139 |
| Premises and equipment expense | $2,451,000 | 709 |
| Additional noninterest expense | $4,831,000 | 778 |
| Pre-tax net operating income | $7,316,000 | 909 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,872,000 | 745 |
| Income before extraordinary items | $4,444,000 | 1,108 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,444,000 | 1,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,147 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,444,000 | 1,074 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $17,754,000 | 783 |
| Total interest expense | $4,555,000 | 852 |
| Net interest income | $13,199,000 | 720 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $542,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $367,000 | 2,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $175,000 | 4,019 |
| Total noninterest expense | $8,649,000 | 935 |
| Salaries and employee benefits | $3,601,000 | 1,212 |
| Premises and equipment expense | $1,653,000 | 703 |
| Additional noninterest expense | $3,395,000 | 746 |
| Pre-tax net operating income | $4,792,000 | 911 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,840,000 | 767 |
| Income before extraordinary items | $2,952,000 | 1,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,952,000 | 1,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,841 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,952,000 | 1,072 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,793,000 | 809 |
| Total interest expense | $2,376,000 | 841 |
| Net interest income | $6,417,000 | 760 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $275,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $190,000 | 2,180 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $85,000 | 4,044 |
| Total noninterest expense | $4,120,000 | 995 |
| Salaries and employee benefits | $1,814,000 | 1,215 |
| Premises and equipment expense | $827,000 | 720 |
| Additional noninterest expense | $1,479,000 | 831 |
| Pre-tax net operating income | $2,422,000 | 889 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $908,000 | 791 |
| Income before extraordinary items | $1,514,000 | 1,082 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,514,000 | 1,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,115 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,514,000 | 1,020 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $35,292,000 | 807 |
| Total interest expense | $10,412,000 | 853 |
| Net interest income | $24,880,000 | 767 |
| Provision for loan and lease losses | $1,625,000 | 769 |
| Total noninterest income | $990,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $701,000 | 2,348 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $289,000 | 4,583 |
| Total noninterest expense | $15,470,000 | 1,048 |
| Salaries and employee benefits | $6,715,000 | 1,273 |
| Premises and equipment expense | $2,940,000 | 771 |
| Additional noninterest expense | $5,815,000 | 884 |
| Pre-tax net operating income | $8,775,000 | 959 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,413,000 | 837 |
| Income before extraordinary items | $5,362,000 | 1,198 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,362,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 1,834 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,362,000 | 1,133 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $26,104,000 | 837 |
| Total interest expense | $7,993,000 | 864 |
| Net interest income | $18,111,000 | 806 |
| Provision for loan and lease losses | $1,000,000 | 896 |
| Total noninterest income | $740,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $513,000 | 2,415 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $227,000 | 4,546 |
| Total noninterest expense | $11,408,000 | 1,071 |
| Salaries and employee benefits | $4,635,000 | 1,401 |
| Premises and equipment expense | $2,193,000 | 784 |
| Additional noninterest expense | $4,580,000 | 852 |
| Pre-tax net operating income | $6,443,000 | 1,013 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,501,000 | 895 |
| Income before extraordinary items | $3,942,000 | 1,245 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,942,000 | 1,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,535 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,942,000 | 1,178 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,073,000 | 857 |
| Total interest expense | $5,418,000 | 881 |
| Net interest income | $11,655,000 | 835 |
| Provision for loan and lease losses | $725,000 | 853 |
| Total noninterest income | $485,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $338,000 | 2,413 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $147,000 | 4,602 |
| Total noninterest expense | $7,400,000 | 1,100 |
| Salaries and employee benefits | $3,076,000 | 1,408 |
| Premises and equipment expense | $1,442,000 | 795 |
| Additional noninterest expense | $2,882,000 | 897 |
| Pre-tax net operating income | $4,015,000 | 1,077 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,539,000 | 971 |
| Income before extraordinary items | $2,476,000 | 1,339 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,476,000 | 1,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,476,000 | 1,245 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,639,000 | 854 |
| Total interest expense | $2,733,000 | 898 |
| Net interest income | $5,906,000 | 824 |
| Provision for loan and lease losses | $250,000 | 1,115 |
| Total noninterest income | $253,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $146,000 | 2,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $107,000 | 3,805 |
| Total noninterest expense | $3,541,000 | 1,134 |
| Salaries and employee benefits | $1,523,000 | 1,418 |
| Premises and equipment expense | $708,000 | 814 |
| Additional noninterest expense | $1,310,000 | 938 |
| Pre-tax net operating income | $2,368,000 | 940 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $890,000 | 877 |
| Income before extraordinary items | $1,478,000 | 1,129 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,478,000 | 1,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,478,000 | 1,041 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $28,374,000 | 1,086 |
| Total interest expense | $10,780,000 | 1,034 |
| Net interest income | $17,594,000 | 1,091 |
| Provision for loan and lease losses | $1,438,000 | 982 |
| Total noninterest income | $915,000 | 3,670 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $577,000 | 2,639 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $338,000 | 4,010 |
| Total noninterest expense | $11,295,000 | 1,361 |
| Salaries and employee benefits | $5,218,000 | 1,554 |
| Premises and equipment expense | $2,289,000 | 959 |
| Additional noninterest expense | $3,788,000 | 1,271 |
| Pre-tax net operating income | $5,776,000 | 1,447 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,274,000 | 1,166 |
| Income before extraordinary items | $3,502,000 | 1,718 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,502,000 | 1,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $4,154,000 | 184 |
| Net operating income | $3,502,000 | 1,661 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,686,000 | 1,563 |
| Total interest expense | $10,142,000 | 1,604 |
| Net interest income | $11,544,000 | 1,543 |
| Provision for loan and lease losses | $1,018,000 | 1,224 |
| Total noninterest income | $598,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $327,000 | 3,946 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $271,000 | 4,328 |
| Total noninterest expense | $8,004,000 | 1,808 |
| Salaries and employee benefits | $3,621,000 | 2,082 |
| Premises and equipment expense | $1,629,000 | 1,313 |
| Additional noninterest expense | $2,754,000 | 1,676 |
| Pre-tax net operating income | $3,120,000 | 2,183 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $813,000 | 2,392 |
| Income before extraordinary items | $2,307,000 | 2,245 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,307,000 | 2,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,706 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $6,620,000 | 131 |
| Net operating income | $2,307,000 | 2,175 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,152,000 | 2,049 |
| Total interest expense | $7,637,000 | 2,230 |
| Net interest income | $9,515,000 | 1,855 |
| Provision for loan and lease losses | $768,000 | 1,309 |
| Total noninterest income | $612,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $397,000 | 3,266 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $215,000 | 4,635 |
| Total noninterest expense | $5,999,000 | 2,281 |
| Salaries and employee benefits | $2,493,000 | 2,837 |
| Premises and equipment expense | $1,354,000 | 1,536 |
| Additional noninterest expense | $2,152,000 | 2,014 |
| Pre-tax net operating income | $3,360,000 | 2,155 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,254,000 | 1,764 |
| Income before extraordinary items | $2,106,000 | 2,432 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,106,000 | 2,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,374 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,980,000 | 372 |
| Net operating income | $2,106,000 | 2,442 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,875,000 | 2,970 |
| Total interest expense | $4,932,000 | 2,963 |
| Net interest income | $5,943,000 | 2,954 |
| Provision for loan and lease losses | $529,000 | 1,689 |
| Total noninterest income | $340,000 | 6,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 4,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,517 |
| Total noninterest expense | $4,224,000 | 3,156 |
| Salaries and employee benefits | $1,952,000 | 3,523 |
| Premises and equipment expense | $882,000 | 2,302 |
| Additional noninterest expense | $1,390,000 | 3,054 |
| Pre-tax net operating income | $1,530,000 | 4,037 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $611,000 | 3,183 |
| Income before extraordinary items | $919,000 | 4,685 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $919,000 | 4,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,910 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $5,610,000 | 219 |
| Net operating income | $919,000 | 4,644 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 4,793 |
| Total interest expense | $2,856,000 | 4,892 |
| Net interest income | $3,495,000 | 4,609 |
| Provision for loan and lease losses | $370,000 | 2,196 |
| Total noninterest income | $228,000 | 7,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 5,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,189 |
| Total noninterest expense | $2,429,000 | 4,871 |
| Salaries and employee benefits | $1,034,000 | 5,646 |
| Premises and equipment expense | $399,000 | 4,422 |
| Additional noninterest expense | $996,000 | 3,979 |
| Pre-tax net operating income | $924,000 | 5,652 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $355,000 | 4,722 |
| Income before extraordinary items | $569,000 | 6,214 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $569,000 | 6,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,595 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 377 |
| Net operating income | $569,000 | 6,100 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,817,000 | 6,825 |
| Total interest expense | $1,333,000 | 7,768 |
| Net interest income | $2,484,000 | 6,076 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $138,000 | 8,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,483 |
| Total noninterest expense | $1,583,000 | 6,567 |
| Salaries and employee benefits | $681,000 | 7,433 |
| Premises and equipment expense | $235,000 | 6,280 |
| Additional noninterest expense | $667,000 | 5,412 |
| Pre-tax net operating income | $904,000 | 6,134 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $200,000 | 6,869 |
| Income before extraordinary items | $704,000 | 5,884 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $704,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,930,000 | 382 |
| Net operating income | $704,000 | 5,843 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 10,271 |
| Total interest expense | $466,000 | 10,698 |
| Net interest income | $917,000 | 9,792 |
| Provision for loan and lease losses | $350,000 | 2,313 |
| Total noninterest income | $70,000 | 10,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 9,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,213 |
| Total noninterest expense | $912,000 | 9,022 |
| Salaries and employee benefits | $334,000 | 10,083 |
| Premises and equipment expense | $111,000 | 8,998 |
| Additional noninterest expense | $467,000 | 7,329 |
| Pre-tax net operating income | $-275,000 | 11,121 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-275,000 | 11,162 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-275,000 | 11,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,405 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-275,000 | 11,127 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 10,665 |
| Total interest expense | $527,000 | 10,926 |
| Net interest income | $888,000 | 10,289 |
| Provision for loan and lease losses | $146,000 | 3,710 |
| Total noninterest income | $328,000 | 6,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 3,943 |
| Total noninterest expense | $1,471,000 | 7,355 |
| Salaries and employee benefits | $488,000 | 9,220 |
| Premises and equipment expense | $198,000 | 7,235 |
| Additional noninterest expense | $785,000 | 5,333 |
| Pre-tax net operating income | $-401,000 | 11,767 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-401,000 | 11,775 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-401,000 | 11,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,295 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 374 |
| Net operating income | $-401,000 | 11,767 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 11,404 |
| Total interest expense | $325,000 | 11,928 |
| Net interest income | $846,000 | 10,896 |
| Provision for loan and lease losses | $-42,000 | 11,956 |
| Total noninterest income | $497,000 | 5,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 10,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $477,000 | 3,038 |
| Total noninterest expense | $1,455,000 | 7,749 |
| Salaries and employee benefits | $417,000 | 10,132 |
| Premises and equipment expense | $234,000 | 6,793 |
| Additional noninterest expense | $804,000 | 5,689 |
| Pre-tax net operating income | $-70,000 | 12,181 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-70,000 | 12,130 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-70,000 | 12,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 515 |
| Net operating income | $-70,000 | 12,144 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 11,724 |
| Total interest expense | $327,000 | 12,548 |
| Net interest income | $955,000 | 10,939 |
| Provision for loan and lease losses | $277,000 | 3,186 |
| Total noninterest income | $62,000 | 12,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 10,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $1,180,000 | 8,969 |
| Salaries and employee benefits | $410,000 | 10,534 |
| Premises and equipment expense | $197,000 | 7,746 |
| Additional noninterest expense | $573,000 | 7,573 |
| Pre-tax net operating income | $-440,000 | 12,828 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-402,000 | 12,866 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-402,000 | 12,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 2,223 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-440,000 | 12,814 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 11,747 |
| Total interest expense | $568,000 | 12,447 |
| Net interest income | $1,023,000 | 11,016 |
| Provision for loan and lease losses | $168,000 | 5,780 |
| Total noninterest income | $66,000 | 12,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $1,090,000 | 9,565 |
| Salaries and employee benefits | $447,000 | 10,340 |
| Premises and equipment expense | $199,000 | 7,855 |
| Additional noninterest expense | $444,000 | 9,041 |
| Pre-tax net operating income | $-169,000 | 13,045 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-169,000 | 13,145 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-169,000 | 13,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 5,426 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-169,000 | 13,015 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.