Home > NorCen Bank > Income and Expense
NorCen Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 7,214 |
| Total interest expense | $1,582,000 | 6,641 |
| Net interest income | $2,005,000 | 7,558 |
| Provision for loan and lease losses | $-203,000 | 12,338 |
| Total noninterest income | $667,000 | 4,280 |
| Gross Fiduciary activities income | $42,000 | 1,339 |
| Service charges on deposit accounts | $90,000 | 8,368 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $535,000 | 2,830 |
| Total noninterest expense | $2,204,000 | 5,730 |
| Salaries and employee benefits | $1,147,000 | 5,463 |
| Premises and equipment expense | $368,000 | 4,905 |
| Additional noninterest expense | $689,000 | 6,399 |
| Pre-tax net operating income | $671,000 | 7,580 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $664,000 | 6,128 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $664,000 | 6,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-228,000 | 12,432 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $671,000 | 6,163 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,617,000 | 7,379 |
| Total interest expense | $1,558,000 | 7,025 |
| Net interest income | $2,059,000 | 7,512 |
| Provision for loan and lease losses | $-245,000 | 13,076 |
| Total noninterest income | $347,000 | 7,063 |
| Gross Fiduciary activities income | $50,000 | 1,337 |
| Service charges on deposit accounts | $108,000 | 8,152 |
| Trading account gains and fees | $5,000 | 460 |
| Additional Noninterest Income | $184,000 | 5,928 |
| Total noninterest expense | $2,348,000 | 5,565 |
| Salaries and employee benefits | $1,183,000 | 5,294 |
| Premises and equipment expense | $367,000 | 5,048 |
| Additional noninterest expense | $798,000 | 5,936 |
| Pre-tax net operating income | $303,000 | 10,211 |
| Securities gains (losses) | $34,000 | 3,940 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $337,000 | 9,061 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $337,000 | 9,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 12,901 |
| Cash dividends | $1,733,000 | 1,155 |
| Sale, conversion, retirement of capital stock, net | $-1,500,000 | 13,261 |
| Net operating income | $303,000 | 9,192 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,449,000 | 6,955 |
| Total interest expense | $2,068,000 | 6,954 |
| Net interest income | $2,381,000 | 6,825 |
| Provision for loan and lease losses | $188,000 | 5,392 |
| Total noninterest income | $513,000 | 5,553 |
| Gross Fiduciary activities income | $54,000 | 1,356 |
| Service charges on deposit accounts | $107,000 | 8,311 |
| Trading account gains and fees | $11,000 | 409 |
| Additional Noninterest Income | $341,000 | 4,097 |
| Total noninterest expense | $2,589,000 | 5,145 |
| Salaries and employee benefits | $1,159,000 | 5,339 |
| Premises and equipment expense | $449,000 | 4,363 |
| Additional noninterest expense | $981,000 | 5,120 |
| Pre-tax net operating income | $117,000 | 11,845 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $59,000 | 11,011 |
| Income before extraordinary items | $78,000 | 12,251 |
| Extraordinary gains, net | $45,000 | 1,023 |
| Net income | $123,000 | 11,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 4,468 |
| Cash dividends | $135,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $65,200 | 12,119 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.