| 1999-12-31 | Rank |
| # of Employees: | 165 | 1,013 |
| Assets and Liabilities |
| Total Assets: | $402,762,000 | 1,184 |
| Cash and due from depository institutions | $30,106,000 | 1,013 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $104,245,000 | 1,098 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $257,060,000 | 1,203 |
| Loan loss allowance | $4,079,000 | 959 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,354,000 | 2,583 |
| Other real estate owned | $115,000 | 1,013 |
| Goodwill and other intangibles | $1,314,000 | 1,338 |
| All other assets | $6,568,000 | 1,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $402,762,000 | 1,184 |
| Total liabilities | $374,550,000 | 1,153 |
| Total deposits | $305,773,000 | 1,209 |
| Interest-bearing deposits | $264,487,000 | 1,226 |
| Deposits held in domestic offices | $305,773,000 | 1,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $66,396,000 | 627 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,381,000 | 1,642 |
| Total equity capital | $28,212,000 | 1,573 |
| Total bank equity capital | $28,212,000 | 1,573 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,603,000 | 1,478 |
| Surplus | $14,730,000 | 1,178 |
| Undivided profits | $10,879,000 | 2,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,799,000 | 1,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 1,026 |
| Income earned, not collected on loans | $1,225,000 | 1,810 |
| Earning assets | $361,306,000 | 1,206 |
| Long-term assets (5+ years) | $108,803,000 | 887 |
| Average Assets, year-to-date | $389,155,000 | 1,162 |
| Average Assets, quarterly | $397,002,000 | 1,188 |
| Volatile liabilities | $55,191,000 | 1,527 |
| Insider loans | $4,373,000 | 1,076 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $439,000 | 974 |
| Unused loan commitments | $71,154,000 | 923 |
| Tier 1 (core) risk-based capital | $29,847,200 | 1,450 |
| Tier 2 risk-based capital | $2,938,600 | 1,228 |
| Total risk weighted assets | $233,617,200 | 1,336 |
| Total unused commitments | $71,154,000 | 924 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 166 | 1,005 |
| Assets and Liabilities |
| Total Assets: | $379,981,000 | 1,209 |
| Cash and due from depository institutions | $27,164,000 | 1,005 |
| Interest-bearing balances | $13,234,000 | 445 |
| Securities | $116,690,000 | 998 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $226,106,000 | 1,244 |
| Loan loss allowance | $3,839,000 | 995 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,546,000 | 2,287 |
| Other real estate owned | $0 | 1,005 |
| Goodwill and other intangibles | $1,209,000 | 1,312 |
| All other assets | $5,266,000 | 1,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $379,981,000 | 1,209 |
| Total liabilities | $352,069,000 | 1,184 |
| Total deposits | $311,953,000 | 1,174 |
| Interest-bearing deposits | $267,209,000 | 1,190 |
| Deposits held in domestic offices | $311,953,000 | 1,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $37,672,000 | 716 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,444,000 | 1,680 |
| Total equity capital | $27,912,000 | 1,594 |
| Total bank equity capital | $27,912,000 | 1,594 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,603,000 | 1,428 |
| Surplus | $14,730,000 | 1,120 |
| Undivided profits | $10,579,000 | 2,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,696,000 | 969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 1,303 |
| Income earned, not collected on loans | $1,125,000 | 1,955 |
| Earning assets | $356,030,000 | 1,189 |
| Long-term assets (5+ years) | $113,807,000 | 791 |
| Average Assets, year-to-date | $361,396,400 | 1,208 |
| Average Assets, quarterly | $375,090,500 | 1,202 |
| Volatile liabilities | $29,327,000 | 2,185 |
| Insider loans | $3,519,000 | 1,228 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $4,283,000 | 575 |
| Unused loan commitments | $91,678,000 | 756 |
| Tier 1 (core) risk-based capital | $26,871,200 | 1,567 |
| Tier 2 risk-based capital | $2,701,900 | 1,246 |
| Total risk weighted assets | $214,684,500 | 1,336 |
| Total unused commitments | $91,678,000 | 762 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 161 | 1,079 |
| Assets and Liabilities |
| Total Assets: | $336,566,000 | 1,372 |
| Cash and due from depository institutions | $22,762,000 | 1,079 |
| Interest-bearing balances | $4,026,000 | 1,092 |
| Securities | $84,005,000 | 1,373 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $220,372,000 | 1,313 |
| Loan loss allowance | $3,537,000 | 1,085 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,706,000 | 2,121 |
| Other real estate owned | $211,000 | 1,079 |
| Goodwill and other intangibles | $683,000 | 1,562 |
| All other assets | $4,827,000 | 1,589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $336,566,000 | 1,372 |
| Total liabilities | $311,307,000 | 1,340 |
| Total deposits | $285,666,000 | 1,300 |
| Interest-bearing deposits | $248,596,000 | 1,300 |
| Deposits held in domestic offices | $285,666,000 | 1,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $23,164,000 | 879 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,477,000 | 1,702 |
| Total equity capital | $25,259,000 | 1,770 |
| Total bank equity capital | $25,259,000 | 1,770 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,696,000 | 1,380 |
| Surplus | $15,360,000 | 1,072 |
| Undivided profits | $7,203,000 | 3,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,233,000 | 879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 1,383 |
| Income earned, not collected on loans | $1,316,000 | 1,690 |
| Earning assets | $308,403,000 | 1,367 |
| Long-term assets (5+ years) | $75,986,000 | 977 |
| Average Assets, year-to-date | $321,193,800 | 1,367 |
| Average Assets, quarterly | $333,392,000 | 1,362 |
| Volatile liabilities | $29,105,000 | 2,194 |
| Insider loans | $3,921,000 | 1,062 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,382,000 | 710 |
| Unused loan commitments | $56,460,000 | 989 |
| Tier 1 (core) risk-based capital | $24,357,300 | 1,745 |
| Tier 2 risk-based capital | $2,580,710 | 1,223 |
| Total risk weighted assets | $205,280,410 | 1,378 |
| Total unused commitments | $56,460,000 | 995 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 154 | 1,201 |
| Assets and Liabilities |
| Total Assets: | $305,345,000 | 1,546 |
| Cash and due from depository institutions | $23,990,000 | 1,201 |
| Interest-bearing balances | $6,138,000 | 612 |
| Securities | $63,761,000 | 1,904 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $207,817,000 | 1,422 |
| Loan loss allowance | $3,412,000 | 1,196 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,105,000 | 1,929 |
| Other real estate owned | $496,000 | 1,201 |
| Goodwill and other intangibles | $811,000 | 1,396 |
| All other assets | $4,365,000 | 1,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,345,000 | 1,546 |
| Total liabilities | $282,780,000 | 1,512 |
| Total deposits | $266,161,000 | 1,442 |
| Interest-bearing deposits | $230,148,000 | 1,453 |
| Deposits held in domestic offices | $266,161,000 | 1,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $14,634,000 | 1,093 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,985,000 | 2,043 |
| Total equity capital | $22,565,000 | 1,984 |
| Total bank equity capital | $22,565,000 | 1,984 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,681,000 | 1,441 |
| Surplus | $15,266,000 | 1,128 |
| Undivided profits | $4,618,000 | 4,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,261,000 | 811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 1,205 |
| Income earned, not collected on loans | $1,201,000 | 1,835 |
| Earning assets | $277,716,000 | 1,557 |
| Long-term assets (5+ years) | $57,964,000 | 1,142 |
| Average Assets, year-to-date | $287,540,400 | 1,571 |
| Average Assets, quarterly | $302,356,000 | 1,540 |
| Volatile liabilities | $19,292,000 | 2,986 |
| Insider loans | $4,118,000 | 1,047 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $910,000 | 778 |
| Unused loan commitments | $51,327,000 | 1,031 |
| Tier 1 (core) risk-based capital | $21,678,000 | 1,992 |
| Tier 2 risk-based capital | $2,318,960 | 1,385 |
| Total risk weighted assets | $184,423,560 | 1,561 |
| Total unused commitments | $51,327,000 | 1,036 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 150 | 1,272 |
| Assets and Liabilities |
| Total Assets: | $269,176,000 | 1,748 |
| Cash and due from depository institutions | $24,581,000 | 1,272 |
| Interest-bearing balances | $4,168,000 | 1,113 |
| Securities | $40,206,000 | 3,135 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $194,249,000 | 1,490 |
| Loan loss allowance | $3,553,000 | 1,206 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,269,000 | 1,788 |
| Other real estate owned | $1,315,000 | 1,272 |
| Goodwill and other intangibles | $976,000 | 1,188 |
| All other assets | $3,580,000 | 2,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,176,000 | 1,748 |
| Total liabilities | $249,019,000 | 1,709 |
| Total deposits | $247,067,000 | 1,579 |
| Interest-bearing deposits | $215,918,000 | 1,576 |
| Deposits held in domestic offices | $247,067,000 | 1,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $131,000 | 4,252 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,821,000 | 2,271 |
| Total equity capital | $20,157,000 | 2,213 |
| Total bank equity capital | $20,157,000 | 2,213 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,657,000 | 1,476 |
| Surplus | $15,142,000 | 1,139 |
| Undivided profits | $2,358,000 | 6,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,519,000 | 821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,165,000 | 1,948 |
| Earning assets | $238,623,000 | 1,803 |
| Long-term assets (5+ years) | $41,141,000 | 1,398 |
| Average Assets, year-to-date | $258,788,000 | 1,741 |
| Average Assets, quarterly | $265,069,500 | 1,763 |
| Volatile liabilities | $10,623,000 | 4,387 |
| Insider loans | $2,963,000 | 1,462 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $596,000 | 961 |
| Unused loan commitments | $41,295,000 | 1,177 |
| Tier 1 (core) risk-based capital | $18,935,000 | 2,254 |
| Tier 2 risk-based capital | $2,105,140 | 1,508 |
| Total risk weighted assets | $166,963,640 | 1,700 |
| Total unused commitments | $41,295,000 | 1,186 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 150 | 1,328 |
| Assets and Liabilities |
| Total Assets: | $252,567,000 | 1,827 |
| Cash and due from depository institutions | $16,770,000 | 1,328 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $38,859,000 | 3,378 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $186,173,000 | 1,515 |
| Loan loss allowance | $3,965,000 | 1,092 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,065,000 | 1,846 |
| Other real estate owned | $2,340,000 | 1,328 |
| Goodwill and other intangibles | $1,349,000 | 945 |
| All other assets | $3,011,000 | 2,657 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,567,000 | 1,827 |
| Total liabilities | $234,939,000 | 1,789 |
| Total deposits | $225,758,000 | 1,683 |
| Interest-bearing deposits | $202,386,000 | 1,634 |
| Deposits held in domestic offices | $225,758,000 | 1,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,483,000 | 1,446 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,698,000 | 2,041 |
| Total equity capital | $17,628,000 | 2,307 |
| Total bank equity capital | $17,628,000 | 2,307 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,625,000 | 1,515 |
| Surplus | $14,887,000 | 1,083 |
| Undivided profits | $116,000 | 11,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,540,000 | 851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $257,000 | 437 |
| Income earned, not collected on loans | $1,008,000 | 1,962 |
| Earning assets | $225,032,000 | 1,860 |
| Long-term assets (5+ years) | $39,669,000 | 1,440 |
| Average Assets, year-to-date | $228,129,400 | 1,956 |
| Average Assets, quarterly | $248,177,500 | 1,843 |
| Volatile liabilities | $12,845,000 | 3,613 |
| Insider loans | $1,720,000 | 2,377 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $28,793,000 | 1,471 |
| Tier 1 (core) risk-based capital | $16,440,000 | 2,512 |
| Tier 2 risk-based capital | $1,903,180 | 1,656 |
| Total risk weighted assets | $150,192,180 | 1,850 |
| Total unused commitments | $28,793,000 | 1,481 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 124 | 1,684 |
| Assets and Liabilities |
| Total Assets: | $202,244,000 | 2,307 |
| Cash and due from depository institutions | $7,386,000 | 1,684 |
| Interest-bearing balances | $5,000 | 7,519 |
| Securities | $41,111,000 | 3,386 |
| Federal funds sold & reverse repurchase agreements | $4,730,000 | 2,962 |
| Net loans & leases | $139,544,000 | 1,959 |
| Loan loss allowance | $3,769,000 | 1,220 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,136,000 | 1,755 |
| Other real estate owned | $3,154,000 | 1,684 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,183,000 | 3,231 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,244,000 | 2,307 |
| Total liabilities | $185,469,000 | 2,299 |
| Total deposits | $176,324,000 | 2,259 |
| Interest-bearing deposits | $159,878,000 | 2,151 |
| Deposits held in domestic offices | $176,324,000 | 2,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,722,000 | 1,223 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,423,000 | 2,378 |
| Total equity capital | $16,775,000 | 2,403 |
| Total bank equity capital | $16,775,000 | 2,403 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $13,120,000 | 313 |
| Surplus | $4,387,000 | 3,029 |
| Undivided profits | $-732,000 | 12,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,596,000 | 1,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $598,000 | 3,054 |
| Earning assets | $185,390,000 | 2,295 |
| Long-term assets (5+ years) | $43,576,000 | 1,366 |
| Average Assets, year-to-date | $202,900,400 | 2,218 |
| Average Assets, quarterly | $201,641,500 | 2,288 |
| Volatile liabilities | $10,924,000 | 3,851 |
| Insider loans | $1,552,000 | 2,596 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,825,000 | 1,672 |
| Tier 1 (core) risk-based capital | $16,445,000 | 2,385 |
| Tier 2 risk-based capital | $1,472,800 | 2,058 |
| Total risk weighted assets | $115,528,100 | 2,283 |
| Total unused commitments | $23,825,000 | 1,694 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 136 | 1,582 |
| Assets and Liabilities |
| Total Assets: | $205,356,000 | 2,306 |
| Cash and due from depository institutions | $9,028,000 | 1,582 |
| Interest-bearing balances | $1,000 | 8,028 |
| Securities | $45,000,000 | 3,028 |
| Federal funds sold & reverse repurchase agreements | $1,355,000 | 7,833 |
| Net loans & leases | $139,696,000 | 1,995 |
| Loan loss allowance | $4,901,000 | 1,012 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,462,000 | 1,649 |
| Other real estate owned | $3,657,000 | 1,582 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,158,000 | 3,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,356,000 | 2,306 |
| Total liabilities | $189,998,000 | 2,282 |
| Total deposits | $180,701,000 | 2,287 |
| Interest-bearing deposits | $167,126,000 | 2,164 |
| Deposits held in domestic offices | $180,701,000 | 2,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,759,000 | 1,086 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,538,000 | 2,315 |
| Total equity capital | $15,358,000 | 2,499 |
| Total bank equity capital | $15,358,000 | 2,499 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $13,120,000 | 306 |
| Surplus | $4,383,000 | 2,917 |
| Undivided profits | $-2,145,000 | 13,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $6,047,000 | 990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $690,000 | 2,888 |
| Earning assets | $186,052,000 | 2,314 |
| Long-term assets (5+ years) | $49,423,000 | 1,185 |
| Average Assets, year-to-date | $210,543,400 | 2,189 |
| Average Assets, quarterly | $206,753,500 | 2,274 |
| Volatile liabilities | $12,787,000 | 3,400 |
| Insider loans | $181,000 | 4,201 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $14,553,000 | 2,256 |
| Tier 1 (core) risk-based capital | $15,358,000 | 2,436 |
| Tier 2 risk-based capital | $1,550,270 | 2,001 |
| Total risk weighted assets | $120,349,870 | 2,267 |
| Total unused commitments | $14,553,000 | 2,274 |
| Derivatives | $0 | 651 |
