| 2005-12-31 | Rank |
| # of Employees: | 204 | 791 |
| Assets and Liabilities |
| Total Assets: | $1,092,380,000 | 583 |
| Cash and due from depository institutions | $40,656,000 | 791 |
| Interest-bearing balances | $200,000 | 4,241 |
| Securities | $115,505,000 | 1,093 |
| Federal funds sold & reverse repurchase agreements | $48,000,000 | 271 |
| Net loans & leases | $805,457,000 | 549 |
| Loan loss allowance | $6,303,000 | 778 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $21,783,000 | 418 |
| Other real estate owned | $0 | 791 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $60,979,000 | 361 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,092,380,000 | 583 |
| Total liabilities | $946,140,000 | 601 |
| Total deposits | $926,065,000 | 524 |
| Interest-bearing deposits | $722,031,000 | 563 |
| Deposits held in domestic offices | $926,065,000 | 523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,910,000 | 1,100 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,277,000 | 4,158 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,888,000 | 888 |
| Total equity capital | $146,240,000 | 452 |
| Total bank equity capital | $146,240,000 | 452 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $700,000 | 3,604 |
| Surplus | $77,268,000 | 405 |
| Undivided profits | $68,272,000 | 506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,614,000 | 1,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,361,000 | 595 |
| Earning assets | $969,162,000 | 592 |
| Long-term assets (5+ years) | $80,283,000 | 1,213 |
| Average Assets, year-to-date | $1,080,922,200 | 567 |
| Average Assets, quarterly | $1,083,749,000 | 584 |
| Volatile liabilities | $74,341,000 | 1,778 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $241,249,000 | 525 |
| Tier 1 (core) risk-based capital | $97,359,000 | 585 |
| Tier 2 risk-based capital | $6,303,000 | 787 |
| Total risk weighted assets | $834,152,000 | 560 |
| Total unused commitments | $241,249,000 | 525 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank |
| # of Employees: | 208 | 770 |
| Assets and Liabilities |
| Total Assets: | $1,075,118,000 | 579 |
| Cash and due from depository institutions | $26,009,000 | 770 |
| Interest-bearing balances | $200,000 | 4,322 |
| Securities | $157,566,000 | 805 |
| Federal funds sold & reverse repurchase agreements | $37,200,000 | 357 |
| Net loans & leases | $771,549,000 | 551 |
| Loan loss allowance | $6,068,000 | 802 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $22,847,000 | 388 |
| Other real estate owned | $0 | 770 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $59,947,000 | 358 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,075,118,000 | 579 |
| Total liabilities | $933,418,000 | 603 |
| Total deposits | $913,932,000 | 519 |
| Interest-bearing deposits | $723,493,000 | 552 |
| Deposits held in domestic offices | $913,932,000 | 518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,162,000 | 1,069 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,604,000 | 4,512 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,720,000 | 884 |
| Total equity capital | $141,700,000 | 451 |
| Total bank equity capital | $141,700,000 | 451 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $700,000 | 3,591 |
| Surplus | $77,268,000 | 389 |
| Undivided profits | $63,732,000 | 529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,404,000 | 1,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,419,000 | 685 |
| Earning assets | $966,515,000 | 590 |
| Long-term assets (5+ years) | $79,628,000 | 1,212 |
| Average Assets, year-to-date | $1,078,057,750 | 563 |
| Average Assets, quarterly | $1,083,377,500 | 571 |
| Volatile liabilities | $66,908,000 | 1,863 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $292,457,000 | 442 |
| Tier 1 (core) risk-based capital | $92,235,000 | 605 |
| Tier 2 risk-based capital | $6,068,000 | 802 |
| Total risk weighted assets | $798,194,000 | 566 |
| Total unused commitments | $292,457,000 | 442 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank |
| # of Employees: | 211 | 750 |
| Assets and Liabilities |
| Total Assets: | $1,091,637,000 | 563 |
| Cash and due from depository institutions | $32,692,000 | 750 |
| Interest-bearing balances | $200,000 | 4,266 |
| Securities | $188,360,000 | 685 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,385 |
| Net loans & leases | $777,242,000 | 537 |
| Loan loss allowance | $5,855,000 | 830 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $23,192,000 | 369 |
| Other real estate owned | $0 | 750 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $61,751,000 | 342 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,091,637,000 | 563 |
| Total liabilities | $952,952,000 | 582 |
| Total deposits | $933,566,000 | 491 |
| Interest-bearing deposits | $730,774,000 | 529 |
| Deposits held in domestic offices | $933,566,000 | 489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,322,000 | 1,022 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,677,000 | 4,422 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,387,000 | 1,028 |
| Total equity capital | $138,685,000 | 443 |
| Total bank equity capital | $138,685,000 | 443 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $700,000 | 3,578 |
| Surplus | $77,268,000 | 377 |
| Undivided profits | $60,717,000 | 558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,753,000 | 697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $5,328,000 | 542 |
| Earning assets | $974,202,000 | 580 |
| Long-term assets (5+ years) | $102,494,000 | 981 |
| Average Assets, year-to-date | $1,079,037,670 | 550 |
| Average Assets, quarterly | $1,083,349,500 | 556 |
| Volatile liabilities | $63,470,000 | 1,878 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $11,000 | 1,811 |
| Unused loan commitments | $261,074,000 | 471 |
| Tier 1 (core) risk-based capital | $89,030,000 | 611 |
| Tier 2 risk-based capital | $5,855,000 | 815 |
| Total risk weighted assets | $800,825,000 | 548 |
| Total unused commitments | $261,074,000 | 471 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank |
| # of Employees: | 256 | 595 |
| Assets and Liabilities |
| Total Assets: | $1,075,062,000 | 559 |
| Cash and due from depository institutions | $30,487,000 | 595 |
| Interest-bearing balances | $200,000 | 4,343 |
| Securities | $196,904,000 | 665 |
| Federal funds sold & reverse repurchase agreements | $20,100,000 | 611 |
| Net loans & leases | $741,851,000 | 542 |
| Loan loss allowance | $5,065,000 | 935 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $23,541,000 | 360 |
| Other real estate owned | $0 | 595 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $62,179,000 | 337 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,075,062,000 | 559 |
| Total liabilities | $940,165,000 | 576 |
| Total deposits | $917,589,000 | 493 |
| Interest-bearing deposits | $722,536,000 | 529 |
| Deposits held in domestic offices | $917,589,000 | 492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,104,000 | 962 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,587,000 | 4,335 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,885,000 | 741 |
| Total equity capital | $134,897,000 | 445 |
| Total bank equity capital | $134,897,000 | 445 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $700,000 | 3,588 |
| Surplus | $77,268,000 | 374 |
| Undivided profits | $56,929,000 | 575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $457,000 | 3,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,216,000 | 642 |
| Earning assets | $959,055,000 | 575 |
| Long-term assets (5+ years) | $93,828,000 | 1,077 |
| Average Assets, year-to-date | $1,072,738,000 | 558 |
| Average Assets, quarterly | $1,072,738,000 | 558 |
| Volatile liabilities | $59,514,000 | 1,894 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $32,000 | 1,745 |
| Unused loan commitments | $200,729,000 | 551 |
| Tier 1 (core) risk-based capital | $82,791,000 | 653 |
| Tier 2 risk-based capital | $5,065,000 | 913 |
| Total risk weighted assets | $765,732,000 | 561 |
| Total unused commitments | $200,729,000 | 551 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank |
| # of Employees: | 224 | 705 |
| Assets and Liabilities |
| Total Assets: | $1,070,414,000 | 565 |
| Cash and due from depository institutions | $30,702,000 | 705 |
| Interest-bearing balances | $200,000 | 4,346 |
| Securities | $200,725,000 | 662 |
| Federal funds sold & reverse repurchase agreements | $28,000,000 | 419 |
| Net loans & leases | $725,015,000 | 553 |
| Loan loss allowance | $4,368,000 | 1,068 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $23,856,000 | 355 |
| Other real estate owned | $0 | 705 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $62,116,000 | 334 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,070,414,000 | 565 |
| Total liabilities | $936,494,000 | 577 |
| Total deposits | $914,063,000 | 490 |
| Interest-bearing deposits | $717,367,000 | 540 |
| Deposits held in domestic offices | $914,063,000 | 489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,776,000 | 958 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,361,000 | 4,062 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,294,000 | 874 |
| Total equity capital | $133,920,000 | 452 |
| Total bank equity capital | $133,920,000 | 452 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $700,000 | 3,590 |
| Surplus | $77,268,000 | 378 |
| Undivided profits | $55,952,000 | 602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $61,000 | 6,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,608,000 | 579 |
| Earning assets | $953,940,000 | 577 |
| Long-term assets (5+ years) | $93,234,000 | 1,108 |
| Average Assets, year-to-date | $1,022,185,200 | 565 |
| Average Assets, quarterly | $1,066,434,000 | 562 |
| Volatile liabilities | $63,456,000 | 1,742 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $21,000 | 1,742 |
| Unused loan commitments | $198,395,000 | 549 |
| Tier 1 (core) risk-based capital | $80,716,000 | 670 |
| Tier 2 risk-based capital | $4,368,000 | 1,040 |
| Total risk weighted assets | $754,048,000 | 569 |
| Total unused commitments | $198,395,000 | 549 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank |
| # of Employees: | 226 | 697 |
| Assets and Liabilities |
| Total Assets: | $1,062,454,000 | 566 |
| Cash and due from depository institutions | $43,652,000 | 697 |
| Interest-bearing balances | $200,000 | 4,416 |
| Securities | $197,969,000 | 675 |
| Federal funds sold & reverse repurchase agreements | $43,400,000 | 276 |
| Net loans & leases | $690,667,000 | 564 |
| Loan loss allowance | $3,550,000 | 1,329 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $24,254,000 | 340 |
| Other real estate owned | $0 | 697 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $62,512,000 | 328 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,062,454,000 | 566 |
| Total liabilities | $920,100,000 | 586 |
| Total deposits | $899,901,000 | 493 |
| Interest-bearing deposits | $709,591,000 | 529 |
| Deposits held in domestic offices | $899,901,000 | 490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,718,000 | 949 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,589,000 | 4,370 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,892,000 | 1,123 |
| Total equity capital | $142,354,000 | 434 |
| Total bank equity capital | $142,354,000 | 434 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $700,000 | 3,604 |
| Surplus | $77,268,000 | 379 |
| Undivided profits | $64,386,000 | 510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,000 | 7,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,233,000 | 837 |
| Earning assets | $932,236,000 | 590 |
| Long-term assets (5+ years) | $92,440,000 | 1,132 |
| Average Assets, year-to-date | $1,010,128,000 | 568 |
| Average Assets, quarterly | $1,022,598,500 | 580 |
| Volatile liabilities | $59,837,000 | 1,800 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $34,000 | 1,795 |
| Unused loan commitments | $255,377,000 | 452 |
| Tier 1 (core) risk-based capital | $83,686,000 | 633 |
| Tier 2 risk-based capital | $3,550,000 | 1,292 |
| Total risk weighted assets | $709,971,000 | 587 |
| Total unused commitments | $255,377,000 | 452 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank |
| # of Employees: | 224 | 706 |
| Assets and Liabilities |
| Total Assets: | $982,743,000 | 594 |
| Cash and due from depository institutions | $29,698,000 | 706 |
| Interest-bearing balances | $200,000 | 4,490 |
| Securities | $299,060,000 | 482 |
| Federal funds sold & reverse repurchase agreements | $35,600,000 | 320 |
| Net loans & leases | $588,678,000 | 633 |
| Loan loss allowance | $2,730,000 | 1,690 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $23,954,000 | 332 |
| Other real estate owned | $0 | 706 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,753,000 | 2,333 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $982,743,000 | 594 |
| Total liabilities | $899,965,000 | 583 |
| Total deposits | $884,589,000 | 492 |
| Interest-bearing deposits | $706,722,000 | 523 |
| Deposits held in domestic offices | $884,589,000 | 489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,875,000 | 1,089 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,657,000 | 4,310 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,844,000 | 1,891 |
| Total equity capital | $82,778,000 | 667 |
| Total bank equity capital | $82,778,000 | 667 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $700,000 | 3,623 |
| Surplus | $19,300,000 | 1,128 |
| Undivided profits | $62,778,000 | 492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $10,000 | 7,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,369,000 | 758 |
| Earning assets | $923,538,000 | 582 |
| Long-term assets (5+ years) | $60,280,000 | 1,669 |
| Average Assets, year-to-date | $992,686,000 | 574 |
| Average Assets, quarterly | $991,246,500 | 585 |
| Volatile liabilities | $51,049,000 | 2,009 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $27,000 | 1,808 |
| Unused loan commitments | $152,495,000 | 650 |
| Tier 1 (core) risk-based capital | $82,426,000 | 624 |
| Tier 2 risk-based capital | $2,730,000 | 1,610 |
| Total risk weighted assets | $583,687,000 | 685 |
| Total unused commitments | $152,495,000 | 650 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank |
| # of Employees: | 223 | 717 |
| Assets and Liabilities |
| Total Assets: | $999,750,000 | 581 |
| Cash and due from depository institutions | $23,460,000 | 717 |
| Interest-bearing balances | $200,000 | 4,619 |
| Securities | $350,859,000 | 406 |
| Federal funds sold & reverse repurchase agreements | $21,300,000 | 658 |
| Net loans & leases | $574,766,000 | 641 |
| Loan loss allowance | $2,422,000 | 1,905 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $23,864,000 | 333 |
| Other real estate owned | $692,000 | 717 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,809,000 | 2,559 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $999,750,000 | 581 |
| Total liabilities | $921,401,000 | 567 |
| Total deposits | $904,184,000 | 478 |
| Interest-bearing deposits | $719,216,000 | 513 |
| Deposits held in domestic offices | $904,184,000 | 476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,575,000 | 946 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,571,000 | 4,167 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,071,000 | 1,934 |
| Total equity capital | $78,349,000 | 716 |
| Total bank equity capital | $78,349,000 | 716 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $700,000 | 3,629 |
| Surplus | $19,300,000 | 1,113 |
| Undivided profits | $58,349,000 | 569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $11,000 | 7,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $4,368,000 | 571 |
| Earning assets | $947,125,000 | 560 |
| Long-term assets (5+ years) | $60,634,000 | 1,634 |
| Average Assets, year-to-date | $997,657,500 | 575 |
| Average Assets, quarterly | $997,657,500 | 575 |
| Volatile liabilities | $52,728,000 | 1,891 |
| Insider loans | $681,000 | 4,838 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $54,000 | 1,853 |
| Unused loan commitments | $153,443,000 | 627 |
| Tier 1 (core) risk-based capital | $75,852,000 | 667 |
| Tier 2 risk-based capital | $2,422,000 | 1,790 |
| Total risk weighted assets | $579,854,000 | 685 |
| Total unused commitments | $153,443,000 | 629 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank |
| # of Employees: | 232 | 685 |
| Assets and Liabilities |
| Total Assets: | $995,565,000 | 585 |
| Cash and due from depository institutions | $32,115,000 | 685 |
| Interest-bearing balances | $200,000 | 4,541 |
| Securities | $367,730,000 | 402 |
| Federal funds sold & reverse repurchase agreements | $3,680,000 | 2,905 |
| Net loans & leases | $563,496,000 | 646 |
| Loan loss allowance | $2,378,000 | 1,912 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $24,115,000 | 329 |
| Other real estate owned | $692,000 | 685 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,737,000 | 3,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $995,565,000 | 585 |
| Total liabilities | $919,552,000 | 574 |
| Total deposits | $899,135,000 | 479 |
| Interest-bearing deposits | $719,446,000 | 511 |
| Deposits held in domestic offices | $899,135,000 | 478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,230,000 | 909 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,514,000 | 3,830 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,673,000 | 1,505 |
| Total equity capital | $76,013,000 | 721 |
| Total bank equity capital | $76,013,000 | 721 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $700,000 | 3,656 |
| Surplus | $19,300,000 | 1,086 |
| Undivided profits | $56,013,000 | 569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $91,000 | 6,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,363,000 | 769 |
| Earning assets | $935,106,000 | 566 |
| Long-term assets (5+ years) | $68,100,000 | 1,508 |
| Average Assets, year-to-date | $964,208,000 | 575 |
| Average Assets, quarterly | $987,142,000 | 583 |
| Volatile liabilities | $56,644,000 | 1,754 |
| Insider loans | $250,000 | 6,527 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $33,000 | 1,772 |
| Unused loan commitments | $145,950,000 | 639 |
| Tier 1 (core) risk-based capital | $73,763,000 | 683 |
| Tier 2 risk-based capital | $2,378,000 | 1,793 |
| Total risk weighted assets | $564,704,000 | 694 |
| Total unused commitments | $145,950,000 | 640 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank |
| # of Employees: | 219 | 741 |
| Assets and Liabilities |
| Total Assets: | $978,719,000 | 598 |
| Cash and due from depository institutions | $21,502,000 | 741 |
| Interest-bearing balances | $200,000 | 4,677 |
| Securities | $349,471,000 | 423 |
| Federal funds sold & reverse repurchase agreements | $34,620,000 | 416 |
| Net loans & leases | $546,689,000 | 663 |
| Loan loss allowance | $2,331,000 | 1,957 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $20,969,000 | 381 |
| Other real estate owned | $1,626,000 | 741 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,842,000 | 3,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $978,719,000 | 598 |
| Total liabilities | $906,828,000 | 582 |
| Total deposits | $886,254,000 | 496 |
| Interest-bearing deposits | $711,804,000 | 518 |
| Deposits held in domestic offices | $886,254,000 | 495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,998,000 | 874 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,754,000 | 4,093 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,822,000 | 1,504 |
| Total equity capital | $71,891,000 | 775 |
| Total bank equity capital | $71,891,000 | 775 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $700,000 | 3,680 |
| Surplus | $19,300,000 | 1,082 |
| Undivided profits | $51,891,000 | 618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,147,000 | 1,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,568,000 | 731 |
| Earning assets | $930,980,000 | 573 |
| Long-term assets (5+ years) | $62,940,000 | 1,600 |
| Average Assets, year-to-date | $956,368,750 | 595 |
| Average Assets, quarterly | $976,880,500 | 595 |
| Volatile liabilities | $56,625,000 | 1,713 |
| Insider loans | $250,000 | 6,550 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $32,000 | 1,953 |
| Unused loan commitments | $143,073,000 | 667 |
| Tier 1 (core) risk-based capital | $69,185,000 | 725 |
| Tier 2 risk-based capital | $2,331,000 | 1,823 |
| Total risk weighted assets | $550,693,000 | 709 |
| Total unused commitments | $143,073,000 | 668 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank |
| # of Employees: | 225 | 728 |
| Assets and Liabilities |
| Total Assets: | $975,042,000 | 592 |
| Cash and due from depository institutions | $22,807,000 | 728 |
| Interest-bearing balances | $200,000 | 4,751 |
| Securities | $348,571,000 | 417 |
| Federal funds sold & reverse repurchase agreements | $35,500,000 | 436 |
| Net loans & leases | $543,000,000 | 654 |
| Loan loss allowance | $2,288,000 | 1,969 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $19,582,000 | 401 |
| Other real estate owned | $926,000 | 728 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,656,000 | 2,537 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $975,042,000 | 592 |
| Total liabilities | $904,738,000 | 574 |
| Total deposits | $883,065,000 | 490 |
| Interest-bearing deposits | $715,536,000 | 509 |
| Deposits held in domestic offices | $883,065,000 | 489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,763,000 | 808 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,706,000 | 4,053 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,204,000 | 1,406 |
| Total equity capital | $70,304,000 | 789 |
| Total bank equity capital | $70,304,000 | 789 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $700,000 | 3,681 |
| Surplus | $19,300,000 | 1,058 |
| Undivided profits | $50,304,000 | 650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $63,000 | 7,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $4,380,000 | 594 |
| Earning assets | $927,271,000 | 566 |
| Long-term assets (5+ years) | $55,763,000 | 1,673 |
| Average Assets, year-to-date | $948,918,670 | 591 |
| Average Assets, quarterly | $963,802,000 | 590 |
| Volatile liabilities | $57,386,000 | 1,676 |
| Insider loans | $250,000 | 6,545 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $30,000 | 2,036 |
| Unused loan commitments | $135,457,000 | 686 |
| Tier 1 (core) risk-based capital | $66,066,000 | 750 |
| Tier 2 risk-based capital | $2,288,000 | 1,822 |
| Total risk weighted assets | $556,872,000 | 697 |
| Total unused commitments | $135,457,000 | 690 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank |
| # of Employees: | 222 | 730 |
| Assets and Liabilities |
| Total Assets: | $952,562,000 | 592 |
| Cash and due from depository institutions | $20,537,000 | 730 |
| Interest-bearing balances | $200,000 | 4,642 |
| Securities | $318,542,000 | 460 |
| Federal funds sold & reverse repurchase agreements | $65,525,000 | 258 |
| Net loans & leases | $519,749,000 | 672 |
| Loan loss allowance | $2,253,000 | 1,937 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $18,962,000 | 414 |
| Other real estate owned | $3,768,000 | 730 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,479,000 | 2,173 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $952,562,000 | 592 |
| Total liabilities | $881,571,000 | 578 |
| Total deposits | $859,647,000 | 496 |
| Interest-bearing deposits | $693,482,000 | 521 |
| Deposits held in domestic offices | $859,647,000 | 495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,305,000 | 766 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,592,000 | 4,018 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,027,000 | 1,502 |
| Total equity capital | $70,991,000 | 771 |
| Total bank equity capital | $70,991,000 | 771 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $700,000 | 3,695 |
| Surplus | $19,300,000 | 1,046 |
| Undivided profits | $50,991,000 | 623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $77,000 | 7,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,948,000 | 542 |
| Earning assets | $904,016,000 | 571 |
| Long-term assets (5+ years) | $52,657,000 | 1,690 |
| Average Assets, year-to-date | $935,857,000 | 595 |
| Average Assets, quarterly | $935,857,000 | 595 |
| Volatile liabilities | $58,911,000 | 1,609 |
| Insider loans | $250,000 | 6,572 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $63,000 | 1,930 |
| Unused loan commitments | $138,755,000 | 660 |
| Tier 1 (core) risk-based capital | $65,725,000 | 748 |
| Tier 2 risk-based capital | $2,254,000 | 1,792 |
| Total risk weighted assets | $549,007,000 | 697 |
| Total unused commitments | $138,755,000 | 661 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 208 | 780 |
| Assets and Liabilities |
| Total Assets: | $919,152,000 | 596 |
| Cash and due from depository institutions | $28,435,000 | 780 |
| Interest-bearing balances | $200,000 | 4,561 |
| Securities | $260,660,000 | 515 |
| Federal funds sold & reverse repurchase agreements | $87,550,000 | 187 |
| Net loans & leases | $514,842,000 | 673 |
| Loan loss allowance | $2,253,000 | 1,898 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $18,485,000 | 419 |
| Other real estate owned | $3,740,000 | 780 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,440,000 | 2,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $919,152,000 | 596 |
| Total liabilities | $850,196,000 | 584 |
| Total deposits | $828,413,000 | 509 |
| Interest-bearing deposits | $672,021,000 | 525 |
| Deposits held in domestic offices | $828,413,000 | 508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,628,000 | 842 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,090,000 | 3,529 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,065,000 | 1,462 |
| Total equity capital | $68,956,000 | 778 |
| Total bank equity capital | $68,956,000 | 778 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $700,000 | 3,694 |
| Surplus | $19,300,000 | 1,027 |
| Undivided profits | $48,956,000 | 645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $79,000 | 7,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $5,324,000 | 527 |
| Earning assets | $863,252,000 | 580 |
| Long-term assets (5+ years) | $48,970,000 | 1,742 |
| Average Assets, year-to-date | $892,495,600 | 585 |
| Average Assets, quarterly | $911,535,000 | 600 |
| Volatile liabilities | $58,216,000 | 1,608 |
| Insider loans | $250,000 | 6,578 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $70,000 | 1,852 |
| Unused loan commitments | $124,848,000 | 678 |
| Tier 1 (core) risk-based capital | $62,382,000 | 770 |
| Tier 2 risk-based capital | $2,254,000 | 1,762 |
| Total risk weighted assets | $554,186,000 | 664 |
| Total unused commitments | $124,848,000 | 679 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 205 | 783 |
| Assets and Liabilities |
| Total Assets: | $858,324,000 | 617 |
| Cash and due from depository institutions | $26,161,000 | 783 |
| Interest-bearing balances | $200,000 | 4,452 |
| Securities | $240,942,000 | 503 |
| Federal funds sold & reverse repurchase agreements | $116,900,000 | 166 |
| Net loans & leases | $451,341,000 | 745 |
| Loan loss allowance | $2,222,000 | 1,797 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $16,716,000 | 450 |
| Other real estate owned | $692,000 | 783 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,572,000 | 1,994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $858,324,000 | 617 |
| Total liabilities | $796,564,000 | 605 |
| Total deposits | $771,304,000 | 521 |
| Interest-bearing deposits | $631,309,000 | 538 |
| Deposits held in domestic offices | $771,304,000 | 518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,265,000 | 759 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,458,000 | 3,551 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,537,000 | 1,673 |
| Total equity capital | $61,760,000 | 806 |
| Total bank equity capital | $61,760,000 | 806 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $700,000 | 3,763 |
| Surplus | $19,300,000 | 979 |
| Undivided profits | $41,760,000 | 676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,832,000 | 539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $5,470,000 | 553 |
| Earning assets | $809,383,000 | 596 |
| Long-term assets (5+ years) | $42,594,000 | 1,929 |
| Average Assets, year-to-date | $810,730,200 | 628 |
| Average Assets, quarterly | $854,092,500 | 614 |
| Volatile liabilities | $55,020,000 | 1,621 |
| Insider loans | $275,000 | 6,515 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $76,000 | 1,700 |
| Unused loan commitments | $103,390,000 | 736 |
| Tier 1 (core) risk-based capital | $54,998,000 | 833 |
| Tier 2 risk-based capital | $2,222,000 | 1,675 |
| Total risk weighted assets | $493,519,000 | 716 |
| Total unused commitments | $103,390,000 | 736 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 221 | 714 |
| Assets and Liabilities |
| Total Assets: | $740,087,000 | 682 |
| Cash and due from depository institutions | $25,749,000 | 714 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $212,310,000 | 562 |
| Federal funds sold & reverse repurchase agreements | $59,185,000 | 239 |
| Net loans & leases | $420,051,000 | 773 |
| Loan loss allowance | $2,112,000 | 1,816 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $15,892,000 | 470 |
| Other real estate owned | $692,000 | 714 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $6,208,000 | 1,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $740,087,000 | 682 |
| Total liabilities | $690,581,000 | 669 |
| Total deposits | $660,983,000 | 587 |
| Interest-bearing deposits | $530,202,000 | 634 |
| Deposits held in domestic offices | $660,983,000 | 585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,904,000 | 684 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,032,000 | 3,476 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,662,000 | 1,248 |
| Total equity capital | $49,506,000 | 943 |
| Total bank equity capital | $49,506,000 | 943 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $700,000 | 3,877 |
| Surplus | $19,300,000 | 955 |
| Undivided profits | $29,506,000 | 903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $118,000 | 6,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,990,000 | 835 |
| Earning assets | $691,646,000 | 674 |
| Long-term assets (5+ years) | $59,538,000 | 1,423 |
| Average Assets, year-to-date | $687,380,400 | 692 |
| Average Assets, quarterly | $720,572,500 | 686 |
| Volatile liabilities | $56,109,000 | 1,579 |
| Insider loans | $309,000 | 6,460 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $145,000 | 1,265 |
| Unused loan commitments | $101,221,000 | 705 |
| Tier 1 (core) risk-based capital | $47,872,000 | 909 |
| Tier 2 risk-based capital | $2,112,000 | 1,699 |
| Total risk weighted assets | $431,485,300 | 782 |
| Total unused commitments | $101,221,000 | 705 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 201 | 829 |
| Assets and Liabilities |
| Total Assets: | $648,755,000 | 765 |
| Cash and due from depository institutions | $31,366,000 | 829 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $233,786,000 | 533 |
| Federal funds sold & reverse repurchase agreements | $11,850,000 | 820 |
| Net loans & leases | $350,903,000 | 905 |
| Loan loss allowance | $2,003,000 | 1,836 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $14,841,000 | 509 |
| Other real estate owned | $782,000 | 829 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,227,000 | 1,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $648,755,000 | 765 |
| Total liabilities | $603,934,000 | 747 |
| Total deposits | $574,614,000 | 658 |
| Interest-bearing deposits | $461,825,000 | 707 |
| Deposits held in domestic offices | $574,614,000 | 654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,493,000 | 758 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,851,000 | 3,584 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,976,000 | 1,365 |
| Total equity capital | $44,821,000 | 1,003 |
| Total bank equity capital | $44,821,000 | 1,003 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $700,000 | 3,989 |
| Surplus | $19,300,000 | 969 |
| Undivided profits | $24,821,000 | 1,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $29,000 | 8,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,183,000 | 964 |
| Earning assets | $596,639,000 | 757 |
| Long-term assets (5+ years) | $58,099,000 | 1,521 |
| Average Assets, year-to-date | $631,055,400 | 760 |
| Average Assets, quarterly | $644,356,500 | 763 |
| Volatile liabilities | $60,456,000 | 1,409 |
| Insider loans | $289,000 | 6,553 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $214,000 | 1,185 |
| Unused loan commitments | $100,251,000 | 734 |
| Tier 1 (core) risk-based capital | $47,279,000 | 926 |
| Tier 2 risk-based capital | $2,003,000 | 1,686 |
| Total risk weighted assets | $350,485,900 | 921 |
| Total unused commitments | $100,251,000 | 734 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 199 | 845 |
| Assets and Liabilities |
| Total Assets: | $609,109,000 | 784 |
| Cash and due from depository institutions | $22,976,000 | 845 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $237,253,000 | 530 |
| Federal funds sold & reverse repurchase agreements | $23,500,000 | 676 |
| Net loans & leases | $305,490,000 | 939 |
| Loan loss allowance | $1,910,000 | 1,850 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $13,804,000 | 533 |
| Other real estate owned | $692,000 | 845 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,394,000 | 1,454 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $609,109,000 | 784 |
| Total liabilities | $560,292,000 | 770 |
| Total deposits | $529,588,000 | 692 |
| Interest-bearing deposits | $427,108,000 | 734 |
| Deposits held in domestic offices | $529,588,000 | 686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,842,000 | 652 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,169,000 | 3,169 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,693,000 | 1,540 |
| Total equity capital | $48,817,000 | 929 |
| Total bank equity capital | $48,817,000 | 929 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $700,000 | 4,018 |
| Surplus | $19,300,000 | 899 |
| Undivided profits | $28,817,000 | 899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $99,000 | 7,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,012,000 | 1,032 |
| Earning assets | $566,343,000 | 783 |
| Long-term assets (5+ years) | $31,382,000 | 2,299 |
| Average Assets, year-to-date | $557,519,000 | 810 |
| Average Assets, quarterly | $592,785,500 | 792 |
| Volatile liabilities | $62,358,000 | 1,169 |
| Insider loans | $1,350,000 | 2,868 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $281,000 | 1,409 |
| Unused loan commitments | $84,197,000 | 794 |
| Tier 1 (core) risk-based capital | $47,293,000 | 891 |
| Tier 2 risk-based capital | $1,910,000 | 1,690 |
| Total risk weighted assets | $296,971,300 | 991 |
| Total unused commitments | $84,197,000 | 799 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 190 | 926 |
| Assets and Liabilities |
| Total Assets: | $517,034,000 | 931 |
| Cash and due from depository institutions | $31,026,000 | 926 |
| Interest-bearing balances | $151,000 | 4,211 |
| Securities | $164,902,000 | 734 |
| Federal funds sold & reverse repurchase agreements | $31,300,000 | 437 |
| Net loans & leases | $271,517,000 | 1,102 |
| Loan loss allowance | $1,747,000 | 2,015 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $12,381,000 | 598 |
| Other real estate owned | $692,000 | 926 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $5,216,000 | 1,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $517,034,000 | 931 |
| Total liabilities | $476,129,000 | 918 |
| Total deposits | $449,595,000 | 833 |
| Interest-bearing deposits | $365,531,000 | 886 |
| Deposits held in domestic offices | $449,595,000 | 828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,060,000 | 738 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,831,000 | 2,538 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,643,000 | 1,265 |
| Total equity capital | $40,905,000 | 1,102 |
| Total bank equity capital | $40,905,000 | 1,102 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $700,000 | 4,152 |
| Surplus | $19,300,000 | 899 |
| Undivided profits | $20,905,000 | 1,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $848,000 | 2,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,050,000 | 1,061 |
| Earning assets | $467,870,000 | 942 |
| Long-term assets (5+ years) | $22,436,000 | 2,592 |
| Average Assets, year-to-date | $490,733,800 | 930 |
| Average Assets, quarterly | $507,825,000 | 935 |
| Volatile liabilities | $48,239,000 | 1,455 |
| Insider loans | $270,000 | 6,864 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $357,000 | 1,145 |
| Unused loan commitments | $61,183,000 | 930 |
| Tier 1 (core) risk-based capital | $40,706,000 | 1,038 |
| Tier 2 risk-based capital | $1,747,000 | 1,739 |
| Total risk weighted assets | $263,562,000 | 1,110 |
| Total unused commitments | $61,183,000 | 936 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 179 | 1,035 |
| Assets and Liabilities |
| Total Assets: | $477,200,000 | 1,026 |
| Cash and due from depository institutions | $19,845,000 | 1,035 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $150,581,000 | 828 |
| Federal funds sold & reverse repurchase agreements | $30,700,000 | 432 |
| Net loans & leases | $261,361,000 | 1,156 |
| Loan loss allowance | $1,689,000 | 2,202 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,225,000 | 828 |
| Other real estate owned | $692,000 | 1,035 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,796,000 | 1,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $477,200,000 | 1,026 |
| Total liabilities | $441,644,000 | 1,008 |
| Total deposits | $411,848,000 | 948 |
| Interest-bearing deposits | $333,495,000 | 1,014 |
| Deposits held in domestic offices | $411,848,000 | 941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,402,000 | 718 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,407,000 | 3,047 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,987,000 | 1,472 |
| Total equity capital | $35,556,000 | 1,267 |
| Total bank equity capital | $35,556,000 | 1,267 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $700,000 | 4,425 |
| Surplus | $19,300,000 | 948 |
| Undivided profits | $15,556,000 | 1,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $230,000 | 6,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,405,000 | 917 |
| Earning assets | $442,642,000 | 1,016 |
| Long-term assets (5+ years) | $16,167,000 | 3,094 |
| Average Assets, year-to-date | $452,020,000 | 1,046 |
| Average Assets, quarterly | $467,318,000 | 1,040 |
| Volatile liabilities | $50,013,000 | 1,403 |
| Insider loans | $204,000 | 7,685 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $488,000 | 974 |
| Unused loan commitments | $48,550,000 | 1,086 |
| Tier 1 (core) risk-based capital | $35,425,000 | 1,204 |
| Tier 2 risk-based capital | $1,689,000 | 1,854 |
| Total risk weighted assets | $246,936,100 | 1,197 |
| Total unused commitments | $48,550,000 | 1,092 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 161 | 1,182 |
| Assets and Liabilities |
| Total Assets: | $430,017,000 | 1,143 |
| Cash and due from depository institutions | $21,563,000 | 1,182 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $131,553,000 | 966 |
| Federal funds sold & reverse repurchase agreements | $32,200,000 | 491 |
| Net loans & leases | $230,603,000 | 1,275 |
| Loan loss allowance | $1,530,000 | 2,432 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,991,000 | 836 |
| Other real estate owned | $920,000 | 1,182 |
| Goodwill and other intangibles | $1,000 | 3,154 |
| All other assets | $4,186,000 | 1,884 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $430,017,000 | 1,143 |
| Total liabilities | $399,859,000 | 1,113 |
| Total deposits | $371,566,000 | 1,071 |
| Interest-bearing deposits | $304,218,000 | 1,119 |
| Deposits held in domestic offices | $371,566,000 | 1,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,695,000 | 749 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,691,000 | 2,537 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,907,000 | 1,571 |
| Total equity capital | $30,158,000 | 1,498 |
| Total bank equity capital | $30,158,000 | 1,498 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $700,000 | 4,651 |
| Surplus | $19,300,000 | 940 |
| Undivided profits | $10,158,000 | 2,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $98,000 | 8,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,779,000 | 1,257 |
| Earning assets | $394,356,000 | 1,138 |
| Long-term assets (5+ years) | $25,913,000 | 2,051 |
| Average Assets, year-to-date | $403,118,400 | 1,169 |
| Average Assets, quarterly | $425,343,500 | 1,142 |
| Volatile liabilities | $46,416,000 | 1,365 |
| Insider loans | $106,000 | 9,073 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,696,000 | 500 |
| Unused loan commitments | $31,615,000 | 1,433 |
| Tier 1 (core) risk-based capital | $30,097,000 | 1,434 |
| Tier 2 risk-based capital | $1,530,000 | 1,998 |
| Total risk weighted assets | $213,997,100 | 1,348 |
| Total unused commitments | $31,615,000 | 1,443 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 152 | 1,304 |
| Assets and Liabilities |
| Total Assets: | $384,031,000 | 1,242 |
| Cash and due from depository institutions | $24,828,000 | 1,304 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $117,708,000 | 1,105 |
| Federal funds sold & reverse repurchase agreements | $24,250,000 | 455 |
| Net loans & leases | $203,802,000 | 1,380 |
| Loan loss allowance | $1,429,000 | 2,647 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,970,000 | 816 |
| Other real estate owned | $692,000 | 1,304 |
| Goodwill and other intangibles | $9,000 | 2,908 |
| All other assets | $3,772,000 | 2,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $384,031,000 | 1,242 |
| Total liabilities | $358,900,000 | 1,215 |
| Total deposits | $336,038,000 | 1,145 |
| Interest-bearing deposits | $280,953,000 | 1,164 |
| Deposits held in domestic offices | $336,038,000 | 1,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,420,000 | 887 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,632,000 | 2,715 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,810,000 | 1,945 |
| Total equity capital | $25,131,000 | 1,658 |
| Total bank equity capital | $25,131,000 | 1,658 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $700,000 | 4,881 |
| Surplus | $19,300,000 | 886 |
| Undivided profits | $5,131,000 | 4,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $47,000 | 9,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,466,000 | 1,326 |
| Earning assets | $345,760,000 | 1,254 |
| Long-term assets (5+ years) | $27,084,000 | 1,991 |
| Average Assets, year-to-date | $354,749,400 | 1,287 |
| Average Assets, quarterly | $370,562,000 | 1,272 |
| Volatile liabilities | $39,083,000 | 1,494 |
| Insider loans | $159,000 | 8,639 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $670,000 | 735 |
| Unused loan commitments | $21,584,000 | 1,816 |
| Tier 1 (core) risk-based capital | $25,671,000 | 1,610 |
| Tier 2 risk-based capital | $1,429,000 | 2,115 |
| Total risk weighted assets | $180,298,300 | 1,545 |
| Total unused commitments | $21,584,000 | 1,828 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 121 | 1,724 |
| Assets and Liabilities |
| Total Assets: | $331,764,000 | 1,420 |
| Cash and due from depository institutions | $19,380,000 | 1,724 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $89,109,000 | 1,538 |
| Federal funds sold & reverse repurchase agreements | $23,300,000 | 593 |
| Net loans & leases | $190,910,000 | 1,451 |
| Loan loss allowance | $1,205,000 | 3,137 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,017,000 | 1,212 |
| Other real estate owned | $692,000 | 1,724 |
| Goodwill and other intangibles | $19,000 | 2,724 |
| All other assets | $2,337,000 | 3,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $331,764,000 | 1,420 |
| Total liabilities | $309,924,000 | 1,393 |
| Total deposits | $290,220,000 | 1,380 |
| Interest-bearing deposits | $245,091,000 | 1,409 |
| Deposits held in domestic offices | $290,220,000 | 1,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,125,000 | 832 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,848,000 | 2,228 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,731,000 | 2,039 |
| Total equity capital | $21,840,000 | 1,875 |
| Total bank equity capital | $21,840,000 | 1,875 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $700,000 | 5,092 |
| Surplus | $17,300,000 | 919 |
| Undivided profits | $3,840,000 | 5,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $60,000 | 10,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,123,000 | 1,542 |
| Earning assets | $303,319,000 | 1,416 |
| Long-term assets (5+ years) | $15,972,000 | 3,156 |
| Average Assets, year-to-date | $314,217,400 | 1,458 |
| Average Assets, quarterly | $328,219,500 | 1,438 |
| Volatile liabilities | $37,635,000 | 1,474 |
| Insider loans | $334,000 | 6,961 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,562,000 | 708 |
| Unused loan commitments | $18,390,000 | 1,998 |
| Tier 1 (core) risk-based capital | $21,820,000 | 1,817 |
| Tier 2 risk-based capital | $1,205,000 | 2,423 |
| Total risk weighted assets | $157,503,600 | 1,741 |
| Total unused commitments | $18,390,000 | 2,015 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 110 | 1,958 |
| Assets and Liabilities |
| Total Assets: | $302,148,000 | 1,607 |
| Cash and due from depository institutions | $13,840,000 | 1,958 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $82,884,000 | 1,618 |
| Federal funds sold & reverse repurchase agreements | $13,400,000 | 1,251 |
| Net loans & leases | $183,010,000 | 1,541 |
| Loan loss allowance | $1,046,000 | 3,574 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,697,000 | 1,276 |
| Other real estate owned | $692,000 | 1,958 |
| Goodwill and other intangibles | $29,000 | 2,637 |
| All other assets | $2,596,000 | 2,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,148,000 | 1,607 |
| Total liabilities | $281,868,000 | 1,589 |
| Total deposits | $263,207,000 | 1,587 |
| Interest-bearing deposits | $228,405,000 | 1,589 |
| Deposits held in domestic offices | $263,207,000 | 1,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,111,000 | 816 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,693,000 | 2,104 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,857,000 | 1,997 |
| Total equity capital | $20,280,000 | 1,922 |
| Total bank equity capital | $20,280,000 | 1,922 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $700,000 | 5,351 |
| Surplus | $15,800,000 | 949 |
| Undivided profits | $3,780,000 | 5,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $80,000 | 10,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,177,000 | 1,648 |
| Earning assets | $279,294,000 | 1,584 |
| Long-term assets (5+ years) | $18,019,000 | 2,815 |
| Average Assets, year-to-date | $290,705,600 | 1,617 |
| Average Assets, quarterly | $298,399,000 | 1,601 |
| Volatile liabilities | $39,851,000 | 1,404 |
| Insider loans | $1,285,000 | 621 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $22,254,000 | 1,705 |
| Tier 1 (core) risk-based capital | $20,251,000 | 1,878 |
| Tier 2 risk-based capital | $1,046,000 | 2,791 |
| Total risk weighted assets | $148,614,100 | 1,901 |
| Total unused commitments | $22,254,000 | 1,722 |
| Derivatives | $0 | 651 |
