Home > Nixon State Bank > Income and Expense
Nixon State Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $486,000 | 5,843 |
| Total interest expense | $16,000 | 6,465 |
| Net interest income | $470,000 | 5,723 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $93,000 | 4,743 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $60,000 | 3,626 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $33,000 | 5,055 |
| Total noninterest expense | $686,000 | 4,788 |
| Salaries and employee benefits | $331,000 | 5,017 |
| Premises and equipment expense | $94,000 | 4,361 |
| Additional noninterest expense | $261,000 | 4,426 |
| Pre-tax net operating income | $-123,000 | 6,469 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-123,000 | 6,475 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-123,000 | 6,475 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-123,000 | 6,476 |
| Net charge-offs | $28,000 | 2,278 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-123,000 | 6,472 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 5,672 |
| Total interest expense | $84,000 | 6,503 |
| Net interest income | $2,216,000 | 5,471 |
| Provision for loan and lease losses | $323,000 | 2,352 |
| Total noninterest income | $954,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $318,000 | 3,256 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $636,000 | 3,020 |
| Total noninterest expense | $2,674,000 | 4,876 |
| Salaries and employee benefits | $1,474,000 | 4,799 |
| Premises and equipment expense | $438,000 | 4,020 |
| Additional noninterest expense | $762,000 | 5,164 |
| Pre-tax net operating income | $173,000 | 5,779 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $173,000 | 5,783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $173,000 | 5,786 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $173,000 | 5,786 |
| Net charge-offs | $316,000 | 2,519 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $173,000 | 5,729 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 5,692 |
| Total interest expense | $67,000 | 6,562 |
| Net interest income | $1,700,000 | 5,491 |
| Provision for loan and lease losses | $323,000 | 1,996 |
| Total noninterest income | $862,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $250,000 | 3,183 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $612,000 | 2,708 |
| Total noninterest expense | $1,905,000 | 5,025 |
| Salaries and employee benefits | $1,131,000 | 4,762 |
| Premises and equipment expense | $325,000 | 4,090 |
| Additional noninterest expense | $449,000 | 5,601 |
| Pre-tax net operating income | $334,000 | 5,231 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $334,000 | 5,140 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $334,000 | 5,141 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $334,000 | 5,142 |
| Net charge-offs | $312,000 | 2,075 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $334,000 | 5,057 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 5,715 |
| Total interest expense | $48,000 | 6,598 |
| Net interest income | $1,135,000 | 5,512 |
| Provision for loan and lease losses | $293,000 | 1,729 |
| Total noninterest income | $241,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $166,000 | 3,192 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $75,000 | 5,078 |
| Total noninterest expense | $1,249,000 | 5,078 |
| Salaries and employee benefits | $774,000 | 4,724 |
| Premises and equipment expense | $219,000 | 4,092 |
| Additional noninterest expense | $256,000 | 5,858 |
| Pre-tax net operating income | $-166,000 | 6,526 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-166,000 | 6,580 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-166,000 | 6,582 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-166,000 | 6,582 |
| Net charge-offs | $320,000 | 1,632 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-166,000 | 6,544 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $615,000 | 5,691 |
| Total interest expense | $26,000 | 6,635 |
| Net interest income | $589,000 | 5,474 |
| Provision for loan and lease losses | $249,000 | 1,166 |
| Total noninterest income | $120,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $82,000 | 3,192 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,041 |
| Total noninterest expense | $647,000 | 5,043 |
| Salaries and employee benefits | $396,000 | 4,708 |
| Premises and equipment expense | $109,000 | 4,125 |
| Additional noninterest expense | $142,000 | 5,760 |
| Pre-tax net operating income | $-187,000 | 6,713 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-187,000 | 6,740 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-187,000 | 6,741 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-187,000 | 6,741 |
| Net charge-offs | $164,000 | 1,512 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-187,000 | 6,720 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 5,915 |
| Total interest expense | $133,000 | 6,687 |
| Net interest income | $2,215,000 | 5,694 |
| Provision for loan and lease losses | $265,000 | 3,555 |
| Total noninterest income | $539,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $389,000 | 2,981 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $150,000 | 4,941 |
| Total noninterest expense | $2,643,000 | 5,040 |
| Salaries and employee benefits | $1,540,000 | 4,770 |
| Premises and equipment expense | $450,000 | 4,062 |
| Additional noninterest expense | $653,000 | 5,667 |
| Pre-tax net operating income | $-154,000 | 6,319 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-154,000 | 6,437 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-154,000 | 6,431 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-154,000 | 6,433 |
| Net charge-offs | $126,000 | 4,213 |
| Cash dividends | $31,000 | 4,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-154,000 | 6,339 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 6,014 |
| Total interest expense | $106,000 | 6,781 |
| Net interest income | $1,653,000 | 5,792 |
| Provision for loan and lease losses | $194,000 | 3,567 |
| Total noninterest income | $383,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $297,000 | 2,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $86,000 | 5,284 |
| Total noninterest expense | $1,965,000 | 5,103 |
| Salaries and employee benefits | $1,157,000 | 4,788 |
| Premises and equipment expense | $315,000 | 4,251 |
| Additional noninterest expense | $493,000 | 5,701 |
| Pre-tax net operating income | $-123,000 | 6,457 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-123,000 | 6,563 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-123,000 | 6,561 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-123,000 | 6,561 |
| Net charge-offs | $131,000 | 3,719 |
| Cash dividends | $31,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-123,000 | 6,468 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 6,039 |
| Total interest expense | $76,000 | 6,808 |
| Net interest income | $1,112,000 | 5,806 |
| Provision for loan and lease losses | $123,000 | 3,595 |
| Total noninterest income | $265,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $210,000 | 2,849 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 5,357 |
| Total noninterest expense | $1,333,000 | 5,097 |
| Salaries and employee benefits | $772,000 | 4,831 |
| Premises and equipment expense | $208,000 | 4,289 |
| Additional noninterest expense | $353,000 | 5,612 |
| Pre-tax net operating income | $-79,000 | 6,498 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-79,000 | 6,607 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-79,000 | 6,607 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-79,000 | 6,607 |
| Net charge-offs | $99,000 | 3,430 |
| Cash dividends | $10,000 | 3,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-79,000 | 6,515 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 6,073 |
| Total interest expense | $42,000 | 6,836 |
| Net interest income | $558,000 | 5,836 |
| Provision for loan and lease losses | $52,000 | 3,633 |
| Total noninterest income | $135,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $102,000 | 2,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,248 |
| Total noninterest expense | $681,000 | 5,074 |
| Salaries and employee benefits | $378,000 | 4,915 |
| Premises and equipment expense | $101,000 | 4,371 |
| Additional noninterest expense | $202,000 | 5,337 |
| Pre-tax net operating income | $-40,000 | 6,588 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-40,000 | 6,683 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-40,000 | 6,685 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-40,000 | 6,685 |
| Net charge-offs | $46,000 | 3,075 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-40,000 | 6,598 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 6,094 |
| Total interest expense | $218,000 | 6,847 |
| Net interest income | $2,284,000 | 5,842 |
| Provision for loan and lease losses | $140,000 | 5,014 |
| Total noninterest income | $557,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $455,000 | 2,776 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $102,000 | 5,289 |
| Total noninterest expense | $2,692,000 | 5,156 |
| Salaries and employee benefits | $1,501,000 | 4,960 |
| Premises and equipment expense | $431,000 | 4,400 |
| Additional noninterest expense | $760,000 | 5,507 |
| Pre-tax net operating income | $9,000 | 5,981 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $9,000 | 6,133 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,000 | 6,135 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $9,000 | 6,135 |
| Net charge-offs | $205,000 | 4,265 |
| Cash dividends | $144,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $9,000 | 6,008 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 6,171 |
| Total interest expense | $170,000 | 6,910 |
| Net interest income | $1,688,000 | 5,904 |
| Provision for loan and lease losses | $98,000 | 4,971 |
| Total noninterest income | $410,000 | 4,273 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $341,000 | 2,774 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $69,000 | 5,495 |
| Total noninterest expense | $2,036,000 | 5,149 |
| Salaries and employee benefits | $1,127,000 | 4,947 |
| Premises and equipment expense | $319,000 | 4,473 |
| Additional noninterest expense | $590,000 | 5,469 |
| Pre-tax net operating income | $-36,000 | 6,196 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-36,000 | 6,321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-36,000 | 6,324 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-36,000 | 6,324 |
| Net charge-offs | $97,000 | 4,464 |
| Cash dividends | $108,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-36,000 | 6,216 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 6,221 |
| Total interest expense | $116,000 | 6,981 |
| Net interest income | $1,124,000 | 5,946 |
| Provision for loan and lease losses | $84,000 | 4,611 |
| Total noninterest income | $269,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $221,000 | 2,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 5,503 |
| Total noninterest expense | $1,393,000 | 5,132 |
| Salaries and employee benefits | $754,000 | 4,980 |
| Premises and equipment expense | $215,000 | 4,497 |
| Additional noninterest expense | $424,000 | 5,381 |
| Pre-tax net operating income | $-84,000 | 6,391 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-84,000 | 6,484 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-84,000 | 6,484 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-84,000 | 6,484 |
| Net charge-offs | $31,000 | 4,801 |
| Cash dividends | $76,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-84,000 | 6,439 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 6,226 |
| Total interest expense | $59,000 | 7,046 |
| Net interest income | $574,000 | 5,921 |
| Provision for loan and lease losses | $42,000 | 4,367 |
| Total noninterest income | $127,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $108,000 | 2,820 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $661,000 | 5,299 |
| Salaries and employee benefits | $374,000 | 5,037 |
| Premises and equipment expense | $107,000 | 4,537 |
| Additional noninterest expense | $180,000 | 5,777 |
| Pre-tax net operating income | $-2,000 | 6,351 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,000 | 6,391 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,000 | 6,391 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,000 | 6,391 |
| Net charge-offs | $33,000 | 3,690 |
| Cash dividends | $42,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,000 | 6,364 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 6,173 |
| Total interest expense | $337,000 | 6,958 |
| Net interest income | $2,457,000 | 5,802 |
| Provision for loan and lease losses | $299,000 | 4,880 |
| Total noninterest income | $678,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $520,000 | 2,568 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $158,000 | 4,912 |
| Total noninterest expense | $2,774,000 | 5,248 |
| Salaries and employee benefits | $1,562,000 | 4,948 |
| Premises and equipment expense | $459,000 | 4,408 |
| Additional noninterest expense | $753,000 | 5,745 |
| Pre-tax net operating income | $62,000 | 5,590 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $62,000 | 5,751 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $62,000 | 5,752 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $62,000 | 5,752 |
| Net charge-offs | $328,000 | 4,196 |
| Cash dividends | $119,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $62,000 | 5,615 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 6,211 |
| Total interest expense | $267,000 | 7,035 |
| Net interest income | $1,902,000 | 5,820 |
| Provision for loan and lease losses | $156,000 | 5,197 |
| Total noninterest income | $464,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $389,000 | 2,644 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $75,000 | 5,577 |
| Total noninterest expense | $2,037,000 | 5,316 |
| Salaries and employee benefits | $1,135,000 | 5,069 |
| Premises and equipment expense | $350,000 | 4,431 |
| Additional noninterest expense | $552,000 | 5,834 |
| Pre-tax net operating income | $173,000 | 5,356 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $173,000 | 5,417 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $173,000 | 5,420 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $173,000 | 5,420 |
| Net charge-offs | $166,000 | 4,406 |
| Cash dividends | $81,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $173,000 | 5,255 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 6,218 |
| Total interest expense | $187,000 | 7,079 |
| Net interest income | $1,295,000 | 5,787 |
| Provision for loan and lease losses | $114,000 | 5,038 |
| Total noninterest income | $308,000 | 4,207 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $262,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $46,000 | 5,686 |
| Total noninterest expense | $1,354,000 | 5,341 |
| Salaries and employee benefits | $757,000 | 5,086 |
| Premises and equipment expense | $236,000 | 4,419 |
| Additional noninterest expense | $361,000 | 5,879 |
| Pre-tax net operating income | $135,000 | 5,290 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $135,000 | 5,313 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $135,000 | 5,314 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $135,000 | 5,314 |
| Net charge-offs | $90,000 | 4,353 |
| Cash dividends | $46,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $135,000 | 5,170 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 6,246 |
| Total interest expense | $100,000 | 7,137 |
| Net interest income | $655,000 | 5,795 |
| Provision for loan and lease losses | $72,000 | 4,420 |
| Total noninterest income | $158,000 | 4,160 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $133,000 | 2,584 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 5,673 |
| Total noninterest expense | $667,000 | 5,450 |
| Salaries and employee benefits | $376,000 | 5,158 |
| Premises and equipment expense | $104,000 | 4,851 |
| Additional noninterest expense | $187,000 | 5,848 |
| Pre-tax net operating income | $74,000 | 5,366 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $74,000 | 5,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $74,000 | 5,342 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $74,000 | 5,341 |
| Net charge-offs | $35,000 | 4,021 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $74,000 | 5,227 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 6,141 |
| Total interest expense | $564,000 | 6,989 |
| Net interest income | $2,748,000 | 5,608 |
| Provision for loan and lease losses | $210,000 | 5,722 |
| Total noninterest income | $624,000 | 4,290 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $504,000 | 2,868 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $120,000 | 5,406 |
| Total noninterest expense | $2,870,000 | 5,312 |
| Salaries and employee benefits | $1,634,000 | 4,939 |
| Premises and equipment expense | $475,000 | 4,510 |
| Additional noninterest expense | $761,000 | 5,938 |
| Pre-tax net operating income | $292,000 | 4,523 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $292,000 | 4,500 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $292,000 | 4,500 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $292,000 | 4,501 |
| Net charge-offs | $116,000 | 5,560 |
| Cash dividends | $234,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $292,000 | 4,429 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,541,000 | 6,160 |
| Total interest expense | $445,000 | 7,047 |
| Net interest income | $2,096,000 | 5,589 |
| Provision for loan and lease losses | $90,000 | 6,065 |
| Total noninterest income | $461,000 | 4,389 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $366,000 | 2,964 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $95,000 | 5,460 |
| Total noninterest expense | $2,036,000 | 5,462 |
| Salaries and employee benefits | $1,135,000 | 5,209 |
| Premises and equipment expense | $348,000 | 4,625 |
| Additional noninterest expense | $553,000 | 6,017 |
| Pre-tax net operating income | $431,000 | 4,090 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $431,000 | 3,938 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $431,000 | 3,934 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $431,000 | 3,937 |
| Net charge-offs | $33,000 | 5,965 |
| Cash dividends | $174,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $431,000 | 3,837 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 6,199 |
| Total interest expense | $313,000 | 7,082 |
| Net interest income | $1,398,000 | 5,597 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $308,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $242,000 | 2,924 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $66,000 | 5,442 |
| Total noninterest expense | $1,371,000 | 5,487 |
| Salaries and employee benefits | $756,000 | 5,278 |
| Premises and equipment expense | $233,000 | 4,661 |
| Additional noninterest expense | $382,000 | 5,954 |
| Pre-tax net operating income | $275,000 | 4,257 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $275,000 | 4,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 4,104 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $275,000 | 4,104 |
| Net charge-offs | $15,000 | 5,781 |
| Cash dividends | $99,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $275,000 | 3,988 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 6,184 |
| Total interest expense | $164,000 | 7,107 |
| Net interest income | $710,000 | 5,551 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $169,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $122,000 | 2,852 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $47,000 | 4,942 |
| Total noninterest expense | $653,000 | 5,576 |
| Salaries and employee benefits | $368,000 | 5,402 |
| Premises and equipment expense | $114,000 | 4,767 |
| Additional noninterest expense | $171,000 | 5,990 |
| Pre-tax net operating income | $196,000 | 4,076 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $196,000 | 3,900 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $196,000 | 3,902 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $196,000 | 3,902 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $196,000 | 3,746 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 6,205 |
| Total interest expense | $821,000 | 7,095 |
| Net interest income | $2,868,000 | 5,535 |
| Provision for loan and lease losses | $233,000 | 5,029 |
| Total noninterest income | $646,000 | 4,309 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $501,000 | 3,012 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $145,000 | 5,369 |
| Total noninterest expense | $2,761,000 | 5,366 |
| Salaries and employee benefits | $1,598,000 | 5,132 |
| Premises and equipment expense | $480,000 | 4,569 |
| Additional noninterest expense | $683,000 | 5,882 |
| Pre-tax net operating income | $520,000 | 4,811 |
| Securities gains (losses) | $-4,000 | 6,940 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $516,000 | 4,400 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $516,000 | 4,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 3,883 |
| Cash dividends | $265,000 | 4,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $520,000 | 4,549 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 6,272 |
| Total interest expense | $632,000 | 7,160 |
| Net interest income | $2,131,000 | 5,612 |
| Provision for loan and lease losses | $63,000 | 5,653 |
| Total noninterest income | $486,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $374,000 | 3,051 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $112,000 | 5,436 |
| Total noninterest expense | $1,896,000 | 5,624 |
| Salaries and employee benefits | $1,069,000 | 5,499 |
| Premises and equipment expense | $356,000 | 4,608 |
| Additional noninterest expense | $471,000 | 6,069 |
| Pre-tax net operating income | $658,000 | 4,473 |
| Securities gains (losses) | $-4,000 | 7,251 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $654,000 | 3,957 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $654,000 | 3,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,695 |
| Cash dividends | $228,000 | 3,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $658,000 | 4,092 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 6,329 |
| Total interest expense | $436,000 | 7,219 |
| Net interest income | $1,408,000 | 5,650 |
| Provision for loan and lease losses | $42,000 | 5,347 |
| Total noninterest income | $327,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $252,000 | 2,987 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $75,000 | 5,519 |
| Total noninterest expense | $1,257,000 | 5,667 |
| Salaries and employee benefits | $703,000 | 5,589 |
| Premises and equipment expense | $225,000 | 4,803 |
| Additional noninterest expense | $329,000 | 5,928 |
| Pre-tax net operating income | $436,000 | 4,630 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $436,000 | 4,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $436,000 | 4,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,273 |
| Cash dividends | $170,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $436,000 | 4,241 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 6,368 |
| Total interest expense | $230,000 | 7,253 |
| Net interest income | $711,000 | 5,640 |
| Provision for loan and lease losses | $21,000 | 4,844 |
| Total noninterest income | $164,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $126,000 | 2,950 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,536 |
| Total noninterest expense | $625,000 | 5,698 |
| Salaries and employee benefits | $348,000 | 5,652 |
| Premises and equipment expense | $107,000 | 4,968 |
| Additional noninterest expense | $170,000 | 5,815 |
| Pre-tax net operating income | $229,000 | 4,712 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $229,000 | 4,387 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $229,000 | 4,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $229,000 | 4,287 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 6,266 |
| Total interest expense | $961,000 | 7,231 |
| Net interest income | $2,956,000 | 5,544 |
| Provision for loan and lease losses | $84,000 | 5,148 |
| Total noninterest income | $766,000 | 4,097 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $539,000 | 2,888 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $227,000 | 4,809 |
| Total noninterest expense | $2,773,000 | 5,258 |
| Salaries and employee benefits | $1,540,000 | 5,224 |
| Premises and equipment expense | $449,000 | 4,680 |
| Additional noninterest expense | $784,000 | 5,417 |
| Pre-tax net operating income | $865,000 | 5,027 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $865,000 | 4,622 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $865,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,770 |
| Cash dividends | $335,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $865,000 | 4,613 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,933,000 | 6,309 |
| Total interest expense | $720,000 | 7,262 |
| Net interest income | $2,213,000 | 5,579 |
| Provision for loan and lease losses | $63,000 | 4,794 |
| Total noninterest income | $570,000 | 4,127 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $394,000 | 2,929 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $176,000 | 4,749 |
| Total noninterest expense | $1,928,000 | 5,487 |
| Salaries and employee benefits | $1,019,000 | 5,580 |
| Premises and equipment expense | $335,000 | 4,680 |
| Additional noninterest expense | $574,000 | 5,436 |
| Pre-tax net operating income | $792,000 | 4,855 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $792,000 | 4,372 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $792,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,960 |
| Cash dividends | $242,000 | 3,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $792,000 | 4,361 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 6,376 |
| Total interest expense | $478,000 | 7,294 |
| Net interest income | $1,456,000 | 5,646 |
| Provision for loan and lease losses | $42,000 | 4,587 |
| Total noninterest income | $368,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $255,000 | 2,995 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $113,000 | 4,881 |
| Total noninterest expense | $1,285,000 | 5,510 |
| Salaries and employee benefits | $676,000 | 5,668 |
| Premises and equipment expense | $219,000 | 4,750 |
| Additional noninterest expense | $390,000 | 5,378 |
| Pre-tax net operating income | $497,000 | 5,055 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $497,000 | 4,560 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $497,000 | 4,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,221 |
| Cash dividends | $136,000 | 4,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $497,000 | 4,559 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $969,000 | 6,383 |
| Total interest expense | $236,000 | 7,331 |
| Net interest income | $733,000 | 5,643 |
| Provision for loan and lease losses | $21,000 | 4,310 |
| Total noninterest income | $176,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $122,000 | 3,030 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $54,000 | 4,958 |
| Total noninterest expense | $641,000 | 5,547 |
| Salaries and employee benefits | $336,000 | 5,720 |
| Premises and equipment expense | $108,000 | 4,816 |
| Additional noninterest expense | $197,000 | 5,309 |
| Pre-tax net operating income | $247,000 | 5,084 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $247,000 | 4,589 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $247,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $247,000 | 4,575 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 6,311 |
| Total interest expense | $773,000 | 7,384 |
| Net interest income | $2,910,000 | 5,618 |
| Provision for loan and lease losses | $72,000 | 5,138 |
| Total noninterest income | $767,000 | 4,169 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $540,000 | 2,908 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $227,000 | 4,880 |
| Total noninterest expense | $2,789,000 | 5,136 |
| Salaries and employee benefits | $1,472,000 | 5,264 |
| Premises and equipment expense | $441,000 | 4,629 |
| Additional noninterest expense | $876,000 | 4,951 |
| Pre-tax net operating income | $816,000 | 5,614 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $816,000 | 5,161 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $816,000 | 5,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,780 |
| Cash dividends | $341,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $816,000 | 5,158 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 6,359 |
| Total interest expense | $540,000 | 7,491 |
| Net interest income | $2,195,000 | 5,654 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $577,000 | 4,156 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $406,000 | 2,928 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $171,000 | 4,871 |
| Total noninterest expense | $1,939,000 | 5,359 |
| Salaries and employee benefits | $980,000 | 5,607 |
| Premises and equipment expense | $324,000 | 4,691 |
| Additional noninterest expense | $635,000 | 5,030 |
| Pre-tax net operating income | $788,000 | 5,253 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $788,000 | 4,737 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $788,000 | 4,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,946 |
| Cash dividends | $226,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $788,000 | 4,731 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 6,385 |
| Total interest expense | $339,000 | 7,543 |
| Net interest income | $1,461,000 | 5,687 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $380,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $269,000 | 2,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 4,908 |
| Total noninterest expense | $1,292,000 | 5,370 |
| Salaries and employee benefits | $652,000 | 5,645 |
| Premises and equipment expense | $206,000 | 4,842 |
| Additional noninterest expense | $434,000 | 4,948 |
| Pre-tax net operating income | $531,000 | 5,279 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $531,000 | 4,737 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $531,000 | 4,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,216 |
| Cash dividends | $140,000 | 4,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $531,000 | 4,723 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $888,000 | 6,384 |
| Total interest expense | $162,000 | 7,571 |
| Net interest income | $726,000 | 5,693 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $188,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $131,000 | 2,892 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,857 |
| Total noninterest expense | $650,000 | 5,361 |
| Salaries and employee benefits | $324,000 | 5,695 |
| Premises and equipment expense | $94,000 | 5,139 |
| Additional noninterest expense | $232,000 | 4,689 |
| Pre-tax net operating income | $264,000 | 5,254 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $264,000 | 4,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $264,000 | 4,715 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,058,000 | 6,545 |
| Total interest expense | $504,000 | 7,606 |
| Net interest income | $2,554,000 | 5,988 |
| Provision for loan and lease losses | $99,000 | 4,862 |
| Total noninterest income | $755,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $538,000 | 2,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $217,000 | 5,007 |
| Total noninterest expense | $2,567,000 | 5,298 |
| Salaries and employee benefits | $1,417,000 | 5,244 |
| Premises and equipment expense | $389,000 | 4,940 |
| Additional noninterest expense | $761,000 | 5,328 |
| Pre-tax net operating income | $643,000 | 6,292 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $643,000 | 5,843 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $643,000 | 5,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,613 |
| Cash dividends | $351,000 | 4,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $643,000 | 5,818 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,219,000 | 6,625 |
| Total interest expense | $360,000 | 7,642 |
| Net interest income | $1,859,000 | 6,095 |
| Provision for loan and lease losses | $81,000 | 4,591 |
| Total noninterest income | $563,000 | 4,211 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $407,000 | 2,879 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $156,000 | 5,122 |
| Total noninterest expense | $1,787,000 | 5,500 |
| Salaries and employee benefits | $954,000 | 5,583 |
| Premises and equipment expense | $286,000 | 4,996 |
| Additional noninterest expense | $547,000 | 5,434 |
| Pre-tax net operating income | $554,000 | 6,191 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $554,000 | 5,659 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $554,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,450 |
| Cash dividends | $244,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $554,000 | 5,615 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 6,654 |
| Total interest expense | $226,000 | 7,668 |
| Net interest income | $1,210,000 | 6,159 |
| Provision for loan and lease losses | $54,000 | 4,449 |
| Total noninterest income | $365,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $261,000 | 2,913 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $104,000 | 5,107 |
| Total noninterest expense | $1,191,000 | 5,500 |
| Salaries and employee benefits | $635,000 | 5,559 |
| Premises and equipment expense | $182,000 | 5,135 |
| Additional noninterest expense | $374,000 | 5,318 |
| Pre-tax net operating income | $330,000 | 6,403 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $330,000 | 5,918 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $330,000 | 5,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,271 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $330,000 | 5,868 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 6,679 |
| Total interest expense | $109,000 | 7,723 |
| Net interest income | $611,000 | 6,174 |
| Provision for loan and lease losses | $27,000 | 4,321 |
| Total noninterest income | $178,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $130,000 | 2,849 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,277 |
| Total noninterest expense | $616,000 | 5,433 |
| Salaries and employee benefits | $313,000 | 5,651 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $215,000 | 4,837 |
| Pre-tax net operating income | $146,000 | 6,624 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $146,000 | 6,152 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $146,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $146,000 | 6,110 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 6,779 |
| Total interest expense | $442,000 | 7,522 |
| Net interest income | $2,184,000 | 6,396 |
| Provision for loan and lease losses | $108,000 | 4,881 |
| Total noninterest income | $772,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $591,000 | 2,737 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $181,000 | 5,320 |
| Total noninterest expense | $2,401,000 | 5,442 |
| Salaries and employee benefits | $1,345,000 | 5,322 |
| Premises and equipment expense | $349,000 | 5,226 |
| Additional noninterest expense | $707,000 | 5,491 |
| Pre-tax net operating income | $447,000 | 6,875 |
| Securities gains (losses) | $21,000 | 2,362 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $468,000 | 6,475 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $468,000 | 6,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,036 |
| Cash dividends | $248,000 | 4,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $447,000 | 6,502 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 6,802 |
| Total interest expense | $335,000 | 7,533 |
| Net interest income | $1,631,000 | 6,413 |
| Provision for loan and lease losses | $81,000 | 4,696 |
| Total noninterest income | $606,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $465,000 | 2,648 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $141,000 | 5,249 |
| Total noninterest expense | $1,631,000 | 5,705 |
| Salaries and employee benefits | $895,000 | 5,669 |
| Premises and equipment expense | $252,000 | 5,316 |
| Additional noninterest expense | $484,000 | 5,732 |
| Pre-tax net operating income | $525,000 | 6,212 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $525,000 | 5,701 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $525,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,285 |
| Cash dividends | $224,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $525,000 | 5,628 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 6,835 |
| Total interest expense | $228,000 | 7,568 |
| Net interest income | $1,079,000 | 6,460 |
| Provision for loan and lease losses | $54,000 | 4,620 |
| Total noninterest income | $401,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $312,000 | 2,629 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $89,000 | 5,394 |
| Total noninterest expense | $1,062,000 | 5,806 |
| Salaries and employee benefits | $581,000 | 5,786 |
| Premises and equipment expense | $163,000 | 5,430 |
| Additional noninterest expense | $318,000 | 5,799 |
| Pre-tax net operating income | $364,000 | 6,095 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $364,000 | 5,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,797 |
| Cash dividends | $169,000 | 3,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $364,000 | 5,480 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $650,000 | 6,892 |
| Total interest expense | $118,000 | 7,567 |
| Net interest income | $532,000 | 6,518 |
| Provision for loan and lease losses | $27,000 | 4,453 |
| Total noninterest income | $202,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $159,000 | 2,549 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $43,000 | 5,417 |
| Total noninterest expense | $518,000 | 5,935 |
| Salaries and employee benefits | $284,000 | 5,901 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $160,000 | 5,799 |
| Pre-tax net operating income | $189,000 | 5,949 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $189,000 | 5,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $189,000 | 5,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $189,000 | 5,357 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,663,000 | 6,878 |
| Total interest expense | $611,000 | 7,354 |
| Net interest income | $2,052,000 | 6,517 |
| Provision for loan and lease losses | $181,000 | 4,203 |
| Total noninterest income | $856,000 | 4,065 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $656,000 | 2,507 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $200,000 | 5,288 |
| Total noninterest expense | $2,241,000 | 5,613 |
| Salaries and employee benefits | $1,271,000 | 5,433 |
| Premises and equipment expense | $327,000 | 5,401 |
| Additional noninterest expense | $643,000 | 5,761 |
| Pre-tax net operating income | $486,000 | 6,726 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $486,000 | 6,395 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $486,000 | 6,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,045 |
| Cash dividends | $230,000 | 4,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $486,000 | 6,243 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 6,950 |
| Total interest expense | $473,000 | 7,436 |
| Net interest income | $1,527,000 | 6,584 |
| Provision for loan and lease losses | $78,000 | 5,161 |
| Total noninterest income | $650,000 | 4,091 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $497,000 | 2,490 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 5,306 |
| Total noninterest expense | $1,576,000 | 5,813 |
| Salaries and employee benefits | $871,000 | 5,717 |
| Premises and equipment expense | $241,000 | 5,445 |
| Additional noninterest expense | $464,000 | 5,868 |
| Pre-tax net operating income | $523,000 | 6,185 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $523,000 | 5,730 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $523,000 | 5,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,387 |
| Cash dividends | $207,000 | 3,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $523,000 | 5,553 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 6,994 |
| Total interest expense | $323,000 | 7,498 |
| Net interest income | $1,011,000 | 6,613 |
| Provision for loan and lease losses | $51,000 | 5,095 |
| Total noninterest income | $438,000 | 4,042 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $336,000 | 2,427 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $102,000 | 5,294 |
| Total noninterest expense | $1,044,000 | 5,849 |
| Salaries and employee benefits | $581,000 | 5,723 |
| Premises and equipment expense | $162,000 | 5,400 |
| Additional noninterest expense | $301,000 | 5,968 |
| Pre-tax net operating income | $354,000 | 6,148 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $354,000 | 5,705 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $354,000 | 5,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,755 |
| Cash dividends | $132,000 | 3,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $354,000 | 5,493 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 7,040 |
| Total interest expense | $164,000 | 7,562 |
| Net interest income | $502,000 | 6,640 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $214,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $163,000 | 2,424 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 5,226 |
| Total noninterest expense | $512,000 | 5,925 |
| Salaries and employee benefits | $286,000 | 5,782 |
| Premises and equipment expense | $79,000 | 5,487 |
| Additional noninterest expense | $147,000 | 6,005 |
| Pre-tax net operating income | $180,000 | 6,085 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $180,000 | 5,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $180,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $180,000 | 5,384 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 7,073 |
| Total interest expense | $779,000 | 7,579 |
| Net interest income | $1,998,000 | 6,638 |
| Provision for loan and lease losses | $96,000 | 5,792 |
| Total noninterest income | $774,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $588,000 | 2,603 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $186,000 | 5,172 |
| Total noninterest expense | $2,037,000 | 5,815 |
| Salaries and employee benefits | $1,113,000 | 5,765 |
| Premises and equipment expense | $328,000 | 5,290 |
| Additional noninterest expense | $596,000 | 5,955 |
| Pre-tax net operating income | $639,000 | 6,296 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $639,000 | 5,799 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $639,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,660 |
| Cash dividends | $251,000 | 4,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $639,000 | 5,668 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 7,188 |
| Total interest expense | $1,104,000 | 7,805 |
| Net interest income | $1,966,000 | 6,481 |
| Provision for loan and lease losses | $77,000 | 6,054 |
| Total noninterest income | $640,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $486,000 | 2,907 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $154,000 | 5,501 |
| Total noninterest expense | $1,994,000 | 5,734 |
| Salaries and employee benefits | $1,087,000 | 5,693 |
| Premises and equipment expense | $320,000 | 5,321 |
| Additional noninterest expense | $587,000 | 5,917 |
| Pre-tax net operating income | $535,000 | 6,423 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $535,000 | 5,907 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $535,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,943 |
| Cash dividends | $324,000 | 4,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $535,000 | 5,790 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 7,333 |
| Total interest expense | $1,061,000 | 8,105 |
| Net interest income | $2,022,000 | 6,529 |
| Provision for loan and lease losses | $66,000 | 6,080 |
| Total noninterest income | $636,000 | 4,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $551,000 | 2,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 6,788 |
| Total noninterest expense | $1,934,000 | 5,793 |
| Salaries and employee benefits | $1,057,000 | 5,706 |
| Premises and equipment expense | $324,000 | 5,196 |
| Additional noninterest expense | $553,000 | 6,052 |
| Pre-tax net operating income | $658,000 | 6,379 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $658,000 | 5,584 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $658,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $406,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $658,000 | 5,592 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 7,753 |
| Total interest expense | $970,000 | 8,252 |
| Net interest income | $1,674,000 | 7,235 |
| Provision for loan and lease losses | $66,000 | 6,005 |
| Total noninterest income | $603,000 | 4,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $521,000 | 2,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $1,883,000 | 5,906 |
| Salaries and employee benefits | $1,040,000 | 5,727 |
| Premises and equipment expense | $307,000 | 5,394 |
| Additional noninterest expense | $536,000 | 6,250 |
| Pre-tax net operating income | $328,000 | 7,933 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $328,000 | 7,409 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $328,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $176,000 | 5,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $328,000 | 7,385 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,594,000 | 7,991 |
| Total interest expense | $1,021,000 | 8,368 |
| Net interest income | $1,573,000 | 7,528 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $526,000 | 4,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $462,000 | 2,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,673 |
| Total noninterest expense | $1,651,000 | 6,323 |
| Salaries and employee benefits | $920,000 | 6,114 |
| Premises and equipment expense | $241,000 | 6,084 |
| Additional noninterest expense | $490,000 | 6,510 |
| Pre-tax net operating income | $400,000 | 7,875 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $257,000 | 5,577 |
| Income before extraordinary items | $143,000 | 9,027 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $143,000 | 9,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,698 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $143,000 | 8,967 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 8,430 |
| Total interest expense | $921,000 | 8,900 |
| Net interest income | $1,536,000 | 7,899 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $445,000 | 5,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,650 |
| Total noninterest expense | $1,384,000 | 7,076 |
| Salaries and employee benefits | $761,000 | 6,965 |
| Premises and equipment expense | $190,000 | 7,020 |
| Additional noninterest expense | $433,000 | 7,080 |
| Pre-tax net operating income | $555,000 | 7,639 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $191,000 | 7,004 |
| Income before extraordinary items | $364,000 | 7,889 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $364,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,088 |
| Cash dividends | $90,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $364,000 | 7,833 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 8,934 |
| Total interest expense | $883,000 | 9,373 |
| Net interest income | $1,449,000 | 8,389 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $380,000 | 6,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $1,264,000 | 7,780 |
| Salaries and employee benefits | $705,000 | 7,506 |
| Premises and equipment expense | $181,000 | 7,400 |
| Additional noninterest expense | $378,000 | 8,069 |
| Pre-tax net operating income | $565,000 | 7,599 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $196,000 | 7,198 |
| Income before extraordinary items | $370,000 | 7,862 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $370,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,431 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $369,350 | 7,804 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 10,015 |
| Total interest expense | $720,000 | 10,234 |
| Net interest income | $1,095,000 | 9,642 |
| Provision for loan and lease losses | $22,000 | 7,572 |
| Total noninterest income | $222,000 | 8,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,029 |
| Total noninterest expense | $1,024,000 | 8,843 |
| Salaries and employee benefits | $568,000 | 8,585 |
| Premises and equipment expense | $136,000 | 8,625 |
| Additional noninterest expense | $320,000 | 9,033 |
| Pre-tax net operating income | $271,000 | 9,965 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $95,000 | 9,268 |
| Income before extraordinary items | $176,000 | 10,204 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $176,000 | 10,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $176,000 | 10,175 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 10,739 |
| Total interest expense | $502,000 | 11,090 |
| Net interest income | $994,000 | 10,410 |
| Provision for loan and lease losses | $27,000 | 7,330 |
| Total noninterest income | $242,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $891,000 | 9,812 |
| Salaries and employee benefits | $455,000 | 9,787 |
| Premises and equipment expense | $111,000 | 9,669 |
| Additional noninterest expense | $325,000 | 9,657 |
| Pre-tax net operating income | $318,000 | 10,007 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $107,000 | 9,194 |
| Income before extraordinary items | $205,000 | 10,214 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $205,000 | 10,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $90,000 | 7,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $208,960 | 10,222 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 11,380 |
| Total interest expense | $510,000 | 11,642 |
| Net interest income | $922,000 | 11,069 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $222,000 | 8,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $864,000 | 10,376 |
| Salaries and employee benefits | $445,000 | 10,204 |
| Premises and equipment expense | $94,000 | 10,650 |
| Additional noninterest expense | $325,000 | 10,124 |
| Pre-tax net operating income | $255,000 | 10,588 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $99,000 | 9,774 |
| Income before extraordinary items | $188,000 | 10,784 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $188,000 | 10,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $68,000 | 7,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $166,880 | 10,809 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 11,555 |
| Total interest expense | $693,000 | 11,852 |
| Net interest income | $987,000 | 11,147 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $194,000 | 9,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $903,000 | 10,463 |
| Salaries and employee benefits | $427,000 | 10,555 |
| Premises and equipment expense | $94,000 | 10,953 |
| Additional noninterest expense | $382,000 | 9,796 |
| Pre-tax net operating income | $268,000 | 10,446 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $97,000 | 10,000 |
| Income before extraordinary items | $171,000 | 10,975 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $171,000 | 11,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 13,380 |
| Cash dividends | $68,000 | 7,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $171,000 | 10,649 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.