Home > Nippon Credit Trust Company > Income and Expense
Nippon Credit Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,521,000 | 2,248 |
| Total interest expense | $3,416,000 | 4,225 |
| Net interest income | $11,105,000 | 1,550 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,388,000 | 2,344 |
| Gross Fiduciary activities income | $662,000 | 575 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $321,000 | 121 |
| Additional Noninterest Income | $405,000 | 3,254 |
| Total noninterest expense | $5,151,000 | 2,495 |
| Salaries and employee benefits | $2,497,000 | 2,650 |
| Premises and equipment expense | $575,000 | 3,272 |
| Additional noninterest expense | $2,079,000 | 2,017 |
| Pre-tax net operating income | $7,342,000 | 1,093 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,358,000 | 848 |
| Income before extraordinary items | $3,984,000 | 1,380 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,984,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,213 |
| Cash dividends | $4,002,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $-85,000,000 | 10,920 |
| Net operating income | $3,984,000 | 1,332 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,361,000 | 1,948 |
| Total interest expense | $5,863,000 | 2,597 |
| Net interest income | $11,498,000 | 1,540 |
| Provision for loan and lease losses | $-91,000 | 11,254 |
| Total noninterest income | $4,174,000 | 1,076 |
| Gross Fiduciary activities income | $1,222,000 | 458 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $1,879,000 | 78 |
| Additional Noninterest Income | $1,073,000 | 1,725 |
| Total noninterest expense | $3,208,000 | 4,086 |
| Salaries and employee benefits | $2,223,000 | 2,998 |
| Premises and equipment expense | $299,000 | 5,615 |
| Additional noninterest expense | $686,000 | 5,816 |
| Pre-tax net operating income | $12,555,000 | 654 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $6,172,000 | 511 |
| Income before extraordinary items | $6,383,000 | 846 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,383,000 | 847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $2,821,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $50,000,000 | 13 |
| Net operating income | $6,383,000 | 824 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,665,000 | 2,851 |
| Total interest expense | $2,981,000 | 4,787 |
| Net interest income | $8,684,000 | 2,072 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $4,236,000 | 1,074 |
| Gross Fiduciary activities income | $1,087,000 | 519 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $2,156,000 | 98 |
| Additional Noninterest Income | $993,000 | 1,812 |
| Total noninterest expense | $3,338,000 | 3,911 |
| Salaries and employee benefits | $1,670,000 | 3,882 |
| Premises and equipment expense | $557,000 | 3,428 |
| Additional noninterest expense | $1,111,000 | 3,997 |
| Pre-tax net operating income | $9,582,000 | 859 |
| Securities gains (losses) | $-1,315,000 | 11,886 |
| Applicable income taxes | $3,010,000 | 920 |
| Income before extraordinary items | $5,257,000 | 1,017 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,257,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $1,750,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,098,600 | 890 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,374,000 | 2,669 |
| Total interest expense | $2,630,000 | 4,439 |
| Net interest income | $8,744,000 | 2,062 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $-103,000 | 12,573 |
| Gross Fiduciary activities income | $1,091,000 | 507 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $-1,287,000 | 4,940 |
| Additional Noninterest Income | $93,000 | 7,744 |
| Total noninterest expense | $2,842,000 | 4,622 |
| Salaries and employee benefits | $1,521,000 | 4,233 |
| Premises and equipment expense | $670,000 | 2,939 |
| Additional noninterest expense | $651,000 | 6,671 |
| Pre-tax net operating income | $5,799,000 | 1,285 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,414,000 | 776 |
| Income before extraordinary items | $2,385,000 | 2,054 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,385,000 | 2,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $2,625,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,385,000 | 2,064 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,841,000 | 2,609 |
| Total interest expense | $2,971,000 | 4,144 |
| Net interest income | $8,870,000 | 2,037 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $2,029,000 | 1,960 |
| Gross Fiduciary activities income | $1,708,000 | 410 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $321,000 | 4,304 |
| Total noninterest expense | $3,354,000 | 4,071 |
| Salaries and employee benefits | $1,580,000 | 4,082 |
| Premises and equipment expense | $907,000 | 2,257 |
| Additional noninterest expense | $867,000 | 5,540 |
| Pre-tax net operating income | $7,545,000 | 952 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,585,000 | 718 |
| Income before extraordinary items | $3,960,000 | 1,285 |
| Extraordinary gains, net | $107,000 | 1,505 |
| Net income | $4,067,000 | 1,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $1,871,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,960,000 | 1,196 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,116,000 | 4,770 |
| Total interest expense | $2,592,000 | 5,808 |
| Net interest income | $4,524,000 | 3,985 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $761,000 | 4,120 |
| Gross Fiduciary activities income | $692,000 | 661 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $3,146,000 | 4,329 |
| Salaries and employee benefits | $1,714,000 | 3,736 |
| Premises and equipment expense | $674,000 | 3,019 |
| Additional noninterest expense | $758,000 | 6,364 |
| Pre-tax net operating income | $2,139,000 | 2,912 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $983,000 | 2,140 |
| Income before extraordinary items | $1,156,000 | 3,935 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,156,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $100,000,000 | 16 |
| Net operating income | $1,156,000 | 3,646 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.