Home > Nicolet National Bank > Net charge- offs to loans
Nicolet National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0279% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0604% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 3,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4800% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8610% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1996% | 1,827 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 2,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0828% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 3,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5327% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9206% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2586% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 1,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1269% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 3,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6495% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0133% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3989% | 1,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 1,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4582% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1237% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0244% | 1,767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0137% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 4,251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0079% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3799% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8573% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1192% | 1,963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 2,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 534 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0010% | 4,308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4255% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9856% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1280% | 1,717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 3,235 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 3,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 4,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,347 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0017% | 3,161 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3344% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7328% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1246% | 1,600 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 3,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4203% | 948 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1271% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0699% | 1,558 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 2,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 3,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1787% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3893% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0625% | 2,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 3,214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2130% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4602% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0686% | 1,841 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,668 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 3,273 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2556% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4944% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0941% | 1,530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 3,899 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0087% | 3,355 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 3,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0058% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5444% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0343% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2164% | 1,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0502% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0719% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0134% | 4,138 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0586% | 3,537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0779% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4182% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0275% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0318% | 2,755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0422% | 2,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,936 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 3,384 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0768% | 1,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4571% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1363% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0284% | 2,613 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 2,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 4,004 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 3,399 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 4,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0086% | 1,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5966% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4212% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0555% | 2,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 2,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,847 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 3,440 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0164% | 3,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9247% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2155% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0451% | 2,126 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 1,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.1914% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0064% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 1,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0373% | 4,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0634% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5637% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0418% | 3,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.2721% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0202% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0388% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4826% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0648% | 2,757 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 2,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,901 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 3,508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0131% | 3,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9184% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1985% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0732% | 2,442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 3,929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 4,033 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 3,584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 3,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0303% | 2,330 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0382% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0753% | 2,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 1,867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 3,538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 1,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1256% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7780% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6785% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2372% | 2,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0640% | 1,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0062% | 3,546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1603% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9433% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0412% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2948% | 1,814 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 3,571 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1919% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0872% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4074% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3381% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0235% | 4,787 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 3,663 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0276% | 4,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2372% | 654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9528% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7165% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5425% | 1,159 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0793% | 2,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 2,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0117% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 2,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 2,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2840% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2878% | 2,368 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7743% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0950% | 3,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 4,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0162% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3019% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1906% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4121% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1100% | 2,758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 2,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0254% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 1,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0493% | 1,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2270% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5218% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1277% | 2,433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0202% | 2,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 4,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0540% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 5,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 4,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 4,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0633% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5714% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5898% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0345% | 2,331 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 3,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 4,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8001% | 4,745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0306% | 2,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0346% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 2,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0751% | 2,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4743% | 1,873 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5904% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4485% | 1,820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 3,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 4,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0202% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1478% | 4,769 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 2,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0418% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 2,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1068% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4515% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5468% | 1,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 2,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 4,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,782 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0715% | 4,708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 2,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0394% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 4,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1589% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4624% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5580% | 1,256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1023% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 4,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,948 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1021% | 4,752 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 5,014 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 4,011 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 5,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3268% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9198% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1527% | 640 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0880% | 2,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 1,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1112% | 988 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1163% | 4,832 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0764% | 2,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2482% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 2,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1253% | 1,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3694% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0262% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1693% | 2,688 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 2,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 1,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1167% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1173% | 4,872 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 1,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3251% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 2,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1323% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3897% | 1,759 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9548% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1264% | 2,640 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1046% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 1,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1230% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1297% | 4,907 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 2,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2125% | 1,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3819% | 1,643 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7159% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0768% | 5,135 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0904% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1238% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2454% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1540% | 4,949 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0685% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 1,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5521% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8369% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2357% | 1,762 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3057% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1298% | 2,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0216% | 1,080 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1806% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0828% | 5,034 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1402% | 2,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1165% | 886 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1447% | 1,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5581% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5461% | 1,709 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2770% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2739% | 2,368 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2457% | 381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.9210% | 9 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 1,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1535% | 1,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0289% | 921 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2407% | 940 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0906% | 5,090 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1324% | 1,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0689% | 900 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1443% | 1,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 2,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6927% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1778% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2877% | 2,139 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6797% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.9766% | 8 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2197% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1343% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0429% | 767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2002% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0845% | 5,109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1246% | 1,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0501% | 796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1382% | 1,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0162% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0591% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0132% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3974% | 1,630 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5537% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 22.2076% | 6 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2645% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 2,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0868% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 5,590 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0745% | 5,129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0718% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1156% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0640% | 1,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0052% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8553% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0624% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8198% | 948 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1383% | 130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 38.5744% | 5 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5566% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7075% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 0.6246% | 1,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8936% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3949% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2164% | 2,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4620% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1681% | 2,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2609% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2946% | 866 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5511% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8497% | 1,245 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3509% | 1,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3861% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.9486% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 2,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2548% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2072% | 2,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4009% | 723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1680% | 2,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2991% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1304% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3685% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9304% | 1,018 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4348% | 1,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4435% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1125% | 1,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4301% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2620% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6321% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1842% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4770% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4167% | 1,960 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3186% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2223% | 2,436 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4019% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0964% | 2,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1365% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0923% | 2,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1131% | 1,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0740% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5954% | 1,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8494% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | 3.3850% | 762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7261% | 1,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3572% | 2,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0509% | 1,673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4438% | 1,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1605% | 2,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5818% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5885% | 1,979 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7187% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0810% | 883 |
| Percentage Net Loans Charged-off:Construction & development | 2.7764% | 847 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2291% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3840% | 2,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0668% | 1,466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4798% | 1,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0803% | 2,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7276% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7360% | 1,504 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8931% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3499% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 4.3481% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2862% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5104% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0998% | 1,229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6413% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0624% | 2,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0355% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0459% | 1,067 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9637% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4997% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 5.9872% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9382% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7272% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9623% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0551% | 5,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0541% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0546% | 5,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8565% | 779 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0493% | 625 |
| Percentage Net Loans Charged-off:Construction & development | 13.4620% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3041% | 2,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5992% | 704 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8669% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9279% | 884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8453% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8592% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0707% | 4,657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0696% | 4,485 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0196% | 625 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2087% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 14.4023% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3393% | 1,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7718% | 557 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8172% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0234% | 736 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7435% | 1,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0771% | 1,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0635% | 4,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0622% | 4,155 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3547% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3461% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 15.5762% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2950% | 1,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8630% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1342% | 1,321 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1307% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9898% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6571% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0789% | 3,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.4106% | 1,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 2,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1234% | 2,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8994% | 323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2218% | 1,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4754% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | 9.4628% | 630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1829% | 2,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2510% | 3,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3839% | 1,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2022% | 3,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8405% | 2,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7508% | 2,685 |
| Percentage Net Loans Charged-off: Credit card loans | 68.4211% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1761% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4382% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 8.8407% | 624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2015% | 2,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2503% | 2,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5129% | 1,095 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1531% | 3,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7275% | 2,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9620% | 2,071 |
| Percentage Net Loans Charged-off: Credit card loans | 80.8411% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0902% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2271% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | 6.3343% | 821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3391% | 1,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2914% | 2,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4231% | 1,028 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2399% | 2,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8954% | 2,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3349% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 114.1069% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5096% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4631% | 2,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6761% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3844% | 1,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5399% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5560% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0693% | 968 |
| Percentage Net Loans Charged-off: Credit card loans | 225.4545% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1038% | 2,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8654% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | 1.5699% | 2,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4681% | 1,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3006% | 1,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4408% | 1,296 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6729% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1986% | 2,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.5195% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9614% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6247% | 2,134 |
| Percentage Net Loans Charged-off:Construction & development | 2.1201% | 1,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1786% | 2,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7003% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0915% | 1,504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9688% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0409% | 2,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.3659% | 62 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6429% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6770% | 1,788 |
| Percentage Net Loans Charged-off:Construction & development | 2.0457% | 1,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2806% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7503% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1411% | 1,149 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0168% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6238% | 2,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1639% | 4,581 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6398% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4318% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1804% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1801% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3044% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5441% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1264% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3211% | 3,374 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8400% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2920% | 2,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.3735% | 2,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1968% | 1,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4577% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2984% | 895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5148% | 1,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0862% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1835% | 5,106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4864% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2163% | 2,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.1426% | 1,897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0842% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5259% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3929% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5719% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1091% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1600% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1702% | 3,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1877% | 1,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1250% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4351% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2742% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4930% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1427% | 2,511 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0294% | 7,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 6,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 2,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0641% | 8,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1621% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2278% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 6,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1735% | 2,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2603% | 1,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.2685% | 893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3870% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 2,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1070% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 3,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 3,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2737% | 4,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1400% | 2,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1665% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.3504% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1676% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 1,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1399% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 2,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0906% | 2,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2880% | 3,632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1987% | 1,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2555% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3012% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3751% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5435% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1291% | 2,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 6,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 6,651 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0468% | 6,837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1974% | 2,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2148% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2209% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3847% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1527% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5196% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1850% | 2,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0122% | 5,692 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 3,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2091% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0164% | 5,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1334% | 2,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3335% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0523% | 4,528 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3112% | 899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7768% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1063% | 3,494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3085% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1306% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4045% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6593% | 225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5818% | 1,721 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0544% | 7,868 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2938% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1760% | 718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5469% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8860% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4801% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0552% | 7,654 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3863% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1623% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5115% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8247% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7277% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0588% | 7,430 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4355% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3342% | 333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0743% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7383% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6054% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0659% | 7,162 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6423% | 805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3192% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4230% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4276% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6194% | 294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1467% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3402% | 4,621 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7810% | 554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4285% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5589% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5779% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8179% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3451% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3883% | 3,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9171% | 467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 1,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0838% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3326% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0383% | 5,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5819% | 795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1674% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4193% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1521% | 4,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7622% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0801% | 2,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2618% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3707% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8884% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2473% | 5,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5656% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1212% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3969% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5643% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3210% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4418% | 8,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5215% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1867% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6152% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8519% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0990% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7811% | 8,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4148% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1229% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6739% | 9,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1505% | 4,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3430% | 3,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7919% | 3,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |