Home > Nickerson State Bank > Income and Expense
Nickerson State Bank, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,911,000 | 9,126 |
Total interest expense | $868,000 | 9,055 |
Net interest income | $1,043,000 | 9,083 |
Provision for loan and lease losses | $30,000 | 7,369 |
Total noninterest income | $305,000 | 6,592 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $138,000 | 6,394 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $167,000 | 5,407 |
Total noninterest expense | $1,100,000 | 8,006 |
Salaries and employee benefits | $605,000 | 7,885 |
Premises and equipment expense | $141,000 | 8,004 |
Additional noninterest expense | $354,000 | 7,767 |
Pre-tax net operating income | $218,000 | 9,480 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $96,000 | 8,464 |
Income before extraordinary items | $122,000 | 9,819 |
Extraordinary gains, net | $0 | 44 |
Net income | $122,000 | 9,819 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $122,000 | 9,773 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,615,000 | 9,952 |
Total interest expense | $724,000 | 9,899 |
Net interest income | $891,000 | 9,856 |
Provision for loan and lease losses | $15,000 | 8,204 |
Total noninterest income | $276,000 | 7,245 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $137,000 | 6,712 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $139,000 | 6,188 |
Total noninterest expense | $968,000 | 8,782 |
Salaries and employee benefits | $542,000 | 8,556 |
Premises and equipment expense | $106,000 | 9,125 |
Additional noninterest expense | $320,000 | 8,670 |
Pre-tax net operating income | $184,000 | 9,893 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $83,000 | 9,068 |
Income before extraordinary items | $101,000 | 10,209 |
Extraordinary gains, net | $0 | 53 |
Net income | $101,000 | 10,208 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 10,098 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $101,000 | 10,160 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,324,000 | 10,803 |
Total interest expense | $603,000 | 10,649 |
Net interest income | $721,000 | 10,778 |
Provision for loan and lease losses | $12,000 | 8,132 |
Total noninterest income | $226,000 | 8,051 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $134,000 | 7,003 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $92,000 | 7,497 |
Total noninterest expense | $860,000 | 9,506 |
Salaries and employee benefits | $473,000 | 9,330 |
Premises and equipment expense | $85,000 | 10,060 |
Additional noninterest expense | $302,000 | 9,224 |
Pre-tax net operating income | $75,000 | 11,205 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $30,000 | 10,584 |
Income before extraordinary items | $45,000 | 11,312 |
Extraordinary gains, net | $0 | 65 |
Net income | $45,000 | 11,311 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 10,260 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $45,000 | 11,279 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $366,000 | 12,492 |
Total interest expense | $149,000 | 12,444 |
Net interest income | $217,000 | 12,494 |
Provision for loan and lease losses | $33,000 | 6,965 |
Total noninterest income | $42,000 | 12,095 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $35,000 | 10,191 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 12,250 |
Total noninterest expense | $207,000 | 12,509 |
Salaries and employee benefits | $100,000 | 12,510 |
Premises and equipment expense | $16,000 | 12,478 |
Additional noninterest expense | $91,000 | 12,368 |
Pre-tax net operating income | $19,000 | 12,023 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $11,000 | 11,350 |
Income before extraordinary items | $8,000 | 12,010 |
Extraordinary gains, net | $0 | 249 |
Net income | $8,000 | 12,011 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,875 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $8,000 | 12,045 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,217,000 | 11,855 |
Total interest expense | $478,000 | 11,787 |
Net interest income | $739,000 | 11,724 |
Provision for loan and lease losses | $102,000 | 5,694 |
Total noninterest income | $138,000 | 10,455 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $106,000 | 8,210 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $32,000 | 11,170 |
Total noninterest expense | $600,000 | 11,657 |
Salaries and employee benefits | $315,000 | 11,501 |
Premises and equipment expense | $62,000 | 11,775 |
Additional noninterest expense | $223,000 | 11,426 |
Pre-tax net operating income | $175,000 | 11,267 |
Securities gains (losses) | $23,000 | 4,484 |
Applicable income taxes | $52,000 | 10,892 |
Income before extraordinary items | $146,000 | 11,254 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $146,000 | 11,338 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $185,000 | 3,273 |
Cash dividends | $39,000 | 8,269 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $128,980 | 11,262 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,380,000 | 12,228 |
Total interest expense | $639,000 | 12,117 |
Net interest income | $741,000 | 12,152 |
Provision for loan and lease losses | $126,000 | 6,581 |
Total noninterest income | $123,000 | 11,096 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $97,000 | 8,612 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $26,000 | 12,093 |
Total noninterest expense | $630,000 | 11,879 |
Salaries and employee benefits | $301,000 | 11,997 |
Premises and equipment expense | $69,000 | 11,913 |
Additional noninterest expense | $260,000 | 11,410 |
Pre-tax net operating income | $108,000 | 11,937 |
Securities gains (losses) | $13,000 | 6,142 |
Applicable income taxes | $29,000 | 11,842 |
Income before extraordinary items | $92,000 | 12,035 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $92,000 | 12,095 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $119,000 | 5,459 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $82,120 | 11,888 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.