Home > Nexity Bank > Income and Expense
Nexity Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,480,000 | 1,629 |
| Total interest expense | $3,130,000 | 513 |
| Net interest income | $1,350,000 | 3,750 |
| Provision for loan and lease losses | $473,000 | 1,478 |
| Total noninterest income | $142,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $68,000 | 3,740 |
| Trading account gains and fees | $14,000 | 132 |
| Additional Noninterest Income | $60,000 | 4,383 |
| Total noninterest expense | $5,473,000 | 911 |
| Salaries and employee benefits | $1,759,000 | 1,440 |
| Premises and equipment expense | $347,000 | 1,863 |
| Additional noninterest expense | $3,367,000 | 540 |
| Pre-tax net operating income | $-4,454,000 | 7,494 |
| Securities gains (losses) | $-1,200,000 | 7,547 |
| Applicable income taxes | $46,000 | 2,886 |
| Income before extraordinary items | $-5,700,000 | 7,505 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-5,700,000 | 7,505 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-5,700,000 | 7,505 |
| Net charge-offs | $835,000 | 963 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 559 |
| Net operating income | $-4,500,000 | 7,492 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $24,105,000 | 1,275 |
| Total interest expense | $16,185,000 | 492 |
| Net interest income | $7,920,000 | 2,751 |
| Provision for loan and lease losses | $11,475,000 | 600 |
| Total noninterest income | $1,213,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $263,000 | 3,898 |
| Trading account gains and fees | $2,916,000 | 63 |
| Additional Noninterest Income | $-1,966,000 | 7,562 |
| Total noninterest expense | $23,125,000 | 874 |
| Salaries and employee benefits | $9,744,000 | 1,002 |
| Premises and equipment expense | $1,584,000 | 1,621 |
| Additional noninterest expense | $11,797,000 | 648 |
| Pre-tax net operating income | $-25,467,000 | 7,551 |
| Securities gains (losses) | $3,293,000 | 165 |
| Applicable income taxes | $274,000 | 2,447 |
| Income before extraordinary items | $-22,448,000 | 7,529 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-22,448,000 | 7,529 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-22,448,000 | 7,529 |
| Net charge-offs | $22,699,000 | 307 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,328,000 | 329 |
| Net operating income | $-25,741,000 | 7,541 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,805,000 | 1,250 |
| Total interest expense | $12,726,000 | 482 |
| Net interest income | $6,079,000 | 2,720 |
| Provision for loan and lease losses | $3,000,000 | 1,263 |
| Total noninterest income | $5,617,000 | 772 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $204,000 | 3,904 |
| Trading account gains and fees | $2,582,000 | 56 |
| Additional Noninterest Income | $2,831,000 | 865 |
| Total noninterest expense | $18,251,000 | 807 |
| Salaries and employee benefits | $7,776,000 | 931 |
| Premises and equipment expense | $1,218,000 | 1,597 |
| Additional noninterest expense | $9,257,000 | 589 |
| Pre-tax net operating income | $-9,555,000 | 7,546 |
| Securities gains (losses) | $3,296,000 | 132 |
| Applicable income taxes | $222,000 | 2,451 |
| Income before extraordinary items | $-6,481,000 | 7,493 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,481,000 | 7,493 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,481,000 | 7,493 |
| Net charge-offs | $9,236,000 | 487 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,271,000 | 265 |
| Net operating income | $-9,777,000 | 7,569 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,180,000 | 1,212 |
| Total interest expense | $8,893,000 | 477 |
| Net interest income | $4,287,000 | 2,587 |
| Provision for loan and lease losses | $2,000,000 | 1,278 |
| Total noninterest income | $4,722,000 | 637 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $139,000 | 3,847 |
| Trading account gains and fees | $2,241,000 | 56 |
| Additional Noninterest Income | $2,342,000 | 707 |
| Total noninterest expense | $13,013,000 | 747 |
| Salaries and employee benefits | $5,716,000 | 855 |
| Premises and equipment expense | $839,000 | 1,567 |
| Additional noninterest expense | $6,458,000 | 568 |
| Pre-tax net operating income | $-6,004,000 | 7,593 |
| Securities gains (losses) | $2,995,000 | 87 |
| Applicable income taxes | $320,000 | 1,676 |
| Income before extraordinary items | $-3,329,000 | 7,469 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,329,000 | 7,469 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,329,000 | 7,469 |
| Net charge-offs | $2,565,000 | 937 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 459 |
| Net operating income | $-6,324,000 | 7,629 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,175,000 | 1,125 |
| Total interest expense | $4,688,000 | 485 |
| Net interest income | $2,487,000 | 2,256 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $2,405,000 | 621 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $70,000 | 3,833 |
| Trading account gains and fees | $1,322,000 | 55 |
| Additional Noninterest Income | $1,013,000 | 787 |
| Total noninterest expense | $6,807,000 | 734 |
| Salaries and employee benefits | $2,979,000 | 827 |
| Premises and equipment expense | $420,000 | 1,611 |
| Additional noninterest expense | $3,408,000 | 538 |
| Pre-tax net operating income | $-1,915,000 | 7,583 |
| Securities gains (losses) | $731,000 | 169 |
| Applicable income taxes | $149,000 | 1,738 |
| Income before extraordinary items | $-1,333,000 | 7,542 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,333,000 | 7,542 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,333,000 | 7,543 |
| Net charge-offs | $2,061,000 | 630 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 388 |
| Net operating income | $-2,064,000 | 7,650 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $37,717,000 | 893 |
| Total interest expense | $25,451,000 | 439 |
| Net interest income | $12,266,000 | 1,810 |
| Provision for loan and lease losses | $51,757,000 | 228 |
| Total noninterest income | $11,873,000 | 575 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $461,000 | 3,054 |
| Trading account gains and fees | $8,832,000 | 47 |
| Additional Noninterest Income | $2,580,000 | 1,145 |
| Total noninterest expense | $31,440,000 | 667 |
| Salaries and employee benefits | $13,904,000 | 690 |
| Premises and equipment expense | $1,785,000 | 1,520 |
| Additional noninterest expense | $15,751,000 | 531 |
| Pre-tax net operating income | $-59,058,000 | 7,880 |
| Securities gains (losses) | $3,011,000 | 196 |
| Applicable income taxes | $3,164,000 | 380 |
| Income before extraordinary items | $-59,211,000 | 7,888 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-59,211,000 | 7,887 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-59,211,000 | 7,887 |
| Net charge-offs | $44,442,000 | 216 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $273,000 | 649 |
| Net operating income | $-62,222,000 | 7,900 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $29,497,000 | 869 |
| Total interest expense | $20,196,000 | 446 |
| Net interest income | $9,301,000 | 1,792 |
| Provision for loan and lease losses | $18,773,000 | 405 |
| Total noninterest income | $8,978,000 | 574 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $371,000 | 2,919 |
| Trading account gains and fees | $7,087,000 | 54 |
| Additional Noninterest Income | $1,520,000 | 1,377 |
| Total noninterest expense | $20,374,000 | 771 |
| Salaries and employee benefits | $10,831,000 | 676 |
| Premises and equipment expense | $1,357,000 | 1,503 |
| Additional noninterest expense | $8,186,000 | 699 |
| Pre-tax net operating income | $-20,868,000 | 7,879 |
| Securities gains (losses) | $3,634,000 | 136 |
| Applicable income taxes | $-7,293,000 | 7,942 |
| Income before extraordinary items | $-9,941,000 | 7,779 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-9,941,000 | 7,778 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-9,941,000 | 7,779 |
| Net charge-offs | $12,903,000 | 429 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $207,000 | 573 |
| Net operating income | $-12,266,760 | 7,831 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $20,502,000 | 850 |
| Total interest expense | $14,127,000 | 455 |
| Net interest income | $6,375,000 | 1,753 |
| Provision for loan and lease losses | $7,976,000 | 534 |
| Total noninterest income | $6,672,000 | 537 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $276,000 | 2,669 |
| Trading account gains and fees | $5,460,000 | 52 |
| Additional Noninterest Income | $936,000 | 1,494 |
| Total noninterest expense | $13,851,000 | 766 |
| Salaries and employee benefits | $7,669,000 | 646 |
| Premises and equipment expense | $954,000 | 1,473 |
| Additional noninterest expense | $5,228,000 | 738 |
| Pre-tax net operating income | $-8,780,000 | 7,894 |
| Securities gains (losses) | $2,840,000 | 132 |
| Applicable income taxes | $-2,899,000 | 7,968 |
| Income before extraordinary items | $-3,041,000 | 7,637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,041,000 | 7,636 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,041,000 | 7,636 |
| Net charge-offs | $4,593,000 | 616 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 542 |
| Net operating income | $-4,858,600 | 7,805 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,198,000 | 864 |
| Total interest expense | $7,257,000 | 452 |
| Net interest income | $2,941,000 | 1,876 |
| Provision for loan and lease losses | $4,063,000 | 467 |
| Total noninterest income | $3,193,000 | 522 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $154,000 | 2,407 |
| Trading account gains and fees | $2,528,000 | 51 |
| Additional Noninterest Income | $511,000 | 1,373 |
| Total noninterest expense | $6,465,000 | 778 |
| Salaries and employee benefits | $3,779,000 | 662 |
| Premises and equipment expense | $532,000 | 1,339 |
| Additional noninterest expense | $2,154,000 | 779 |
| Pre-tax net operating income | $-4,394,000 | 8,001 |
| Securities gains (losses) | $2,154,000 | 110 |
| Applicable income taxes | $-1,229,000 | 8,038 |
| Income before extraordinary items | $-1,011,000 | 7,705 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,011,000 | 7,708 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,011,000 | 7,707 |
| Net charge-offs | $1,862,000 | 628 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 428 |
| Net operating income | $-2,389,560 | 7,936 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $51,715,000 | 716 |
| Total interest expense | $32,186,000 | 493 |
| Net interest income | $19,529,000 | 1,122 |
| Provision for loan and lease losses | $28,650,000 | 278 |
| Total noninterest income | $10,850,000 | 551 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $429,000 | 3,320 |
| Trading account gains and fees | $7,350,000 | 45 |
| Additional Noninterest Income | $3,071,000 | 945 |
| Total noninterest expense | $25,699,000 | 774 |
| Salaries and employee benefits | $14,981,000 | 653 |
| Premises and equipment expense | $1,996,000 | 1,382 |
| Additional noninterest expense | $8,722,000 | 753 |
| Pre-tax net operating income | $-23,970,000 | 8,126 |
| Securities gains (losses) | $3,889,000 | 85 |
| Applicable income taxes | $-8,700,000 | 8,179 |
| Income before extraordinary items | $-11,381,000 | 8,022 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-11,381,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,586,000 | 239 |
| Cash dividends | $900,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $388,000 | 609 |
| Net operating income | $-13,869,960 | 8,076 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $40,053,000 | 718 |
| Total interest expense | $24,545,000 | 515 |
| Net interest income | $15,508,000 | 1,066 |
| Provision for loan and lease losses | $12,944,000 | 338 |
| Total noninterest income | $7,973,000 | 591 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $269,000 | 3,702 |
| Trading account gains and fees | $5,268,000 | 44 |
| Additional Noninterest Income | $2,436,000 | 955 |
| Total noninterest expense | $19,541,000 | 752 |
| Salaries and employee benefits | $11,529,000 | 649 |
| Premises and equipment expense | $1,419,000 | 1,472 |
| Additional noninterest expense | $6,593,000 | 712 |
| Pre-tax net operating income | $-9,004,000 | 8,212 |
| Securities gains (losses) | $208,000 | 606 |
| Applicable income taxes | $-4,055,000 | 8,251 |
| Income before extraordinary items | $-4,741,000 | 8,115 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-4,741,000 | 8,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,092,000 | 275 |
| Cash dividends | $900,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $288,000 | 494 |
| Net operating income | $-4,874,120 | 8,160 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $27,420,000 | 711 |
| Total interest expense | $16,467,000 | 529 |
| Net interest income | $10,953,000 | 987 |
| Provision for loan and lease losses | $6,735,000 | 347 |
| Total noninterest income | $6,188,000 | 550 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $160,000 | 3,937 |
| Trading account gains and fees | $4,331,000 | 46 |
| Additional Noninterest Income | $1,697,000 | 949 |
| Total noninterest expense | $13,587,000 | 721 |
| Salaries and employee benefits | $8,334,000 | 596 |
| Premises and equipment expense | $945,000 | 1,474 |
| Additional noninterest expense | $4,308,000 | 699 |
| Pre-tax net operating income | $-3,181,000 | 8,234 |
| Securities gains (losses) | $125,000 | 823 |
| Applicable income taxes | $-1,645,000 | 8,316 |
| Income before extraordinary items | $-1,411,000 | 8,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,411,000 | 8,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,865,000 | 431 |
| Cash dividends | $900,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $187,000 | 429 |
| Net operating income | $-1,491,000 | 8,137 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,934,000 | 720 |
| Total interest expense | $8,486,000 | 555 |
| Net interest income | $5,448,000 | 984 |
| Provision for loan and lease losses | $900,000 | 661 |
| Total noninterest income | $3,422,000 | 519 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $64,000 | 4,316 |
| Trading account gains and fees | $2,448,000 | 47 |
| Additional Noninterest Income | $910,000 | 913 |
| Total noninterest expense | $6,676,000 | 722 |
| Salaries and employee benefits | $4,314,000 | 585 |
| Premises and equipment expense | $451,000 | 1,550 |
| Additional noninterest expense | $1,911,000 | 763 |
| Pre-tax net operating income | $1,294,000 | 1,443 |
| Securities gains (losses) | $125,000 | 621 |
| Applicable income taxes | $421,000 | 1,155 |
| Income before extraordinary items | $998,000 | 1,500 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $998,000 | 1,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,797 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 354 |
| Net operating income | $910,500 | 1,576 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $64,256,000 | 657 |
| Total interest expense | $38,910,000 | 520 |
| Net interest income | $25,346,000 | 868 |
| Provision for loan and lease losses | $805,000 | 1,670 |
| Total noninterest income | $3,639,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $173,000 | 5,173 |
| Trading account gains and fees | $1,689,000 | 63 |
| Additional Noninterest Income | $1,777,000 | 1,472 |
| Total noninterest expense | $19,251,000 | 973 |
| Salaries and employee benefits | $11,173,000 | 884 |
| Premises and equipment expense | $1,565,000 | 1,686 |
| Additional noninterest expense | $6,513,000 | 868 |
| Pre-tax net operating income | $8,929,000 | 956 |
| Securities gains (losses) | $292,000 | 367 |
| Applicable income taxes | $2,780,000 | 868 |
| Income before extraordinary items | $6,441,000 | 1,016 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,441,000 | 1,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,888 |
| Cash dividends | $2,700,000 | 1,292 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 975 |
| Net operating income | $6,236,600 | 1,024 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $48,354,000 | 650 |
| Total interest expense | $29,013,000 | 525 |
| Net interest income | $19,341,000 | 846 |
| Provision for loan and lease losses | $490,000 | 1,599 |
| Total noninterest income | $2,151,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $120,000 | 5,331 |
| Trading account gains and fees | $781,000 | 74 |
| Additional Noninterest Income | $1,250,000 | 1,555 |
| Total noninterest expense | $13,888,000 | 1,001 |
| Salaries and employee benefits | $8,336,000 | 889 |
| Premises and equipment expense | $1,132,000 | 1,736 |
| Additional noninterest expense | $4,420,000 | 925 |
| Pre-tax net operating income | $7,114,000 | 976 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,160,000 | 906 |
| Income before extraordinary items | $4,954,000 | 1,063 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,954,000 | 1,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,813 |
| Cash dividends | $2,000,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 887 |
| Net operating income | $4,954,000 | 1,044 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $31,620,000 | 672 |
| Total interest expense | $18,735,000 | 549 |
| Net interest income | $12,885,000 | 866 |
| Provision for loan and lease losses | $440,000 | 1,151 |
| Total noninterest income | $1,209,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $71,000 | 5,561 |
| Trading account gains and fees | $331,000 | 89 |
| Additional Noninterest Income | $807,000 | 1,603 |
| Total noninterest expense | $9,031,000 | 1,047 |
| Salaries and employee benefits | $5,436,000 | 934 |
| Premises and equipment expense | $747,000 | 1,770 |
| Additional noninterest expense | $2,848,000 | 978 |
| Pre-tax net operating income | $4,623,000 | 1,034 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,395,000 | 977 |
| Income before extraordinary items | $3,228,000 | 1,113 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,228,000 | 1,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,365 |
| Cash dividends | $1,450,000 | 1,155 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 950 |
| Net operating income | $3,228,000 | 1,092 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $15,364,000 | 683 |
| Total interest expense | $9,041,000 | 554 |
| Net interest income | $6,323,000 | 886 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $620,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $104,000 | 113 |
| Additional Noninterest Income | $483,000 | 1,395 |
| Total noninterest expense | $4,295,000 | 1,093 |
| Salaries and employee benefits | $2,660,000 | 960 |
| Premises and equipment expense | $365,000 | 1,822 |
| Additional noninterest expense | $1,270,000 | 1,070 |
| Pre-tax net operating income | $2,648,000 | 890 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $851,000 | 815 |
| Income before extraordinary items | $1,797,000 | 977 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,797,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,667 |
| Cash dividends | $750,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,797,000 | 965 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $57,691,000 | 670 |
| Total interest expense | $31,725,000 | 546 |
| Net interest income | $25,966,000 | 853 |
| Provision for loan and lease losses | $1,600,000 | 680 |
| Total noninterest income | $1,665,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $110,000 | 6,016 |
| Trading account gains and fees | $473,000 | 83 |
| Additional Noninterest Income | $1,082,000 | 2,099 |
| Total noninterest expense | $15,729,000 | 1,141 |
| Salaries and employee benefits | $9,463,000 | 1,016 |
| Premises and equipment expense | $1,313,000 | 1,915 |
| Additional noninterest expense | $4,953,000 | 1,077 |
| Pre-tax net operating income | $10,302,000 | 952 |
| Securities gains (losses) | $242,000 | 353 |
| Applicable income taxes | $3,781,000 | 795 |
| Income before extraordinary items | $6,763,000 | 1,105 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,763,000 | 1,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $655,000 | 950 |
| Cash dividends | $2,250,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,608,120 | 1,106 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $42,464,000 | 686 |
| Total interest expense | $22,736,000 | 561 |
| Net interest income | $19,728,000 | 853 |
| Provision for loan and lease losses | $1,175,000 | 656 |
| Total noninterest income | $1,231,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $79,000 | 6,163 |
| Trading account gains and fees | $352,000 | 84 |
| Additional Noninterest Income | $800,000 | 2,132 |
| Total noninterest expense | $12,229,000 | 1,112 |
| Salaries and employee benefits | $7,409,000 | 984 |
| Premises and equipment expense | $973,000 | 1,951 |
| Additional noninterest expense | $3,847,000 | 1,054 |
| Pre-tax net operating income | $7,555,000 | 1,017 |
| Securities gains (losses) | $251,000 | 299 |
| Applicable income taxes | $2,843,000 | 827 |
| Income before extraordinary items | $4,963,000 | 1,162 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,963,000 | 1,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 708 |
| Cash dividends | $1,450,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,802,360 | 1,172 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $27,212,000 | 700 |
| Total interest expense | $14,430,000 | 565 |
| Net interest income | $12,782,000 | 884 |
| Provision for loan and lease losses | $755,000 | 667 |
| Total noninterest income | $847,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,170 |
| Trading account gains and fees | $277,000 | 80 |
| Additional Noninterest Income | $517,000 | 2,171 |
| Total noninterest expense | $8,097,000 | 1,126 |
| Salaries and employee benefits | $4,925,000 | 998 |
| Premises and equipment expense | $641,000 | 1,970 |
| Additional noninterest expense | $2,531,000 | 1,078 |
| Pre-tax net operating income | $4,777,000 | 1,063 |
| Securities gains (losses) | $251,000 | 235 |
| Applicable income taxes | $1,846,000 | 846 |
| Income before extraordinary items | $3,182,000 | 1,197 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,182,000 | 1,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 554 |
| Cash dividends | $700,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,021,360 | 1,221 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,050,000 | 709 |
| Total interest expense | $6,714,000 | 571 |
| Net interest income | $6,336,000 | 887 |
| Provision for loan and lease losses | $470,000 | 513 |
| Total noninterest income | $388,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $131,000 | 77 |
| Additional Noninterest Income | $230,000 | 2,296 |
| Total noninterest expense | $3,955,000 | 1,149 |
| Salaries and employee benefits | $2,381,000 | 1,030 |
| Premises and equipment expense | $320,000 | 1,980 |
| Additional noninterest expense | $1,254,000 | 1,069 |
| Pre-tax net operating income | $2,299,000 | 1,082 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $851,000 | 890 |
| Income before extraordinary items | $1,448,000 | 1,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,448,000 | 1,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 1,837 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,448,000 | 1,254 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $41,117,000 | 783 |
| Total interest expense | $19,525,000 | 593 |
| Net interest income | $21,592,000 | 986 |
| Provision for loan and lease losses | $1,870,000 | 571 |
| Total noninterest income | $1,436,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $90,000 | 6,427 |
| Trading account gains and fees | $566,000 | 75 |
| Additional Noninterest Income | $780,000 | 2,589 |
| Total noninterest expense | $14,069,000 | 1,231 |
| Salaries and employee benefits | $8,638,000 | 1,067 |
| Premises and equipment expense | $1,215,000 | 1,974 |
| Additional noninterest expense | $4,216,000 | 1,233 |
| Pre-tax net operating income | $7,089,000 | 1,347 |
| Securities gains (losses) | $468,000 | 294 |
| Applicable income taxes | $2,502,000 | 1,126 |
| Income before extraordinary items | $5,055,000 | 1,401 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,055,000 | 1,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,656 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,741,440 | 1,468 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $28,760,000 | 826 |
| Total interest expense | $13,421,000 | 603 |
| Net interest income | $15,339,000 | 1,034 |
| Provision for loan and lease losses | $1,290,000 | 601 |
| Total noninterest income | $1,055,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 6,537 |
| Trading account gains and fees | $465,000 | 71 |
| Additional Noninterest Income | $526,000 | 2,779 |
| Total noninterest expense | $10,052,000 | 1,269 |
| Salaries and employee benefits | $6,305,000 | 1,093 |
| Premises and equipment expense | $898,000 | 1,993 |
| Additional noninterest expense | $2,849,000 | 1,341 |
| Pre-tax net operating income | $5,052,000 | 1,417 |
| Securities gains (losses) | $468,000 | 271 |
| Applicable income taxes | $1,791,000 | 1,188 |
| Income before extraordinary items | $3,729,000 | 1,435 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,729,000 | 1,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 1,567 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,410,760 | 1,518 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,831,000 | 874 |
| Total interest expense | $8,176,000 | 614 |
| Net interest income | $9,655,000 | 1,087 |
| Provision for loan and lease losses | $745,000 | 681 |
| Total noninterest income | $696,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $39,000 | 6,647 |
| Trading account gains and fees | $316,000 | 71 |
| Additional Noninterest Income | $341,000 | 2,825 |
| Total noninterest expense | $6,529,000 | 1,303 |
| Salaries and employee benefits | $4,124,000 | 1,104 |
| Premises and equipment expense | $585,000 | 2,021 |
| Additional noninterest expense | $1,820,000 | 1,363 |
| Pre-tax net operating income | $3,077,000 | 1,514 |
| Securities gains (losses) | $468,000 | 234 |
| Applicable income taxes | $1,186,000 | 1,185 |
| Income before extraordinary items | $2,359,000 | 1,472 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,359,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,987 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,045,440 | 1,643 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,196,000 | 929 |
| Total interest expense | $3,620,000 | 665 |
| Net interest income | $4,576,000 | 1,145 |
| Provision for loan and lease losses | $85,000 | 2,331 |
| Total noninterest income | $344,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $184,000 | 76 |
| Additional Noninterest Income | $141,000 | 3,088 |
| Total noninterest expense | $3,180,000 | 1,344 |
| Salaries and employee benefits | $1,993,000 | 1,143 |
| Premises and equipment expense | $300,000 | 2,000 |
| Additional noninterest expense | $887,000 | 1,403 |
| Pre-tax net operating income | $1,655,000 | 1,380 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $560,000 | 1,217 |
| Income before extraordinary items | $1,095,000 | 1,533 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,095,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,526 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,095,000 | 1,510 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $28,602,000 | 989 |
| Total interest expense | $11,393,000 | 733 |
| Net interest income | $17,209,000 | 1,171 |
| Provision for loan and lease losses | $1,115,000 | 951 |
| Total noninterest income | $1,497,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $53,000 | 7,247 |
| Trading account gains and fees | $877,000 | 74 |
| Additional Noninterest Income | $567,000 | 3,077 |
| Total noninterest expense | $11,206,000 | 1,452 |
| Salaries and employee benefits | $6,646,000 | 1,323 |
| Premises and equipment expense | $1,154,000 | 1,995 |
| Additional noninterest expense | $3,406,000 | 1,452 |
| Pre-tax net operating income | $6,385,000 | 1,356 |
| Securities gains (losses) | $208,000 | 809 |
| Applicable income taxes | $651,000 | 2,891 |
| Income before extraordinary items | $5,942,000 | 1,092 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,942,000 | 1,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,960 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,754,800 | 1,103 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,552,000 | 1,016 |
| Total interest expense | $8,041,000 | 757 |
| Net interest income | $12,511,000 | 1,192 |
| Provision for loan and lease losses | $815,000 | 943 |
| Total noninterest income | $1,195,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $37,000 | 7,339 |
| Trading account gains and fees | $747,000 | 68 |
| Additional Noninterest Income | $411,000 | 3,144 |
| Total noninterest expense | $8,134,000 | 1,496 |
| Salaries and employee benefits | $4,765,000 | 1,387 |
| Premises and equipment expense | $865,000 | 1,997 |
| Additional noninterest expense | $2,504,000 | 1,468 |
| Pre-tax net operating income | $4,757,000 | 1,368 |
| Securities gains (losses) | $208,000 | 749 |
| Applicable income taxes | $244,000 | 4,127 |
| Income before extraordinary items | $4,721,000 | 1,053 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,721,000 | 1,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,512 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,523,400 | 1,052 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,320,000 | 1,032 |
| Total interest expense | $5,195,000 | 762 |
| Net interest income | $8,125,000 | 1,217 |
| Provision for loan and lease losses | $495,000 | 1,014 |
| Total noninterest income | $813,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $24,000 | 7,394 |
| Trading account gains and fees | $513,000 | 74 |
| Additional Noninterest Income | $276,000 | 3,137 |
| Total noninterest expense | $5,489,000 | 1,478 |
| Salaries and employee benefits | $3,153,000 | 1,393 |
| Premises and equipment expense | $577,000 | 1,995 |
| Additional noninterest expense | $1,759,000 | 1,377 |
| Pre-tax net operating income | $2,954,000 | 1,442 |
| Securities gains (losses) | $129,000 | 878 |
| Applicable income taxes | $-614,000 | 9,040 |
| Income before extraordinary items | $3,697,000 | 884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,697,000 | 884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 1,264 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,568,000 | 880 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,581,000 | 1,053 |
| Total interest expense | $2,530,000 | 797 |
| Net interest income | $4,051,000 | 1,224 |
| Provision for loan and lease losses | $305,000 | 778 |
| Total noninterest income | $377,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,382 |
| Trading account gains and fees | $238,000 | 66 |
| Additional Noninterest Income | $127,000 | 3,230 |
| Total noninterest expense | $2,694,000 | 1,509 |
| Salaries and employee benefits | $1,593,000 | 1,394 |
| Premises and equipment expense | $285,000 | 2,027 |
| Additional noninterest expense | $816,000 | 1,473 |
| Pre-tax net operating income | $1,429,000 | 1,448 |
| Securities gains (losses) | $97,000 | 819 |
| Applicable income taxes | $390,000 | 1,587 |
| Income before extraordinary items | $1,136,000 | 1,419 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,136,000 | 1,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,261 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,064,220 | 1,421 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $25,667,000 | 1,109 |
| Total interest expense | $10,262,000 | 863 |
| Net interest income | $15,405,000 | 1,252 |
| Provision for loan and lease losses | $1,125,000 | 1,055 |
| Total noninterest income | $740,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $45,000 | 7,503 |
| Trading account gains and fees | $346,000 | 101 |
| Additional Noninterest Income | $349,000 | 4,229 |
| Total noninterest expense | $10,129,000 | 1,581 |
| Salaries and employee benefits | $5,723,000 | 1,495 |
| Premises and equipment expense | $1,138,000 | 2,005 |
| Additional noninterest expense | $3,268,000 | 1,512 |
| Pre-tax net operating income | $4,891,000 | 1,670 |
| Securities gains (losses) | $371,000 | 917 |
| Applicable income taxes | $238,000 | 4,661 |
| Income before extraordinary items | $5,024,000 | 1,278 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,024,000 | 1,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $890,000 | 1,014 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,671,550 | 1,291 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $18,996,000 | 1,145 |
| Total interest expense | $7,700,000 | 898 |
| Net interest income | $11,296,000 | 1,298 |
| Provision for loan and lease losses | $800,000 | 1,077 |
| Total noninterest income | $583,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $34,000 | 7,571 |
| Trading account gains and fees | $296,000 | 99 |
| Additional Noninterest Income | $253,000 | 4,358 |
| Total noninterest expense | $7,550,000 | 1,600 |
| Salaries and employee benefits | $4,295,000 | 1,505 |
| Premises and equipment expense | $855,000 | 2,006 |
| Additional noninterest expense | $2,400,000 | 1,536 |
| Pre-tax net operating income | $3,529,000 | 1,772 |
| Securities gains (losses) | $371,000 | 830 |
| Applicable income taxes | $227,000 | 4,452 |
| Income before extraordinary items | $3,673,000 | 1,353 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,673,000 | 1,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $682,000 | 917 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,324,260 | 1,399 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,655,000 | 1,159 |
| Total interest expense | $5,243,000 | 913 |
| Net interest income | $7,412,000 | 1,323 |
| Provision for loan and lease losses | $580,000 | 1,023 |
| Total noninterest income | $363,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $23,000 | 7,567 |
| Trading account gains and fees | $164,000 | 99 |
| Additional Noninterest Income | $176,000 | 4,274 |
| Total noninterest expense | $4,940,000 | 1,622 |
| Salaries and employee benefits | $2,805,000 | 1,538 |
| Premises and equipment expense | $577,000 | 1,981 |
| Additional noninterest expense | $1,558,000 | 1,554 |
| Pre-tax net operating income | $2,255,000 | 1,840 |
| Securities gains (losses) | $358,000 | 716 |
| Applicable income taxes | $152,000 | 4,473 |
| Income before extraordinary items | $2,461,000 | 1,347 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,461,000 | 1,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $579,000 | 775 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,124,480 | 1,435 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 1,165 |
| Total interest expense | $2,615,000 | 937 |
| Net interest income | $3,708,000 | 1,317 |
| Provision for loan and lease losses | $340,000 | 835 |
| Total noninterest income | $170,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $66,000 | 102 |
| Additional Noninterest Income | $91,000 | 4,102 |
| Total noninterest expense | $2,444,000 | 1,641 |
| Salaries and employee benefits | $1,456,000 | 1,471 |
| Premises and equipment expense | $288,000 | 1,974 |
| Additional noninterest expense | $700,000 | 1,685 |
| Pre-tax net operating income | $1,094,000 | 1,883 |
| Securities gains (losses) | $358,000 | 454 |
| Applicable income taxes | $77,000 | 4,426 |
| Income before extraordinary items | $1,375,000 | 1,205 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,375,000 | 1,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 652 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,034,900 | 1,457 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,170,000 | 1,270 |
| Total interest expense | $11,418,000 | 981 |
| Net interest income | $12,752,000 | 1,519 |
| Provision for loan and lease losses | $1,785,000 | 822 |
| Total noninterest income | $410,000 | 5,720 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $50,000 | 7,525 |
| Trading account gains and fees | $32,000 | 122 |
| Additional Noninterest Income | $328,000 | 4,066 |
| Total noninterest expense | $9,256,000 | 1,653 |
| Salaries and employee benefits | $5,186,000 | 1,565 |
| Premises and equipment expense | $1,145,000 | 1,925 |
| Additional noninterest expense | $2,925,000 | 1,611 |
| Pre-tax net operating income | $2,121,000 | 3,299 |
| Securities gains (losses) | $151,000 | 1,383 |
| Applicable income taxes | $120,000 | 5,784 |
| Income before extraordinary items | $2,152,000 | 2,650 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,152,000 | 2,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,333,000 | 743 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,008,550 | 2,705 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,243,000 | 1,464 |
| Total interest expense | $13,601,000 | 1,184 |
| Net interest income | $9,642,000 | 1,847 |
| Provision for loan and lease losses | $2,639,000 | 562 |
| Total noninterest income | $291,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $46,000 | 7,679 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $245,000 | 4,522 |
| Total noninterest expense | $9,183,000 | 1,596 |
| Salaries and employee benefits | $4,847,000 | 1,559 |
| Premises and equipment expense | $1,027,000 | 2,079 |
| Additional noninterest expense | $3,309,000 | 1,418 |
| Pre-tax net operating income | $-1,889,000 | 9,479 |
| Securities gains (losses) | $1,035,000 | 393 |
| Applicable income taxes | $4,000 | 7,767 |
| Income before extraordinary items | $-858,000 | 9,378 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-858,000 | 9,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,095,000 | 882 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,893,000 | 9,494 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,611,000 | 2,767 |
| Total interest expense | $7,608,000 | 2,238 |
| Net interest income | $5,003,000 | 3,465 |
| Provision for loan and lease losses | $1,868,000 | 648 |
| Total noninterest income | $316,000 | 6,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 5,988 |
| Total noninterest expense | $8,871,000 | 1,584 |
| Salaries and employee benefits | $4,499,000 | 1,584 |
| Premises and equipment expense | $782,000 | 2,632 |
| Additional noninterest expense | $3,590,000 | 1,264 |
| Pre-tax net operating income | $-5,420,000 | 9,874 |
| Securities gains (losses) | $22,000 | 930 |
| Applicable income taxes | $111,000 | 6,375 |
| Income before extraordinary items | $-5,509,000 | 9,864 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-5,509,000 | 9,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,782 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $11,500,000 | 48 |
| Net operating income | $-5,531,000 | 9,867 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $475,000 | 9,988 |
| Total interest expense | $200,000 | 9,938 |
| Net interest income | $275,000 | 9,995 |
| Provision for loan and lease losses | $85,000 | 5,558 |
| Total noninterest income | $39,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,783 |
| Total noninterest expense | $748,000 | 8,888 |
| Salaries and employee benefits | $261,000 | 9,665 |
| Premises and equipment expense | $59,000 | 9,453 |
| Additional noninterest expense | $428,000 | 7,062 |
| Pre-tax net operating income | $-519,000 | 9,861 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $21,000 | 8,200 |
| Income before extraordinary items | $-540,000 | 9,926 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-540,000 | 9,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-540,000 | 9,906 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 8,387 |
| Total interest expense | $1,063,000 | 8,253 |
| Net interest income | $1,179,000 | 8,374 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $1,265,000 | 2,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,090,000 | 1,744 |
| Total noninterest expense | $1,690,000 | 6,249 |
| Salaries and employee benefits | $825,000 | 6,573 |
| Premises and equipment expense | $359,000 | 4,803 |
| Additional noninterest expense | $506,000 | 6,390 |
| Pre-tax net operating income | $670,000 | 6,599 |
| Securities gains (losses) | $-14,000 | 10,239 |
| Applicable income taxes | $195,000 | 6,252 |
| Income before extraordinary items | $461,000 | 6,846 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $461,000 | 6,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,028 |
| Cash dividends | $84,000 | 6,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $470,800 | 6,676 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 8,644 |
| Total interest expense | $1,024,000 | 8,619 |
| Net interest income | $1,267,000 | 8,541 |
| Provision for loan and lease losses | $232,000 | 3,133 |
| Total noninterest income | $242,000 | 7,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,127 |
| Total noninterest expense | $851,000 | 8,845 |
| Salaries and employee benefits | $442,000 | 8,998 |
| Premises and equipment expense | $121,000 | 8,469 |
| Additional noninterest expense | $288,000 | 8,444 |
| Pre-tax net operating income | $426,000 | 8,306 |
| Securities gains (losses) | $-19,000 | 10,340 |
| Applicable income taxes | $132,000 | 7,884 |
| Income before extraordinary items | $275,000 | 8,562 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $275,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,615 |
| Cash dividends | $161,000 | 5,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $287,920 | 8,431 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 9,091 |
| Total interest expense | $1,025,000 | 8,930 |
| Net interest income | $1,179,000 | 9,070 |
| Provision for loan and lease losses | $205,000 | 3,345 |
| Total noninterest income | $246,000 | 7,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $1,169,000 | 8,069 |
| Salaries and employee benefits | $697,000 | 7,554 |
| Premises and equipment expense | $130,000 | 8,532 |
| Additional noninterest expense | $342,000 | 8,435 |
| Pre-tax net operating income | $51,000 | 10,591 |
| Securities gains (losses) | $-34,000 | 10,892 |
| Applicable income taxes | $-18,000 | 10,983 |
| Income before extraordinary items | $35,000 | 10,657 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $35,000 | 10,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,430 |
| Cash dividends | $117,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $69,000 | 10,417 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 9,611 |
| Total interest expense | $909,000 | 9,589 |
| Net interest income | $1,156,000 | 9,464 |
| Provision for loan and lease losses | $47,000 | 6,364 |
| Total noninterest income | $239,000 | 7,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $1,011,000 | 8,900 |
| Salaries and employee benefits | $579,000 | 8,504 |
| Premises and equipment expense | $133,000 | 8,707 |
| Additional noninterest expense | $299,000 | 9,249 |
| Pre-tax net operating income | $337,000 | 9,485 |
| Securities gains (losses) | $-44,000 | 11,097 |
| Applicable income taxes | $76,000 | 9,668 |
| Income before extraordinary items | $217,000 | 9,749 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $217,000 | 9,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,073 |
| Cash dividends | $77,000 | 7,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $249,560 | 9,399 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 10,209 |
| Total interest expense | $696,000 | 10,110 |
| Net interest income | $1,088,000 | 10,110 |
| Provision for loan and lease losses | $53,000 | 6,008 |
| Total noninterest income | $235,000 | 8,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $965,000 | 9,493 |
| Salaries and employee benefits | $525,000 | 9,161 |
| Premises and equipment expense | $116,000 | 9,514 |
| Additional noninterest expense | $324,000 | 9,672 |
| Pre-tax net operating income | $305,000 | 10,112 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $75,000 | 9,915 |
| Income before extraordinary items | $230,000 | 9,926 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $230,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,864 |
| Cash dividends | $90,000 | 7,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $230,000 | 9,987 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 10,670 |
| Total interest expense | $688,000 | 10,653 |
| Net interest income | $1,078,000 | 10,490 |
| Provision for loan and lease losses | $64,000 | 6,841 |
| Total noninterest income | $233,000 | 8,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $936,000 | 10,031 |
| Salaries and employee benefits | $518,000 | 9,481 |
| Premises and equipment expense | $108,000 | 10,198 |
| Additional noninterest expense | $310,000 | 10,318 |
| Pre-tax net operating income | $311,000 | 10,148 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $90,000 | 9,984 |
| Income before extraordinary items | $221,000 | 10,396 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $221,000 | 10,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $221,000 | 10,159 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 11,117 |
| Total interest expense | $810,000 | 11,279 |
| Net interest income | $1,081,000 | 10,764 |
| Provision for loan and lease losses | $140,000 | 6,292 |
| Total noninterest income | $223,000 | 8,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $941,000 | 10,253 |
| Salaries and employee benefits | $509,000 | 9,695 |
| Premises and equipment expense | $108,000 | 10,453 |
| Additional noninterest expense | $324,000 | 10,509 |
| Pre-tax net operating income | $223,000 | 10,855 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $43,000 | 11,451 |
| Income before extraordinary items | $182,000 | 10,841 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $182,000 | 10,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 5,610 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $180,380 | 10,534 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.