Home > Newtown Savings Bank > Net charge- offs to loans
Newtown Savings Bank, Net charge- offs to loans
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0705% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7246% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7754% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8638% | 159 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 1,543 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,646 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1103% | 4,461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0334% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9564% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1865% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6795% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 3,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 3,953 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1369% | 4,505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0337% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8260% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4510% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8709% | 186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 4,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 4,095 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1973% | 4,555 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0241% | 3,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8647% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4862% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9087% | 213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 4,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0298% | 4,358 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3973% | 4,658 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 3,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6672% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9648% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1855% | 1,407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 4,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0319% | 4,213 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3213% | 4,656 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0222% | 3,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7558% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4141% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7883% | 625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 1,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0286% | 4,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 4,346 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4311% | 4,701 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0451% | 3,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4094% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6754% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4758% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0309% | 4,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0486% | 4,257 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3083% | 3,500 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 4,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0549% | 3,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3248% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0306% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2644% | 1,200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0092% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0404% | 4,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0644% | 4,386 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6195% | 3,543 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0754% | 4,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1257% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3444% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1900% | 376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 3,767 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0650% | 3,389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0283% | 3,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3933% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4258% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2553% | 287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0802% | 3,472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0194% | 3,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2486% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3564% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0460% | 326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0303% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1139% | 3,543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 3,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7396% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4422% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5040% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0395% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3862% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0369% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5313% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3306% | 803 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6489% | 233 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0058% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2984% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3210% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2949% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1403% | 222 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 1,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0207% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0527% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4217% | 676 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4425% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8560% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1778% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0474% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0415% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0750% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6949% | 458 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2766% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2523% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9212% | 264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3016% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1249% | 342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1863% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0655% | 3,617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2182% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6351% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7694% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | 11.2483% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2597% | 272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1854% | 1,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0711% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1033% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0362% | 3,600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1207% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0337% | 2,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4021% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9889% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4801% | 98 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1816% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1050% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0426% | 3,660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1234% | 469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0845% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1600% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8955% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1742% | 104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1487% | 1,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0557% | 3,722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1063% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 4,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4097% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7279% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3406% | 146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2177% | 3,889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0308% | 4,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3047% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6896% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3366% | 162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0925% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0954% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5348% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 1,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 2,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1344% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0070% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0906% | 653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0878% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1284% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8049% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0365% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0366% | 4,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1095% | 2,650 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5976% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0363% | 2,912 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0987% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1263% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8322% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1339% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1191% | 2,436 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5620% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0481% | 2,621 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 1,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4831% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 4,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4294% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3969% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4020% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3966% | 1,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1133% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0881% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1351% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6921% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2646% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3648% | 2,111 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0981% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2720% | 2,288 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1065% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1291% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5755% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1100% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5624% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8850% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4364% | 1,613 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1340% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1336% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1851% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8704% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 932 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0274% | 4,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7532% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9781% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5767% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2381% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2322% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3184% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7449% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1167% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 4,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5382% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3484% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2229% | 590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1193% | 2,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0837% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1149% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0240% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0927% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2509% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7909% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8212% | 1,051 |
| Percentage Net Loans Charged-off: All other loans and lease | 38.8986% | 46 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1053% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1562% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0710% | 4,177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0891% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2041% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3784% | 1,880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3913% | 1,707 |
| Percentage Net Loans Charged-off: All other loans and lease | 38.0047% | 46 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 2,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0539% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0830% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0410% | 4,117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0535% | 4,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2384% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2456% | 2,006 |
| Percentage Net Loans Charged-off: All other loans and lease | 28.6545% | 57 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0845% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1215% | 846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1802% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1131% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1826% | 5,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4928% | 1,385 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5061% | 1,243 |
| Percentage Net Loans Charged-off: All other loans and lease | 37.2549% | 33 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1350% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 1,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 1,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2451% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0859% | 1,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6178% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3588% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3646% | 1,871 |
| Percentage Net Loans Charged-off: All other loans and lease | 19.2456% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0644% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 5,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0864% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3054% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 2,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5677% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3580% | 1,873 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3631% | 1,712 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.2000% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 2,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 1,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 5,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3161% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 2,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4637% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3954% | 1,610 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4003% | 1,479 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.5263% | 99 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 1,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 5,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0888% | 1,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5100% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1254% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9112% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9182% | 724 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.6262% | 88 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3159% | 1,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3030% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7193% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2140% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1461% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0692% | 2,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2290% | 1,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8067% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8075% | 1,080 |
| Percentage Net Loans Charged-off: All other loans and lease | 22.5363% | 66 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3178% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3107% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9868% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1551% | 1,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7966% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 2,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1775% | 1,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7692% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7692% | 1,050 |
| Percentage Net Loans Charged-off: All other loans and lease | 23.6521% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4401% | 925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4496% | 697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4690% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2151% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8816% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1103% | 1,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1175% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9764% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9764% | 832 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.3774% | 50 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1901% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1416% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 5,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1890% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5873% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1260% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3524% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1154% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1154% | 721 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.5379% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4708% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3109% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2315% | 1,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3563% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5862% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1299% | 2,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9111% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8331% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8331% | 1,264 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.0033% | 103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4689% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3466% | 1,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2280% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4065% | 1,302 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7531% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1495% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4921% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9189% | 1,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9189% | 1,029 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.9334% | 88 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5481% | 1,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4035% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3354% | 1,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4555% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3909% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 2,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8296% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9152% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9152% | 1,018 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7586% | 117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4743% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3607% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4706% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3564% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7757% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0669% | 2,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5231% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5534% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5534% | 1,406 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6190% | 121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2690% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2634% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2770% | 2,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6416% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8215% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3950% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3221% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1188% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1188% | 1,137 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.9460% | 165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5686% | 1,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4968% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1035% | 2,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6447% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0991% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3395% | 2,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1181% | 1,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1305% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1305% | 1,010 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2580% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6043% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5459% | 1,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7399% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1013% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4504% | 1,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0877% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9744% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9744% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6510% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7093% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6413% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 6,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8696% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7203% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4683% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4073% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6962% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6962% | 1,356 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6593% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6343% | 2,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5474% | 2,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9539% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4649% | 2,341 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5667% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2047% | 3,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3163% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9192% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8341% | 1,682 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.1674% | 99 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7851% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6925% | 1,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2679% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5693% | 1,851 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9501% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2383% | 2,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6016% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8190% | 1,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7257% | 1,712 |
| Percentage Net Loans Charged-off: All other loans and lease | 27.1760% | 70 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5490% | 2,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4407% | 2,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0515% | 2,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5871% | 1,762 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2994% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1710% | 2,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5520% | 1,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7518% | 1,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6404% | 1,766 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.8043% | 110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5992% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5657% | 1,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0534% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7606% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0801% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1823% | 2,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8707% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5842% | 1,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4628% | 1,853 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.4058% | 99 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6256% | 3,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3484% | 3,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3109% | 2,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3931% | 2,621 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0071% | 865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2260% | 3,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1456% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4907% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.4244% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4701% | 3,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3269% | 3,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2894% | 2,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3714% | 2,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8012% | 905 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2533% | 2,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6334% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2042% | 1,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0339% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4357% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3054% | 3,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4013% | 1,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3095% | 2,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4731% | 990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2645% | 2,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4388% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1530% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.8361% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3878% | 2,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2508% | 2,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3626% | 1,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2459% | 2,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7325% | 636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1108% | 2,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4630% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8685% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.2466% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7094% | 3,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4235% | 3,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5668% | 1,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4419% | 2,243 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2332% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2341% | 2,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5594% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7524% | 905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.5337% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5311% | 3,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 4,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1148% | 3,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1444% | 3,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5983% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7847% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.0656% | 188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3687% | 3,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 4,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 3,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0828% | 2,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0057% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3700% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.0766% | 193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3244% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 3,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1049% | 2,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1295% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9255% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4613% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.7608% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3888% | 2,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1307% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.2192% | 2,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4817% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 3,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 3,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2247% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8761% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6405% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2759% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.1072% | 1,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 3,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 2,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0804% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5665% | 1,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2618% | 247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2409% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 3,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.1130% | 1,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 2,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 2,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6856% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5820% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8073% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3099% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 2,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.2489% | 792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 1,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2604% | 424 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4726% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5641% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 2,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 3,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 2,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 2,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2912% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0115% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.8257% | 207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2062% | 1,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 2,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 2,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6497% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6195% | 2,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4429% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1732% | 1,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 2,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 1,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2556% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6093% | 2,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1117% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1846% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5247% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4790% | 2,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2485% | 211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 3,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4440% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4521% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7225% | 424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 3,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6196% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2511% | 3,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5711% | 394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 3,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3988% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0894% | 4,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4949% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 2,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5692% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1083% | 3,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6512% | 501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 4,061 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5032% | 1,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5178% | 3,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3381% | 944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 3,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3491% | 1,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5212% | 3,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2198% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 3,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 7,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4650% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4889% | 2,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0221% | 1,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 3,194 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 7,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 7,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2429% | 1,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5123% | 2,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0412% | 796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 5,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4014% | 2,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4120% | 4,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0692% | 7,328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 4,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2263% | 2,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5216% | 3,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0973% | 7,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 4,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1664% | 2,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2568% | 4,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1403% | 7,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 4,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0401% | 2,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1728% | 4,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0888% | 7,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 5,794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 8,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 8,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 8,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1568% | 3,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4685% | 4,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4405% | 1,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0746% | 4,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 8,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 8,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 8,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3739% | 2,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5058% | 3,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5713% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 4,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 2,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 2,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 2,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0541% | 3,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4653% | 3,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3132% | 906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0609% | 3,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1157% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6921% | 2,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0882% | 5,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6446% | 2,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3831% | 4,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3389% | 577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 5,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6344% | 3,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4301% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 5,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7543% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 7,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7534% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 7,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8962% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 6,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1302% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2050% | 4,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1853% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 1.2910% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7496% | 39 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9749% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1441% | 4,745 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 6,389 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 8,044 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0525% | 9,831 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |