Home > Newton South Co-operative Bank > Income and Expense
Newton South Co-operative Bank, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 3,563 |
| Total interest expense | $750,000 | 5,135 |
| Net interest income | $3,193,000 | 2,997 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $155,000 | 6,575 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $97,000 | 5,350 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $58,000 | 6,303 |
| Total noninterest expense | $1,380,000 | 4,871 |
| Salaries and employee benefits | $917,000 | 4,191 |
| Premises and equipment expense | $132,000 | 6,008 |
| Additional noninterest expense | $331,000 | 5,650 |
| Pre-tax net operating income | $1,878,000 | 2,152 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $769,000 | 1,678 |
| Income before extraordinary items | $1,109,000 | 2,743 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,109,000 | 2,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,109,000 | 2,591 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 3,562 |
| Total interest expense | $408,000 | 4,981 |
| Net interest income | $1,568,000 | 3,046 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $66,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $609,000 | 5,288 |
| Salaries and employee benefits | $381,000 | 4,785 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $163,000 | 5,663 |
| Pre-tax net operating income | $980,000 | 2,080 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $401,000 | 1,617 |
| Income before extraordinary items | $579,000 | 2,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $579,000 | 2,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $579,000 | 2,482 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,482,000 | 3,472 |
| Total interest expense | $2,224,000 | 4,483 |
| Net interest income | $6,258,000 | 3,034 |
| Provision for loan and lease losses | $361,000 | 3,050 |
| Total noninterest income | $258,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $172,000 | 5,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 6,748 |
| Total noninterest expense | $2,413,000 | 5,197 |
| Salaries and employee benefits | $1,503,000 | 4,691 |
| Premises and equipment expense | $260,000 | 6,001 |
| Additional noninterest expense | $650,000 | 5,656 |
| Pre-tax net operating income | $3,742,000 | 2,097 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,537,000 | 1,619 |
| Income before extraordinary items | $2,205,000 | 2,600 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,205,000 | 2,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,849 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,205,000 | 2,508 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,419,000 | 3,850 |
| Total interest expense | $3,081,000 | 4,620 |
| Net interest income | $5,338,000 | 3,258 |
| Provision for loan and lease losses | $53,000 | 6,599 |
| Total noninterest income | $187,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $146,000 | 5,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $41,000 | 7,974 |
| Total noninterest expense | $2,215,000 | 5,365 |
| Salaries and employee benefits | $1,437,000 | 4,662 |
| Premises and equipment expense | $190,000 | 6,925 |
| Additional noninterest expense | $588,000 | 5,913 |
| Pre-tax net operating income | $3,257,000 | 2,102 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,338,000 | 1,661 |
| Income before extraordinary items | $1,919,000 | 2,630 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,919,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,919,000 | 2,549 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,595,000 | 4,294 |
| Total interest expense | $2,817,000 | 5,159 |
| Net interest income | $4,778,000 | 3,615 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $178,000 | 7,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 5,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,092 |
| Total noninterest expense | $1,950,000 | 5,764 |
| Salaries and employee benefits | $1,244,000 | 5,069 |
| Premises and equipment expense | $197,000 | 6,817 |
| Additional noninterest expense | $509,000 | 6,360 |
| Pre-tax net operating income | $3,006,000 | 2,390 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,245,000 | 1,777 |
| Income before extraordinary items | $1,761,000 | 2,845 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,761,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,761,000 | 2,844 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,344,000 | 4,774 |
| Total interest expense | $2,236,000 | 5,585 |
| Net interest income | $4,108,000 | 4,077 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $150,000 | 8,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,625 |
| Total noninterest expense | $1,754,000 | 6,171 |
| Salaries and employee benefits | $1,100,000 | 5,499 |
| Premises and equipment expense | $194,000 | 6,910 |
| Additional noninterest expense | $460,000 | 6,819 |
| Pre-tax net operating income | $2,504,000 | 2,793 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,030,000 | 2,176 |
| Income before extraordinary items | $1,474,000 | 3,287 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,474,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,474,000 | 3,247 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,652,000 | 5,200 |
| Total interest expense | $2,089,000 | 6,046 |
| Net interest income | $3,563,000 | 4,527 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $207,000 | 7,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 6,894 |
| Total noninterest expense | $1,617,000 | 6,400 |
| Salaries and employee benefits | $928,000 | 6,078 |
| Premises and equipment expense | $189,000 | 6,883 |
| Additional noninterest expense | $500,000 | 6,438 |
| Pre-tax net operating income | $2,153,000 | 3,134 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $891,000 | 2,515 |
| Income before extraordinary items | $1,262,000 | 3,766 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,262,000 | 3,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,262,000 | 3,679 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 5,602 |
| Total interest expense | $1,907,000 | 6,460 |
| Net interest income | $3,334,000 | 4,897 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $224,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,280 |
| Total noninterest expense | $1,508,000 | 6,766 |
| Salaries and employee benefits | $844,000 | 6,565 |
| Premises and equipment expense | $219,000 | 6,510 |
| Additional noninterest expense | $445,000 | 6,971 |
| Pre-tax net operating income | $2,050,000 | 3,452 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $855,000 | 2,787 |
| Income before extraordinary items | $1,195,000 | 4,077 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,195,000 | 4,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,195,000 | 4,012 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,584,000 | 6,311 |
| Total interest expense | $1,735,000 | 6,993 |
| Net interest income | $2,849,000 | 5,659 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $199,000 | 8,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,916 |
| Total noninterest expense | $1,402,000 | 7,389 |
| Salaries and employee benefits | $777,000 | 7,104 |
| Premises and equipment expense | $212,000 | 6,822 |
| Additional noninterest expense | $413,000 | 7,768 |
| Pre-tax net operating income | $1,646,000 | 4,036 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $682,000 | 3,237 |
| Income before extraordinary items | $973,000 | 4,606 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $973,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $967,240 | 4,561 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 6,653 |
| Total interest expense | $1,535,000 | 7,599 |
| Net interest income | $2,789,000 | 5,828 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $183,000 | 8,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,393 |
| Total noninterest expense | $1,479,000 | 7,335 |
| Salaries and employee benefits | $754,000 | 7,373 |
| Premises and equipment expense | $251,000 | 6,325 |
| Additional noninterest expense | $474,000 | 7,482 |
| Pre-tax net operating income | $1,493,000 | 4,469 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $627,000 | 3,558 |
| Income before extraordinary items | $866,000 | 5,140 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $866,000 | 5,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $866,000 | 5,121 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 6,984 |
| Total interest expense | $1,174,000 | 8,005 |
| Net interest income | $2,591,000 | 6,291 |
| Provision for loan and lease losses | $-23,000 | 11,864 |
| Total noninterest income | $182,000 | 9,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,425 |
| Total noninterest expense | $1,672,000 | 7,063 |
| Salaries and employee benefits | $950,000 | 6,360 |
| Premises and equipment expense | $228,000 | 6,906 |
| Additional noninterest expense | $494,000 | 7,905 |
| Pre-tax net operating income | $1,124,000 | 5,480 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $516,000 | 3,964 |
| Income before extraordinary items | $595,000 | 6,585 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $595,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $603,320 | 6,566 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 6,580 |
| Total interest expense | $1,358,000 | 7,682 |
| Net interest income | $2,890,000 | 5,821 |
| Provision for loan and lease losses | $71,000 | 6,619 |
| Total noninterest income | $156,000 | 10,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $1,405,000 | 8,167 |
| Salaries and employee benefits | $634,000 | 8,527 |
| Premises and equipment expense | $222,000 | 7,249 |
| Additional noninterest expense | $549,000 | 7,779 |
| Pre-tax net operating income | $1,570,000 | 4,150 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $701,000 | 3,114 |
| Income before extraordinary items | $874,000 | 5,206 |
| Extraordinary gains, net | $-8,000 | 12,278 |
| Net income | $866,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $870,800 | 4,995 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 6,793 |
| Total interest expense | $2,104,000 | 6,860 |
| Net interest income | $2,478,000 | 6,650 |
| Provision for loan and lease losses | $125,000 | 6,594 |
| Total noninterest income | $182,000 | 9,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,992 |
| Total noninterest expense | $1,332,000 | 8,553 |
| Salaries and employee benefits | $621,000 | 8,632 |
| Premises and equipment expense | $209,000 | 7,640 |
| Additional noninterest expense | $502,000 | 8,439 |
| Pre-tax net operating income | $1,203,000 | 4,904 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $497,000 | 4,024 |
| Income before extraordinary items | $706,000 | 5,878 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $706,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $706,000 | 5,546 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.