Home > Newton County Loan & Savings, FSB > Income and Expense
Newton County Loan & Savings, FSB, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $488,000 | 7,308 |
| Total interest expense | $62,000 | 7,310 |
| Net interest income | $426,000 | 7,287 |
| Provision for loan and lease losses | $3,000 | 6,347 |
| Total noninterest income | $-225,000 | 7,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-225,000 | 7,138 |
| Total noninterest expense | $1,659,000 | 5,638 |
| Salaries and employee benefits | $1,398,000 | 4,352 |
| Premises and equipment expense | $68,000 | 6,932 |
| Additional noninterest expense | $193,000 | 7,027 |
| Pre-tax net operating income | $-1,461,000 | 6,913 |
| Securities gains (losses) | $139,000 | 1,487 |
| Applicable income taxes | $-472,000 | 7,204 |
| Income before extraordinary items | $-850,000 | 6,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-850,000 | 6,811 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-850,000 | 6,810 |
| Net charge-offs | $54,000 | 4,923 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-938,960 | 6,814 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $354,000 | 7,352 |
| Total interest expense | $47,000 | 7,362 |
| Net interest income | $307,000 | 7,330 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $-20,000 | 7,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-20,000 | 7,064 |
| Total noninterest expense | $519,000 | 6,904 |
| Salaries and employee benefits | $272,000 | 6,919 |
| Premises and equipment expense | $105,000 | 6,015 |
| Additional noninterest expense | $142,000 | 7,034 |
| Pre-tax net operating income | $-232,000 | 6,586 |
| Securities gains (losses) | $-6,000 | 7,032 |
| Applicable income taxes | $-92,000 | 7,098 |
| Income before extraordinary items | $-146,000 | 6,569 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-146,000 | 6,570 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-146,000 | 6,569 |
| Net charge-offs | $3,000 | 5,649 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-142,160 | 6,527 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 7,390 |
| Total interest expense | $23,000 | 7,437 |
| Net interest income | $163,000 | 7,355 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $10,000 | 7,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $195,000 | 7,225 |
| Salaries and employee benefits | $93,000 | 7,263 |
| Premises and equipment expense | $17,000 | 7,226 |
| Additional noninterest expense | $85,000 | 6,907 |
| Pre-tax net operating income | $-22,000 | 6,464 |
| Securities gains (losses) | $-6,000 | 7,119 |
| Applicable income taxes | $-11,000 | 7,018 |
| Income before extraordinary items | $-17,000 | 6,471 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-17,000 | 6,471 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-17,000 | 6,471 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-13,160 | 6,433 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 7,581 |
| Total interest expense | $93,000 | 7,533 |
| Net interest income | $309,000 | 7,575 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $-368,000 | 7,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-368,000 | 7,365 |
| Total noninterest expense | $947,000 | 7,125 |
| Salaries and employee benefits | $289,000 | 7,482 |
| Premises and equipment expense | $44,000 | 7,483 |
| Additional noninterest expense | $614,000 | 6,169 |
| Pre-tax net operating income | $-1,006,000 | 6,487 |
| Securities gains (losses) | $-7,000 | 7,006 |
| Applicable income taxes | $-292,000 | 7,045 |
| Income before extraordinary items | $-721,000 | 6,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-721,000 | 6,475 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-721,000 | 6,475 |
| Net charge-offs | $77,000 | 5,636 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-716,030 | 6,431 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $299,000 | 7,694 |
| Total interest expense | $67,000 | 7,653 |
| Net interest income | $232,000 | 7,688 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $-128,000 | 7,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-128,000 | 7,407 |
| Total noninterest expense | $752,000 | 7,147 |
| Salaries and employee benefits | $235,000 | 7,537 |
| Premises and equipment expense | $33,000 | 7,585 |
| Additional noninterest expense | $484,000 | 6,113 |
| Pre-tax net operating income | $-648,000 | 6,625 |
| Securities gains (losses) | $-7,000 | 7,186 |
| Applicable income taxes | $-164,000 | 7,158 |
| Income before extraordinary items | $-491,000 | 6,659 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-491,000 | 6,659 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-491,000 | 6,659 |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-485,750 | 6,599 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $183,000 | 7,771 |
| Total interest expense | $44,000 | 7,724 |
| Net interest income | $139,000 | 7,766 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $-117,000 | 7,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-117,000 | 7,543 |
| Total noninterest expense | $594,000 | 6,994 |
| Salaries and employee benefits | $196,000 | 7,472 |
| Premises and equipment expense | $22,000 | 7,647 |
| Additional noninterest expense | $376,000 | 5,793 |
| Pre-tax net operating income | $-572,000 | 6,793 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $-135,000 | 7,250 |
| Income before extraordinary items | $-436,000 | 6,813 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-436,000 | 6,815 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-436,000 | 6,814 |
| Net charge-offs | $51,000 | 4,866 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-436,760 | 6,770 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $85,000 | 7,880 |
| Total interest expense | $21,000 | 7,834 |
| Net interest income | $64,000 | 7,874 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $-78,000 | 7,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-78,000 | 7,710 |
| Total noninterest expense | $321,000 | 6,956 |
| Salaries and employee benefits | $45,000 | 7,860 |
| Premises and equipment expense | $5,000 | 7,855 |
| Additional noninterest expense | $271,000 | 4,883 |
| Pre-tax net operating income | $-335,000 | 7,007 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $-52,000 | 7,327 |
| Income before extraordinary items | $-282,000 | 7,055 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-282,000 | 7,056 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-282,000 | 7,055 |
| Net charge-offs | $51,000 | 3,695 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-282,840 | 7,013 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $316,000 | 7,956 |
| Total interest expense | $111,000 | 7,894 |
| Net interest income | $205,000 | 7,951 |
| Provision for loan and lease losses | $125,000 | 6,214 |
| Total noninterest income | $56,000 | 7,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $56,000 | 6,252 |
| Total noninterest expense | $1,999,000 | 6,222 |
| Salaries and employee benefits | $567,000 | 7,277 |
| Premises and equipment expense | $27,000 | 7,921 |
| Additional noninterest expense | $1,405,000 | 4,260 |
| Pre-tax net operating income | $-1,863,000 | 6,586 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-363,000 | 6,927 |
| Income before extraordinary items | $-1,500,000 | 6,568 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,500,000 | 6,568 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,500,000 | 6,568 |
| Net charge-offs | $603,000 | 3,555 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,500,000 | 6,564 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $260,000 | 8,032 |
| Total interest expense | $85,000 | 7,982 |
| Net interest income | $175,000 | 8,034 |
| Provision for loan and lease losses | $125,000 | 5,727 |
| Total noninterest income | $50,000 | 7,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $50,000 | 6,216 |
| Total noninterest expense | $1,849,000 | 5,739 |
| Salaries and employee benefits | $368,000 | 7,493 |
| Premises and equipment expense | $21,000 | 7,996 |
| Additional noninterest expense | $1,460,000 | 3,351 |
| Pre-tax net operating income | $-1,749,000 | 6,958 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-255,000 | 7,162 |
| Income before extraordinary items | $-1,494,000 | 6,995 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,494,000 | 6,995 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,494,000 | 6,996 |
| Net charge-offs | $603,000 | 2,806 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,494,000 | 6,985 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $178,000 | 8,121 |
| Total interest expense | $78,000 | 8,029 |
| Net interest income | $100,000 | 8,123 |
| Provision for loan and lease losses | $125,000 | 4,998 |
| Total noninterest income | $36,000 | 7,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $36,000 | 6,203 |
| Total noninterest expense | $2,937,000 | 3,273 |
| Salaries and employee benefits | $226,000 | 7,666 |
| Premises and equipment expense | $15,000 | 8,064 |
| Additional noninterest expense | $2,696,000 | 1,381 |
| Pre-tax net operating income | $-2,926,000 | 7,557 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-177,000 | 7,281 |
| Income before extraordinary items | $-2,749,000 | 7,604 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,749,000 | 7,603 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,749,000 | 7,603 |
| Net charge-offs | $603,000 | 2,129 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,749,000 | 7,613 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $76,000 | 8,193 |
| Total interest expense | $41,000 | 8,077 |
| Net interest income | $35,000 | 8,193 |
| Provision for loan and lease losses | $125,000 | 3,535 |
| Total noninterest income | $22,000 | 7,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $2,896,000 | 1,714 |
| Salaries and employee benefits | $54,000 | 8,136 |
| Premises and equipment expense | $12,000 | 7,990 |
| Additional noninterest expense | $2,830,000 | 606 |
| Pre-tax net operating income | $-2,964,000 | 7,941 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-108,000 | 7,570 |
| Income before extraordinary items | $-2,856,000 | 7,968 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,856,000 | 7,969 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,856,000 | 7,969 |
| Net charge-offs | $603,000 | 1,250 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,856,000 | 7,972 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $462,000 | 8,193 |
| Total interest expense | $212,000 | 8,091 |
| Net interest income | $250,000 | 8,213 |
| Provision for loan and lease losses | $603,000 | 3,481 |
| Total noninterest income | $0 | 8,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $447,000 | 8,159 |
| Salaries and employee benefits | $186,000 | 8,213 |
| Premises and equipment expense | $62,000 | 7,953 |
| Additional noninterest expense | $199,000 | 7,884 |
| Pre-tax net operating income | $-800,000 | 6,921 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-20,000 | 6,847 |
| Income before extraordinary items | $-780,000 | 6,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-780,000 | 6,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-780,000 | 7,005 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $383,000 | 8,274 |
| Total interest expense | $166,000 | 8,174 |
| Net interest income | $217,000 | 8,293 |
| Provision for loan and lease losses | $402,000 | 3,063 |
| Total noninterest income | $0 | 8,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $279,000 | 8,274 |
| Salaries and employee benefits | $132,000 | 8,292 |
| Premises and equipment expense | $47,000 | 8,013 |
| Additional noninterest expense | $100,000 | 8,182 |
| Pre-tax net operating income | $-464,000 | 7,241 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-21,000 | 7,353 |
| Income before extraordinary items | $-443,000 | 7,145 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-443,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-443,000 | 7,282 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $242,000 | 8,357 |
| Total interest expense | $115,000 | 8,230 |
| Net interest income | $127,000 | 8,370 |
| Provision for loan and lease losses | $402,000 | 2,149 |
| Total noninterest income | $0 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $153,000 | 8,386 |
| Salaries and employee benefits | $87,000 | 8,371 |
| Premises and equipment expense | $32,000 | 8,048 |
| Additional noninterest expense | $34,000 | 8,400 |
| Pre-tax net operating income | $-428,000 | 7,545 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-22,000 | 7,668 |
| Income before extraordinary items | $-406,000 | 7,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-406,000 | 7,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-406,000 | 7,610 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $128,000 | 8,406 |
| Total interest expense | $62,000 | 8,274 |
| Net interest income | $66,000 | 8,424 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $68,000 | 8,443 |
| Salaries and employee benefits | $43,000 | 8,416 |
| Premises and equipment expense | $18,000 | 8,010 |
| Additional noninterest expense | $7,000 | 8,477 |
| Pre-tax net operating income | $-2,000 | 7,187 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-2,000 | 7,292 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,000 | 7,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-2,000 | 7,201 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $924,000 | 8,226 |
| Total interest expense | $282,000 | 8,225 |
| Net interest income | $642,000 | 8,142 |
| Provision for loan and lease losses | $161,000 | 4,227 |
| Total noninterest income | $16,000 | 8,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $16,000 | 7,904 |
| Total noninterest expense | $464,000 | 8,359 |
| Salaries and employee benefits | $347,000 | 8,179 |
| Premises and equipment expense | $64,000 | 8,126 |
| Additional noninterest expense | $53,000 | 8,498 |
| Pre-tax net operating income | $33,000 | 7,341 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $66,000 | 4,768 |
| Income before extraordinary items | $-33,000 | 7,556 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-33,000 | 7,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,130 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-33,000 | 7,537 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $629,000 | 8,321 |
| Total interest expense | $208,000 | 8,277 |
| Net interest income | $421,000 | 8,282 |
| Provision for loan and lease losses | $77,000 | 4,543 |
| Total noninterest income | $16,000 | 8,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,000 | 7,805 |
| Total noninterest expense | $315,000 | 8,399 |
| Salaries and employee benefits | $247,000 | 8,208 |
| Premises and equipment expense | $45,000 | 8,159 |
| Additional noninterest expense | $23,000 | 8,544 |
| Pre-tax net operating income | $45,000 | 7,513 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $35,000 | 5,174 |
| Income before extraordinary items | $10,000 | 7,639 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $10,000 | 7,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $10,000 | 7,623 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $422,000 | 8,390 |
| Total interest expense | $140,000 | 8,338 |
| Net interest income | $282,000 | 8,353 |
| Provision for loan and lease losses | $56,000 | 4,239 |
| Total noninterest income | $16,000 | 8,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $223,000 | 8,433 |
| Salaries and employee benefits | $175,000 | 8,222 |
| Premises and equipment expense | $33,000 | 8,138 |
| Additional noninterest expense | $15,000 | 8,601 |
| Pre-tax net operating income | $19,000 | 7,693 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $35,000 | 5,013 |
| Income before extraordinary items | $-16,000 | 7,832 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-16,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,700 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-16,000 | 7,821 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $190,000 | 8,480 |
| Total interest expense | $69,000 | 8,385 |
| Net interest income | $121,000 | 8,459 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $16,000 | 8,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $107,000 | 8,489 |
| Salaries and employee benefits | $80,000 | 8,330 |
| Premises and equipment expense | $16,000 | 8,178 |
| Additional noninterest expense | $11,000 | 8,620 |
| Pre-tax net operating income | $-5,000 | 7,881 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $24,000 | 4,803 |
| Income before extraordinary items | $-29,000 | 7,998 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-29,000 | 7,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,038 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-29,000 | 7,981 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 8,499 |
| Total interest expense | $231,000 | 8,380 |
| Net interest income | $380,000 | 8,506 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $283,000 | 6,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $283,000 | 4,421 |
| Total noninterest expense | $536,000 | 8,401 |
| Salaries and employee benefits | $442,000 | 8,044 |
| Premises and equipment expense | $52,000 | 8,338 |
| Additional noninterest expense | $42,000 | 8,654 |
| Pre-tax net operating income | $127,000 | 7,630 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $23,000 | 5,876 |
| Income before extraordinary items | $104,000 | 7,658 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $104,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $104,000 | 7,646 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $464,000 | 8,551 |
| Total interest expense | $167,000 | 8,444 |
| Net interest income | $297,000 | 8,560 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $205,000 | 6,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $205,000 | 4,487 |
| Total noninterest expense | $421,000 | 8,396 |
| Salaries and employee benefits | $351,000 | 7,964 |
| Premises and equipment expense | $38,000 | 8,405 |
| Additional noninterest expense | $32,000 | 8,714 |
| Pre-tax net operating income | $81,000 | 7,872 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $18,000 | 6,008 |
| Income before extraordinary items | $63,000 | 7,900 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $63,000 | 7,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $63,000 | 7,897 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $316,000 | 8,594 |
| Total interest expense | $115,000 | 8,472 |
| Net interest income | $201,000 | 8,619 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $130,000 | 6,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $130,000 | 4,581 |
| Total noninterest expense | $285,000 | 8,421 |
| Salaries and employee benefits | $235,000 | 7,991 |
| Premises and equipment expense | $28,000 | 8,370 |
| Additional noninterest expense | $22,000 | 8,754 |
| Pre-tax net operating income | $46,000 | 7,980 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $13,000 | 6,018 |
| Income before extraordinary items | $33,000 | 8,013 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $33,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $33,000 | 8,011 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $155,000 | 8,630 |
| Total interest expense | $51,000 | 8,521 |
| Net interest income | $104,000 | 8,625 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $68,000 | 6,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $141,000 | 8,448 |
| Salaries and employee benefits | $118,000 | 8,005 |
| Premises and equipment expense | $13,000 | 8,407 |
| Additional noninterest expense | $10,000 | 8,773 |
| Pre-tax net operating income | $31,000 | 7,917 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $27,000 | 7,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $27,000 | 7,888 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 8,611 |
| Total interest expense | $147,000 | 8,548 |
| Net interest income | $399,000 | 8,601 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $151,000 | 7,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $151,000 | 5,718 |
| Total noninterest expense | $495,000 | 8,565 |
| Salaries and employee benefits | $334,000 | 8,396 |
| Premises and equipment expense | $63,000 | 8,304 |
| Additional noninterest expense | $98,000 | 8,709 |
| Pre-tax net operating income | $55,000 | 8,123 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $52,000 | 8,134 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $52,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $52,000 | 8,106 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $406,000 | 8,660 |
| Total interest expense | $102,000 | 8,599 |
| Net interest income | $304,000 | 8,654 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $93,000 | 7,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 6,056 |
| Total noninterest expense | $335,000 | 8,623 |
| Salaries and employee benefits | $195,000 | 8,580 |
| Premises and equipment expense | $47,000 | 8,313 |
| Additional noninterest expense | $93,000 | 8,617 |
| Pre-tax net operating income | $62,000 | 8,146 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $62,000 | 8,143 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $62,000 | 8,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $62,000 | 8,111 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $282,000 | 8,657 |
| Total interest expense | $69,000 | 8,593 |
| Net interest income | $213,000 | 8,653 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $58,000 | 7,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $58,000 | 6,178 |
| Total noninterest expense | $240,000 | 8,591 |
| Salaries and employee benefits | $126,000 | 8,608 |
| Premises and equipment expense | $28,000 | 8,405 |
| Additional noninterest expense | $86,000 | 8,367 |
| Pre-tax net operating income | $31,000 | 8,226 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $31,000 | 8,228 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $31,000 | 8,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $31,000 | 8,196 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $136,000 | 8,749 |
| Total interest expense | $33,000 | 8,675 |
| Net interest income | $103,000 | 8,739 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $24,000 | 8,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $92,000 | 8,781 |
| Salaries and employee benefits | $0 | 8,910 |
| Premises and equipment expense | $14,000 | 8,464 |
| Additional noninterest expense | $78,000 | 7,612 |
| Pre-tax net operating income | $35,000 | 8,092 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $35,000 | 8,014 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $35,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $35,000 | 7,987 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $562,000 | 8,721 |
| Total interest expense | $139,000 | 8,638 |
| Net interest income | $423,000 | 8,716 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $110,000 | 7,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $110,000 | 6,256 |
| Total noninterest expense | $473,000 | 8,704 |
| Salaries and employee benefits | $363,000 | 8,420 |
| Premises and equipment expense | $69,000 | 8,366 |
| Additional noninterest expense | $41,000 | 8,942 |
| Pre-tax net operating income | $60,000 | 8,218 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $9,000 | 6,781 |
| Income before extraordinary items | $51,000 | 8,281 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $51,000 | 8,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $51,000 | 8,236 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $419,000 | 8,779 |
| Total interest expense | $100,000 | 8,711 |
| Net interest income | $319,000 | 8,768 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $68,000 | 8,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 6,593 |
| Total noninterest expense | $304,000 | 8,819 |
| Salaries and employee benefits | $218,000 | 8,644 |
| Premises and equipment expense | $52,000 | 8,371 |
| Additional noninterest expense | $34,000 | 8,985 |
| Pre-tax net operating income | $83,000 | 8,203 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $79,000 | 8,190 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $79,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $79,000 | 8,142 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $276,000 | 8,851 |
| Total interest expense | $68,000 | 8,769 |
| Net interest income | $208,000 | 8,838 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $49,000 | 8,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 6,460 |
| Total noninterest expense | $212,000 | 8,844 |
| Salaries and employee benefits | $151,000 | 8,669 |
| Premises and equipment expense | $35,000 | 8,395 |
| Additional noninterest expense | $26,000 | 9,031 |
| Pre-tax net operating income | $45,000 | 8,270 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $43,000 | 8,288 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 8,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $43,000 | 8,226 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $133,000 | 8,909 |
| Total interest expense | $33,000 | 8,824 |
| Net interest income | $100,000 | 8,893 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $89,000 | 8,963 |
| Salaries and employee benefits | $66,000 | 8,816 |
| Premises and equipment expense | $19,000 | 8,322 |
| Additional noninterest expense | $4,000 | 9,102 |
| Pre-tax net operating income | $36,000 | 8,100 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $36,000 | 8,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $36,000 | 7,985 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $574,000 | 8,904 |
| Total interest expense | $164,000 | 8,828 |
| Net interest income | $410,000 | 8,890 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $89,000 | 8,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $89,000 | 6,724 |
| Total noninterest expense | $408,000 | 8,971 |
| Salaries and employee benefits | $322,000 | 8,696 |
| Premises and equipment expense | $74,000 | 8,430 |
| Additional noninterest expense | $12,000 | 9,165 |
| Pre-tax net operating income | $91,000 | 8,237 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $26,000 | 6,682 |
| Income before extraordinary items | $65,000 | 8,402 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $65,000 | 8,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $65,000 | 8,298 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $434,000 | 8,990 |
| Total interest expense | $127,000 | 8,920 |
| Net interest income | $307,000 | 8,973 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $60,000 | 8,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 6,950 |
| Total noninterest expense | $248,000 | 9,100 |
| Salaries and employee benefits | $189,000 | 8,933 |
| Premises and equipment expense | $50,000 | 8,563 |
| Additional noninterest expense | $9,000 | 9,227 |
| Pre-tax net operating income | $119,000 | 8,138 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $18,000 | 6,845 |
| Income before extraordinary items | $101,000 | 8,209 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $101,000 | 8,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $101,000 | 8,079 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $288,000 | 9,032 |
| Total interest expense | $86,000 | 8,962 |
| Net interest income | $202,000 | 9,013 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $47,000 | 8,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $47,000 | 6,676 |
| Total noninterest expense | $177,000 | 9,099 |
| Salaries and employee benefits | $132,000 | 8,931 |
| Premises and equipment expense | $38,000 | 8,441 |
| Additional noninterest expense | $7,000 | 9,251 |
| Pre-tax net operating income | $72,000 | 8,220 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $62,000 | 8,318 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $62,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $62,000 | 8,186 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $140,000 | 9,095 |
| Total interest expense | $44,000 | 9,022 |
| Net interest income | $96,000 | 9,082 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $21,000 | 8,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $75,000 | 9,207 |
| Salaries and employee benefits | $50,000 | 9,128 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $5,000 | 9,294 |
| Pre-tax net operating income | $42,000 | 8,115 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $42,000 | 8,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $42,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $42,000 | 7,906 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 9,113 |
| Total interest expense | $223,000 | 9,034 |
| Net interest income | $377,000 | 9,111 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $76,000 | 8,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 6,960 |
| Total noninterest expense | $341,000 | 9,203 |
| Salaries and employee benefits | $263,000 | 9,014 |
| Premises and equipment expense | $60,000 | 8,752 |
| Additional noninterest expense | $18,000 | 9,337 |
| Pre-tax net operating income | $112,000 | 8,271 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $43,000 | 6,637 |
| Income before extraordinary items | $69,000 | 8,469 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $69,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $69,000 | 8,378 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $653,000 | 9,350 |
| Total interest expense | $321,000 | 9,263 |
| Net interest income | $332,000 | 9,384 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $64,000 | 8,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $64,000 | 7,283 |
| Total noninterest expense | $281,000 | 9,506 |
| Salaries and employee benefits | $207,000 | 9,385 |
| Premises and equipment expense | $62,000 | 8,940 |
| Additional noninterest expense | $12,000 | 9,607 |
| Pre-tax net operating income | $115,000 | 8,262 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $33,000 | 7,012 |
| Income before extraordinary items | $85,000 | 8,420 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $85,000 | 8,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $82,840 | 8,334 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 9,654 |
| Total interest expense | $316,000 | 9,520 |
| Net interest income | $271,000 | 9,728 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $57,000 | 9,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $228,000 | 9,817 |
| Salaries and employee benefits | $150,000 | 9,751 |
| Premises and equipment expense | $48,000 | 9,403 |
| Additional noninterest expense | $30,000 | 9,870 |
| Pre-tax net operating income | $100,000 | 8,796 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $37,000 | 7,461 |
| Income before extraordinary items | $63,000 | 8,909 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $63,000 | 8,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $63,000 | 8,894 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $530,000 | 9,957 |
| Total interest expense | $267,000 | 9,842 |
| Net interest income | $263,000 | 10,008 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $44,000 | 9,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $44,000 | 8,263 |
| Total noninterest expense | $196,000 | 10,156 |
| Salaries and employee benefits | $120,000 | 10,107 |
| Premises and equipment expense | $53,000 | 9,580 |
| Additional noninterest expense | $23,000 | 10,201 |
| Pre-tax net operating income | $111,000 | 9,022 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $29,000 | 8,032 |
| Income before extraordinary items | $82,000 | 9,082 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $82,000 | 9,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $82,000 | 9,054 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 10,261 |
| Total interest expense | $208,000 | 10,182 |
| Net interest income | $221,000 | 10,278 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $53,000 | 9,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $53,000 | 8,063 |
| Total noninterest expense | $189,000 | 10,388 |
| Salaries and employee benefits | $112,000 | 10,347 |
| Premises and equipment expense | $46,000 | 9,908 |
| Additional noninterest expense | $31,000 | 10,434 |
| Pre-tax net operating income | $85,000 | 9,468 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $25,000 | 8,790 |
| Income before extraordinary items | $60,000 | 9,569 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $60,000 | 9,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $60,000 | 9,506 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $416,000 | 10,747 |
| Total interest expense | $200,000 | 10,674 |
| Net interest income | $216,000 | 10,766 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $26,000 | 10,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $181,000 | 10,844 |
| Salaries and employee benefits | $107,000 | 10,808 |
| Premises and equipment expense | $43,000 | 10,363 |
| Additional noninterest expense | $31,000 | 10,883 |
| Pre-tax net operating income | $61,000 | 10,208 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $8,000 | 9,918 |
| Income before extraordinary items | $53,000 | 10,223 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $53,000 | 10,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $53,000 | 10,190 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $416,000 | 11,297 |
| Total interest expense | $213,000 | 11,219 |
| Net interest income | $203,000 | 11,330 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $18,000 | 11,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $203,000 | 11,364 |
| Salaries and employee benefits | $102,000 | 11,357 |
| Premises and equipment expense | $49,000 | 10,667 |
| Additional noninterest expense | $52,000 | 11,379 |
| Pre-tax net operating income | $18,000 | 10,719 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $4,000 | 10,471 |
| Income before extraordinary items | $14,000 | 10,762 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $14,000 | 10,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $14,000 | 10,717 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 11,835 |
| Total interest expense | $187,000 | 11,768 |
| Net interest income | $206,000 | 11,857 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $11,000 | 11,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $174,000 | 11,895 |
| Salaries and employee benefits | $100,000 | 11,872 |
| Premises and equipment expense | $41,000 | 11,355 |
| Additional noninterest expense | $33,000 | 11,943 |
| Pre-tax net operating income | $43,000 | 11,335 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $11,000 | 10,915 |
| Income before extraordinary items | $32,000 | 11,381 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $32,000 | 11,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $32,000 | 11,347 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $375,000 | 12,489 |
| Total interest expense | $170,000 | 12,402 |
| Net interest income | $205,000 | 12,502 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $11,000 | 12,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $170,000 | 12,545 |
| Salaries and employee benefits | $96,000 | 12,520 |
| Premises and equipment expense | $44,000 | 11,852 |
| Additional noninterest expense | $30,000 | 12,586 |
| Pre-tax net operating income | $46,000 | 11,926 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $10,000 | 11,373 |
| Income before extraordinary items | $36,000 | 11,884 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $36,000 | 11,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $36,000 | 11,923 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 13,126 |
| Total interest expense | $178,000 | 13,050 |
| Net interest income | $220,000 | 13,112 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $15,000 | 13,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $186,000 | 13,193 |
| Salaries and employee benefits | $100,000 | 13,172 |
| Premises and equipment expense | $51,000 | 12,175 |
| Additional noninterest expense | $35,000 | 13,251 |
| Pre-tax net operating income | $49,000 | 12,188 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $10,000 | 11,823 |
| Income before extraordinary items | $39,000 | 12,314 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $39,000 | 12,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $39,000 | 12,177 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 13,743 |
| Total interest expense | $230,000 | 13,648 |
| Net interest income | $218,000 | 13,754 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $26,000 | 13,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $185,000 | 13,823 |
| Salaries and employee benefits | $99,000 | 13,791 |
| Premises and equipment expense | $51,000 | 12,648 |
| Additional noninterest expense | $35,000 | 13,882 |
| Pre-tax net operating income | $59,000 | 12,361 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $8,000 | 12,420 |
| Income before extraordinary items | $51,000 | 12,562 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $51,000 | 12,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $51,000 | 12,294 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.