Home > Newtek Bank > Income and Expense
Newtek Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $34,348,000 | 1,256 |
| Total interest expense | $16,626,000 | 897 |
| Net interest income | $17,722,000 | 1,595 |
| Provision for loan and lease losses | $11,703,000 | 199 |
| Total noninterest income | $92,675,000 | 165 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $126,000 | 3,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,549,000 | 114 |
| Total noninterest expense | $60,657,000 | 491 |
| Salaries and employee benefits | $39,802,000 | 403 |
| Premises and equipment expense | $2,258,000 | 1,100 |
| Additional noninterest expense | $92,549,000 | 114 |
| Pre-tax net operating income | $38,037,000 | 433 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $11,010,000 | 320 |
| Income before extraordinary items | $27,027,000 | 459 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $27,027,000 | 462 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $27,027,000 | 460 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $5,900,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $27,027,000 | 473 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $22,330,000 | 1,373 |
| Total interest expense | $11,265,000 | 917 |
| Net interest income | $11,065,000 | 1,849 |
| Provision for loan and lease losses | $7,338,000 | 213 |
| Total noninterest income | $58,807,000 | 187 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $10,000 | 4,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,797,000 | 137 |
| Total noninterest expense | $44,262,000 | 501 |
| Salaries and employee benefits | $30,301,000 | 400 |
| Premises and equipment expense | $1,648,000 | 1,121 |
| Additional noninterest expense | $58,797,000 | 137 |
| Pre-tax net operating income | $18,272,000 | 602 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $6,235,000 | 409 |
| Income before extraordinary items | $12,037,000 | 713 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $12,037,000 | 717 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $12,037,000 | 713 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $2,000,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $12,037,000 | 730 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,827,000 | 1,620 |
| Total interest expense | $5,896,000 | 994 |
| Net interest income | $5,931,000 | 2,157 |
| Provision for loan and lease losses | $3,893,000 | 238 |
| Total noninterest income | $33,897,000 | 197 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $6,000 | 4,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,891,000 | 139 |
| Total noninterest expense | $29,532,000 | 487 |
| Salaries and employee benefits | $21,318,000 | 371 |
| Premises and equipment expense | $1,124,000 | 1,089 |
| Additional noninterest expense | $33,891,000 | 139 |
| Pre-tax net operating income | $6,403,000 | 1,004 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $2,197,000 | 617 |
| Income before extraordinary items | $4,206,000 | 1,204 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,206,000 | 1,215 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,206,000 | 1,204 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,206,000 | 1,212 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 2,472 |
| Total interest expense | $1,682,000 | 1,326 |
| Net interest income | $1,448,000 | 3,211 |
| Provision for loan and lease losses | $1,330,000 | 296 |
| Total noninterest income | $10,259,000 | 276 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $3,000 | 4,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,256,000 | 185 |
| Total noninterest expense | $13,363,000 | 539 |
| Salaries and employee benefits | $10,302,000 | 393 |
| Premises and equipment expense | $614,000 | 1,041 |
| Additional noninterest expense | $10,256,000 | 185 |
| Pre-tax net operating income | $-2,986,000 | 4,668 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $-2,986,000 | 4,653 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,986,000 | 4,652 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-2,986,000 | 4,653 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $-2,986,000 | 4,655 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,799,000 | 2,895 |
| Total interest expense | $2,285,000 | 1,462 |
| Net interest income | $5,514,000 | 3,224 |
| Provision for loan and lease losses | $-109,000 | 4,370 |
| Total noninterest income | $23,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $10,000 | 4,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,547 |
| Total noninterest expense | $4,326,000 | 3,247 |
| Salaries and employee benefits | $2,748,000 | 3,060 |
| Premises and equipment expense | $560,000 | 2,831 |
| Additional noninterest expense | $13,000 | 4,547 |
| Pre-tax net operating income | $1,320,000 | 3,550 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $115,000 | 2,939 |
| Income before extraordinary items | $1,205,000 | 3,495 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,205,000 | 3,493 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,205,000 | 3,494 |
| Net charge-offs | $-37,000 | 3,998 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 4,643 |
| Net operating income | $1,205,000 | 3,515 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,607,000 | 2,900 |
| Total interest expense | $1,595,000 | 1,243 |
| Net interest income | $4,012,000 | 3,240 |
| Provision for loan and lease losses | $-200,000 | 4,504 |
| Total noninterest income | $16,000 | 4,663 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $8,000 | 4,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,592 |
| Total noninterest expense | $3,188,000 | 3,262 |
| Salaries and employee benefits | $2,119,000 | 3,027 |
| Premises and equipment expense | $412,000 | 2,872 |
| Additional noninterest expense | $8,000 | 4,592 |
| Pre-tax net operating income | $1,040,000 | 3,503 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $81,000 | 2,979 |
| Income before extraordinary items | $959,000 | 3,429 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $959,000 | 3,427 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $959,000 | 3,428 |
| Net charge-offs | $-37,000 | 3,984 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 4,685 |
| Net operating income | $959,000 | 3,453 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,653,000 | 2,901 |
| Total interest expense | $973,000 | 1,168 |
| Net interest income | $2,680,000 | 3,214 |
| Provision for loan and lease losses | $-203,000 | 4,531 |
| Total noninterest income | $10,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $5,000 | 4,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 4,639 |
| Total noninterest expense | $2,297,000 | 3,156 |
| Salaries and employee benefits | $1,457,000 | 2,972 |
| Premises and equipment expense | $261,000 | 2,955 |
| Additional noninterest expense | $579,000 | 3,470 |
| Pre-tax net operating income | $596,000 | 3,542 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $37,000 | 3,061 |
| Income before extraordinary items | $559,000 | 3,448 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $559,000 | 3,447 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $559,000 | 3,448 |
| Net charge-offs | $-3,000 | 3,282 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $559,000 | 3,481 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 2,859 |
| Total interest expense | $451,000 | 1,201 |
| Net interest income | $1,379,000 | 3,132 |
| Provision for loan and lease losses | $-228,000 | 4,572 |
| Total noninterest income | $5,000 | 4,708 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $3,000 | 4,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 4,664 |
| Total noninterest expense | $1,156,000 | 3,148 |
| Salaries and employee benefits | $745,000 | 2,940 |
| Premises and equipment expense | $127,000 | 3,001 |
| Additional noninterest expense | $284,000 | 3,499 |
| Pre-tax net operating income | $456,000 | 3,023 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $21,000 | 2,899 |
| Income before extraordinary items | $435,000 | 2,892 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $435,000 | 2,890 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $435,000 | 2,892 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $435,000 | 2,916 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,823,000 | 2,841 |
| Total interest expense | $2,316,000 | 1,163 |
| Net interest income | $5,507,000 | 3,198 |
| Provision for loan and lease losses | $-392,000 | 4,394 |
| Total noninterest income | $23,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $15,000 | 4,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,737 |
| Total noninterest expense | $4,691,000 | 3,121 |
| Salaries and employee benefits | $2,868,000 | 2,999 |
| Premises and equipment expense | $588,000 | 2,772 |
| Additional noninterest expense | $1,235,000 | 3,401 |
| Pre-tax net operating income | $1,231,000 | 3,664 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $120,000 | 2,976 |
| Income before extraordinary items | $1,111,000 | 3,652 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,111,000 | 3,652 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,111,000 | 3,652 |
| Net charge-offs | $37,000 | 1,808 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,111,000 | 3,632 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,991,000 | 2,875 |
| Total interest expense | $1,803,000 | 1,196 |
| Net interest income | $4,188,000 | 3,228 |
| Provision for loan and lease losses | $-352,000 | 4,505 |
| Total noninterest income | $16,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $11,000 | 4,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 4,809 |
| Total noninterest expense | $3,531,000 | 3,134 |
| Salaries and employee benefits | $2,171,000 | 2,996 |
| Premises and equipment expense | $445,000 | 2,775 |
| Additional noninterest expense | $915,000 | 3,430 |
| Pre-tax net operating income | $1,025,000 | 3,695 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $61,000 | 3,128 |
| Income before extraordinary items | $964,000 | 3,659 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $964,000 | 3,659 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $964,000 | 3,659 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $964,000 | 3,634 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 2,868 |
| Total interest expense | $1,229,000 | 1,218 |
| Net interest income | $2,803,000 | 3,233 |
| Provision for loan and lease losses | $-371,000 | 4,580 |
| Total noninterest income | $12,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $8,000 | 4,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 4,833 |
| Total noninterest expense | $2,302,000 | 3,159 |
| Salaries and employee benefits | $1,455,000 | 2,994 |
| Premises and equipment expense | $310,000 | 2,695 |
| Additional noninterest expense | $537,000 | 3,614 |
| Pre-tax net operating income | $884,000 | 3,413 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $46,000 | 3,072 |
| Income before extraordinary items | $838,000 | 3,340 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $838,000 | 3,339 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $838,000 | 3,340 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $838,000 | 3,316 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 2,875 |
| Total interest expense | $638,000 | 1,238 |
| Net interest income | $1,353,000 | 3,276 |
| Provision for loan and lease losses | $-323,000 | 4,726 |
| Total noninterest income | $6,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $4,000 | 4,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 4,857 |
| Total noninterest expense | $1,159,000 | 3,143 |
| Salaries and employee benefits | $727,000 | 2,978 |
| Premises and equipment expense | $160,000 | 2,677 |
| Additional noninterest expense | $272,000 | 3,576 |
| Pre-tax net operating income | $523,000 | 3,183 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $18,000 | 3,110 |
| Income before extraordinary items | $505,000 | 3,107 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $505,000 | 3,106 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $505,000 | 3,107 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $505,000 | 3,083 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,902,000 | 2,697 |
| Total interest expense | $3,339,000 | 1,366 |
| Net interest income | $5,563,000 | 3,169 |
| Provision for loan and lease losses | $937,000 | 1,672 |
| Total noninterest income | $33,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $18,000 | 4,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,834 |
| Total noninterest expense | $4,584,000 | 3,160 |
| Salaries and employee benefits | $2,801,000 | 3,050 |
| Premises and equipment expense | $559,000 | 2,865 |
| Additional noninterest expense | $1,224,000 | 3,384 |
| Pre-tax net operating income | $75,000 | 4,664 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $10,000 | 3,498 |
| Income before extraordinary items | $65,000 | 4,704 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $65,000 | 4,704 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $65,000 | 4,704 |
| Net charge-offs | $377,000 | 1,156 |
| Cash dividends | $5,200,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $65,000 | 4,667 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,843,000 | 2,684 |
| Total interest expense | $2,596,000 | 1,388 |
| Net interest income | $4,247,000 | 3,165 |
| Provision for loan and lease losses | $1,190,000 | 1,237 |
| Total noninterest income | $28,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $14,000 | 4,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 4,831 |
| Total noninterest expense | $3,451,000 | 3,128 |
| Salaries and employee benefits | $2,169,000 | 2,980 |
| Premises and equipment expense | $417,000 | 2,880 |
| Additional noninterest expense | $865,000 | 3,456 |
| Pre-tax net operating income | $-366,000 | 4,886 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $72,000 | 2,945 |
| Income before extraordinary items | $-438,000 | 4,895 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-438,000 | 4,895 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-438,000 | 4,895 |
| Net charge-offs | $25,000 | 2,405 |
| Cash dividends | $200,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-438,000 | 4,889 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,776,000 | 2,630 |
| Total interest expense | $1,786,000 | 1,445 |
| Net interest income | $2,990,000 | 3,097 |
| Provision for loan and lease losses | $1,030,000 | 1,063 |
| Total noninterest income | $18,000 | 4,916 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $10,000 | 4,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,848 |
| Total noninterest expense | $2,320,000 | 3,126 |
| Salaries and employee benefits | $1,453,000 | 2,988 |
| Premises and equipment expense | $278,000 | 2,889 |
| Additional noninterest expense | $589,000 | 3,437 |
| Pre-tax net operating income | $-342,000 | 4,915 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $60,000 | 2,806 |
| Income before extraordinary items | $-402,000 | 4,916 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-402,000 | 4,916 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-402,000 | 4,916 |
| Net charge-offs | $25,000 | 2,088 |
| Cash dividends | $200,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-402,000 | 4,922 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 2,512 |
| Total interest expense | $927,000 | 1,500 |
| Net interest income | $1,639,000 | 2,927 |
| Provision for loan and lease losses | $578,000 | 815 |
| Total noninterest income | $9,000 | 4,965 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $7,000 | 4,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 4,944 |
| Total noninterest expense | $1,165,000 | 3,152 |
| Salaries and employee benefits | $740,000 | 2,973 |
| Premises and equipment expense | $142,000 | 2,869 |
| Additional noninterest expense | $283,000 | 3,546 |
| Pre-tax net operating income | $-95,000 | 4,869 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $43,000 | 2,500 |
| Income before extraordinary items | $-138,000 | 4,870 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-138,000 | 4,869 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-138,000 | 4,870 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $200,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-138,000 | 4,895 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,053,000 | 2,585 |
| Total interest expense | $3,816,000 | 1,526 |
| Net interest income | $6,237,000 | 3,034 |
| Provision for loan and lease losses | $-186,000 | 5,027 |
| Total noninterest income | $137,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $21,000 | 4,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 4,331 |
| Total noninterest expense | $4,623,000 | 3,156 |
| Salaries and employee benefits | $2,881,000 | 3,007 |
| Premises and equipment expense | $554,000 | 2,941 |
| Additional noninterest expense | $1,188,000 | 3,505 |
| Pre-tax net operating income | $1,937,000 | 3,074 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $176,000 | 2,714 |
| Income before extraordinary items | $1,761,000 | 3,074 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,761,000 | 3,073 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,761,000 | 3,075 |
| Net charge-offs | $9,000 | 3,353 |
| Cash dividends | $2,200,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 5,095 |
| Net operating income | $1,761,000 | 3,041 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,500,000 | 2,622 |
| Total interest expense | $2,865,000 | 1,536 |
| Net interest income | $4,635,000 | 3,087 |
| Provision for loan and lease losses | $43,000 | 3,230 |
| Total noninterest income | $123,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $15,000 | 4,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 4,240 |
| Total noninterest expense | $3,607,000 | 3,105 |
| Salaries and employee benefits | $2,293,000 | 2,905 |
| Premises and equipment expense | $415,000 | 2,953 |
| Additional noninterest expense | $899,000 | 3,526 |
| Pre-tax net operating income | $1,108,000 | 3,502 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $104,000 | 2,915 |
| Income before extraordinary items | $1,004,000 | 3,490 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,004,000 | 3,490 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,004,000 | 3,490 |
| Net charge-offs | $9,000 | 2,987 |
| Cash dividends | $1,700,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 5,184 |
| Net operating income | $1,004,000 | 3,462 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 2,650 |
| Total interest expense | $1,879,000 | 1,532 |
| Net interest income | $3,052,000 | 3,120 |
| Provision for loan and lease losses | $29,000 | 3,156 |
| Total noninterest income | $111,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $10,000 | 4,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 3,974 |
| Total noninterest expense | $2,395,000 | 3,131 |
| Salaries and employee benefits | $1,514,000 | 2,943 |
| Premises and equipment expense | $272,000 | 3,003 |
| Additional noninterest expense | $609,000 | 3,516 |
| Pre-tax net operating income | $739,000 | 3,498 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $69,000 | 2,924 |
| Income before extraordinary items | $670,000 | 3,489 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $670,000 | 3,488 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $670,000 | 3,488 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $1,400,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 5,248 |
| Net operating income | $670,000 | 3,470 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 2,674 |
| Total interest expense | $903,000 | 1,542 |
| Net interest income | $1,535,000 | 3,131 |
| Provision for loan and lease losses | $68,000 | 1,814 |
| Total noninterest income | $21,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $6,000 | 4,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,752 |
| Total noninterest expense | $1,220,000 | 3,116 |
| Salaries and employee benefits | $785,000 | 2,893 |
| Premises and equipment expense | $142,000 | 2,943 |
| Additional noninterest expense | $293,000 | 3,598 |
| Pre-tax net operating income | $268,000 | 3,907 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $30,000 | 2,960 |
| Income before extraordinary items | $238,000 | 3,908 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $238,000 | 3,906 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $238,000 | 3,907 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 5,313 |
| Net operating income | $238,000 | 3,902 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,643,000 | 2,595 |
| Total interest expense | $3,049,000 | 1,412 |
| Net interest income | $6,594,000 | 2,995 |
| Provision for loan and lease losses | $-23,000 | 5,108 |
| Total noninterest income | $98,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $28,000 | 4,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 4,773 |
| Total noninterest expense | $4,655,000 | 3,201 |
| Salaries and employee benefits | $2,778,000 | 3,094 |
| Premises and equipment expense | $538,000 | 3,040 |
| Additional noninterest expense | $1,339,000 | 3,393 |
| Pre-tax net operating income | $2,060,000 | 3,092 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $184,000 | 2,735 |
| Income before extraordinary items | $1,876,000 | 3,020 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,876,000 | 3,019 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,876,000 | 3,019 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $2,900,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,876,000 | 3,022 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,222,000 | 2,585 |
| Total interest expense | $2,207,000 | 1,385 |
| Net interest income | $5,015,000 | 2,992 |
| Provision for loan and lease losses | $-105,000 | 5,291 |
| Total noninterest income | $76,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $23,000 | 5,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 4,839 |
| Total noninterest expense | $3,483,000 | 3,203 |
| Salaries and employee benefits | $2,151,000 | 3,036 |
| Premises and equipment expense | $393,000 | 3,096 |
| Additional noninterest expense | $939,000 | 3,526 |
| Pre-tax net operating income | $1,713,000 | 2,994 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $145,000 | 2,771 |
| Income before extraordinary items | $1,568,000 | 2,916 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,568,000 | 2,915 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,568,000 | 2,915 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $2,900,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,568,000 | 2,906 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 2,550 |
| Total interest expense | $1,430,000 | 1,343 |
| Net interest income | $3,451,000 | 2,939 |
| Provision for loan and lease losses | $-386,000 | 5,449 |
| Total noninterest income | $55,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $18,000 | 5,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,846 |
| Total noninterest expense | $2,303,000 | 3,247 |
| Salaries and employee benefits | $1,438,000 | 3,063 |
| Premises and equipment expense | $262,000 | 3,122 |
| Additional noninterest expense | $603,000 | 3,603 |
| Pre-tax net operating income | $1,589,000 | 2,433 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $108,000 | 2,669 |
| Income before extraordinary items | $1,481,000 | 2,333 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,481,000 | 2,332 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,481,000 | 2,332 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $900,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,481,000 | 2,332 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,361,000 | 2,604 |
| Total interest expense | $686,000 | 1,334 |
| Net interest income | $1,675,000 | 3,011 |
| Provision for loan and lease losses | $-68,000 | 5,476 |
| Total noninterest income | $28,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $9,000 | 5,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,867 |
| Total noninterest expense | $1,179,000 | 3,226 |
| Salaries and employee benefits | $735,000 | 3,044 |
| Premises and equipment expense | $138,000 | 3,059 |
| Additional noninterest expense | $306,000 | 3,608 |
| Pre-tax net operating income | $592,000 | 2,842 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $47,000 | 2,743 |
| Income before extraordinary items | $545,000 | 2,771 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $545,000 | 2,771 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $545,000 | 2,771 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $500,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $545,000 | 2,761 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,558,000 | 2,540 |
| Total interest expense | $2,424,000 | 1,323 |
| Net interest income | $7,134,000 | 2,852 |
| Provision for loan and lease losses | $-369,000 | 5,489 |
| Total noninterest income | $120,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $38,000 | 5,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 4,903 |
| Total noninterest expense | $4,431,000 | 3,346 |
| Salaries and employee benefits | $2,727,000 | 3,175 |
| Premises and equipment expense | $550,000 | 3,085 |
| Additional noninterest expense | $1,154,000 | 3,758 |
| Pre-tax net operating income | $3,192,000 | 2,388 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $297,000 | 2,760 |
| Income before extraordinary items | $2,895,000 | 2,113 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,895,000 | 2,114 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,895,000 | 2,114 |
| Net charge-offs | $-344,000 | 5,525 |
| Cash dividends | $1,900,000 | 1,483 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 5,591 |
| Net operating income | $2,895,000 | 2,091 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,764,000 | 2,656 |
| Total interest expense | $1,765,000 | 1,338 |
| Net interest income | $4,999,000 | 3,001 |
| Provision for loan and lease losses | $-149,000 | 5,547 |
| Total noninterest income | $84,000 | 5,284 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $29,000 | 5,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 5,026 |
| Total noninterest expense | $3,298,000 | 3,376 |
| Salaries and employee benefits | $2,071,000 | 3,162 |
| Premises and equipment expense | $406,000 | 3,140 |
| Additional noninterest expense | $821,000 | 3,863 |
| Pre-tax net operating income | $1,934,000 | 2,757 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $163,000 | 2,888 |
| Income before extraordinary items | $1,771,000 | 2,597 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,771,000 | 2,597 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,771,000 | 2,597 |
| Net charge-offs | $-28,000 | 5,020 |
| Cash dividends | $1,700,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,771,000 | 2,581 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 2,638 |
| Total interest expense | $1,140,000 | 1,341 |
| Net interest income | $3,376,000 | 2,970 |
| Provision for loan and lease losses | $-407,000 | 5,692 |
| Total noninterest income | $58,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $18,000 | 5,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 5,002 |
| Total noninterest expense | $2,198,000 | 3,398 |
| Salaries and employee benefits | $1,386,000 | 3,172 |
| Premises and equipment expense | $266,000 | 3,173 |
| Additional noninterest expense | $546,000 | 3,896 |
| Pre-tax net operating income | $1,643,000 | 2,345 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $114,000 | 2,851 |
| Income before extraordinary items | $1,529,000 | 2,119 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,529,000 | 2,119 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,529,000 | 2,120 |
| Net charge-offs | $-28,000 | 5,117 |
| Cash dividends | $1,300,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,529,000 | 2,090 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 2,583 |
| Total interest expense | $560,000 | 1,335 |
| Net interest income | $1,757,000 | 2,896 |
| Provision for loan and lease losses | $-334,000 | 5,794 |
| Total noninterest income | $31,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $9,000 | 5,277 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $22,000 | 4,979 |
| Total noninterest expense | $1,092,000 | 3,433 |
| Salaries and employee benefits | $692,000 | 3,211 |
| Premises and equipment expense | $138,000 | 3,145 |
| Additional noninterest expense | $262,000 | 3,985 |
| Pre-tax net operating income | $1,030,000 | 1,920 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $64,000 | 2,732 |
| Income before extraordinary items | $966,000 | 1,714 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $966,000 | 1,713 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $966,000 | 1,714 |
| Net charge-offs | $-14,000 | 5,129 |
| Cash dividends | $400,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $966,000 | 1,698 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,666,000 | 2,688 |
| Total interest expense | $2,063,000 | 1,385 |
| Net interest income | $6,603,000 | 3,011 |
| Provision for loan and lease losses | $170,000 | 2,629 |
| Total noninterest income | $112,000 | 5,438 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $39,000 | 5,318 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $73,000 | 5,144 |
| Total noninterest expense | $4,247,000 | 3,526 |
| Salaries and employee benefits | $2,643,000 | 3,302 |
| Premises and equipment expense | $531,000 | 3,252 |
| Additional noninterest expense | $1,073,000 | 4,043 |
| Pre-tax net operating income | $2,298,000 | 2,824 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $210,000 | 2,898 |
| Income before extraordinary items | $2,088,000 | 2,711 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,088,000 | 2,708 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,088,000 | 2,710 |
| Net charge-offs | $-197,000 | 5,658 |
| Cash dividends | $1,000,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,088,000 | 2,656 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,456,000 | 2,708 |
| Total interest expense | $1,537,000 | 1,382 |
| Net interest income | $4,919,000 | 3,033 |
| Provision for loan and lease losses | $57,000 | 3,233 |
| Total noninterest income | $87,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $30,000 | 5,360 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $57,000 | 5,184 |
| Total noninterest expense | $3,266,000 | 3,477 |
| Salaries and employee benefits | $2,013,000 | 3,261 |
| Premises and equipment expense | $400,000 | 3,268 |
| Additional noninterest expense | $853,000 | 3,970 |
| Pre-tax net operating income | $1,683,000 | 2,918 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $168,000 | 2,924 |
| Income before extraordinary items | $1,515,000 | 2,812 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,515,000 | 2,812 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,515,000 | 2,812 |
| Net charge-offs | $-120,000 | 5,621 |
| Cash dividends | $700,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,515,000 | 2,750 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 2,689 |
| Total interest expense | $1,018,000 | 1,401 |
| Net interest income | $3,350,000 | 3,003 |
| Provision for loan and lease losses | $-168,000 | 5,883 |
| Total noninterest income | $64,000 | 5,452 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $20,000 | 5,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $44,000 | 5,133 |
| Total noninterest expense | $2,187,000 | 3,495 |
| Salaries and employee benefits | $1,347,000 | 3,270 |
| Premises and equipment expense | $271,000 | 3,245 |
| Additional noninterest expense | $569,000 | 3,993 |
| Pre-tax net operating income | $1,395,000 | 2,529 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $116,000 | 2,899 |
| Income before extraordinary items | $1,279,000 | 2,391 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,279,000 | 2,390 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,279,000 | 2,390 |
| Net charge-offs | $-62,000 | 5,565 |
| Cash dividends | $297,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,279,000 | 2,327 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 2,824 |
| Total interest expense | $498,000 | 1,426 |
| Net interest income | $1,543,000 | 3,167 |
| Provision for loan and lease losses | $143,000 | 1,257 |
| Total noninterest income | $36,000 | 5,390 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $9,000 | 5,488 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $27,000 | 5,014 |
| Total noninterest expense | $1,097,000 | 3,492 |
| Salaries and employee benefits | $673,000 | 3,294 |
| Premises and equipment expense | $138,000 | 3,243 |
| Additional noninterest expense | $286,000 | 3,979 |
| Pre-tax net operating income | $339,000 | 3,673 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $46,000 | 3,035 |
| Income before extraordinary items | $293,000 | 3,674 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $293,000 | 3,671 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $293,000 | 3,672 |
| Net charge-offs | $-31,000 | 5,595 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $293,000 | 3,607 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,553,000 | 2,955 |
| Total interest expense | $1,642,000 | 1,645 |
| Net interest income | $5,911,000 | 3,218 |
| Provision for loan and lease losses | $164,000 | 2,559 |
| Total noninterest income | $96,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $40,000 | 5,562 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $56,000 | 5,448 |
| Total noninterest expense | $4,172,000 | 3,625 |
| Salaries and employee benefits | $2,589,000 | 3,331 |
| Premises and equipment expense | $525,000 | 3,381 |
| Additional noninterest expense | $1,058,000 | 4,189 |
| Pre-tax net operating income | $1,671,000 | 3,317 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $178,000 | 3,015 |
| Income before extraordinary items | $1,493,000 | 3,237 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,493,000 | 3,238 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,493,000 | 3,239 |
| Net charge-offs | $-136,000 | 5,786 |
| Cash dividends | $1,000,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 794 |
| Net operating income | $1,493,000 | 3,187 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,475,000 | 3,045 |
| Total interest expense | $1,198,000 | 1,707 |
| Net interest income | $4,277,000 | 3,329 |
| Provision for loan and lease losses | $176,000 | 2,115 |
| Total noninterest income | $68,000 | 5,837 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $30,000 | 5,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 5,571 |
| Total noninterest expense | $3,133,000 | 3,640 |
| Salaries and employee benefits | $1,959,000 | 3,318 |
| Premises and equipment expense | $394,000 | 3,424 |
| Additional noninterest expense | $780,000 | 4,244 |
| Pre-tax net operating income | $1,036,000 | 3,684 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $119,000 | 3,167 |
| Income before extraordinary items | $917,000 | 3,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $917,000 | 3,647 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $917,000 | 3,648 |
| Net charge-offs | $-109,000 | 5,825 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 758 |
| Net operating income | $917,000 | 3,594 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 3,077 |
| Total interest expense | $794,000 | 1,724 |
| Net interest income | $2,804,000 | 3,376 |
| Provision for loan and lease losses | $40,000 | 3,050 |
| Total noninterest income | $41,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $18,000 | 5,740 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,663 |
| Total noninterest expense | $2,073,000 | 3,692 |
| Salaries and employee benefits | $1,301,000 | 3,354 |
| Premises and equipment expense | $270,000 | 3,377 |
| Additional noninterest expense | $502,000 | 4,349 |
| Pre-tax net operating income | $732,000 | 3,577 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $75,000 | 3,197 |
| Income before extraordinary items | $657,000 | 3,514 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $657,000 | 3,514 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $657,000 | 3,515 |
| Net charge-offs | $-58,000 | 5,783 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 732 |
| Net operating income | $657,000 | 3,459 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 3,152 |
| Total interest expense | $394,000 | 1,750 |
| Net interest income | $1,355,000 | 3,453 |
| Provision for loan and lease losses | $65,000 | 1,847 |
| Total noninterest income | $21,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $10,000 | 5,683 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 5,740 |
| Total noninterest expense | $1,050,000 | 3,680 |
| Salaries and employee benefits | $663,000 | 3,356 |
| Premises and equipment expense | $138,000 | 3,373 |
| Additional noninterest expense | $249,000 | 4,370 |
| Pre-tax net operating income | $261,000 | 4,078 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $29,000 | 3,353 |
| Income before extraordinary items | $232,000 | 4,063 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $232,000 | 4,067 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $232,000 | 4,067 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $232,000 | 3,996 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,512,000 | 2,756 |
| Total interest expense | $2,076,000 | 1,420 |
| Net interest income | $6,436,000 | 3,080 |
| Provision for loan and lease losses | $-848,000 | 6,333 |
| Total noninterest income | $53,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $37,000 | 5,905 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $16,000 | 6,098 |
| Total noninterest expense | $4,121,000 | 3,761 |
| Salaries and employee benefits | $2,552,000 | 3,430 |
| Premises and equipment expense | $487,000 | 3,699 |
| Additional noninterest expense | $1,082,000 | 4,273 |
| Pre-tax net operating income | $3,216,000 | 2,161 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $226,000 | 2,855 |
| Income before extraordinary items | $2,990,000 | 2,026 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,990,000 | 2,025 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,990,000 | 2,025 |
| Net charge-offs | $-137,000 | 6,191 |
| Cash dividends | $1,500,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 6,391 |
| Net operating income | $2,990,000 | 1,983 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,656,000 | 2,696 |
| Total interest expense | $1,694,000 | 1,295 |
| Net interest income | $4,962,000 | 3,037 |
| Provision for loan and lease losses | $-489,000 | 6,379 |
| Total noninterest income | $63,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $28,000 | 5,970 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $35,000 | 5,834 |
| Total noninterest expense | $3,191,000 | 3,693 |
| Salaries and employee benefits | $1,963,000 | 3,390 |
| Premises and equipment expense | $371,000 | 3,711 |
| Additional noninterest expense | $857,000 | 4,177 |
| Pre-tax net operating income | $2,323,000 | 2,258 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $176,000 | 2,910 |
| Income before extraordinary items | $2,147,000 | 2,103 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,147,000 | 2,101 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,147,000 | 2,101 |
| Net charge-offs | $-120,000 | 6,244 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 6,492 |
| Net operating income | $2,147,000 | 2,062 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,841,000 | 2,492 |
| Total interest expense | $1,210,000 | 1,232 |
| Net interest income | $3,631,000 | 2,843 |
| Provision for loan and lease losses | $-389,000 | 6,473 |
| Total noninterest income | $41,000 | 6,214 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $19,000 | 6,001 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $22,000 | 5,906 |
| Total noninterest expense | $2,154,000 | 3,685 |
| Salaries and employee benefits | $1,310,000 | 3,405 |
| Premises and equipment expense | $259,000 | 3,635 |
| Additional noninterest expense | $585,000 | 4,148 |
| Pre-tax net operating income | $1,907,000 | 1,891 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $145,000 | 2,711 |
| Income before extraordinary items | $1,762,000 | 1,708 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,762,000 | 1,711 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,762,000 | 1,710 |
| Net charge-offs | $-96,000 | 6,311 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 6,577 |
| Net operating income | $1,762,000 | 1,680 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 2,381 |
| Total interest expense | $625,000 | 1,213 |
| Net interest income | $1,902,000 | 2,744 |
| Provision for loan and lease losses | $-317,000 | 6,604 |
| Total noninterest income | $17,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $9,000 | 6,059 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $8,000 | 6,076 |
| Total noninterest expense | $1,095,000 | 3,678 |
| Salaries and employee benefits | $658,000 | 3,430 |
| Premises and equipment expense | $142,000 | 3,477 |
| Additional noninterest expense | $295,000 | 4,143 |
| Pre-tax net operating income | $1,141,000 | 1,581 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $77,000 | 2,588 |
| Income before extraordinary items | $1,064,000 | 1,418 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,064,000 | 1,420 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,064,000 | 1,420 |
| Net charge-offs | $-83,000 | 6,436 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,064,000 | 1,397 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,619,000 | 2,778 |
| Total interest expense | $3,190,000 | 1,056 |
| Net interest income | $5,429,000 | 3,504 |
| Provision for loan and lease losses | $-666,000 | 6,621 |
| Total noninterest income | $52,000 | 6,483 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $36,000 | 6,192 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,000 | 6,279 |
| Total noninterest expense | $4,197,000 | 3,810 |
| Salaries and employee benefits | $2,556,000 | 3,489 |
| Premises and equipment expense | $468,000 | 3,871 |
| Additional noninterest expense | $1,173,000 | 4,250 |
| Pre-tax net operating income | $1,950,000 | 2,913 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $175,000 | 3,045 |
| Income before extraordinary items | $1,775,000 | 2,832 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,775,000 | 2,834 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,775,000 | 2,835 |
| Net charge-offs | $-56,000 | 6,437 |
| Cash dividends | $1,000,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 6,701 |
| Net operating income | $1,775,000 | 2,773 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,457,000 | 2,801 |
| Total interest expense | $2,545,000 | 1,029 |
| Net interest income | $3,912,000 | 3,619 |
| Provision for loan and lease losses | $-324,000 | 6,697 |
| Total noninterest income | $40,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $27,000 | 6,270 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,000 | 6,365 |
| Total noninterest expense | $3,202,000 | 3,786 |
| Salaries and employee benefits | $1,962,000 | 3,445 |
| Premises and equipment expense | $342,000 | 3,987 |
| Additional noninterest expense | $898,000 | 4,208 |
| Pre-tax net operating income | $1,074,000 | 3,564 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $92,000 | 3,361 |
| Income before extraordinary items | $982,000 | 3,460 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $982,000 | 3,462 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $982,000 | 3,464 |
| Net charge-offs | $-43,000 | 6,434 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $982,000 | 3,384 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 2,806 |
| Total interest expense | $1,876,000 | 969 |
| Net interest income | $2,410,000 | 3,808 |
| Provision for loan and lease losses | $-274,000 | 6,761 |
| Total noninterest income | $28,000 | 6,570 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $19,000 | 6,254 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 6,388 |
| Total noninterest expense | $2,156,000 | 3,774 |
| Salaries and employee benefits | $1,322,000 | 3,437 |
| Premises and equipment expense | $223,000 | 4,062 |
| Additional noninterest expense | $611,000 | 4,147 |
| Pre-tax net operating income | $556,000 | 3,948 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $43,000 | 3,579 |
| Income before extraordinary items | $513,000 | 3,887 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $513,000 | 3,890 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $513,000 | 3,891 |
| Net charge-offs | $-26,000 | 6,391 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $513,000 | 3,793 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 2,789 |
| Total interest expense | $982,000 | 963 |
| Net interest income | $1,188,000 | 3,859 |
| Provision for loan and lease losses | $-197,000 | 6,892 |
| Total noninterest income | $14,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $10,000 | 6,250 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $1,094,000 | 3,777 |
| Salaries and employee benefits | $688,000 | 3,359 |
| Premises and equipment expense | $113,000 | 4,039 |
| Additional noninterest expense | $293,000 | 4,279 |
| Pre-tax net operating income | $305,000 | 3,779 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $10,000 | 3,924 |
| Income before extraordinary items | $295,000 | 3,601 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $295,000 | 3,601 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $295,000 | 3,603 |
| Net charge-offs | $-8,000 | 6,115 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $295,000 | 3,504 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,604,000 | 2,432 |
| Total interest expense | $4,664,000 | 970 |
| Net interest income | $5,940,000 | 3,397 |
| Provision for loan and lease losses | $-282,000 | 6,954 |
| Total noninterest income | $60,000 | 6,583 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $46,000 | 6,282 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $14,000 | 6,358 |
| Total noninterest expense | $4,513,000 | 3,723 |
| Salaries and employee benefits | $2,704,000 | 3,364 |
| Premises and equipment expense | $452,000 | 4,054 |
| Additional noninterest expense | $1,357,000 | 4,033 |
| Pre-tax net operating income | $1,769,000 | 3,038 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $136,000 | 3,292 |
| Income before extraordinary items | $1,633,000 | 2,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,633,000 | 2,955 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,633,000 | 2,955 |
| Net charge-offs | $-14,000 | 6,665 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,633,000 | 2,834 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,289,000 | 2,392 |
| Total interest expense | $3,586,000 | 991 |
| Net interest income | $4,703,000 | 3,323 |
| Provision for loan and lease losses | $195,000 | 3,557 |
| Total noninterest income | $45,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $35,000 | 6,358 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,000 | 6,493 |
| Total noninterest expense | $3,406,000 | 3,750 |
| Salaries and employee benefits | $2,099,000 | 3,309 |
| Premises and equipment expense | $328,000 | 4,173 |
| Additional noninterest expense | $979,000 | 4,149 |
| Pre-tax net operating income | $1,147,000 | 3,398 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $65,000 | 3,648 |
| Income before extraordinary items | $1,082,000 | 3,275 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,082,000 | 3,278 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,082,000 | 3,277 |
| Net charge-offs | $622,000 | 1,941 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,082,000 | 3,134 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,706,000 | 2,336 |
| Total interest expense | $2,455,000 | 996 |
| Net interest income | $3,251,000 | 3,222 |
| Provision for loan and lease losses | $-90,000 | 7,098 |
| Total noninterest income | $31,000 | 6,729 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $24,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,537 |
| Total noninterest expense | $2,232,000 | 3,806 |
| Salaries and employee benefits | $1,362,000 | 3,389 |
| Premises and equipment expense | $215,000 | 4,215 |
| Additional noninterest expense | $655,000 | 4,181 |
| Pre-tax net operating income | $1,140,000 | 2,607 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $95,000 | 3,098 |
| Income before extraordinary items | $1,045,000 | 2,542 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,045,000 | 2,542 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,045,000 | 2,542 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,045,000 | 2,403 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 2,265 |
| Total interest expense | $1,257,000 | 1,010 |
| Net interest income | $1,723,000 | 3,088 |
| Provision for loan and lease losses | $-242,000 | 7,239 |
| Total noninterest income | $16,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $1,124,000 | 3,809 |
| Salaries and employee benefits | $692,000 | 3,375 |
| Premises and equipment expense | $107,000 | 4,263 |
| Additional noninterest expense | $325,000 | 4,178 |
| Pre-tax net operating income | $857,000 | 1,924 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $55,000 | 2,978 |
| Income before extraordinary items | $802,000 | 1,795 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $802,000 | 1,796 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $802,000 | 1,796 |
| Net charge-offs | $9,000 | 4,072 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $802,000 | 1,694 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,435,000 | 2,248 |
| Total interest expense | $5,614,000 | 1,072 |
| Net interest income | $6,821,000 | 3,139 |
| Provision for loan and lease losses | $883,000 | 2,606 |
| Total noninterest income | $63,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $48,000 | 6,359 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $15,000 | 6,458 |
| Total noninterest expense | $4,944,000 | 3,570 |
| Salaries and employee benefits | $2,621,000 | 3,427 |
| Premises and equipment expense | $462,000 | 4,243 |
| Additional noninterest expense | $1,861,000 | 3,337 |
| Pre-tax net operating income | $1,057,000 | 3,621 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $73,000 | 3,560 |
| Income before extraordinary items | $984,000 | 3,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $984,000 | 3,599 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $984,000 | 3,600 |
| Net charge-offs | $549,000 | 3,067 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $984,000 | 3,477 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,676,000 | 2,192 |
| Total interest expense | $4,309,000 | 1,092 |
| Net interest income | $5,367,000 | 3,037 |
| Provision for loan and lease losses | $527,000 | 2,806 |
| Total noninterest income | $49,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $37,000 | 6,370 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $12,000 | 6,578 |
| Total noninterest expense | $3,546,000 | 3,687 |
| Salaries and employee benefits | $2,093,000 | 3,287 |
| Premises and equipment expense | $343,000 | 4,316 |
| Additional noninterest expense | $1,110,000 | 3,888 |
| Pre-tax net operating income | $1,343,000 | 2,783 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $154,000 | 2,891 |
| Income before extraordinary items | $1,189,000 | 2,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,189,000 | 2,737 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,189,000 | 2,737 |
| Net charge-offs | $549,000 | 2,561 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,189,000 | 2,645 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,647,000 | 2,150 |
| Total interest expense | $2,964,000 | 1,101 |
| Net interest income | $3,683,000 | 2,950 |
| Provision for loan and lease losses | $6,000 | 6,059 |
| Total noninterest income | $32,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $25,000 | 6,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,701 |
| Total noninterest expense | $2,372,000 | 3,718 |
| Salaries and employee benefits | $1,398,000 | 3,319 |
| Premises and equipment expense | $224,000 | 4,404 |
| Additional noninterest expense | $750,000 | 3,900 |
| Pre-tax net operating income | $1,337,000 | 2,052 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $137,000 | 2,596 |
| Income before extraordinary items | $1,200,000 | 1,957 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,200,000 | 1,957 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,200,000 | 1,957 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,200,000 | 1,886 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 2,275 |
| Total interest expense | $1,542,000 | 1,094 |
| Net interest income | $1,601,000 | 3,309 |
| Provision for loan and lease losses | $147,000 | 2,927 |
| Total noninterest income | $18,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $1,166,000 | 3,779 |
| Salaries and employee benefits | $697,000 | 3,339 |
| Premises and equipment expense | $119,000 | 4,293 |
| Additional noninterest expense | $350,000 | 4,093 |
| Pre-tax net operating income | $306,000 | 3,489 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $45,000 | 2,906 |
| Income before extraordinary items | $261,000 | 3,501 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $261,000 | 3,497 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $261,000 | 3,499 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $261,000 | 3,439 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,532,000 | 2,230 |
| Total interest expense | $6,890,000 | 1,191 |
| Net interest income | $6,642,000 | 3,216 |
| Provision for loan and lease losses | $1,301,000 | 2,657 |
| Total noninterest income | $81,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $61,000 | 6,060 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 6,604 |
| Total noninterest expense | $4,633,000 | 3,819 |
| Salaries and employee benefits | $2,350,000 | 3,765 |
| Premises and equipment expense | $428,000 | 4,581 |
| Additional noninterest expense | $1,855,000 | 3,467 |
| Pre-tax net operating income | $789,000 | 3,753 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $177,000 | 2,808 |
| Income before extraordinary items | $612,000 | 4,045 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $612,000 | 4,044 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $612,000 | 4,045 |
| Net charge-offs | $1,310,000 | 2,328 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $612,000 | 3,903 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,265,000 | 2,255 |
| Total interest expense | $5,233,000 | 1,221 |
| Net interest income | $5,032,000 | 3,224 |
| Provision for loan and lease losses | $-61,000 | 7,702 |
| Total noninterest income | $61,000 | 6,963 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $47,000 | 6,127 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $14,000 | 6,805 |
| Total noninterest expense | $3,717,000 | 3,644 |
| Salaries and employee benefits | $1,838,000 | 3,673 |
| Premises and equipment expense | $317,000 | 4,706 |
| Additional noninterest expense | $1,562,000 | 3,101 |
| Pre-tax net operating income | $1,437,000 | 2,452 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $150,000 | 2,798 |
| Income before extraordinary items | $1,287,000 | 2,422 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,287,000 | 2,418 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,287,000 | 2,422 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,287,000 | 2,300 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 2,259 |
| Total interest expense | $3,532,000 | 1,259 |
| Net interest income | $3,396,000 | 3,172 |
| Provision for loan and lease losses | $81,000 | 5,376 |
| Total noninterest income | $41,000 | 7,003 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $32,000 | 6,127 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $2,452,000 | 3,678 |
| Salaries and employee benefits | $1,226,000 | 3,702 |
| Premises and equipment expense | $211,000 | 4,717 |
| Additional noninterest expense | $1,015,000 | 3,160 |
| Pre-tax net operating income | $904,000 | 2,571 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $106,000 | 2,733 |
| Income before extraordinary items | $798,000 | 2,507 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $798,000 | 2,503 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $798,000 | 2,506 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $798,000 | 2,415 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 2,231 |
| Total interest expense | $1,794,000 | 1,304 |
| Net interest income | $1,801,000 | 3,071 |
| Provision for loan and lease losses | $-157,000 | 7,895 |
| Total noninterest income | $22,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $1,270,000 | 3,600 |
| Salaries and employee benefits | $611,000 | 3,765 |
| Premises and equipment expense | $112,000 | 4,636 |
| Additional noninterest expense | $547,000 | 2,937 |
| Pre-tax net operating income | $710,000 | 1,804 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $67,000 | 2,520 |
| Income before extraordinary items | $643,000 | 1,707 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $643,000 | 1,707 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $643,000 | 1,708 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $643,000 | 1,635 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,734,000 | 2,262 |
| Total interest expense | $7,245,000 | 1,639 |
| Net interest income | $7,489,000 | 2,888 |
| Provision for loan and lease losses | $2,250,000 | 2,327 |
| Total noninterest income | $122,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $79,000 | 6,042 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $43,000 | 6,513 |
| Total noninterest expense | $3,668,000 | 4,582 |
| Salaries and employee benefits | $2,169,000 | 4,112 |
| Premises and equipment expense | $438,000 | 4,756 |
| Additional noninterest expense | $1,061,000 | 5,077 |
| Pre-tax net operating income | $1,693,000 | 2,187 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $147,000 | 2,615 |
| Income before extraordinary items | $1,546,000 | 2,063 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,546,000 | 2,060 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,546,000 | 2,062 |
| Net charge-offs | $370,000 | 4,203 |
| Cash dividends | $4,000,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,334 |
| Net operating income | $1,546,000 | 2,033 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,067,000 | 2,297 |
| Total interest expense | $5,355,000 | 1,730 |
| Net interest income | $5,712,000 | 2,848 |
| Provision for loan and lease losses | $1,770,000 | 2,054 |
| Total noninterest income | $102,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $64,000 | 6,008 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $38,000 | 6,511 |
| Total noninterest expense | $2,760,000 | 4,586 |
| Salaries and employee benefits | $1,636,000 | 4,127 |
| Premises and equipment expense | $335,000 | 4,738 |
| Additional noninterest expense | $789,000 | 5,098 |
| Pre-tax net operating income | $1,284,000 | 2,328 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $275,000 | 2,010 |
| Income before extraordinary items | $1,009,000 | 2,469 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,009,000 | 2,467 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,009,000 | 2,470 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $4,000,000 | 314 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,230 |
| Net operating income | $1,009,000 | 2,417 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,357,000 | 2,342 |
| Total interest expense | $3,520,000 | 1,836 |
| Net interest income | $3,837,000 | 2,826 |
| Provision for loan and lease losses | $1,770,000 | 1,519 |
| Total noninterest income | $101,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $45,000 | 5,954 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $56,000 | 5,675 |
| Total noninterest expense | $1,838,000 | 4,624 |
| Salaries and employee benefits | $1,094,000 | 4,157 |
| Premises and equipment expense | $237,000 | 4,613 |
| Additional noninterest expense | $507,000 | 5,218 |
| Pre-tax net operating income | $330,000 | 4,010 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $189,000 | 2,022 |
| Income before extraordinary items | $141,000 | 4,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $141,000 | 4,926 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $141,000 | 4,926 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $2,000,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $141,000 | 4,838 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 2,374 |
| Total interest expense | $1,758,000 | 1,894 |
| Net interest income | $1,904,000 | 2,824 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $37,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $15,000 | 6,478 |
| Total noninterest expense | $917,000 | 4,558 |
| Salaries and employee benefits | $545,000 | 4,181 |
| Premises and equipment expense | $129,000 | 4,416 |
| Additional noninterest expense | $243,000 | 5,023 |
| Pre-tax net operating income | $1,024,000 | 1,255 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $92,000 | 2,262 |
| Income before extraordinary items | $932,000 | 1,166 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $932,000 | 1,168 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $932,000 | 1,168 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $932,000 | 1,093 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,870,000 | 2,485 |
| Total interest expense | $7,320,000 | 2,116 |
| Net interest income | $7,550,000 | 2,855 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $152,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 6,083 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $65,000 | 6,475 |
| Total noninterest expense | $3,327,000 | 4,793 |
| Salaries and employee benefits | $2,159,000 | 4,206 |
| Premises and equipment expense | $436,000 | 4,846 |
| Additional noninterest expense | $732,000 | 5,705 |
| Pre-tax net operating income | $4,375,000 | 1,252 |
| Securities gains (losses) | $-1,000 | 6,828 |
| Applicable income taxes | $394,000 | 2,091 |
| Income before extraordinary items | $3,980,000 | 1,052 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,980,000 | 1,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,980,910 | 1,120 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,044,000 | 2,563 |
| Total interest expense | $5,443,000 | 2,222 |
| Net interest income | $5,601,000 | 2,906 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $113,000 | 6,983 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $66,000 | 6,104 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $47,000 | 6,671 |
| Total noninterest expense | $2,480,000 | 4,783 |
| Salaries and employee benefits | $1,649,000 | 4,180 |
| Premises and equipment expense | $322,000 | 4,908 |
| Additional noninterest expense | $509,000 | 5,857 |
| Pre-tax net operating income | $3,234,000 | 1,507 |
| Securities gains (losses) | $-1,000 | 7,156 |
| Applicable income taxes | $291,000 | 2,490 |
| Income before extraordinary items | $2,942,000 | 1,261 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,942,000 | 1,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,942,910 | 1,332 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 2,661 |
| Total interest expense | $3,478,000 | 2,383 |
| Net interest income | $3,690,000 | 2,927 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $73,000 | 7,088 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $42,000 | 6,170 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $31,000 | 6,744 |
| Total noninterest expense | $1,651,000 | 4,826 |
| Salaries and employee benefits | $1,087,000 | 4,242 |
| Premises and equipment expense | $209,000 | 5,019 |
| Additional noninterest expense | $355,000 | 5,746 |
| Pre-tax net operating income | $2,052,000 | 1,657 |
| Securities gains (losses) | $-1,000 | 7,955 |
| Applicable income taxes | $193,000 | 2,724 |
| Income before extraordinary items | $1,858,000 | 1,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,858,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,858,910 | 1,447 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 2,802 |
| Total interest expense | $1,704,000 | 2,574 |
| Net interest income | $1,777,000 | 3,021 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $35,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,737 |
| Total noninterest expense | $824,000 | 4,841 |
| Salaries and employee benefits | $539,000 | 4,284 |
| Premises and equipment expense | $115,000 | 4,754 |
| Additional noninterest expense | $170,000 | 5,815 |
| Pre-tax net operating income | $988,000 | 1,808 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $89,000 | 2,937 |
| Income before extraordinary items | $899,000 | 1,654 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $899,000 | 1,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $899,000 | 1,596 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,709,000 | 2,909 |
| Total interest expense | $6,619,000 | 2,762 |
| Net interest income | $7,090,000 | 3,072 |
| Provision for loan and lease losses | $-16,000 | 8,252 |
| Total noninterest income | $139,000 | 7,226 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $73,000 | 6,396 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $66,000 | 6,774 |
| Total noninterest expense | $3,195,000 | 4,817 |
| Salaries and employee benefits | $2,008,000 | 4,376 |
| Premises and equipment expense | $495,000 | 4,395 |
| Additional noninterest expense | $692,000 | 5,769 |
| Pre-tax net operating income | $4,050,000 | 1,961 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $364,000 | 3,147 |
| Income before extraordinary items | $3,686,000 | 1,716 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,686,000 | 1,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,067 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,686,000 | 1,705 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,096,000 | 2,961 |
| Total interest expense | $4,761,000 | 2,866 |
| Net interest income | $5,335,000 | 3,058 |
| Provision for loan and lease losses | $-16,000 | 8,320 |
| Total noninterest income | $103,000 | 7,286 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $50,000 | 6,789 |
| Total noninterest expense | $2,429,000 | 4,743 |
| Salaries and employee benefits | $1,546,000 | 4,277 |
| Premises and equipment expense | $380,000 | 4,313 |
| Additional noninterest expense | $503,000 | 5,803 |
| Pre-tax net operating income | $3,025,000 | 2,088 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $272,000 | 3,332 |
| Income before extraordinary items | $2,753,000 | 1,830 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,753,000 | 1,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,959 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,753,000 | 1,816 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,697,000 | 2,990 |
| Total interest expense | $3,022,000 | 2,993 |
| Net interest income | $3,675,000 | 2,990 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $68,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $36,000 | 6,482 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $32,000 | 6,913 |
| Total noninterest expense | $1,649,000 | 4,704 |
| Salaries and employee benefits | $1,037,000 | 4,309 |
| Premises and equipment expense | $267,000 | 4,182 |
| Additional noninterest expense | $345,000 | 5,728 |
| Pre-tax net operating income | $2,089,000 | 2,077 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $187,000 | 3,353 |
| Income before extraordinary items | $1,902,000 | 1,820 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,902,000 | 1,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,902,000 | 1,806 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 3,201 |
| Total interest expense | $1,463,000 | 3,056 |
| Net interest income | $1,632,000 | 3,307 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $34,000 | 7,326 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $819,000 | 4,737 |
| Salaries and employee benefits | $525,000 | 4,276 |
| Premises and equipment expense | $136,000 | 4,150 |
| Additional noninterest expense | $158,000 | 5,975 |
| Pre-tax net operating income | $847,000 | 2,465 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $76,000 | 3,645 |
| Income before extraordinary items | $771,000 | 2,131 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $771,000 | 2,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $771,000 | 2,125 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,324,000 | 3,012 |
| Total interest expense | $5,280,000 | 2,894 |
| Net interest income | $7,044,000 | 3,091 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $151,000 | 7,299 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $90,000 | 6,285 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $61,000 | 7,036 |
| Total noninterest expense | $3,199,000 | 4,680 |
| Salaries and employee benefits | $2,029,000 | 4,219 |
| Premises and equipment expense | $512,000 | 4,196 |
| Additional noninterest expense | $658,000 | 5,809 |
| Pre-tax net operating income | $3,996,000 | 2,264 |
| Securities gains (losses) | $139,000 | 468 |
| Applicable income taxes | $368,000 | 3,544 |
| Income before extraordinary items | $3,767,000 | 1,887 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,767,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $2,000,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,640,510 | 1,929 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,059,000 | 3,045 |
| Total interest expense | $3,830,000 | 2,890 |
| Net interest income | $5,229,000 | 3,143 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $114,000 | 7,349 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $69,000 | 6,336 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,069 |
| Total noninterest expense | $2,455,000 | 4,596 |
| Salaries and employee benefits | $1,572,000 | 4,107 |
| Premises and equipment expense | $386,000 | 4,188 |
| Additional noninterest expense | $497,000 | 5,792 |
| Pre-tax net operating income | $2,888,000 | 2,397 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $259,000 | 3,783 |
| Income before extraordinary items | $2,629,000 | 2,065 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,629,000 | 2,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $2,000,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,629,000 | 2,056 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,914,000 | 3,059 |
| Total interest expense | $2,395,000 | 2,925 |
| Net interest income | $3,519,000 | 3,116 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $75,000 | 7,410 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $44,000 | 6,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $1,654,000 | 4,574 |
| Salaries and employee benefits | $1,059,000 | 4,091 |
| Premises and equipment expense | $258,000 | 4,192 |
| Additional noninterest expense | $337,000 | 5,722 |
| Pre-tax net operating income | $1,940,000 | 2,367 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $174,000 | 3,793 |
| Income before extraordinary items | $1,766,000 | 2,042 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,766,000 | 2,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,766,000 | 2,034 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 3,003 |
| Total interest expense | $1,138,000 | 2,921 |
| Net interest income | $1,826,000 | 3,010 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $38,000 | 7,377 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $831,000 | 4,578 |
| Salaries and employee benefits | $547,000 | 4,019 |
| Premises and equipment expense | $132,000 | 4,139 |
| Additional noninterest expense | $152,000 | 6,015 |
| Pre-tax net operating income | $1,033,000 | 2,227 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $93,000 | 3,692 |
| Income before extraordinary items | $940,000 | 1,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $940,000 | 1,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $1,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $940,000 | 1,880 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,034,000 | 2,896 |
| Total interest expense | $4,125,000 | 2,585 |
| Net interest income | $6,909,000 | 3,070 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $155,000 | 7,447 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $98,000 | 6,322 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $57,000 | 7,225 |
| Total noninterest expense | $3,104,000 | 4,660 |
| Salaries and employee benefits | $1,931,000 | 4,230 |
| Premises and equipment expense | $518,000 | 4,075 |
| Additional noninterest expense | $655,000 | 5,779 |
| Pre-tax net operating income | $3,960,000 | 2,245 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $357,000 | 3,873 |
| Income before extraordinary items | $3,603,000 | 1,906 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,603,000 | 1,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,603,000 | 1,884 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,278,000 | 2,853 |
| Total interest expense | $3,001,000 | 2,534 |
| Net interest income | $5,277,000 | 3,011 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $119,000 | 7,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 6,297 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,265 |
| Total noninterest expense | $2,401,000 | 4,546 |
| Salaries and employee benefits | $1,510,000 | 4,070 |
| Premises and equipment expense | $386,000 | 4,067 |
| Additional noninterest expense | $505,000 | 5,668 |
| Pre-tax net operating income | $2,995,000 | 2,242 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $270,000 | 3,963 |
| Income before extraordinary items | $2,725,000 | 1,922 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,725,000 | 1,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $1,000,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,725,000 | 1,884 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 2,854 |
| Total interest expense | $1,925,000 | 2,488 |
| Net interest income | $3,443,000 | 3,037 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $80,000 | 7,406 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $54,000 | 6,184 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $26,000 | 7,352 |
| Total noninterest expense | $1,602,000 | 4,526 |
| Salaries and employee benefits | $1,005,000 | 4,063 |
| Premises and equipment expense | $253,000 | 4,114 |
| Additional noninterest expense | $344,000 | 5,587 |
| Pre-tax net operating income | $1,921,000 | 2,255 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $173,000 | 4,039 |
| Income before extraordinary items | $1,748,000 | 1,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,748,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,748,000 | 1,910 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 2,697 |
| Total interest expense | $975,000 | 2,393 |
| Net interest income | $1,866,000 | 2,815 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $796,000 | 4,571 |
| Salaries and employee benefits | $496,000 | 4,121 |
| Premises and equipment expense | $129,000 | 4,103 |
| Additional noninterest expense | $171,000 | 5,577 |
| Pre-tax net operating income | $1,113,000 | 1,988 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $100,000 | 3,763 |
| Income before extraordinary items | $1,013,000 | 1,647 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,013,000 | 1,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,013,000 | 1,621 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,845,000 | 2,877 |
| Total interest expense | $4,104,000 | 1,986 |
| Net interest income | $5,741,000 | 3,405 |
| Provision for loan and lease losses | $-5,000 | 8,656 |
| Total noninterest income | $174,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $120,000 | 6,172 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,316 |
| Total noninterest expense | $2,944,000 | 4,719 |
| Salaries and employee benefits | $1,792,000 | 4,359 |
| Premises and equipment expense | $467,000 | 4,297 |
| Additional noninterest expense | $685,000 | 5,589 |
| Pre-tax net operating income | $2,976,000 | 2,610 |
| Securities gains (losses) | $24,000 | 2,281 |
| Applicable income taxes | $280,000 | 4,284 |
| Income before extraordinary items | $2,720,000 | 2,251 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,720,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,102 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,698,160 | 2,216 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,383,000 | 2,838 |
| Total interest expense | $3,100,000 | 1,934 |
| Net interest income | $4,283,000 | 3,407 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $133,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $91,000 | 6,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 7,283 |
| Total noninterest expense | $2,229,000 | 4,659 |
| Salaries and employee benefits | $1,367,000 | 4,269 |
| Premises and equipment expense | $314,000 | 4,627 |
| Additional noninterest expense | $548,000 | 5,351 |
| Pre-tax net operating income | $2,187,000 | 2,671 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $207,000 | 4,388 |
| Income before extraordinary items | $1,980,000 | 2,338 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,980,000 | 2,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,980,000 | 2,289 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,863,000 | 2,858 |
| Total interest expense | $2,073,000 | 1,915 |
| Net interest income | $2,790,000 | 3,455 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $85,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $58,000 | 6,282 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,377 |
| Total noninterest expense | $1,490,000 | 4,685 |
| Salaries and employee benefits | $889,000 | 4,368 |
| Premises and equipment expense | $212,000 | 4,591 |
| Additional noninterest expense | $389,000 | 5,155 |
| Pre-tax net operating income | $1,385,000 | 2,748 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $122,000 | 4,582 |
| Income before extraordinary items | $1,263,000 | 2,413 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,263,000 | 2,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,263,000 | 2,345 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 2,897 |
| Total interest expense | $1,053,000 | 1,898 |
| Net interest income | $1,352,000 | 3,545 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $43,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $758,000 | 4,649 |
| Salaries and employee benefits | $427,000 | 4,504 |
| Premises and equipment expense | $116,000 | 4,345 |
| Additional noninterest expense | $215,000 | 4,818 |
| Pre-tax net operating income | $637,000 | 2,929 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $56,000 | 4,705 |
| Income before extraordinary items | $581,000 | 2,578 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $581,000 | 2,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $581,000 | 2,491 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,382,000 | 3,001 |
| Total interest expense | $4,179,000 | 2,128 |
| Net interest income | $5,203,000 | 3,579 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $132,000 | 7,984 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $84,000 | 6,821 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $48,000 | 7,613 |
| Total noninterest expense | $3,080,000 | 4,524 |
| Salaries and employee benefits | $1,759,000 | 4,327 |
| Premises and equipment expense | $470,000 | 4,250 |
| Additional noninterest expense | $851,000 | 4,837 |
| Pre-tax net operating income | $2,255,000 | 3,112 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $199,000 | 4,936 |
| Income before extraordinary items | $2,056,000 | 2,803 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,056,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,056,000 | 2,673 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,018,000 | 3,047 |
| Total interest expense | $3,131,000 | 2,207 |
| Net interest income | $3,887,000 | 3,614 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $96,000 | 8,074 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $59,000 | 6,981 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,602 |
| Total noninterest expense | $2,292,000 | 4,536 |
| Salaries and employee benefits | $1,347,000 | 4,257 |
| Premises and equipment expense | $363,000 | 4,162 |
| Additional noninterest expense | $582,000 | 5,122 |
| Pre-tax net operating income | $1,691,000 | 3,225 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $145,000 | 5,151 |
| Income before extraordinary items | $1,546,000 | 2,899 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,546,000 | 2,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,546,000 | 2,754 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 3,080 |
| Total interest expense | $2,110,000 | 2,249 |
| Net interest income | $2,559,000 | 3,634 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $64,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $39,000 | 6,980 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $1,496,000 | 4,599 |
| Salaries and employee benefits | $884,000 | 4,305 |
| Premises and equipment expense | $239,000 | 4,194 |
| Additional noninterest expense | $373,000 | 5,252 |
| Pre-tax net operating income | $1,127,000 | 3,227 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $96,000 | 5,195 |
| Income before extraordinary items | $1,031,000 | 2,908 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,031,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,031,000 | 2,749 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 3,061 |
| Total interest expense | $1,068,000 | 2,273 |
| Net interest income | $1,294,000 | 3,597 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $745,000 | 4,590 |
| Salaries and employee benefits | $446,000 | 4,270 |
| Premises and equipment expense | $127,000 | 3,981 |
| Additional noninterest expense | $172,000 | 5,511 |
| Pre-tax net operating income | $579,000 | 3,157 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $46,000 | 5,224 |
| Income before extraordinary items | $533,000 | 2,811 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $533,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $533,000 | 2,666 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,175,000 | 2,974 |
| Total interest expense | $4,630,000 | 2,401 |
| Net interest income | $5,545,000 | 3,352 |
| Provision for loan and lease losses | $-64,000 | 9,238 |
| Total noninterest income | $141,000 | 7,928 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $78,000 | 6,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 7,257 |
| Total noninterest expense | $2,850,000 | 4,632 |
| Salaries and employee benefits | $1,601,000 | 4,454 |
| Premises and equipment expense | $463,000 | 4,186 |
| Additional noninterest expense | $786,000 | 4,986 |
| Pre-tax net operating income | $2,900,000 | 2,569 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $251,000 | 4,754 |
| Income before extraordinary items | $2,649,000 | 2,247 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,649,000 | 2,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 9,184 |
| Cash dividends | $2,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 853 |
| Net operating income | $2,649,000 | 2,173 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,559,000 | 3,163 |
| Total interest expense | $5,128,000 | 3,089 |
| Net interest income | $5,431,000 | 3,213 |
| Provision for loan and lease losses | $-717,000 | 9,588 |
| Total noninterest income | $109,000 | 8,381 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $77,000 | 7,040 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $32,000 | 8,285 |
| Total noninterest expense | $2,805,000 | 4,571 |
| Salaries and employee benefits | $1,537,000 | 4,431 |
| Premises and equipment expense | $497,000 | 3,888 |
| Additional noninterest expense | $771,000 | 4,915 |
| Pre-tax net operating income | $3,452,000 | 1,998 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,069,000 | 1,976 |
| Income before extraordinary items | $2,383,000 | 2,181 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,383,000 | 2,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 9,382 |
| Cash dividends | $750,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 870 |
| Net operating income | $2,383,000 | 2,112 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,040,000 | 3,132 |
| Total interest expense | $5,136,000 | 3,235 |
| Net interest income | $5,904,000 | 2,997 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $136,000 | 8,098 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $81,000 | 6,968 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $55,000 | 7,624 |
| Total noninterest expense | $2,873,000 | 4,376 |
| Salaries and employee benefits | $1,485,000 | 4,391 |
| Premises and equipment expense | $607,000 | 3,239 |
| Additional noninterest expense | $781,000 | 4,816 |
| Pre-tax net operating income | $3,167,000 | 2,285 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,449,000 | 1,557 |
| Income before extraordinary items | $1,718,000 | 2,903 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,718,000 | 2,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $-3,960,000 | 9,880 |
| Net operating income | $1,718,000 | 2,894 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,931,000 | 3,240 |
| Total interest expense | $4,421,000 | 3,288 |
| Net interest income | $5,510,000 | 3,150 |
| Provision for loan and lease losses | $-2,000 | 9,957 |
| Total noninterest income | $142,000 | 8,207 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 7,068 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $59,000 | 7,752 |
| Total noninterest expense | $2,731,000 | 4,555 |
| Salaries and employee benefits | $1,322,000 | 4,808 |
| Premises and equipment expense | $660,000 | 3,018 |
| Additional noninterest expense | $749,000 | 5,019 |
| Pre-tax net operating income | $2,923,000 | 2,474 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,375,000 | 1,705 |
| Income before extraordinary items | $1,548,000 | 3,161 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,548,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,548,000 | 3,126 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,906,000 | 3,262 |
| Total interest expense | $4,366,000 | 3,405 |
| Net interest income | $5,540,000 | 3,099 |
| Provision for loan and lease losses | $-63,000 | 10,287 |
| Total noninterest income | $276,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $95,000 | 6,963 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $181,000 | 5,217 |
| Total noninterest expense | $2,695,000 | 4,509 |
| Salaries and employee benefits | $1,336,000 | 4,659 |
| Premises and equipment expense | $635,000 | 3,009 |
| Additional noninterest expense | $724,000 | 5,034 |
| Pre-tax net operating income | $3,184,000 | 2,243 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,428,000 | 1,708 |
| Income before extraordinary items | $1,756,000 | 2,848 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,756,000 | 2,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 10,153 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,756,000 | 2,764 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,041,000 | 3,223 |
| Total interest expense | $4,686,000 | 3,170 |
| Net interest income | $5,355,000 | 3,269 |
| Provision for loan and lease losses | $-100,000 | 10,770 |
| Total noninterest income | $141,000 | 8,723 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $106,000 | 7,067 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $35,000 | 9,104 |
| Total noninterest expense | $2,643,000 | 4,562 |
| Salaries and employee benefits | $1,328,000 | 4,699 |
| Premises and equipment expense | $587,000 | 3,217 |
| Additional noninterest expense | $728,000 | 5,069 |
| Pre-tax net operating income | $2,953,000 | 2,525 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,372,000 | 1,851 |
| Income before extraordinary items | $1,581,000 | 3,204 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,581,000 | 3,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 10,698 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,581,000 | 3,138 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,603,000 | 3,401 |
| Total interest expense | $4,318,000 | 3,455 |
| Net interest income | $5,285,000 | 3,354 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $202,000 | 8,196 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $104,000 | 7,407 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $98,000 | 7,185 |
| Total noninterest expense | $2,504,000 | 5,004 |
| Salaries and employee benefits | $1,358,000 | 4,697 |
| Premises and equipment expense | $584,000 | 3,293 |
| Additional noninterest expense | $562,000 | 6,599 |
| Pre-tax net operating income | $2,983,000 | 2,387 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,360,000 | 1,760 |
| Income before extraordinary items | $1,623,000 | 2,967 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,623,000 | 2,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,623,000 | 2,929 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,185,000 | 3,556 |
| Total interest expense | $3,933,000 | 3,737 |
| Net interest income | $5,252,000 | 3,374 |
| Provision for loan and lease losses | $-100,000 | 11,704 |
| Total noninterest income | $120,000 | 9,859 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $101,000 | 7,760 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $2,655,000 | 4,737 |
| Salaries and employee benefits | $1,311,000 | 4,826 |
| Premises and equipment expense | $636,000 | 3,062 |
| Additional noninterest expense | $708,000 | 5,788 |
| Pre-tax net operating income | $2,817,000 | 2,562 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,372,000 | 1,776 |
| Income before extraordinary items | $1,445,000 | 3,350 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,445,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-209,000 | 11,860 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,445,000 | 3,325 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,861,000 | 3,813 |
| Total interest expense | $2,896,000 | 4,086 |
| Net interest income | $4,965,000 | 3,592 |
| Provision for loan and lease losses | $-100,000 | 12,140 |
| Total noninterest income | $265,000 | 7,736 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $121,000 | 7,558 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $144,000 | 6,323 |
| Total noninterest expense | $2,922,000 | 4,513 |
| Salaries and employee benefits | $1,475,000 | 4,339 |
| Premises and equipment expense | $734,000 | 2,717 |
| Additional noninterest expense | $713,000 | 6,227 |
| Pre-tax net operating income | $2,408,000 | 2,927 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,125,000 | 2,002 |
| Income before extraordinary items | $1,283,000 | 3,635 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,283,000 | 3,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-247,000 | 12,444 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,283,000 | 3,673 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,616,000 | 4,548 |
| Total interest expense | $2,163,000 | 5,459 |
| Net interest income | $4,453,000 | 3,986 |
| Provision for loan and lease losses | $-100,000 | 12,888 |
| Total noninterest income | $168,000 | 9,848 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $148,000 | 7,140 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $2,941,000 | 4,597 |
| Salaries and employee benefits | $1,584,000 | 4,063 |
| Premises and equipment expense | $737,000 | 2,745 |
| Additional noninterest expense | $620,000 | 7,166 |
| Pre-tax net operating income | $1,780,000 | 3,719 |
| Securities gains (losses) | $-63,000 | 13,122 |
| Applicable income taxes | $796,000 | 2,767 |
| Income before extraordinary items | $921,000 | 5,003 |
| Extraordinary gains, net | $118,000 | 1,435 |
| Net income | $1,039,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-424,000 | 13,216 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $961,320 | 4,595 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,010,000 | 5,484 |
| Total interest expense | $2,071,000 | 6,943 |
| Net interest income | $3,939,000 | 4,515 |
| Provision for loan and lease losses | $-100,000 | 13,702 |
| Total noninterest income | $215,000 | 9,124 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $180,000 | 6,393 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $3,086,000 | 4,404 |
| Salaries and employee benefits | $1,568,000 | 4,059 |
| Premises and equipment expense | $711,000 | 2,886 |
| Additional noninterest expense | $807,000 | 6,027 |
| Pre-tax net operating income | $1,168,000 | 5,027 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $508,000 | 3,957 |
| Income before extraordinary items | $708,000 | 5,868 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $708,000 | 5,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $677,280 | 5,717 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.