Home > Newport Federal Savings Bank > Income and Expense
Newport Federal Savings Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,724,000 | 1,455 |
| Total interest expense | $2,109,000 | 848 |
| Net interest income | $6,615,000 | 1,627 |
| Provision for loan and lease losses | $14,000 | 4,421 |
| Total noninterest income | $1,131,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $547,000 | 1,228 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $584,000 | 2,271 |
| Total noninterest expense | $5,762,000 | 1,670 |
| Salaries and employee benefits | $2,899,000 | 1,771 |
| Premises and equipment expense | $1,116,000 | 1,073 |
| Additional noninterest expense | $1,747,000 | 1,809 |
| Pre-tax net operating income | $1,970,000 | 1,741 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $801,000 | 1,104 |
| Income before extraordinary items | $1,169,000 | 2,336 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,169,000 | 2,345 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,169,000 | 2,343 |
| Net charge-offs | $134,000 | 2,478 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 255 |
| Net operating income | $1,169,000 | 2,256 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,425,000 | 1,447 |
| Total interest expense | $1,084,000 | 856 |
| Net interest income | $3,341,000 | 1,615 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $527,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $240,000 | 1,379 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $287,000 | 2,283 |
| Total noninterest expense | $2,889,000 | 1,677 |
| Salaries and employee benefits | $1,466,000 | 1,779 |
| Premises and equipment expense | $546,000 | 1,113 |
| Additional noninterest expense | $877,000 | 1,806 |
| Pre-tax net operating income | $979,000 | 1,749 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $448,000 | 1,003 |
| Income before extraordinary items | $531,000 | 2,476 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $531,000 | 2,477 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $531,000 | 2,477 |
| Net charge-offs | $48,000 | 2,443 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 234 |
| Net operating income | $531,000 | 2,386 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,385,000 | 1,377 |
| Total interest expense | $5,816,000 | 755 |
| Net interest income | $13,569,000 | 1,622 |
| Provision for loan and lease losses | $1,019,000 | 1,746 |
| Total noninterest income | $2,439,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,163,000 | 1,221 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,276,000 | 2,043 |
| Total noninterest expense | $12,634,000 | 1,541 |
| Salaries and employee benefits | $6,512,000 | 1,552 |
| Premises and equipment expense | $2,192,000 | 1,089 |
| Additional noninterest expense | $3,930,000 | 1,694 |
| Pre-tax net operating income | $2,355,000 | 2,519 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $715,000 | 1,816 |
| Income before extraordinary items | $1,640,000 | 2,949 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,640,000 | 2,951 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,640,000 | 2,951 |
| Net charge-offs | $697,000 | 2,239 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $374,000 | 350 |
| Net operating income | $1,640,000 | 2,828 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,724,000 | 1,389 |
| Total interest expense | $4,488,000 | 774 |
| Net interest income | $10,236,000 | 1,625 |
| Provision for loan and lease losses | $798,000 | 1,715 |
| Total noninterest income | $1,687,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $877,000 | 1,221 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $810,000 | 2,259 |
| Total noninterest expense | $9,487,000 | 1,542 |
| Salaries and employee benefits | $4,867,000 | 1,551 |
| Premises and equipment expense | $1,646,000 | 1,096 |
| Additional noninterest expense | $2,974,000 | 1,690 |
| Pre-tax net operating income | $1,638,000 | 2,715 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $529,000 | 1,882 |
| Income before extraordinary items | $1,109,000 | 3,227 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,109,000 | 3,229 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,109,000 | 3,228 |
| Net charge-offs | $669,000 | 1,864 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,109,000 | 3,085 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,853,000 | 1,390 |
| Total interest expense | $3,003,000 | 802 |
| Net interest income | $6,850,000 | 1,615 |
| Provision for loan and lease losses | $622,000 | 1,537 |
| Total noninterest income | $1,088,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $611,000 | 1,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $477,000 | 2,397 |
| Total noninterest expense | $6,321,000 | 1,545 |
| Salaries and employee benefits | $3,286,000 | 1,538 |
| Premises and equipment expense | $1,092,000 | 1,102 |
| Additional noninterest expense | $1,943,000 | 1,712 |
| Pre-tax net operating income | $995,000 | 2,853 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $313,000 | 2,012 |
| Income before extraordinary items | $682,000 | 3,388 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $682,000 | 3,388 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $682,000 | 3,389 |
| Net charge-offs | $662,000 | 1,509 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $682,000 | 3,206 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,010,000 | 1,378 |
| Total interest expense | $1,508,000 | 837 |
| Net interest income | $3,502,000 | 1,593 |
| Provision for loan and lease losses | $281,000 | 1,660 |
| Total noninterest income | $553,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $298,000 | 1,186 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $255,000 | 2,321 |
| Total noninterest expense | $3,162,000 | 1,545 |
| Salaries and employee benefits | $1,690,000 | 1,508 |
| Premises and equipment expense | $528,000 | 1,139 |
| Additional noninterest expense | $944,000 | 1,762 |
| Pre-tax net operating income | $612,000 | 2,494 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $194,000 | 1,766 |
| Income before extraordinary items | $418,000 | 2,962 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $418,000 | 2,965 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $418,000 | 2,966 |
| Net charge-offs | $311,000 | 1,454 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $418,000 | 2,815 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,476,000 | 1,333 |
| Total interest expense | $6,587,000 | 922 |
| Net interest income | $14,889,000 | 1,493 |
| Provision for loan and lease losses | $1,121,000 | 2,252 |
| Total noninterest income | $1,950,000 | 2,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,522,000 | 966 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $428,000 | 3,334 |
| Total noninterest expense | $13,434,000 | 1,443 |
| Salaries and employee benefits | $7,541,000 | 1,307 |
| Premises and equipment expense | $3,635,000 | 681 |
| Additional noninterest expense | $2,258,000 | 2,799 |
| Pre-tax net operating income | $2,284,000 | 2,266 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $783,000 | 1,578 |
| Income before extraordinary items | $1,501,000 | 2,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,501,000 | 2,778 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,501,000 | 2,778 |
| Net charge-offs | $1,084,000 | 2,267 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,501,000 | 2,680 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,257,000 | 1,333 |
| Total interest expense | $5,025,000 | 947 |
| Net interest income | $11,232,000 | 1,494 |
| Provision for loan and lease losses | $1,029,000 | 1,927 |
| Total noninterest income | $1,523,000 | 1,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,153,000 | 954 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $370,000 | 3,161 |
| Total noninterest expense | $10,108,000 | 1,445 |
| Salaries and employee benefits | $5,604,000 | 1,328 |
| Premises and equipment expense | $2,728,000 | 693 |
| Additional noninterest expense | $1,776,000 | 2,704 |
| Pre-tax net operating income | $1,618,000 | 2,439 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $544,000 | 1,664 |
| Income before extraordinary items | $1,074,000 | 2,920 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,074,000 | 2,923 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,074,000 | 2,923 |
| Net charge-offs | $1,033,000 | 1,853 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,074,000 | 2,823 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,908,000 | 1,332 |
| Total interest expense | $3,389,000 | 980 |
| Net interest income | $7,519,000 | 1,482 |
| Provision for loan and lease losses | $522,000 | 2,260 |
| Total noninterest income | $978,000 | 2,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $756,000 | 964 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 3,325 |
| Total noninterest expense | $6,831,000 | 1,447 |
| Salaries and employee benefits | $3,800,000 | 1,314 |
| Premises and equipment expense | $1,815,000 | 700 |
| Additional noninterest expense | $1,216,000 | 2,715 |
| Pre-tax net operating income | $1,144,000 | 2,315 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $382,000 | 1,564 |
| Income before extraordinary items | $762,000 | 2,760 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $762,000 | 2,761 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $762,000 | 2,761 |
| Net charge-offs | $507,000 | 2,127 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $762,000 | 2,672 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,461,000 | 1,344 |
| Total interest expense | $1,701,000 | 1,005 |
| Net interest income | $3,760,000 | 1,486 |
| Provision for loan and lease losses | $315,000 | 1,866 |
| Total noninterest income | $478,000 | 2,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 994 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $116,000 | 3,323 |
| Total noninterest expense | $3,463,000 | 1,429 |
| Salaries and employee benefits | $1,911,000 | 1,317 |
| Premises and equipment expense | $942,000 | 691 |
| Additional noninterest expense | $610,000 | 2,686 |
| Pre-tax net operating income | $460,000 | 2,721 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $146,000 | 1,817 |
| Income before extraordinary items | $314,000 | 3,133 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $314,000 | 3,130 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $314,000 | 3,133 |
| Net charge-offs | $261,000 | 1,879 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $314,000 | 3,070 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,634,000 | 1,358 |
| Total interest expense | $7,660,000 | 1,079 |
| Net interest income | $14,974,000 | 1,498 |
| Provision for loan and lease losses | $956,000 | 3,134 |
| Total noninterest income | $2,066,000 | 2,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,066,000 | 1,378 |
| Total noninterest expense | $13,258,000 | 1,490 |
| Salaries and employee benefits | $7,478,000 | 1,315 |
| Premises and equipment expense | $3,257,000 | 787 |
| Additional noninterest expense | $2,523,000 | 2,668 |
| Pre-tax net operating income | $2,826,000 | 1,702 |
| Securities gains (losses) | $-121,000 | 7,247 |
| Applicable income taxes | $1,061,000 | 1,168 |
| Income before extraordinary items | $1,644,000 | 2,360 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,644,000 | 2,358 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,644,000 | 2,361 |
| Net charge-offs | $751,000 | 3,079 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,721,440 | 2,178 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,028,000 | 1,375 |
| Total interest expense | $5,901,000 | 1,088 |
| Net interest income | $11,127,000 | 1,526 |
| Provision for loan and lease losses | $781,000 | 2,885 |
| Total noninterest income | $1,517,000 | 2,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,517,000 | 1,333 |
| Total noninterest expense | $10,060,000 | 1,471 |
| Salaries and employee benefits | $5,658,000 | 1,306 |
| Premises and equipment expense | $2,458,000 | 783 |
| Additional noninterest expense | $1,944,000 | 2,542 |
| Pre-tax net operating income | $1,803,000 | 2,067 |
| Securities gains (losses) | $-187,000 | 7,470 |
| Applicable income taxes | $596,000 | 1,478 |
| Income before extraordinary items | $1,020,000 | 2,853 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,020,000 | 2,846 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,020,000 | 2,852 |
| Net charge-offs | $747,000 | 2,557 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,139,680 | 2,519 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,372,000 | 1,388 |
| Total interest expense | $4,017,000 | 1,112 |
| Net interest income | $7,355,000 | 1,541 |
| Provision for loan and lease losses | $394,000 | 3,221 |
| Total noninterest income | $987,000 | 2,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $987,000 | 1,308 |
| Total noninterest expense | $6,733,000 | 1,470 |
| Salaries and employee benefits | $3,778,000 | 1,304 |
| Premises and equipment expense | $1,642,000 | 800 |
| Additional noninterest expense | $1,313,000 | 2,509 |
| Pre-tax net operating income | $1,215,000 | 2,043 |
| Securities gains (losses) | $-203,000 | 7,593 |
| Applicable income taxes | $402,000 | 1,437 |
| Income before extraordinary items | $610,000 | 3,032 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $610,000 | 3,027 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $610,000 | 3,030 |
| Net charge-offs | $335,000 | 2,919 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $739,920 | 2,553 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,708,000 | 1,418 |
| Total interest expense | $2,083,000 | 1,129 |
| Net interest income | $3,625,000 | 1,587 |
| Provision for loan and lease losses | $314,000 | 2,330 |
| Total noninterest income | $465,000 | 2,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $465,000 | 1,370 |
| Total noninterest expense | $3,297,000 | 1,526 |
| Salaries and employee benefits | $1,858,000 | 1,348 |
| Premises and equipment expense | $839,000 | 800 |
| Additional noninterest expense | $600,000 | 2,709 |
| Pre-tax net operating income | $479,000 | 2,488 |
| Securities gains (losses) | $-217,000 | 7,770 |
| Applicable income taxes | $156,000 | 1,697 |
| Income before extraordinary items | $106,000 | 4,890 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $106,000 | 4,890 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $106,000 | 4,889 |
| Net charge-offs | $310,000 | 1,999 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $244,880 | 3,408 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,060,000 | 1,494 |
| Total interest expense | $9,970,000 | 1,199 |
| Net interest income | $13,090,000 | 1,714 |
| Provision for loan and lease losses | $593,000 | 4,289 |
| Total noninterest income | $2,127,000 | 2,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,127,000 | 1,316 |
| Total noninterest expense | $13,107,000 | 1,583 |
| Salaries and employee benefits | $7,364,000 | 1,365 |
| Premises and equipment expense | $3,071,000 | 879 |
| Additional noninterest expense | $2,672,000 | 2,594 |
| Pre-tax net operating income | $1,517,000 | 2,332 |
| Securities gains (losses) | $-66,000 | 7,224 |
| Applicable income taxes | $584,000 | 1,404 |
| Income before extraordinary items | $867,000 | 3,006 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $867,000 | 3,005 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $867,000 | 3,005 |
| Net charge-offs | $50,000 | 6,213 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $909,240 | 2,873 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,320,000 | 1,517 |
| Total interest expense | $7,774,000 | 1,202 |
| Net interest income | $9,546,000 | 1,755 |
| Provision for loan and lease losses | $448,000 | 4,009 |
| Total noninterest income | $1,564,000 | 2,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,564,000 | 1,354 |
| Total noninterest expense | $10,137,000 | 1,521 |
| Salaries and employee benefits | $5,683,000 | 1,335 |
| Premises and equipment expense | $2,266,000 | 906 |
| Additional noninterest expense | $2,188,000 | 2,378 |
| Pre-tax net operating income | $525,000 | 3,827 |
| Securities gains (losses) | $-66,000 | 7,415 |
| Applicable income taxes | $182,000 | 2,412 |
| Income before extraordinary items | $277,000 | 4,521 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $277,000 | 4,520 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $277,000 | 4,522 |
| Net charge-offs | $50,000 | 5,674 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $319,240 | 4,289 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,568,000 | 1,544 |
| Total interest expense | $5,357,000 | 1,229 |
| Net interest income | $6,211,000 | 1,799 |
| Provision for loan and lease losses | $287,000 | 3,812 |
| Total noninterest income | $1,035,000 | 2,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,035,000 | 1,398 |
| Total noninterest expense | $6,755,000 | 1,538 |
| Salaries and employee benefits | $3,716,000 | 1,401 |
| Premises and equipment expense | $1,495,000 | 937 |
| Additional noninterest expense | $1,544,000 | 2,272 |
| Pre-tax net operating income | $204,000 | 4,623 |
| Securities gains (losses) | $-76,000 | 7,646 |
| Applicable income taxes | $73,000 | 2,875 |
| Income before extraordinary items | $55,000 | 5,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 5,541 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $55,000 | 5,541 |
| Net charge-offs | $50,000 | 4,916 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $103,640 | 5,090 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,721,000 | 1,585 |
| Total interest expense | $2,686,000 | 1,277 |
| Net interest income | $3,035,000 | 1,828 |
| Provision for loan and lease losses | $186,000 | 2,957 |
| Total noninterest income | $502,000 | 2,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $502,000 | 1,386 |
| Total noninterest expense | $3,285,000 | 1,526 |
| Salaries and employee benefits | $1,901,000 | 1,368 |
| Premises and equipment expense | $738,000 | 969 |
| Additional noninterest expense | $646,000 | 2,400 |
| Pre-tax net operating income | $66,000 | 5,421 |
| Securities gains (losses) | $-76,000 | 7,971 |
| Applicable income taxes | $23,000 | 3,465 |
| Income before extraordinary items | $-33,000 | 6,582 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-33,000 | 6,583 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-33,000 | 6,583 |
| Net charge-offs | $50,000 | 3,538 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $43,000 | 5,638 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,590,000 | 1,785 |
| Total interest expense | $10,191,000 | 1,596 |
| Net interest income | $11,399,000 | 1,947 |
| Provision for loan and lease losses | $1,274,000 | 2,371 |
| Total noninterest income | $2,297,000 | 1,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,297,000 | 1,183 |
| Total noninterest expense | $12,449,000 | 1,568 |
| Salaries and employee benefits | $7,601,000 | 1,342 |
| Premises and equipment expense | $2,362,000 | 1,169 |
| Additional noninterest expense | $2,486,000 | 2,354 |
| Pre-tax net operating income | $-27,000 | 6,378 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $660,000 | 1,577 |
| Income before extraordinary items | $-687,000 | 6,826 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-687,000 | 6,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,752 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-687,000 | 6,949 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,931,000 | 1,843 |
| Total interest expense | $7,535,000 | 1,673 |
| Net interest income | $8,396,000 | 2,004 |
| Provision for loan and lease losses | $825,000 | 2,059 |
| Total noninterest income | $1,794,000 | 1,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,794,000 | 1,202 |
| Total noninterest expense | $9,389,000 | 1,554 |
| Salaries and employee benefits | $5,769,000 | 1,340 |
| Premises and equipment expense | $1,732,000 | 1,195 |
| Additional noninterest expense | $1,888,000 | 2,265 |
| Pre-tax net operating income | $-24,000 | 6,797 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $273,000 | 2,570 |
| Income before extraordinary items | $-297,000 | 7,015 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-297,000 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-297,000 | 7,169 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,549,000 | 1,878 |
| Total interest expense | $4,995,000 | 1,766 |
| Net interest income | $5,554,000 | 2,007 |
| Provision for loan and lease losses | $226,000 | 2,954 |
| Total noninterest income | $1,220,000 | 1,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,220,000 | 1,228 |
| Total noninterest expense | $6,113,000 | 1,592 |
| Salaries and employee benefits | $3,852,000 | 1,355 |
| Premises and equipment expense | $1,123,000 | 1,214 |
| Additional noninterest expense | $1,138,000 | 2,451 |
| Pre-tax net operating income | $435,000 | 4,636 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $235,000 | 2,505 |
| Income before extraordinary items | $200,000 | 5,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $200,000 | 5,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $200,000 | 5,542 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,196,000 | 1,954 |
| Total interest expense | $2,529,000 | 1,852 |
| Net interest income | $2,667,000 | 2,086 |
| Provision for loan and lease losses | $111,000 | 2,585 |
| Total noninterest income | $580,000 | 2,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $580,000 | 1,261 |
| Total noninterest expense | $3,009,000 | 1,616 |
| Salaries and employee benefits | $1,943,000 | 1,346 |
| Premises and equipment expense | $569,000 | 1,213 |
| Additional noninterest expense | $497,000 | 2,742 |
| Pre-tax net operating income | $127,000 | 5,692 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $80,000 | 3,051 |
| Income before extraordinary items | $47,000 | 6,627 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $47,000 | 6,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $47,000 | 6,530 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,013,000 | 2,290 |
| Total interest expense | $8,042,000 | 2,305 |
| Net interest income | $9,971,000 | 2,253 |
| Provision for loan and lease losses | $426,000 | 2,588 |
| Total noninterest income | $2,268,000 | 2,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,268,000 | 1,260 |
| Total noninterest expense | $10,164,000 | 1,815 |
| Salaries and employee benefits | $5,780,000 | 1,746 |
| Premises and equipment expense | $2,181,000 | 1,215 |
| Additional noninterest expense | $2,203,000 | 2,441 |
| Pre-tax net operating income | $1,649,000 | 3,730 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $664,000 | 2,365 |
| Income before extraordinary items | $985,000 | 4,359 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $985,000 | 4,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $985,000 | 4,348 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,138,000 | 2,357 |
| Total interest expense | $5,715,000 | 2,419 |
| Net interest income | $7,423,000 | 2,275 |
| Provision for loan and lease losses | $286,000 | 2,382 |
| Total noninterest income | $1,707,000 | 2,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,707,000 | 1,258 |
| Total noninterest expense | $7,193,000 | 1,909 |
| Salaries and employee benefits | $3,905,000 | 1,927 |
| Premises and equipment expense | $1,628,000 | 1,212 |
| Additional noninterest expense | $1,660,000 | 2,391 |
| Pre-tax net operating income | $1,651,000 | 3,261 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $617,000 | 2,248 |
| Income before extraordinary items | $1,034,000 | 3,816 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,034,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,034,000 | 3,799 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,601,000 | 2,410 |
| Total interest expense | $3,710,000 | 2,482 |
| Net interest income | $4,891,000 | 2,323 |
| Provision for loan and lease losses | $160,000 | 2,495 |
| Total noninterest income | $1,128,000 | 2,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,128,000 | 1,293 |
| Total noninterest expense | $4,737,000 | 1,950 |
| Salaries and employee benefits | $2,545,000 | 2,000 |
| Premises and equipment expense | $1,079,000 | 1,240 |
| Additional noninterest expense | $1,113,000 | 2,381 |
| Pre-tax net operating income | $1,122,000 | 3,261 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $424,000 | 2,303 |
| Income before extraordinary items | $698,000 | 3,823 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $698,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $698,000 | 3,812 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 2,432 |
| Total interest expense | $1,740,000 | 2,625 |
| Net interest income | $2,500,000 | 2,296 |
| Provision for loan and lease losses | $113,000 | 1,864 |
| Total noninterest income | $528,000 | 2,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $528,000 | 1,304 |
| Total noninterest expense | $2,409,000 | 1,923 |
| Salaries and employee benefits | $1,300,000 | 1,976 |
| Premises and equipment expense | $556,000 | 1,211 |
| Additional noninterest expense | $553,000 | 2,383 |
| Pre-tax net operating income | $506,000 | 3,503 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $189,000 | 2,475 |
| Income before extraordinary items | $317,000 | 4,044 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $317,000 | 4,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $317,000 | 4,023 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,065,000 | 2,413 |
| Total interest expense | $6,368,000 | 2,471 |
| Net interest income | $9,697,000 | 2,352 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $1,742,000 | 2,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,742,000 | 1,491 |
| Total noninterest expense | $9,633,000 | 1,856 |
| Salaries and employee benefits | $5,189,000 | 1,874 |
| Premises and equipment expense | $2,164,000 | 1,183 |
| Additional noninterest expense | $2,280,000 | 2,282 |
| Pre-tax net operating income | $1,686,000 | 4,027 |
| Securities gains (losses) | $23,000 | 872 |
| Applicable income taxes | $657,000 | 2,754 |
| Income before extraordinary items | $1,052,000 | 4,601 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,052,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,037,280 | 4,619 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,896,000 | 2,426 |
| Total interest expense | $4,697,000 | 2,437 |
| Net interest income | $7,199,000 | 2,400 |
| Provision for loan and lease losses | $82,000 | 4,479 |
| Total noninterest income | $1,206,000 | 2,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,206,000 | 1,585 |
| Total noninterest expense | $7,442,000 | 1,790 |
| Salaries and employee benefits | $3,863,000 | 1,882 |
| Premises and equipment expense | $1,627,000 | 1,194 |
| Additional noninterest expense | $1,952,000 | 2,004 |
| Pre-tax net operating income | $881,000 | 5,015 |
| Securities gains (losses) | $23,000 | 711 |
| Applicable income taxes | $307,000 | 3,551 |
| Income before extraordinary items | $597,000 | 5,365 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $597,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $581,820 | 5,431 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 2,461 |
| Total interest expense | $3,299,000 | 2,254 |
| Net interest income | $4,358,000 | 2,613 |
| Provision for loan and lease losses | $32,000 | 4,953 |
| Total noninterest income | $708,000 | 2,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $708,000 | 1,751 |
| Total noninterest expense | $4,710,000 | 1,886 |
| Salaries and employee benefits | $2,589,000 | 1,884 |
| Premises and equipment expense | $1,066,000 | 1,216 |
| Additional noninterest expense | $1,055,000 | 2,441 |
| Pre-tax net operating income | $324,000 | 6,304 |
| Securities gains (losses) | $23,000 | 581 |
| Applicable income taxes | $125,000 | 4,252 |
| Income before extraordinary items | $222,000 | 6,571 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $222,000 | 6,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $207,280 | 6,710 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,656,000 | 2,522 |
| Total interest expense | $1,532,000 | 2,294 |
| Net interest income | $2,124,000 | 2,656 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $314,000 | 2,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $314,000 | 1,871 |
| Total noninterest expense | $2,394,000 | 1,860 |
| Salaries and employee benefits | $1,320,000 | 1,865 |
| Premises and equipment expense | $542,000 | 1,189 |
| Additional noninterest expense | $532,000 | 2,411 |
| Pre-tax net operating income | $24,000 | 7,990 |
| Securities gains (losses) | $11,000 | 557 |
| Applicable income taxes | $10,000 | 5,755 |
| Income before extraordinary items | $25,000 | 7,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 7,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $17,190 | 8,021 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,862,000 | 2,380 |
| Total interest expense | $5,118,000 | 2,159 |
| Net interest income | $8,744,000 | 2,488 |
| Provision for loan and lease losses | $198,000 | 3,618 |
| Total noninterest income | $1,668,000 | 2,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,668,000 | 1,537 |
| Total noninterest expense | $8,875,000 | 1,902 |
| Salaries and employee benefits | $4,608,000 | 1,996 |
| Premises and equipment expense | $2,128,000 | 1,145 |
| Additional noninterest expense | $2,139,000 | 2,340 |
| Pre-tax net operating income | $1,339,000 | 4,652 |
| Securities gains (losses) | $99,000 | 708 |
| Applicable income taxes | $765,000 | 2,672 |
| Income before extraordinary items | $673,000 | 5,749 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $673,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $609,640 | 5,939 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,242,000 | 3,183 |
| Total interest expense | $2,541,000 | 2,895 |
| Net interest income | $4,701,000 | 3,306 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $1,173,000 | 2,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,173,000 | 1,610 |
| Total noninterest expense | $5,014,000 | 2,463 |
| Salaries and employee benefits | $2,445,000 | 2,726 |
| Premises and equipment expense | $1,257,000 | 1,446 |
| Additional noninterest expense | $1,312,000 | 2,804 |
| Pre-tax net operating income | $680,000 | 5,706 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $377,000 | 3,421 |
| Income before extraordinary items | $303,000 | 6,908 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $303,000 | 6,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $303,000 | 6,860 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 3,165 |
| Total interest expense | $1,660,000 | 2,803 |
| Net interest income | $3,113,000 | 3,304 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $771,000 | 2,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $771,000 | 1,623 |
| Total noninterest expense | $3,173,000 | 2,565 |
| Salaries and employee benefits | $1,604,000 | 2,756 |
| Premises and equipment expense | $825,000 | 1,459 |
| Additional noninterest expense | $744,000 | 3,200 |
| Pre-tax net operating income | $591,000 | 5,042 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $225,000 | 3,582 |
| Income before extraordinary items | $366,000 | 5,667 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $366,000 | 5,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $366,000 | 5,633 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 3,154 |
| Total interest expense | $806,000 | 2,766 |
| Net interest income | $1,548,000 | 3,324 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $363,000 | 2,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $363,000 | 1,663 |
| Total noninterest expense | $1,540,000 | 2,642 |
| Salaries and employee benefits | $782,000 | 2,818 |
| Premises and equipment expense | $409,000 | 1,475 |
| Additional noninterest expense | $349,000 | 3,370 |
| Pre-tax net operating income | $311,000 | 4,899 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $119,000 | 3,485 |
| Income before extraordinary items | $192,000 | 5,518 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $192,000 | 5,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $192,000 | 5,488 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,823,000 | 3,149 |
| Total interest expense | $3,082,000 | 2,568 |
| Net interest income | $5,741,000 | 3,405 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,813,000 | 2,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,813,000 | 1,421 |
| Total noninterest expense | $6,019,000 | 2,641 |
| Salaries and employee benefits | $3,062,000 | 2,789 |
| Premises and equipment expense | $1,590,000 | 1,447 |
| Additional noninterest expense | $1,367,000 | 3,369 |
| Pre-tax net operating income | $1,415,000 | 4,400 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $549,000 | 3,180 |
| Income before extraordinary items | $880,000 | 5,037 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $880,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $871,040 | 4,992 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,551,000 | 3,153 |
| Total interest expense | $2,283,000 | 2,560 |
| Net interest income | $4,268,000 | 3,417 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $1,395,000 | 2,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,395,000 | 1,409 |
| Total noninterest expense | $4,594,000 | 2,553 |
| Salaries and employee benefits | $2,320,000 | 2,748 |
| Premises and equipment expense | $1,212,000 | 1,427 |
| Additional noninterest expense | $1,062,000 | 3,246 |
| Pre-tax net operating income | $979,000 | 4,655 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $372,000 | 3,434 |
| Income before extraordinary items | $607,000 | 5,331 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $607,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $607,000 | 5,248 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 3,196 |
| Total interest expense | $1,504,000 | 2,563 |
| Net interest income | $2,783,000 | 3,462 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $960,000 | 2,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $960,000 | 1,365 |
| Total noninterest expense | $3,089,000 | 2,554 |
| Salaries and employee benefits | $1,548,000 | 2,754 |
| Premises and equipment expense | $805,000 | 1,433 |
| Additional noninterest expense | $736,000 | 3,166 |
| Pre-tax net operating income | $594,000 | 4,862 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $226,000 | 3,556 |
| Income before extraordinary items | $368,000 | 5,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 5,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $368,000 | 5,449 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 3,254 |
| Total interest expense | $755,000 | 2,596 |
| Net interest income | $1,343,000 | 3,559 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $504,000 | 2,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $504,000 | 1,286 |
| Total noninterest expense | $1,565,000 | 2,538 |
| Salaries and employee benefits | $787,000 | 2,730 |
| Premises and equipment expense | $404,000 | 1,455 |
| Additional noninterest expense | $374,000 | 3,098 |
| Pre-tax net operating income | $252,000 | 5,266 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $94,000 | 3,887 |
| Income before extraordinary items | $158,000 | 5,884 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $158,000 | 5,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $158,000 | 5,761 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,637,000 | 3,208 |
| Total interest expense | $3,224,000 | 2,686 |
| Net interest income | $5,413,000 | 3,476 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $2,023,000 | 2,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,023,000 | 1,459 |
| Total noninterest expense | $5,621,000 | 2,766 |
| Salaries and employee benefits | $2,843,000 | 2,908 |
| Premises and equipment expense | $1,527,000 | 1,493 |
| Additional noninterest expense | $1,251,000 | 3,612 |
| Pre-tax net operating income | $1,815,000 | 3,618 |
| Securities gains (losses) | $18,000 | 3,281 |
| Applicable income taxes | $719,000 | 2,742 |
| Income before extraordinary items | $1,114,000 | 4,326 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,114,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,102,480 | 4,196 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,500,000 | 3,252 |
| Total interest expense | $2,444,000 | 2,736 |
| Net interest income | $4,056,000 | 3,490 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,554,000 | 2,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,554,000 | 1,500 |
| Total noninterest expense | $4,266,000 | 2,734 |
| Salaries and employee benefits | $2,127,000 | 2,918 |
| Premises and equipment expense | $1,203,000 | 1,426 |
| Additional noninterest expense | $936,000 | 3,596 |
| Pre-tax net operating income | $1,344,000 | 3,768 |
| Securities gains (losses) | $18,000 | 3,018 |
| Applicable income taxes | $535,000 | 2,913 |
| Income before extraordinary items | $827,000 | 4,506 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $827,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $815,480 | 4,374 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 3,259 |
| Total interest expense | $1,652,000 | 2,788 |
| Net interest income | $2,702,000 | 3,487 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,032,000 | 2,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,032,000 | 1,479 |
| Total noninterest expense | $2,793,000 | 2,773 |
| Salaries and employee benefits | $1,380,000 | 3,004 |
| Premises and equipment expense | $785,000 | 1,458 |
| Additional noninterest expense | $628,000 | 3,582 |
| Pre-tax net operating income | $941,000 | 3,655 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $386,000 | 2,768 |
| Income before extraordinary items | $565,000 | 4,461 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $565,000 | 4,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $558,600 | 4,288 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 3,278 |
| Total interest expense | $824,000 | 2,861 |
| Net interest income | $1,350,000 | 3,470 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $486,000 | 2,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $486,000 | 1,511 |
| Total noninterest expense | $1,400,000 | 2,753 |
| Salaries and employee benefits | $699,000 | 2,956 |
| Premises and equipment expense | $386,000 | 1,499 |
| Additional noninterest expense | $315,000 | 3,511 |
| Pre-tax net operating income | $436,000 | 3,839 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $181,000 | 2,875 |
| Income before extraordinary items | $265,000 | 4,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $265,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $258,600 | 4,424 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,764,000 | 3,381 |
| Total interest expense | $3,517,000 | 3,082 |
| Net interest income | $5,247,000 | 3,510 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,764,000 | 2,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,764,000 | 1,446 |
| Total noninterest expense | $5,219,000 | 2,814 |
| Salaries and employee benefits | $2,516,000 | 3,106 |
| Premises and equipment expense | $1,462,000 | 1,520 |
| Additional noninterest expense | $1,241,000 | 3,520 |
| Pre-tax net operating income | $1,792,000 | 3,665 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $726,000 | 2,767 |
| Income before extraordinary items | $1,066,000 | 4,416 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,066,000 | 4,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,985 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,066,000 | 4,309 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,465,000 | 3,474 |
| Total interest expense | $4,783,000 | 3,275 |
| Net interest income | $4,682,000 | 3,625 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,774,000 | 2,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,774,000 | 1,346 |
| Total noninterest expense | $4,803,000 | 2,922 |
| Salaries and employee benefits | $2,275,000 | 3,222 |
| Premises and equipment expense | $1,378,000 | 1,561 |
| Additional noninterest expense | $1,150,000 | 3,639 |
| Pre-tax net operating income | $1,653,000 | 3,629 |
| Securities gains (losses) | $55,000 | 2,257 |
| Applicable income taxes | $652,000 | 2,809 |
| Income before extraordinary items | $1,056,000 | 4,133 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,056,000 | 4,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 9,515 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,020,800 | 4,114 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,555,000 | 3,916 |
| Total interest expense | $3,997,000 | 3,984 |
| Net interest income | $4,558,000 | 3,750 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,543,000 | 2,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,543,000 | 1,353 |
| Total noninterest expense | $4,514,000 | 2,990 |
| Salaries and employee benefits | $2,085,000 | 3,353 |
| Premises and equipment expense | $1,264,000 | 1,644 |
| Additional noninterest expense | $1,165,000 | 3,526 |
| Pre-tax net operating income | $1,587,000 | 3,910 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $575,000 | 3,200 |
| Income before extraordinary items | $1,012,000 | 4,343 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,012,000 | 4,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 9,362 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,012,000 | 4,350 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,114,000 | 4,337 |
| Total interest expense | $3,114,000 | 4,465 |
| Net interest income | $4,000,000 | 4,173 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,391,000 | 2,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,391,000 | 1,464 |
| Total noninterest expense | $4,099,000 | 3,244 |
| Salaries and employee benefits | $1,915,000 | 3,578 |
| Premises and equipment expense | $1,097,000 | 1,858 |
| Additional noninterest expense | $1,087,000 | 3,742 |
| Pre-tax net operating income | $1,292,000 | 4,538 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $457,000 | 3,820 |
| Income before extraordinary items | $837,000 | 4,952 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $837,000 | 4,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,752 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $835,700 | 4,925 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,738,000 | 4,529 |
| Total interest expense | $3,172,000 | 4,510 |
| Net interest income | $3,566,000 | 4,521 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,207,000 | 2,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,207,000 | 1,621 |
| Total noninterest expense | $3,588,000 | 3,535 |
| Salaries and employee benefits | $1,542,000 | 4,152 |
| Premises and equipment expense | $967,000 | 2,021 |
| Additional noninterest expense | $1,079,000 | 3,695 |
| Pre-tax net operating income | $1,185,000 | 4,921 |
| Securities gains (losses) | $18,000 | 2,506 |
| Applicable income taxes | $463,000 | 4,049 |
| Income before extraordinary items | $740,000 | 5,441 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $740,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-126,000 | 10,296 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $728,480 | 5,382 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 4,892 |
| Total interest expense | $3,242,000 | 4,406 |
| Net interest income | $3,023,000 | 5,273 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,068,000 | 2,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,068,000 | 1,672 |
| Total noninterest expense | $3,291,000 | 3,805 |
| Salaries and employee benefits | $1,470,000 | 4,327 |
| Premises and equipment expense | $881,000 | 2,231 |
| Additional noninterest expense | $940,000 | 4,138 |
| Pre-tax net operating income | $800,000 | 6,545 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $293,000 | 5,795 |
| Income before extraordinary items | $508,000 | 6,915 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $508,000 | 6,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 10,421 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $507,360 | 6,862 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 5,327 |
| Total interest expense | $2,988,000 | 4,800 |
| Net interest income | $2,774,000 | 5,773 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $944,000 | 3,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $944,000 | 1,888 |
| Total noninterest expense | $2,978,000 | 4,334 |
| Salaries and employee benefits | $1,232,000 | 5,082 |
| Premises and equipment expense | $671,000 | 2,912 |
| Additional noninterest expense | $1,075,000 | 4,151 |
| Pre-tax net operating income | $690,000 | 6,979 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $248,000 | 6,477 |
| Income before extraordinary items | $442,000 | 7,298 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $442,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,589 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $442,000 | 7,244 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,444,000 | 5,626 |
| Total interest expense | $2,611,000 | 5,375 |
| Net interest income | $2,833,000 | 5,756 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $578,000 | 4,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $578,000 | 2,599 |
| Total noninterest expense | $2,307,000 | 5,341 |
| Salaries and employee benefits | $1,044,000 | 5,831 |
| Premises and equipment expense | $534,000 | 3,548 |
| Additional noninterest expense | $729,000 | 5,663 |
| Pre-tax net operating income | $1,024,000 | 5,901 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $369,000 | 5,228 |
| Income before extraordinary items | $655,000 | 6,266 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $655,000 | 6,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,409 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $655,000 | 6,253 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,887,000 | 5,768 |
| Total interest expense | $2,043,000 | 5,512 |
| Net interest income | $2,844,000 | 5,841 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $562,000 | 4,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $562,000 | 2,722 |
| Total noninterest expense | $2,400,000 | 5,348 |
| Salaries and employee benefits | $1,087,000 | 5,691 |
| Premises and equipment expense | $558,000 | 3,474 |
| Additional noninterest expense | $755,000 | 5,967 |
| Pre-tax net operating income | $961,000 | 6,113 |
| Securities gains (losses) | $26,000 | 1,570 |
| Applicable income taxes | $335,000 | 5,452 |
| Income before extraordinary items | $652,000 | 6,206 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $652,000 | 6,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 11,561 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $634,840 | 6,382 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,712,000 | 6,079 |
| Total interest expense | $2,298,000 | 5,166 |
| Net interest income | $2,414,000 | 6,708 |
| Provision for loan and lease losses | $310,000 | 2,913 |
| Total noninterest income | $602,000 | 4,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $602,000 | 2,893 |
| Total noninterest expense | $2,538,000 | 5,207 |
| Salaries and employee benefits | $1,016,000 | 6,036 |
| Premises and equipment expense | $550,000 | 3,570 |
| Additional noninterest expense | $972,000 | 5,038 |
| Pre-tax net operating income | $168,000 | 11,331 |
| Securities gains (losses) | $308,000 | 1,275 |
| Applicable income taxes | $177,000 | 8,072 |
| Income before extraordinary items | $299,000 | 9,493 |
| Extraordinary gains, net | $150,000 | 1,230 |
| Net income | $449,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $724,000 | 1,412 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $101,880 | 11,598 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,559,000 | 6,823 |
| Total interest expense | $2,959,000 | 5,229 |
| Net interest income | $1,600,000 | 8,955 |
| Provision for loan and lease losses | $305,000 | 4,063 |
| Total noninterest income | $184,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $184,000 | 5,950 |
| Total noninterest expense | $1,826,000 | 6,868 |
| Salaries and employee benefits | $597,000 | 8,830 |
| Premises and equipment expense | $286,000 | 6,184 |
| Additional noninterest expense | $943,000 | 5,310 |
| Pre-tax net operating income | $-347,000 | 13,205 |
| Securities gains (losses) | $643,000 | 896 |
| Applicable income taxes | $218,000 | 7,224 |
| Income before extraordinary items | $78,000 | 12,251 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $78,000 | 12,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 3,118 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-333,520 | 13,171 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.