Home > NewMil Bank > Income and Expense
NewMil Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $34,158,000 | 839 |
| Total interest expense | $15,311,000 | 800 |
| Net interest income | $18,847,000 | 897 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $3,186,000 | 1,257 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,533,000 | 870 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,653,000 | 1,280 |
| Total noninterest expense | $13,286,000 | 1,020 |
| Salaries and employee benefits | $6,759,000 | 1,089 |
| Premises and equipment expense | $1,984,000 | 953 |
| Additional noninterest expense | $4,543,000 | 880 |
| Pre-tax net operating income | $8,747,000 | 891 |
| Securities gains (losses) | $-3,337,000 | 8,708 |
| Applicable income taxes | $814,000 | 2,177 |
| Income before extraordinary items | $4,596,000 | 1,234 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,596,000 | 1,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 1,453 |
| Cash dividends | $3,200,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,432,450 | 781 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $22,751,000 | 829 |
| Total interest expense | $9,990,000 | 779 |
| Net interest income | $12,761,000 | 887 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,980,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,018,000 | 852 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $962,000 | 1,391 |
| Total noninterest expense | $8,637,000 | 1,045 |
| Salaries and employee benefits | $4,381,000 | 1,123 |
| Premises and equipment expense | $1,284,000 | 985 |
| Additional noninterest expense | $2,972,000 | 894 |
| Pre-tax net operating income | $6,104,000 | 846 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,443,000 | 1,036 |
| Income before extraordinary items | $4,661,000 | 834 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,661,000 | 834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,505 |
| Cash dividends | $2,293,000 | 730 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,661,000 | 819 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,267,000 | 811 |
| Total interest expense | $4,796,000 | 768 |
| Net interest income | $6,471,000 | 876 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,057,000 | 1,228 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $503,000 | 838 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $554,000 | 1,241 |
| Total noninterest expense | $4,270,000 | 1,060 |
| Salaries and employee benefits | $2,370,000 | 1,035 |
| Premises and equipment expense | $623,000 | 1,014 |
| Additional noninterest expense | $1,277,000 | 1,048 |
| Pre-tax net operating income | $3,258,000 | 796 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $824,000 | 915 |
| Income before extraordinary items | $2,434,000 | 784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,434,000 | 783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $1,397,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,434,000 | 768 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $40,290,000 | 797 |
| Total interest expense | $13,624,000 | 830 |
| Net interest income | $26,666,000 | 790 |
| Provision for loan and lease losses | $-135,000 | 8,659 |
| Total noninterest income | $4,288,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,211,000 | 786 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,077,000 | 1,321 |
| Total noninterest expense | $17,559,000 | 969 |
| Salaries and employee benefits | $9,716,000 | 939 |
| Premises and equipment expense | $2,520,000 | 957 |
| Additional noninterest expense | $5,323,000 | 979 |
| Pre-tax net operating income | $13,530,000 | 727 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,327,000 | 889 |
| Income before extraordinary items | $10,203,000 | 710 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,203,000 | 712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,399 |
| Cash dividends | $8,540,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,203,000 | 699 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $29,367,000 | 801 |
| Total interest expense | $9,314,000 | 854 |
| Net interest income | $20,053,000 | 781 |
| Provision for loan and lease losses | $-135,000 | 8,723 |
| Total noninterest income | $2,946,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,663,000 | 780 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,283,000 | 1,512 |
| Total noninterest expense | $12,914,000 | 973 |
| Salaries and employee benefits | $7,013,000 | 971 |
| Premises and equipment expense | $1,879,000 | 946 |
| Additional noninterest expense | $4,022,000 | 955 |
| Pre-tax net operating income | $10,220,000 | 724 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,465,000 | 915 |
| Income before extraordinary items | $7,755,000 | 700 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,755,000 | 701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,557 |
| Cash dividends | $6,617,000 | 385 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,755,000 | 682 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $19,139,000 | 800 |
| Total interest expense | $5,654,000 | 875 |
| Net interest income | $13,485,000 | 768 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,972,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,089,000 | 773 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $883,000 | 1,470 |
| Total noninterest expense | $8,578,000 | 976 |
| Salaries and employee benefits | $4,632,000 | 969 |
| Premises and equipment expense | $1,248,000 | 935 |
| Additional noninterest expense | $2,698,000 | 929 |
| Pre-tax net operating income | $6,879,000 | 709 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,548,000 | 925 |
| Income before extraordinary items | $5,331,000 | 672 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,331,000 | 672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,379 |
| Cash dividends | $4,793,000 | 358 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,331,000 | 655 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,291,000 | 809 |
| Total interest expense | $2,544,000 | 919 |
| Net interest income | $6,747,000 | 760 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $939,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $532,000 | 762 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $407,000 | 1,535 |
| Total noninterest expense | $4,205,000 | 990 |
| Salaries and employee benefits | $2,252,000 | 987 |
| Premises and equipment expense | $630,000 | 941 |
| Additional noninterest expense | $1,323,000 | 942 |
| Pre-tax net operating income | $3,481,000 | 704 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $962,000 | 786 |
| Income before extraordinary items | $2,519,000 | 711 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,519,000 | 711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,757 |
| Cash dividends | $842,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,519,000 | 688 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $35,485,000 | 790 |
| Total interest expense | $8,815,000 | 923 |
| Net interest income | $26,670,000 | 728 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $3,911,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,330,000 | 753 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,581,000 | 1,581 |
| Total noninterest expense | $17,293,000 | 934 |
| Salaries and employee benefits | $9,315,000 | 924 |
| Premises and equipment expense | $2,391,000 | 948 |
| Additional noninterest expense | $5,587,000 | 894 |
| Pre-tax net operating income | $13,288,000 | 683 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,819,000 | 740 |
| Income before extraordinary items | $9,469,000 | 703 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,469,000 | 704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,031 |
| Cash dividends | $1,428,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,469,000 | 676 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $26,469,000 | 791 |
| Total interest expense | $6,487,000 | 919 |
| Net interest income | $19,982,000 | 724 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $2,934,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,754,000 | 754 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,180,000 | 1,576 |
| Total noninterest expense | $13,085,000 | 932 |
| Salaries and employee benefits | $7,081,000 | 909 |
| Premises and equipment expense | $1,791,000 | 952 |
| Additional noninterest expense | $4,213,000 | 878 |
| Pre-tax net operating income | $9,831,000 | 699 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,827,000 | 760 |
| Income before extraordinary items | $7,004,000 | 726 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,004,000 | 727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,750 |
| Cash dividends | $715,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,004,000 | 692 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $17,580,000 | 792 |
| Total interest expense | $4,272,000 | 922 |
| Net interest income | $13,308,000 | 714 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,913,000 | 1,332 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,160,000 | 752 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $753,000 | 1,621 |
| Total noninterest expense | $8,762,000 | 922 |
| Salaries and employee benefits | $4,770,000 | 897 |
| Premises and equipment expense | $1,199,000 | 948 |
| Additional noninterest expense | $2,793,000 | 888 |
| Pre-tax net operating income | $6,459,000 | 700 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,827,000 | 772 |
| Income before extraordinary items | $4,632,000 | 722 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,632,000 | 722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,563 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,632,000 | 686 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,858,000 | 800 |
| Total interest expense | $2,146,000 | 935 |
| Net interest income | $6,712,000 | 721 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $909,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $575,000 | 739 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $334,000 | 1,752 |
| Total noninterest expense | $4,436,000 | 921 |
| Salaries and employee benefits | $2,408,000 | 898 |
| Premises and equipment expense | $599,000 | 969 |
| Additional noninterest expense | $1,429,000 | 866 |
| Pre-tax net operating income | $3,185,000 | 702 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $879,000 | 818 |
| Income before extraordinary items | $2,306,000 | 720 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,306,000 | 720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,306,000 | 667 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $35,302,000 | 806 |
| Total interest expense | $10,053,000 | 879 |
| Net interest income | $25,249,000 | 758 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $3,827,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,038,000 | 840 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,789,000 | 1,590 |
| Total noninterest expense | $17,450,000 | 922 |
| Salaries and employee benefits | $9,389,000 | 908 |
| Premises and equipment expense | $2,417,000 | 928 |
| Additional noninterest expense | $5,644,000 | 901 |
| Pre-tax net operating income | $11,626,000 | 755 |
| Securities gains (losses) | $27,000 | 3,018 |
| Applicable income taxes | $3,414,000 | 836 |
| Income before extraordinary items | $8,239,000 | 789 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,239,000 | 791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,028 |
| Cash dividends | $1,310,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,219,830 | 741 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $26,389,000 | 829 |
| Total interest expense | $7,783,000 | 889 |
| Net interest income | $18,606,000 | 780 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $2,736,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,452,000 | 898 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,284,000 | 1,718 |
| Total noninterest expense | $12,745,000 | 966 |
| Salaries and employee benefits | $7,008,000 | 925 |
| Premises and equipment expense | $1,805,000 | 946 |
| Additional noninterest expense | $3,932,000 | 978 |
| Pre-tax net operating income | $8,597,000 | 793 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,525,000 | 887 |
| Income before extraordinary items | $6,072,000 | 834 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,072,000 | 835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,102 |
| Cash dividends | $1,310,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,072,000 | 771 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,620,000 | 832 |
| Total interest expense | $5,400,000 | 885 |
| Net interest income | $12,220,000 | 797 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,720,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $914,000 | 939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $806,000 | 1,769 |
| Total noninterest expense | $8,382,000 | 980 |
| Salaries and employee benefits | $4,587,000 | 940 |
| Premises and equipment expense | $1,182,000 | 976 |
| Additional noninterest expense | $2,613,000 | 965 |
| Pre-tax net operating income | $5,558,000 | 805 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,636,000 | 920 |
| Income before extraordinary items | $3,922,000 | 861 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,922,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $1,310,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,922,000 | 793 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,802,000 | 838 |
| Total interest expense | $2,766,000 | 888 |
| Net interest income | $6,036,000 | 803 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $817,000 | 1,555 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $422,000 | 982 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $395,000 | 1,755 |
| Total noninterest expense | $4,154,000 | 976 |
| Salaries and employee benefits | $2,288,000 | 938 |
| Premises and equipment expense | $591,000 | 976 |
| Additional noninterest expense | $1,275,000 | 964 |
| Pre-tax net operating income | $2,699,000 | 830 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $809,000 | 948 |
| Income before extraordinary items | $1,890,000 | 891 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,890,000 | 890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $1,310,000 | 538 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,890,000 | 819 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $36,572,000 | 820 |
| Total interest expense | $13,355,000 | 851 |
| Net interest income | $23,217,000 | 826 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $3,713,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,847,000 | 877 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,866,000 | 1,394 |
| Total noninterest expense | $16,711,000 | 942 |
| Salaries and employee benefits | $8,765,000 | 916 |
| Premises and equipment expense | $2,159,000 | 1,017 |
| Additional noninterest expense | $5,787,000 | 866 |
| Pre-tax net operating income | $10,219,000 | 853 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,914,000 | 949 |
| Income before extraordinary items | $7,305,000 | 858 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,305,000 | 856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,660 |
| Cash dividends | $6,339,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,305,000 | 826 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $37,749,000 | 906 |
| Total interest expense | $16,631,000 | 964 |
| Net interest income | $21,118,000 | 830 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $3,025,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,655,000 | 890 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,370,000 | 1,647 |
| Total noninterest expense | $15,173,000 | 977 |
| Salaries and employee benefits | $7,660,000 | 978 |
| Premises and equipment expense | $2,020,000 | 1,045 |
| Additional noninterest expense | $5,493,000 | 889 |
| Pre-tax net operating income | $8,970,000 | 849 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,158,000 | 804 |
| Income before extraordinary items | $5,812,000 | 948 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,812,000 | 949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $5,468,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,812,000 | 906 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $28,909,000 | 1,223 |
| Total interest expense | $13,768,000 | 1,270 |
| Net interest income | $15,141,000 | 1,163 |
| Provision for loan and lease losses | $-391,000 | 9,870 |
| Total noninterest income | $2,115,000 | 1,792 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,457,000 | 921 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $658,000 | 2,479 |
| Total noninterest expense | $11,112,000 | 1,248 |
| Salaries and employee benefits | $5,516,000 | 1,283 |
| Premises and equipment expense | $2,015,000 | 989 |
| Additional noninterest expense | $3,581,000 | 1,267 |
| Pre-tax net operating income | $6,535,000 | 1,148 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,236,000 | 1,054 |
| Income before extraordinary items | $4,299,000 | 1,224 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,299,000 | 1,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-297,000 | 9,853 |
| Cash dividends | $2,333,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,299,000 | 1,221 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,835,000 | 1,361 |
| Total interest expense | $10,524,000 | 1,424 |
| Net interest income | $13,311,000 | 1,311 |
| Provision for loan and lease losses | $-445,000 | 10,181 |
| Total noninterest income | $2,571,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,287,000 | 1,035 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,284,000 | 1,551 |
| Total noninterest expense | $10,420,000 | 1,333 |
| Salaries and employee benefits | $6,094,000 | 1,133 |
| Premises and equipment expense | $1,515,000 | 1,344 |
| Additional noninterest expense | $2,811,000 | 1,585 |
| Pre-tax net operating income | $5,907,000 | 1,294 |
| Securities gains (losses) | $-109,000 | 9,971 |
| Applicable income taxes | $1,814,000 | 1,346 |
| Income before extraordinary items | $3,984,000 | 1,356 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,984,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-406,000 | 10,173 |
| Cash dividends | $4,304,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,059,210 | 1,314 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,538,000 | 1,264 |
| Total interest expense | $12,931,000 | 1,202 |
| Net interest income | $12,607,000 | 1,345 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $3,958,000 | 1,092 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,134,000 | 1,114 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,824,000 | 934 |
| Total noninterest expense | $10,761,000 | 1,231 |
| Salaries and employee benefits | $5,627,000 | 1,165 |
| Premises and equipment expense | $1,885,000 | 1,024 |
| Additional noninterest expense | $3,249,000 | 1,356 |
| Pre-tax net operating income | $5,654,000 | 1,327 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $2,557,000 | 1,002 |
| Income before extraordinary items | $3,107,000 | 1,694 |
| Extraordinary gains, net | $-249,000 | 10,445 |
| Net income | $2,858,000 | 1,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 1,052 |
| Cash dividends | $1,421,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,100,600 | 1,632 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,500,000 | 1,393 |
| Total interest expense | $11,240,000 | 1,400 |
| Net interest income | $12,260,000 | 1,413 |
| Provision for loan and lease losses | $350,000 | 2,319 |
| Total noninterest income | $2,365,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $994,000 | 1,293 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,371,000 | 1,409 |
| Total noninterest expense | $9,082,000 | 1,443 |
| Salaries and employee benefits | $5,288,000 | 1,242 |
| Premises and equipment expense | $1,475,000 | 1,330 |
| Additional noninterest expense | $2,319,000 | 1,832 |
| Pre-tax net operating income | $5,193,000 | 1,489 |
| Securities gains (losses) | $-280,000 | 10,851 |
| Applicable income taxes | $1,997,000 | 1,333 |
| Income before extraordinary items | $2,916,000 | 1,817 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,916,000 | 1,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-174,000 | 10,799 |
| Cash dividends | $3,010,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,095,200 | 1,681 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,195,000 | 1,519 |
| Total interest expense | $10,501,000 | 1,525 |
| Net interest income | $11,694,000 | 1,524 |
| Provision for loan and lease losses | $400,000 | 2,077 |
| Total noninterest income | $1,716,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $858,000 | 1,555 |
| Trading account gains and fees | $61,000 | 196 |
| Additional Noninterest Income | $797,000 | 2,111 |
| Total noninterest expense | $8,652,000 | 1,642 |
| Salaries and employee benefits | $4,554,000 | 1,472 |
| Premises and equipment expense | $1,318,000 | 1,541 |
| Additional noninterest expense | $2,780,000 | 1,855 |
| Pre-tax net operating income | $4,358,000 | 1,658 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $1,731,000 | 1,406 |
| Income before extraordinary items | $2,628,000 | 1,882 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,628,000 | 1,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 1,407 |
| Cash dividends | $3,875,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,627,360 | 1,846 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,613,000 | 1,563 |
| Total interest expense | $10,408,000 | 1,545 |
| Net interest income | $11,205,000 | 1,604 |
| Provision for loan and lease losses | $400,000 | 1,857 |
| Total noninterest income | $1,219,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $755,000 | 1,804 |
| Trading account gains and fees | $3,000 | 476 |
| Additional Noninterest Income | $461,000 | 3,023 |
| Total noninterest expense | $8,951,000 | 1,588 |
| Salaries and employee benefits | $4,256,000 | 1,565 |
| Premises and equipment expense | $1,347,000 | 1,514 |
| Additional noninterest expense | $3,348,000 | 1,544 |
| Pre-tax net operating income | $3,073,000 | 2,382 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $-3,094,000 | 11,941 |
| Income before extraordinary items | $6,149,000 | 894 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,149,000 | 893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $685,000 | 1,130 |
| Cash dividends | $404,000 | 3,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,167,000 | 881 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,714,000 | 1,650 |
| Total interest expense | $8,998,000 | 1,443 |
| Net interest income | $9,716,000 | 1,861 |
| Provision for loan and lease losses | $320,000 | 2,154 |
| Total noninterest income | $1,127,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $767,000 | 1,765 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $360,000 | 3,655 |
| Total noninterest expense | $8,697,000 | 1,692 |
| Salaries and employee benefits | $3,855,000 | 1,737 |
| Premises and equipment expense | $1,352,000 | 1,539 |
| Additional noninterest expense | $3,490,000 | 1,591 |
| Pre-tax net operating income | $1,826,000 | 3,690 |
| Securities gains (losses) | $310,000 | 375 |
| Applicable income taxes | $-695,000 | 12,503 |
| Income before extraordinary items | $2,831,000 | 1,738 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,831,000 | 1,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,038 |
| Cash dividends | $179,000 | 5,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,521,000 | 1,930 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,804,000 | 1,865 |
| Total interest expense | $7,851,000 | 1,676 |
| Net interest income | $8,953,000 | 2,019 |
| Provision for loan and lease losses | $238,000 | 3,555 |
| Total noninterest income | $1,105,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $530,000 | 2,630 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $575,000 | 2,965 |
| Total noninterest expense | $8,801,000 | 1,718 |
| Salaries and employee benefits | $3,957,000 | 1,705 |
| Premises and equipment expense | $1,216,000 | 1,724 |
| Additional noninterest expense | $3,628,000 | 1,642 |
| Pre-tax net operating income | $1,019,000 | 5,819 |
| Securities gains (losses) | $375,000 | 1,108 |
| Applicable income taxes | $-10,000 | 12,784 |
| Income before extraordinary items | $1,404,000 | 3,437 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,404,000 | 3,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 4,050 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,029,000 | 4,350 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,876,000 | 1,873 |
| Total interest expense | $10,559,000 | 1,636 |
| Net interest income | $8,317,000 | 2,183 |
| Provision for loan and lease losses | $2,235,000 | 1,060 |
| Total noninterest income | $636,000 | 4,754 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $431,000 | 3,244 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $205,000 | 5,595 |
| Total noninterest expense | $11,623,000 | 1,359 |
| Salaries and employee benefits | $3,421,000 | 1,923 |
| Premises and equipment expense | $1,207,000 | 1,749 |
| Additional noninterest expense | $6,995,000 | 1,012 |
| Pre-tax net operating income | $-4,905,000 | 13,782 |
| Securities gains (losses) | $2,972,000 | 313 |
| Applicable income taxes | $-346,000 | 13,719 |
| Income before extraordinary items | $-1,587,000 | 13,628 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,587,000 | 13,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,616,000 | 559 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-4,024,040 | 13,737 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.