Home > Newberry Federal Savings Bank > Income and Expense
Newberry Federal Savings Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,644,000 | 3,120 |
| Total interest expense | $2,911,000 | 2,055 |
| Net interest income | $3,733,000 | 3,802 |
| Provision for loan and lease losses | $1,060,000 | 738 |
| Total noninterest income | $779,000 | 3,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $779,000 | 2,107 |
| Total noninterest expense | $7,101,000 | 1,697 |
| Salaries and employee benefits | $5,033,000 | 1,308 |
| Premises and equipment expense | $807,000 | 2,127 |
| Additional noninterest expense | $1,261,000 | 2,790 |
| Pre-tax net operating income | $-3,649,000 | 9,003 |
| Securities gains (losses) | $749,000 | 324 |
| Applicable income taxes | $-89,000 | 8,845 |
| Income before extraordinary items | $-2,811,000 | 9,000 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-2,811,000 | 9,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,091 |
| Cash dividends | $5,000,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-3,537,530 | 8,996 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 3,034 |
| Total interest expense | $1,952,000 | 2,021 |
| Net interest income | $2,591,000 | 3,669 |
| Provision for loan and lease losses | $410,000 | 1,199 |
| Total noninterest income | $516,000 | 3,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $516,000 | 2,140 |
| Total noninterest expense | $2,786,000 | 2,804 |
| Salaries and employee benefits | $1,469,000 | 2,888 |
| Premises and equipment expense | $474,000 | 2,391 |
| Additional noninterest expense | $843,000 | 2,794 |
| Pre-tax net operating income | $-89,000 | 8,680 |
| Securities gains (losses) | $597,000 | 317 |
| Applicable income taxes | $-14,000 | 8,816 |
| Income before extraordinary items | $522,000 | 4,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $522,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 876 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-75,000 | 8,665 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 2,914 |
| Total interest expense | $990,000 | 2,007 |
| Net interest income | $1,402,000 | 3,443 |
| Provision for loan and lease losses | $185,000 | 1,231 |
| Total noninterest income | $258,000 | 3,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $258,000 | 2,082 |
| Total noninterest expense | $1,306,000 | 2,972 |
| Salaries and employee benefits | $738,000 | 2,869 |
| Premises and equipment expense | $241,000 | 2,392 |
| Additional noninterest expense | $327,000 | 3,497 |
| Pre-tax net operating income | $169,000 | 6,189 |
| Securities gains (losses) | $506,000 | 259 |
| Applicable income taxes | $70,000 | 4,347 |
| Income before extraordinary items | $605,000 | 2,472 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $605,000 | 2,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 945 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $149,600 | 5,902 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,820,000 | 2,613 |
| Total interest expense | $4,534,000 | 1,973 |
| Net interest income | $6,286,000 | 3,060 |
| Provision for loan and lease losses | $195,000 | 4,077 |
| Total noninterest income | $2,405,000 | 2,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,405,000 | 1,269 |
| Total noninterest expense | $6,564,000 | 2,392 |
| Salaries and employee benefits | $2,803,000 | 2,950 |
| Premises and equipment expense | $987,000 | 2,281 |
| Additional noninterest expense | $2,774,000 | 1,750 |
| Pre-tax net operating income | $1,932,000 | 3,468 |
| Securities gains (losses) | $2,130,000 | 286 |
| Applicable income taxes | $385,000 | 3,862 |
| Income before extraordinary items | $3,677,000 | 1,690 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,677,000 | 1,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,474 |
| Cash dividends | $5,000,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,738,700 | 3,044 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,911,000 | 2,722 |
| Total interest expense | $3,466,000 | 2,011 |
| Net interest income | $4,445,000 | 3,232 |
| Provision for loan and lease losses | $195,000 | 3,379 |
| Total noninterest income | $2,124,000 | 1,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,124,000 | 1,180 |
| Total noninterest expense | $5,217,000 | 2,270 |
| Salaries and employee benefits | $2,085,000 | 2,978 |
| Premises and equipment expense | $743,000 | 2,282 |
| Additional noninterest expense | $2,389,000 | 1,546 |
| Pre-tax net operating income | $1,157,000 | 4,179 |
| Securities gains (losses) | $2,059,000 | 272 |
| Applicable income taxes | $296,000 | 3,936 |
| Income before extraordinary items | $2,920,000 | 1,647 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,920,000 | 1,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,062 |
| Cash dividends | $5,000,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,046,310 | 3,716 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,062,000 | 2,851 |
| Total interest expense | $2,395,000 | 2,000 |
| Net interest income | $2,667,000 | 3,519 |
| Provision for loan and lease losses | $170,000 | 2,817 |
| Total noninterest income | $657,000 | 3,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $657,000 | 2,064 |
| Total noninterest expense | $2,590,000 | 2,962 |
| Salaries and employee benefits | $1,342,000 | 3,071 |
| Premises and equipment expense | $495,000 | 2,275 |
| Additional noninterest expense | $753,000 | 3,026 |
| Pre-tax net operating income | $564,000 | 5,010 |
| Securities gains (losses) | $1,906,000 | 240 |
| Applicable income taxes | $471,000 | 2,406 |
| Income before extraordinary items | $1,999,000 | 1,622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,999,000 | 1,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,590 |
| Cash dividends | $5,000,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $455,140 | 4,849 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 3,257 |
| Total interest expense | $1,265,000 | 1,950 |
| Net interest income | $921,000 | 4,637 |
| Provision for loan and lease losses | $140,000 | 1,874 |
| Total noninterest income | $321,000 | 3,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $321,000 | 2,012 |
| Total noninterest expense | $1,443,000 | 2,678 |
| Salaries and employee benefits | $645,000 | 3,160 |
| Premises and equipment expense | $244,000 | 2,295 |
| Additional noninterest expense | $554,000 | 2,125 |
| Pre-tax net operating income | $-341,000 | 9,159 |
| Securities gains (losses) | $1,447,000 | 178 |
| Applicable income taxes | $185,000 | 2,834 |
| Income before extraordinary items | $921,000 | 1,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $921,000 | 1,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $5,000,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-280,010 | 9,120 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,891,000 | 2,582 |
| Total interest expense | $6,288,000 | 1,817 |
| Net interest income | $5,603,000 | 3,324 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,059,000 | 3,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $113,000 | 107 |
| Additional Noninterest Income | $946,000 | 2,262 |
| Total noninterest expense | $5,199,000 | 2,830 |
| Salaries and employee benefits | $2,492,000 | 3,136 |
| Premises and equipment expense | $936,000 | 2,320 |
| Additional noninterest expense | $1,771,000 | 2,576 |
| Pre-tax net operating income | $1,463,000 | 4,187 |
| Securities gains (losses) | $1,481,000 | 331 |
| Applicable income taxes | $470,000 | 3,584 |
| Income before extraordinary items | $2,474,000 | 2,374 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,474,000 | 2,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 2,479 |
| Cash dividends | $2,500,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,229,960 | 3,908 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,914,000 | 2,300 |
| Total interest expense | $8,673,000 | 1,866 |
| Net interest income | $6,241,000 | 2,841 |
| Provision for loan and lease losses | $241,000 | 3,696 |
| Total noninterest income | $3,439,000 | 1,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $130,000 | 114 |
| Additional Noninterest Income | $3,309,000 | 878 |
| Total noninterest expense | $5,318,000 | 2,666 |
| Salaries and employee benefits | $2,391,000 | 3,069 |
| Premises and equipment expense | $1,032,000 | 2,070 |
| Additional noninterest expense | $1,895,000 | 2,359 |
| Pre-tax net operating income | $4,121,000 | 1,728 |
| Securities gains (losses) | $1,509,000 | 303 |
| Applicable income taxes | $2,043,000 | 1,158 |
| Income before extraordinary items | $3,587,000 | 1,498 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,587,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,927 |
| Cash dividends | $6,500,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,621,240 | 1,918 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,754,000 | 2,227 |
| Total interest expense | $9,335,000 | 1,852 |
| Net interest income | $6,419,000 | 2,767 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $1,193,000 | 2,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,193,000 | 1,657 |
| Total noninterest expense | $4,893,000 | 2,781 |
| Salaries and employee benefits | $2,355,000 | 2,992 |
| Premises and equipment expense | $1,139,000 | 1,842 |
| Additional noninterest expense | $1,399,000 | 2,994 |
| Pre-tax net operating income | $2,539,000 | 2,725 |
| Securities gains (losses) | $290,000 | 348 |
| Applicable income taxes | $1,132,000 | 1,914 |
| Income before extraordinary items | $1,697,000 | 2,938 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,697,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,757 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $13,229,000 | 41 |
| Net operating income | $1,511,400 | 3,230 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,157,000 | 2,491 |
| Total interest expense | $7,711,000 | 1,938 |
| Net interest income | $5,446,000 | 3,188 |
| Provision for loan and lease losses | $270,000 | 2,899 |
| Total noninterest income | $1,054,000 | 2,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,054,000 | 1,797 |
| Total noninterest expense | $4,407,000 | 3,037 |
| Salaries and employee benefits | $2,134,000 | 3,228 |
| Premises and equipment expense | $1,105,000 | 1,850 |
| Additional noninterest expense | $1,168,000 | 3,519 |
| Pre-tax net operating income | $1,823,000 | 3,579 |
| Securities gains (losses) | $184,000 | 567 |
| Applicable income taxes | $804,000 | 2,631 |
| Income before extraordinary items | $1,203,000 | 3,869 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,203,000 | 3,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,480 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,085,240 | 4,148 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,199,000 | 2,673 |
| Total interest expense | $7,684,000 | 1,987 |
| Net interest income | $4,515,000 | 3,721 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $1,092,000 | 2,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,092,000 | 1,742 |
| Total noninterest expense | $4,066,000 | 3,169 |
| Salaries and employee benefits | $1,996,000 | 3,343 |
| Premises and equipment expense | $924,000 | 2,096 |
| Additional noninterest expense | $1,146,000 | 3,498 |
| Pre-tax net operating income | $1,461,000 | 4,256 |
| Securities gains (losses) | $464,000 | 584 |
| Applicable income taxes | $770,000 | 2,822 |
| Income before extraordinary items | $1,155,000 | 4,055 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,155,000 | 4,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $858,040 | 4,884 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,943,000 | 2,746 |
| Total interest expense | $7,321,000 | 2,076 |
| Net interest income | $4,622,000 | 3,745 |
| Provision for loan and lease losses | $86,000 | 5,525 |
| Total noninterest income | $1,158,000 | 2,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,158,000 | 1,597 |
| Total noninterest expense | $4,096,000 | 3,107 |
| Salaries and employee benefits | $2,027,000 | 3,264 |
| Premises and equipment expense | $846,000 | 2,310 |
| Additional noninterest expense | $1,223,000 | 3,303 |
| Pre-tax net operating income | $1,598,000 | 4,243 |
| Securities gains (losses) | $389,000 | 490 |
| Applicable income taxes | $780,000 | 2,989 |
| Income before extraordinary items | $1,207,000 | 4,028 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,207,000 | 4,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,510 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $958,040 | 4,789 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,717,000 | 3,067 |
| Total interest expense | $6,565,000 | 2,351 |
| Net interest income | $4,152,000 | 4,192 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $928,000 | 3,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $928,000 | 1,908 |
| Total noninterest expense | $4,758,000 | 2,875 |
| Salaries and employee benefits | $1,700,000 | 3,854 |
| Premises and equipment expense | $768,000 | 2,555 |
| Additional noninterest expense | $2,290,000 | 2,186 |
| Pre-tax net operating income | $322,000 | 8,976 |
| Securities gains (losses) | $127,000 | 868 |
| Applicable income taxes | $286,000 | 5,990 |
| Income before extraordinary items | $163,000 | 9,665 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $163,000 | 9,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,131 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $81,720 | 10,339 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,858,000 | 3,053 |
| Total interest expense | $7,052,000 | 2,212 |
| Net interest income | $3,806,000 | 4,501 |
| Provision for loan and lease losses | $248,000 | 2,588 |
| Total noninterest income | $5,054,000 | 955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,054,000 | 659 |
| Total noninterest expense | $4,546,000 | 2,961 |
| Salaries and employee benefits | $2,110,000 | 3,138 |
| Premises and equipment expense | $820,000 | 2,427 |
| Additional noninterest expense | $1,616,000 | 2,886 |
| Pre-tax net operating income | $4,066,000 | 1,822 |
| Securities gains (losses) | $-1,590,000 | 11,895 |
| Applicable income taxes | $1,007,000 | 2,366 |
| Income before extraordinary items | $1,469,000 | 3,305 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,469,000 | 3,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,486,600 | 2,003 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,269,000 | 2,697 |
| Total interest expense | $6,722,000 | 1,867 |
| Net interest income | $4,547,000 | 3,889 |
| Provision for loan and lease losses | $105,000 | 4,433 |
| Total noninterest income | $798,000 | 3,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $23,000 | 333 |
| Additional Noninterest Income | $775,000 | 2,178 |
| Total noninterest expense | $4,431,000 | 3,103 |
| Salaries and employee benefits | $2,217,000 | 2,984 |
| Premises and equipment expense | $933,000 | 2,163 |
| Additional noninterest expense | $1,281,000 | 3,826 |
| Pre-tax net operating income | $809,000 | 6,831 |
| Securities gains (losses) | $134,000 | 648 |
| Applicable income taxes | $370,000 | 5,051 |
| Income before extraordinary items | $573,000 | 6,744 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $573,000 | 6,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,596 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $487,240 | 7,445 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,295,000 | 2,739 |
| Total interest expense | $6,419,000 | 2,011 |
| Net interest income | $4,876,000 | 3,657 |
| Provision for loan and lease losses | $1,258,000 | 1,122 |
| Total noninterest income | $982,000 | 3,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $55,000 | 319 |
| Additional Noninterest Income | $927,000 | 2,145 |
| Total noninterest expense | $4,447,000 | 3,148 |
| Salaries and employee benefits | $2,085,000 | 3,145 |
| Premises and equipment expense | $957,000 | 2,148 |
| Additional noninterest expense | $1,405,000 | 3,692 |
| Pre-tax net operating income | $153,000 | 11,450 |
| Securities gains (losses) | $1,733,000 | 364 |
| Applicable income taxes | $1,051,000 | 2,139 |
| Income before extraordinary items | $835,000 | 5,385 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $835,000 | 5,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $735,000 | 1,389 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-274,120 | 12,737 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,736,000 | 2,567 |
| Total interest expense | $8,210,000 | 2,075 |
| Net interest income | $5,526,000 | 3,311 |
| Provision for loan and lease losses | $404,000 | 3,437 |
| Total noninterest income | $1,074,000 | 3,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-84,000 | 5,267 |
| Additional Noninterest Income | $1,158,000 | 1,807 |
| Total noninterest expense | $4,518,000 | 3,147 |
| Salaries and employee benefits | $1,942,000 | 3,289 |
| Premises and equipment expense | $818,000 | 2,530 |
| Additional noninterest expense | $1,758,000 | 3,122 |
| Pre-tax net operating income | $1,678,000 | 3,656 |
| Securities gains (losses) | $674,000 | 866 |
| Applicable income taxes | $755,000 | 2,755 |
| Income before extraordinary items | $1,597,000 | 2,880 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,597,000 | 2,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 5,248 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,138,680 | 3,711 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.