Home > NewAlliance Bank > Net charge- offs to loans
NewAlliance Bank, Net charge- offs to loans
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1348% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1064% | 3,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0348% | 1,658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1767% | 1,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0855% | 2,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2355% | 879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 2,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3671% | 1,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0718% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7713% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2877% | 4,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2389% | 4,011 |
| Percentage Net Loans Charged-off:Construction & development | 1.2187% | 2,395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3369% | 2,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6742% | 800 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1588% | 3,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0673% | 1,849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1697% | 3,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7411% | 2,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1719% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3312% | 4,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2511% | 3,613 |
| Percentage Net Loans Charged-off:Construction & development | 1.1103% | 2,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4047% | 1,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1734% | 3,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0901% | 1,589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1834% | 3,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1217% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1471% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3231% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2547% | 3,291 |
| Percentage Net Loans Charged-off:Construction & development | 1.6578% | 1,739 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3752% | 1,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1688% | 2,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0645% | 1,356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1814% | 2,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0366% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1870% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2588% | 3,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1949% | 2,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.3773% | 1,747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2906% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1607% | 2,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1003% | 918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1681% | 2,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9198% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3363% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3162% | 4,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2124% | 4,060 |
| Percentage Net Loans Charged-off:Construction & development | 2.0041% | 2,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2566% | 2,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1184% | 3,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0606% | 1,830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1249% | 3,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4827% | 2,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7990% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3454% | 3,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2305% | 3,427 |
| Percentage Net Loans Charged-off:Construction & development | 2.5997% | 1,541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2502% | 1,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1162% | 3,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0808% | 1,517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1201% | 3,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6526% | 1,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4605% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3039% | 3,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2488% | 2,903 |
| Percentage Net Loans Charged-off:Construction & development | 2.6019% | 1,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4058% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 3,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0044% | 1,285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 2,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9438% | 2,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6487% | 3,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2722% | 3,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2483% | 2,252 |
| Percentage Net Loans Charged-off:Construction & development | 4.4450% | 619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2038% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 2,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0691% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5983% | 1,749 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3224% | 7,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 4,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1311% | 3,383 |
| Percentage Net Loans Charged-off:Construction & development | 1.8958% | 1,127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0867% | 1,812 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2636% | 6,254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 3,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1558% | 1,091 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 3,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2628% | 3,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0120% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1165% | 4,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 2,888 |
| Percentage Net Loans Charged-off:Construction & development | 1.3722% | 913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1174% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3472% | 6,241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 3,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1700% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 3,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1430% | 3,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9073% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0588% | 4,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 2,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.8060% | 849 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 7,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 2,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 2,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0628% | 2,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9510% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 4,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 7,852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 1,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 1,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0559% | 7,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5049% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 4,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 3,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.1241% | 1,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1039% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 7,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0103% | 919 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 7,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3474% | 2,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6672% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 4,845 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.1767% | 635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0396% | 8,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 7,655 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 5,958 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 7,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2249% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2242% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 4,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.2677% | 365 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0576% | 8,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 7,703 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 5,963 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 7,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1803% | 1,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1088% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0352% | 8,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1143% | 8,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 7,893 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0272% | 5,975 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 7,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5206% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8154% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 5,175 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 7,673 |
| Percentage Net Loans Charged-off:Construction & development | -0.1705% | 7,818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0540% | 949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 7,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 7,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1811% | 2,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1329% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 7,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 2,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0727% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 7,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 7,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2266% | 7,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8991% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 7,274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 7,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0274% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 7,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 7,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1532% | 7,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4088% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0442% | 7,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 8,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 8,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0272% | 8,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0312% | 8,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3600% | 7,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0688% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 5,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 8,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0283% | 8,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 8,019 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0003% | 5,961 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 8,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4857% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5578% | 3,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 4,574 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 7,967 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0009% | 5,931 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 7,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4761% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4955% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 6,992 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0270% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 8,014 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0007% | 5,870 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 8,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 6,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6265% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0656% | 7,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 8,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9570% | 8,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8285% | 1,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1582% | 3,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0241% | 8,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0802% | 8,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 8,126 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 5,931 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 8,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2670% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7029% | 2,982 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1938% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 2,809 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 8,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1098% | 8,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1904% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6825% | 2,719 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4067% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2231% | 2,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 8,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1797% | 8,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 2,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 1,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1476% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4799% | 3,286 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8619% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7075% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 1,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0151% | 8,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 1,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 1,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.7470% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1959% | 3,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1124% | 4,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0645% | 8,709 |
| Percentage Net Loans Charged-off:Construction & development | -0.0296% | 8,005 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1661% | 8,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0403% | 8,594 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 5,984 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0449% | 8,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2951% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4404% | 4,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 5,211 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0413% | 8,637 |
| Percentage Net Loans Charged-off:Construction & development | -0.0404% | 8,014 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 8,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0514% | 8,647 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 5,925 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0581% | 8,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1335% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4490% | 4,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 3,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 1,959 |
| Percentage Net Loans Charged-off:Construction & development | -0.0628% | 7,997 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2939% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 8,518 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 5,891 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0281% | 8,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1193% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1896% | 5,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1319% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1321% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7272% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0340% | 8,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0380% | 8,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0330% | 2,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3438% | 3,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2038% | 3,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 2,836 |
| Percentage Net Loans Charged-off:Construction & development | 4.3822% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 8,664 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2256% | 6,587 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0548% | 8,849 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4613% | 6,040 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0248% | 8,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2286% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3989% | 4,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1472% | 4,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1716% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 7.2461% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0154% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0546% | 6,632 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0344% | 8,978 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0186% | 5,965 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0354% | 8,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6096% | 8,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7534% | 3,062 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 5,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 1,279 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1043% | 1,396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0644% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4021% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3629% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 6,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2826% | 1,451 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2199% | 1,392 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0944% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0655% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0959% | 294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3193% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4291% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2153% | 3,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1748% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 1.1958% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1856% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7147% | 1,367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2134% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3846% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2040% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7152% | 253 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7595% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9180% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8375% | 22 |
| Percentage Net Loans Charged-off:Construction & development | 0.6037% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8152% | 10 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5817% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5834% | 41 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6272% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5811% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1385% | 41 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0449% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8656% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8256% | 48 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8783% | 35 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6636% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6901% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5728% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6959% | 42 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6346% | 102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3543% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5730% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5321% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9538% | 139 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8754% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3908% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4187% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3896% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1777% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5365% | 60 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8025% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7896% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 4.1758% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8259% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7602% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4746% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7429% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4629% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2948% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0024% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.9572% | 16 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4992% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4699% | 342 |
| Percentage Net Loans Charged-off:Construction & development | 0.4856% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4499% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5355% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1648% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1553% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1652% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1528% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9505% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6881% | 3,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5529% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 1.7827% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9132% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3941% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2712% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8142% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2474% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3280% | 103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3965% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |