Home > New York Private Trust Company > Performance and Condition Ratios
New York Private Trust Company, Performance and Condition Ratios
| 2010-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.7700% | 7,650 |
| Cost of funding earning assets | 0.0206% | 7,731 |
| Net interest margin | 2.7494% | 7,184 |
| Noninterest income to average assets | 6.8370% | 99 |
| Noninterest expense to average assets | 42.3163% | 29 |
| Loan and lease loss provision to assets | 0.0000% | 6,977 |
| Net operating income to assets | -18.4514% | 7,756 |
| Return on assets (ROA) | -18.3231% | 7,756 |
| Pretax return on assets | -32.8540% | 7,759 |
| Return on Equity (ROE) | -20.7586% | 7,239 |
| Retained earnings to average equity (ytd only) | -20.7586% | 7,224 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 456.8898% | 13 |
| Assets per employee ($millions) | 0.9883% | 7,696 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,526 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,384 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,720 |
| Net loans and leases to deposits | 0.0000% | 7,720 |
| Net loans and leases to core deposits | 0.0000% | 7,701 |
| Total domestic deposits to total assets | 7.7913% | 7,737 |
| Equity capital to assets | 85.0246% | 19 |
| Core capital (leverage) ratio | 85.5128% | 17 |
| Tier 1 risk-based capital ratio | 552.1822% | 6 |
| Total risk-based capital ratio | 552.1822% | 6 |
| Memoranda: | ||
| Average total assets | $7,313,000 | 7,747 |
| Average earning assets | $6,449,750 | 7,736 |
| Average equity | $6,455,000 | 6,300 |
| Average total loans | NA | NA |
| 2010-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.7727% | 7,730 |
| Cost of funding earning assets | 0.0298% | 7,797 |
| Net interest margin | 2.7429% | 7,206 |
| Noninterest income to average assets | 8.4356% | 77 |
| Noninterest expense to average assets | 35.6765% | 30 |
| Loan and lease loss provision to assets | 0.0000% | 6,857 |
| Net operating income to assets | -13.8085% | 7,826 |
| Return on assets (ROA) | -13.8085% | 7,826 |
| Pretax return on assets | -24.7694% | 7,826 |
| Return on Equity (ROE) | -15.4680% | 7,158 |
| Retained earnings to average equity (ytd only) | -15.4680% | 7,119 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 327.0936% | 31 |
| Assets per employee ($millions) | 0.8965% | 7,772 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,319 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,438 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,788 |
| Net loans and leases to deposits | 0.0000% | 7,788 |
| Net loans and leases to core deposits | 0.0000% | 7,770 |
| Total domestic deposits to total assets | 7.5153% | 7,805 |
| Equity capital to assets | 88.8873% | 17 |
| Core capital (leverage) ratio | 89.4401% | 13 |
| Tier 1 risk-based capital ratio | 1,019.3861% | 3 |
| Total risk-based capital ratio | 1,019.3861% | 3 |
| Memoranda: | ||
| Average total assets | $7,444,670 | 7,815 |
| Average earning assets | $6,708,330 | 7,803 |
| Average equity | $6,646,000 | 6,256 |
| Average total loans | NA | NA |
| 2010-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.8200% | 7,833 |
| Cost of funding earning assets | 0.0588% | 7,887 |
| Net interest margin | 2.7613% | 7,236 |
| Noninterest income to average assets | 8.9170% | 74 |
| Noninterest expense to average assets | 31.6581% | 32 |
| Loan and lease loss provision to assets | 0.0000% | 6,552 |
| Net operating income to assets | -11.2914% | 7,908 |
| Return on assets (ROA) | -11.2914% | 7,908 |
| Pretax return on assets | -20.2612% | 7,928 |
| Return on Equity (ROE) | -12.6226% | 7,242 |
| Retained earnings to average equity (ytd only) | -12.6226% | 7,106 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 277.7778% | 52 |
| Assets per employee ($millions) | 0.8341% | 7,878 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,514 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,889 |
| Net loans and leases to deposits | 0.0000% | 7,889 |
| Net loans and leases to core deposits | 0.0000% | 7,870 |
| Total domestic deposits to total assets | 7.1800% | 7,907 |
| Equity capital to assets | 88.8770% | 17 |
| Core capital (leverage) ratio | 89.3847% | 12 |
| Tier 1 risk-based capital ratio | 1,694.8718% | 2 |
| Total risk-based capital ratio | 1,694.8718% | 2 |
| Memoranda: | ||
| Average total assets | $7,581,000 | 7,916 |
| Average earning assets | $6,808,500 | 7,905 |
| Average equity | $6,781,500 | 6,262 |
| Average total loans | NA | NA |
| 2009-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.4724% | 7,838 |
| Cost of funding earning assets | 0.0606% | 7,975 |
| Net interest margin | 3.4118% | 5,323 |
| Noninterest income to average assets | 8.6922% | 78 |
| Noninterest expense to average assets | 18.2787% | 51 |
| Loan and lease loss provision to assets | 0.0000% | 7,427 |
| Net operating income to assets | -3.6665% | 7,547 |
| Return on assets (ROA) | -3.6665% | 7,554 |
| Pretax return on assets | -6.5639% | 7,840 |
| Return on Equity (ROE) | -4.2019% | 6,131 |
| Retained earnings to average equity (ytd only) | -4.2019% | 5,899 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 156.0305% | 276 |
| Assets per employee ($millions) | 3.8275% | 4,213 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,015 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,553 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,964 |
| Net loans and leases to deposits | 0.0000% | 7,964 |
| Net loans and leases to core deposits | 0.0000% | 7,957 |
| Total domestic deposits to total assets | 7.0411% | 7,982 |
| Equity capital to assets | 90.0196% | 13 |
| Core capital (leverage) ratio | 90.5520% | 11 |
| Tier 1 risk-based capital ratio | 2,518.0812% | 3 |
| Total risk-based capital ratio | 2,518.0812% | 3 |
| Memoranda: | ||
| Average total assets | $5,591,200 | 8,007 |
| Average earning assets | $4,953,400 | 7,995 |
| Average equity | $4,878,800 | 6,990 |
| Average total loans | NA | NA |
| 2009-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.4742% | 7,936 |
| Cost of funding earning assets | 0.0595% | 8,061 |
| Net interest margin | 3.4147% | 5,200 |
| Noninterest income to average assets | 9.3787% | 77 |
| Noninterest expense to average assets | 16.7343% | 58 |
| Loan and lease loss provision to assets | 0.0000% | 7,284 |
| Net operating income to assets | -2.4168% | 7,449 |
| Return on assets (ROA) | -2.4168% | 7,442 |
| Pretax return on assets | -4.3346% | 7,736 |
| Return on Equity (ROE) | -2.8032% | 6,218 |
| Retained earnings to average equity (ytd only) | -2.8032% | 5,901 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 134.9576% | 423 |
| Assets per employee ($millions) | 7.6620% | 591 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,688 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,619 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,051 |
| Net loans and leases to deposits | 0.0000% | 8,051 |
| Net loans and leases to core deposits | 0.0000% | 8,041 |
| Total domestic deposits to total assets | 7.0347% | 8,070 |
| Equity capital to assets | 91.1772% | 11 |
| Core capital (leverage) ratio | 91.5885% | 10 |
| Tier 1 risk-based capital ratio | 2,866.1157% | 3 |
| Total risk-based capital ratio | 2,866.1157% | 3 |
| Memoranda: | ||
| Average total assets | $5,075,250 | 8,094 |
| Average earning assets | $4,490,250 | 8,081 |
| Average equity | $4,375,750 | 7,223 |
| Average total loans | NA | NA |
| 2009-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.9240% | 7,932 |
| Cost of funding earning assets | 0.0538% | 8,159 |
| Net interest margin | 3.8703% | 3,249 |
| Noninterest income to average assets | 14.4315% | 53 |
| Noninterest expense to average assets | 19.9858% | 59 |
| Loan and lease loss provision to assets | 0.0000% | 7,158 |
| Net operating income to assets | -1.1868% | 7,102 |
| Return on assets (ROA) | -1.1868% | 7,115 |
| Pretax return on assets | -2.1362% | 7,325 |
| Return on Equity (ROE) | -1.4263% | 6,135 |
| Retained earnings to average equity (ytd only) | -1.4263% | 5,597 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 111.9681% | 796 |
| Assets per employee ($millions) | 2.1155% | 7,758 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,532 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,675 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,143 |
| Net loans and leases to deposits | 0.0000% | 8,143 |
| Net loans and leases to core deposits | 0.0000% | 8,133 |
| Total domestic deposits to total assets | 12.7393% | 8,149 |
| Equity capital to assets | 83.8336% | 26 |
| Core capital (leverage) ratio | 84.3893% | 23 |
| Tier 1 risk-based capital ratio | 1,769.1919% | 3 |
| Total risk-based capital ratio | 1,769.1919% | 3 |
| Memoranda: | ||
| Average total assets | $4,213,000 | 8,196 |
| Average earning assets | $3,720,670 | 8,183 |
| Average equity | $3,505,670 | 7,572 |
| Average total loans | NA | NA |
| 2009-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.0577% | 7,966 |
| Cost of funding earning assets | 0.1068% | 8,198 |
| Net interest margin | 3.9509% | 2,847 |
| Noninterest income to average assets | 6.3749% | 109 |
| Noninterest expense to average assets | 21.0276% | 55 |
| Loan and lease loss provision to assets | 0.0000% | 6,744 |
| Net operating income to assets | -6.1846% | 8,099 |
| Return on assets (ROA) | -6.1846% | 8,089 |
| Pretax return on assets | -11.1323% | 8,168 |
| Return on Equity (ROE) | -7.4605% | 7,188 |
| Retained earnings to average equity (ytd only) | -7.4605% | 6,850 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 212.5000% | 166 |
| Assets per employee ($millions) | 2.0880% | 7,815 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,196 |
| Net loans and leases to deposits | 0.0000% | 8,196 |
| Net loans and leases to core deposits | 0.0000% | 8,185 |
| Total domestic deposits to total assets | 12.9071% | 8,200 |
| Equity capital to assets | 83.1418% | 25 |
| Core capital (leverage) ratio | 83.1054% | 25 |
| Tier 1 risk-based capital ratio | 1,990.2299% | 2 |
| Total risk-based capital ratio | 1,990.2299% | 2 |
| Memoranda: | ||
| Average total assets | $4,204,000 | 8,247 |
| Average earning assets | $3,746,000 | 8,234 |
| Average equity | $3,485,000 | 7,629 |
| Average total loans | NA | NA |
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.8358% | 7,934 |
| Cost of funding earning assets | 0.2155% | 8,238 |
| Net interest margin | 4.6203% | 1,126 |
| Noninterest income to average assets | 1.5557% | 579 |
| Noninterest expense to average assets | 23.9045% | 44 |
| Loan and lease loss provision to assets | 0.0000% | 7,334 |
| Net operating income to assets | -16.3672% | 8,296 |
| Return on assets (ROA) | -16.3672% | 8,296 |
| Pretax return on assets | -18.1201% | 8,297 |
| Return on Equity (ROE) | -19.0105% | 7,737 |
| Retained earnings to average equity (ytd only) | -19.0105% | 7,653 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 413.2576% | 66 |
| Assets per employee ($millions) | 2.1160% | 7,807 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,825 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,249 |
| Net loans and leases to deposits | 0.0000% | 8,249 |
| Net loans and leases to core deposits | 0.0000% | 8,238 |
| Total domestic deposits to total assets | 12.7127% | 8,257 |
| Equity capital to assets | 82.6560% | 27 |
| Core capital (leverage) ratio | 82.7780% | 27 |
| Tier 1 risk-based capital ratio | 2,502.1277% | 3 |
| Total risk-based capital ratio | 2,502.1277% | 3 |
| Memoranda: | ||
| Average total assets | $4,564,000 | 8,302 |
| Average earning assets | $4,177,200 | 8,287 |
| Average equity | $3,929,400 | 7,540 |
| Average total loans | NA | NA |