Home > New York National Bank > Assets and Liabilities
New York National Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 30 | 4,580 |
| Assets and Liabilities | ||
| Total Assets: | $135,398,000 | 4,303 |
| Cash and due from depository institutions | $14,319,000 | 4,580 |
| Interest-bearing balances | $12,372,000 | 2,002 |
| Securities | $17,614,000 | 4,676 |
| Federal funds sold & reverse repurchase agreements | $25,380,000 | 296 |
| Net loans & leases | $64,081,000 | 5,097 |
| Loan loss allowance | $1,882,000 | 3,364 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,062,000 | 1,577 |
| Other real estate owned | $237,000 | 4,580 |
| Goodwill and other intangibles | $2,274,000 | 1,177 |
| All other assets | $3,431,000 | 4,298 |
| Life insurance assets | $385,000 | 3,425 |
| Total liabilities and capital | $135,398,000 | 4,303 |
| Total liabilities | $122,051,000 | 4,266 |
| Total deposits | $118,265,000 | 4,144 |
| Interest-bearing deposits | $73,388,000 | 5,060 |
| Deposits held in domestic offices | $118,265,000 | 4,142 |
| % insured | 69.49% | 7,334 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $1,300,000 | 4,736 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,486,000 | 1,790 |
| Total equity capital | $13,347,000 | 4,384 |
| Total bank equity capital | $13,347,000 | 4,384 |
| Perpetual preferred stock | $885,000 | 176 |
| Common stock | $3,383,000 | 1,330 |
| Surplus | $10,736,000 | 2,559 |
| Undivided profits | $-1,657,000 | 6,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,110,000 | 1,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $924,000 | 3,612 |
| Earning assets | $119,447,000 | 4,402 |
| Long-term assets (5+ years) | $19,704,000 | 4,195 |
| Average Assets, year-to-date | $142,292,200 | 4,074 |
| Average Assets, quarterly | $134,660,500 | 4,297 |
| Volatile liabilities | $25,160,000 | 4,377 |
| Insider loans | $1,277,000 | 3,857 |
| FHLB advances | $1,300,000 | 4,576 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $3,660,000 | 5,962 |
| Tier 1 (core) risk-based capital | $10,765,000 | 4,908 |
| Tier 2 risk-based capital | $1,001,000 | 4,317 |
| Total risk weighted assets | $80,047,000 | 4,700 |
| Total unused commitments | $3,660,000 | 5,963 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 30 | 4,622 |
| Assets and Liabilities | ||
| Total Assets: | $133,923,000 | 4,342 |
| Cash and due from depository institutions | $3,285,000 | 4,622 |
| Interest-bearing balances | $1,373,000 | 4,695 |
| Securities | $20,549,000 | 4,376 |
| Federal funds sold & reverse repurchase agreements | $17,706,000 | 511 |
| Net loans & leases | $78,551,000 | 4,616 |
| Loan loss allowance | $1,741,000 | 3,453 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,132,000 | 1,575 |
| Other real estate owned | $398,000 | 4,622 |
| Goodwill and other intangibles | $2,381,000 | 1,209 |
| All other assets | $2,921,000 | 4,290 |
| Life insurance assets | $386,000 | 3,432 |
| Total liabilities and capital | $133,923,000 | 4,342 |
| Total liabilities | $122,123,000 | 4,273 |
| Total deposits | $118,111,000 | 4,132 |
| Interest-bearing deposits | $77,788,000 | 4,890 |
| Deposits held in domestic offices | $118,111,000 | 4,130 |
| % insured | 67.12% | 7,551 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $1,300,000 | 4,858 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,712,000 | 1,829 |
| Total equity capital | $11,800,000 | 4,871 |
| Total bank equity capital | $11,800,000 | 4,871 |
| Perpetual preferred stock | $885,000 | 173 |
| Common stock | $3,383,000 | 1,356 |
| Surplus | $9,239,000 | 2,850 |
| Undivided profits | $-1,707,000 | 7,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,379,000 | 2,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $932,000 | 3,791 |
| Earning assets | $118,179,000 | 4,434 |
| Long-term assets (5+ years) | $23,518,000 | 3,843 |
| Average Assets, year-to-date | $144,015,750 | 4,070 |
| Average Assets, quarterly | $137,072,500 | 4,241 |
| Volatile liabilities | $26,167,000 | 4,340 |
| Insider loans | $1,310,000 | 3,818 |
| FHLB advances | $1,300,000 | 4,685 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $4,479,000 | 5,764 |
| Tier 1 (core) risk-based capital | $9,009,000 | 5,519 |
| Tier 2 risk-based capital | $1,186,000 | 3,890 |
| Total risk weighted assets | $94,344,000 | 4,294 |
| Total unused commitments | $4,479,000 | 5,764 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 31 | 4,585 |
| Assets and Liabilities | ||
| Total Assets: | $140,222,000 | 4,206 |
| Cash and due from depository institutions | $3,087,000 | 4,585 |
| Interest-bearing balances | $349,000 | 5,570 |
| Securities | $31,323,000 | 3,348 |
| Federal funds sold & reverse repurchase agreements | $9,252,000 | 1,112 |
| Net loans & leases | $81,741,000 | 4,518 |
| Loan loss allowance | $1,885,000 | 3,191 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,289,000 | 1,563 |
| Other real estate owned | $315,000 | 4,585 |
| Goodwill and other intangibles | $2,459,000 | 1,214 |
| All other assets | $3,756,000 | 3,738 |
| Life insurance assets | $385,000 | 3,468 |
| Total liabilities and capital | $140,222,000 | 4,206 |
| Total liabilities | $128,655,000 | 4,141 |
| Total deposits | $123,812,000 | 3,999 |
| Interest-bearing deposits | $81,541,000 | 4,745 |
| Deposits held in domestic offices | $123,812,000 | 3,997 |
| % insured | 49.60% | 7,754 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $1,300,000 | 4,904 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,543,000 | 1,541 |
| Total equity capital | $11,567,000 | 4,911 |
| Total bank equity capital | $11,567,000 | 4,911 |
| Perpetual preferred stock | $885,000 | 171 |
| Common stock | $3,383,000 | 1,374 |
| Surplus | $9,241,000 | 2,855 |
| Undivided profits | $-1,942,000 | 7,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,255,000 | 2,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,005,000 | 3,451 |
| Earning assets | $122,665,000 | 4,348 |
| Long-term assets (5+ years) | $24,638,000 | 3,719 |
| Average Assets, year-to-date | $147,380,000 | 4,042 |
| Average Assets, quarterly | $148,612,000 | 4,050 |
| Volatile liabilities | $32,842,000 | 3,740 |
| Insider loans | $1,301,000 | 3,870 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,048,000 | 6,493 |
| Tier 1 (core) risk-based capital | $8,851,000 | 5,605 |
| Tier 2 risk-based capital | $1,222,000 | 3,778 |
| Total risk weighted assets | $97,036,000 | 4,234 |
| Total unused commitments | $3,048,000 | 6,495 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 42 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $157,002,000 | 3,926 |
| Cash and due from depository institutions | $4,740,000 | 3,715 |
| Interest-bearing balances | $654,000 | 4,759 |
| Securities | $39,287,000 | 2,825 |
| Federal funds sold & reverse repurchase agreements | $26,746,000 | 417 |
| Net loans & leases | $72,248,000 | 4,872 |
| Loan loss allowance | $1,593,000 | 3,522 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,832,000 | 1,476 |
| Other real estate owned | $0 | 3,715 |
| Goodwill and other intangibles | $2,536,000 | 1,208 |
| All other assets | $2,613,000 | 4,537 |
| Life insurance assets | $292,000 | 3,584 |
| Total liabilities and capital | $157,002,000 | 3,926 |
| Total liabilities | $144,919,000 | 3,841 |
| Total deposits | $141,126,000 | 3,631 |
| Interest-bearing deposits | $88,438,000 | 4,506 |
| Deposits held in domestic offices | $141,126,000 | 3,629 |
| % insured | 48.90% | 7,826 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $1,300,000 | 4,981 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,493,000 | 1,967 |
| Total equity capital | $12,083,000 | 4,827 |
| Total bank equity capital | $12,083,000 | 4,826 |
| Perpetual preferred stock | $885,000 | 149 |
| Common stock | $3,383,000 | 1,381 |
| Surplus | $9,237,000 | 2,839 |
| Undivided profits | $-1,422,000 | 7,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,298,000 | 2,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $918,000 | 3,713 |
| Earning assets | $138,935,000 | 4,017 |
| Long-term assets (5+ years) | $23,647,000 | 3,764 |
| Average Assets, year-to-date | $150,959,000 | 3,995 |
| Average Assets, quarterly | $150,959,000 | 3,995 |
| Volatile liabilities | $30,938,000 | 3,916 |
| Insider loans | $1,321,000 | 3,863 |
| FHLB advances | $1,300,000 | 4,816 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $4,921,000 | 5,858 |
| Tier 1 (core) risk-based capital | $9,210,000 | 5,522 |
| Tier 2 risk-based capital | $1,140,000 | 3,931 |
| Total risk weighted assets | $91,654,000 | 4,401 |
| Total unused commitments | $4,921,000 | 5,861 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 44 | 3,617 |
| Assets and Liabilities | ||
| Total Assets: | $144,916,000 | 4,090 |
| Cash and due from depository institutions | $3,538,000 | 3,617 |
| Interest-bearing balances | $675,000 | 4,110 |
| Securities | $41,073,000 | 2,708 |
| Federal funds sold & reverse repurchase agreements | $13,651,000 | 694 |
| Net loans & leases | $72,560,000 | 4,887 |
| Loan loss allowance | $1,522,000 | 3,557 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,512,000 | 1,528 |
| Other real estate owned | $315,000 | 3,617 |
| Goodwill and other intangibles | $2,624,000 | 1,206 |
| All other assets | $2,643,000 | 4,567 |
| Life insurance assets | $292,000 | 3,598 |
| Total liabilities and capital | $144,916,000 | 4,090 |
| Total liabilities | $132,712,000 | 4,032 |
| Total deposits | $128,916,000 | 3,819 |
| Interest-bearing deposits | $90,140,000 | 4,376 |
| Deposits held in domestic offices | $128,916,000 | 3,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $1,300,000 | 5,195 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,496,000 | 1,927 |
| Total equity capital | $12,204,000 | 4,796 |
| Total bank equity capital | $12,204,000 | 4,796 |
| Perpetual preferred stock | $885,000 | 100 |
| Common stock | $3,383,000 | 1,377 |
| Surplus | $9,237,000 | 2,817 |
| Undivided profits | $-1,301,000 | 7,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,316,000 | 3,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $957,000 | 3,811 |
| Earning assets | $127,959,000 | 4,190 |
| Long-term assets (5+ years) | $23,284,000 | 3,740 |
| Average Assets, year-to-date | $142,592,800 | 4,032 |
| Average Assets, quarterly | $144,254,000 | 4,076 |
| Volatile liabilities | $41,704,000 | 3,123 |
| Insider loans | $1,006,000 | 4,409 |
| FHLB advances | $1,300,000 | 5,025 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $5,814,000 | 5,566 |
| Tier 1 (core) risk-based capital | $9,405,000 | 5,473 |
| Tier 2 risk-based capital | $1,164,000 | 3,855 |
| Total risk weighted assets | $92,827,000 | 4,369 |
| Total unused commitments | $5,814,000 | 5,568 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 49 | 3,361 |
| Assets and Liabilities | ||
| Total Assets: | $143,592,000 | 4,100 |
| Cash and due from depository institutions | $4,582,000 | 3,361 |
| Interest-bearing balances | $265,000 | 4,231 |
| Securities | $41,114,000 | 2,662 |
| Federal funds sold & reverse repurchase agreements | $13,299,000 | 891 |
| Net loans & leases | $70,578,000 | 4,956 |
| Loan loss allowance | $1,280,000 | 3,784 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,553,000 | 1,521 |
| Other real estate owned | $0 | 3,361 |
| Goodwill and other intangibles | $2,702,000 | 1,240 |
| All other assets | $2,764,000 | 4,503 |
| Life insurance assets | $292,000 | 3,622 |
| Total liabilities and capital | $143,592,000 | 4,100 |
| Total liabilities | $131,212,000 | 4,035 |
| Total deposits | $127,559,000 | 3,794 |
| Interest-bearing deposits | $89,039,000 | 4,400 |
| Deposits held in domestic offices | $127,559,000 | 3,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $1,300,000 | 5,178 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,353,000 | 2,035 |
| Total equity capital | $12,380,000 | 4,781 |
| Total bank equity capital | $12,380,000 | 4,781 |
| Perpetual preferred stock | $885,000 | 71 |
| Common stock | $3,383,000 | 1,388 |
| Surplus | $9,237,000 | 2,806 |
| Undivided profits | $-1,125,000 | 7,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,597,000 | 3,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $854,000 | 4,357 |
| Earning assets | $125,256,000 | 4,233 |
| Long-term assets (5+ years) | $20,817,000 | 3,899 |
| Average Assets, year-to-date | $142,012,000 | 4,056 |
| Average Assets, quarterly | $142,061,000 | 4,107 |
| Volatile liabilities | $39,769,000 | 3,138 |
| Insider loans | $1,081,000 | 4,291 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $6,778,000 | 5,421 |
| Tier 1 (core) risk-based capital | $9,743,000 | 5,462 |
| Tier 2 risk-based capital | $1,152,000 | 3,816 |
| Total risk weighted assets | $92,032,000 | 4,406 |
| Total unused commitments | $6,778,000 | 5,423 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 45 | 3,630 |
| Assets and Liabilities | ||
| Total Assets: | $140,530,000 | 4,158 |
| Cash and due from depository institutions | $4,788,000 | 3,630 |
| Interest-bearing balances | $284,000 | 4,064 |
| Securities | $36,447,000 | 2,976 |
| Federal funds sold & reverse repurchase agreements | $17,037,000 | 668 |
| Net loans & leases | $67,736,000 | 5,034 |
| Loan loss allowance | $1,127,000 | 4,024 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,532,000 | 1,505 |
| Other real estate owned | $0 | 3,630 |
| Goodwill and other intangibles | $2,780,000 | 1,237 |
| All other assets | $3,210,000 | 4,132 |
| Life insurance assets | $292,000 | 3,649 |
| Total liabilities and capital | $140,530,000 | 4,158 |
| Total liabilities | $128,095,000 | 4,108 |
| Total deposits | $123,831,000 | 3,901 |
| Interest-bearing deposits | $85,389,000 | 4,492 |
| Deposits held in domestic offices | $123,831,000 | 3,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $1,300,000 | 5,093 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,964,000 | 1,723 |
| Total equity capital | $12,435,000 | 4,771 |
| Total bank equity capital | $12,435,000 | 4,771 |
| Perpetual preferred stock | $885,000 | 69 |
| Common stock | $3,383,000 | 1,389 |
| Surplus | $9,236,000 | 2,800 |
| Undivided profits | $-1,069,000 | 7,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,917,000 | 2,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $726,000 | 4,753 |
| Earning assets | $121,504,000 | 4,324 |
| Long-term assets (5+ years) | $22,882,000 | 3,691 |
| Average Assets, year-to-date | $141,485,330 | 4,111 |
| Average Assets, quarterly | $142,065,500 | 4,116 |
| Volatile liabilities | $40,738,000 | 3,102 |
| Insider loans | $1,015,000 | 4,400 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $6,518,000 | 5,580 |
| Tier 1 (core) risk-based capital | $9,647,000 | 5,519 |
| Tier 2 risk-based capital | $1,127,000 | 3,818 |
| Total risk weighted assets | $90,192,000 | 4,448 |
| Total unused commitments | $6,518,000 | 5,581 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 44 | 3,700 |
| Assets and Liabilities | ||
| Total Assets: | $143,601,000 | 4,115 |
| Cash and due from depository institutions | $3,521,000 | 3,700 |
| Interest-bearing balances | $995,000 | 3,048 |
| Securities | $36,959,000 | 2,941 |
| Federal funds sold & reverse repurchase agreements | $27,114,000 | 543 |
| Net loans & leases | $62,031,000 | 5,199 |
| Loan loss allowance | $917,000 | 4,507 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,660,000 | 1,475 |
| Other real estate owned | $0 | 3,700 |
| Goodwill and other intangibles | $2,857,000 | 1,225 |
| All other assets | $2,459,000 | 4,642 |
| Life insurance assets | $292,000 | 3,663 |
| Total liabilities and capital | $143,601,000 | 4,115 |
| Total liabilities | $130,526,000 | 4,054 |
| Total deposits | $126,701,000 | 3,840 |
| Interest-bearing deposits | $93,982,000 | 4,221 |
| Deposits held in domestic offices | $126,701,000 | 3,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $1,300,000 | 4,869 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,525,000 | 2,057 |
| Total equity capital | $13,075,000 | 4,691 |
| Total bank equity capital | $13,075,000 | 4,691 |
| Perpetual preferred stock | $885,000 | 69 |
| Common stock | $3,383,000 | 1,386 |
| Surplus | $9,235,000 | 2,778 |
| Undivided profits | $-428,000 | 7,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,869,000 | 2,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $640,000 | 5,117 |
| Earning assets | $127,099,000 | 4,205 |
| Long-term assets (5+ years) | $22,233,000 | 3,665 |
| Average Assets, year-to-date | $141,963,000 | 4,098 |
| Average Assets, quarterly | $141,963,000 | 4,098 |
| Volatile liabilities | $41,277,000 | 3,041 |
| Insider loans | $988,000 | 4,380 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $8,294,000 | 5,199 |
| Tier 1 (core) risk-based capital | $9,909,000 | 5,423 |
| Tier 2 risk-based capital | $917,000 | 4,297 |
| Total risk weighted assets | $85,983,000 | 4,531 |
| Total unused commitments | $8,294,000 | 5,200 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 46 | 3,581 |
| Assets and Liabilities | ||
| Total Assets: | $140,325,000 | 4,124 |
| Cash and due from depository institutions | $3,950,000 | 3,581 |
| Interest-bearing balances | $995,000 | 2,573 |
| Securities | $41,572,000 | 2,679 |
| Federal funds sold & reverse repurchase agreements | $17,438,000 | 738 |
| Net loans & leases | $62,053,000 | 5,191 |
| Loan loss allowance | $1,260,000 | 3,639 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,440,000 | 1,522 |
| Other real estate owned | $0 | 3,581 |
| Goodwill and other intangibles | $2,935,000 | 1,206 |
| All other assets | $3,937,000 | 3,585 |
| Life insurance assets | $292,000 | 3,664 |
| Total liabilities and capital | $140,325,000 | 4,124 |
| Total liabilities | $127,353,000 | 4,056 |
| Total deposits | $122,829,000 | 3,884 |
| Interest-bearing deposits | $89,915,000 | 4,298 |
| Deposits held in domestic offices | $122,829,000 | 3,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,300,000 | 4,753 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,224,000 | 1,691 |
| Total equity capital | $12,972,000 | 4,653 |
| Total bank equity capital | $12,972,000 | 4,653 |
| Perpetual preferred stock | $885,000 | 73 |
| Common stock | $3,383,000 | 1,375 |
| Surplus | $9,234,000 | 2,746 |
| Undivided profits | $-530,000 | 7,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,034,000 | 1,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $742,000 | 4,923 |
| Earning assets | $122,058,000 | 4,261 |
| Long-term assets (5+ years) | $25,305,000 | 3,215 |
| Average Assets, year-to-date | $141,976,600 | 3,964 |
| Average Assets, quarterly | $140,639,500 | 4,073 |
| Volatile liabilities | $39,644,000 | 3,110 |
| Insider loans | $1,222,000 | 3,996 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $14,904,000 | 3,975 |
| Tier 1 (core) risk-based capital | $9,943,000 | 5,389 |
| Tier 2 risk-based capital | $1,067,000 | 3,886 |
| Total risk weighted assets | $85,171,000 | 4,535 |
| Total unused commitments | $14,904,000 | 3,977 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 48 | 3,455 |
| Assets and Liabilities | ||
| Total Assets: | $140,954,000 | 4,060 |
| Cash and due from depository institutions | $3,702,000 | 3,455 |
| Interest-bearing balances | $995,000 | 2,427 |
| Securities | $48,066,000 | 2,371 |
| Federal funds sold & reverse repurchase agreements | $17,161,000 | 819 |
| Net loans & leases | $58,231,000 | 5,311 |
| Loan loss allowance | $1,192,000 | 3,733 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,118,000 | 1,552 |
| Other real estate owned | $0 | 3,455 |
| Goodwill and other intangibles | $3,105,000 | 1,160 |
| All other assets | $2,571,000 | 4,667 |
| Life insurance assets | $292,000 | 3,638 |
| Total liabilities and capital | $140,954,000 | 4,060 |
| Total liabilities | $128,223,000 | 3,999 |
| Total deposits | $124,918,000 | 3,820 |
| Interest-bearing deposits | $88,291,000 | 4,330 |
| Deposits held in domestic offices | $124,918,000 | 3,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,300,000 | 4,707 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,005,000 | 2,472 |
| Total equity capital | $12,731,000 | 4,668 |
| Total bank equity capital | $12,731,000 | 4,668 |
| Perpetual preferred stock | $885,000 | 72 |
| Common stock | $3,383,000 | 1,352 |
| Surplus | $9,223,000 | 2,690 |
| Undivided profits | $-760,000 | 7,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,375,000 | 1,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $943,000 | 4,441 |
| Earning assets | $124,453,000 | 4,170 |
| Long-term assets (5+ years) | $25,098,000 | 3,109 |
| Average Assets, year-to-date | $142,389,500 | 3,957 |
| Average Assets, quarterly | $142,304,000 | 4,009 |
| Volatile liabilities | $40,005,000 | 3,060 |
| Insider loans | $997,000 | 4,311 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $10,055,000 | 4,771 |
| Tier 1 (core) risk-based capital | $9,664,000 | 5,472 |
| Tier 2 risk-based capital | $1,012,000 | 3,972 |
| Total risk weighted assets | $81,999,000 | 4,584 |
| Total unused commitments | $10,055,000 | 4,771 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 49 | 3,430 |
| Assets and Liabilities | ||
| Total Assets: | $143,654,000 | 4,007 |
| Cash and due from depository institutions | $4,981,000 | 3,430 |
| Interest-bearing balances | $995,000 | 2,474 |
| Securities | $49,977,000 | 2,299 |
| Federal funds sold & reverse repurchase agreements | $17,454,000 | 878 |
| Net loans & leases | $57,644,000 | 5,341 |
| Loan loss allowance | $1,512,000 | 3,144 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,171,000 | 1,534 |
| Other real estate owned | $0 | 3,430 |
| Goodwill and other intangibles | $3,180,000 | 1,150 |
| All other assets | $2,247,000 | 4,967 |
| Life insurance assets | $292,000 | 3,652 |
| Total liabilities and capital | $143,654,000 | 4,007 |
| Total liabilities | $131,078,000 | 3,929 |
| Total deposits | $127,493,000 | 3,770 |
| Interest-bearing deposits | $92,436,000 | 4,206 |
| Deposits held in domestic offices | $127,493,000 | 3,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,300,000 | 4,650 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,285,000 | 2,107 |
| Total equity capital | $12,576,000 | 4,652 |
| Total bank equity capital | $12,576,000 | 4,652 |
| Perpetual preferred stock | $885,000 | 75 |
| Common stock | $3,383,000 | 1,342 |
| Surplus | $9,224,000 | 2,677 |
| Undivided profits | $-916,000 | 8,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,391,000 | 1,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $867,000 | 4,430 |
| Earning assets | $126,070,000 | 4,112 |
| Long-term assets (5+ years) | $24,062,000 | 3,136 |
| Average Assets, year-to-date | $142,868,000 | 3,966 |
| Average Assets, quarterly | $142,387,000 | 4,005 |
| Volatile liabilities | $39,494,000 | 3,045 |
| Insider loans | $999,000 | 4,332 |
| FHLB advances | $1,300,000 | 4,470 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $12,357,000 | 4,382 |
| Tier 1 (core) risk-based capital | $9,646,000 | 5,471 |
| Tier 2 risk-based capital | $988,000 | 4,021 |
| Total risk weighted assets | $81,537,000 | 4,580 |
| Total unused commitments | $12,357,000 | 4,383 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 42 | 3,850 |
| Assets and Liabilities | ||
| Total Assets: | $141,120,000 | 4,055 |
| Cash and due from depository institutions | $4,485,000 | 3,850 |
| Interest-bearing balances | $995,000 | 2,551 |
| Securities | $51,537,000 | 2,245 |
| Federal funds sold & reverse repurchase agreements | $19,366,000 | 1,005 |
| Net loans & leases | $52,036,000 | 5,576 |
| Loan loss allowance | $1,468,000 | 3,212 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,212,000 | 1,507 |
| Other real estate owned | $0 | 3,850 |
| Goodwill and other intangibles | $3,255,000 | 1,122 |
| All other assets | $2,229,000 | 4,862 |
| Life insurance assets | $292,000 | 3,654 |
| Total liabilities and capital | $141,120,000 | 4,055 |
| Total liabilities | $128,271,000 | 3,992 |
| Total deposits | $124,812,000 | 3,831 |
| Interest-bearing deposits | $84,721,000 | 4,455 |
| Deposits held in domestic offices | $124,812,000 | 3,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,300,000 | 4,620 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,159,000 | 2,278 |
| Total equity capital | $12,849,000 | 4,587 |
| Total bank equity capital | $12,849,000 | 4,587 |
| Perpetual preferred stock | $885,000 | 75 |
| Common stock | $3,383,000 | 1,326 |
| Surplus | $9,223,000 | 2,637 |
| Undivided profits | $-642,000 | 8,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,303,000 | 1,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $823,000 | 4,467 |
| Earning assets | $123,934,000 | 4,189 |
| Long-term assets (5+ years) | $21,583,000 | 3,269 |
| Average Assets, year-to-date | $142,475,000 | 4,005 |
| Average Assets, quarterly | $142,475,000 | 4,005 |
| Volatile liabilities | $40,715,000 | 2,922 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $1,300,000 | 4,449 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $10,173,000 | 4,779 |
| Tier 1 (core) risk-based capital | $9,640,000 | 5,443 |
| Tier 2 risk-based capital | $959,000 | 4,112 |
| Total risk weighted assets | $76,606,000 | 4,719 |
| Total unused commitments | $10,173,000 | 4,779 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 40 | 4,025 |
| Assets and Liabilities | ||
| Total Assets: | $143,830,000 | 3,985 |
| Cash and due from depository institutions | $5,905,000 | 4,025 |
| Interest-bearing balances | $995,000 | 2,506 |
| Securities | $52,141,000 | 2,246 |
| Federal funds sold & reverse repurchase agreements | $19,386,000 | 841 |
| Net loans & leases | $52,960,000 | 5,507 |
| Loan loss allowance | $1,448,000 | 3,215 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,146,000 | 1,488 |
| Other real estate owned | $0 | 4,025 |
| Goodwill and other intangibles | $3,330,000 | 1,090 |
| All other assets | $1,962,000 | 5,232 |
| Life insurance assets | $292,000 | 3,637 |
| Total liabilities and capital | $143,830,000 | 3,985 |
| Total liabilities | $130,981,000 | 3,925 |
| Total deposits | $127,424,000 | 3,759 |
| Interest-bearing deposits | $89,774,000 | 4,239 |
| Deposits held in domestic offices | $127,424,000 | 3,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,300,000 | 4,762 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,257,000 | 2,174 |
| Total equity capital | $12,849,000 | 4,532 |
| Total bank equity capital | $12,849,000 | 4,532 |
| Perpetual preferred stock | $885,000 | 76 |
| Common stock | $3,383,000 | 1,315 |
| Surplus | $9,223,000 | 2,591 |
| Undivided profits | $-642,000 | 8,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,300,000 | 1,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $801,000 | 4,697 |
| Earning assets | $125,482,000 | 4,120 |
| Long-term assets (5+ years) | $21,717,000 | 3,229 |
| Average Assets, year-to-date | $134,125,400 | 4,049 |
| Average Assets, quarterly | $140,992,500 | 3,994 |
| Volatile liabilities | $38,595,000 | 3,186 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $1,300,000 | 4,579 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $0 | 8,445 |
| Tier 1 (core) risk-based capital | $9,602,000 | 5,408 |
| Tier 2 risk-based capital | $972,000 | 4,047 |
| Total risk weighted assets | $76,510,000 | 4,699 |
| Total unused commitments | $0 | 8,445 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $138,155,000 | 4,059 |
| Cash and due from depository institutions | $4,419,000 | 3,794 |
| Interest-bearing balances | $995,000 | 2,436 |
| Securities | $38,267,000 | 2,935 |
| Federal funds sold & reverse repurchase agreements | $27,775,000 | 479 |
| Net loans & leases | $54,010,000 | 5,480 |
| Loan loss allowance | $1,469,000 | 3,184 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,140,000 | 1,460 |
| Other real estate owned | $0 | 3,794 |
| Goodwill and other intangibles | $3,332,000 | 1,082 |
| All other assets | $2,212,000 | 4,981 |
| Life insurance assets | $292,000 | 3,613 |
| Total liabilities and capital | $138,155,000 | 4,059 |
| Total liabilities | $125,052,000 | 4,007 |
| Total deposits | $121,702,000 | 3,829 |
| Interest-bearing deposits | $89,090,000 | 4,202 |
| Deposits held in domestic offices | $121,702,000 | 3,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,300,000 | 4,970 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,050,000 | 2,296 |
| Total equity capital | $13,103,000 | 4,453 |
| Total bank equity capital | $13,103,000 | 4,453 |
| Perpetual preferred stock | $885,000 | 81 |
| Common stock | $3,383,000 | 1,304 |
| Surplus | $9,223,000 | 2,559 |
| Undivided profits | $-388,000 | 8,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,805,000 | 1,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $726,000 | 5,047 |
| Earning assets | $121,047,000 | 4,191 |
| Long-term assets (5+ years) | $32,483,000 | 2,493 |
| Average Assets, year-to-date | $131,699,250 | 4,112 |
| Average Assets, quarterly | $132,696,000 | 4,141 |
| Volatile liabilities | $38,908,000 | 3,152 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $1,300,000 | 4,759 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $11,321,000 | 4,505 |
| Tier 1 (core) risk-based capital | $9,799,000 | 5,336 |
| Tier 2 risk-based capital | $959,000 | 4,099 |
| Total risk weighted assets | $76,182,000 | 4,706 |
| Total unused commitments | $11,321,000 | 4,506 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 69 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $127,237,000 | 4,272 |
| Cash and due from depository institutions | $5,104,000 | 2,566 |
| Interest-bearing balances | $995,000 | 2,459 |
| Securities | $38,349,000 | 2,921 |
| Federal funds sold & reverse repurchase agreements | $15,300,000 | 815 |
| Net loans & leases | $53,792,000 | 5,471 |
| Loan loss allowance | $1,474,000 | 3,165 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,243,000 | 1,418 |
| Other real estate owned | $0 | 2,566 |
| Goodwill and other intangibles | $3,407,000 | 1,058 |
| All other assets | $3,042,000 | 4,151 |
| Life insurance assets | $292,000 | 3,591 |
| Total liabilities and capital | $127,237,000 | 4,272 |
| Total liabilities | $114,477,000 | 4,248 |
| Total deposits | $111,029,000 | 4,064 |
| Interest-bearing deposits | $82,411,000 | 4,416 |
| Deposits held in domestic offices | $111,029,000 | 4,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,300,000 | 4,960 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,148,000 | 2,039 |
| Total equity capital | $12,760,000 | 4,419 |
| Total bank equity capital | $12,760,000 | 4,419 |
| Perpetual preferred stock | $885,000 | 82 |
| Common stock | $3,383,000 | 1,293 |
| Surplus | $9,223,000 | 2,506 |
| Undivided profits | $-731,000 | 8,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,517,000 | 1,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $721,000 | 4,674 |
| Earning assets | $108,436,000 | 4,480 |
| Long-term assets (5+ years) | $28,555,000 | 2,686 |
| Average Assets, year-to-date | $129,547,330 | 4,165 |
| Average Assets, quarterly | $130,233,000 | 4,175 |
| Volatile liabilities | $27,233,000 | 3,891 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $1,300,000 | 4,757 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $11,738,000 | 4,442 |
| Tier 1 (core) risk-based capital | $9,640,000 | 5,313 |
| Tier 2 risk-based capital | $932,000 | 4,148 |
| Total risk weighted assets | $74,021,000 | 4,767 |
| Total unused commitments | $11,738,000 | 4,442 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 67 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $133,229,000 | 4,126 |
| Cash and due from depository institutions | $7,968,000 | 2,619 |
| Interest-bearing balances | $1,615,000 | 2,105 |
| Securities | $36,616,000 | 3,061 |
| Federal funds sold & reverse repurchase agreements | $18,200,000 | 809 |
| Net loans & leases | $56,288,000 | 5,274 |
| Loan loss allowance | $1,467,000 | 3,132 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,479,000 | 1,332 |
| Other real estate owned | $0 | 2,619 |
| Goodwill and other intangibles | $3,482,000 | 1,023 |
| All other assets | $2,196,000 | 4,838 |
| Life insurance assets | $292,000 | 3,553 |
| Total liabilities and capital | $133,229,000 | 4,126 |
| Total liabilities | $120,116,000 | 4,082 |
| Total deposits | $116,423,000 | 3,920 |
| Interest-bearing deposits | $82,849,000 | 4,395 |
| Deposits held in domestic offices | $116,423,000 | 3,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,300,000 | 4,879 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,393,000 | 1,914 |
| Total equity capital | $13,113,000 | 4,280 |
| Total bank equity capital | $13,113,000 | 4,280 |
| Perpetual preferred stock | $1,769,000 | 66 |
| Common stock | $3,383,000 | 1,283 |
| Surplus | $8,338,000 | 2,636 |
| Undivided profits | $-377,000 | 8,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,069,000 | 860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $236,000 | 519 |
| Income earned, not collected on loans | $519,000 | 5,583 |
| Earning assets | $112,719,000 | 4,375 |
| Long-term assets (5+ years) | $39,930,000 | 2,100 |
| Average Assets, year-to-date | $130,702,500 | 4,147 |
| Average Assets, quarterly | $130,702,500 | 4,147 |
| Volatile liabilities | $33,773,000 | 3,273 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $1,300,000 | 4,706 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $10,009,000 | 4,783 |
| Tier 1 (core) risk-based capital | $9,719,000 | 5,215 |
| Tier 2 risk-based capital | $948,000 | 4,070 |
| Total risk weighted assets | $75,304,000 | 4,642 |
| Total unused commitments | $10,009,000 | 4,783 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 67 | 2,615 |
| Assets and Liabilities | ||
| Total Assets: | $128,176,000 | 4,221 |
| Cash and due from depository institutions | $6,534,000 | 2,615 |
| Interest-bearing balances | $865,000 | 2,805 |
| Securities | $35,231,000 | 3,134 |
| Federal funds sold & reverse repurchase agreements | $19,200,000 | 683 |
| Net loans & leases | $59,465,000 | 5,140 |
| Loan loss allowance | $1,529,000 | 2,982 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,573,000 | 2,449 |
| Other real estate owned | $0 | 2,615 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,173,000 | 3,954 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $128,176,000 | 4,221 |
| Total liabilities | $120,883,000 | 4,067 |
| Total deposits | $117,664,000 | 3,853 |
| Interest-bearing deposits | $85,445,000 | 4,254 |
| Deposits held in domestic offices | $117,664,000 | 3,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,805,000 | 4,782 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,414,000 | 2,734 |
| Total equity capital | $7,293,000 | 6,198 |
| Total bank equity capital | $7,293,000 | 6,198 |
| Perpetual preferred stock | $1,769,000 | 67 |
| Common stock | $3,383,000 | 1,270 |
| Surplus | $3,126,000 | 4,730 |
| Undivided profits | $-985,000 | 8,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,348,000 | 1,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $236,000 | 508 |
| Income earned, not collected on loans | $695,000 | 4,625 |
| Earning assets | $114,761,000 | 4,287 |
| Long-term assets (5+ years) | $47,750,000 | 1,822 |
| Average Assets, year-to-date | $129,932,800 | 4,020 |
| Average Assets, quarterly | $129,681,000 | 4,137 |
| Volatile liabilities | $33,481,000 | 3,234 |
| Insider loans | $813,000 | 4,612 |
| FHLB advances | $1,300,000 | 4,763 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $12,403,000 | 4,274 |
| Tier 1 (core) risk-based capital | $7,608,000 | 6,028 |
| Tier 2 risk-based capital | $868,000 | 4,278 |
| Total risk weighted assets | $69,380,000 | 4,877 |
| Total unused commitments | $12,403,000 | 4,274 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 67 | 2,584 |
| Assets and Liabilities | ||
| Total Assets: | $131,186,000 | 4,090 |
| Cash and due from depository institutions | $7,426,000 | 2,584 |
| Interest-bearing balances | $824,000 | 2,908 |
| Securities | $34,140,000 | 3,187 |
| Federal funds sold & reverse repurchase agreements | $18,100,000 | 724 |
| Net loans & leases | $63,732,000 | 4,925 |
| Loan loss allowance | $1,215,000 | 3,568 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,572,000 | 2,393 |
| Other real estate owned | $0 | 2,584 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,216,000 | 3,872 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $131,186,000 | 4,090 |
| Total liabilities | $122,948,000 | 3,937 |
| Total deposits | $120,356,000 | 3,713 |
| Interest-bearing deposits | $88,070,000 | 4,123 |
| Deposits held in domestic offices | $120,356,000 | 3,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,823,000 | 4,872 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $769,000 | 4,079 |
| Total equity capital | $8,238,000 | 5,781 |
| Total bank equity capital | $8,238,000 | 5,781 |
| Perpetual preferred stock | $1,769,000 | 64 |
| Common stock | $3,383,000 | 1,238 |
| Surplus | $3,126,000 | 4,683 |
| Undivided profits | $-40,000 | 8,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,914,000 | 918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $411,000 | 375 |
| Income earned, not collected on loans | $707,000 | 4,560 |
| Earning assets | $116,796,000 | 4,176 |
| Long-term assets (5+ years) | $51,593,000 | 1,729 |
| Average Assets, year-to-date | $130,372,000 | 3,997 |
| Average Assets, quarterly | $130,231,500 | 4,072 |
| Volatile liabilities | $33,853,000 | 3,125 |
| Insider loans | $851,000 | 4,485 |
| FHLB advances | $1,300,000 | 4,834 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $15,479,000 | 3,748 |
| Tier 1 (core) risk-based capital | $8,434,000 | 5,631 |
| Tier 2 risk-based capital | $914,000 | 4,119 |
| Total risk weighted assets | $72,769,000 | 4,676 |
| Total unused commitments | $15,479,000 | 3,749 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 72 | 2,399 |
| Assets and Liabilities | ||
| Total Assets: | $129,277,000 | 4,083 |
| Cash and due from depository institutions | $9,439,000 | 2,399 |
| Interest-bearing balances | $1,265,000 | 2,459 |
| Securities | $34,412,000 | 3,228 |
| Federal funds sold & reverse repurchase agreements | $8,900,000 | 1,324 |
| Net loans & leases | $68,992,000 | 4,615 |
| Loan loss allowance | $1,224,000 | 3,498 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,610,000 | 2,319 |
| Other real estate owned | $0 | 2,399 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,924,000 | 3,967 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $129,277,000 | 4,083 |
| Total liabilities | $120,843,000 | 3,952 |
| Total deposits | $118,204,000 | 3,717 |
| Interest-bearing deposits | $88,254,000 | 4,064 |
| Deposits held in domestic offices | $118,204,000 | 3,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,841,000 | 4,782 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $798,000 | 3,762 |
| Total equity capital | $8,434,000 | 5,657 |
| Total bank equity capital | $8,434,000 | 5,657 |
| Perpetual preferred stock | $1,769,000 | 65 |
| Common stock | $3,383,000 | 1,219 |
| Surplus | $3,126,000 | 4,651 |
| Undivided profits | $156,000 | 7,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,190,000 | 1,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $411,000 | 366 |
| Income earned, not collected on loans | $736,000 | 4,100 |
| Earning assets | $113,569,000 | 4,218 |
| Long-term assets (5+ years) | $54,594,000 | 1,675 |
| Average Assets, year-to-date | $130,100,670 | 3,997 |
| Average Assets, quarterly | $131,305,500 | 3,986 |
| Volatile liabilities | $34,114,000 | 3,004 |
| Insider loans | $891,000 | 4,382 |
| FHLB advances | $1,841,000 | 4,617 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $12,452,000 | 4,159 |
| Tier 1 (core) risk-based capital | $8,584,000 | 5,485 |
| Tier 2 risk-based capital | $938,000 | 4,005 |
| Total risk weighted assets | $75,046,000 | 4,529 |
| Total unused commitments | $12,452,000 | 4,159 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 69 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $133,334,000 | 3,973 |
| Cash and due from depository institutions | $8,050,000 | 2,484 |
| Interest-bearing balances | $1,694,000 | 2,201 |
| Securities | $34,176,000 | 3,283 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 1,044 |
| Net loans & leases | $71,166,000 | 4,499 |
| Loan loss allowance | $1,277,000 | 3,380 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,697,000 | 2,255 |
| Other real estate owned | $0 | 2,484 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,345,000 | 3,606 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $133,334,000 | 3,973 |
| Total liabilities | $125,143,000 | 3,831 |
| Total deposits | $122,565,000 | 3,625 |
| Interest-bearing deposits | $92,426,000 | 3,965 |
| Deposits held in domestic offices | $122,565,000 | 3,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,859,000 | 4,660 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $719,000 | 3,938 |
| Total equity capital | $8,191,000 | 5,674 |
| Total bank equity capital | $8,191,000 | 5,674 |
| Perpetual preferred stock | $1,769,000 | 66 |
| Common stock | $3,383,000 | 1,212 |
| Surplus | $3,126,000 | 4,650 |
| Undivided profits | $-87,000 | 8,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,933,000 | 1,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $468,000 | 336 |
| Income earned, not collected on loans | $733,000 | 4,012 |
| Earning assets | $118,936,000 | 4,062 |
| Long-term assets (5+ years) | $53,755,000 | 1,736 |
| Average Assets, year-to-date | $130,512,500 | 4,007 |
| Average Assets, quarterly | $130,512,500 | 4,007 |
| Volatile liabilities | $34,587,000 | 2,895 |
| Insider loans | $1,562,000 | 3,247 |
| FHLB advances | $1,859,000 | 4,494 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $13,359,000 | 3,980 |
| Tier 1 (core) risk-based capital | $8,513,000 | 5,477 |
| Tier 2 risk-based capital | $969,000 | 3,896 |
| Total risk weighted assets | $77,839,000 | 4,402 |
| Total unused commitments | $13,359,000 | 3,980 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 69 | 2,503 |
| Assets and Liabilities | ||
| Total Assets: | $127,691,000 | 4,095 |
| Cash and due from depository institutions | $9,645,000 | 2,503 |
| Interest-bearing balances | $3,016,000 | 1,575 |
| Securities | $33,755,000 | 3,320 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 4,077 |
| Net loans & leases | $74,384,000 | 4,363 |
| Loan loss allowance | $1,201,000 | 3,497 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,747,000 | 2,199 |
| Other real estate owned | $78,000 | 2,503 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,232,000 | 3,639 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $127,691,000 | 4,095 |
| Total liabilities | $119,401,000 | 3,951 |
| Total deposits | $116,865,000 | 3,728 |
| Interest-bearing deposits | $87,117,000 | 4,118 |
| Deposits held in domestic offices | $116,865,000 | 3,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,877,000 | 4,701 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $659,000 | 4,074 |
| Total equity capital | $8,290,000 | 5,634 |
| Total bank equity capital | $8,290,000 | 5,634 |
| Perpetual preferred stock | $1,769,000 | 64 |
| Common stock | $3,384,000 | 1,194 |
| Surplus | $3,126,000 | 4,625 |
| Undivided profits | $11,000 | 8,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,044,000 | 670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $608,000 | 267 |
| Income earned, not collected on loans | $735,000 | 3,986 |
| Earning assets | $113,005,000 | 4,220 |
| Long-term assets (5+ years) | $59,279,000 | 1,649 |
| Average Assets, year-to-date | $138,511,800 | 3,729 |
| Average Assets, quarterly | $133,128,000 | 3,913 |
| Volatile liabilities | $33,730,000 | 2,899 |
| Insider loans | $2,323,000 | 2,451 |
| FHLB advances | $1,877,000 | 4,509 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,672,000 | 3,641 |
| Tier 1 (core) risk-based capital | $8,441,000 | 5,451 |
| Tier 2 risk-based capital | $985,000 | 3,846 |
| Total risk weighted assets | $79,017,000 | 4,350 |
| Total unused commitments | $14,672,000 | 3,642 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 65 | 2,647 |
| Assets and Liabilities | ||
| Total Assets: | $138,565,000 | 3,810 |
| Cash and due from depository institutions | $8,345,000 | 2,647 |
| Interest-bearing balances | $1,008,000 | 2,843 |
| Securities | $35,435,000 | 3,199 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,030 |
| Net loans & leases | $74,994,000 | 4,299 |
| Loan loss allowance | $1,490,000 | 2,960 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,825,000 | 2,138 |
| Other real estate owned | $78,000 | 2,647 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,888,000 | 3,159 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $138,565,000 | 3,810 |
| Total liabilities | $130,095,000 | 3,675 |
| Total deposits | $127,637,000 | 3,441 |
| Interest-bearing deposits | $97,203,000 | 3,752 |
| Deposits held in domestic offices | $127,637,000 | 3,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,895,000 | 4,689 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $563,000 | 4,605 |
| Total equity capital | $8,470,000 | 5,583 |
| Total bank equity capital | $8,470,000 | 5,583 |
| Perpetual preferred stock | $1,769,000 | 67 |
| Common stock | $3,383,000 | 1,180 |
| Surplus | $3,126,000 | 4,604 |
| Undivided profits | $192,000 | 8,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,325,000 | 2,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $767,000 | 4,004 |
| Earning assets | $122,437,000 | 3,913 |
| Long-term assets (5+ years) | $65,609,000 | 1,526 |
| Average Assets, year-to-date | $141,217,000 | 3,672 |
| Average Assets, quarterly | $138,591,500 | 3,782 |
| Volatile liabilities | $36,733,000 | 2,659 |
| Insider loans | $2,533,000 | 2,263 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $16,165,000 | 3,442 |
| Tier 1 (core) risk-based capital | $8,594,000 | 5,366 |
| Tier 2 risk-based capital | $1,020,000 | 3,716 |
| Total risk weighted assets | $81,095,000 | 4,230 |
| Total unused commitments | $16,165,000 | 3,445 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 66 | 2,629 |
| Assets and Liabilities | ||
| Total Assets: | $138,618,000 | 3,801 |
| Cash and due from depository institutions | $9,268,000 | 2,629 |
| Interest-bearing balances | $1,455,000 | 2,457 |
| Securities | $36,761,000 | 3,147 |
| Federal funds sold & reverse repurchase agreements | $10,600,000 | 1,020 |
| Net loans & leases | $73,022,000 | 4,335 |
| Loan loss allowance | $1,382,000 | 3,139 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,957,000 | 2,063 |
| Other real estate owned | $55,000 | 2,629 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,955,000 | 3,102 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $138,618,000 | 3,801 |
| Total liabilities | $130,420,000 | 3,661 |
| Total deposits | $128,036,000 | 3,427 |
| Interest-bearing deposits | $96,437,000 | 3,763 |
| Deposits held in domestic offices | $128,036,000 | 3,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,912,000 | 4,658 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $472,000 | 4,714 |
| Total equity capital | $8,198,000 | 5,569 |
| Total bank equity capital | $8,198,000 | 5,569 |
| Perpetual preferred stock | $1,769,000 | 69 |
| Common stock | $3,383,000 | 1,177 |
| Surplus | $3,126,000 | 4,577 |
| Undivided profits | $-80,000 | 8,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,682,000 | 1,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $856,000 | 3,397 |
| Earning assets | $121,838,000 | 3,912 |
| Long-term assets (5+ years) | $66,862,000 | 1,549 |
| Average Assets, year-to-date | $142,101,000 | 3,671 |
| Average Assets, quarterly | $139,901,500 | 3,750 |
| Volatile liabilities | $36,473,000 | 2,618 |
| Insider loans | $2,496,000 | 2,257 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $24,662,000 | 2,595 |
| Tier 1 (core) risk-based capital | $8,555,000 | 5,341 |
| Tier 2 risk-based capital | $997,000 | 3,744 |
| Total risk weighted assets | $79,389,000 | 4,255 |
| Total unused commitments | $24,662,000 | 2,599 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 75 | 2,276 |
| Assets and Liabilities | ||
| Total Assets: | $141,185,000 | 3,721 |
| Cash and due from depository institutions | $7,090,000 | 2,276 |
| Interest-bearing balances | $1,209,000 | 2,849 |
| Securities | $37,100,000 | 3,114 |
| Federal funds sold & reverse repurchase agreements | $17,500,000 | 829 |
| Net loans & leases | $70,817,000 | 4,365 |
| Loan loss allowance | $1,365,000 | 3,146 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,767,000 | 2,108 |
| Other real estate owned | $55,000 | 2,276 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,856,000 | 3,009 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $141,185,000 | 3,721 |
| Total liabilities | $132,694,000 | 3,583 |
| Total deposits | $130,385,000 | 3,363 |
| Interest-bearing deposits | $98,511,000 | 3,711 |
| Deposits held in domestic offices | $130,385,000 | 3,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,930,000 | 4,487 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $379,000 | 5,627 |
| Total equity capital | $8,491,000 | 5,501 |
| Total bank equity capital | $8,491,000 | 5,501 |
| Perpetual preferred stock | $1,769,000 | 71 |
| Common stock | $3,383,000 | 1,167 |
| Surplus | $3,126,000 | 4,550 |
| Undivided profits | $213,000 | 8,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $705,000 | 3,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $877,000 | 3,263 |
| Earning assets | $126,626,000 | 3,786 |
| Long-term assets (5+ years) | $69,431,000 | 1,471 |
| Average Assets, year-to-date | $143,842,500 | 3,629 |
| Average Assets, quarterly | $143,842,500 | 3,629 |
| Volatile liabilities | $37,287,000 | 2,492 |
| Insider loans | $2,628,000 | 2,130 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $20,408,000 | 2,890 |
| Tier 1 (core) risk-based capital | $8,535,000 | 5,294 |
| Tier 2 risk-based capital | $972,000 | 3,754 |
| Total risk weighted assets | $77,255,000 | 4,260 |
| Total unused commitments | $20,408,000 | 2,897 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 73 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $146,500,000 | 3,586 |
| Cash and due from depository institutions | $7,419,000 | 2,365 |
| Interest-bearing balances | $1,330,000 | 2,624 |
| Securities | $36,306,000 | 3,218 |
| Federal funds sold & reverse repurchase agreements | $22,750,000 | 487 |
| Net loans & leases | $71,216,000 | 4,304 |
| Loan loss allowance | $1,252,000 | 3,330 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,891,000 | 2,019 |
| Other real estate owned | $55,000 | 2,365 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,863,000 | 3,011 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,500,000 | 3,586 |
| Total liabilities | $138,116,000 | 3,422 |
| Total deposits | $132,131,000 | 3,297 |
| Interest-bearing deposits | $94,197,000 | 3,826 |
| Deposits held in domestic offices | $132,131,000 | 3,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,698,000 | 3,206 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $287,000 | 6,208 |
| Total equity capital | $8,384,000 | 5,477 |
| Total bank equity capital | $8,384,000 | 5,477 |
| Perpetual preferred stock | $1,769,000 | 69 |
| Common stock | $3,383,000 | 1,172 |
| Surplus | $3,126,000 | 4,527 |
| Undivided profits | $106,000 | 8,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,596,000 | 1,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $246,000 | 551 |
| Income earned, not collected on loans | $834,000 | 3,531 |
| Earning assets | $131,602,000 | 3,647 |
| Long-term assets (5+ years) | $72,136,000 | 1,437 |
| Average Assets, year-to-date | $143,771,600 | 3,527 |
| Average Assets, quarterly | $144,976,500 | 3,584 |
| Volatile liabilities | $41,941,000 | 2,262 |
| Insider loans | $2,702,000 | 2,047 |
| FHLB advances | $3,750,000 | 3,633 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $21,101,000 | 2,748 |
| Tier 1 (core) risk-based capital | $8,487,000 | 5,275 |
| Tier 2 risk-based capital | $994,000 | 3,702 |
| Total risk weighted assets | $79,203,000 | 4,172 |
| Total unused commitments | $21,101,000 | 2,752 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 75 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $143,453,000 | 3,620 |
| Cash and due from depository institutions | $9,217,000 | 2,312 |
| Interest-bearing balances | $1,245,000 | 2,861 |
| Securities | $28,533,000 | 3,765 |
| Federal funds sold & reverse repurchase agreements | $24,100,000 | 602 |
| Net loans & leases | $72,607,000 | 4,236 |
| Loan loss allowance | $1,227,000 | 3,380 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,017,000 | 1,957 |
| Other real estate owned | $55,000 | 2,312 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,924,000 | 2,998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,453,000 | 3,620 |
| Total liabilities | $134,800,000 | 3,479 |
| Total deposits | $128,992,000 | 3,358 |
| Interest-bearing deposits | $93,338,000 | 3,842 |
| Deposits held in domestic offices | $128,992,000 | 3,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,377,000 | 3,217 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $431,000 | 5,450 |
| Total equity capital | $8,653,000 | 5,346 |
| Total bank equity capital | $8,653,000 | 5,346 |
| Perpetual preferred stock | $1,769,000 | 69 |
| Common stock | $3,383,000 | 1,164 |
| Surplus | $3,126,000 | 4,481 |
| Undivided profits | $375,000 | 8,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,542,000 | 2,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $770,000 | 3,996 |
| Earning assets | $126,485,000 | 3,732 |
| Long-term assets (5+ years) | $62,321,000 | 1,613 |
| Average Assets, year-to-date | $143,089,500 | 3,549 |
| Average Assets, quarterly | $143,128,500 | 3,608 |
| Volatile liabilities | $41,508,000 | 2,236 |
| Insider loans | $2,802,000 | 1,956 |
| FHLB advances | $3,750,000 | 3,578 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $22,709,000 | 2,610 |
| Tier 1 (core) risk-based capital | $8,733,000 | 5,168 |
| Tier 2 risk-based capital | $1,045,000 | 3,556 |
| Total risk weighted assets | $83,404,000 | 4,002 |
| Total unused commitments | $22,709,000 | 2,613 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 78 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $142,804,000 | 3,618 |
| Cash and due from depository institutions | $8,108,000 | 2,230 |
| Interest-bearing balances | $1,350,000 | 2,903 |
| Securities | $30,892,000 | 3,478 |
| Federal funds sold & reverse repurchase agreements | $19,625,000 | 787 |
| Net loans & leases | $75,082,000 | 4,123 |
| Loan loss allowance | $1,117,000 | 3,593 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,127,000 | 1,884 |
| Other real estate owned | $55,000 | 2,230 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,915,000 | 2,890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,804,000 | 3,618 |
| Total liabilities | $134,129,000 | 3,484 |
| Total deposits | $128,120,000 | 3,350 |
| Interest-bearing deposits | $94,278,000 | 3,820 |
| Deposits held in domestic offices | $128,120,000 | 3,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,395,000 | 3,187 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $614,000 | 4,547 |
| Total equity capital | $8,675,000 | 5,326 |
| Total bank equity capital | $8,675,000 | 5,326 |
| Perpetual preferred stock | $1,769,000 | 67 |
| Common stock | $3,383,000 | 1,150 |
| Surplus | $3,126,000 | 4,449 |
| Undivided profits | $397,000 | 8,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,619,000 | 1,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $829,000 | 3,596 |
| Earning assets | $126,949,000 | 3,711 |
| Long-term assets (5+ years) | $68,527,000 | 1,434 |
| Average Assets, year-to-date | $142,968,330 | 3,541 |
| Average Assets, quarterly | $142,425,500 | 3,592 |
| Volatile liabilities | $41,383,000 | 2,194 |
| Insider loans | $2,427,000 | 2,217 |
| FHLB advances | $3,750,000 | 3,538 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $22,715,000 | 2,586 |
| Tier 1 (core) risk-based capital | $8,659,000 | 5,118 |
| Tier 2 risk-based capital | $1,029,000 | 3,548 |
| Total risk weighted assets | $82,317,000 | 4,019 |
| Total unused commitments | $22,715,000 | 2,593 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 79 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $142,047,000 | 3,575 |
| Cash and due from depository institutions | $8,366,000 | 2,183 |
| Interest-bearing balances | $1,467,000 | 2,832 |
| Securities | $30,030,000 | 3,508 |
| Federal funds sold & reverse repurchase agreements | $17,950,000 | 902 |
| Net loans & leases | $76,474,000 | 4,015 |
| Loan loss allowance | $1,033,000 | 3,751 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,225,000 | 1,802 |
| Other real estate owned | $55,000 | 2,183 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,947,000 | 2,835 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,047,000 | 3,575 |
| Total liabilities | $133,373,000 | 3,437 |
| Total deposits | $127,486,000 | 3,347 |
| Interest-bearing deposits | $95,414,000 | 3,759 |
| Deposits held in domestic offices | $127,486,000 | 3,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,413,000 | 3,106 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $474,000 | 5,297 |
| Total equity capital | $8,674,000 | 5,266 |
| Total bank equity capital | $8,674,000 | 5,266 |
| Perpetual preferred stock | $1,769,000 | 67 |
| Common stock | $3,383,000 | 1,148 |
| Surplus | $3,126,000 | 4,416 |
| Undivided profits | $396,000 | 8,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,233,000 | 2,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $175,000 | 739 |
| Income earned, not collected on loans | $727,000 | 4,035 |
| Earning assets | $125,921,000 | 3,687 |
| Long-term assets (5+ years) | $68,885,000 | 1,377 |
| Average Assets, year-to-date | $143,050,500 | 3,528 |
| Average Assets, quarterly | $143,050,500 | 3,528 |
| Volatile liabilities | $41,434,000 | 2,145 |
| Insider loans | $2,483,000 | 2,129 |
| FHLB advances | $3,750,000 | 3,460 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $23,700,000 | 2,410 |
| Tier 1 (core) risk-based capital | $8,655,000 | 5,069 |
| Tier 2 risk-based capital | $1,033,000 | 3,465 |
| Total risk weighted assets | $82,456,000 | 3,965 |
| Total unused commitments | $23,700,000 | 2,419 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 79 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $144,054,000 | 3,492 |
| Cash and due from depository institutions | $9,420,000 | 2,181 |
| Interest-bearing balances | $1,206,000 | 2,902 |
| Securities | $30,640,000 | 3,479 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 872 |
| Net loans & leases | $78,716,000 | 3,930 |
| Loan loss allowance | $998,000 | 3,811 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,348,000 | 1,739 |
| Other real estate owned | $0 | 2,181 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,930,000 | 2,797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,054,000 | 3,492 |
| Total liabilities | $135,444,000 | 3,359 |
| Total deposits | $129,596,000 | 3,250 |
| Interest-bearing deposits | $93,819,000 | 3,741 |
| Deposits held in domestic offices | $129,596,000 | 3,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,431,000 | 3,138 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $417,000 | 5,762 |
| Total equity capital | $8,610,000 | 5,243 |
| Total bank equity capital | $8,610,000 | 5,243 |
| Perpetual preferred stock | $1,769,000 | 71 |
| Common stock | $3,384,000 | 1,133 |
| Surplus | $3,126,000 | 4,361 |
| Undivided profits | $331,000 | 8,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $556,000 | 3,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $92,000 | 909 |
| Income earned, not collected on loans | $847,000 | 3,703 |
| Earning assets | $126,562,000 | 3,630 |
| Long-term assets (5+ years) | $54,393,000 | 1,614 |
| Average Assets, year-to-date | $144,638,600 | 3,357 |
| Average Assets, quarterly | $144,198,500 | 3,458 |
| Volatile liabilities | $35,747,000 | 2,435 |
| Insider loans | $2,454,000 | 2,121 |
| FHLB advances | $3,750,000 | 3,481 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $21,333,000 | 2,530 |
| Tier 1 (core) risk-based capital | $8,580,000 | 5,041 |
| Tier 2 risk-based capital | $998,000 | 3,530 |
| Total risk weighted assets | $80,800,000 | 3,992 |
| Total unused commitments | $21,333,000 | 2,535 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 77 | 2,224 |
| Assets and Liabilities | ||
| Total Assets: | $144,672,000 | 3,368 |
| Cash and due from depository institutions | $7,148,000 | 2,224 |
| Interest-bearing balances | $863,000 | 3,170 |
| Securities | $40,720,000 | 2,609 |
| Federal funds sold & reverse repurchase agreements | $18,700,000 | 750 |
| Net loans & leases | $69,141,000 | 4,217 |
| Loan loss allowance | $816,000 | 4,206 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,855,000 | 1,512 |
| Other real estate owned | $0 | 2,224 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,108,000 | 3,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,672,000 | 3,368 |
| Total liabilities | $136,645,000 | 3,238 |
| Total deposits | $126,190,000 | 3,183 |
| Interest-bearing deposits | $93,842,000 | 3,636 |
| Deposits held in domestic offices | $126,190,000 | 3,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,502,000 | 2,261 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $953,000 | 3,580 |
| Total equity capital | $8,027,000 | 5,342 |
| Total bank equity capital | $8,027,000 | 5,342 |
| Perpetual preferred stock | $1,435,000 | 82 |
| Common stock | $3,225,000 | 1,170 |
| Surplus | $3,303,000 | 4,148 |
| Undivided profits | $64,000 | 8,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $807,000 | 4,172 |
| Earning assets | $129,424,000 | 3,421 |
| Long-term assets (5+ years) | $61,456,000 | 1,479 |
| Average Assets, year-to-date | $130,828,200 | 3,511 |
| Average Assets, quarterly | $143,421,500 | 3,353 |
| Volatile liabilities | $41,124,000 | 2,073 |
| Insider loans | $1,859,000 | 2,551 |
| FHLB advances | $7,750,000 | 2,329 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $23,869,000 | 2,208 |
| Tier 1 (core) risk-based capital | $8,007,000 | 5,202 |
| Tier 2 risk-based capital | $816,000 | 3,948 |
| Total risk weighted assets | $73,051,000 | 4,194 |
| Total unused commitments | $23,869,000 | 2,213 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 75 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $122,554,000 | 3,742 |
| Cash and due from depository institutions | $5,861,000 | 2,262 |
| Interest-bearing balances | $180,000 | 4,031 |
| Securities | $26,550,000 | 3,781 |
| Federal funds sold & reverse repurchase agreements | $14,500,000 | 845 |
| Net loans & leases | $67,734,000 | 4,185 |
| Loan loss allowance | $487,000 | 5,819 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,948,000 | 1,451 |
| Other real estate owned | $89,000 | 2,262 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,872,000 | 4,147 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,554,000 | 3,742 |
| Total liabilities | $115,227,000 | 3,608 |
| Total deposits | $104,937,000 | 3,629 |
| Interest-bearing deposits | $75,052,000 | 4,219 |
| Deposits held in domestic offices | $104,937,000 | 3,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,364,000 | 2,127 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $926,000 | 3,817 |
| Total equity capital | $7,327,000 | 5,629 |
| Total bank equity capital | $7,327,000 | 5,629 |
| Perpetual preferred stock | $1,185,000 | 93 |
| Common stock | $3,225,000 | 1,169 |
| Surplus | $3,303,000 | 4,092 |
| Undivided profits | $-386,000 | 9,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $739,000 | 2,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $209,000 | 546 |
| Income earned, not collected on loans | $544,000 | 4,802 |
| Earning assets | $108,964,000 | 3,842 |
| Long-term assets (5+ years) | $42,553,000 | 1,844 |
| Average Assets, year-to-date | $116,515,000 | 3,747 |
| Average Assets, quarterly | $121,722,500 | 3,720 |
| Volatile liabilities | $26,857,000 | 2,911 |
| Insider loans | $2,475,000 | 1,910 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $15,283,000 | 2,842 |
| Tier 1 (core) risk-based capital | $7,393,000 | 5,480 |
| Tier 2 risk-based capital | $487,000 | 5,503 |
| Total risk weighted assets | $69,203,600 | 4,235 |
| Total unused commitments | $15,283,000 | 2,843 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 80 | 2,165 |
| Assets and Liabilities | ||
| Total Assets: | $113,761,000 | 3,944 |
| Cash and due from depository institutions | $8,929,000 | 2,165 |
| Interest-bearing balances | $350,000 | 3,473 |
| Securities | $27,431,000 | 3,859 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,333 |
| Net loans & leases | $65,915,000 | 4,183 |
| Loan loss allowance | $434,000 | 6,160 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,529,000 | 1,534 |
| Other real estate owned | $89,000 | 2,165 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,468,000 | 2,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,761,000 | 3,944 |
| Total liabilities | $107,067,000 | 3,793 |
| Total deposits | $88,434,000 | 4,172 |
| Interest-bearing deposits | $61,718,000 | 4,936 |
| Deposits held in domestic offices | $88,434,000 | 4,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,250,000 | 2,381 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,937,000 | 1,509 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $446,000 | 5,716 |
| Total equity capital | $6,694,000 | 5,834 |
| Total bank equity capital | $6,694,000 | 5,834 |
| Perpetual preferred stock | $1,185,000 | 93 |
| Common stock | $3,225,000 | 1,179 |
| Surplus | $3,303,000 | 4,082 |
| Undivided profits | $-1,019,000 | 9,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,201,000 | 1,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $491,000 | 294 |
| Income earned, not collected on loans | $572,000 | 4,068 |
| Earning assets | $96,096,000 | 4,207 |
| Long-term assets (5+ years) | $42,544,000 | 1,960 |
| Average Assets, year-to-date | $108,367,200 | 3,976 |
| Average Assets, quarterly | $113,886,500 | 3,894 |
| Volatile liabilities | $23,173,000 | 3,106 |
| Insider loans | $2,360,000 | 1,936 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,786,000 | 2,906 |
| Tier 1 (core) risk-based capital | $6,760,000 | 5,827 |
| Tier 2 risk-based capital | $434,000 | 5,795 |
| Total risk weighted assets | $67,641,500 | 4,183 |
| Total unused commitments | $14,786,000 | 2,912 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 72 | 2,441 |
| Assets and Liabilities | ||
| Total Assets: | $96,041,000 | 4,495 |
| Cash and due from depository institutions | $5,740,000 | 2,441 |
| Interest-bearing balances | $153,000 | 4,519 |
| Securities | $20,439,000 | 4,773 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 2,700 |
| Net loans & leases | $56,884,000 | 4,487 |
| Loan loss allowance | $582,000 | 5,095 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,396,000 | 2,392 |
| Other real estate owned | $425,000 | 2,441 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,757,000 | 2,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,041,000 | 4,495 |
| Total liabilities | $89,932,000 | 4,340 |
| Total deposits | $85,455,000 | 4,279 |
| Interest-bearing deposits | $60,028,000 | 5,039 |
| Deposits held in domestic offices | $85,455,000 | 4,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,758,000 | 2,637 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $719,000 | 4,517 |
| Total equity capital | $6,109,000 | 6,284 |
| Total bank equity capital | $6,109,000 | 6,284 |
| Perpetual preferred stock | $850,000 | 106 |
| Common stock | $3,075,000 | 1,180 |
| Surplus | $3,075,000 | 4,129 |
| Undivided profits | $-891,000 | 10,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,270,000 | 1,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $763,000 | 198 |
| Income earned, not collected on loans | $453,000 | 4,977 |
| Earning assets | $83,876,000 | 4,684 |
| Long-term assets (5+ years) | $30,628,000 | 2,336 |
| Average Assets, year-to-date | $92,123,600 | 4,459 |
| Average Assets, quarterly | $94,823,500 | 4,477 |
| Volatile liabilities | $14,624,000 | 3,844 |
| Insider loans | $3,042,000 | 1,421 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,467,000 | 2,594 |
| Tier 1 (core) risk-based capital | $5,878,000 | 6,277 |
| Tier 2 risk-based capital | $582,000 | 4,693 |
| Total risk weighted assets | $55,907,800 | 4,661 |
| Total unused commitments | $16,467,000 | 2,601 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 66 | 2,744 |
| Assets and Liabilities | ||
| Total Assets: | $88,132,000 | 4,811 |
| Cash and due from depository institutions | $4,699,000 | 2,744 |
| Interest-bearing balances | $190,000 | 4,087 |
| Securities | $16,906,000 | 5,559 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,504 |
| Net loans & leases | $52,750,000 | 4,774 |
| Loan loss allowance | $536,000 | 5,430 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,439,000 | 3,227 |
| Other real estate owned | $936,000 | 2,744 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,302,000 | 5,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,132,000 | 4,811 |
| Total liabilities | $82,310,000 | 4,649 |
| Total deposits | $77,962,000 | 4,615 |
| Interest-bearing deposits | $56,371,000 | 5,294 |
| Deposits held in domestic offices | $77,962,000 | 4,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,800,000 | 2,243 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $548,000 | 5,570 |
| Total equity capital | $5,822,000 | 6,515 |
| Total bank equity capital | $5,822,000 | 6,515 |
| Perpetual preferred stock | $850,000 | 124 |
| Common stock | $3,075,000 | 1,164 |
| Surplus | $3,075,000 | 4,089 |
| Undivided profits | $-1,178,000 | 10,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $785,000 | 2,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $190,000 | 654 |
| Income earned, not collected on loans | $453,000 | 5,159 |
| Earning assets | $78,946,000 | 4,895 |
| Long-term assets (5+ years) | $28,634,000 | 2,150 |
| Average Assets, year-to-date | $83,319,600 | 4,851 |
| Average Assets, quarterly | $86,191,000 | 4,848 |
| Volatile liabilities | $15,092,000 | 3,741 |
| Insider loans | $1,825,000 | 2,229 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,484,000 | 2,679 |
| Tier 1 (core) risk-based capital | $5,593,000 | 6,556 |
| Tier 2 risk-based capital | $536,000 | 4,910 |
| Total risk weighted assets | $50,113,600 | 5,034 |
| Total unused commitments | $14,484,000 | 2,685 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 66 | 2,873 |
| Assets and Liabilities | ||
| Total Assets: | $83,167,000 | 5,151 |
| Cash and due from depository institutions | $7,542,000 | 2,873 |
| Interest-bearing balances | $424,000 | 3,227 |
| Securities | $20,262,000 | 5,254 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,890 |
| Net loans & leases | $47,642,000 | 5,214 |
| Loan loss allowance | $572,000 | 5,386 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $802,000 | 6,715 |
| Other real estate owned | $755,000 | 2,873 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,764,000 | 4,032 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,167,000 | 5,151 |
| Total liabilities | $77,303,000 | 5,003 |
| Total deposits | $74,221,000 | 4,942 |
| Interest-bearing deposits | $53,559,000 | 5,673 |
| Deposits held in domestic offices | $74,221,000 | 4,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,000,000 | 2,667 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,082,000 | 3,326 |
| Total equity capital | $5,864,000 | 6,546 |
| Total bank equity capital | $5,864,000 | 6,546 |
| Perpetual preferred stock | $725,000 | 151 |
| Common stock | $3,075,000 | 1,219 |
| Surplus | $3,076,000 | 4,145 |
| Undivided profits | $-1,012,000 | 11,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,876,000 | 1,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $325,000 | 425 |
| Income earned, not collected on loans | $450,000 | 5,136 |
| Earning assets | $72,728,000 | 5,348 |
| Long-term assets (5+ years) | $15,201,000 | 3,231 |
| Average Assets, year-to-date | $76,023,200 | 5,363 |
| Average Assets, quarterly | $80,032,500 | 5,273 |
| Volatile liabilities | $13,128,000 | 4,008 |
| Insider loans | $2,080,000 | 2,047 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,841,000 | 3,202 |
| Tier 1 (core) risk-based capital | $5,460,000 | 6,756 |
| Tier 2 risk-based capital | $558,130 | 4,834 |
| Total risk weighted assets | $44,636,530 | 5,532 |
| Total unused commitments | $10,841,000 | 3,218 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 58 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $73,263,000 | 5,750 |
| Cash and due from depository institutions | $3,626,000 | 3,365 |
| Interest-bearing balances | $325,000 | 3,704 |
| Securities | $21,995,000 | 5,202 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 3,229 |
| Net loans & leases | $40,487,000 | 5,786 |
| Loan loss allowance | $542,000 | 5,710 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $794,000 | 6,844 |
| Other real estate owned | $755,000 | 3,365 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,206,000 | 5,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,263,000 | 5,750 |
| Total liabilities | $68,619,000 | 5,566 |
| Total deposits | $68,182,000 | 5,393 |
| Interest-bearing deposits | $48,679,000 | 6,190 |
| Deposits held in domestic offices | $68,182,000 | 5,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $437,000 | 6,781 |
| Total equity capital | $4,644,000 | 7,679 |
| Total bank equity capital | $4,644,000 | 7,679 |
| Perpetual preferred stock | $500,000 | 181 |
| Common stock | $2,460,000 | 1,632 |
| Surplus | $2,460,000 | 4,853 |
| Undivided profits | $-776,000 | 11,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,622,000 | 1,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $471,000 | 280 |
| Income earned, not collected on loans | $409,000 | 5,677 |
| Earning assets | $67,207,000 | 5,752 |
| Long-term assets (5+ years) | $19,871,000 | 2,505 |
| Average Assets, year-to-date | $69,965,200 | 5,743 |
| Average Assets, quarterly | $72,415,000 | 5,737 |
| Volatile liabilities | $7,615,000 | 5,466 |
| Insider loans | $2,039,000 | 2,093 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,244,000 | 3,225 |
| Tier 1 (core) risk-based capital | $4,371,000 | 7,837 |
| Tier 2 risk-based capital | $475,370 | 5,486 |
| Total risk weighted assets | $37,963,170 | 6,197 |
| Total unused commitments | $10,244,000 | 3,240 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 56 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $65,248,000 | 6,239 |
| Cash and due from depository institutions | $2,706,000 | 3,588 |
| Interest-bearing balances | $225,000 | 4,278 |
| Securities | $22,437,000 | 5,410 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,726 |
| Net loans & leases | $35,627,000 | 6,279 |
| Loan loss allowance | $535,000 | 5,906 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $796,000 | 6,941 |
| Other real estate owned | $425,000 | 3,588 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,257,000 | 5,707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,248,000 | 6,239 |
| Total liabilities | $61,548,000 | 6,047 |
| Total deposits | $60,833,000 | 5,863 |
| Interest-bearing deposits | $42,057,000 | 6,874 |
| Deposits held in domestic offices | $60,833,000 | 5,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $378,000 | 332 |
| All other liabilities | $337,000 | 6,808 |
| Total equity capital | $3,700,000 | 8,541 |
| Total bank equity capital | $3,700,000 | 8,541 |
| Perpetual preferred stock | $125,000 | 262 |
| Common stock | $2,460,000 | 1,672 |
| Surplus | $2,461,000 | 4,835 |
| Undivided profits | $-1,346,000 | 12,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $877,000 | 2,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $321,000 | 359 |
| Income earned, not collected on loans | $298,000 | 6,600 |
| Earning assets | $60,289,000 | 6,190 |
| Long-term assets (5+ years) | $26,977,000 | 2,001 |
| Average Assets, year-to-date | $63,453,000 | 6,265 |
| Average Assets, quarterly | $67,049,500 | 6,092 |
| Volatile liabilities | $4,598,000 | 7,040 |
| Insider loans | $818,000 | 4,243 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,910,000 | 3,409 |
| Tier 1 (core) risk-based capital | $3,837,000 | 8,476 |
| Tier 2 risk-based capital | $643,480 | 4,279 |
| Total risk weighted assets | $33,215,680 | 6,766 |
| Total unused commitments | $8,910,000 | 3,417 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 54 | 3,838 |
| Assets and Liabilities | ||
| Total Assets: | $59,493,000 | 6,885 |
| Cash and due from depository institutions | $2,710,000 | 3,838 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $18,620,000 | 6,454 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 1,956 |
| Net loans & leases | $28,380,000 | 7,264 |
| Loan loss allowance | $380,000 | 7,646 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $919,000 | 6,477 |
| Other real estate owned | $425,000 | 3,838 |
| Goodwill and other intangibles | $26,000 | 2,652 |
| All other assets | $1,313,000 | 4,954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,493,000 | 6,885 |
| Total liabilities | $55,938,000 | 6,706 |
| Total deposits | $55,204,000 | 6,558 |
| Interest-bearing deposits | $38,149,000 | 7,632 |
| Deposits held in domestic offices | $55,204,000 | 6,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $390,000 | 351 |
| All other liabilities | $344,000 | 6,938 |
| Total equity capital | $3,555,000 | 8,964 |
| Total bank equity capital | $3,555,000 | 8,964 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,460,000 | 1,693 |
| Surplus | $2,461,000 | 4,789 |
| Undivided profits | $-1,366,000 | 12,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 9,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $209,000 | 7,905 |
| Earning assets | $54,100,000 | 6,922 |
| Long-term assets (5+ years) | $24,135,000 | 2,291 |
| Average Assets, year-to-date | $57,872,200 | 6,860 |
| Average Assets, quarterly | $58,993,500 | 6,868 |
| Volatile liabilities | $3,284,000 | 8,071 |
| Insider loans | $593,000 | 5,206 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,276,000 | 3,527 |
| Tier 1 (core) risk-based capital | $3,529,000 | 8,937 |
| Tier 2 risk-based capital | $508,630 | 5,197 |
| Total risk weighted assets | $28,182,730 | 7,567 |
| Total unused commitments | $8,276,000 | 3,545 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 55 | 3,849 |
| Assets and Liabilities | ||
| Total Assets: | $54,933,000 | 7,391 |
| Cash and due from depository institutions | $2,949,000 | 3,849 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $25,094,000 | 5,151 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 3,516 |
| Net loans & leases | $19,724,000 | 8,977 |
| Loan loss allowance | $450,000 | 6,950 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,017,000 | 6,129 |
| Other real estate owned | $574,000 | 3,849 |
| Goodwill and other intangibles | $99,000 | 2,208 |
| All other assets | $876,000 | 6,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,933,000 | 7,391 |
| Total liabilities | $51,948,000 | 7,193 |
| Total deposits | $51,315,000 | 7,077 |
| Interest-bearing deposits | $36,187,000 | 8,104 |
| Deposits held in domestic offices | $51,315,000 | 7,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $402,000 | 385 |
| All other liabilities | $231,000 | 9,373 |
| Total equity capital | $2,985,000 | 9,781 |
| Total bank equity capital | $2,985,000 | 9,781 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,460,000 | 1,747 |
| Surplus | $2,461,000 | 4,730 |
| Undivided profits | $-1,936,000 | 13,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 8,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $135,000 | 10,464 |
| Earning assets | $49,418,000 | 7,454 |
| Long-term assets (5+ years) | $28,900,000 | 1,926 |
| Average Assets, year-to-date | $55,697,200 | 7,143 |
| Average Assets, quarterly | $55,387,500 | 7,276 |
| Volatile liabilities | $4,529,000 | 6,952 |
| Insider loans | $737,000 | 1,217 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,222,000 | 4,504 |
| Tier 1 (core) risk-based capital | $2,886,000 | 9,875 |
| Tier 2 risk-based capital | $438,640 | 5,809 |
| Total risk weighted assets | $22,054,840 | 8,866 |
| Total unused commitments | $5,222,000 | 4,529 |
| Derivatives | $0 | 651 |