Home > New York FSB > Income and Expense
New York FSB, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,953,000 | 4,063 |
| Total interest expense | $3,892,000 | 3,816 |
| Net interest income | $4,061,000 | 4,267 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $164,000 | 8,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $164,000 | 5,709 |
| Total noninterest expense | $2,854,000 | 4,472 |
| Salaries and employee benefits | $1,315,000 | 4,809 |
| Premises and equipment expense | $247,000 | 6,293 |
| Additional noninterest expense | $1,292,000 | 3,549 |
| Pre-tax net operating income | $1,326,000 | 4,771 |
| Securities gains (losses) | $409,000 | 470 |
| Applicable income taxes | $745,000 | 3,032 |
| Income before extraordinary items | $990,000 | 4,553 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $990,000 | 4,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $438,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $728,240 | 5,577 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,617,000 | 4,202 |
| Total interest expense | $3,425,000 | 4,237 |
| Net interest income | $4,192,000 | 4,149 |
| Provision for loan and lease losses | $325,000 | 2,159 |
| Total noninterest income | $77,000 | 10,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $2,054,000 | 5,863 |
| Salaries and employee benefits | $999,000 | 6,073 |
| Premises and equipment expense | $209,000 | 7,021 |
| Additional noninterest expense | $846,000 | 5,014 |
| Pre-tax net operating income | $1,890,000 | 3,675 |
| Securities gains (losses) | $113,000 | 906 |
| Applicable income taxes | $924,000 | 2,546 |
| Income before extraordinary items | $1,079,000 | 4,317 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,079,000 | 4,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $436,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,006,680 | 4,571 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,922,000 | 4,920 |
| Total interest expense | $2,497,000 | 4,660 |
| Net interest income | $3,425,000 | 5,032 |
| Provision for loan and lease losses | $541,000 | 1,446 |
| Total noninterest income | $191,000 | 8,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $191,000 | 5,424 |
| Total noninterest expense | $1,683,000 | 7,037 |
| Salaries and employee benefits | $869,000 | 6,826 |
| Premises and equipment expense | $183,000 | 7,795 |
| Additional noninterest expense | $631,000 | 6,809 |
| Pre-tax net operating income | $1,392,000 | 4,690 |
| Securities gains (losses) | $36,000 | 1,361 |
| Applicable income taxes | $576,000 | 3,632 |
| Income before extraordinary items | $852,000 | 5,108 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $852,000 | 5,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $687,000 | 1,108 |
| Cash dividends | $431,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 839 |
| Net operating income | $828,960 | 5,278 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 5,846 |
| Total interest expense | $1,901,000 | 6,089 |
| Net interest income | $3,035,000 | 5,608 |
| Provision for loan and lease losses | $322,000 | 2,849 |
| Total noninterest income | $59,000 | 12,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $1,555,000 | 7,630 |
| Salaries and employee benefits | $772,000 | 7,486 |
| Premises and equipment expense | $193,000 | 7,830 |
| Additional noninterest expense | $590,000 | 7,431 |
| Pre-tax net operating income | $1,217,000 | 5,129 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $608,000 | 3,559 |
| Income before extraordinary items | $635,000 | 6,529 |
| Extraordinary gains, net | $8,000 | 2,989 |
| Net income | $643,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $283,000 | 4,576 |
| Sale, conversion, retirement of capital stock, net | $-228,000 | 13,215 |
| Net operating income | $618,360 | 6,399 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 7,707 |
| Total interest expense | $1,647,000 | 8,061 |
| Net interest income | $2,203,000 | 7,241 |
| Provision for loan and lease losses | $131,000 | 6,478 |
| Total noninterest income | $43,000 | 13,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $1,190,000 | 9,088 |
| Salaries and employee benefits | $687,000 | 8,091 |
| Premises and equipment expense | $173,000 | 8,493 |
| Additional noninterest expense | $330,000 | 10,437 |
| Pre-tax net operating income | $925,000 | 5,967 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $431,000 | 4,524 |
| Income before extraordinary items | $494,000 | 7,395 |
| Extraordinary gains, net | $-27,000 | 13,531 |
| Net income | $467,000 | 7,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $308,000 | 3,937 |
| Sale, conversion, retirement of capital stock, net | $-197,000 | 13,839 |
| Net operating income | $494,000 | 7,006 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.