Home > New York Community Bank > Net charge- offs to loans
New York Community Bank, Net charge- offs to loans
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 3,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 750 |
| Percentage Net Loans Charged-off:Construction & development | -0.1157% | 4,623 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0032% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0937% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0937% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3333% | 4,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3840% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3840% | 1,039 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0212% | 3,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 689 |
| Percentage Net Loans Charged-off:Construction & development | -0.1676% | 4,260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0000% | 3,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0013% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4507% | 4,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3445% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3445% | 1,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 268 |
| Percentage Net Loans Charged-off:Construction & development | -0.3177% | 4,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2054% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3223% | 4,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2311% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2311% | 1,145 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 3,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 3,962 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0272% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0039% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4556% | 52 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4561% | 56 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3102% | 4,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6345% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6345% | 210 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0216% | 3,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,037 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 4,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0052% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5828% | 38 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5835% | 37 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5654% | 4,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5849% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5849% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0304% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,333 |
| Percentage Net Loans Charged-off:Construction & development | -0.0077% | 4,105 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0422% | 4,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0079% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 4,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 4,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7137% | 4,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8140% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8140% | 178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 3,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 665 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 4,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0082% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0324% | 4,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0325% | 4,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2634% | 4,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2426% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2426% | 171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 1,935 |
| Percentage Net Loans Charged-off:Construction & development | -0.0498% | 4,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 3,964 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 1,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9959% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6581% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6581% | 870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0250% | 37 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 2,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,832 |
| Percentage Net Loans Charged-off:Construction & development | -0.0609% | 4,394 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 4,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0177% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5422% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5422% | 1,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0348% | 32 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 1,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,571 |
| Percentage Net Loans Charged-off:Construction & development | -0.0800% | 4,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5367% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7766% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7766% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0527% | 22 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,581 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 4,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1838% | 174 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.2714% | 23 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.2714% | 17 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1116% | 16 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 2,064 |
| Percentage Net Loans Charged-off:Construction & development | -0.0203% | 4,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0022% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2297% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2303% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0087% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0229% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0229% | 720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 2,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 1,758 |
| Percentage Net Loans Charged-off:Construction & development | -0.0177% | 4,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0019% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2985% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2993% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0937% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2667% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2667% | 521 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,677 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0688% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7679% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7679% | 879 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 2,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,765 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 4,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4517% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0545% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0545% | 651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0419% | 2,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 1,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.4882% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0001% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7377% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8916% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8916% | 310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0078% | 3,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | -0.0325% | 4,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0612% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0002% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1083% | 4,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5536% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5536% | 375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | -0.0466% | 4,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0913% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1612% | 4,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1410% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1410% | 553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 1,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 815 |
| Percentage Net Loans Charged-off:Construction & development | -0.0785% | 4,771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1873% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1570% | 4,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0117% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0117% | 307 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 4,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,683 |
| Percentage Net Loans Charged-off:Construction & development | -0.0441% | 4,649 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0010% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9127% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 2,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0839% | 4,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6176% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6176% | 412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 4,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 2,326 |
| Percentage Net Loans Charged-off:Construction & development | -0.0604% | 4,749 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0013% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 1,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9793% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 1,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0706% | 4,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3026% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3026% | 520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 4,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | -0.0834% | 4,841 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1144% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0987% | 4,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6828% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6828% | 367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 4,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 4,117 |
| Percentage Net Loans Charged-off:Construction & development | -0.1068% | 4,979 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 4,395 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0203% | 3,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0249% | 4,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7520% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7520% | 967 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 4,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,542 |
| Percentage Net Loans Charged-off:Construction & development | -0.0481% | 4,757 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 4,971 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,510 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 4,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0179% | 746 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0055% | 2,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8198% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8198% | 1,054 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 4,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 4,499 |
| Percentage Net Loans Charged-off:Construction & development | -0.0654% | 4,857 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 5,071 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,556 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 4,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0257% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 4,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1237% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9940% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9940% | 748 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 4,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,596 |
| Percentage Net Loans Charged-off:Construction & development | -0.1005% | 5,020 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 5,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 4,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0500% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 4,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2042% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3424% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3424% | 495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 4,550 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 4,783 |
| Percentage Net Loans Charged-off:Construction & development | -0.2077% | 5,225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0394% | 5,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1258% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0710% | 4,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1294% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1294% | 307 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 5,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 5,101 |
| Percentage Net Loans Charged-off:Construction & development | -0.0351% | 4,846 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 5,253 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0168% | 4,728 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 2,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0040% | 935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 2,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0986% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1770% | 2,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1770% | 2,645 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 5,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 5,108 |
| Percentage Net Loans Charged-off:Construction & development | -0.0476% | 4,982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0220% | 4,782 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 2,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0051% | 822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 2,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 4,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0956% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0956% | 2,811 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0070% | 4,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,930 |
| Percentage Net Loans Charged-off:Construction & development | -0.0721% | 5,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0119% | 4,803 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 2,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0074% | 705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 4,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1248% | 2,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1248% | 2,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 4,850 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 5,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.1447% | 5,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0230% | 4,881 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 1,771 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 4,203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 1,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 4,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1504% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1504% | 2,015 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 4,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 3,828 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 2,010 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,899 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 3,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0493% | 1,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 3,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2035% | 1,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2458% | 2,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2458% | 2,521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 4,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 3,491 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,997 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0275% | 1,660 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,963 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 3,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0062% | 1,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 3,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3479% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2647% | 2,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2647% | 2,219 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 3,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 3,094 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 5,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 1,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0006% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 2,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5994% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2482% | 2,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2482% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 3,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 1,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0124% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 2,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 2,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3783% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3213% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3213% | 1,718 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 4,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 3,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.1296% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 2,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0576% | 539 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 4,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0347% | 1,355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 3,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4496% | 6,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1964% | 3,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1964% | 3,025 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 4,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 3,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.2148% | 1,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0622% | 1,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0409% | 471 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 3,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0244% | 1,231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 3,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4418% | 6,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1596% | 3,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1596% | 2,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 4,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 3,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.7681% | 789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 1,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0148% | 411 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 3,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0376% | 1,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 3,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2106% | 1,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1235% | 2,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1235% | 2,846 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 4,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 3,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0182% | 1,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 2,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0220% | 757 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 2,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0366% | 5,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0975% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0975% | 2,452 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1312% | 4,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1317% | 3,757 |
| Percentage Net Loans Charged-off:Construction & development | 1.5547% | 1,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0739% | 2,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1521% | 717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 4,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2605% | 1,319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 4,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1177% | 3,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3971% | 2,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3971% | 2,516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1617% | 3,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 3,330 |
| Percentage Net Loans Charged-off:Construction & development | 2.0506% | 1,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0982% | 2,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1860% | 622 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 4,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3173% | 1,115 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 6,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0414% | 5,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4512% | 2,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4512% | 2,131 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1994% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2017% | 2,917 |
| Percentage Net Loans Charged-off:Construction & development | 3.0047% | 755 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1371% | 1,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2120% | 490 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 3,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3502% | 967 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 6,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1106% | 6,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4629% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4629% | 1,969 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2066% | 2,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2056% | 2,466 |
| Percentage Net Loans Charged-off:Construction & development | 2.1539% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1416% | 1,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2330% | 331 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 2,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6895% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 6,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2966% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7150% | 1,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7150% | 1,321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3374% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3246% | 3,294 |
| Percentage Net Loans Charged-off:Construction & development | 1.8386% | 1,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1750% | 2,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4225% | 781 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 4,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 4,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1134% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2046% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1803% | 607 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3535% | 3,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3433% | 2,948 |
| Percentage Net Loans Charged-off:Construction & development | 1.5615% | 1,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1932% | 2,368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4592% | 639 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 4,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 4,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9223% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7068% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6617% | 455 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4391% | 2,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4284% | 2,480 |
| Percentage Net Loans Charged-off:Construction & development | 1.3961% | 1,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2902% | 1,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5711% | 500 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 4,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 3,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0441% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7559% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6570% | 314 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5181% | 2,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4911% | 1,909 |
| Percentage Net Loans Charged-off:Construction & development | 0.6545% | 1,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5181% | 1,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6302% | 316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 3,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 2,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9975% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9037% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8150% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1841% | 5,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1404% | 4,570 |
| Percentage Net Loans Charged-off:Construction & development | 1.5805% | 2,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0444% | 3,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1584% | 991 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 4,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 4,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1756% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8761% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2049% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1478% | 4,186 |
| Percentage Net Loans Charged-off:Construction & development | 2.0355% | 1,838 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 3,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1665% | 804 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 4,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 4,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0364% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5034% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1962% | 4,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1341% | 3,899 |
| Percentage Net Loans Charged-off:Construction & development | 1.0330% | 1,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 2,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1793% | 631 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 4,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 3,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8510% | 332 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5535% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1417% | 4,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1122% | 3,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.9123% | 1,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1495% | 415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8926% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1991% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1292% | 5,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0985% | 4,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.8956% | 2,636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 3,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0960% | 853 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 4,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 4,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5874% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5560% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 5,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0834% | 4,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.8243% | 2,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 2,817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0735% | 662 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 3,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 3,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6768% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3228% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1332% | 4,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 3,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.9156% | 1,827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0927% | 489 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1192% | 2,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1336% | 2,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2366% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0072% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2269% | 1,189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0955% | 4,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 3,100 |
| Percentage Net Loans Charged-off:Construction & development | 1.8103% | 989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0068% | 305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2325% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2603% | 1,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3679% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7939% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 6,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 5,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.2682% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 2,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0012% | 545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5125% | 2,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5258% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 6,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 4,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0016% | 376 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3817% | 2,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4442% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 5,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5695% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6634% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 4,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1189% | 1,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3359% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 6,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8948% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0729% | 1,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0001% | 5,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1034% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0001% | 4,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3619% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 6,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0945% | 2,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6181% | 718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 5,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1354% | 2,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5862% | 649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 5,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2030% | 1,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 4,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4045% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0001% | 6,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4050% | 4,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0001% | 6,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3438% | 3,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0002% | 5,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4626% | 2,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0002% | 4,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6295% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 6,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1568% | 3,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3086% | 4,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 9,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0284% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0287% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 8,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 7,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1683% | 1,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0586% | 294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 7,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0038% | 365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1426% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1445% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0690% | 9,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 1,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5858% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |