Home > New West Bank > Income and Expense
New West Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 3,570 |
| Total interest expense | $183,000 | 3,884 |
| Net interest income | $1,395,000 | 3,471 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $96,000 | 4,915 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $38,000 | 4,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,529 |
| Total noninterest expense | $1,195,000 | 3,573 |
| Salaries and employee benefits | $892,000 | 2,785 |
| Premises and equipment expense | $74,000 | 4,957 |
| Additional noninterest expense | $229,000 | 4,846 |
| Pre-tax net operating income | $296,000 | 3,826 |
| Securities gains (losses) | $1,431,000 | 85 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,727,000 | 885 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,727,000 | 886 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,727,000 | 887 |
| Net charge-offs | $37,000 | 2,639 |
| Cash dividends | $464,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $296,000 | 3,497 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,449,000 | 3,301 |
| Total interest expense | $941,000 | 3,757 |
| Net interest income | $6,508,000 | 3,171 |
| Provision for loan and lease losses | $350,000 | 3,164 |
| Total noninterest income | $260,000 | 5,407 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $174,000 | 4,512 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $86,000 | 5,463 |
| Total noninterest expense | $5,024,000 | 3,452 |
| Salaries and employee benefits | $3,687,000 | 2,650 |
| Premises and equipment expense | $258,000 | 5,277 |
| Additional noninterest expense | $1,079,000 | 4,605 |
| Pre-tax net operating income | $1,394,000 | 3,460 |
| Securities gains (losses) | $270,000 | 1,449 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,664,000 | 2,923 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,664,000 | 2,925 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,664,000 | 2,925 |
| Net charge-offs | $391,000 | 2,968 |
| Cash dividends | $571,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,394,000 | 3,125 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,558,000 | 3,368 |
| Total interest expense | $717,000 | 3,841 |
| Net interest income | $4,841,000 | 3,233 |
| Provision for loan and lease losses | $330,000 | 2,843 |
| Total noninterest income | $198,000 | 5,433 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $139,000 | 4,475 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $59,000 | 5,609 |
| Total noninterest expense | $3,717,000 | 3,517 |
| Salaries and employee benefits | $2,657,000 | 2,770 |
| Premises and equipment expense | $207,000 | 5,198 |
| Additional noninterest expense | $853,000 | 4,519 |
| Pre-tax net operating income | $992,000 | 3,652 |
| Securities gains (losses) | $270,000 | 1,208 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,262,000 | 2,965 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,262,000 | 2,965 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,262,000 | 2,964 |
| Net charge-offs | $383,000 | 2,512 |
| Cash dividends | $571,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $992,000 | 3,296 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 3,394 |
| Total interest expense | $494,000 | 3,858 |
| Net interest income | $3,196,000 | 3,263 |
| Provision for loan and lease losses | $270,000 | 2,583 |
| Total noninterest income | $95,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $88,000 | 4,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,537 |
| Total noninterest expense | $2,375,000 | 3,641 |
| Salaries and employee benefits | $1,607,000 | 3,007 |
| Premises and equipment expense | $136,000 | 5,240 |
| Additional noninterest expense | $632,000 | 4,263 |
| Pre-tax net operating income | $646,000 | 3,677 |
| Securities gains (losses) | $180,000 | 1,181 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $826,000 | 2,967 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $826,000 | 2,967 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $826,000 | 2,967 |
| Net charge-offs | $-13,000 | 6,695 |
| Cash dividends | $571,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $646,000 | 3,302 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 3,426 |
| Total interest expense | $255,000 | 3,889 |
| Net interest income | $1,587,000 | 3,301 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $1,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $39,000 | 4,766 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-38,000 | 7,066 |
| Total noninterest expense | $1,168,000 | 3,704 |
| Salaries and employee benefits | $804,000 | 3,019 |
| Premises and equipment expense | $72,000 | 5,172 |
| Additional noninterest expense | $292,000 | 4,452 |
| Pre-tax net operating income | $370,000 | 3,451 |
| Securities gains (losses) | $72,000 | 1,059 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $442,000 | 2,872 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $442,000 | 2,875 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $442,000 | 2,876 |
| Net charge-offs | $-6,000 | 6,458 |
| Cash dividends | $571,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $370,000 | 3,069 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,397,000 | 3,538 |
| Total interest expense | $1,362,000 | 3,677 |
| Net interest income | $6,035,000 | 3,447 |
| Provision for loan and lease losses | $330,000 | 3,980 |
| Total noninterest income | $-7,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $209,000 | 4,296 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-216,000 | 6,963 |
| Total noninterest expense | $4,456,000 | 3,829 |
| Salaries and employee benefits | $2,909,000 | 3,197 |
| Premises and equipment expense | $286,000 | 5,341 |
| Additional noninterest expense | $1,261,000 | 4,318 |
| Pre-tax net operating income | $1,242,000 | 3,338 |
| Securities gains (losses) | $158,000 | 1,661 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,400,000 | 2,922 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,400,000 | 2,924 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,400,000 | 2,924 |
| Net charge-offs | $388,000 | 3,490 |
| Cash dividends | $410,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,242,000 | 3,043 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,583,000 | 3,562 |
| Total interest expense | $1,039,000 | 3,739 |
| Net interest income | $4,544,000 | 3,449 |
| Provision for loan and lease losses | $460,000 | 2,985 |
| Total noninterest income | $202,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $159,000 | 4,289 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $43,000 | 5,927 |
| Total noninterest expense | $3,229,000 | 3,929 |
| Salaries and employee benefits | $2,078,000 | 3,299 |
| Premises and equipment expense | $219,000 | 5,343 |
| Additional noninterest expense | $932,000 | 4,359 |
| Pre-tax net operating income | $1,057,000 | 3,211 |
| Securities gains (losses) | $63,000 | 2,156 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,120,000 | 2,839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,120,000 | 2,842 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,120,000 | 2,842 |
| Net charge-offs | $395,000 | 2,926 |
| Cash dividends | $410,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,057,000 | 2,857 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 3,631 |
| Total interest expense | $717,000 | 3,751 |
| Net interest income | $2,943,000 | 3,532 |
| Provision for loan and lease losses | $370,000 | 2,692 |
| Total noninterest income | $137,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $105,000 | 4,294 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 5,904 |
| Total noninterest expense | $2,059,000 | 4,082 |
| Salaries and employee benefits | $1,255,000 | 3,572 |
| Premises and equipment expense | $147,000 | 5,359 |
| Additional noninterest expense | $657,000 | 4,273 |
| Pre-tax net operating income | $651,000 | 3,313 |
| Securities gains (losses) | $28,000 | 1,915 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $679,000 | 2,964 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $679,000 | 2,965 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $679,000 | 2,966 |
| Net charge-offs | $395,000 | 2,379 |
| Cash dividends | $410,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $651,000 | 2,959 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 3,763 |
| Total interest expense | $377,000 | 3,739 |
| Net interest income | $1,387,000 | 3,673 |
| Provision for loan and lease losses | $170,000 | 2,631 |
| Total noninterest income | $100,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $49,000 | 4,390 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 4,640 |
| Total noninterest expense | $1,038,000 | 4,085 |
| Salaries and employee benefits | $631,000 | 3,584 |
| Premises and equipment expense | $74,000 | 5,394 |
| Additional noninterest expense | $333,000 | 4,233 |
| Pre-tax net operating income | $279,000 | 3,646 |
| Securities gains (losses) | $19,000 | 1,113 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $298,000 | 3,256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $298,000 | 3,253 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $298,000 | 3,254 |
| Net charge-offs | $198,000 | 2,132 |
| Cash dividends | $410,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $279,000 | 3,322 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,205,000 | 3,837 |
| Total interest expense | $1,973,000 | 3,608 |
| Net interest income | $5,232,000 | 3,835 |
| Provision for loan and lease losses | $390,000 | 4,485 |
| Total noninterest income | $337,000 | 5,220 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $197,000 | 4,436 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $140,000 | 5,057 |
| Total noninterest expense | $4,180,000 | 4,094 |
| Salaries and employee benefits | $2,363,000 | 3,744 |
| Premises and equipment expense | $295,000 | 5,450 |
| Additional noninterest expense | $1,522,000 | 3,967 |
| Pre-tax net operating income | $999,000 | 3,384 |
| Securities gains (losses) | $109,000 | 2,090 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,108,000 | 3,039 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,108,000 | 3,036 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,108,000 | 3,039 |
| Net charge-offs | $641,000 | 3,300 |
| Cash dividends | $214,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $999,000 | 3,106 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,376,000 | 3,923 |
| Total interest expense | $1,576,000 | 3,567 |
| Net interest income | $3,800,000 | 3,980 |
| Provision for loan and lease losses | $300,000 | 4,314 |
| Total noninterest income | $337,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $150,000 | 4,473 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $187,000 | 4,287 |
| Total noninterest expense | $2,865,000 | 4,353 |
| Salaries and employee benefits | $1,764,000 | 3,793 |
| Premises and equipment expense | $241,000 | 5,328 |
| Additional noninterest expense | $860,000 | 4,727 |
| Pre-tax net operating income | $972,000 | 3,144 |
| Securities gains (losses) | $-195,000 | 7,477 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $777,000 | 3,327 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $777,000 | 3,325 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $777,000 | 3,327 |
| Net charge-offs | $459,000 | 3,192 |
| Cash dividends | $214,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $972,000 | 2,806 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 3,974 |
| Total interest expense | $1,123,000 | 3,478 |
| Net interest income | $2,432,000 | 4,089 |
| Provision for loan and lease losses | $210,000 | 4,142 |
| Total noninterest income | $241,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $98,000 | 4,519 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $143,000 | 4,047 |
| Total noninterest expense | $1,894,000 | 4,396 |
| Salaries and employee benefits | $1,166,000 | 3,844 |
| Premises and equipment expense | $155,000 | 5,441 |
| Additional noninterest expense | $573,000 | 4,713 |
| Pre-tax net operating income | $569,000 | 3,411 |
| Securities gains (losses) | $65,000 | 1,719 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $634,000 | 2,959 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $634,000 | 2,953 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $634,000 | 2,958 |
| Net charge-offs | $291,000 | 3,090 |
| Cash dividends | $214,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $569,000 | 3,063 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 3,967 |
| Total interest expense | $616,000 | 3,360 |
| Net interest income | $1,206,000 | 4,147 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $128,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $86,000 | 3,776 |
| Total noninterest expense | $925,000 | 4,498 |
| Salaries and employee benefits | $580,000 | 3,926 |
| Premises and equipment expense | $75,000 | 5,600 |
| Additional noninterest expense | $270,000 | 4,891 |
| Pre-tax net operating income | $319,000 | 3,259 |
| Securities gains (losses) | $-21,000 | 7,563 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $298,000 | 3,143 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $298,000 | 3,140 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $298,000 | 3,143 |
| Net charge-offs | $189,000 | 2,495 |
| Cash dividends | $214,000 | 1,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $319,000 | 2,911 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,048,000 | 3,799 |
| Total interest expense | $3,063,000 | 3,360 |
| Net interest income | $4,985,000 | 3,963 |
| Provision for loan and lease losses | $950,000 | 3,582 |
| Total noninterest income | $353,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $166,000 | 4,974 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $187,000 | 4,742 |
| Total noninterest expense | $3,592,000 | 4,634 |
| Salaries and employee benefits | $2,087,000 | 4,224 |
| Premises and equipment expense | $301,000 | 5,636 |
| Additional noninterest expense | $1,204,000 | 4,737 |
| Pre-tax net operating income | $796,000 | 3,349 |
| Securities gains (losses) | $-266,000 | 7,471 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $530,000 | 3,782 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $530,000 | 3,780 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $530,000 | 3,781 |
| Net charge-offs | $609,000 | 3,543 |
| Cash dividends | $210,000 | 3,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $796,000 | 3,089 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,822,000 | 3,954 |
| Total interest expense | $2,376,000 | 3,409 |
| Net interest income | $3,446,000 | 4,173 |
| Provision for loan and lease losses | $500,000 | 3,787 |
| Total noninterest income | $262,000 | 5,431 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $121,000 | 5,060 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $141,000 | 4,874 |
| Total noninterest expense | $2,683,000 | 4,657 |
| Salaries and employee benefits | $1,448,000 | 4,490 |
| Premises and equipment expense | $223,000 | 5,718 |
| Additional noninterest expense | $1,012,000 | 4,350 |
| Pre-tax net operating income | $525,000 | 3,827 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $525,000 | 3,610 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $525,000 | 3,608 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $525,000 | 3,610 |
| Net charge-offs | $464,000 | 3,145 |
| Cash dividends | $210,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $525,000 | 3,524 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 4,094 |
| Total interest expense | $1,614,000 | 3,482 |
| Net interest income | $2,125,000 | 4,398 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $138,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $77,000 | 5,132 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $61,000 | 5,563 |
| Total noninterest expense | $1,558,000 | 5,133 |
| Salaries and employee benefits | $827,000 | 4,998 |
| Premises and equipment expense | $150,000 | 5,750 |
| Additional noninterest expense | $581,000 | 4,818 |
| Pre-tax net operating income | $405,000 | 3,662 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $405,000 | 3,452 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $405,000 | 3,449 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $405,000 | 3,450 |
| Net charge-offs | $216,000 | 3,335 |
| Cash dividends | $210,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $405,000 | 3,338 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 4,269 |
| Total interest expense | $798,000 | 3,624 |
| Net interest income | $979,000 | 4,636 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $59,000 | 6,125 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $748,000 | 5,193 |
| Salaries and employee benefits | $458,000 | 4,746 |
| Premises and equipment expense | $76,000 | 5,763 |
| Additional noninterest expense | $214,000 | 5,416 |
| Pre-tax net operating income | $140,000 | 4,606 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $140,000 | 4,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $140,000 | 4,462 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $140,000 | 4,462 |
| Net charge-offs | $151,000 | 2,404 |
| Cash dividends | $210,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $140,000 | 4,301 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,221,000 | 4,394 |
| Total interest expense | $3,588,000 | 3,783 |
| Net interest income | $3,633,000 | 4,869 |
| Provision for loan and lease losses | $910,000 | 2,852 |
| Total noninterest income | $254,000 | 6,111 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $146,000 | 5,365 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $108,000 | 5,814 |
| Total noninterest expense | $2,812,000 | 5,327 |
| Salaries and employee benefits | $1,757,000 | 4,871 |
| Premises and equipment expense | $289,000 | 5,897 |
| Additional noninterest expense | $766,000 | 5,587 |
| Pre-tax net operating income | $165,000 | 5,846 |
| Securities gains (losses) | $37,000 | 1,803 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $202,000 | 5,479 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $202,000 | 5,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $494,000 | 2,816 |
| Cash dividends | $351,000 | 3,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $165,000 | 5,773 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 4,484 |
| Total interest expense | $2,702,000 | 3,882 |
| Net interest income | $2,666,000 | 4,960 |
| Provision for loan and lease losses | $385,000 | 3,138 |
| Total noninterest income | $193,000 | 6,186 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $112,000 | 5,359 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $81,000 | 5,935 |
| Total noninterest expense | $2,098,000 | 5,321 |
| Salaries and employee benefits | $1,297,000 | 4,937 |
| Premises and equipment expense | $217,000 | 5,892 |
| Additional noninterest expense | $584,000 | 5,499 |
| Pre-tax net operating income | $376,000 | 5,352 |
| Securities gains (losses) | $33,000 | 1,699 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $409,000 | 4,762 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $409,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,632 |
| Cash dividends | $351,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $376,000 | 5,045 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 4,608 |
| Total interest expense | $1,784,000 | 4,029 |
| Net interest income | $1,741,000 | 5,030 |
| Provision for loan and lease losses | $235,000 | 2,897 |
| Total noninterest income | $128,000 | 6,260 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $76,000 | 5,344 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $52,000 | 6,079 |
| Total noninterest expense | $1,356,000 | 5,442 |
| Salaries and employee benefits | $842,000 | 5,062 |
| Premises and equipment expense | $143,000 | 5,958 |
| Additional noninterest expense | $371,000 | 5,634 |
| Pre-tax net operating income | $278,000 | 5,384 |
| Securities gains (losses) | $33,000 | 1,725 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $311,000 | 4,932 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $311,000 | 4,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $351,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $278,000 | 5,060 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 4,712 |
| Total interest expense | $884,000 | 4,231 |
| Net interest income | $873,000 | 5,037 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $62,000 | 6,315 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $40,000 | 5,234 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $683,000 | 5,447 |
| Salaries and employee benefits | $432,000 | 5,003 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $183,000 | 5,620 |
| Pre-tax net operating income | $207,000 | 4,894 |
| Securities gains (losses) | $16,000 | 1,726 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $223,000 | 4,443 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $223,000 | 4,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $351,000 | 1,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $207,000 | 4,499 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,627,000 | 4,892 |
| Total interest expense | $3,350,000 | 4,468 |
| Net interest income | $3,277,000 | 5,250 |
| Provision for loan and lease losses | $45,000 | 5,768 |
| Total noninterest income | $227,000 | 6,552 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $147,000 | 5,461 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $80,000 | 6,526 |
| Total noninterest expense | $2,665,000 | 5,398 |
| Salaries and employee benefits | $1,767,000 | 4,801 |
| Premises and equipment expense | $267,000 | 6,066 |
| Additional noninterest expense | $631,000 | 6,008 |
| Pre-tax net operating income | $794,000 | 5,191 |
| Securities gains (losses) | $12,000 | 1,280 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $806,000 | 4,794 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $806,000 | 4,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,925 |
| Cash dividends | $478,000 | 3,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $794,000 | 4,789 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,822,000 | 5,006 |
| Total interest expense | $2,438,000 | 4,554 |
| Net interest income | $2,384,000 | 5,370 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $167,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $108,000 | 5,504 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $59,000 | 6,570 |
| Total noninterest expense | $1,946,000 | 5,457 |
| Salaries and employee benefits | $1,271,000 | 4,920 |
| Premises and equipment expense | $201,000 | 6,059 |
| Additional noninterest expense | $474,000 | 5,954 |
| Pre-tax net operating income | $575,000 | 5,520 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $575,000 | 5,091 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $575,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $478,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $575,000 | 5,089 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 5,181 |
| Total interest expense | $1,563,000 | 4,664 |
| Net interest income | $1,507,000 | 5,552 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $141,000 | 6,232 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $70,000 | 5,589 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $71,000 | 5,722 |
| Total noninterest expense | $1,274,000 | 5,538 |
| Salaries and employee benefits | $786,000 | 5,191 |
| Premises and equipment expense | $169,000 | 5,529 |
| Additional noninterest expense | $319,000 | 5,954 |
| Pre-tax net operating income | $359,000 | 5,722 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $359,000 | 5,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $359,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $478,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $359,000 | 5,292 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 5,299 |
| Total interest expense | $747,000 | 4,791 |
| Net interest income | $734,000 | 5,641 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $64,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $30,000 | 5,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $34,000 | 5,782 |
| Total noninterest expense | $624,000 | 5,629 |
| Salaries and employee benefits | $372,000 | 5,395 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $165,000 | 5,838 |
| Pre-tax net operating income | $174,000 | 5,781 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $174,000 | 5,358 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $174,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $478,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $174,000 | 5,340 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,472,000 | 5,298 |
| Total interest expense | $2,373,000 | 4,962 |
| Net interest income | $3,099,000 | 5,426 |
| Provision for loan and lease losses | $110,000 | 4,597 |
| Total noninterest income | $209,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $107,000 | 6,056 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $102,000 | 6,296 |
| Total noninterest expense | $2,437,000 | 5,572 |
| Salaries and employee benefits | $1,591,000 | 5,004 |
| Premises and equipment expense | $327,000 | 5,516 |
| Additional noninterest expense | $519,000 | 6,453 |
| Pre-tax net operating income | $761,000 | 5,749 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $761,000 | 5,323 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $761,000 | 5,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,500 |
| Cash dividends | $292,000 | 4,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $761,000 | 5,316 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,945,000 | 5,411 |
| Total interest expense | $1,651,000 | 5,082 |
| Net interest income | $2,294,000 | 5,510 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $148,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $80,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 6,480 |
| Total noninterest expense | $1,737,000 | 5,703 |
| Salaries and employee benefits | $1,118,000 | 5,189 |
| Premises and equipment expense | $245,000 | 5,541 |
| Additional noninterest expense | $374,000 | 6,547 |
| Pre-tax net operating income | $605,000 | 5,843 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $605,000 | 5,340 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $605,000 | 5,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $292,000 | 3,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $605,000 | 5,337 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 5,530 |
| Total interest expense | $1,013,000 | 5,193 |
| Net interest income | $1,488,000 | 5,620 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $94,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $50,000 | 6,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 6,558 |
| Total noninterest expense | $1,102,000 | 5,882 |
| Salaries and employee benefits | $705,000 | 5,401 |
| Premises and equipment expense | $162,000 | 5,568 |
| Additional noninterest expense | $235,000 | 6,724 |
| Pre-tax net operating income | $420,000 | 5,790 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $420,000 | 5,271 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $420,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $292,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $420,000 | 5,271 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 5,584 |
| Total interest expense | $491,000 | 5,167 |
| Net interest income | $718,000 | 5,729 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $40,000 | 7,310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $527,000 | 6,025 |
| Salaries and employee benefits | $330,000 | 5,643 |
| Premises and equipment expense | $81,000 | 5,603 |
| Additional noninterest expense | $116,000 | 6,720 |
| Pre-tax net operating income | $201,000 | 5,834 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $201,000 | 5,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $201,000 | 5,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $292,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $201,000 | 5,347 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,754,000 | 6,006 |
| Total interest expense | $1,398,000 | 5,420 |
| Net interest income | $2,356,000 | 6,199 |
| Provision for loan and lease losses | $155,000 | 4,066 |
| Total noninterest income | $102,000 | 7,917 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $66,000 | 6,819 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,717 |
| Total noninterest expense | $1,750,000 | 6,488 |
| Salaries and employee benefits | $1,046,000 | 6,223 |
| Premises and equipment expense | $233,000 | 6,388 |
| Additional noninterest expense | $471,000 | 6,732 |
| Pre-tax net operating income | $553,000 | 6,574 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $553,000 | 6,167 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $553,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $553,000 | 6,136 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 6,141 |
| Total interest expense | $976,000 | 5,502 |
| Net interest income | $1,685,000 | 6,365 |
| Provision for loan and lease losses | $119,000 | 3,915 |
| Total noninterest income | $75,000 | 7,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $47,000 | 6,913 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $1,259,000 | 6,608 |
| Salaries and employee benefits | $762,000 | 6,305 |
| Premises and equipment expense | $163,000 | 6,518 |
| Additional noninterest expense | $334,000 | 6,846 |
| Pre-tax net operating income | $382,000 | 6,869 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $382,000 | 6,468 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $382,000 | 6,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $382,000 | 6,426 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 6,198 |
| Total interest expense | $629,000 | 5,436 |
| Net interest income | $1,078,000 | 6,461 |
| Provision for loan and lease losses | $85,000 | 3,670 |
| Total noninterest income | $50,000 | 7,967 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $800,000 | 6,730 |
| Salaries and employee benefits | $492,000 | 6,398 |
| Premises and equipment expense | $98,000 | 6,741 |
| Additional noninterest expense | $210,000 | 6,979 |
| Pre-tax net operating income | $243,000 | 6,956 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $243,000 | 6,570 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $243,000 | 6,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $243,000 | 6,519 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $833,000 | 6,267 |
| Total interest expense | $315,000 | 5,338 |
| Net interest income | $518,000 | 6,627 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $30,000 | 7,797 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $379,000 | 6,905 |
| Salaries and employee benefits | $237,000 | 6,527 |
| Premises and equipment expense | $48,000 | 6,855 |
| Additional noninterest expense | $94,000 | 7,271 |
| Pre-tax net operating income | $124,000 | 6,905 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $124,000 | 6,503 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $124,000 | 6,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $124,000 | 6,460 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 7,050 |
| Total interest expense | $816,000 | 6,205 |
| Net interest income | $1,523,000 | 7,283 |
| Provision for loan and lease losses | $195,000 | 3,736 |
| Total noninterest income | $68,000 | 8,420 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $37,000 | 7,473 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $31,000 | 7,936 |
| Total noninterest expense | $1,363,000 | 7,152 |
| Salaries and employee benefits | $840,000 | 6,811 |
| Premises and equipment expense | $167,000 | 7,152 |
| Additional noninterest expense | $356,000 | 7,371 |
| Pre-tax net operating income | $33,000 | 8,301 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $33,000 | 8,338 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $33,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $33,000 | 8,303 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 7,303 |
| Total interest expense | $520,000 | 6,606 |
| Net interest income | $1,052,000 | 7,473 |
| Provision for loan and lease losses | $145,000 | 3,592 |
| Total noninterest income | $53,000 | 8,448 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $26,000 | 7,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 7,817 |
| Total noninterest expense | $984,000 | 7,205 |
| Salaries and employee benefits | $601,000 | 6,894 |
| Premises and equipment expense | $131,000 | 7,018 |
| Additional noninterest expense | $252,000 | 7,475 |
| Pre-tax net operating income | $-24,000 | 8,516 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-24,000 | 8,543 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-24,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-24,000 | 8,514 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $933,000 | 7,590 |
| Total interest expense | $284,000 | 7,104 |
| Net interest income | $649,000 | 7,665 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $34,000 | 8,523 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $15,000 | 7,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $655,000 | 7,263 |
| Salaries and employee benefits | $391,000 | 6,999 |
| Premises and equipment expense | $89,000 | 7,008 |
| Additional noninterest expense | $175,000 | 7,431 |
| Pre-tax net operating income | $-72,000 | 8,656 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-72,000 | 8,688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-72,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-72,000 | 8,656 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 7,856 |
| Total interest expense | $128,000 | 7,392 |
| Net interest income | $283,000 | 7,954 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $15,000 | 8,621 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $327,000 | 7,297 |
| Salaries and employee benefits | $195,000 | 7,054 |
| Premises and equipment expense | $44,000 | 7,051 |
| Additional noninterest expense | $88,000 | 7,433 |
| Pre-tax net operating income | $-74,000 | 8,759 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-74,000 | 8,794 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-74,000 | 8,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-74,000 | 8,762 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $854,000 | 8,716 |
| Total interest expense | $277,000 | 8,533 |
| Net interest income | $577,000 | 8,725 |
| Provision for loan and lease losses | $250,000 | 3,535 |
| Total noninterest income | $18,000 | 9,021 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $12,000 | 7,913 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $1,157,000 | 7,563 |
| Salaries and employee benefits | $647,000 | 7,508 |
| Premises and equipment expense | $154,000 | 7,347 |
| Additional noninterest expense | $356,000 | 7,406 |
| Pre-tax net operating income | $-812,000 | 8,927 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-812,000 | 9,000 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-812,000 | 9,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $5,750,000 | 174 |
| Net operating income | $-812,000 | 8,949 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $503,000 | 8,932 |
| Total interest expense | $156,000 | 8,824 |
| Net interest income | $347,000 | 8,916 |
| Provision for loan and lease losses | $210,000 | 3,249 |
| Total noninterest income | $10,000 | 9,110 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $5,000 | 8,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 8,924 |
| Total noninterest expense | $839,000 | 7,626 |
| Salaries and employee benefits | $474,000 | 7,523 |
| Premises and equipment expense | $112,000 | 7,421 |
| Additional noninterest expense | $253,000 | 7,533 |
| Pre-tax net operating income | $-692,000 | 9,017 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-692,000 | 9,081 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-692,000 | 9,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $5,750,000 | 114 |
| Net operating income | $-692,000 | 9,028 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $234,000 | 9,095 |
| Total interest expense | $68,000 | 9,033 |
| Net interest income | $166,000 | 9,094 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $4,000 | 9,171 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,000 | 8,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,000 | 9,014 |
| Total noninterest expense | $494,000 | 7,913 |
| Salaries and employee benefits | $299,000 | 7,700 |
| Premises and equipment expense | $73,000 | 7,478 |
| Additional noninterest expense | $122,000 | 8,146 |
| Pre-tax net operating income | $-474,000 | 9,057 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-474,000 | 9,126 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-474,000 | 9,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $5,750,000 | 74 |
| Net operating income | $-474,000 | 9,069 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $46,000 | 9,245 |
| Total interest expense | $12,000 | 9,213 |
| Net interest income | $34,000 | 9,241 |
| Provision for loan and lease losses | $70,000 | 3,059 |
| Total noninterest income | $0 | 9,248 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $197,000 | 8,369 |
| Salaries and employee benefits | $124,000 | 8,121 |
| Premises and equipment expense | $32,000 | 7,760 |
| Additional noninterest expense | $41,000 | 8,745 |
| Pre-tax net operating income | $-233,000 | 9,113 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-233,000 | 9,156 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-233,000 | 9,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $5,750,000 | 37 |
| Net operating income | $-233,000 | 9,100 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.