Home > New Vienna Savings Bank > Income and Expense
New Vienna Savings Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 7,427 |
| Total interest expense | $446,000 | 7,043 |
| Net interest income | $760,000 | 7,490 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $73,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $17,000 | 6,916 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $56,000 | 6,110 |
| Total noninterest expense | $542,000 | 7,749 |
| Salaries and employee benefits | $255,000 | 7,803 |
| Premises and equipment expense | $69,000 | 7,511 |
| Additional noninterest expense | $218,000 | 7,499 |
| Pre-tax net operating income | $291,000 | 4,562 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $22,000 | 3,755 |
| Income before extraordinary items | $269,000 | 4,553 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $269,000 | 4,552 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $269,000 | 4,554 |
| Net charge-offs | $35,000 | 5,924 |
| Cash dividends | $149,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $269,000 | 4,479 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $811,000 | 7,491 |
| Total interest expense | $297,000 | 7,154 |
| Net interest income | $514,000 | 7,522 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $16,000 | 7,737 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $10,000 | 6,998 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,000 | 7,431 |
| Total noninterest expense | $336,000 | 7,876 |
| Salaries and employee benefits | $169,000 | 7,886 |
| Premises and equipment expense | $46,000 | 7,584 |
| Additional noninterest expense | $121,000 | 7,734 |
| Pre-tax net operating income | $194,000 | 4,686 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $15,000 | 3,839 |
| Income before extraordinary items | $179,000 | 4,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 4,670 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $179,000 | 4,670 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $73,000 | 3,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $179,000 | 4,588 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 7,521 |
| Total interest expense | $143,000 | 7,285 |
| Net interest income | $269,000 | 7,499 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $7,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $164,000 | 7,926 |
| Salaries and employee benefits | $85,000 | 7,930 |
| Premises and equipment expense | $23,000 | 7,618 |
| Additional noninterest expense | $56,000 | 7,764 |
| Pre-tax net operating income | $112,000 | 4,900 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $7,000 | 4,167 |
| Income before extraordinary items | $105,000 | 4,880 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $105,000 | 4,884 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $105,000 | 4,883 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $105,000 | 4,712 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 7,565 |
| Total interest expense | $690,000 | 7,339 |
| Net interest income | $968,000 | 7,626 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $42,000 | 7,795 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,977 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $17,000 | 7,511 |
| Total noninterest expense | $657,000 | 7,970 |
| Salaries and employee benefits | $360,000 | 7,968 |
| Premises and equipment expense | $96,000 | 7,660 |
| Additional noninterest expense | $201,000 | 7,875 |
| Pre-tax net operating income | $353,000 | 5,274 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $10,000 | 4,529 |
| Income before extraordinary items | $343,000 | 4,946 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $343,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,125 |
| Cash dividends | $316,000 | 3,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $343,000 | 5,108 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 7,683 |
| Total interest expense | $529,000 | 7,427 |
| Net interest income | $691,000 | 7,746 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $30,000 | 7,938 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $20,000 | 7,007 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 7,769 |
| Total noninterest expense | $480,000 | 8,034 |
| Salaries and employee benefits | $257,000 | 8,048 |
| Premises and equipment expense | $75,000 | 7,660 |
| Additional noninterest expense | $148,000 | 7,925 |
| Pre-tax net operating income | $241,000 | 5,868 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $7,000 | 4,953 |
| Income before extraordinary items | $234,000 | 5,531 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $234,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,117 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $234,000 | 5,712 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $803,000 | 7,766 |
| Total interest expense | $366,000 | 7,490 |
| Net interest income | $437,000 | 7,849 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $20,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $13,000 | 7,054 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $316,000 | 8,099 |
| Salaries and employee benefits | $174,000 | 8,099 |
| Premises and equipment expense | $51,000 | 7,691 |
| Additional noninterest expense | $91,000 | 8,053 |
| Pre-tax net operating income | $141,000 | 6,173 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-4,000 | 7,574 |
| Income before extraordinary items | $145,000 | 6,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,132 |
| Cash dividends | $37,000 | 4,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $145,000 | 5,954 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 7,848 |
| Total interest expense | $194,000 | 7,540 |
| Net interest income | $203,000 | 7,972 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $11,000 | 8,018 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $7,000 | 7,034 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $160,000 | 8,134 |
| Salaries and employee benefits | $92,000 | 8,097 |
| Premises and equipment expense | $25,000 | 7,727 |
| Additional noninterest expense | $43,000 | 8,132 |
| Pre-tax net operating income | $54,000 | 6,559 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $53,000 | 6,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $53,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $53,000 | 6,441 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 7,835 |
| Total interest expense | $758,000 | 7,560 |
| Net interest income | $860,000 | 7,920 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $40,000 | 8,110 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $24,000 | 7,101 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $16,000 | 7,904 |
| Total noninterest expense | $607,000 | 8,218 |
| Salaries and employee benefits | $339,000 | 8,193 |
| Premises and equipment expense | $62,000 | 8,142 |
| Additional noninterest expense | $206,000 | 7,999 |
| Pre-tax net operating income | $293,000 | 6,620 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $16,000 | 5,503 |
| Income before extraordinary items | $277,000 | 6,516 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $277,000 | 6,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,934 |
| Cash dividends | $296,000 | 4,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $277,000 | 6,497 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 7,902 |
| Total interest expense | $559,000 | 7,624 |
| Net interest income | $638,000 | 7,984 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $27,000 | 8,189 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $17,000 | 7,155 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 8,023 |
| Total noninterest expense | $416,000 | 8,264 |
| Salaries and employee benefits | $241,000 | 8,224 |
| Premises and equipment expense | $23,000 | 8,395 |
| Additional noninterest expense | $152,000 | 7,994 |
| Pre-tax net operating income | $249,000 | 6,775 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $12,000 | 5,670 |
| Income before extraordinary items | $237,000 | 6,618 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $237,000 | 6,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $121,000 | 4,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $237,000 | 6,606 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $808,000 | 7,933 |
| Total interest expense | $366,000 | 7,678 |
| Net interest income | $442,000 | 7,995 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $17,000 | 8,261 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $11,000 | 7,206 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $278,000 | 8,310 |
| Salaries and employee benefits | $159,000 | 8,287 |
| Premises and equipment expense | $16,000 | 8,429 |
| Additional noninterest expense | $103,000 | 8,023 |
| Pre-tax net operating income | $181,000 | 6,749 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $9,000 | 5,709 |
| Income before extraordinary items | $172,000 | 6,579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $172,000 | 6,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $55,000 | 4,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $172,000 | 6,568 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 8,009 |
| Total interest expense | $178,000 | 7,730 |
| Net interest income | $213,000 | 8,093 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $8,000 | 8,315 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $138,000 | 8,360 |
| Salaries and employee benefits | $78,000 | 8,350 |
| Premises and equipment expense | $8,000 | 8,463 |
| Additional noninterest expense | $52,000 | 8,045 |
| Pre-tax net operating income | $83,000 | 6,881 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $79,000 | 6,727 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $79,000 | 6,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $79,000 | 6,711 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 7,875 |
| Total interest expense | $660,000 | 7,592 |
| Net interest income | $919,000 | 7,957 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $37,000 | 8,310 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $24,000 | 7,236 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,184 |
| Total noninterest expense | $554,000 | 8,372 |
| Salaries and employee benefits | $343,000 | 8,281 |
| Premises and equipment expense | $24,000 | 8,566 |
| Additional noninterest expense | $187,000 | 8,186 |
| Pre-tax net operating income | $402,000 | 6,782 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $18,000 | 5,959 |
| Income before extraordinary items | $384,000 | 6,570 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $384,000 | 6,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $243,000 | 4,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $384,000 | 6,573 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 7,940 |
| Total interest expense | $476,000 | 7,649 |
| Net interest income | $696,000 | 8,014 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $28,000 | 8,381 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $18,000 | 7,310 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,238 |
| Total noninterest expense | $419,000 | 8,402 |
| Salaries and employee benefits | $241,000 | 8,352 |
| Premises and equipment expense | $45,000 | 8,304 |
| Additional noninterest expense | $133,000 | 8,264 |
| Pre-tax net operating income | $305,000 | 6,980 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $15,000 | 6,081 |
| Income before extraordinary items | $290,000 | 6,767 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $290,000 | 6,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $164,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $290,000 | 6,772 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $775,000 | 7,968 |
| Total interest expense | $301,000 | 7,695 |
| Net interest income | $474,000 | 8,034 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $18,000 | 8,448 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,358 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $283,000 | 8,428 |
| Salaries and employee benefits | $160,000 | 8,403 |
| Premises and equipment expense | $29,000 | 8,346 |
| Additional noninterest expense | $94,000 | 8,224 |
| Pre-tax net operating income | $209,000 | 7,025 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $10,000 | 6,127 |
| Income before extraordinary items | $199,000 | 6,764 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $199,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $80,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $199,000 | 6,772 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $384,000 | 7,979 |
| Total interest expense | $140,000 | 7,762 |
| Net interest income | $244,000 | 8,011 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $7,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $133,000 | 8,490 |
| Salaries and employee benefits | $79,000 | 8,428 |
| Premises and equipment expense | $12,000 | 8,453 |
| Additional noninterest expense | $42,000 | 8,346 |
| Pre-tax net operating income | $118,000 | 6,823 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $114,000 | 6,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $114,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $114,000 | 6,506 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 7,902 |
| Total interest expense | $491,000 | 7,646 |
| Net interest income | $1,007,000 | 7,923 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $38,000 | 8,498 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $24,000 | 7,422 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,298 |
| Total noninterest expense | $558,000 | 8,479 |
| Salaries and employee benefits | $334,000 | 8,396 |
| Premises and equipment expense | $30,000 | 8,672 |
| Additional noninterest expense | $194,000 | 8,262 |
| Pre-tax net operating income | $487,000 | 6,796 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $24,000 | 6,255 |
| Income before extraordinary items | $463,000 | 6,527 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $463,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,468 |
| Cash dividends | $306,000 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $463,000 | 6,500 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 7,961 |
| Total interest expense | $350,000 | 7,678 |
| Net interest income | $743,000 | 7,999 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $25,000 | 8,583 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,477 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,472 |
| Total noninterest expense | $409,000 | 8,498 |
| Salaries and employee benefits | $236,000 | 8,439 |
| Premises and equipment expense | $32,000 | 8,544 |
| Additional noninterest expense | $141,000 | 8,294 |
| Pre-tax net operating income | $359,000 | 6,958 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $17,000 | 6,363 |
| Income before extraordinary items | $342,000 | 6,697 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $342,000 | 6,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $172,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $342,000 | 6,655 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $724,000 | 7,975 |
| Total interest expense | $224,000 | 7,679 |
| Net interest income | $500,000 | 7,991 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $15,000 | 8,605 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $12,000 | 7,482 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,000 | 8,558 |
| Total noninterest expense | $278,000 | 8,491 |
| Salaries and employee benefits | $156,000 | 8,460 |
| Premises and equipment expense | $23,000 | 8,511 |
| Additional noninterest expense | $99,000 | 8,223 |
| Pre-tax net operating income | $237,000 | 6,986 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $12,000 | 6,334 |
| Income before extraordinary items | $225,000 | 6,711 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $225,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $135,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $225,000 | 6,659 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $359,000 | 8,035 |
| Total interest expense | $111,000 | 7,695 |
| Net interest income | $248,000 | 8,082 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $7,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $5,000 | 7,590 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $144,000 | 8,512 |
| Salaries and employee benefits | $73,000 | 8,578 |
| Premises and equipment expense | $11,000 | 8,593 |
| Additional noninterest expense | $60,000 | 8,042 |
| Pre-tax net operating income | $111,000 | 7,068 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $106,000 | 6,786 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $106,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $106,000 | 6,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 7,867 |
| Total interest expense | $489,000 | 7,343 |
| Net interest income | $1,031,000 | 7,970 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $37,000 | 8,667 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $29,000 | 7,562 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $553,000 | 8,612 |
| Salaries and employee benefits | $307,000 | 8,583 |
| Premises and equipment expense | $38,000 | 8,741 |
| Additional noninterest expense | $208,000 | 8,262 |
| Pre-tax net operating income | $515,000 | 6,669 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $39,000 | 6,193 |
| Income before extraordinary items | $475,000 | 6,453 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $475,000 | 6,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,590 |
| Cash dividends | $319,000 | 4,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $475,920 | 6,386 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 7,922 |
| Total interest expense | $370,000 | 7,349 |
| Net interest income | $753,000 | 8,046 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $61,000 | 8,340 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $23,000 | 7,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 7,412 |
| Total noninterest expense | $389,000 | 8,657 |
| Salaries and employee benefits | $214,000 | 8,658 |
| Premises and equipment expense | $18,000 | 8,883 |
| Additional noninterest expense | $157,000 | 8,264 |
| Pre-tax net operating income | $425,000 | 6,641 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $26,000 | 6,375 |
| Income before extraordinary items | $399,000 | 6,334 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $399,000 | 6,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,546 |
| Cash dividends | $179,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $399,000 | 6,252 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $759,000 | 7,952 |
| Total interest expense | $253,000 | 7,374 |
| Net interest income | $506,000 | 8,080 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $39,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $17,000 | 7,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,639 |
| Total noninterest expense | $264,000 | 8,704 |
| Salaries and employee benefits | $143,000 | 8,720 |
| Premises and equipment expense | $10,000 | 8,958 |
| Additional noninterest expense | $111,000 | 8,207 |
| Pre-tax net operating income | $281,000 | 6,621 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $16,000 | 6,416 |
| Income before extraordinary items | $265,000 | 6,316 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $265,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,602 |
| Cash dividends | $91,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $265,000 | 6,231 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 8,020 |
| Total interest expense | $128,000 | 7,392 |
| Net interest income | $246,000 | 8,152 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $22,000 | 8,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $132,000 | 8,731 |
| Salaries and employee benefits | $72,000 | 8,753 |
| Premises and equipment expense | $5,000 | 8,973 |
| Additional noninterest expense | $55,000 | 8,277 |
| Pre-tax net operating income | $136,000 | 6,639 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $130,000 | 6,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $130,000 | 6,216 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 7,935 |
| Total interest expense | $607,000 | 7,364 |
| Net interest income | $1,021,000 | 8,072 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $77,000 | 8,536 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $31,000 | 7,707 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $46,000 | 7,657 |
| Total noninterest expense | $508,000 | 8,831 |
| Salaries and employee benefits | $286,000 | 8,801 |
| Premises and equipment expense | $35,000 | 8,959 |
| Additional noninterest expense | $187,000 | 8,527 |
| Pre-tax net operating income | $590,000 | 6,376 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $274,000 | 4,420 |
| Income before extraordinary items | $316,000 | 7,201 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $316,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,954 |
| Cash dividends | $430,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $316,000 | 7,053 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 8,015 |
| Total interest expense | $468,000 | 7,460 |
| Net interest income | $766,000 | 8,143 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $51,000 | 8,706 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $22,000 | 7,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $362,000 | 8,892 |
| Salaries and employee benefits | $199,000 | 8,896 |
| Premises and equipment expense | $27,000 | 8,976 |
| Additional noninterest expense | $136,000 | 8,579 |
| Pre-tax net operating income | $455,000 | 6,481 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $270,000 | 4,120 |
| Income before extraordinary items | $185,000 | 7,678 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $185,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $185,000 | 7,537 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $829,000 | 8,062 |
| Total interest expense | $316,000 | 7,544 |
| Net interest income | $513,000 | 8,181 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $27,000 | 8,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $14,000 | 7,828 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $245,000 | 8,903 |
| Salaries and employee benefits | $132,000 | 8,931 |
| Premises and equipment expense | $20,000 | 8,935 |
| Additional noninterest expense | $93,000 | 8,550 |
| Pre-tax net operating income | $295,000 | 6,529 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $85,000 | 5,338 |
| Income before extraordinary items | $210,000 | 6,881 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $210,000 | 6,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $210,000 | 6,682 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $409,000 | 8,136 |
| Total interest expense | $160,000 | 7,622 |
| Net interest income | $249,000 | 8,253 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $13,000 | 8,892 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $124,000 | 8,943 |
| Salaries and employee benefits | $65,000 | 8,973 |
| Premises and equipment expense | $7,000 | 9,093 |
| Additional noninterest expense | $52,000 | 8,435 |
| Pre-tax net operating income | $138,000 | 6,639 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $39,000 | 5,433 |
| Income before extraordinary items | $99,000 | 6,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 6,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $99,000 | 6,755 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 8,202 |
| Total interest expense | $795,000 | 7,533 |
| Net interest income | $870,000 | 8,471 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $53,000 | 8,933 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $27,000 | 7,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $485,000 | 9,010 |
| Salaries and employee benefits | $271,000 | 8,996 |
| Premises and equipment expense | $29,000 | 9,168 |
| Additional noninterest expense | $185,000 | 8,657 |
| Pre-tax net operating income | $438,000 | 6,999 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $109,000 | 5,881 |
| Income before extraordinary items | $329,000 | 7,182 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $329,000 | 7,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 9,200 |
| Net operating income | $329,000 | 7,076 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 8,360 |
| Total interest expense | $1,005,000 | 8,013 |
| Net interest income | $853,000 | 8,571 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $55,000 | 9,107 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $26,000 | 8,045 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $29,000 | 8,383 |
| Total noninterest expense | $539,000 | 9,101 |
| Salaries and employee benefits | $255,000 | 9,233 |
| Premises and equipment expense | $52,000 | 9,091 |
| Additional noninterest expense | $232,000 | 8,391 |
| Pre-tax net operating income | $369,000 | 7,115 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $89,000 | 6,140 |
| Income before extraordinary items | $280,000 | 7,251 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $280,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 9,451 |
| Cash dividends | $515,000 | 3,393 |
| Sale, conversion, retirement of capital stock, net | $-1,465,000 | 9,586 |
| Net operating income | $280,000 | 7,136 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 8,461 |
| Total interest expense | $1,033,000 | 8,158 |
| Net interest income | $912,000 | 8,668 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $36,000 | 9,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $484,000 | 9,432 |
| Salaries and employee benefits | $239,000 | 9,503 |
| Premises and equipment expense | $37,000 | 9,591 |
| Additional noninterest expense | $208,000 | 8,716 |
| Pre-tax net operating income | $464,000 | 7,179 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $167,000 | 5,746 |
| Income before extraordinary items | $298,000 | 7,487 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $298,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $37,000 | 6,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $297,360 | 7,499 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 8,697 |
| Total interest expense | $921,000 | 8,387 |
| Net interest income | $898,000 | 8,851 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $31,000 | 9,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $479,000 | 9,684 |
| Salaries and employee benefits | $224,000 | 9,822 |
| Premises and equipment expense | $54,000 | 9,557 |
| Additional noninterest expense | $201,000 | 9,021 |
| Pre-tax net operating income | $390,000 | 7,647 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $120,000 | 6,654 |
| Income before extraordinary items | $270,000 | 7,788 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $270,000 | 7,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $75,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $270,000 | 7,765 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 8,876 |
| Total interest expense | $984,000 | 8,465 |
| Net interest income | $858,000 | 9,115 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $22,000 | 10,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $457,000 | 9,909 |
| Salaries and employee benefits | $219,000 | 10,021 |
| Premises and equipment expense | $51,000 | 9,797 |
| Additional noninterest expense | $187,000 | 9,266 |
| Pre-tax net operating income | $423,000 | 7,745 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $163,000 | 6,671 |
| Income before extraordinary items | $260,000 | 8,179 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $260,000 | 8,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,338 |
| Cash dividends | $75,000 | 6,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $260,000 | 8,100 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 9,229 |
| Total interest expense | $925,000 | 8,891 |
| Net interest income | $906,000 | 9,410 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $190,000 | 7,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,423 |
| Total noninterest expense | $473,000 | 10,227 |
| Salaries and employee benefits | $216,000 | 10,459 |
| Premises and equipment expense | $42,000 | 10,388 |
| Additional noninterest expense | $215,000 | 9,221 |
| Pre-tax net operating income | $623,000 | 7,319 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $174,000 | 7,253 |
| Income before extraordinary items | $449,000 | 7,317 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $449,000 | 7,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,989 |
| Cash dividends | $95,000 | 6,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $449,000 | 7,262 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 9,721 |
| Total interest expense | $916,000 | 9,277 |
| Net interest income | $845,000 | 9,980 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $41,000 | 10,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $412,000 | 10,932 |
| Salaries and employee benefits | $206,000 | 10,983 |
| Premises and equipment expense | $32,000 | 11,103 |
| Additional noninterest expense | $174,000 | 10,241 |
| Pre-tax net operating income | $474,000 | 8,094 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $155,000 | 7,813 |
| Income before extraordinary items | $319,000 | 8,264 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $319,000 | 8,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,598 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $319,000 | 8,199 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 10,181 |
| Total interest expense | $923,000 | 9,534 |
| Net interest income | $776,000 | 10,606 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $63,000 | 11,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 10,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,521 |
| Total noninterest expense | $414,000 | 11,384 |
| Salaries and employee benefits | $207,000 | 11,456 |
| Premises and equipment expense | $33,000 | 11,548 |
| Additional noninterest expense | $174,000 | 10,767 |
| Pre-tax net operating income | $425,000 | 8,903 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $141,000 | 8,433 |
| Income before extraordinary items | $284,000 | 9,094 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $284,000 | 9,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,211 |
| Cash dividends | $53,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $284,000 | 9,068 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 10,628 |
| Total interest expense | $770,000 | 9,757 |
| Net interest income | $786,000 | 11,095 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $43,000 | 12,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 10,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $441,000 | 11,868 |
| Salaries and employee benefits | $216,000 | 11,949 |
| Premises and equipment expense | $33,000 | 12,157 |
| Additional noninterest expense | $192,000 | 11,243 |
| Pre-tax net operating income | $388,000 | 9,455 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $263,000 | 9,560 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $263,000 | 9,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $268,520 | 9,553 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 10,873 |
| Total interest expense | $797,000 | 10,072 |
| Net interest income | $871,000 | 11,269 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $46,000 | 12,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 11,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $433,000 | 12,497 |
| Salaries and employee benefits | $207,000 | 12,571 |
| Premises and equipment expense | $35,000 | 12,695 |
| Additional noninterest expense | $191,000 | 11,857 |
| Pre-tax net operating income | $384,000 | 9,536 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $112,000 | 9,471 |
| Income before extraordinary items | $288,000 | 9,616 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $288,000 | 9,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 11,674 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $276,480 | 9,485 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 11,267 |
| Total interest expense | $918,000 | 10,777 |
| Net interest income | $899,000 | 11,522 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $42,000 | 13,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $362,000 | 13,349 |
| Salaries and employee benefits | $189,000 | 13,259 |
| Premises and equipment expense | $48,000 | 12,755 |
| Additional noninterest expense | $125,000 | 13,276 |
| Pre-tax net operating income | $479,000 | 8,558 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $188,000 | 7,803 |
| Income before extraordinary items | $325,000 | 8,990 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $325,000 | 9,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $15,000 | 8,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $303,240 | 8,899 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.