Home > New South Federal Savings Bank > Income and Expense
New South Federal Savings Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $75,054,000 | 351 |
| Total interest expense | $44,157,000 | 211 |
| Net interest income | $30,897,000 | 528 |
| Provision for loan and lease losses | $98,617,000 | 133 |
| Total noninterest income | $-5,644,000 | 8,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,036,000 | 8,089 |
| Additional Noninterest Income | $-4,608,000 | 8,089 |
| Total noninterest expense | $46,161,000 | 376 |
| Salaries and employee benefits | $18,555,000 | 401 |
| Premises and equipment expense | $4,944,000 | 422 |
| Additional noninterest expense | $22,662,000 | 316 |
| Pre-tax net operating income | $-119,525,000 | 8,045 |
| Securities gains (losses) | $9,884,000 | 67 |
| Applicable income taxes | $440,000 | 1,534 |
| Income before extraordinary items | $-110,081,000 | 8,036 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-110,081,000 | 8,035 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-110,081,000 | 8,035 |
| Net charge-offs | $84,044,000 | 115 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-119,965,000 | 8,043 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $53,800,000 | 339 |
| Total interest expense | $31,269,000 | 214 |
| Net interest income | $22,531,000 | 488 |
| Provision for loan and lease losses | $64,918,000 | 133 |
| Total noninterest income | $-4,536,000 | 8,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $81,000 | 135 |
| Additional Noninterest Income | $-4,617,000 | 8,182 |
| Total noninterest expense | $31,801,000 | 370 |
| Salaries and employee benefits | $13,152,000 | 391 |
| Premises and equipment expense | $3,533,000 | 396 |
| Additional noninterest expense | $15,116,000 | 325 |
| Pre-tax net operating income | $-78,724,000 | 8,129 |
| Securities gains (losses) | $9,291,000 | 60 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-69,433,000 | 8,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-69,433,000 | 8,120 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-69,433,000 | 8,120 |
| Net charge-offs | $58,324,000 | 110 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-78,724,000 | 8,132 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $28,995,000 | 320 |
| Total interest expense | $16,085,000 | 218 |
| Net interest income | $12,910,000 | 423 |
| Provision for loan and lease losses | $17,690,000 | 172 |
| Total noninterest income | $517,000 | 2,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-78,000 | 8,199 |
| Additional Noninterest Income | $595,000 | 1,240 |
| Total noninterest expense | $14,499,000 | 379 |
| Salaries and employee benefits | $7,098,000 | 354 |
| Premises and equipment expense | $1,766,000 | 400 |
| Additional noninterest expense | $5,635,000 | 351 |
| Pre-tax net operating income | $-18,762,000 | 8,143 |
| Securities gains (losses) | $8,304,000 | 41 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-10,458,000 | 8,127 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-10,458,000 | 8,127 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-10,458,000 | 8,127 |
| Net charge-offs | $15,579,000 | 150 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-18,762,000 | 8,152 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $129,781,000 | 315 |
| Total interest expense | $70,626,000 | 248 |
| Net interest income | $59,155,000 | 385 |
| Provision for loan and lease losses | $46,008,000 | 201 |
| Total noninterest income | $2,691,000 | 1,718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,043,000 | 8,247 |
| Additional Noninterest Income | $3,734,000 | 814 |
| Total noninterest expense | $65,318,000 | 333 |
| Salaries and employee benefits | $32,857,000 | 294 |
| Premises and equipment expense | $8,168,000 | 344 |
| Additional noninterest expense | $24,293,000 | 337 |
| Pre-tax net operating income | $-49,480,000 | 8,196 |
| Securities gains (losses) | $23,603,000 | 29 |
| Applicable income taxes | $-142,000 | 7,145 |
| Income before extraordinary items | $-25,735,000 | 8,131 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-25,735,000 | 8,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,908,000 | 155 |
| Cash dividends | $1,800,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-49,101,970 | 8,197 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $98,764,000 | 325 |
| Total interest expense | $53,890,000 | 258 |
| Net interest income | $44,874,000 | 398 |
| Provision for loan and lease losses | $31,348,000 | 185 |
| Total noninterest income | $7,399,000 | 625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $170,000 | 95 |
| Additional Noninterest Income | $7,229,000 | 422 |
| Total noninterest expense | $48,669,000 | 323 |
| Salaries and employee benefits | $25,408,000 | 297 |
| Premises and equipment expense | $6,140,000 | 351 |
| Additional noninterest expense | $17,121,000 | 333 |
| Pre-tax net operating income | $-27,744,000 | 8,306 |
| Securities gains (losses) | $19,080,000 | 28 |
| Applicable income taxes | $-383,000 | 7,817 |
| Income before extraordinary items | $-8,281,000 | 8,198 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-8,281,000 | 8,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,475,000 | 145 |
| Cash dividends | $1,800,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-26,597,800 | 8,307 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $65,975,000 | 334 |
| Total interest expense | $36,794,000 | 262 |
| Net interest income | $29,181,000 | 407 |
| Provision for loan and lease losses | $16,238,000 | 192 |
| Total noninterest income | $7,064,000 | 502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $555,000 | 75 |
| Additional Noninterest Income | $6,509,000 | 359 |
| Total noninterest expense | $32,363,000 | 326 |
| Salaries and employee benefits | $16,835,000 | 306 |
| Premises and equipment expense | $3,852,000 | 373 |
| Additional noninterest expense | $11,676,000 | 325 |
| Pre-tax net operating income | $-12,356,000 | 8,367 |
| Securities gains (losses) | $13,004,000 | 34 |
| Applicable income taxes | $36,000 | 4,305 |
| Income before extraordinary items | $612,000 | 3,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $612,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,940,000 | 154 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-11,611,760 | 8,370 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $32,798,000 | 345 |
| Total interest expense | $19,351,000 | 275 |
| Net interest income | $13,447,000 | 433 |
| Provision for loan and lease losses | $3,933,000 | 257 |
| Total noninterest income | $4,962,000 | 396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,962,000 | 277 |
| Total noninterest expense | $16,349,000 | 320 |
| Salaries and employee benefits | $8,514,000 | 304 |
| Premises and equipment expense | $1,843,000 | 389 |
| Additional noninterest expense | $5,992,000 | 305 |
| Pre-tax net operating income | $-1,873,000 | 8,362 |
| Securities gains (losses) | $7,212,000 | 41 |
| Applicable income taxes | $241,000 | 1,720 |
| Income before extraordinary items | $5,098,000 | 314 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,098,000 | 315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,241,000 | 160 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,753,400 | 8,366 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $140,511,000 | 335 |
| Total interest expense | $80,420,000 | 277 |
| Net interest income | $60,091,000 | 403 |
| Provision for loan and lease losses | $9,971,000 | 257 |
| Total noninterest income | $9,748,000 | 617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,748,000 | 414 |
| Total noninterest expense | $55,412,000 | 365 |
| Salaries and employee benefits | $28,744,000 | 353 |
| Premises and equipment expense | $6,838,000 | 397 |
| Additional noninterest expense | $19,830,000 | 347 |
| Pre-tax net operating income | $4,456,000 | 1,813 |
| Securities gains (losses) | $9,526,000 | 36 |
| Applicable income taxes | $767,000 | 2,188 |
| Income before extraordinary items | $13,215,000 | 502 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,215,000 | 499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,399,000 | 219 |
| Cash dividends | $11,425,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,165,300 | 1,514 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $104,390,000 | 339 |
| Total interest expense | $57,166,000 | 292 |
| Net interest income | $47,224,000 | 387 |
| Provision for loan and lease losses | $6,178,000 | 223 |
| Total noninterest income | $7,022,000 | 643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,022,000 | 432 |
| Total noninterest expense | $39,991,000 | 381 |
| Salaries and employee benefits | $20,827,000 | 366 |
| Premises and equipment expense | $4,571,000 | 437 |
| Additional noninterest expense | $14,593,000 | 334 |
| Pre-tax net operating income | $8,077,000 | 863 |
| Securities gains (losses) | $6,109,000 | 44 |
| Applicable income taxes | $712,000 | 2,056 |
| Income before extraordinary items | $13,474,000 | 422 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $13,474,000 | 420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,533,000 | 211 |
| Cash dividends | $11,425,000 | 302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,670,450 | 674 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $69,353,000 | 348 |
| Total interest expense | $37,946,000 | 297 |
| Net interest income | $31,407,000 | 399 |
| Provision for loan and lease losses | $4,128,000 | 197 |
| Total noninterest income | $5,316,000 | 614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,316,000 | 422 |
| Total noninterest expense | $25,973,000 | 397 |
| Salaries and employee benefits | $13,785,000 | 379 |
| Premises and equipment expense | $3,039,000 | 450 |
| Additional noninterest expense | $9,149,000 | 361 |
| Pre-tax net operating income | $6,622,000 | 740 |
| Securities gains (losses) | $3,943,000 | 49 |
| Applicable income taxes | $529,000 | 1,986 |
| Income before extraordinary items | $10,036,000 | 424 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,036,000 | 423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,208,000 | 192 |
| Cash dividends | $8,600,000 | 287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,290,150 | 581 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $34,053,000 | 351 |
| Total interest expense | $18,662,000 | 300 |
| Net interest income | $15,391,000 | 399 |
| Provision for loan and lease losses | $2,165,000 | 173 |
| Total noninterest income | $2,907,000 | 565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,907,000 | 386 |
| Total noninterest expense | $12,740,000 | 402 |
| Salaries and employee benefits | $6,901,000 | 381 |
| Premises and equipment expense | $1,443,000 | 475 |
| Additional noninterest expense | $4,396,000 | 369 |
| Pre-tax net operating income | $3,393,000 | 721 |
| Securities gains (losses) | $1,917,000 | 51 |
| Applicable income taxes | $244,000 | 2,125 |
| Income before extraordinary items | $5,066,000 | 412 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,066,000 | 411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,434,000 | 187 |
| Cash dividends | $2,500,000 | 377 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,244,850 | 562 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $128,001,000 | 340 |
| Total interest expense | $68,202,000 | 285 |
| Net interest income | $59,799,000 | 394 |
| Provision for loan and lease losses | $11,413,000 | 129 |
| Total noninterest income | $14,202,000 | 486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-90,000 | 8,664 |
| Additional Noninterest Income | $14,292,000 | 337 |
| Total noninterest expense | $50,739,000 | 383 |
| Salaries and employee benefits | $25,084,000 | 394 |
| Premises and equipment expense | $6,233,000 | 415 |
| Additional noninterest expense | $19,422,000 | 331 |
| Pre-tax net operating income | $11,849,000 | 838 |
| Securities gains (losses) | $9,199,000 | 46 |
| Applicable income taxes | $1,053,000 | 2,125 |
| Income before extraordinary items | $19,995,000 | 429 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $19,995,000 | 428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,079,000 | 139 |
| Cash dividends | $11,850,000 | 342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,255,950 | 661 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $94,570,000 | 352 |
| Total interest expense | $49,538,000 | 296 |
| Net interest income | $45,032,000 | 410 |
| Provision for loan and lease losses | $7,448,000 | 139 |
| Total noninterest income | $11,167,000 | 488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-90,000 | 8,727 |
| Additional Noninterest Income | $11,257,000 | 339 |
| Total noninterest expense | $38,128,000 | 385 |
| Salaries and employee benefits | $19,045,000 | 397 |
| Premises and equipment expense | $4,559,000 | 437 |
| Additional noninterest expense | $14,524,000 | 338 |
| Pre-tax net operating income | $10,623,000 | 756 |
| Securities gains (losses) | $7,443,000 | 47 |
| Applicable income taxes | $888,000 | 2,043 |
| Income before extraordinary items | $17,178,000 | 394 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $17,178,000 | 393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,579,000 | 147 |
| Cash dividends | $10,550,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $10,107,150 | 586 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $61,591,000 | 353 |
| Total interest expense | $31,498,000 | 302 |
| Net interest income | $30,093,000 | 411 |
| Provision for loan and lease losses | $4,348,000 | 153 |
| Total noninterest income | $6,816,000 | 509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-16,000 | 8,757 |
| Additional Noninterest Income | $6,832,000 | 355 |
| Total noninterest expense | $25,549,000 | 386 |
| Salaries and employee benefits | $12,486,000 | 412 |
| Premises and equipment expense | $3,124,000 | 426 |
| Additional noninterest expense | $9,939,000 | 348 |
| Pre-tax net operating income | $7,012,000 | 767 |
| Securities gains (losses) | $5,146,000 | 45 |
| Applicable income taxes | $609,000 | 2,037 |
| Income before extraordinary items | $11,549,000 | 398 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,549,000 | 397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,635,000 | 149 |
| Cash dividends | $7,600,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,660,300 | 594 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $29,774,000 | 355 |
| Total interest expense | $14,914,000 | 302 |
| Net interest income | $14,860,000 | 413 |
| Provision for loan and lease losses | $2,793,000 | 126 |
| Total noninterest income | $3,255,000 | 520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-16,000 | 8,769 |
| Additional Noninterest Income | $3,271,000 | 365 |
| Total noninterest expense | $12,472,000 | 398 |
| Salaries and employee benefits | $6,250,000 | 412 |
| Premises and equipment expense | $1,539,000 | 430 |
| Additional noninterest expense | $4,683,000 | 353 |
| Pre-tax net operating income | $2,850,000 | 894 |
| Securities gains (losses) | $1,625,000 | 57 |
| Applicable income taxes | $224,000 | 2,450 |
| Income before extraordinary items | $4,251,000 | 495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,251,000 | 494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,547,000 | 123 |
| Cash dividends | $3,500,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,707,250 | 700 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $103,930,000 | 355 |
| Total interest expense | $47,953,000 | 289 |
| Net interest income | $55,977,000 | 420 |
| Provision for loan and lease losses | $8,515,000 | 161 |
| Total noninterest income | $19,842,000 | 408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-320,000 | 8,820 |
| Additional Noninterest Income | $20,162,000 | 288 |
| Total noninterest expense | $58,587,000 | 337 |
| Salaries and employee benefits | $30,070,000 | 322 |
| Premises and equipment expense | $10,235,000 | 261 |
| Additional noninterest expense | $18,282,000 | 361 |
| Pre-tax net operating income | $8,717,000 | 1,112 |
| Securities gains (losses) | $9,006,000 | 63 |
| Applicable income taxes | $-40,000 | 8,542 |
| Income before extraordinary items | $17,763,000 | 454 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $17,763,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,094,000 | 191 |
| Cash dividends | $9,960,000 | 391 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,757,000 | 814 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $75,912,000 | 352 |
| Total interest expense | $33,979,000 | 287 |
| Net interest income | $41,933,000 | 416 |
| Provision for loan and lease losses | $5,652,000 | 172 |
| Total noninterest income | $15,888,000 | 383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-102,000 | 8,842 |
| Additional Noninterest Income | $15,990,000 | 287 |
| Total noninterest expense | $42,726,000 | 340 |
| Salaries and employee benefits | $22,871,000 | 315 |
| Premises and equipment expense | $7,560,000 | 264 |
| Additional noninterest expense | $12,295,000 | 384 |
| Pre-tax net operating income | $9,443,000 | 784 |
| Securities gains (losses) | $6,615,000 | 62 |
| Applicable income taxes | $644,000 | 2,528 |
| Income before extraordinary items | $15,414,000 | 410 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $15,414,000 | 410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,640,000 | 214 |
| Cash dividends | $8,985,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,063,600 | 600 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $49,203,000 | 351 |
| Total interest expense | $21,482,000 | 282 |
| Net interest income | $27,721,000 | 415 |
| Provision for loan and lease losses | $3,447,000 | 174 |
| Total noninterest income | $11,206,000 | 362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-25,000 | 8,841 |
| Additional Noninterest Income | $11,231,000 | 275 |
| Total noninterest expense | $29,874,000 | 326 |
| Salaries and employee benefits | $16,004,000 | 299 |
| Premises and equipment expense | $4,677,000 | 276 |
| Additional noninterest expense | $9,193,000 | 352 |
| Pre-tax net operating income | $5,606,000 | 857 |
| Securities gains (losses) | $4,082,000 | 71 |
| Applicable income taxes | $388,000 | 2,662 |
| Income before extraordinary items | $9,300,000 | 437 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $9,300,000 | 437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,486,000 | 198 |
| Cash dividends | $6,335,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,381,280 | 653 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $23,580,000 | 354 |
| Total interest expense | $10,092,000 | 283 |
| Net interest income | $13,488,000 | 417 |
| Provision for loan and lease losses | $2,059,000 | 136 |
| Total noninterest income | $4,917,000 | 392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-25,000 | 8,908 |
| Additional Noninterest Income | $4,942,000 | 288 |
| Total noninterest expense | $14,419,000 | 330 |
| Salaries and employee benefits | $8,050,000 | 293 |
| Premises and equipment expense | $2,142,000 | 294 |
| Additional noninterest expense | $4,227,000 | 364 |
| Pre-tax net operating income | $1,927,000 | 1,190 |
| Securities gains (losses) | $1,715,000 | 78 |
| Applicable income taxes | $182,000 | 2,755 |
| Income before extraordinary items | $3,460,000 | 539 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,460,000 | 539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,248,000 | 202 |
| Cash dividends | $2,450,000 | 314 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,830,750 | 931 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $84,051,000 | 363 |
| Total interest expense | $34,640,000 | 273 |
| Net interest income | $49,411,000 | 429 |
| Provision for loan and lease losses | $5,181,000 | 241 |
| Total noninterest income | $24,807,000 | 333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $161,000 | 100 |
| Additional Noninterest Income | $24,646,000 | 253 |
| Total noninterest expense | $62,055,000 | 303 |
| Salaries and employee benefits | $36,862,000 | 260 |
| Premises and equipment expense | $7,737,000 | 309 |
| Additional noninterest expense | $17,456,000 | 355 |
| Pre-tax net operating income | $6,982,000 | 1,241 |
| Securities gains (losses) | $8,596,000 | 73 |
| Applicable income taxes | $790,000 | 2,555 |
| Income before extraordinary items | $14,788,000 | 486 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $14,788,000 | 487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,986,000 | 344 |
| Cash dividends | $9,943,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,621,800 | 966 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $61,791,000 | 364 |
| Total interest expense | $25,859,000 | 271 |
| Net interest income | $35,932,000 | 436 |
| Provision for loan and lease losses | $3,751,000 | 262 |
| Total noninterest income | $19,096,000 | 335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $161,000 | 91 |
| Additional Noninterest Income | $18,935,000 | 255 |
| Total noninterest expense | $46,211,000 | 309 |
| Salaries and employee benefits | $27,837,000 | 259 |
| Premises and equipment expense | $5,487,000 | 324 |
| Additional noninterest expense | $12,887,000 | 353 |
| Pre-tax net operating income | $5,066,000 | 1,291 |
| Securities gains (losses) | $6,629,000 | 80 |
| Applicable income taxes | $589,000 | 2,597 |
| Income before extraordinary items | $11,106,000 | 482 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $11,106,000 | 482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,896,000 | 364 |
| Cash dividends | $9,188,000 | 293 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,808,450 | 992 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $40,186,000 | 371 |
| Total interest expense | $17,394,000 | 266 |
| Net interest income | $22,792,000 | 454 |
| Provision for loan and lease losses | $2,195,000 | 296 |
| Total noninterest income | $12,755,000 | 327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $106,000 | 95 |
| Additional Noninterest Income | $12,649,000 | 255 |
| Total noninterest expense | $30,332,000 | 309 |
| Salaries and employee benefits | $18,892,000 | 254 |
| Premises and equipment expense | $3,340,000 | 353 |
| Additional noninterest expense | $8,100,000 | 368 |
| Pre-tax net operating income | $3,020,000 | 1,413 |
| Securities gains (losses) | $3,804,000 | 108 |
| Applicable income taxes | $341,000 | 2,853 |
| Income before extraordinary items | $6,483,000 | 546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,483,000 | 545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,072,000 | 406 |
| Cash dividends | $7,088,000 | 247 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,869,200 | 1,095 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $20,043,000 | 378 |
| Total interest expense | $9,269,000 | 260 |
| Net interest income | $10,774,000 | 478 |
| Provision for loan and lease losses | $1,240,000 | 274 |
| Total noninterest income | $6,473,000 | 327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $90,000 | 84 |
| Additional Noninterest Income | $6,383,000 | 248 |
| Total noninterest expense | $15,439,000 | 307 |
| Salaries and employee benefits | $9,253,000 | 262 |
| Premises and equipment expense | $1,692,000 | 358 |
| Additional noninterest expense | $4,494,000 | 343 |
| Pre-tax net operating income | $568,000 | 3,214 |
| Securities gains (losses) | $2,456,000 | 101 |
| Applicable income taxes | $149,000 | 3,113 |
| Income before extraordinary items | $2,875,000 | 600 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,875,000 | 599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $786,000 | 325 |
| Cash dividends | $3,110,000 | 255 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $541,800 | 2,658 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $83,685,000 | 366 |
| Total interest expense | $43,332,000 | 247 |
| Net interest income | $40,353,000 | 488 |
| Provision for loan and lease losses | $5,630,000 | 311 |
| Total noninterest income | $27,579,000 | 325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-80,000 | 9,158 |
| Additional Noninterest Income | $27,659,000 | 254 |
| Total noninterest expense | $69,327,000 | 289 |
| Salaries and employee benefits | $43,306,000 | 218 |
| Premises and equipment expense | $7,340,000 | 339 |
| Additional noninterest expense | $18,681,000 | 351 |
| Pre-tax net operating income | $-7,025,000 | 9,151 |
| Securities gains (losses) | $25,352,000 | 62 |
| Applicable income taxes | $930,000 | 2,280 |
| Income before extraordinary items | $17,397,000 | 424 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $17,397,000 | 425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,857,000 | 246 |
| Cash dividends | $9,525,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-6,687,400 | 9,142 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $63,257,000 | 372 |
| Total interest expense | $33,646,000 | 251 |
| Net interest income | $29,611,000 | 510 |
| Provision for loan and lease losses | $4,525,000 | 295 |
| Total noninterest income | $21,734,000 | 331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-327,000 | 9,217 |
| Additional Noninterest Income | $22,061,000 | 252 |
| Total noninterest expense | $53,683,000 | 286 |
| Salaries and employee benefits | $33,791,000 | 215 |
| Premises and equipment expense | $5,226,000 | 354 |
| Additional noninterest expense | $14,666,000 | 352 |
| Pre-tax net operating income | $-6,863,000 | 9,211 |
| Securities gains (losses) | $21,766,000 | 65 |
| Applicable income taxes | $746,000 | 2,300 |
| Income before extraordinary items | $14,157,000 | 417 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $14,157,000 | 417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,441,000 | 218 |
| Cash dividends | $8,800,000 | 337 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-6,520,700 | 9,201 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $41,571,000 | 382 |
| Total interest expense | $23,272,000 | 252 |
| Net interest income | $18,299,000 | 545 |
| Provision for loan and lease losses | $2,550,000 | 330 |
| Total noninterest income | $13,325,000 | 350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-419,000 | 9,253 |
| Additional Noninterest Income | $13,744,000 | 261 |
| Total noninterest expense | $35,436,000 | 288 |
| Salaries and employee benefits | $22,329,000 | 218 |
| Premises and equipment expense | $3,445,000 | 363 |
| Additional noninterest expense | $9,662,000 | 352 |
| Pre-tax net operating income | $-6,362,000 | 9,253 |
| Securities gains (losses) | $15,043,000 | 68 |
| Applicable income taxes | $431,000 | 2,547 |
| Income before extraordinary items | $8,250,000 | 459 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,250,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,596,000 | 390 |
| Cash dividends | $6,200,000 | 285 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-6,040,850 | 9,244 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $20,484,000 | 397 |
| Total interest expense | $11,945,000 | 255 |
| Net interest income | $8,539,000 | 576 |
| Provision for loan and lease losses | $845,000 | 433 |
| Total noninterest income | $6,040,000 | 376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-4,000 | 9,269 |
| Additional Noninterest Income | $6,044,000 | 288 |
| Total noninterest expense | $17,454,000 | 291 |
| Salaries and employee benefits | $11,139,000 | 215 |
| Premises and equipment expense | $1,608,000 | 391 |
| Additional noninterest expense | $4,707,000 | 358 |
| Pre-tax net operating income | $-3,720,000 | 9,308 |
| Securities gains (losses) | $6,938,000 | 65 |
| Applicable income taxes | $161,000 | 3,103 |
| Income before extraordinary items | $3,057,000 | 574 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,057,000 | 572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,327,000 | 271 |
| Cash dividends | $2,500,000 | 329 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-3,534,100 | 9,296 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $92,321,000 | 374 |
| Total interest expense | $52,834,000 | 267 |
| Net interest income | $39,487,000 | 513 |
| Provision for loan and lease losses | $4,885,000 | 394 |
| Total noninterest income | $28,339,000 | 322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,256,000 | 65 |
| Additional Noninterest Income | $27,083,000 | 254 |
| Total noninterest expense | $62,422,000 | 312 |
| Salaries and employee benefits | $40,068,000 | 226 |
| Premises and equipment expense | $6,907,000 | 364 |
| Additional noninterest expense | $15,447,000 | 414 |
| Pre-tax net operating income | $519,000 | 6,704 |
| Securities gains (losses) | $17,471,000 | 68 |
| Applicable income taxes | $905,000 | 2,383 |
| Income before extraordinary items | $17,085,000 | 415 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $17,085,000 | 416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,508,000 | 344 |
| Cash dividends | $10,520,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $487,550 | 6,305 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $89,915,000 | 424 |
| Total interest expense | $59,345,000 | 335 |
| Net interest income | $30,570,000 | 599 |
| Provision for loan and lease losses | $5,363,000 | 342 |
| Total noninterest income | $29,500,000 | 305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $575,000 | 79 |
| Additional Noninterest Income | $28,925,000 | 250 |
| Total noninterest expense | $58,606,000 | 320 |
| Salaries and employee benefits | $35,590,000 | 231 |
| Premises and equipment expense | $8,895,000 | 289 |
| Additional noninterest expense | $14,121,000 | 454 |
| Pre-tax net operating income | $-3,899,000 | 9,552 |
| Securities gains (losses) | $20,210,000 | 51 |
| Applicable income taxes | $881,000 | 2,269 |
| Income before extraordinary items | $15,430,000 | 393 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $15,430,000 | 393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,726,000 | 323 |
| Cash dividends | $14,659,000 | 286 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-3,769,500 | 9,545 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $96,382,000 | 418 |
| Total interest expense | $63,497,000 | 355 |
| Net interest income | $32,885,000 | 571 |
| Provision for loan and lease losses | $5,566,000 | 298 |
| Total noninterest income | $29,692,000 | 296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $11,000 | 161 |
| Additional Noninterest Income | $29,681,000 | 227 |
| Total noninterest expense | $53,355,000 | 327 |
| Salaries and employee benefits | $32,042,000 | 244 |
| Premises and equipment expense | $8,784,000 | 282 |
| Additional noninterest expense | $12,529,000 | 496 |
| Pre-tax net operating income | $3,656,000 | 1,998 |
| Securities gains (losses) | $10,550,000 | 32 |
| Applicable income taxes | $867,000 | 2,371 |
| Income before extraordinary items | $13,339,000 | 455 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $13,339,000 | 456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,295,000 | 265 |
| Cash dividends | $3,650,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,422,000 | 1,531 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $84,377,000 | 458 |
| Total interest expense | $50,264,000 | 382 |
| Net interest income | $34,113,000 | 570 |
| Provision for loan and lease losses | $3,638,000 | 367 |
| Total noninterest income | $29,007,000 | 317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $29,007,000 | 244 |
| Total noninterest expense | $62,131,000 | 306 |
| Salaries and employee benefits | $35,029,000 | 234 |
| Premises and equipment expense | $9,270,000 | 274 |
| Additional noninterest expense | $17,832,000 | 394 |
| Pre-tax net operating income | $-2,649,000 | 10,172 |
| Securities gains (losses) | $9,790,000 | 40 |
| Applicable income taxes | $1,610,000 | 1,496 |
| Income before extraordinary items | $5,531,000 | 998 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,531,000 | 998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,941,000 | 368 |
| Cash dividends | $1,805,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-2,007,300 | 10,151 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $81,655,000 | 469 |
| Total interest expense | $50,270,000 | 391 |
| Net interest income | $31,385,000 | 580 |
| Provision for loan and lease losses | $3,944,000 | 382 |
| Total noninterest income | $23,577,000 | 331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $23,577,000 | 262 |
| Total noninterest expense | $48,397,000 | 359 |
| Salaries and employee benefits | $26,836,000 | 286 |
| Premises and equipment expense | $6,161,000 | 369 |
| Additional noninterest expense | $15,400,000 | 422 |
| Pre-tax net operating income | $2,621,000 | 2,666 |
| Securities gains (losses) | $11,100,000 | 63 |
| Applicable income taxes | $5,101,000 | 572 |
| Income before extraordinary items | $8,620,000 | 677 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,620,000 | 676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,101,000 | 458 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,516,000 | 3,140 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $74,192,000 | 507 |
| Total interest expense | $46,521,000 | 415 |
| Net interest income | $27,671,000 | 651 |
| Provision for loan and lease losses | $2,954,000 | 436 |
| Total noninterest income | $11,762,000 | 504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $11,762,000 | 372 |
| Total noninterest expense | $31,416,000 | 505 |
| Salaries and employee benefits | $16,395,000 | 423 |
| Premises and equipment expense | $3,326,000 | 624 |
| Additional noninterest expense | $11,695,000 | 513 |
| Pre-tax net operating income | $5,063,000 | 1,528 |
| Securities gains (losses) | $4,504,000 | 95 |
| Applicable income taxes | $3,991,000 | 724 |
| Income before extraordinary items | $5,576,000 | 998 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,576,000 | 999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,624,000 | 570 |
| Cash dividends | $1,125,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,693,440 | 1,901 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $64,556,000 | 603 |
| Total interest expense | $41,908,000 | 479 |
| Net interest income | $22,648,000 | 823 |
| Provision for loan and lease losses | $2,193,000 | 573 |
| Total noninterest income | $6,640,000 | 779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,640,000 | 541 |
| Total noninterest expense | $23,186,000 | 699 |
| Salaries and employee benefits | $7,626,000 | 895 |
| Premises and equipment expense | $1,540,000 | 1,324 |
| Additional noninterest expense | $14,020,000 | 517 |
| Pre-tax net operating income | $3,909,000 | 1,845 |
| Securities gains (losses) | $2,169,000 | 142 |
| Applicable income taxes | $2,781,000 | 929 |
| Income before extraordinary items | $3,297,000 | 1,500 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,297,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,348,000 | 744 |
| Cash dividends | $2,500,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 295 |
| Net operating income | $1,908,840 | 2,508 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $54,484,000 | 711 |
| Total interest expense | $36,763,000 | 557 |
| Net interest income | $17,721,000 | 1,042 |
| Provision for loan and lease losses | $572,000 | 1,421 |
| Total noninterest income | $6,431,000 | 806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $6,431,000 | 565 |
| Total noninterest expense | $17,716,000 | 880 |
| Salaries and employee benefits | $5,568,000 | 1,205 |
| Premises and equipment expense | $1,213,000 | 1,659 |
| Additional noninterest expense | $10,935,000 | 640 |
| Pre-tax net operating income | $5,864,000 | 1,301 |
| Securities gains (losses) | $483,000 | 365 |
| Applicable income taxes | $2,280,000 | 1,128 |
| Income before extraordinary items | $4,067,000 | 1,298 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,067,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,198,000 | 788 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,757,880 | 1,361 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $45,649,000 | 757 |
| Total interest expense | $28,347,000 | 551 |
| Net interest income | $17,302,000 | 1,063 |
| Provision for loan and lease losses | $840,000 | 1,048 |
| Total noninterest income | $6,957,000 | 752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $6,957,000 | 523 |
| Total noninterest expense | $17,172,000 | 906 |
| Salaries and employee benefits | $5,389,000 | 1,246 |
| Premises and equipment expense | $1,042,000 | 1,949 |
| Additional noninterest expense | $10,741,000 | 664 |
| Pre-tax net operating income | $6,247,000 | 1,202 |
| Securities gains (losses) | $1,318,000 | 137 |
| Applicable income taxes | $2,937,000 | 895 |
| Income before extraordinary items | $4,628,000 | 1,096 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,628,000 | 1,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,783 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,784,480 | 1,339 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $46,611,000 | 736 |
| Total interest expense | $28,066,000 | 552 |
| Net interest income | $18,545,000 | 989 |
| Provision for loan and lease losses | $1,597,000 | 954 |
| Total noninterest income | $4,109,000 | 1,148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,109,000 | 790 |
| Total noninterest expense | $19,817,000 | 849 |
| Salaries and employee benefits | $4,781,000 | 1,412 |
| Premises and equipment expense | $725,000 | 2,789 |
| Additional noninterest expense | $14,311,000 | 592 |
| Pre-tax net operating income | $1,240,000 | 5,058 |
| Securities gains (losses) | $6,204,000 | 123 |
| Applicable income taxes | $2,718,000 | 940 |
| Income before extraordinary items | $4,726,000 | 1,102 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,726,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 4,285 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $755,440 | 5,556 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $44,932,000 | 854 |
| Total interest expense | $28,728,000 | 671 |
| Net interest income | $16,204,000 | 1,153 |
| Provision for loan and lease losses | $1,015,000 | 1,812 |
| Total noninterest income | $4,919,000 | 992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,919,000 | 684 |
| Total noninterest expense | $13,125,000 | 1,213 |
| Salaries and employee benefits | $3,498,000 | 1,881 |
| Premises and equipment expense | $524,000 | 3,815 |
| Additional noninterest expense | $9,103,000 | 834 |
| Pre-tax net operating income | $6,983,000 | 932 |
| Securities gains (losses) | $2,621,000 | 334 |
| Applicable income taxes | $3,730,000 | 635 |
| Income before extraordinary items | $5,874,000 | 811 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,874,000 | 813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 4,520 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,196,560 | 1,038 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.