Home > New South Federal Savings Bank > Assets and Liabilities
New South Federal Savings Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 381 | 387 |
| Assets and Liabilities | ||
| Total Assets: | $1,464,127,000 | 485 |
| Cash and due from depository institutions | $146,790,000 | 387 |
| Interest-bearing balances | $1,825,000 | 4,403 |
| Securities | $157,479,000 | 821 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $1,055,635,000 | 462 |
| Loan loss allowance | $38,422,000 | 289 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,608,000 | 2,717 |
| Other real estate owned | $55,531,000 | 387 |
| Goodwill and other intangibles | $9,992,000 | 561 |
| All other assets | $34,092,000 | 652 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $1,464,127,000 | 485 |
| Total liabilities | $1,461,507,000 | 445 |
| Total deposits | $1,163,916,000 | 471 |
| Interest-bearing deposits | $1,160,149,000 | 419 |
| Deposits held in domestic offices | $1,163,916,000 | 469 |
| % insured | 98.72% | 490 |
| Federal funds purchased & repurchase agreements | $101,500,000 | 263 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $179,821,000 | 319 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $16,270,000 | 446 |
| Total equity capital | $2,620,000 | 7,755 |
| Total bank equity capital | $2,620,000 | 7,754 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $10,000 | 7,082 |
| Surplus | $39,565,000 | 853 |
| Undivided profits | $-36,955,000 | 8,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $194,213,000 | 145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,612,000 | 61 |
| Income earned, not collected on loans | $7,225,000 | 426 |
| Earning assets | $1,214,939,000 | 523 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $1,746,348,000 | 418 |
| Average Assets, quarterly | $1,588,182,000 | 447 |
| Volatile liabilities | $485,533,000 | 331 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $167,013,000 | 269 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $83,470,000 | 933 |
| Tier 1 (core) risk-based capital | $4,051,000 | 7,259 |
| Tier 2 risk-based capital | $4,111,000 | 1,452 |
| Total risk weighted assets | $840,396,000 | 595 |
| Total unused commitments | $83,470,000 | 937 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 412 | 359 |
| Assets and Liabilities | ||
| Total Assets: | $1,712,237,000 | 430 |
| Cash and due from depository institutions | $179,335,000 | 359 |
| Interest-bearing balances | $2,757,000 | 3,592 |
| Securities | $228,581,000 | 559 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $1,195,335,000 | 427 |
| Loan loss allowance | $30,443,000 | 330 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,954,000 | 2,568 |
| Other real estate owned | $55,656,000 | 359 |
| Goodwill and other intangibles | $10,156,000 | 570 |
| All other assets | $38,220,000 | 613 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $1,712,237,000 | 430 |
| Total liabilities | $1,669,919,000 | 401 |
| Total deposits | $1,276,721,000 | 436 |
| Interest-bearing deposits | $1,271,783,000 | 384 |
| Deposits held in domestic offices | $1,276,721,000 | 434 |
| % insured | 99.22% | 82 |
| Federal funds purchased & repurchase agreements | $177,500,000 | 185 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $190,422,000 | 329 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $25,276,000 | 332 |
| Total equity capital | $42,318,000 | 1,612 |
| Total bank equity capital | $42,318,000 | 1,612 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $10,000 | 7,163 |
| Surplus | $39,565,000 | 869 |
| Undivided profits | $2,743,000 | 5,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $191,739,000 | 140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,830,000 | 64 |
| Income earned, not collected on loans | $7,786,000 | 394 |
| Earning assets | $1,426,673,000 | 466 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $1,840,421,670 | 404 |
| Average Assets, quarterly | $1,807,229,000 | 418 |
| Volatile liabilities | $551,302,000 | 300 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $182,013,000 | 273 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $105,063,000 | 809 |
| Tier 1 (core) risk-based capital | $44,504,000 | 1,449 |
| Tier 2 risk-based capital | $12,474,000 | 536 |
| Total risk weighted assets | $979,981,000 | 536 |
| Total unused commitments | $105,063,000 | 809 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 457 | 320 |
| Assets and Liabilities | ||
| Total Assets: | $1,902,221,000 | 394 |
| Cash and due from depository institutions | $140,317,000 | 320 |
| Interest-bearing balances | $5,534,000 | 2,397 |
| Securities | $270,445,000 | 478 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $1,379,232,000 | 382 |
| Loan loss allowance | $25,960,000 | 353 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,224,000 | 2,469 |
| Other real estate owned | $48,556,000 | 320 |
| Goodwill and other intangibles | $7,708,000 | 681 |
| All other assets | $50,739,000 | 472 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $1,902,221,000 | 394 |
| Total liabilities | $1,802,589,000 | 377 |
| Total deposits | $1,365,182,000 | 405 |
| Interest-bearing deposits | $1,359,884,000 | 361 |
| Deposits held in domestic offices | $1,365,182,000 | 402 |
| % insured | 92.59% | 536 |
| Federal funds purchased & repurchase agreements | $182,500,000 | 194 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $234,084,000 | 295 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $20,823,000 | 388 |
| Total equity capital | $99,632,000 | 683 |
| Total bank equity capital | $99,632,000 | 682 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,000 | 7,204 |
| Surplus | $38,765,000 | 878 |
| Undivided profits | $60,857,000 | 547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $155,465,000 | 153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,234,000 | 66 |
| Income earned, not collected on loans | $9,349,000 | 342 |
| Earning assets | $1,655,211,000 | 412 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $1,904,514,000 | 388 |
| Average Assets, quarterly | $1,904,514,000 | 388 |
| Volatile liabilities | $578,552,000 | 294 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $227,014,000 | 237 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $180,270,000 | 551 |
| Tier 1 (core) risk-based capital | $102,748,000 | 606 |
| Tier 2 risk-based capital | $14,391,000 | 482 |
| Total risk weighted assets | $1,139,714,000 | 487 |
| Total unused commitments | $180,270,000 | 552 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 539 | 284 |
| Assets and Liabilities | ||
| Total Assets: | $1,906,807,000 | 389 |
| Cash and due from depository institutions | $11,903,000 | 284 |
| Interest-bearing balances | $9,233,000 | 1,170 |
| Securities | $283,297,000 | 442 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $1,525,351,000 | 358 |
| Loan loss allowance | $23,849,000 | 355 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,538,000 | 2,361 |
| Other real estate owned | $40,620,000 | 284 |
| Goodwill and other intangibles | $3,857,000 | 996 |
| All other assets | $36,241,000 | 630 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $1,906,807,000 | 389 |
| Total liabilities | $1,799,505,000 | 373 |
| Total deposits | $1,281,214,000 | 419 |
| Interest-bearing deposits | $1,275,976,000 | 373 |
| Deposits held in domestic offices | $1,281,214,000 | 417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $177,500,000 | 196 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $297,913,000 | 250 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $42,878,000 | 257 |
| Total equity capital | $107,302,000 | 622 |
| Total bank equity capital | $107,302,000 | 622 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000 | 7,249 |
| Surplus | $38,765,000 | 853 |
| Undivided profits | $68,527,000 | 461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,418,000 | 141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,191,000 | 55 |
| Income earned, not collected on loans | $9,991,000 | 335 |
| Earning assets | $1,817,881,000 | 367 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $1,940,164,600 | 371 |
| Average Assets, quarterly | $1,925,420,000 | 383 |
| Volatile liabilities | $607,973,000 | 290 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $202,014,000 | 284 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $243,499,000 | 466 |
| Tier 1 (core) risk-based capital | $112,159,000 | 555 |
| Tier 2 risk-based capital | $15,922,000 | 443 |
| Total risk weighted assets | $1,265,850,000 | 445 |
| Total unused commitments | $243,499,000 | 466 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 574 | 268 |
| Assets and Liabilities | ||
| Total Assets: | $1,944,033,000 | 378 |
| Cash and due from depository institutions | $13,575,000 | 268 |
| Interest-bearing balances | $11,267,000 | 665 |
| Securities | $249,630,000 | 485 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $1,600,567,000 | 339 |
| Loan loss allowance | $23,622,000 | 329 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,106,000 | 2,149 |
| Other real estate owned | $24,043,000 | 268 |
| Goodwill and other intangibles | $3,310,000 | 1,116 |
| All other assets | $46,802,000 | 479 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $1,944,033,000 | 378 |
| Total liabilities | $1,818,896,000 | 362 |
| Total deposits | $1,380,790,000 | 385 |
| Interest-bearing deposits | $1,362,874,000 | 342 |
| Deposits held in domestic offices | $1,380,790,000 | 381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $178,500,000 | 212 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $237,414,000 | 320 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $22,192,000 | 372 |
| Total equity capital | $125,137,000 | 556 |
| Total bank equity capital | $125,137,000 | 556 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $10,000 | 7,312 |
| Surplus | $38,765,000 | 836 |
| Undivided profits | $86,362,000 | 380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,771,000 | 143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,344,000 | 51 |
| Income earned, not collected on loans | $10,319,000 | 337 |
| Earning assets | $1,861,464,000 | 358 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $1,948,504,000 | 374 |
| Average Assets, quarterly | $1,953,229,500 | 378 |
| Volatile liabilities | $565,565,000 | 300 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $231,014,000 | 281 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $189,258,000 | 576 |
| Tier 1 (core) risk-based capital | $128,337,000 | 499 |
| Tier 2 risk-based capital | $16,596,000 | 409 |
| Total risk weighted assets | $1,320,664,000 | 422 |
| Total unused commitments | $189,258,000 | 576 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 580 | 272 |
| Assets and Liabilities | ||
| Total Assets: | $1,962,426,000 | 380 |
| Cash and due from depository institutions | $7,250,000 | 272 |
| Interest-bearing balances | $3,747,000 | 1,544 |
| Securities | $241,093,000 | 516 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $1,635,912,000 | 338 |
| Loan loss allowance | $22,048,000 | 332 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,101,000 | 2,148 |
| Other real estate owned | $20,511,000 | 272 |
| Goodwill and other intangibles | $7,230,000 | 773 |
| All other assets | $44,329,000 | 489 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $1,962,426,000 | 380 |
| Total liabilities | $1,827,721,000 | 365 |
| Total deposits | $1,214,335,000 | 433 |
| Interest-bearing deposits | $1,206,232,000 | 377 |
| Deposits held in domestic offices | $1,214,335,000 | 430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $177,500,000 | 233 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $413,880,000 | 203 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $22,006,000 | 370 |
| Total equity capital | $134,705,000 | 535 |
| Total bank equity capital | $134,705,000 | 535 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $10,000 | 7,374 |
| Surplus | $38,765,000 | 827 |
| Undivided profits | $95,930,000 | 355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,576,000 | 165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,438,000 | 49 |
| Income earned, not collected on loans | $10,519,000 | 328 |
| Earning assets | $1,880,752,000 | 358 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $1,949,994,330 | 375 |
| Average Assets, quarterly | $1,974,425,500 | 376 |
| Volatile liabilities | $750,506,000 | 261 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $332,015,000 | 197 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $165,220,000 | 665 |
| Tier 1 (core) risk-based capital | $138,854,000 | 468 |
| Tier 2 risk-based capital | $17,704,000 | 378 |
| Total risk weighted assets | $1,411,993,000 | 403 |
| Total unused commitments | $165,220,000 | 665 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 562 | 280 |
| Assets and Liabilities | ||
| Total Assets: | $1,986,425,000 | 374 |
| Cash and due from depository institutions | $8,880,000 | 280 |
| Interest-bearing balances | $5,491,000 | 1,304 |
| Securities | $230,883,000 | 548 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $1,670,749,000 | 323 |
| Loan loss allowance | $19,442,000 | 347 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,088,000 | 2,123 |
| Other real estate owned | $13,598,000 | 280 |
| Goodwill and other intangibles | $6,462,000 | 826 |
| All other assets | $49,765,000 | 451 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $1,986,425,000 | 374 |
| Total liabilities | $1,847,503,000 | 359 |
| Total deposits | $1,226,588,000 | 432 |
| Interest-bearing deposits | $1,218,194,000 | 382 |
| Deposits held in domestic offices | $1,226,588,000 | 430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $179,734,000 | 213 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $397,282,000 | 197 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $43,899,000 | 255 |
| Total equity capital | $138,922,000 | 527 |
| Total bank equity capital | $138,922,000 | 527 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $10,000 | 7,407 |
| Surplus | $38,765,000 | 825 |
| Undivided profits | $100,147,000 | 356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,709,000 | 142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,280,000 | 48 |
| Income earned, not collected on loans | $11,952,000 | 301 |
| Earning assets | $1,907,123,000 | 351 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $1,943,778,500 | 376 |
| Average Assets, quarterly | $1,943,778,500 | 376 |
| Volatile liabilities | $744,363,000 | 256 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $390,515,000 | 167 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $174,996,000 | 656 |
| Tier 1 (core) risk-based capital | $141,709,000 | 459 |
| Tier 2 risk-based capital | $17,856,000 | 374 |
| Total risk weighted assets | $1,426,861,000 | 393 |
| Total unused commitments | $174,996,000 | 656 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 573 | 282 |
| Assets and Liabilities | ||
| Total Assets: | $1,901,132,000 | 388 |
| Cash and due from depository institutions | $14,504,000 | 282 |
| Interest-bearing balances | $9,553,000 | 626 |
| Securities | $179,849,000 | 668 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $1,647,817,000 | 329 |
| Loan loss allowance | $20,582,000 | 310 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,012,000 | 2,142 |
| Other real estate owned | $8,960,000 | 282 |
| Goodwill and other intangibles | $6,226,000 | 833 |
| All other assets | $37,764,000 | 545 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,901,132,000 | 388 |
| Total liabilities | $1,763,772,000 | 371 |
| Total deposits | $1,296,653,000 | 409 |
| Interest-bearing deposits | $1,289,635,000 | 353 |
| Deposits held in domestic offices | $1,296,653,000 | 405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $122,000,000 | 281 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $315,384,000 | 221 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $29,735,000 | 329 |
| Total equity capital | $137,360,000 | 524 |
| Total bank equity capital | $137,360,000 | 524 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000 | 7,455 |
| Surplus | $38,765,000 | 813 |
| Undivided profits | $98,585,000 | 365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,742,000 | 180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,799,000 | 44 |
| Income earned, not collected on loans | $11,953,000 | 327 |
| Earning assets | $1,837,219,000 | 366 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $1,825,622,800 | 389 |
| Average Assets, quarterly | $1,880,920,500 | 384 |
| Volatile liabilities | $622,562,000 | 287 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $309,016,000 | 189 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $150,271,000 | 741 |
| Tier 1 (core) risk-based capital | $139,325,000 | 465 |
| Tier 2 risk-based capital | $17,907,000 | 363 |
| Total risk weighted assets | $1,429,913,000 | 397 |
| Total unused commitments | $150,271,000 | 741 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 469 | 330 |
| Assets and Liabilities | ||
| Total Assets: | $1,860,709,000 | 391 |
| Cash and due from depository institutions | $29,699,000 | 330 |
| Interest-bearing balances | $23,680,000 | 232 |
| Securities | $198,043,000 | 636 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $1,576,396,000 | 334 |
| Loan loss allowance | $19,655,000 | 307 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,544,000 | 2,250 |
| Other real estate owned | $8,649,000 | 330 |
| Goodwill and other intangibles | $5,618,000 | 857 |
| All other assets | $36,760,000 | 552 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $1,860,709,000 | 391 |
| Total liabilities | $1,722,771,000 | 377 |
| Total deposits | $1,334,471,000 | 387 |
| Interest-bearing deposits | $1,306,011,000 | 342 |
| Deposits held in domestic offices | $1,334,471,000 | 386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $122,000,000 | 271 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $242,779,000 | 262 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $23,521,000 | 377 |
| Total equity capital | $137,938,000 | 517 |
| Total bank equity capital | $137,938,000 | 517 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000 | 7,470 |
| Surplus | $38,765,000 | 794 |
| Undivided profits | $99,163,000 | 366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,327,000 | 166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,074,000 | 49 |
| Income earned, not collected on loans | $9,965,000 | 407 |
| Earning assets | $1,798,119,000 | 367 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $1,806,745,500 | 393 |
| Average Assets, quarterly | $1,826,318,000 | 395 |
| Volatile liabilities | $536,096,000 | 309 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $237,016,000 | 230 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $166,752,000 | 698 |
| Tier 1 (core) risk-based capital | $141,255,000 | 457 |
| Tier 2 risk-based capital | $17,423,000 | 362 |
| Total risk weighted assets | $1,391,646,000 | 396 |
| Total unused commitments | $166,752,000 | 698 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 476 | 338 |
| Assets and Liabilities | ||
| Total Assets: | $1,791,927,000 | 410 |
| Cash and due from depository institutions | $13,361,000 | 338 |
| Interest-bearing balances | $8,289,000 | 698 |
| Securities | $207,566,000 | 596 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $1,523,772,000 | 349 |
| Loan loss allowance | $18,930,000 | 317 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,259,000 | 2,368 |
| Other real estate owned | $7,582,000 | 338 |
| Goodwill and other intangibles | $5,181,000 | 886 |
| All other assets | $29,206,000 | 683 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $1,791,927,000 | 410 |
| Total liabilities | $1,654,461,000 | 400 |
| Total deposits | $1,323,924,000 | 409 |
| Interest-bearing deposits | $1,309,262,000 | 353 |
| Deposits held in domestic offices | $1,323,924,000 | 408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $122,000,000 | 273 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $169,722,000 | 332 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $38,815,000 | 275 |
| Total equity capital | $137,466,000 | 523 |
| Total bank equity capital | $137,466,000 | 523 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000 | 7,519 |
| Surplus | $38,765,000 | 803 |
| Undivided profits | $98,691,000 | 371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,253,000 | 155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,519,000 | 36 |
| Income earned, not collected on loans | $9,476,000 | 408 |
| Earning assets | $1,739,627,000 | 379 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $1,788,757,670 | 405 |
| Average Assets, quarterly | $1,802,051,000 | 405 |
| Volatile liabilities | $466,792,000 | 347 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $165,017,000 | 286 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $175,858,000 | 680 |
| Tier 1 (core) risk-based capital | $140,620,000 | 463 |
| Tier 2 risk-based capital | $16,867,000 | 383 |
| Total risk weighted assets | $1,347,324,000 | 414 |
| Total unused commitments | $175,858,000 | 680 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 459 | 346 |
| Assets and Liabilities | ||
| Total Assets: | $1,812,175,000 | 408 |
| Cash and due from depository institutions | $6,016,000 | 346 |
| Interest-bearing balances | $2,884,000 | 1,635 |
| Securities | $219,584,000 | 572 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $1,516,376,000 | 343 |
| Loan loss allowance | $18,741,000 | 311 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,294,000 | 2,329 |
| Other real estate owned | $6,722,000 | 346 |
| Goodwill and other intangibles | $5,197,000 | 869 |
| All other assets | $52,986,000 | 410 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $1,812,175,000 | 408 |
| Total liabilities | $1,674,434,000 | 390 |
| Total deposits | $1,218,812,000 | 433 |
| Interest-bearing deposits | $1,199,925,000 | 388 |
| Deposits held in domestic offices | $1,218,812,000 | 431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $176,225,000 | 218 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $260,978,000 | 235 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $18,419,000 | 447 |
| Total equity capital | $137,741,000 | 516 |
| Total bank equity capital | $137,741,000 | 516 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000 | 7,546 |
| Surplus | $38,765,000 | 785 |
| Undivided profits | $98,966,000 | 381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,993,000 | 156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,736,000 | 38 |
| Income earned, not collected on loans | $10,889,000 | 358 |
| Earning assets | $1,738,844,000 | 380 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $1,787,173,000 | 410 |
| Average Assets, quarterly | $1,787,173,000 | 410 |
| Volatile liabilities | $586,896,000 | 299 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $255,017,000 | 194 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $210,118,000 | 597 |
| Tier 1 (core) risk-based capital | $140,300,000 | 456 |
| Tier 2 risk-based capital | $17,195,000 | 367 |
| Total risk weighted assets | $1,376,665,000 | 397 |
| Total unused commitments | $210,118,000 | 597 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 450 | 354 |
| Assets and Liabilities | ||
| Total Assets: | $1,762,171,000 | 411 |
| Cash and due from depository institutions | $15,964,000 | 354 |
| Interest-bearing balances | $9,706,000 | 616 |
| Securities | $228,346,000 | 550 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $1,458,363,000 | 345 |
| Loan loss allowance | $18,010,000 | 315 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,298,000 | 2,285 |
| Other real estate owned | $7,196,000 | 354 |
| Goodwill and other intangibles | $5,356,000 | 844 |
| All other assets | $41,648,000 | 489 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $1,762,171,000 | 411 |
| Total liabilities | $1,627,484,000 | 397 |
| Total deposits | $1,198,997,000 | 433 |
| Interest-bearing deposits | $1,192,208,000 | 380 |
| Deposits held in domestic offices | $1,198,997,000 | 432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $173,320,000 | 224 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $232,751,000 | 262 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $22,416,000 | 393 |
| Total equity capital | $134,687,000 | 513 |
| Total bank equity capital | $134,687,000 | 513 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,000 | 7,584 |
| Surplus | $38,765,000 | 771 |
| Undivided profits | $95,912,000 | 379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,086,000 | 127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,071,000 | 46 |
| Income earned, not collected on loans | $11,194,000 | 351 |
| Earning assets | $1,696,415,000 | 387 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $1,747,460,000 | 398 |
| Average Assets, quarterly | $1,776,831,000 | 407 |
| Volatile liabilities | $755,968,000 | 284 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $225,017,000 | 229 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $219,265,000 | 569 |
| Tier 1 (core) risk-based capital | $137,560,000 | 456 |
| Tier 2 risk-based capital | $16,505,000 | 375 |
| Total risk weighted assets | $1,331,889,000 | 401 |
| Total unused commitments | $219,265,000 | 569 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 453 | 355 |
| Assets and Liabilities | ||
| Total Assets: | $1,791,491,000 | 413 |
| Cash and due from depository institutions | $44,278,000 | 355 |
| Interest-bearing balances | $4,780,000 | 1,010 |
| Securities | $251,628,000 | 514 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,727 |
| Net loans & leases | $1,426,944,000 | 355 |
| Loan loss allowance | $16,545,000 | 344 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,506,000 | 2,157 |
| Other real estate owned | $7,259,000 | 355 |
| Goodwill and other intangibles | $5,474,000 | 839 |
| All other assets | $42,402,000 | 491 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,791,491,000 | 413 |
| Total liabilities | $1,659,108,000 | 397 |
| Total deposits | $1,253,231,000 | 416 |
| Interest-bearing deposits | $1,158,135,000 | 391 |
| Deposits held in domestic offices | $1,253,231,000 | 416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $194,786,000 | 218 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $188,488,000 | 319 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $22,603,000 | 397 |
| Total equity capital | $132,383,000 | 523 |
| Total bank equity capital | $132,383,000 | 523 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,643 |
| Surplus | $38,765,000 | 764 |
| Undivided profits | $93,608,000 | 400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,146,000 | 130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,903,000 | 47 |
| Income earned, not collected on loans | $10,870,000 | 359 |
| Earning assets | $1,691,352,000 | 396 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $1,743,782,250 | 406 |
| Average Assets, quarterly | $1,778,722,500 | 411 |
| Volatile liabilities | $769,691,000 | 285 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $180,018,000 | 286 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $265,801,000 | 522 |
| Tier 1 (core) risk-based capital | $136,227,000 | 469 |
| Tier 2 risk-based capital | $16,518,000 | 379 |
| Total risk weighted assets | $1,321,478,000 | 409 |
| Total unused commitments | $265,801,000 | 522 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 460 | 353 |
| Assets and Liabilities | ||
| Total Assets: | $1,765,954,000 | 412 |
| Cash and due from depository institutions | $38,571,000 | 353 |
| Interest-bearing balances | $10,359,000 | 525 |
| Securities | $264,187,000 | 497 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $1,397,600,000 | 361 |
| Loan loss allowance | $15,389,000 | 363 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,398,000 | 2,166 |
| Other real estate owned | $7,170,000 | 353 |
| Goodwill and other intangibles | $5,405,000 | 832 |
| All other assets | $47,623,000 | 448 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $1,765,954,000 | 412 |
| Total liabilities | $1,634,929,000 | 398 |
| Total deposits | $1,225,375,000 | 421 |
| Interest-bearing deposits | $1,130,782,000 | 389 |
| Deposits held in domestic offices | $1,225,375,000 | 421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $181,000,000 | 228 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $206,278,000 | 321 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $22,276,000 | 389 |
| Total equity capital | $131,025,000 | 516 |
| Total bank equity capital | $131,025,000 | 516 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,000 | 7,673 |
| Surplus | $38,765,000 | 754 |
| Undivided profits | $92,250,000 | 389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,418,000 | 117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,589,000 | 41 |
| Income earned, not collected on loans | $10,494,000 | 341 |
| Earning assets | $1,672,146,000 | 393 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $1,727,879,330 | 408 |
| Average Assets, quarterly | $1,745,690,000 | 413 |
| Volatile liabilities | $756,836,000 | 288 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $195,018,000 | 281 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $309,060,000 | 467 |
| Tier 1 (core) risk-based capital | $133,942,000 | 467 |
| Tier 2 risk-based capital | $15,389,000 | 391 |
| Total risk weighted assets | $1,264,913,000 | 414 |
| Total unused commitments | $309,060,000 | 467 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 452 | 352 |
| Assets and Liabilities | ||
| Total Assets: | $1,725,426,000 | 412 |
| Cash and due from depository institutions | $20,228,000 | 352 |
| Interest-bearing balances | $14,797,000 | 410 |
| Securities | $276,142,000 | 487 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $1,364,314,000 | 353 |
| Loan loss allowance | $14,920,000 | 363 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,560,000 | 2,055 |
| Other real estate owned | $7,682,000 | 352 |
| Goodwill and other intangibles | $5,286,000 | 809 |
| All other assets | $46,214,000 | 452 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $1,725,426,000 | 412 |
| Total liabilities | $1,598,523,000 | 397 |
| Total deposits | $1,241,566,000 | 412 |
| Interest-bearing deposits | $1,162,287,000 | 371 |
| Deposits held in domestic offices | $1,241,566,000 | 412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $164,425,000 | 226 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $171,972,000 | 343 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $20,560,000 | 399 |
| Total equity capital | $126,903,000 | 519 |
| Total bank equity capital | $126,903,000 | 519 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,689 |
| Surplus | $38,765,000 | 729 |
| Undivided profits | $88,128,000 | 398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,437,000 | 114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,916,000 | 46 |
| Income earned, not collected on loans | $9,339,000 | 362 |
| Earning assets | $1,655,253,000 | 385 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $1,708,842,000 | 410 |
| Average Assets, quarterly | $1,708,842,000 | 410 |
| Volatile liabilities | $1,101,459,000 | 225 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $160,019,000 | 314 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $291,738,000 | 473 |
| Tier 1 (core) risk-based capital | $129,883,000 | 464 |
| Tier 2 risk-based capital | $14,920,000 | 394 |
| Total risk weighted assets | $1,246,007,000 | 414 |
| Total unused commitments | $291,738,000 | 473 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 461 | 342 |
| Assets and Liabilities | ||
| Total Assets: | $1,692,258,000 | 410 |
| Cash and due from depository institutions | $25,278,000 | 342 |
| Interest-bearing balances | $13,142,000 | 427 |
| Securities | $282,774,000 | 482 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $1,321,480,000 | 352 |
| Loan loss allowance | $14,673,000 | 363 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,678,000 | 1,971 |
| Other real estate owned | $5,939,000 | 342 |
| Goodwill and other intangibles | $5,201,000 | 798 |
| All other assets | $45,908,000 | 450 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,692,258,000 | 410 |
| Total liabilities | $1,566,326,000 | 401 |
| Total deposits | $1,149,707,000 | 433 |
| Interest-bearing deposits | $1,069,619,000 | 396 |
| Deposits held in domestic offices | $1,149,707,000 | 432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $191,183,000 | 220 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $200,764,000 | 322 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $24,672,000 | 365 |
| Total equity capital | $125,932,000 | 520 |
| Total bank equity capital | $125,932,000 | 520 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,000 | 7,727 |
| Surplus | $38,765,000 | 709 |
| Undivided profits | $87,157,000 | 392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,789,000 | 108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,771,000 | 52 |
| Income earned, not collected on loans | $10,056,000 | 337 |
| Earning assets | $1,617,396,000 | 386 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $1,622,000,000 | 407 |
| Average Assets, quarterly | $1,672,593,500 | 409 |
| Volatile liabilities | $1,088,577,000 | 222 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $185,019,000 | 295 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $257,403,000 | 497 |
| Tier 1 (core) risk-based capital | $129,119,000 | 467 |
| Tier 2 risk-based capital | $14,673,000 | 393 |
| Total risk weighted assets | $1,204,931,000 | 423 |
| Total unused commitments | $257,403,000 | 497 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 465 | 334 |
| Assets and Liabilities | ||
| Total Assets: | $1,652,929,000 | 411 |
| Cash and due from depository institutions | $18,190,000 | 334 |
| Interest-bearing balances | $9,223,000 | 614 |
| Securities | $288,917,000 | 474 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $1,286,275,000 | 356 |
| Loan loss allowance | $14,264,000 | 361 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,986,000 | 1,818 |
| Other real estate owned | $5,123,000 | 334 |
| Goodwill and other intangibles | $4,665,000 | 827 |
| All other assets | $43,773,000 | 450 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,652,929,000 | 411 |
| Total liabilities | $1,526,281,000 | 401 |
| Total deposits | $1,127,508,000 | 428 |
| Interest-bearing deposits | $1,036,880,000 | 393 |
| Deposits held in domestic offices | $1,127,508,000 | 427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $198,815,000 | 197 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $173,427,000 | 355 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $26,531,000 | 343 |
| Total equity capital | $126,648,000 | 502 |
| Total bank equity capital | $126,648,000 | 502 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,752 |
| Surplus | $38,765,000 | 685 |
| Undivided profits | $87,873,000 | 388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,977,000 | 157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,109,000 | 52 |
| Income earned, not collected on loans | $9,045,000 | 346 |
| Earning assets | $1,584,415,000 | 387 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $1,604,435,500 | 405 |
| Average Assets, quarterly | $1,649,641,500 | 404 |
| Volatile liabilities | $748,147,000 | 276 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $170,019,000 | 310 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $328,071,000 | 417 |
| Tier 1 (core) risk-based capital | $127,686,000 | 456 |
| Tier 2 risk-based capital | $14,264,000 | 387 |
| Total risk weighted assets | $1,193,982,000 | 418 |
| Total unused commitments | $328,071,000 | 417 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 542 | 295 |
| Assets and Liabilities | ||
| Total Assets: | $1,646,354,000 | 400 |
| Cash and due from depository institutions | $21,910,000 | 295 |
| Interest-bearing balances | $11,709,000 | 460 |
| Securities | $298,111,000 | 463 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $1,265,043,000 | 349 |
| Loan loss allowance | $13,213,000 | 392 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,953,000 | 1,783 |
| Other real estate owned | $6,134,000 | 295 |
| Goodwill and other intangibles | $6,097,000 | 704 |
| All other assets | $43,106,000 | 455 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,646,354,000 | 400 |
| Total liabilities | $1,523,135,000 | 389 |
| Total deposits | $1,115,045,000 | 421 |
| Interest-bearing deposits | $1,003,250,000 | 389 |
| Deposits held in domestic offices | $1,115,045,000 | 419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $211,676,000 | 198 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $175,020,000 | 355 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $21,394,000 | 380 |
| Total equity capital | $123,219,000 | 498 |
| Total bank equity capital | $123,219,000 | 498 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,756 |
| Surplus | $38,765,000 | 673 |
| Undivided profits | $84,444,000 | 399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,672,000 | 202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,071,000 | 175 |
| Income earned, not collected on loans | $8,706,000 | 345 |
| Earning assets | $1,574,863,000 | 383 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $1,588,271,000 | 404 |
| Average Assets, quarterly | $1,641,196,500 | 397 |
| Volatile liabilities | $667,172,000 | 294 |
| Insider loans | $362,000 | 5,959 |
| FHLB advances | $175,020,000 | 299 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $406,876,000 | 357 |
| Tier 1 (core) risk-based capital | $123,949,000 | 453 |
| Tier 2 risk-based capital | $13,213,000 | 414 |
| Total risk weighted assets | $1,176,649,000 | 408 |
| Total unused commitments | $411,876,000 | 355 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 526 | 306 |
| Assets and Liabilities | ||
| Total Assets: | $1,636,039,000 | 394 |
| Cash and due from depository institutions | $36,967,000 | 306 |
| Interest-bearing balances | $5,620,000 | 989 |
| Securities | $266,992,000 | 512 |
| Federal funds sold & reverse repurchase agreements | $32,000,000 | 373 |
| Net loans & leases | $1,230,269,000 | 340 |
| Loan loss allowance | $13,063,000 | 386 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,152,000 | 1,707 |
| Other real estate owned | $7,069,000 | 306 |
| Goodwill and other intangibles | $7,535,000 | 627 |
| All other assets | $49,055,000 | 404 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,636,039,000 | 394 |
| Total liabilities | $1,514,052,000 | 382 |
| Total deposits | $1,076,025,000 | 426 |
| Interest-bearing deposits | $984,122,000 | 390 |
| Deposits held in domestic offices | $1,076,025,000 | 425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $167,773,000 | 218 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $254,055,000 | 260 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $16,199,000 | 436 |
| Total equity capital | $121,987,000 | 490 |
| Total bank equity capital | $121,987,000 | 490 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,819 |
| Surplus | $38,765,000 | 658 |
| Undivided profits | $83,212,000 | 390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,881,000 | 203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,238,000 | 76 |
| Income earned, not collected on loans | $7,650,000 | 365 |
| Earning assets | $1,534,881,000 | 383 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $1,559,229,500 | 403 |
| Average Assets, quarterly | $1,559,229,500 | 403 |
| Volatile liabilities | $638,815,000 | 289 |
| Insider loans | $557,000 | 5,225 |
| FHLB advances | $250,013,000 | 219 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $405,799,000 | 344 |
| Tier 1 (core) risk-based capital | $121,690,000 | 451 |
| Tier 2 risk-based capital | $13,063,000 | 415 |
| Total risk weighted assets | $1,146,496,000 | 400 |
| Total unused commitments | $427,427,000 | 332 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 533 | 307 |
| Assets and Liabilities | ||
| Total Assets: | $1,482,420,000 | 424 |
| Cash and due from depository institutions | $48,388,000 | 307 |
| Interest-bearing balances | $30,246,000 | 178 |
| Securities | $185,588,000 | 714 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $1,174,311,000 | 365 |
| Loan loss allowance | $12,252,000 | 414 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,379,000 | 1,624 |
| Other real estate owned | $8,294,000 | 307 |
| Goodwill and other intangibles | $8,092,000 | 593 |
| All other assets | $51,368,000 | 388 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,482,420,000 | 424 |
| Total liabilities | $1,362,376,000 | 416 |
| Total deposits | $993,127,000 | 451 |
| Interest-bearing deposits | $911,326,000 | 416 |
| Deposits held in domestic offices | $993,127,000 | 450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $115,355,000 | 273 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $233,645,000 | 287 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $20,249,000 | 375 |
| Total equity capital | $120,044,000 | 497 |
| Total bank equity capital | $120,044,000 | 497 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,861 |
| Surplus | $38,765,000 | 655 |
| Undivided profits | $81,269,000 | 412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,476,000 | 217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,460,000 | 81 |
| Income earned, not collected on loans | $7,411,000 | 368 |
| Earning assets | $1,390,145,000 | 414 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $1,393,466,200 | 429 |
| Average Assets, quarterly | $1,455,503,000 | 427 |
| Volatile liabilities | $530,890,000 | 327 |
| Insider loans | $608,000 | 5,103 |
| FHLB advances | $225,014,000 | 250 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $349,782,000 | 374 |
| Tier 1 (core) risk-based capital | $119,873,000 | 457 |
| Tier 2 risk-based capital | $12,252,000 | 441 |
| Total risk weighted assets | $1,090,255,000 | 421 |
| Total unused commitments | $361,782,000 | 367 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 555 | 291 |
| Assets and Liabilities | ||
| Total Assets: | $1,428,586,000 | 435 |
| Cash and due from depository institutions | $32,683,000 | 291 |
| Interest-bearing balances | $12,634,000 | 480 |
| Securities | $202,309,000 | 661 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $1,123,836,000 | 371 |
| Loan loss allowance | $11,912,000 | 429 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,546,000 | 1,326 |
| Other real estate owned | $9,119,000 | 291 |
| Goodwill and other intangibles | $7,022,000 | 613 |
| All other assets | $46,071,000 | 419 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,428,586,000 | 435 |
| Total liabilities | $1,313,495,000 | 424 |
| Total deposits | $1,028,837,000 | 436 |
| Interest-bearing deposits | $916,552,000 | 411 |
| Deposits held in domestic offices | $1,028,837,000 | 434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $120,557,000 | 262 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $142,238,000 | 421 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $21,863,000 | 362 |
| Total equity capital | $115,091,000 | 516 |
| Total bank equity capital | $115,091,000 | 516 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,000 | 7,904 |
| Surplus | $38,765,000 | 639 |
| Undivided profits | $76,316,000 | 431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,086,000 | 212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,946,000 | 71 |
| Income earned, not collected on loans | $7,082,000 | 384 |
| Earning assets | $1,338,779,000 | 422 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $1,371,227,750 | 439 |
| Average Assets, quarterly | $1,415,978,000 | 432 |
| Volatile liabilities | $476,211,000 | 350 |
| Insider loans | $367,000 | 5,962 |
| FHLB advances | $140,021,000 | 362 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $273,105,000 | 432 |
| Tier 1 (core) risk-based capital | $117,037,000 | 468 |
| Tier 2 risk-based capital | $11,912,000 | 444 |
| Total risk weighted assets | $1,051,349,000 | 420 |
| Total unused commitments | $273,105,000 | 432 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 571 | 282 |
| Assets and Liabilities | ||
| Total Assets: | $1,403,370,000 | 439 |
| Cash and due from depository institutions | $47,089,000 | 282 |
| Interest-bearing balances | $6,521,000 | 928 |
| Securities | $210,576,000 | 634 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $1,065,403,000 | 383 |
| Loan loss allowance | $11,180,000 | 443 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,782,000 | 1,453 |
| Other real estate owned | $11,653,000 | 282 |
| Goodwill and other intangibles | $6,870,000 | 604 |
| All other assets | $54,997,000 | 365 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,403,370,000 | 439 |
| Total liabilities | $1,292,565,000 | 434 |
| Total deposits | $887,675,000 | 488 |
| Interest-bearing deposits | $779,937,000 | 474 |
| Deposits held in domestic offices | $887,675,000 | 485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $140,347,000 | 244 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $244,259,000 | 289 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $20,284,000 | 376 |
| Total equity capital | $110,805,000 | 514 |
| Total bank equity capital | $110,805,000 | 514 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,000 | 7,957 |
| Surplus | $38,765,000 | 630 |
| Undivided profits | $72,030,000 | 434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,023,000 | 166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,467,000 | 61 |
| Income earned, not collected on loans | $6,641,000 | 395 |
| Earning assets | $1,282,500,000 | 435 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $1,352,108,330 | 439 |
| Average Assets, quarterly | $1,356,775,500 | 443 |
| Volatile liabilities | $614,705,000 | 290 |
| Insider loans | $372,000 | 5,979 |
| FHLB advances | $240,021,000 | 242 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $259,908,000 | 442 |
| Tier 1 (core) risk-based capital | $114,273,000 | 464 |
| Tier 2 risk-based capital | $11,180,000 | 463 |
| Total risk weighted assets | $1,000,303,000 | 434 |
| Total unused commitments | $259,908,000 | 442 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 599 | 273 |
| Assets and Liabilities | ||
| Total Assets: | $1,310,181,000 | 459 |
| Cash and due from depository institutions | $17,494,000 | 273 |
| Interest-bearing balances | $1,203,000 | 2,853 |
| Securities | $224,414,000 | 624 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $993,055,000 | 392 |
| Loan loss allowance | $10,511,000 | 471 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,818,000 | 1,424 |
| Other real estate owned | $12,300,000 | 273 |
| Goodwill and other intangibles | $7,337,000 | 570 |
| All other assets | $48,763,000 | 392 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,310,181,000 | 459 |
| Total liabilities | $1,198,328,000 | 452 |
| Total deposits | $839,359,000 | 520 |
| Interest-bearing deposits | $766,567,000 | 475 |
| Deposits held in domestic offices | $839,359,000 | 517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $145,524,000 | 237 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $187,045,000 | 332 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $26,400,000 | 344 |
| Total equity capital | $111,853,000 | 511 |
| Total bank equity capital | $111,853,000 | 511 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,000 | 7,982 |
| Surplus | $38,765,000 | 615 |
| Undivided profits | $73,078,000 | 449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,146,000 | 275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,529,000 | 84 |
| Income earned, not collected on loans | $6,454,000 | 406 |
| Earning assets | $1,218,672,000 | 452 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $1,326,477,500 | 448 |
| Average Assets, quarterly | $1,326,477,500 | 448 |
| Volatile liabilities | $526,161,000 | 313 |
| Insider loans | $635,000 | 4,982 |
| FHLB advances | $185,022,000 | 283 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $281,402,000 | 406 |
| Tier 1 (core) risk-based capital | $112,980,000 | 461 |
| Tier 2 risk-based capital | $10,511,000 | 486 |
| Total risk weighted assets | $916,825,000 | 462 |
| Total unused commitments | $281,402,000 | 406 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 634 | 269 |
| Assets and Liabilities | ||
| Total Assets: | $1,342,774,000 | 448 |
| Cash and due from depository institutions | $27,306,000 | 269 |
| Interest-bearing balances | $11,490,000 | 572 |
| Securities | $269,397,000 | 544 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $976,728,000 | 400 |
| Loan loss allowance | $10,057,000 | 505 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,991,000 | 1,375 |
| Other real estate owned | $9,773,000 | 269 |
| Goodwill and other intangibles | $7,948,000 | 542 |
| All other assets | $44,631,000 | 426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,342,774,000 | 448 |
| Total liabilities | $1,233,049,000 | 446 |
| Total deposits | $877,961,000 | 492 |
| Interest-bearing deposits | $834,284,000 | 445 |
| Deposits held in domestic offices | $877,961,000 | 491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $126,101,000 | 257 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $202,005,000 | 321 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $26,982,000 | 319 |
| Total equity capital | $109,725,000 | 518 |
| Total bank equity capital | $109,725,000 | 518 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,000 | 8,040 |
| Surplus | $38,765,000 | 603 |
| Undivided profits | $70,950,000 | 441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,022,000 | 267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $6,048,000 | 432 |
| Earning assets | $1,257,615,000 | 437 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $1,362,994,000 | 427 |
| Average Assets, quarterly | $1,357,636,500 | 437 |
| Volatile liabilities | $520,625,000 | 318 |
| Insider loans | $638,000 | 4,971 |
| FHLB advances | $195,417,000 | 271 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $197,648,000 | 521 |
| Tier 1 (core) risk-based capital | $113,409,000 | 459 |
| Tier 2 risk-based capital | $10,057,000 | 508 |
| Total risk weighted assets | $898,758,000 | 468 |
| Total unused commitments | $197,648,000 | 521 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 621 | 281 |
| Assets and Liabilities | ||
| Total Assets: | $1,372,499,000 | 449 |
| Cash and due from depository institutions | $67,586,000 | 281 |
| Interest-bearing balances | $29,858,000 | 262 |
| Securities | $230,090,000 | 614 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 716 |
| Net loans & leases | $987,676,000 | 400 |
| Loan loss allowance | $9,368,000 | 537 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,280,000 | 1,298 |
| Other real estate owned | $5,366,000 | 281 |
| Goodwill and other intangibles | $8,574,000 | 524 |
| All other assets | $45,927,000 | 435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,372,499,000 | 449 |
| Total liabilities | $1,268,678,000 | 439 |
| Total deposits | $992,061,000 | 448 |
| Interest-bearing deposits | $930,598,000 | 415 |
| Deposits held in domestic offices | $992,061,000 | 447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $121,480,000 | 269 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $121,258,000 | 455 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $33,879,000 | 294 |
| Total equity capital | $103,821,000 | 559 |
| Total bank equity capital | $103,821,000 | 559 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,000 | 8,092 |
| Surplus | $38,765,000 | 617 |
| Undivided profits | $65,046,000 | 490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,005,000 | 242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $5,993,000 | 454 |
| Earning assets | $1,267,624,000 | 439 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $1,368,049,000 | 437 |
| Average Assets, quarterly | $1,414,997,000 | 437 |
| Volatile liabilities | $453,918,000 | 355 |
| Insider loans | $330,000 | 6,171 |
| FHLB advances | $115,022,000 | 395 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $223,100,000 | 482 |
| Tier 1 (core) risk-based capital | $111,217,000 | 477 |
| Tier 2 risk-based capital | $9,368,000 | 540 |
| Total risk weighted assets | $894,408,000 | 466 |
| Total unused commitments | $223,100,000 | 483 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 624 | 277 |
| Assets and Liabilities | ||
| Total Assets: | $1,457,495,000 | 422 |
| Cash and due from depository institutions | $20,830,000 | 277 |
| Interest-bearing balances | $5,352,000 | 1,423 |
| Securities | $285,712,000 | 510 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $1,087,011,000 | 369 |
| Loan loss allowance | $11,238,000 | 459 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,274,000 | 1,275 |
| Other real estate owned | $4,956,000 | 277 |
| Goodwill and other intangibles | $9,451,000 | 472 |
| All other assets | $42,261,000 | 449 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,457,495,000 | 422 |
| Total liabilities | $1,358,218,000 | 413 |
| Total deposits | $980,602,000 | 449 |
| Interest-bearing deposits | $904,735,000 | 421 |
| Deposits held in domestic offices | $980,602,000 | 448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $169,792,000 | 220 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $160,910,000 | 365 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $46,914,000 | 257 |
| Total equity capital | $99,277,000 | 572 |
| Total bank equity capital | $99,277,000 | 572 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,000 | 8,122 |
| Surplus | $38,765,000 | 602 |
| Undivided profits | $60,502,000 | 526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,148,000 | 217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $5,742,000 | 465 |
| Earning assets | $1,378,075,000 | 413 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $1,366,565,670 | 436 |
| Average Assets, quarterly | $1,391,694,500 | 436 |
| Volatile liabilities | $553,569,000 | 299 |
| Insider loans | $331,000 | 6,158 |
| FHLB advances | $151,373,000 | 322 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $322,595,000 | 374 |
| Tier 1 (core) risk-based capital | $108,104,000 | 477 |
| Tier 2 risk-based capital | $11,238,000 | 441 |
| Total risk weighted assets | $936,843,000 | 433 |
| Total unused commitments | $322,595,000 | 375 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 628 | 279 |
| Assets and Liabilities | ||
| Total Assets: | $1,325,894,000 | 452 |
| Cash and due from depository institutions | $21,976,000 | 279 |
| Interest-bearing balances | $1,588,000 | 2,733 |
| Securities | $224,692,000 | 606 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $1,010,102,000 | 382 |
| Loan loss allowance | $9,802,000 | 517 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,397,000 | 1,241 |
| Other real estate owned | $6,434,000 | 279 |
| Goodwill and other intangibles | $11,805,000 | 413 |
| All other assets | $43,488,000 | 426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,325,894,000 | 452 |
| Total liabilities | $1,229,963,000 | 442 |
| Total deposits | $906,371,000 | 474 |
| Interest-bearing deposits | $863,004,000 | 436 |
| Deposits held in domestic offices | $906,371,000 | 473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $147,791,000 | 239 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $137,267,000 | 403 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $38,534,000 | 296 |
| Total equity capital | $95,931,000 | 584 |
| Total bank equity capital | $95,931,000 | 584 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000 | 8,162 |
| Surplus | $38,765,000 | 607 |
| Undivided profits | $57,156,000 | 535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,845,000 | 220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $5,491,000 | 487 |
| Earning assets | $1,236,382,000 | 438 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $1,321,101,000 | 453 |
| Average Assets, quarterly | $1,321,101,000 | 453 |
| Volatile liabilities | $473,622,000 | 338 |
| Insider loans | $426,000 | 5,719 |
| FHLB advances | $130,023,000 | 354 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $184,427,000 | 541 |
| Tier 1 (core) risk-based capital | $106,517,000 | 473 |
| Tier 2 risk-based capital | $9,802,000 | 488 |
| Total risk weighted assets | $877,703,000 | 453 |
| Total unused commitments | $184,427,000 | 542 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 624 | 279 |
| Assets and Liabilities | ||
| Total Assets: | $1,316,308,000 | 455 |
| Cash and due from depository institutions | $14,189,000 | 279 |
| Interest-bearing balances | $7,908,000 | 993 |
| Securities | $244,542,000 | 542 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $984,839,000 | 388 |
| Loan loss allowance | $10,284,000 | 481 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,483,000 | 1,203 |
| Other real estate owned | $4,437,000 | 279 |
| Goodwill and other intangibles | $14,145,000 | 363 |
| All other assets | $46,673,000 | 400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,316,308,000 | 455 |
| Total liabilities | $1,220,590,000 | 446 |
| Total deposits | $901,155,000 | 473 |
| Interest-bearing deposits | $851,010,000 | 438 |
| Deposits held in domestic offices | $901,155,000 | 472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $137,555,000 | 246 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $142,265,000 | 405 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $39,615,000 | 278 |
| Total equity capital | $95,718,000 | 571 |
| Total bank equity capital | $95,718,000 | 571 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,000 | 8,197 |
| Surplus | $38,765,000 | 592 |
| Undivided profits | $56,943,000 | 516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,620,000 | 205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $6,111,000 | 465 |
| Earning assets | $1,237,289,000 | 439 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $1,354,191,200 | 422 |
| Average Assets, quarterly | $1,374,640,000 | 439 |
| Volatile liabilities | $478,101,000 | 325 |
| Insider loans | $447,000 | 5,668 |
| FHLB advances | $135,824,000 | 344 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $195,379,000 | 502 |
| Tier 1 (core) risk-based capital | $106,774,000 | 466 |
| Tier 2 risk-based capital | $10,284,000 | 461 |
| Total risk weighted assets | $862,668,000 | 458 |
| Total unused commitments | $195,379,000 | 503 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 625 | 270 |
| Assets and Liabilities | ||
| Total Assets: | $1,297,794,000 | 441 |
| Cash and due from depository institutions | $17,916,000 | 270 |
| Interest-bearing balances | $10,015,000 | 708 |
| Securities | $294,606,000 | 419 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $900,636,000 | 405 |
| Loan loss allowance | $9,910,000 | 475 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,959,000 | 1,081 |
| Other real estate owned | $3,904,000 | 270 |
| Goodwill and other intangibles | $19,777,000 | 283 |
| All other assets | $52,996,000 | 361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,297,794,000 | 441 |
| Total liabilities | $1,209,986,000 | 432 |
| Total deposits | $867,247,000 | 473 |
| Interest-bearing deposits | $834,091,000 | 429 |
| Deposits held in domestic offices | $867,247,000 | 471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $196,749,000 | 215 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $125,928,000 | 417 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $20,062,000 | 397 |
| Total equity capital | $87,808,000 | 583 |
| Total bank equity capital | $87,808,000 | 583 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,000 | 8,417 |
| Surplus | $33,765,000 | 644 |
| Undivided profits | $54,033,000 | 521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,295,000 | 304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $5,863,000 | 516 |
| Earning assets | $1,205,257,000 | 433 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $1,207,012,200 | 448 |
| Average Assets, quarterly | $1,263,102,000 | 447 |
| Volatile liabilities | $524,660,000 | 312 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $120,025,000 | 347 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $92,051,000 | 806 |
| Tier 1 (core) risk-based capital | $90,583,000 | 517 |
| Tier 2 risk-based capital | $9,910,000 | 450 |
| Total risk weighted assets | $851,056,000 | 451 |
| Total unused commitments | $92,051,000 | 806 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 601 | 280 |
| Assets and Liabilities | ||
| Total Assets: | $1,221,110,000 | 447 |
| Cash and due from depository institutions | $25,319,000 | 280 |
| Interest-bearing balances | $11,033,000 | 415 |
| Securities | $160,505,000 | 698 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $962,144,000 | 397 |
| Loan loss allowance | $9,282,000 | 496 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,049,000 | 899 |
| Other real estate owned | $3,119,000 | 280 |
| Goodwill and other intangibles | $16,178,000 | 308 |
| All other assets | $44,796,000 | 358 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,221,110,000 | 447 |
| Total liabilities | $1,122,765,000 | 443 |
| Total deposits | $916,606,000 | 435 |
| Interest-bearing deposits | $878,545,000 | 398 |
| Deposits held in domestic offices | $916,606,000 | 433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,213,000 | 434 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $139,514,000 | 371 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $13,432,000 | 517 |
| Total equity capital | $98,345,000 | 507 |
| Total bank equity capital | $98,345,000 | 507 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $10,000 | 8,692 |
| Surplus | $33,765,000 | 601 |
| Undivided profits | $64,570,000 | 401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,621,000 | 275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $7,539,000 | 360 |
| Earning assets | $1,133,682,000 | 441 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $1,134,873,600 | 463 |
| Average Assets, quarterly | $1,216,262,000 | 444 |
| Volatile liabilities | $380,951,000 | 397 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $133,415,000 | 109 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $69,902,000 | 906 |
| Tier 1 (core) risk-based capital | $90,077,000 | 509 |
| Tier 2 risk-based capital | $9,282,000 | 483 |
| Total risk weighted assets | $898,939,000 | 441 |
| Total unused commitments | $69,902,000 | 907 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 661 | 280 |
| Assets and Liabilities | ||
| Total Assets: | $1,019,125,000 | 532 |
| Cash and due from depository institutions | $18,675,000 | 280 |
| Interest-bearing balances | $11,733,000 | 323 |
| Securities | $125,433,000 | 922 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $806,894,000 | 449 |
| Loan loss allowance | $9,433,000 | 503 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,249,000 | 775 |
| Other real estate owned | $3,282,000 | 280 |
| Goodwill and other intangibles | $16,101,000 | 287 |
| All other assets | $38,491,000 | 392 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,019,125,000 | 532 |
| Total liabilities | $934,607,000 | 531 |
| Total deposits | $745,179,000 | 531 |
| Interest-bearing deposits | $731,969,000 | 473 |
| Deposits held in domestic offices | $745,179,000 | 528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,923,000 | 497 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $130,032,000 | 424 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $8,473,000 | 670 |
| Total equity capital | $84,518,000 | 566 |
| Total bank equity capital | $84,518,000 | 566 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,000 | 8,999 |
| Surplus | $33,765,000 | 603 |
| Undivided profits | $50,743,000 | 488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,813,000 | 470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,928,000 | 558 |
| Earning assets | $944,060,000 | 527 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $1,073,333,600 | 492 |
| Average Assets, quarterly | $1,091,211,000 | 501 |
| Volatile liabilities | $469,050,000 | 341 |
| Insider loans | $73,000 | 8,306 |
| FHLB advances | $128,417,000 | 113 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $116,443,000 | 670 |
| Tier 1 (core) risk-based capital | $80,968,000 | 559 |
| Tier 2 risk-based capital | $9,321,000 | 475 |
| Total risk weighted assets | $745,723,000 | 490 |
| Total unused commitments | $116,443,000 | 670 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 575 | 312 |
| Assets and Liabilities | ||
| Total Assets: | $1,140,619,000 | 475 |
| Cash and due from depository institutions | $67,010,000 | 312 |
| Interest-bearing balances | $57,039,000 | 99 |
| Securities | $99,348,000 | 1,161 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $921,157,000 | 384 |
| Loan loss allowance | $8,732,000 | 510 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,861,000 | 954 |
| Other real estate owned | $1,123,000 | 312 |
| Goodwill and other intangibles | $7,043,000 | 462 |
| All other assets | $37,077,000 | 364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,140,619,000 | 475 |
| Total liabilities | $1,059,452,000 | 465 |
| Total deposits | $776,000,000 | 503 |
| Interest-bearing deposits | $703,616,000 | 467 |
| Deposits held in domestic offices | $776,000,000 | 500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,800,000 | 394 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $198,418,000 | 274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $16,234,000 | 468 |
| Total equity capital | $81,167,000 | 591 |
| Total bank equity capital | $81,167,000 | 591 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $10,000 | 9,212 |
| Surplus | $30,165,000 | 625 |
| Undivided profits | $50,992,000 | 502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,641,000 | 446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $5,392,000 | 409 |
| Earning assets | $1,077,544,000 | 460 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $1,032,204,400 | 496 |
| Average Assets, quarterly | $1,080,531,000 | 488 |
| Volatile liabilities | $491,606,000 | 289 |
| Insider loans | $457,000 | 5,523 |
| FHLB advances | $198,418,000 | 74 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $162,881,000 | 502 |
| Tier 1 (core) risk-based capital | $79,891,000 | 554 |
| Tier 2 risk-based capital | $8,732,000 | 498 |
| Total risk weighted assets | $802,409,000 | 442 |
| Total unused commitments | $164,881,000 | 499 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 482 | 367 |
| Assets and Liabilities | ||
| Total Assets: | $991,938,000 | 531 |
| Cash and due from depository institutions | $17,143,000 | 367 |
| Interest-bearing balances | $11,462,000 | 375 |
| Securities | $183,225,000 | 658 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $756,683,000 | 454 |
| Loan loss allowance | $6,257,000 | 682 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,968,000 | 2,658 |
| Other real estate owned | $1,153,000 | 367 |
| Goodwill and other intangibles | $1,402,000 | 1,167 |
| All other assets | $29,364,000 | 400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $991,938,000 | 531 |
| Total liabilities | $929,848,000 | 521 |
| Total deposits | $695,837,000 | 568 |
| Interest-bearing deposits | $626,638,000 | 531 |
| Deposits held in domestic offices | $695,837,000 | 562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,800,000 | 574 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $185,420,000 | 271 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $13,791,000 | 512 |
| Total equity capital | $62,090,000 | 764 |
| Total bank equity capital | $62,090,000 | 764 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $10,000 | 9,607 |
| Surplus | $17,990,000 | 952 |
| Undivided profits | $44,090,000 | 558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,968,000 | 599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $4,699,000 | 494 |
| Earning assets | $951,370,000 | 513 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $903,773,800 | 544 |
| Average Assets, quarterly | $957,564,000 | 536 |
| Volatile liabilities | $488,358,000 | 303 |
| Insider loans | $408,000 | 5,943 |
| FHLB advances | $179,420,000 | 82 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $66,703,000 | 869 |
| Tier 1 (core) risk-based capital | $61,221,000 | 709 |
| Tier 2 risk-based capital | $6,257,000 | 603 |
| Total risk weighted assets | $636,985,000 | 526 |
| Total unused commitments | $66,703,000 | 873 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 206 | 907 |
| Assets and Liabilities | ||
| Total Assets: | $821,837,000 | 645 |
| Cash and due from depository institutions | $19,627,000 | 907 |
| Interest-bearing balances | $13,556,000 | 283 |
| Securities | $89,003,000 | 1,344 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 992 |
| Net loans & leases | $678,239,000 | 523 |
| Loan loss allowance | $5,604,000 | 803 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,336,000 | 2,371 |
| Other real estate owned | $1,579,000 | 907 |
| Goodwill and other intangibles | $546,000 | 1,635 |
| All other assets | $16,507,000 | 627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $821,837,000 | 645 |
| Total liabilities | $764,036,000 | 633 |
| Total deposits | $660,906,000 | 626 |
| Interest-bearing deposits | $620,760,000 | 576 |
| Deposits held in domestic offices | $660,906,000 | 618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $95,388,000 | 406 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $7,742,000 | 719 |
| Total equity capital | $57,801,000 | 815 |
| Total bank equity capital | $57,801,000 | 815 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,000 | 10,071 |
| Surplus | $17,990,000 | 1,001 |
| Undivided profits | $39,801,000 | 643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,168,000 | 595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,618,000 | 523 |
| Earning assets | $793,798,000 | 616 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $792,377,200 | 641 |
| Average Assets, quarterly | $832,834,500 | 636 |
| Volatile liabilities | $337,605,000 | 402 |
| Insider loans | $268,000 | 7,102 |
| FHLB advances | $95,388,000 | 132 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,014,000 | 7,435 |
| Tier 1 (core) risk-based capital | $56,824,000 | 784 |
| Tier 2 risk-based capital | $4,605,000 | 778 |
| Total risk weighted assets | $551,461,000 | 622 |
| Total unused commitments | $3,014,000 | 6,435 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 185 | 1,039 |
| Assets and Liabilities | ||
| Total Assets: | $746,801,000 | 719 |
| Cash and due from depository institutions | $30,613,000 | 1,039 |
| Interest-bearing balances | $11,672,000 | 388 |
| Securities | $95,477,000 | 1,301 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $601,292,000 | 583 |
| Loan loss allowance | $4,562,000 | 967 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,511,000 | 3,019 |
| Other real estate owned | $1,928,000 | 1,039 |
| Goodwill and other intangibles | $642,000 | 1,423 |
| All other assets | $14,338,000 | 720 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $746,801,000 | 719 |
| Total liabilities | $691,210,000 | 706 |
| Total deposits | $539,452,000 | 762 |
| Interest-bearing deposits | $503,807,000 | 704 |
| Deposits held in domestic offices | $539,452,000 | 753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,811,000 | 572 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $104,000,000 | 368 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,947,000 | 927 |
| Total equity capital | $55,591,000 | 875 |
| Total bank equity capital | $55,591,000 | 875 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,000 | 10,536 |
| Surplus | $15,990,000 | 1,096 |
| Undivided profits | $39,591,000 | 666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,639,000 | 1,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,840,000 | 630 |
| Earning assets | $708,441,000 | 693 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $692,034,400 | 738 |
| Average Assets, quarterly | $738,533,500 | 715 |
| Volatile liabilities | $221,719,000 | 517 |
| Insider loans | $99,000 | 9,175 |
| FHLB advances | $104,000,000 | 122 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,440,000 | 3,180 |
| Tier 1 (core) risk-based capital | $54,276,000 | 845 |
| Tier 2 risk-based capital | $3,208,000 | 1,070 |
| Total risk weighted assets | $486,065,500 | 682 |
| Total unused commitments | $10,440,000 | 3,195 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 186 | 1,046 |
| Assets and Liabilities | ||
| Total Assets: | $590,383,000 | 834 |
| Cash and due from depository institutions | $23,171,000 | 1,046 |
| Interest-bearing balances | $12,916,000 | 311 |
| Securities | $95,643,000 | 1,350 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $451,178,000 | 720 |
| Loan loss allowance | $5,192,000 | 896 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,136,000 | 3,441 |
| Other real estate owned | $2,275,000 | 1,046 |
| Goodwill and other intangibles | $731,000 | 1,237 |
| All other assets | $15,249,000 | 714 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $590,383,000 | 834 |
| Total liabilities | $551,941,000 | 816 |
| Total deposits | $465,121,000 | 833 |
| Interest-bearing deposits | $424,798,000 | 810 |
| Deposits held in domestic offices | $465,121,000 | 822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,275 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $71,000,000 | 451 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,820,000 | 837 |
| Total equity capital | $38,442,000 | 1,079 |
| Total bank equity capital | $38,442,000 | 1,079 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $10,000 | 11,112 |
| Surplus | $5,990,000 | 2,399 |
| Undivided profits | $32,442,000 | 701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,548,000 | 724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,575,000 | 768 |
| Earning assets | $559,737,000 | 814 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $599,265,200 | 823 |
| Average Assets, quarterly | $583,075,000 | 838 |
| Volatile liabilities | $166,588,000 | 604 |
| Insider loans | $200,000 | 8,176 |
| FHLB advances | $71,000,000 | 156 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,914,000 | 2,944 |
| Tier 1 (core) risk-based capital | $40,658,000 | 1,020 |
| Tier 2 risk-based capital | $3,405,000 | 991 |
| Total risk weighted assets | $387,381,000 | 783 |
| Total unused commitments | $10,914,000 | 2,955 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 173 | 1,195 |
| Assets and Liabilities | ||
| Total Assets: | $614,482,000 | 837 |
| Cash and due from depository institutions | $13,188,000 | 1,195 |
| Interest-bearing balances | $12,729,000 | 488 |
| Securities | $83,131,000 | 1,656 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $495,845,000 | 648 |
| Loan loss allowance | $4,514,000 | 1,061 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $778,000 | 7,122 |
| Other real estate owned | $2,391,000 | 1,195 |
| Goodwill and other intangibles | $885,000 | 1,061 |
| All other assets | $18,264,000 | 614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $614,482,000 | 837 |
| Total liabilities | $577,020,000 | 826 |
| Total deposits | $492,439,000 | 828 |
| Interest-bearing deposits | $433,338,000 | 821 |
| Deposits held in domestic offices | $492,439,000 | 815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 871 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $65,000,000 | 418 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,581,000 | 1,006 |
| Total equity capital | $37,462,000 | 1,105 |
| Total bank equity capital | $37,462,000 | 1,105 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $10,000 | 11,648 |
| Surplus | $5,990,000 | 2,305 |
| Undivided profits | $31,462,000 | 721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,299,000 | 931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $5,736,000 | 374 |
| Earning assets | $591,705,000 | 804 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $595,893,000 | 830 |
| Average Assets, quarterly | $615,715,500 | 821 |
| Volatile liabilities | $192,645,000 | 525 |
| Insider loans | $123,000 | 9,370 |
| FHLB advances | $65,000,000 | 150 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,021,000 | 2,213 |
| Tier 1 (core) risk-based capital | $36,031,000 | 1,105 |
| Tier 2 risk-based capital | $2,802,000 | 1,164 |
| Total risk weighted assets | $373,499,000 | 809 |
| Total unused commitments | $16,021,000 | 2,234 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 148 | 1,477 |
| Assets and Liabilities | ||
| Total Assets: | $567,100,000 | 911 |
| Cash and due from depository institutions | $2,666,000 | 1,477 |
| Interest-bearing balances | $1,689,000 | 2,974 |
| Securities | $98,223,000 | 1,372 |
| Federal funds sold & reverse repurchase agreements | $22,165,000 | 776 |
| Net loans & leases | $427,252,000 | 734 |
| Loan loss allowance | $3,114,000 | 1,500 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $268,000 | 10,854 |
| Other real estate owned | $1,106,000 | 1,477 |
| Goodwill and other intangibles | $1,204,000 | 923 |
| All other assets | $14,216,000 | 778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $567,100,000 | 911 |
| Total liabilities | $535,795,000 | 898 |
| Total deposits | $484,163,000 | 883 |
| Interest-bearing deposits | $442,470,000 | 860 |
| Deposits held in domestic offices | $484,163,000 | 874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,727,000 | 655 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $25,094,000 | 609 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,811,000 | 1,147 |
| Total equity capital | $31,305,000 | 1,244 |
| Total bank equity capital | $31,305,000 | 1,244 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $10,000 | 12,191 |
| Surplus | $5,990,000 | 2,227 |
| Undivided profits | $25,305,000 | 848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,339,000 | 1,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $4,084,000 | 543 |
| Earning assets | $549,329,000 | 869 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $516,916,200 | 967 |
| Average Assets, quarterly | $555,022,000 | 921 |
| Volatile liabilities | $140,384,000 | 603 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $25,000,000 | 248 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,893,000 | 3,443 |
| Tier 1 (core) risk-based capital | $31,305,000 | 1,210 |
| Tier 2 risk-based capital | $2,529,000 | 1,304 |
| Total risk weighted assets | $346,130,000 | 882 |
| Total unused commitments | $19,893,000 | 1,845 |
| Derivatives | $0 | 651 |