Home > New South Bank > Income and Expense
New South Bank, Income and Expense
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,735,000 | 10,735 |
Total interest expense | $667,000 | 10,781 |
Net interest income | $1,068,000 | 10,534 |
Provision for loan and lease losses | $20,000 | 9,046 |
Total noninterest income | $290,000 | 7,805 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 11,351 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $290,000 | 4,566 |
Total noninterest expense | $675,000 | 11,285 |
Salaries and employee benefits | $330,000 | 11,357 |
Premises and equipment expense | $87,000 | 10,896 |
Additional noninterest expense | $258,000 | 10,975 |
Pre-tax net operating income | $663,000 | 7,556 |
Securities gains (losses) | $-96,000 | 13,173 |
Applicable income taxes | $279,000 | 6,349 |
Income before extraordinary items | $288,000 | 9,616 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $288,000 | 9,757 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $140,000 | 6,241 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $349,440 | 8,683 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,192,000 | 10,493 |
Total interest expense | $980,000 | 10,483 |
Net interest income | $1,212,000 | 10,289 |
Provision for loan and lease losses | $61,000 | 8,508 |
Total noninterest income | $161,000 | 10,273 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 11,764 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $161,000 | 6,391 |
Total noninterest expense | $578,000 | 12,188 |
Salaries and employee benefits | $283,000 | 12,209 |
Premises and equipment expense | $63,000 | 12,143 |
Additional noninterest expense | $232,000 | 11,795 |
Pre-tax net operating income | $734,000 | 6,920 |
Securities gains (losses) | $180,000 | 2,158 |
Applicable income taxes | $320,000 | 5,690 |
Income before extraordinary items | $594,000 | 6,624 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $594,000 | 6,704 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 10,608 |
Cash dividends | $25,000 | 8,340 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $477,000 | 7,154 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.