Home > New River Bank > Income and Expense
New River Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 10,188 |
| Total interest expense | $861,000 | 9,735 |
| Net interest income | $1,136,000 | 10,272 |
| Provision for loan and lease losses | $119,000 | 5,369 |
| Total noninterest income | $175,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,239,000 | 8,734 |
| Salaries and employee benefits | $552,000 | 9,193 |
| Premises and equipment expense | $334,000 | 5,406 |
| Additional noninterest expense | $353,000 | 9,810 |
| Pre-tax net operating income | $-47,000 | 12,529 |
| Securities gains (losses) | $197,000 | 1,709 |
| Applicable income taxes | $33,000 | 11,311 |
| Income before extraordinary items | $117,000 | 11,613 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $117,000 | 11,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-36,660 | 12,484 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 10,239 |
| Total interest expense | $1,048,000 | 10,189 |
| Net interest income | $1,280,000 | 10,029 |
| Provision for loan and lease losses | $382,000 | 3,560 |
| Total noninterest income | $438,000 | 6,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 9,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 4,003 |
| Total noninterest expense | $1,122,000 | 9,405 |
| Salaries and employee benefits | $449,000 | 10,323 |
| Premises and equipment expense | $177,000 | 8,387 |
| Additional noninterest expense | $496,000 | 8,493 |
| Pre-tax net operating income | $214,000 | 10,938 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $81,000 | 10,417 |
| Income before extraordinary items | $157,000 | 11,181 |
| Extraordinary gains, net | $52,000 | 979 |
| Net income | $209,000 | 10,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 4,359 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $141,160 | 11,059 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.