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New Resource Bank, Income and Expense

2018-03-31 (YTD Data)Rank
Total interest income$3,792,0001,797
Total interest expense$41,0005,022
Net interest income$3,751,0001,587
Provision for loan and lease losses$500,000462
Total noninterest income$468,0002,051
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$76,0002,755
Trading account gains and feesNANA
Additional Noninterest Income$392,0001,728
Total noninterest expense$3,296,0001,513
Salaries and employee benefits$2,059,0001,397
Premises and equipment expense$277,0001,968
Additional noninterest expense$960,0001,563
Pre-tax net operating income$423,0003,364
Securities gains (losses)$0735
Applicable income taxes$117,0002,041
Income before extraordinary items$306,0003,644
Extraordinary gains, net$07
Net income$306,0003,644
Minority interest net income$052
Net income of bank and minority interests.$306,0003,644
Net charge-offs$-90,0005,365
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$-1,0005,554
Net operating income$306,0003,648
2017-12-31 (YTD Data)Rank
Total interest income$14,172,0001,864
Total interest expense$138,0005,140
Net interest income$14,034,0001,660
Provision for loan and lease losses$565,0001,345
Total noninterest income$1,404,0002,487
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$311,0002,801
Trading account gains and feesNANA
Additional Noninterest Income$1,093,0002,188
Total noninterest expense$12,216,0001,601
Salaries and employee benefits$7,306,0001,521
Premises and equipment expense$1,216,0001,826
Additional noninterest expense$3,694,0001,628
Pre-tax net operating income$2,657,0002,666
Securities gains (losses)$02,243
Applicable income taxes$2,630,0001,059
Income before extraordinary items$27,0005,322
Extraordinary gains, net$09
Net income$27,0005,322
Minority interest net income$076
Net income of bank and minority interests.$27,0005,322
Net charge-offs$-37,0005,070
Cash dividends$100,0003,887
Sale, conversion, retirement of capital stock, net$219,000395
Net operating income$27,0005,323
2017-09-30 (YTD Data)Rank
Total interest income$10,590,0001,866
Total interest expense$104,0005,191
Net interest income$10,486,0001,674
Provision for loan and lease losses$220,0001,959
Total noninterest income$974,0002,601
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$238,0002,788
Trading account gains and feesNANA
Additional Noninterest Income$736,0002,351
Total noninterest expense$8,998,0001,633
Salaries and employee benefits$5,410,0001,550
Premises and equipment expense$910,0001,845
Additional noninterest expense$2,678,0001,670
Pre-tax net operating income$2,242,0002,539
Securities gains (losses)$02,274
Applicable income taxes$813,0001,658
Income before extraordinary items$1,429,0002,931
Extraordinary gains, net$09
Net income$1,429,0002,930
Minority interest net income$071
Net income of bank and minority interests.$1,429,0002,931
Net charge-offs$-36,0005,085
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$155,000375
Net operating income$1,429,0002,913
2017-06-30 (YTD Data)Rank
Total interest income$6,856,0001,897
Total interest expense$69,0005,223
Net interest income$6,787,0001,707
Provision for loan and lease losses$254,0001,357
Total noninterest income$619,0002,674
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$167,0002,689
Trading account gains and feesNANA
Additional Noninterest Income$452,0002,448
Total noninterest expense$6,047,0001,629
Salaries and employee benefits$3,690,0001,519
Premises and equipment expense$607,0001,855
Additional noninterest expense$1,750,0001,696
Pre-tax net operating income$1,105,0002,961
Securities gains (losses)$01,906
Applicable income taxes$403,0001,889
Income before extraordinary items$702,0003,400
Extraordinary gains, net$011
Net income$702,0003,399
Minority interest net income$071
Net income of bank and minority interests.$702,0003,400
Net charge-offs$-49,0005,279
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$80,000376
Net operating income$702,0003,373
2017-03-31 (YTD Data)Rank
Total interest income$3,351,0001,925
Total interest expense$32,0005,310
Net interest income$3,319,0001,736
Provision for loan and lease losses$03,537
Total noninterest income$303,0002,695
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$81,0002,745
Trading account gains and feesNANA
Additional Noninterest Income$222,0002,443
Total noninterest expense$3,133,0001,590
Salaries and employee benefits$1,979,0001,442
Premises and equipment expense$303,0001,866
Additional noninterest expense$851,0001,744
Pre-tax net operating income$489,0003,115
Securities gains (losses)$01,153
Applicable income taxes$181,0001,960
Income before extraordinary items$308,0003,559
Extraordinary gains, net$08
Net income$308,0003,558
Minority interest net income$055
Net income of bank and minority interests.$308,0003,559
Net charge-offs$-183,0005,712
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$17,000453
Net operating income$308,0003,532
2016-12-31 (YTD Data)Rank
Total interest income$12,189,0002,051
Total interest expense$132,0005,335
Net interest income$12,057,0001,857
Provision for loan and lease losses$339,0001,881
Total noninterest income$1,143,0002,825
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$308,0002,902
Trading account gains and fees$0170
Additional Noninterest Income$835,0002,612
Total noninterest expense$10,564,0001,806
Salaries and employee benefits$6,723,0001,616
Premises and equipment expense$1,143,0001,938
Additional noninterest expense$2,698,0002,155
Pre-tax net operating income$2,297,0002,826
Securities gains (losses)$03,212
Applicable income taxes$999,0001,648
Income before extraordinary items$1,298,0003,509
Extraordinary gains, net$05
Net income$1,298,0003,507
Minority interest net income$082
Net income of bank and minority interests.$1,298,0003,508
Net charge-offs$-5,0004,864
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$265,000367
Net operating income$1,298,0003,452
2016-09-30 (YTD Data)Rank
Total interest income$8,877,0002,098
Total interest expense$98,0005,394
Net interest income$8,779,0001,905
Provision for loan and lease losses$360,0001,445
Total noninterest income$787,0002,966
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$232,0002,906
Trading account gains and fees$0169
Additional Noninterest Income$555,0002,760
Total noninterest expense$7,749,0001,853
Salaries and employee benefits$4,918,0001,646
Premises and equipment expense$843,0001,966
Additional noninterest expense$1,988,0002,191
Pre-tax net operating income$1,457,0003,149
Securities gains (losses)$03,160
Applicable income taxes$740,0001,696
Income before extraordinary items$717,0004,000
Extraordinary gains, net$05
Net income$717,0003,998
Minority interest net income$071
Net income of bank and minority interests.$717,0004,000
Net charge-offs$-4,0004,681
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$166,000365
Net operating income$717,0003,930
2016-06-30 (YTD Data)Rank
Total interest income$5,762,0002,152
Total interest expense$64,0005,462
Net interest income$5,698,0001,964
Provision for loan and lease losses$375,0001,061
Total noninterest income$475,0003,121
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$159,0002,852
Trading account gains and fees$0157
Additional Noninterest Income$316,0002,955
Total noninterest expense$5,061,0001,894
Salaries and employee benefits$3,274,0001,657
Premises and equipment expense$541,0002,019
Additional noninterest expense$1,246,0002,323
Pre-tax net operating income$737,0003,583
Securities gains (losses)$02,835
Applicable income taxes$294,0002,149
Income before extraordinary items$443,0004,143
Extraordinary gains, net$016
Net income$443,0004,140
Minority interest net income$071
Net income of bank and minority interests.$443,0004,142
Net charge-offs$-2,0004,474
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$93,000372
Net operating income$443,0004,062
2016-03-31 (YTD Data)Rank
Total interest income$2,758,0002,230
Total interest expense$29,0005,572
Net interest income$2,729,0002,038
Provision for loan and lease losses$75,0001,741
Total noninterest income$206,0003,329
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$80,0002,824
Trading account gains and fees$0142
Additional Noninterest Income$126,0003,216
Total noninterest expense$2,565,0001,866
Salaries and employee benefits$1,639,0001,671
Premises and equipment expense$254,0002,133
Additional noninterest expense$672,0002,167
Pre-tax net operating income$295,0003,883
Securities gains (losses)$02,077
Applicable income taxes$117,0002,312
Income before extraordinary items$178,0004,401
Extraordinary gains, net$012
Net income$178,0004,399
Minority interest net income$062
Net income of bank and minority interests.$178,0004,401
Net charge-offs$-2,0004,420
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$49,000340
Net operating income$178,0004,344
2015-12-31 (YTD Data)Rank
Total interest income$10,362,0002,301
Total interest expense$115,0005,651
Net interest income$10,247,0002,080
Provision for loan and lease losses$1,080,000772
Total noninterest income$967,0003,130
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$335,0002,830
Trading account gains and fees$0159
Additional Noninterest Income$632,0002,971
Total noninterest expense$9,679,0001,954
Salaries and employee benefits$5,480,0001,903
Premises and equipment expense$1,303,0001,747
Additional noninterest expense$2,896,0002,074
Pre-tax net operating income$455,0005,010
Securities gains (losses)$03,216
Applicable income taxes$-7,554,0006,161
Income before extraordinary items$8,009,000891
Extraordinary gains, net$023
Net income$8,009,000891
Minority interest net income$081
Net income of bank and minority interests.$8,009,000891
Net charge-offs$1,171,000606
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$276,000382
Net operating income$8,009,000875
2015-09-30 (YTD Data)Rank
Total interest income$7,873,0002,293
Total interest expense$85,0005,737
Net interest income$7,788,0002,074
Provision for loan and lease losses$-20,0005,819
Total noninterest income$637,0003,368
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$255,0002,823
Trading account gains and fees$0153
Additional Noninterest Income$382,0003,288
Total noninterest expense$7,399,0001,923
Salaries and employee benefits$4,250,0001,846
Premises and equipment expense$1,016,0001,701
Additional noninterest expense$2,133,0002,091
Pre-tax net operating income$1,046,0003,665
Securities gains (losses)$03,031
Applicable income taxes$-6,838,0006,258
Income before extraordinary items$7,884,000695
Extraordinary gains, net$021
Net income$7,884,000692
Minority interest net income$078
Net income of bank and minority interests.$7,884,000695
Net charge-offs$48,0002,807
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$247,000336
Net operating income$7,884,000679
2015-06-30 (YTD Data)Rank
Total interest income$5,277,0002,283
Total interest expense$56,0005,803
Net interest income$5,221,0002,061
Provision for loan and lease losses$-20,0005,961
Total noninterest income$465,0003,210
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$174,0002,754
Trading account gains and fees$0157
Additional Noninterest Income$291,0003,099
Total noninterest expense$4,927,0001,935
Salaries and employee benefits$2,844,0001,847
Premises and equipment expense$610,0001,886
Additional noninterest expense$1,473,0002,032
Pre-tax net operating income$779,0003,471
Securities gains (losses)$02,636
Applicable income taxes$10,0004,061
Income before extraordinary items$769,0003,235
Extraordinary gains, net$022
Net income$769,0003,235
Minority interest net income$075
Net income of bank and minority interests.$769,0003,236
Net charge-offs$49,0002,329
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$161,000320
Net operating income$769,0003,172
2015-03-31 (YTD Data)Rank
Total interest income$2,705,0002,224
Total interest expense$29,0005,835
Net interest income$2,676,0002,009
Provision for loan and lease losses$-20,0006,115
Total noninterest income$206,0003,379
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$88,0002,723
Trading account gains and fees$0152
Additional Noninterest Income$118,0003,353
Total noninterest expense$2,489,0001,906
Salaries and employee benefits$1,437,0001,838
Premises and equipment expense$311,0001,870
Additional noninterest expense$741,0002,003
Pre-tax net operating income$413,0003,330
Securities gains (losses)$02,027
Applicable income taxes$3,0004,151
Income before extraordinary items$410,0003,079
Extraordinary gains, net$013
Net income$410,0003,082
Minority interest net income$064
Net income of bank and minority interests.$410,0003,082
Net charge-offs$-1,0004,352
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$49,000357
Net operating income$410,0003,013
2014-12-31 (YTD Data)Rank
Total interest income$10,025,0002,394
Total interest expense$117,0005,969
Net interest income$9,908,0002,146
Provision for loan and lease losses$130,0002,902
Total noninterest income$829,0003,428
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$386,0002,749
Trading account gains and fees$0180
Additional Noninterest Income$443,0003,457
Total noninterest expense$8,820,0002,141
Salaries and employee benefits$5,022,0002,035
Premises and equipment expense$1,082,0002,104
Additional noninterest expense$2,716,0002,224
Pre-tax net operating income$1,787,0003,187
Securities gains (losses)$03,259
Applicable income taxes$42,0003,780
Income before extraordinary items$1,745,0002,953
Extraordinary gains, net$017
Net income$1,745,0002,952
Minority interest net income$084
Net income of bank and minority interests.$1,745,0002,953
Net charge-offs$-6,0005,587
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$175,000451
Net operating income$1,745,0002,911
2014-09-30 (YTD Data)Rank
Total interest income$7,446,0002,431
Total interest expense$89,0006,044
Net interest income$7,357,0002,181
Provision for loan and lease losses$30,0003,723
Total noninterest income$621,0003,461
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$295,0002,746
Trading account gains and fees$0174
Additional Noninterest Income$326,0003,519
Total noninterest expense$6,587,0002,151
Salaries and employee benefits$3,749,0002,057
Premises and equipment expense$762,0002,233
Additional noninterest expense$2,076,0002,172
Pre-tax net operating income$1,361,0003,219
Securities gains (losses)$02,980
Applicable income taxes$30,0003,865
Income before extraordinary items$1,331,0002,964
Extraordinary gains, net$015
Net income$1,331,0002,964
Minority interest net income$081
Net income of bank and minority interests.$1,331,0002,965
Net charge-offs$-5,0005,460
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$188,000365
Net operating income$1,331,0002,901
2014-06-30 (YTD Data)Rank
Total interest income$4,787,0002,512
Total interest expense$62,0006,073
Net interest income$4,725,0002,253
Provision for loan and lease losses$50,0002,981
Total noninterest income$415,0003,438
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$200,0002,705
Trading account gains and fees$0172
Additional Noninterest Income$215,0003,515
Total noninterest expense$4,263,0002,207
Salaries and employee benefits$2,514,0002,053
Premises and equipment expense$448,0002,485
Additional noninterest expense$1,301,0002,303
Pre-tax net operating income$827,0003,310
Securities gains (losses)$02,580
Applicable income taxes$15,0003,963
Income before extraordinary items$812,0003,060
Extraordinary gains, net$020
Net income$812,0003,066
Minority interest net income$080
Net income of bank and minority interests.$812,0003,066
Net charge-offs$-4,0005,382
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$147,000321
Net operating income$812,0003,005
2014-03-31 (YTD Data)Rank
Total interest income$2,330,0002,568
Total interest expense$32,0006,125
Net interest income$2,298,0002,291
Provision for loan and lease losses$50,0002,211
Total noninterest income$200,0003,467
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$102,0002,634
Trading account gains and fees$0147
Additional Noninterest Income$98,0003,602
Total noninterest expense$2,099,0002,235
Salaries and employee benefits$1,227,0002,113
Premises and equipment expense$230,0002,481
Additional noninterest expense$642,0002,331
Pre-tax net operating income$349,0003,556
Securities gains (losses)$01,715
Applicable income taxes$3,0004,166
Income before extraordinary items$346,0003,276
Extraordinary gains, net$016
Net income$346,0003,279
Minority interest net income$066
Net income of bank and minority interests.$346,0003,279
Net charge-offs$-2,0005,011
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$103,000249
Net operating income$346,0003,240
2013-12-31 (YTD Data)Rank
Total interest income$8,655,0002,766
Total interest expense$150,0006,178
Net interest income$8,505,0002,460
Provision for loan and lease losses$300,0002,425
Total noninterest income$854,0003,504
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$417,0002,721
Trading account gains and fees$0184
Additional Noninterest Income$437,0003,538
Total noninterest expense$7,892,0002,370
Salaries and employee benefits$4,695,0002,179
Premises and equipment expense$913,0002,429
Additional noninterest expense$2,284,0002,684
Pre-tax net operating income$1,167,0003,825
Securities gains (losses)$03,182
Applicable income taxes$38,0003,874
Income before extraordinary items$1,129,0003,667
Extraordinary gains, net$029
Net income$1,129,0003,670
Minority interest net income$090
Net income of bank and minority interests.$1,129,0003,671
Net charge-offs$-174,0006,612
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$371,000324
Net operating income$1,129,0003,622
2013-09-30 (YTD Data)Rank
Total interest income$6,250,0002,869
Total interest expense$116,0006,241
Net interest income$6,134,0002,564
Provision for loan and lease losses$150,0002,922
Total noninterest income$644,0003,555
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$313,0002,745
Trading account gains and fees$0180
Additional Noninterest Income$331,0003,600
Total noninterest expense$5,736,0002,432
Salaries and employee benefits$3,280,0002,303
Premises and equipment expense$685,0002,455
Additional noninterest expense$1,771,0002,591
Pre-tax net operating income$892,0003,876
Securities gains (losses)$03,040
Applicable income taxes$24,0004,036
Income before extraordinary items$868,0003,676
Extraordinary gains, net$025
Net income$868,0003,679
Minority interest net income$084
Net income of bank and minority interests.$868,0003,680
Net charge-offs$-5,0005,968
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$204,000344
Net operating income$868,0003,603
2013-06-30 (YTD Data)Rank
Total interest income$4,104,0002,910
Total interest expense$79,0006,295
Net interest income$4,025,0002,596
Provision for loan and lease losses$04,788
Total noninterest income$422,0003,628
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$209,0002,706
Trading account gains and fees$0157
Additional Noninterest Income$213,0003,698
Total noninterest expense$3,875,0002,404
Salaries and employee benefits$2,265,0002,249
Premises and equipment expense$443,0002,525
Additional noninterest expense$1,167,0002,606
Pre-tax net operating income$572,0003,907
Securities gains (losses)$02,791
Applicable income taxes$14,0004,078
Income before extraordinary items$558,0003,733
Extraordinary gains, net$022
Net income$558,0003,735
Minority interest net income$082
Net income of bank and minority interests.$558,0003,736
Net charge-offs$-3,0005,794
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$153,000304
Net operating income$558,0003,634
2013-03-31 (YTD Data)Rank
Total interest income$2,050,0002,923
Total interest expense$39,0006,383
Net interest income$2,011,0002,604
Provision for loan and lease losses$04,409
Total noninterest income$212,0003,554
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$106,0002,675
Trading account gains and fees$0148
Additional Noninterest Income$106,0003,670
Total noninterest expense$2,008,0002,358
Salaries and employee benefits$1,186,0002,182
Premises and equipment expense$224,0002,536
Additional noninterest expense$598,0002,560
Pre-tax net operating income$215,0004,366
Securities gains (losses)$01,966
Applicable income taxes$28,0003,403
Income before extraordinary items$187,0004,383
Extraordinary gains, net$010
Net income$187,0004,386
Minority interest net income$076
Net income of bank and minority interests.$187,0004,385
Net charge-offs$-2,0005,471
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$100,000238
Net operating income$187,0004,283
2012-12-31 (YTD Data)Rank
Total interest income$7,983,0003,111
Total interest expense$185,0006,463
Net interest income$7,798,0002,717
Provision for loan and lease losses$210,0003,872
Total noninterest income$851,0003,542
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$403,0002,917
Trading account gains and fees$0166
Additional Noninterest Income$448,0003,489
Total noninterest expense$7,671,0002,458
Salaries and employee benefits$4,269,0002,311
Premises and equipment expense$921,0002,427
Additional noninterest expense$2,481,0002,585
Pre-tax net operating income$768,0004,384
Securities gains (losses)$03,810
Applicable income taxes$17,0004,268
Income before extraordinary items$751,0004,359
Extraordinary gains, net$029
Net income$751,0004,356
Minority interest net income$093
Net income of bank and minority interests.$751,0004,358
Net charge-offs$60,0004,799
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$7,849,00049
Net operating income$751,0004,186
2012-09-30 (YTD Data)Rank
Total interest income$5,765,0003,276
Total interest expense$140,0006,584
Net interest income$5,625,0002,850
Provision for loan and lease losses$160,0003,797
Total noninterest income$626,0003,608
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$289,0003,038
Trading account gains and fees$0157
Additional Noninterest Income$337,0003,521
Total noninterest expense$5,681,0002,493
Salaries and employee benefits$3,215,0002,307
Premises and equipment expense$697,0002,449
Additional noninterest expense$1,769,0002,711
Pre-tax net operating income$410,0004,959
Securities gains (losses)$03,575
Applicable income taxes$4,0004,560
Income before extraordinary items$406,0004,965
Extraordinary gains, net$020
Net income$406,0004,966
Minority interest net income$086
Net income of bank and minority interests.$406,0004,966
Net charge-offs$28,0004,901
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$7,836,00035
Net operating income$406,0004,786
2012-06-30 (YTD Data)Rank
Total interest income$3,718,0003,382
Total interest expense$93,0006,681
Net interest income$3,625,0002,947
Provision for loan and lease losses$05,619
Total noninterest income$457,0003,405
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$186,0003,101
Trading account gains and fees$0153
Additional Noninterest Income$271,0003,211
Total noninterest expense$3,931,0002,401
Salaries and employee benefits$2,174,0002,282
Premises and equipment expense$449,0002,532
Additional noninterest expense$1,308,0002,479
Pre-tax net operating income$151,0005,589
Securities gains (losses)$03,178
Applicable income taxes$1,0004,644
Income before extraordinary items$150,0005,632
Extraordinary gains, net$019
Net income$150,0005,631
Minority interest net income$084
Net income of bank and minority interests.$150,0005,631
Net charge-offs$-7,0006,547
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$7,738,00028
Net operating income$150,0005,452
2012-03-31 (YTD Data)Rank
Total interest income$1,864,0003,402
Total interest expense$47,0006,755
Net interest income$1,817,0002,951
Provision for loan and lease losses$05,254
Total noninterest income$189,0003,758
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$91,0003,138
Trading account gains and fees$0148
Additional Noninterest Income$98,0003,740
Total noninterest expense$2,062,0002,309
Salaries and employee benefits$1,158,0002,160
Premises and equipment expense$227,0002,519
Additional noninterest expense$677,0002,361
Pre-tax net operating income$-56,0006,631
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-56,0006,729
Extraordinary gains, net$019
Net income$-56,0006,731
Minority interest net income$078
Net income of bank and minority interests.$-56,0006,731
Net charge-offs$-6,0006,458
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$7,633,00016
Net operating income$-56,0006,650
2011-12-31 (YTD Data)Rank
Total interest income$7,845,0003,379
Total interest expense$243,0006,748
Net interest income$7,602,0002,863
Provision for loan and lease losses$975,0002,452
Total noninterest income$679,0003,834
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$339,0003,358
Trading account gains and fees$0146
Additional Noninterest Income$340,0003,669
Total noninterest expense$8,018,0002,365
Salaries and employee benefits$4,220,0002,287
Premises and equipment expense$984,0002,443
Additional noninterest expense$2,814,0002,331
Pre-tax net operating income$-712,0006,496
Securities gains (losses)$03,838
Applicable income taxes$1,0004,639
Income before extraordinary items$-713,0006,563
Extraordinary gains, net$029
Net income$-713,0006,564
Minority interest net income$096
Net income of bank and minority interests.$-713,0006,563
Net charge-offs$924,0002,456
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$488,000421
Net operating income$-713,0006,535
2011-09-30 (YTD Data)Rank
Total interest income$5,953,0003,382
Total interest expense$185,0006,839
Net interest income$5,768,0002,845
Provision for loan and lease losses$975,0001,998
Total noninterest income$498,0003,881
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$251,0003,389
Trading account gains and fees$0145
Additional Noninterest Income$247,0003,765
Total noninterest expense$6,141,0002,332
Salaries and employee benefits$3,244,0002,234
Premises and equipment expense$762,0002,402
Additional noninterest expense$2,135,0002,322
Pre-tax net operating income$-850,0006,749
Securities gains (losses)$03,555
Applicable income taxes$1,0004,642
Income before extraordinary items$-851,0006,811
Extraordinary gains, net$021
Net income$-851,0006,812
Minority interest net income$087
Net income of bank and minority interests.$-851,0006,811
Net charge-offs$757,0002,203
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$388,000372
Net operating income$-851,0006,780
2011-06-30 (YTD Data)Rank
Total interest income$3,882,0003,478
Total interest expense$125,0006,916
Net interest income$3,757,0002,900
Provision for loan and lease losses$975,0001,517
Total noninterest income$337,0003,890
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$165,0003,414
Trading account gains and fees$0153
Additional Noninterest Income$172,0003,734
Total noninterest expense$4,165,0002,313
Salaries and employee benefits$2,228,0002,189
Premises and equipment expense$505,0002,424
Additional noninterest expense$1,432,0002,344
Pre-tax net operating income$-1,046,0006,994
Securities gains (losses)$02,914
Applicable income taxes$1,0004,573
Income before extraordinary items$-1,047,0007,049
Extraordinary gains, net$015
Net income$-1,047,0007,048
Minority interest net income$089
Net income of bank and minority interests.$-1,047,0007,049
Net charge-offs$611,0001,937
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$242,000295
Net operating income$-1,047,0007,028
2011-03-31 (YTD Data)Rank
Total interest income$1,891,0003,566
Total interest expense$63,0006,990
Net interest income$1,828,0002,962
Provision for loan and lease losses$05,840
Total noninterest income$162,0004,007
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$83,0003,354
Trading account gains and fees$0158
Additional Noninterest Income$79,0003,929
Total noninterest expense$2,095,0002,319
Salaries and employee benefits$1,137,0002,168
Premises and equipment expense$250,0002,505
Additional noninterest expense$708,0002,346
Pre-tax net operating income$-105,0006,695
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-105,0006,731
Extraordinary gains, net$09
Net income$-105,0006,731
Minority interest net income$086
Net income of bank and minority interests.$-105,0006,731
Net charge-offs$16,0004,159
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$89,000277
Net operating income$-105,0006,722
2010-12-31 (YTD Data)Rank
Total interest income$7,366,0003,780
Total interest expense$453,0006,664
Net interest income$6,913,0003,095
Provision for loan and lease losses$1,200,0002,771
Total noninterest income$529,0004,454
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$277,0003,795
Trading account gains and fees$0175
Additional Noninterest Income$252,0004,239
Total noninterest expense$8,293,0002,332
Salaries and employee benefits$3,918,0002,449
Premises and equipment expense$1,030,0002,421
Additional noninterest expense$3,345,0002,080
Pre-tax net operating income$-2,051,0006,783
Securities gains (losses)$03,793
Applicable income taxes$1,0004,548
Income before extraordinary items$-2,052,0006,856
Extraordinary gains, net$029
Net income$-2,052,0006,856
Minority interest net income$0111
Net income of bank and minority interests.$-2,052,0006,857
Net charge-offs$1,087,0002,568
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$404,000498
Net operating income$-2,052,0006,834
2010-09-30 (YTD Data)Rank
Total interest income$5,434,0003,900
Total interest expense$385,0006,621
Net interest income$5,049,0003,213
Provision for loan and lease losses$600,0003,239
Total noninterest income$368,0004,681
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$192,0004,036
Trading account gains and fees$0165
Additional Noninterest Income$176,0004,396
Total noninterest expense$6,595,0002,196
Salaries and employee benefits$3,254,0002,233
Premises and equipment expense$783,0002,425
Additional noninterest expense$2,558,0002,024
Pre-tax net operating income$-1,778,0007,020
Securities gains (losses)$03,651
Applicable income taxes$1,0004,603
Income before extraordinary items$-1,779,0007,101
Extraordinary gains, net$023
Net income$-1,779,0007,099
Minority interest net income$0110
Net income of bank and minority interests.$-1,779,0007,101
Net charge-offs$708,0002,620
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$691,000332
Net operating income$-1,779,0007,073
2010-06-30 (YTD Data)Rank
Total interest income$3,606,0003,933
Total interest expense$306,0006,453
Net interest income$3,300,0003,266
Provision for loan and lease losses$525,0002,779
Total noninterest income$239,0004,715
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$131,0003,975
Trading account gains and fees$0152
Additional Noninterest Income$108,0004,518
Total noninterest expense$4,359,0002,212
Salaries and employee benefits$2,187,0002,226
Premises and equipment expense$514,0002,480
Additional noninterest expense$1,658,0002,068
Pre-tax net operating income$-1,345,0007,128
Securities gains (losses)$03,184
Applicable income taxes$1,0004,552
Income before extraordinary items$-1,346,0007,202
Extraordinary gains, net$019
Net income$-1,346,0007,200
Minority interest net income$0105
Net income of bank and minority interests.$-1,346,0007,202
Net charge-offs$649,0002,164
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$473,000278
Net operating income$-1,346,0007,191
2010-03-31 (YTD Data)Rank
Total interest income$1,800,0004,000
Total interest expense$179,0006,293
Net interest income$1,621,0003,339
Provision for loan and lease losses$250,0002,660
Total noninterest income$114,0004,808
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$64,0004,014
Trading account gains and fees$0175
Additional Noninterest Income$50,0004,691
Total noninterest expense$2,190,0002,228
Salaries and employee benefits$1,185,0002,079
Premises and equipment expense$248,0002,612
Additional noninterest expense$757,0002,236
Pre-tax net operating income$-705,0007,299
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-705,0007,373
Extraordinary gains, net$016
Net income$-705,0007,373
Minority interest net income$091
Net income of bank and minority interests.$-705,0007,374
Net charge-offs$475,0001,621
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$233,000212
Net operating income$-705,0007,353
2009-12-31 (YTD Data)Rank
Total interest income$7,417,0004,024
Total interest expense$1,158,0005,731
Net interest income$6,259,0003,345
Provision for loan and lease losses$2,166,0002,384
Total noninterest income$463,0004,866
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$216,0004,504
Trading account gains and fees$0211
Additional Noninterest Income$247,0004,292
Total noninterest expense$9,618,0002,091
Salaries and employee benefits$4,336,0002,271
Premises and equipment expense$1,196,0002,221
Additional noninterest expense$4,086,0001,818
Pre-tax net operating income$-5,062,0007,185
Securities gains (losses)$03,754
Applicable income taxes$1,0004,275
Income before extraordinary items$-5,063,0007,272
Extraordinary gains, net$034
Net income$-5,063,0007,272
Minority interest net income$0115
Net income of bank and minority interests.$-5,063,0007,272
Net charge-offs$2,741,0001,696
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$872,000449
Net operating income$-5,063,0007,289
2009-09-30 (YTD Data)Rank
Total interest income$5,629,0004,049
Total interest expense$962,0005,651
Net interest income$4,667,0003,358
Provision for loan and lease losses$2,041,0001,876
Total noninterest income$372,0004,805
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$152,0004,656
Trading account gains and fees$0212
Additional Noninterest Income$220,0004,131
Total noninterest expense$7,269,0002,074
Salaries and employee benefits$3,174,0002,339
Premises and equipment expense$874,0002,294
Additional noninterest expense$3,221,0001,682
Pre-tax net operating income$-4,271,0007,440
Securities gains (losses)$03,497
Applicable income taxes$1,0004,465
Income before extraordinary items$-4,272,0007,514
Extraordinary gains, net$027
Net income$-4,272,0007,514
Minority interest net income$0118
Net income of bank and minority interests.$-4,272,0007,514
Net charge-offs$3,075,0001,169
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$632,000398
Net operating income$-4,272,0007,520
2009-06-30 (YTD Data)Rank
Total interest income$3,845,0004,015
Total interest expense$718,0005,509
Net interest income$3,127,0003,336
Provision for loan and lease losses$2,541,0001,210
Total noninterest income$256,0004,757
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$95,0004,760
Trading account gains and fees$0193
Additional Noninterest Income$161,0003,981
Total noninterest expense$5,124,0001,990
Salaries and employee benefits$2,161,0002,337
Premises and equipment expense$558,0002,404
Additional noninterest expense$2,405,0001,527
Pre-tax net operating income$-4,282,0007,687
Securities gains (losses)$03,136
Applicable income taxes$1,0004,523
Income before extraordinary items$-4,283,0007,753
Extraordinary gains, net$021
Net income$-4,283,0007,752
Minority interest net income$0112
Net income of bank and minority interests.$-4,283,0007,752
Net charge-offs$4,030,000678
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$375,000385
Net operating income$-4,283,0007,764
2009-03-31 (YTD Data)Rank
Total interest income$1,986,0003,968
Total interest expense$379,0005,497
Net interest income$1,607,0003,256
Provision for loan and lease losses$1,000,0001,178
Total noninterest income$104,0005,136
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$45,0004,805
Trading account gains and fees$0171
Additional Noninterest Income$59,0004,537
Total noninterest expense$2,701,0001,842
Salaries and employee benefits$1,133,0002,244
Premises and equipment expense$272,0002,499
Additional noninterest expense$1,296,0001,273
Pre-tax net operating income$-1,990,0007,825
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$-1,991,0007,901
Extraordinary gains, net$015
Net income$-1,991,0007,902
Minority interest net income$0102
Net income of bank and minority interests.$-1,991,0007,902
Net charge-offs$-149,0008,210
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$185,000280
Net operating income$-1,991,0007,902
2008-12-31 (YTD Data)Rank
Total interest income$8,850,0003,844
Total interest expense$2,929,0004,322
Net interest income$5,921,0003,513
Provision for loan and lease losses$8,861,000655
Total noninterest income$308,0005,779
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$135,0005,493
Trading account gains and fees$0154
Additional Noninterest Income$173,0005,079
Total noninterest expense$7,981,0002,381
Salaries and employee benefits$4,154,0002,424
Premises and equipment expense$1,113,0002,391
Additional noninterest expense$2,714,0002,199
Pre-tax net operating income$-10,613,0008,003
Securities gains (losses)$64,0001,439
Applicable income taxes$1,0004,863
Income before extraordinary items$-10,550,0008,007
Extraordinary gains, net$039
Net income$-10,550,0008,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,733,000543
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$15,431,000110
Net operating income$-10,614,0008,039
2008-09-30 (YTD Data)Rank
Total interest income$6,901,0003,810
Total interest expense$2,420,0004,168
Net interest income$4,481,0003,513
Provision for loan and lease losses$4,473,000694
Total noninterest income$203,0006,086
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$94,0005,629
Trading account gains and fees$0148
Additional Noninterest Income$109,0005,479
Total noninterest expense$5,407,0002,608
Salaries and employee benefits$3,203,0002,389
Premises and equipment expense$668,0002,925
Additional noninterest expense$1,536,0002,723
Pre-tax net operating income$-5,196,0008,135
Securities gains (losses)$66,0001,242
Applicable income taxes$1,0005,240
Income before extraordinary items$-5,131,0008,128
Extraordinary gains, net$031
Net income$-5,131,0008,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,826,000876
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$15,267,00073
Net operating income$-5,197,0008,169
2008-06-30 (YTD Data)Rank
Total interest income$4,667,0003,820
Total interest expense$1,791,0004,022
Net interest income$2,876,0003,607
Provision for loan and lease losses$2,042,000779
Total noninterest income$122,0006,340
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$55,0005,821
Trading account gains and fees$0149
Additional Noninterest Income$67,0005,708
Total noninterest expense$3,531,0002,656
Salaries and employee benefits$2,141,0002,411
Premises and equipment expense$413,0003,131
Additional noninterest expense$977,0002,803
Pre-tax net operating income$-2,575,0008,214
Securities gains (losses)$03,233
Applicable income taxes$1,0005,487
Income before extraordinary items$-2,576,0008,252
Extraordinary gains, net$021
Net income$-2,576,0008,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,548
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$296,000343
Net operating income$-2,576,0008,246
2008-03-31 (YTD Data)Rank
Total interest income$2,259,0003,994
Total interest expense$1,021,0003,860
Net interest income$1,238,0004,011
Provision for loan and lease losses$410,0001,125
Total noninterest income$61,0006,336
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$29,0005,728
Trading account gains and fees$0158
Additional Noninterest Income$32,0005,807
Total noninterest expense$1,715,0002,720
Salaries and employee benefits$1,064,0002,449
Premises and equipment expense$195,0003,309
Additional noninterest expense$456,0002,941
Pre-tax net operating income$-826,0008,235
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$-827,0008,276
Extraordinary gains, net$015
Net income$-827,0008,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$142,000260
Net operating income$-827,0008,263
2007-12-31 (YTD Data)Rank
Total interest income$5,563,0005,441
Total interest expense$2,630,0005,124
Net interest income$2,933,0005,569
Provision for loan and lease losses$908,0001,528
Total noninterest income$83,0007,731
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$23,0007,115
Trading account gains and fees$0178
Additional Noninterest Income$60,0006,901
Total noninterest expense$5,340,0003,281
Salaries and employee benefits$3,299,0002,983
Premises and equipment expense$650,0003,633
Additional noninterest expense$1,391,0003,636
Pre-tax net operating income$-3,232,0008,381
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-3,232,0008,409
Extraordinary gains, net$4,00033
Net income$-3,228,0008,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$506,000533
Net operating income$-3,232,0008,402
2007-09-30 (YTD Data)Rank
Total interest income$3,484,0005,940
Total interest expense$1,628,0005,670
Net interest income$1,856,0006,036
Provision for loan and lease losses$513,0001,538
Total noninterest income$38,0008,077
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$9,0007,301
Trading account gains and fees$0184
Additional Noninterest Income$29,0007,362
Total noninterest expense$3,819,0003,376
Salaries and employee benefits$2,377,0003,059
Premises and equipment expense$462,0003,766
Additional noninterest expense$980,0003,770
Pre-tax net operating income$-2,438,0008,464
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-2,438,0008,482
Extraordinary gains, net$4,00027
Net income$-2,434,0008,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$367,000466
Net operating income$-2,438,0008,473
2007-06-30 (YTD Data)Rank
Total interest income$1,797,0006,539
Total interest expense$802,0006,355
Net interest income$995,0006,599
Provision for loan and lease losses$293,0001,599
Total noninterest income$13,0008,323
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,0007,481
Trading account gains and fees$0168
Additional Noninterest Income$11,0007,835
Total noninterest expense$2,334,0003,651
Salaries and employee benefits$1,477,0003,289
Premises and equipment expense$278,0004,068
Additional noninterest expense$579,0004,127
Pre-tax net operating income$-1,619,0008,535
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-1,619,0008,553
Extraordinary gains, net$4,00023
Net income$-1,615,0008,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$234,000422
Net operating income$-1,619,0008,541
2007-03-31 (YTD Data)Rank
Total interest income$652,0007,236
Total interest expense$244,0007,296
Net interest income$408,0007,053
Provision for loan and lease losses$25,0004,116
Total noninterest income$3,0008,453
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$3,0008,103
Total noninterest expense$992,0004,168
Salaries and employee benefits$610,0003,847
Premises and equipment expense$125,0004,394
Additional noninterest expense$257,0004,446
Pre-tax net operating income$-606,0008,539
Securities gains (losses)$01,187
Applicable income taxes$-4,0008,209
Income before extraordinary items$-602,0008,552
Extraordinary gains, net$022
Net income$-602,0008,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$112,000328
Net operating income$-602,0008,544
2006-12-31 (YTD Data)Rank
Total interest income$475,0008,554
Total interest expense$77,0008,554
Net interest income$398,0008,494
Provision for loan and lease losses$44,0005,753
Total noninterest income$1,0008,586
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,0007,596
Trading account gains and fees$0130
Additional Noninterest Income$08,532
Total noninterest expense$1,392,0007,071
Salaries and employee benefits$707,0007,248
Premises and equipment expense$196,0006,774
Additional noninterest expense$489,0006,586
Pre-tax net operating income$-1,037,0008,428
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,037,0008,467
Extraordinary gains, net$051
Net income$-1,037,0008,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$23,806,00060
Net operating income$-1,037,0008,456
2006-09-30 (YTD Data)Rank
Total interest income$43,0008,732
Total interest expense$2,0008,722
Net interest income$41,0008,726
Provision for loan and lease losses$06,685
Total noninterest income$08,684
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$309,0008,581
Salaries and employee benefits$134,0008,630
Premises and equipment expense$71,0007,897
Additional noninterest expense$104,0008,454
Pre-tax net operating income$-268,0008,335
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-268,0008,359
Extraordinary gains, net$045
Net income$-268,0008,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$23,686,00041
Net operating income$-268,0008,354

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.