Home > New Peoples Bank, Inc. > Income and Expense

New Peoples Bank, Inc., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$37,014,0001,183
Total interest expense$7,843,0001,515
Net interest income$29,171,0001,074
Provision for loan and lease losses$649,0001,101
Total noninterest income$9,860,000747
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,764,000341
Trading account gains and fees$0123
Additional Noninterest Income$6,096,000773
Total noninterest expense$27,667,000952
Salaries and employee benefits$14,256,0001,000
Premises and equipment expense$3,327,000784
Additional noninterest expense$6,096,000773
Pre-tax net operating income$10,715,0001,104
Securities gains (losses)$0988
Applicable income taxes$2,438,000855
Income before extraordinary items$8,277,0001,180
Extraordinary gains, net$054
Net income$8,277,0001,196
Minority interest net income$088
Net income of bank and minority interests.$8,277,0001,183
Net charge-offs$103,0001,482
Cash dividends$2,600,0001,316
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,277,0001,199
2023-09-30 (YTD Data)Rank
Total interest income$27,034,0001,185
Total interest expense$5,067,0001,564
Net interest income$21,967,0001,073
Provision for loan and lease losses$304,0001,332
Total noninterest income$7,337,000759
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,805,000341
Trading account gains and fees$0125
Additional Noninterest Income$4,532,000792
Total noninterest expense$20,708,000952
Salaries and employee benefits$10,768,0001,001
Premises and equipment expense$2,525,000782
Additional noninterest expense$4,532,000792
Pre-tax net operating income$8,292,0001,114
Securities gains (losses)$0849
Applicable income taxes$1,839,000872
Income before extraordinary items$6,453,0001,183
Extraordinary gains, net$052
Net income$6,453,0001,191
Minority interest net income$081
Net income of bank and minority interests.$6,453,0001,183
Net charge-offs$116,0001,117
Cash dividends$2,340,0001,063
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,453,0001,207
2023-06-30 (YTD Data)Rank
Total interest income$17,480,0001,187
Total interest expense$2,867,0001,605
Net interest income$14,613,0001,077
Provision for loan and lease losses$150,0001,522
Total noninterest income$4,879,000733
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,816,000337
Trading account gains and fees$0112
Additional Noninterest Income$3,063,000735
Total noninterest expense$13,861,000934
Salaries and employee benefits$7,202,000995
Premises and equipment expense$1,719,000764
Additional noninterest expense$3,063,000735
Pre-tax net operating income$5,481,0001,131
Securities gains (losses)$0938
Applicable income taxes$1,212,000893
Income before extraordinary items$4,269,0001,190
Extraordinary gains, net$051
Net income$4,269,0001,201
Minority interest net income$081
Net income of bank and minority interests.$4,269,0001,190
Net charge-offs$49,0001,178
Cash dividends$1,640,0001,013
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,269,0001,196
2023-03-31 (YTD Data)Rank
Total interest income$8,495,0001,198
Total interest expense$1,165,0001,659
Net interest income$7,330,0001,077
Provision for loan and lease losses$02,612
Total noninterest income$2,435,000735
Gross Fiduciary activities income$0913
Service charges on deposit accounts$888,000360
Trading account gains and fees$097
Additional Noninterest Income$1,547,000726
Total noninterest expense$6,850,000951
Salaries and employee benefits$3,550,0001,027
Premises and equipment expense$854,000792
Additional noninterest expense$1,547,000726
Pre-tax net operating income$2,915,0001,099
Securities gains (losses)$0950
Applicable income taxes$643,000885
Income before extraordinary items$2,272,0001,161
Extraordinary gains, net$04
Net income$2,272,0001,160
Minority interest net income$048
Net income of bank and minority interests.$2,272,0001,160
Net charge-offs$9,0001,398
Cash dividends$1,256,000686
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,272,0001,178
2022-12-31 (YTD Data)Rank
Total interest income$31,261,0001,106
Total interest expense$2,376,0001,416
Net interest income$28,885,0001,067
Provision for loan and lease losses$625,0001,079
Total noninterest income$9,092,000812
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,844,000354
Trading account gains and fees$0116
Additional Noninterest Income$5,248,000879
Total noninterest expense$26,092,000975
Salaries and employee benefits$13,365,0001,054
Premises and equipment expense$3,532,000739
Additional noninterest expense$5,248,000879
Pre-tax net operating income$11,260,0001,178
Securities gains (losses)$0691
Applicable income taxes$2,484,000938
Income before extraordinary items$8,776,0001,221
Extraordinary gains, net$05
Net income$8,776,0001,220
Minority interest net income$063
Net income of bank and minority interests.$8,776,0001,221
Net charge-offs$632,000528
Cash dividends$1,749,0001,639
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,776,0001,241
2022-09-30 (YTD Data)Rank
Total interest income$22,635,0001,094
Total interest expense$1,610,0001,233
Net interest income$21,025,0001,074
Provision for loan and lease losses$400,0001,087
Total noninterest income$6,777,000824
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,878,000357
Trading account gains and fees$0111
Additional Noninterest Income$3,899,000902
Total noninterest expense$19,350,000983
Salaries and employee benefits$9,947,0001,058
Premises and equipment expense$2,705,000728
Additional noninterest expense$3,899,000902
Pre-tax net operating income$8,052,0001,200
Securities gains (losses)$0740
Applicable income taxes$1,766,000964
Income before extraordinary items$6,286,0001,242
Extraordinary gains, net$04
Net income$6,286,0001,241
Minority interest net income$057
Net income of bank and minority interests.$6,286,0001,242
Net charge-offs$541,000430
Cash dividends$1,304,0001,442
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,286,0001,268
2022-06-30 (YTD Data)Rank
Total interest income$14,562,0001,087
Total interest expense$905,0001,234
Net interest income$13,657,0001,075
Provision for loan and lease losses$175,0001,220
Total noninterest income$4,690,000792
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,840,000367
Trading account gains and fees$0108
Additional Noninterest Income$2,850,000862
Total noninterest expense$12,933,000961
Salaries and employee benefits$6,657,0001,054
Premises and equipment expense$1,829,000713
Additional noninterest expense$4,447,000846
Pre-tax net operating income$5,239,0001,169
Securities gains (losses)$0687
Applicable income taxes$1,135,000926
Income before extraordinary items$4,104,0001,213
Extraordinary gains, net$04
Net income$4,104,0001,212
Minority interest net income$060
Net income of bank and minority interests.$4,104,0001,213
Net charge-offs$93,000753
Cash dividends$1,204,0001,191
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,104,0001,236
2022-03-31 (YTD Data)Rank
Total interest income$7,129,0001,082
Total interest expense$430,0001,248
Net interest income$6,699,0001,060
Provision for loan and lease losses$100,000968
Total noninterest income$2,302,000808
Gross Fiduciary activities income$0892
Service charges on deposit accounts$974,000350
Trading account gains and fees$0103
Additional Noninterest Income$1,328,000911
Total noninterest expense$6,309,000971
Salaries and employee benefits$3,275,0001,062
Premises and equipment expense$911,000715
Additional noninterest expense$2,123,000875
Pre-tax net operating income$2,592,0001,122
Securities gains (losses)$0623
Applicable income taxes$560,000916
Income before extraordinary items$2,032,0001,180
Extraordinary gains, net$04
Net income$2,032,0001,180
Minority interest net income$050
Net income of bank and minority interests.$2,032,0001,180
Net charge-offs$75,000566
Cash dividends$1,204,000682
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,032,0001,193
2021-12-31 (YTD Data)Rank
Total interest income$29,890,0001,054
Total interest expense$2,281,0001,183
Net interest income$27,609,0001,045
Provision for loan and lease losses$372,0001,254
Total noninterest income$8,118,000975
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,596,000354
Trading account gains and fees$0132
Additional Noninterest Income$4,522,0001,147
Total noninterest expense$26,161,000950
Salaries and employee benefits$12,662,0001,081
Premises and equipment expense$4,053,000651
Additional noninterest expense$9,446,000823
Pre-tax net operating income$9,194,0001,351
Securities gains (losses)$322,000464
Applicable income taxes$2,060,0001,078
Income before extraordinary items$7,456,0001,423
Extraordinary gains, net$010
Net income$7,456,0001,423
Minority interest net income$074
Net income of bank and minority interests.$7,456,0001,423
Net charge-offs$828,000474
Cash dividends$430,0002,904
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,201,6201,443
2021-09-30 (YTD Data)Rank
Total interest income$22,612,0001,071
Total interest expense$1,813,0001,186
Net interest income$20,799,0001,061
Provision for loan and lease losses$372,0001,022
Total noninterest income$5,804,0001,019
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,578,000360
Trading account gains and fees$0132
Additional Noninterest Income$3,226,0001,226
Total noninterest expense$19,664,000949
Salaries and employee benefits$9,417,0001,096
Premises and equipment expense$3,131,000649
Additional noninterest expense$7,116,000818
Pre-tax net operating income$6,567,0001,442
Securities gains (losses)$322,000437
Applicable income taxes$1,447,0001,179
Income before extraordinary items$5,442,0001,522
Extraordinary gains, net$08
Net income$5,442,0001,522
Minority interest net income$069
Net income of bank and minority interests.$5,442,0001,522
Net charge-offs$905,000355
Cash dividends$430,0002,428
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,187,6201,538
2021-06-30 (YTD Data)Rank
Total interest income$14,585,0001,095
Total interest expense$1,291,0001,163
Net interest income$13,294,0001,082
Provision for loan and lease losses$372,000769
Total noninterest income$4,476,000925
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,611,000366
Trading account gains and fees$0133
Additional Noninterest Income$2,865,0001,009
Total noninterest expense$12,975,000949
Salaries and employee benefits$6,178,0001,098
Premises and equipment expense$2,092,000644
Additional noninterest expense$4,705,000813
Pre-tax net operating income$4,423,0001,426
Securities gains (losses)$01,818
Applicable income taxes$940,0001,192
Income before extraordinary items$3,483,0001,549
Extraordinary gains, net$06
Net income$3,483,0001,549
Minority interest net income$067
Net income of bank and minority interests.$3,483,0001,549
Net charge-offs$866,000286
Cash dividends$295,0002,408
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,483,0001,515
2021-03-31 (YTD Data)Rank
Total interest income$7,247,0001,096
Total interest expense$699,0001,137
Net interest income$6,548,0001,089
Provision for loan and lease losses$186,000853
Total noninterest income$2,096,000971
Gross Fiduciary activities income$0922
Service charges on deposit accounts$803,000364
Trading account gains and fees$0127
Additional Noninterest Income$1,293,0001,073
Total noninterest expense$6,307,000964
Salaries and employee benefits$3,079,0001,099
Premises and equipment expense$1,078,000635
Additional noninterest expense$2,150,000850
Pre-tax net operating income$2,151,0001,451
Securities gains (losses)$01,392
Applicable income taxes$452,0001,213
Income before extraordinary items$1,699,0001,580
Extraordinary gains, net$03
Net income$1,699,0001,580
Minority interest net income$055
Net income of bank and minority interests.$1,699,0001,580
Net charge-offs$83,000677
Cash dividends$125,0002,030
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,699,0001,533
2020-12-31 (YTD Data)Rank
Total interest income$30,130,0001,042
Total interest expense$4,352,0001,080
Net interest income$25,778,0001,041
Provision for loan and lease losses$2,300,000952
Total noninterest income$8,147,000930
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,103,000370
Trading account gains and fees$0133
Additional Noninterest Income$5,044,0001,010
Total noninterest expense$26,977,000895
Salaries and employee benefits$13,229,000998
Premises and equipment expense$4,171,000630
Additional noninterest expense$9,577,000761
Pre-tax net operating income$4,648,0001,873
Securities gains (losses)$4,0002,483
Applicable income taxes$961,0001,458
Income before extraordinary items$3,691,0002,023
Extraordinary gains, net$04
Net income$3,691,0002,023
Minority interest net income$072
Net income of bank and minority interests.$3,691,0002,023
Net charge-offs$478,000997
Cash dividends$610,0002,660
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,687,8401,972
2020-09-30 (YTD Data)Rank
Total interest income$22,683,0001,044
Total interest expense$3,467,0001,081
Net interest income$19,216,0001,038
Provision for loan and lease losses$2,000,000891
Total noninterest income$5,895,000924
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,153,000390
Trading account gains and fees$0125
Additional Noninterest Income$3,742,000988
Total noninterest expense$20,708,000863
Salaries and employee benefits$10,300,000963
Premises and equipment expense$3,133,000620
Additional noninterest expense$7,275,000746
Pre-tax net operating income$2,403,0002,339
Securities gains (losses)$4,0002,295
Applicable income taxes$494,0001,746
Income before extraordinary items$1,913,0002,506
Extraordinary gains, net$04
Net income$1,913,0002,506
Minority interest net income$065
Net income of bank and minority interests.$1,913,0002,506
Net charge-offs$381,000897
Cash dividends$585,0002,183
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,909,8402,459
2020-06-30 (YTD Data)Rank
Total interest income$15,097,0001,059
Total interest expense$2,426,0001,115
Net interest income$12,671,0001,053
Provision for loan and lease losses$1,550,000836
Total noninterest income$3,792,000891
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,322,000415
Trading account gains and fees$0123
Additional Noninterest Income$2,470,000929
Total noninterest expense$14,453,000819
Salaries and employee benefits$7,319,000901
Premises and equipment expense$2,086,000618
Additional noninterest expense$5,048,000716
Pre-tax net operating income$460,0003,793
Securities gains (losses)$4,0002,045
Applicable income taxes$90,0002,593
Income before extraordinary items$374,0003,912
Extraordinary gains, net$04
Net income$374,0003,912
Minority interest net income$065
Net income of bank and minority interests.$374,0003,912
Net charge-offs$343,000744
Cash dividends$445,0002,083
Sale, conversion, retirement of capital stock, net$0504
Net operating income$370,7603,868
2020-03-31 (YTD Data)Rank
Total interest income$7,615,0001,063
Total interest expense$1,279,0001,169
Net interest income$6,336,0001,039
Provision for loan and lease losses$1,000,000602
Total noninterest income$2,213,000758
Gross Fiduciary activities income$0941
Service charges on deposit accounts$822,000388
Trading account gains and fees$0106
Additional Noninterest Income$1,391,000773
Total noninterest expense$7,295,000818
Salaries and employee benefits$3,500,000939
Premises and equipment expense$1,037,000622
Additional noninterest expense$2,758,000660
Pre-tax net operating income$254,0003,573
Securities gains (losses)$4,0001,484
Applicable income taxes$52,0002,374
Income before extraordinary items$206,0003,672
Extraordinary gains, net$04
Net income$206,0003,673
Minority interest net income$056
Net income of bank and minority interests.$206,0003,673
Net charge-offs$31,0001,419
Cash dividends$245,0001,822
Sale, conversion, retirement of capital stock, net$0482
Net operating income$202,8003,664
2019-12-31 (YTD Data)Rank
Total interest income$31,022,0001,056
Total interest expense$5,183,0001,205
Net interest income$25,839,0001,017
Provision for loan and lease losses$2,050,000527
Total noninterest income$8,502,000776
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,384,000384
Trading account gains and fees$0135
Additional Noninterest Income$5,118,000817
Total noninterest expense$28,726,000793
Salaries and employee benefits$14,106,000909
Premises and equipment expense$4,091,000623
Additional noninterest expense$10,529,000672
Pre-tax net operating income$3,565,0002,212
Securities gains (losses)$02,379
Applicable income taxes$729,0001,674
Income before extraordinary items$2,836,0002,371
Extraordinary gains, net$011
Net income$2,836,0002,373
Minority interest net income$076
Net income of bank and minority interests.$2,836,0002,373
Net charge-offs$2,018,000411
Cash dividends$760,0002,621
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,836,0002,334
2019-09-30 (YTD Data)Rank
Total interest income$23,219,0001,060
Total interest expense$3,856,0001,217
Net interest income$19,363,0001,028
Provision for loan and lease losses$1,290,000563
Total noninterest income$6,551,000758
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,498,000386
Trading account gains and fees$0129
Additional Noninterest Income$4,053,000781
Total noninterest expense$21,817,000779
Salaries and employee benefits$11,020,000874
Premises and equipment expense$3,088,000617
Additional noninterest expense$7,709,000684
Pre-tax net operating income$2,807,0002,197
Securities gains (losses)$02,167
Applicable income taxes$577,0001,678
Income before extraordinary items$2,230,0002,361
Extraordinary gains, net$011
Net income$2,230,0002,362
Minority interest net income$072
Net income of bank and minority interests.$2,230,0002,362
Net charge-offs$1,476,000380
Cash dividends$610,0002,292
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,230,0002,329
2019-06-30 (YTD Data)Rank
Total interest income$15,355,0001,060
Total interest expense$2,564,0001,203
Net interest income$12,791,0001,026
Provision for loan and lease losses$270,0001,320
Total noninterest income$3,734,000842
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,606,000397
Trading account gains and fees$0131
Additional Noninterest Income$2,128,000892
Total noninterest expense$14,788,000773
Salaries and employee benefits$7,476,000856
Premises and equipment expense$2,054,000620
Additional noninterest expense$5,258,000671
Pre-tax net operating income$1,467,0002,550
Securities gains (losses)$01,702
Applicable income taxes$300,0001,860
Income before extraordinary items$1,167,0002,713
Extraordinary gains, net$011
Net income$1,167,0002,713
Minority interest net income$069
Net income of bank and minority interests.$1,167,0002,712
Net charge-offs$418,000639
Cash dividends$385,0002,387
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,167,0002,684
2019-03-31 (YTD Data)Rank
Total interest income$7,577,0001,070
Total interest expense$1,282,0001,167
Net interest income$6,295,0001,050
Provision for loan and lease losses$135,0001,269
Total noninterest income$1,810,000835
Gross Fiduciary activities income$0972
Service charges on deposit accounts$791,000395
Trading account gains and fees$0126
Additional Noninterest Income$1,019,000893
Total noninterest expense$7,211,000788
Salaries and employee benefits$3,646,000875
Premises and equipment expense$1,022,000624
Additional noninterest expense$2,543,000688
Pre-tax net operating income$759,0002,455
Securities gains (losses)$01,087
Applicable income taxes$155,0001,812
Income before extraordinary items$604,0002,607
Extraordinary gains, net$05
Net income$604,0002,606
Minority interest net income$052
Net income of bank and minority interests.$604,0002,606
Net charge-offs$4,0002,286
Cash dividends$125,0002,319
Sale, conversion, retirement of capital stock, net$0529
Net operating income$604,0002,592
2018-12-31 (YTD Data)Rank
Total interest income$28,427,0001,058
Total interest expense$3,492,0001,266
Net interest income$24,935,0001,030
Provision for loan and lease losses$252,0002,125
Total noninterest income$7,512,000844
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,505,000383
Trading account gains and fees$0126
Additional Noninterest Income$4,007,000919
Total noninterest expense$30,163,000752
Salaries and employee benefits$14,203,000880
Premises and equipment expense$4,467,000567
Additional noninterest expense$11,493,000608
Pre-tax net operating income$2,032,0003,120
Securities gains (losses)$01,125
Applicable income taxes$351,0002,268
Income before extraordinary items$1,681,0003,194
Extraordinary gains, net$06
Net income$1,681,0003,193
Minority interest net income$072
Net income of bank and minority interests.$1,681,0003,193
Net charge-offs$1,112,000528
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,681,0003,195
2018-09-30 (YTD Data)Rank
Total interest income$21,119,0001,054
Total interest expense$2,490,0001,257
Net interest income$18,629,0001,033
Provision for loan and lease losses$189,0002,045
Total noninterest income$5,514,000860
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,582,000388
Trading account gains and fees$0138
Additional Noninterest Income$2,932,000945
Total noninterest expense$22,904,000740
Salaries and employee benefits$10,928,000860
Premises and equipment expense$3,350,000567
Additional noninterest expense$8,626,000595
Pre-tax net operating income$1,050,0003,693
Securities gains (losses)$01,118
Applicable income taxes$206,0002,525
Income before extraordinary items$844,0003,807
Extraordinary gains, net$05
Net income$844,0003,805
Minority interest net income$066
Net income of bank and minority interests.$844,0003,806
Net charge-offs$1,105,000407
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$844,0003,811
2018-06-30 (YTD Data)Rank
Total interest income$13,940,0001,051
Total interest expense$1,523,0001,269
Net interest income$12,417,0001,036
Provision for loan and lease losses$126,0001,965
Total noninterest income$3,557,000879
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,693,000389
Trading account gains and fees$0130
Additional Noninterest Income$1,864,000982
Total noninterest expense$15,337,000739
Salaries and employee benefits$7,314,000859
Premises and equipment expense$2,257,000564
Additional noninterest expense$5,766,000595
Pre-tax net operating income$511,0004,078
Securities gains (losses)$0961
Applicable income taxes$62,0003,019
Income before extraordinary items$449,0004,086
Extraordinary gains, net$06
Net income$449,0004,085
Minority interest net income$065
Net income of bank and minority interests.$449,0004,085
Net charge-offs$1,034,000322
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$449,0004,089
2018-03-31 (YTD Data)Rank
Total interest income$6,957,0001,045
Total interest expense$721,0001,280
Net interest income$6,236,0001,030
Provision for loan and lease losses$63,0001,862
Total noninterest income$1,677,000902
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$823,000401
Trading account gains and fees$0123
Additional Noninterest Income$854,0001,030
Total noninterest expense$7,514,000747
Salaries and employee benefits$3,644,000871
Premises and equipment expense$1,112,000571
Additional noninterest expense$2,758,000614
Pre-tax net operating income$336,0003,695
Securities gains (losses)$0735
Applicable income taxes$81,0002,340
Income before extraordinary items$255,0003,889
Extraordinary gains, net$07
Net income$255,0003,889
Minority interest net income$052
Net income of bank and minority interests.$255,0003,889
Net charge-offs$557,000297
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$255,0003,890
2017-12-31 (YTD Data)Rank
Total interest income$25,975,0001,080
Total interest expense$2,621,0001,228
Net interest income$23,354,0001,068
Provision for loan and lease losses$450,0001,540
Total noninterest income$9,842,000691
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,598,000383
Trading account gains and fees$0151
Additional Noninterest Income$6,244,000715
Total noninterest expense$28,780,000764
Salaries and employee benefits$13,515,000892
Premises and equipment expense$4,068,000605
Additional noninterest expense$11,197,000600
Pre-tax net operating income$3,966,0002,054
Securities gains (losses)$02,243
Applicable income taxes$916,0001,957
Income before extraordinary items$3,050,0002,006
Extraordinary gains, net$09
Net income$3,050,0002,004
Minority interest net income$076
Net income of bank and minority interests.$3,050,0002,006
Net charge-offs$326,0001,411
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,050,0001,991
2017-09-30 (YTD Data)Rank
Total interest income$19,269,0001,093
Total interest expense$1,909,0001,243
Net interest income$17,360,0001,077
Provision for loan and lease losses$04,088
Total noninterest income$7,951,000670
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,655,000391
Trading account gains and fees$0145
Additional Noninterest Income$5,296,000666
Total noninterest expense$21,559,000758
Salaries and employee benefits$10,135,000898
Premises and equipment expense$3,018,000623
Additional noninterest expense$8,406,000602
Pre-tax net operating income$3,752,0001,734
Securities gains (losses)$02,274
Applicable income taxes$-9,0005,583
Income before extraordinary items$3,761,0001,447
Extraordinary gains, net$09
Net income$3,761,0001,446
Minority interest net income$071
Net income of bank and minority interests.$3,761,0001,447
Net charge-offs$-14,0004,834
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,761,0001,430
2017-06-30 (YTD Data)Rank
Total interest income$12,662,0001,095
Total interest expense$1,229,0001,243
Net interest income$11,433,0001,086
Provision for loan and lease losses$03,871
Total noninterest income$6,149,000603
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,721,000393
Trading account gains and fees$0139
Additional Noninterest Income$4,428,000567
Total noninterest expense$14,512,000748
Salaries and employee benefits$6,722,000909
Premises and equipment expense$1,959,000633
Additional noninterest expense$5,831,000583
Pre-tax net operating income$3,070,0001,445
Securities gains (losses)$01,906
Applicable income taxes$-14,0005,654
Income before extraordinary items$3,084,0001,217
Extraordinary gains, net$011
Net income$3,084,0001,217
Minority interest net income$071
Net income of bank and minority interests.$3,084,0001,217
Net charge-offs$-235,0005,613
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,084,0001,198
2017-03-31 (YTD Data)Rank
Total interest income$6,087,0001,125
Total interest expense$584,0001,282
Net interest income$5,503,0001,107
Provision for loan and lease losses$03,537
Total noninterest income$1,754,000883
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$833,000404
Trading account gains and fees$0142
Additional Noninterest Income$921,0001,017
Total noninterest expense$6,975,000787
Salaries and employee benefits$3,381,000904
Premises and equipment expense$956,000662
Additional noninterest expense$2,638,000642
Pre-tax net operating income$282,0003,924
Securities gains (losses)$01,153
Applicable income taxes$-14,0005,714
Income before extraordinary items$296,0003,631
Extraordinary gains, net$08
Net income$296,0003,630
Minority interest net income$055
Net income of bank and minority interests.$296,0003,631
Net charge-offs$104,000914
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$296,0003,607
2016-12-31 (YTD Data)Rank
Total interest income$24,346,0001,090
Total interest expense$2,102,0001,352
Net interest income$22,244,0001,066
Provision for loan and lease losses$-500,0005,740
Total noninterest income$7,058,000894
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,850,000467
Trading account gains and fees$0170
Additional Noninterest Income$4,208,000958
Total noninterest expense$28,497,000752
Salaries and employee benefits$12,958,000920
Premises and equipment expense$3,553,000703
Additional noninterest expense$11,986,000576
Pre-tax net operating income$1,305,0003,696
Securities gains (losses)$303,000656
Applicable income taxes$-7,0005,659
Income before extraordinary items$1,615,0003,142
Extraordinary gains, net$05
Net income$1,615,0003,141
Minority interest net income$082
Net income of bank and minority interests.$1,615,0003,141
Net charge-offs$921,000701
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,312,0003,442
2016-09-30 (YTD Data)Rank
Total interest income$18,237,0001,100
Total interest expense$1,548,0001,379
Net interest income$16,689,0001,070
Provision for loan and lease losses$-500,0005,849
Total noninterest income$5,272,000896
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,926,000510
Trading account gains and fees$0169
Additional Noninterest Income$3,346,000919
Total noninterest expense$20,255,000789
Salaries and employee benefits$9,792,000907
Premises and equipment expense$2,593,000722
Additional noninterest expense$7,870,000659
Pre-tax net operating income$2,206,0002,465
Securities gains (losses)$240,000705
Applicable income taxes$-6,0005,795
Income before extraordinary items$2,452,0001,984
Extraordinary gains, net$05
Net income$2,452,0001,984
Minority interest net income$071
Net income of bank and minority interests.$2,452,0001,984
Net charge-offs$635,000660
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,212,0002,108
2016-06-30 (YTD Data)Rank
Total interest income$12,113,0001,104
Total interest expense$1,007,0001,413
Net interest income$11,106,0001,074
Provision for loan and lease losses$-500,0005,967
Total noninterest income$3,190,000951
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,072,000598
Trading account gains and fees$0157
Additional Noninterest Income$2,118,000924
Total noninterest expense$13,111,000811
Salaries and employee benefits$6,442,000920
Premises and equipment expense$1,626,000765
Additional noninterest expense$5,043,000686
Pre-tax net operating income$1,685,0002,202
Securities gains (losses)$240,000511
Applicable income taxes$-1,0005,847
Income before extraordinary items$1,926,0001,722
Extraordinary gains, net$016
Net income$1,926,0001,723
Minority interest net income$071
Net income of bank and minority interests.$1,926,0001,723
Net charge-offs$344,000783
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,686,0001,862
2016-03-31 (YTD Data)Rank
Total interest income$6,082,0001,100
Total interest expense$506,0001,407
Net interest income$5,576,0001,066
Provision for loan and lease losses$03,656
Total noninterest income$1,475,000972
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$488,000649
Trading account gains and fees$0142
Additional Noninterest Income$987,000940
Total noninterest expense$6,296,000839
Salaries and employee benefits$3,153,000944
Premises and equipment expense$714,000875
Additional noninterest expense$2,429,000696
Pre-tax net operating income$755,0002,353
Securities gains (losses)$105,000508
Applicable income taxes$2,0004,104
Income before extraordinary items$858,0001,871
Extraordinary gains, net$012
Net income$858,0001,872
Minority interest net income$062
Net income of bank and minority interests.$858,0001,872
Net charge-offs$274,000519
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$753,0002,038
2015-12-31 (YTD Data)Rank
Total interest income$25,656,0001,012
Total interest expense$2,605,0001,085
Net interest income$23,051,0001,002
Provision for loan and lease losses$-2,200,0006,116
Total noninterest income$6,287,000961
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,216,000594
Trading account gains and fees$0159
Additional Noninterest Income$4,071,000936
Total noninterest expense$28,259,000726
Salaries and employee benefits$11,605,000971
Premises and equipment expense$3,374,000728
Additional noninterest expense$13,280,000514
Pre-tax net operating income$3,279,0002,175
Securities gains (losses)$35,0001,887
Applicable income taxes$19,0003,945
Income before extraordinary items$3,295,0001,897
Extraordinary gains, net$023
Net income$3,295,0001,896
Minority interest net income$081
Net income of bank and minority interests.$3,295,0001,899
Net charge-offs$229,0001,860
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,260,3501,871
2015-09-30 (YTD Data)Rank
Total interest income$19,074,0001,026
Total interest expense$2,058,0001,038
Net interest income$17,016,0001,027
Provision for loan and lease losses$-1,200,0006,171
Total noninterest income$4,616,000985
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,667,000595
Trading account gains and fees$0153
Additional Noninterest Income$2,949,000976
Total noninterest expense$18,959,000830
Salaries and employee benefits$8,664,000981
Premises and equipment expense$2,402,000779
Additional noninterest expense$7,893,000645
Pre-tax net operating income$3,873,0001,559
Securities gains (losses)$35,0001,699
Applicable income taxes$17,0004,007
Income before extraordinary items$3,891,0001,329
Extraordinary gains, net$021
Net income$3,891,0001,329
Minority interest net income$078
Net income of bank and minority interests.$3,891,0001,329
Net charge-offs$50,0002,778
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,856,0001,302
2015-06-30 (YTD Data)Rank
Total interest income$12,678,0001,027
Total interest expense$1,442,000990
Net interest income$11,236,0001,028
Provision for loan and lease losses$04,069
Total noninterest income$2,880,0001,034
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,088,000594
Trading account gains and fees$0157
Additional Noninterest Income$1,792,0001,049
Total noninterest expense$12,714,000816
Salaries and employee benefits$5,723,000984
Premises and equipment expense$1,617,000777
Additional noninterest expense$5,374,000636
Pre-tax net operating income$1,402,0002,463
Securities gains (losses)$35,0001,427
Applicable income taxes$4,0004,265
Income before extraordinary items$1,433,0002,127
Extraordinary gains, net$022
Net income$1,433,0002,129
Minority interest net income$075
Net income of bank and minority interests.$1,433,0002,129
Net charge-offs$1,188,000315
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,398,0002,117
2015-03-31 (YTD Data)Rank
Total interest income$6,266,0001,038
Total interest expense$746,000970
Net interest income$5,520,0001,044
Provision for loan and lease losses$03,703
Total noninterest income$1,361,0001,038
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$536,000591
Trading account gains and fees$0152
Additional Noninterest Income$825,0001,070
Total noninterest expense$6,137,000856
Salaries and employee benefits$2,892,000979
Premises and equipment expense$819,000779
Additional noninterest expense$2,426,000682
Pre-tax net operating income$744,0002,317
Securities gains (losses)$35,0001,007
Applicable income taxes$3,0004,151
Income before extraordinary items$776,0001,969
Extraordinary gains, net$013
Net income$776,0001,972
Minority interest net income$064
Net income of bank and minority interests.$776,0001,971
Net charge-offs$962,000214
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$741,0001,977
2014-12-31 (YTD Data)Rank
Total interest income$26,644,000962
Total interest expense$3,502,000852
Net interest income$23,142,000960
Provision for loan and lease losses$04,603
Total noninterest income$5,804,000983
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,191,000619
Trading account gains and fees$0180
Additional Noninterest Income$3,613,000964
Total noninterest expense$27,897,000730
Salaries and employee benefits$12,466,000879
Premises and equipment expense$3,335,000745
Additional noninterest expense$12,096,000562
Pre-tax net operating income$1,049,0004,060
Securities gains (losses)$2,0003,069
Applicable income taxes$-5,0006,111
Income before extraordinary items$1,056,0003,869
Extraordinary gains, net$017
Net income$1,056,0003,869
Minority interest net income$084
Net income of bank and minority interests.$1,056,0003,870
Net charge-offs$3,158,000330
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,750,000150
Net operating income$1,054,0003,821
2014-09-30 (YTD Data)Rank
Total interest income$20,090,000954
Total interest expense$2,698,000833
Net interest income$17,392,000961
Provision for loan and lease losses$04,401
Total noninterest income$4,145,0001,024
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,638,000617
Trading account gains and fees$0174
Additional Noninterest Income$2,507,0001,037
Total noninterest expense$20,809,000730
Salaries and employee benefits$9,425,000877
Premises and equipment expense$2,492,000750
Additional noninterest expense$8,892,000566
Pre-tax net operating income$728,0004,278
Securities gains (losses)$3,0002,680
Applicable income taxes$-9,0006,288
Income before extraordinary items$740,0004,037
Extraordinary gains, net$015
Net income$740,0004,039
Minority interest net income$081
Net income of bank and minority interests.$740,0004,039
Net charge-offs$2,626,000299
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$500,000228
Net operating income$737,0003,996
2014-06-30 (YTD Data)Rank
Total interest income$13,467,000938
Total interest expense$1,841,000815
Net interest income$11,626,000947
Provision for loan and lease losses$04,196
Total noninterest income$2,684,0001,023
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,058,000632
Trading account gains and fees$0172
Additional Noninterest Income$1,626,0001,038
Total noninterest expense$14,192,000709
Salaries and employee benefits$6,286,000869
Premises and equipment expense$1,687,000738
Additional noninterest expense$6,219,000545
Pre-tax net operating income$118,0005,701
Securities gains (losses)$4,0002,221
Applicable income taxes$-5,0006,353
Income before extraordinary items$127,0005,607
Extraordinary gains, net$020
Net income$127,0005,609
Minority interest net income$080
Net income of bank and minority interests.$127,0005,610
Net charge-offs$1,504,000365
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$123,0005,584
2014-03-31 (YTD Data)Rank
Total interest income$6,800,000936
Total interest expense$938,000813
Net interest income$5,862,000943
Provision for loan and lease losses$03,817
Total noninterest income$1,442,000944
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$504,000648
Trading account gains and fees$0147
Additional Noninterest Income$938,000893
Total noninterest expense$7,201,000711
Salaries and employee benefits$3,166,000878
Premises and equipment expense$870,000734
Additional noninterest expense$3,165,000526
Pre-tax net operating income$103,0005,245
Securities gains (losses)$3,0001,458
Applicable income taxes$-1,0006,366
Income before extraordinary items$107,0005,097
Extraordinary gains, net$016
Net income$107,0005,098
Minority interest net income$066
Net income of bank and minority interests.$107,0005,098
Net charge-offs$884,000330
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$104,0005,073
2013-12-31 (YTD Data)Rank
Total interest income$30,076,000829
Total interest expense$4,261,000791
Net interest income$25,815,000828
Provision for loan and lease losses$550,0001,724
Total noninterest income$4,755,0001,177
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,258,000616
Trading account gains and fees$0184
Additional Noninterest Income$2,497,0001,293
Total noninterest expense$28,002,000721
Salaries and employee benefits$13,262,000815
Premises and equipment expense$3,366,000720
Additional noninterest expense$11,374,000611
Pre-tax net operating income$2,018,0002,838
Securities gains (losses)$99,0001,320
Applicable income taxes$-21,0006,344
Income before extraordinary items$2,138,0002,480
Extraordinary gains, net$029
Net income$2,138,0002,484
Minority interest net income$090
Net income of bank and minority interests.$2,138,0002,483
Net charge-offs$4,280,000385
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,039,0002,502
2013-09-30 (YTD Data)Rank
Total interest income$22,611,000832
Total interest expense$3,267,000796
Net interest income$19,344,000831
Provision for loan and lease losses$550,0001,414
Total noninterest income$3,666,0001,174
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,684,000617
Trading account gains and fees$0180
Additional Noninterest Income$1,982,0001,282
Total noninterest expense$20,475,000746
Salaries and employee benefits$9,838,000826
Premises and equipment expense$2,529,000723
Additional noninterest expense$8,108,000637
Pre-tax net operating income$1,985,0002,434
Securities gains (losses)$99,0001,218
Applicable income taxes$-10,0006,529
Income before extraordinary items$2,094,0002,051
Extraordinary gains, net$025
Net income$2,094,0002,057
Minority interest net income$084
Net income of bank and minority interests.$2,094,0002,057
Net charge-offs$3,153,000408
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,995,0002,071
2013-06-30 (YTD Data)Rank
Total interest income$15,183,000818
Total interest expense$2,224,000806
Net interest income$12,959,000818
Provision for loan and lease losses$550,0001,076
Total noninterest income$2,596,0001,126
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,098,000610
Trading account gains and fees$0157
Additional Noninterest Income$1,498,0001,206
Total noninterest expense$13,634,000748
Salaries and employee benefits$6,560,000830
Premises and equipment expense$1,701,000720
Additional noninterest expense$5,373,000636
Pre-tax net operating income$1,371,0002,361
Securities gains (losses)$99,0001,117
Applicable income taxes$-12,0006,600
Income before extraordinary items$1,482,0001,944
Extraordinary gains, net$022
Net income$1,482,0001,950
Minority interest net income$082
Net income of bank and minority interests.$1,482,0001,950
Net charge-offs$3,116,000320
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,383,0001,985
2013-03-31 (YTD Data)Rank
Total interest income$7,529,000830
Total interest expense$1,148,000805
Net interest income$6,381,000829
Provision for loan and lease losses$550,000643
Total noninterest income$1,347,0001,101
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$532,000627
Trading account gains and fees$0148
Additional Noninterest Income$815,0001,136
Total noninterest expense$6,924,000742
Salaries and employee benefits$3,401,000807
Premises and equipment expense$879,000717
Additional noninterest expense$2,644,000646
Pre-tax net operating income$254,0004,092
Securities gains (losses)$99,000689
Applicable income taxes$104,0002,369
Income before extraordinary items$249,0003,898
Extraordinary gains, net$010
Net income$249,0003,897
Minority interest net income$076
Net income of bank and minority interests.$249,0003,900
Net charge-offs$2,416,000223
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$178,7104,369
2012-12-31 (YTD Data)Rank
Total interest income$33,733,000775
Total interest expense$5,832,000751
Net interest income$27,901,000772
Provision for loan and lease losses$4,800,000526
Total noninterest income$4,594,0001,212
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,482,000577
Trading account gains and fees$0166
Additional Noninterest Income$2,112,0001,475
Total noninterest expense$31,285,000664
Salaries and employee benefits$13,928,000756
Premises and equipment expense$3,560,000677
Additional noninterest expense$13,797,000540
Pre-tax net operating income$-3,590,0006,911
Securities gains (losses)$537,000885
Applicable income taxes$2,794,000645
Income before extraordinary items$-5,847,0006,979
Extraordinary gains, net$029
Net income$-5,847,0006,978
Minority interest net income$093
Net income of bank and minority interests.$-5,847,0006,978
Net charge-offs$6,370,000479
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$7,000,00059
Net operating income$-6,384,0006,977
2012-09-30 (YTD Data)Rank
Total interest income$25,653,000777
Total interest expense$4,608,000747
Net interest income$21,045,000777
Provision for loan and lease losses$4,093,000482
Total noninterest income$3,708,0001,149
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,834,000589
Trading account gains and fees$0157
Additional Noninterest Income$1,874,0001,330
Total noninterest expense$24,654,000633
Salaries and employee benefits$10,485,000745
Premises and equipment expense$2,734,000670
Additional noninterest expense$11,435,000492
Pre-tax net operating income$-3,994,0007,066
Securities gains (losses)$385,000913
Applicable income taxes$2,549,000579
Income before extraordinary items$-6,158,0007,116
Extraordinary gains, net$020
Net income$-6,158,0007,116
Minority interest net income$086
Net income of bank and minority interests.$-6,158,0007,116
Net charge-offs$4,885,000469
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-6,543,0007,107
2012-06-30 (YTD Data)Rank
Total interest income$17,388,000774
Total interest expense$3,269,000722
Net interest income$14,119,000780
Provision for loan and lease losses$3,126,000437
Total noninterest income$2,584,0001,100
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,199,000599
Trading account gains and fees$0153
Additional Noninterest Income$1,385,0001,206
Total noninterest expense$16,957,000609
Salaries and employee benefits$7,104,000730
Premises and equipment expense$1,855,000657
Additional noninterest expense$7,998,000473
Pre-tax net operating income$-3,380,0007,150
Securities gains (losses)$337,000781
Applicable income taxes$1,735,000569
Income before extraordinary items$-4,778,0007,185
Extraordinary gains, net$019
Net income$-4,778,0007,185
Minority interest net income$084
Net income of bank and minority interests.$-4,778,0007,185
Net charge-offs$3,441,000471
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-5,115,0007,186
2012-03-31 (YTD Data)Rank
Total interest income$9,023,000753
Total interest expense$1,729,000695
Net interest income$7,294,000753
Provision for loan and lease losses$1,950,000359
Total noninterest income$1,343,0001,055
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$557,000642
Trading account gains and fees$0148
Additional Noninterest Income$786,0001,092
Total noninterest expense$8,884,000576
Salaries and employee benefits$3,597,000722
Premises and equipment expense$951,000630
Additional noninterest expense$4,336,000422
Pre-tax net operating income$-2,197,0007,248
Securities gains (losses)$72,0001,059
Applicable income taxes$263,0001,432
Income before extraordinary items$-2,388,0007,257
Extraordinary gains, net$019
Net income$-2,388,0007,257
Minority interest net income$078
Net income of bank and minority interests.$-2,388,0007,257
Net charge-offs$2,299,000362
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-2,460,0007,255
2011-12-31 (YTD Data)Rank
Total interest income$41,636,000669
Total interest expense$8,963,000646
Net interest income$32,673,000659
Provision for loan and lease losses$7,959,000517
Total noninterest income$5,429,000971
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,488,000587
Trading account gains and fees$0146
Additional Noninterest Income$2,941,0001,058
Total noninterest expense$39,268,000524
Salaries and employee benefits$15,710,000624
Premises and equipment expense$3,952,000630
Additional noninterest expense$19,606,000400
Pre-tax net operating income$-9,125,0007,192
Securities gains (losses)$03,838
Applicable income taxes$-1,750,0007,241
Income before extraordinary items$-7,375,0007,152
Extraordinary gains, net$029
Net income$-7,375,0007,151
Minority interest net income$096
Net income of bank and minority interests.$-7,375,0007,153
Net charge-offs$14,746,000324
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-7,375,0007,147
2011-09-30 (YTD Data)Rank
Total interest income$31,584,000672
Total interest expense$7,242,000621
Net interest income$24,342,000671
Provision for loan and lease losses$6,258,000514
Total noninterest income$4,047,000983
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,816,000611
Trading account gains and fees$0145
Additional Noninterest Income$2,231,0001,042
Total noninterest expense$26,239,000574
Salaries and employee benefits$11,703,000624
Premises and equipment expense$2,847,000667
Additional noninterest expense$11,689,000480
Pre-tax net operating income$-4,108,0007,183
Securities gains (losses)$03,555
Applicable income taxes$-1,542,0007,346
Income before extraordinary items$-2,566,0007,114
Extraordinary gains, net$021
Net income$-2,566,0007,115
Minority interest net income$087
Net income of bank and minority interests.$-2,566,0007,115
Net charge-offs$14,028,000266
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,566,0007,098
2011-06-30 (YTD Data)Rank
Total interest income$21,492,000663
Total interest expense$5,054,000616
Net interest income$16,438,000665
Provision for loan and lease losses$3,457,000607
Total noninterest income$2,628,0001,005
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,159,000634
Trading account gains and fees$0153
Additional Noninterest Income$1,469,0001,034
Total noninterest expense$16,991,000598
Salaries and employee benefits$7,846,000622
Premises and equipment expense$1,883,000673
Additional noninterest expense$7,262,000516
Pre-tax net operating income$-1,382,0007,070
Securities gains (losses)$02,914
Applicable income taxes$-540,0007,345
Income before extraordinary items$-842,0006,982
Extraordinary gains, net$015
Net income$-842,0006,981
Minority interest net income$089
Net income of bank and minority interests.$-842,0006,982
Net charge-offs$9,927,000264
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-842,0006,966
2011-03-31 (YTD Data)Rank
Total interest income$10,984,000656
Total interest expense$2,641,000611
Net interest income$8,343,000659
Provision for loan and lease losses$1,145,000779
Total noninterest income$1,317,0001,011
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$552,000651
Trading account gains and fees$0158
Additional Noninterest Income$765,0001,009
Total noninterest expense$7,592,000668
Salaries and employee benefits$3,913,000634
Premises and equipment expense$950,000684
Additional noninterest expense$2,729,000661
Pre-tax net operating income$923,0001,560
Securities gains (losses)$01,772
Applicable income taxes$239,0001,316
Income before extraordinary items$684,0001,715
Extraordinary gains, net$09
Net income$684,0001,715
Minority interest net income$086
Net income of bank and minority interests.$684,0001,715
Net charge-offs$6,652,000218
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$684,0001,664
2010-12-31 (YTD Data)Rank
Total interest income$48,029,000623
Total interest expense$13,198,000599
Net interest income$34,831,000621
Provision for loan and lease losses$22,328,000331
Total noninterest income$5,714,000969
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,701,000555
Trading account gains and fees$0175
Additional Noninterest Income$3,013,0001,064
Total noninterest expense$31,631,000646
Salaries and employee benefits$14,984,000644
Premises and equipment expense$4,076,000626
Additional noninterest expense$12,571,000605
Pre-tax net operating income$-13,414,0007,431
Securities gains (losses)$03,793
Applicable income taxes$-4,894,0007,581
Income before extraordinary items$-8,520,0007,341
Extraordinary gains, net$029
Net income$-8,520,0007,341
Minority interest net income$0111
Net income of bank and minority interests.$-8,520,0007,341
Net charge-offs$15,902,000414
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-8,520,0007,325
2010-09-30 (YTD Data)Rank
Total interest income$36,193,000624
Total interest expense$10,290,000601
Net interest income$25,903,000621
Provision for loan and lease losses$13,381,000394
Total noninterest income$4,220,000955
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,007,000572
Trading account gains and fees$0165
Additional Noninterest Income$2,213,0001,033
Total noninterest expense$22,081,000678
Salaries and employee benefits$11,082,000642
Premises and equipment expense$3,050,000630
Additional noninterest expense$7,949,000684
Pre-tax net operating income$-5,339,0007,387
Securities gains (losses)$03,651
Applicable income taxes$-1,908,0007,601
Income before extraordinary items$-3,431,0007,320
Extraordinary gains, net$023
Net income$-3,431,0007,319
Minority interest net income$0110
Net income of bank and minority interests.$-3,431,0007,320
Net charge-offs$9,869,000467
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,431,0007,302
2010-06-30 (YTD Data)Rank
Total interest income$24,601,000614
Total interest expense$7,196,000589
Net interest income$17,405,000618
Provision for loan and lease losses$3,940,000774
Total noninterest income$2,733,000960
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,313,000586
Trading account gains and fees$0152
Additional Noninterest Income$1,420,0001,018
Total noninterest expense$14,861,000669
Salaries and employee benefits$7,508,000630
Premises and equipment expense$2,049,000631
Additional noninterest expense$5,304,000689
Pre-tax net operating income$1,337,0001,879
Securities gains (losses)$03,184
Applicable income taxes$365,0001,539
Income before extraordinary items$972,0002,169
Extraordinary gains, net$019
Net income$972,0002,167
Minority interest net income$0105
Net income of bank and minority interests.$972,0002,171
Net charge-offs$6,101,000497
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$972,0002,094
2010-03-31 (YTD Data)Rank
Total interest income$12,249,000631
Total interest expense$3,734,000604
Net interest income$8,515,000641
Provision for loan and lease losses$1,990,000766
Total noninterest income$1,365,000944
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$610,000630
Trading account gains and fees$0175
Additional Noninterest Income$755,000963
Total noninterest expense$7,105,000709
Salaries and employee benefits$3,499,000687
Premises and equipment expense$1,064,000627
Additional noninterest expense$2,542,000717
Pre-tax net operating income$785,0001,644
Securities gains (losses)$02,284
Applicable income taxes$226,0001,315
Income before extraordinary items$559,0001,942
Extraordinary gains, net$016
Net income$559,0001,940
Minority interest net income$091
Net income of bank and minority interests.$559,0001,942
Net charge-offs$1,246,000888
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$559,0001,873
2009-12-31 (YTD Data)Rank
Total interest income$50,378,000645
Total interest expense$17,779,000647
Net interest income$32,599,000654
Provision for loan and lease losses$12,841,000695
Total noninterest income$5,056,0001,091
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,648,000629
Trading account gains and fees$0211
Additional Noninterest Income$2,408,0001,207
Total noninterest expense$28,828,000734
Salaries and employee benefits$15,118,000632
Premises and equipment expense$4,115,000644
Additional noninterest expense$9,595,000830
Pre-tax net operating income$-4,014,0007,064
Securities gains (losses)$03,754
Applicable income taxes$-1,590,0007,443
Income before extraordinary items$-2,424,0006,865
Extraordinary gains, net$034
Net income$-2,424,0006,862
Minority interest net income$0115
Net income of bank and minority interests.$-2,424,0006,863
Net charge-offs$1,157,0002,698
Cash dividends$500,0002,521
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,424,0006,870
2009-09-30 (YTD Data)Rank
Total interest income$37,620,000667
Total interest expense$13,716,000668
Net interest income$23,904,000670
Provision for loan and lease losses$12,768,000515
Total noninterest income$3,752,0001,107
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,941,000641
Trading account gains and fees$0212
Additional Noninterest Income$1,811,0001,236
Total noninterest expense$21,188,000747
Salaries and employee benefits$11,926,000610
Premises and equipment expense$3,058,000671
Additional noninterest expense$6,204,000907
Pre-tax net operating income$-6,300,0007,581
Securities gains (losses)$03,497
Applicable income taxes$-2,304,0007,755
Income before extraordinary items$-3,996,0007,488
Extraordinary gains, net$027
Net income$-3,996,0007,488
Minority interest net income$0118
Net income of bank and minority interests.$-3,996,0007,488
Net charge-offs$819,0002,443
Cash dividends$500,0001,982
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,996,0007,494
2009-06-30 (YTD Data)Rank
Total interest income$25,121,000676
Total interest expense$9,376,000690
Net interest income$15,745,000682
Provision for loan and lease losses$968,0002,106
Total noninterest income$2,495,0001,111
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,218,000688
Trading account gains and fees$0193
Additional Noninterest Income$1,277,0001,210
Total noninterest expense$14,214,000748
Salaries and employee benefits$7,900,000625
Premises and equipment expense$2,058,000679
Additional noninterest expense$4,256,000895
Pre-tax net operating income$3,058,000763
Securities gains (losses)$03,136
Applicable income taxes$931,000658
Income before extraordinary items$2,127,000888
Extraordinary gains, net$021
Net income$2,127,000888
Minority interest net income$0112
Net income of bank and minority interests.$2,127,000888
Net charge-offs$502,0002,353
Cash dividends$250,0002,406
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,127,000854
2009-03-31 (YTD Data)Rank
Total interest income$12,406,000694
Total interest expense$4,808,000695
Net interest income$7,598,000704
Provision for loan and lease losses$418,0001,958
Total noninterest income$1,165,0001,133
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$549,000729
Trading account gains and fees$0171
Additional Noninterest Income$616,0001,212
Total noninterest expense$6,755,000742
Salaries and employee benefits$3,954,000625
Premises and equipment expense$1,027,000694
Additional noninterest expense$1,774,000941
Pre-tax net operating income$1,590,000803
Securities gains (losses)$02,434
Applicable income taxes$486,000697
Income before extraordinary items$1,104,000969
Extraordinary gains, net$015
Net income$1,104,000970
Minority interest net income$0102
Net income of bank and minority interests.$1,104,000971
Net charge-offs$201,0002,127
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,104,000910
2008-12-31 (YTD Data)Rank
Total interest income$52,317,000709
Total interest expense$21,956,000728
Net interest income$30,361,000714
Provision for loan and lease losses$1,500,0002,158
Total noninterest income$5,267,0001,004
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,704,000645
Trading account gains and fees$0154
Additional Noninterest Income$2,563,0001,098
Total noninterest expense$26,223,000758
Salaries and employee benefits$15,103,000651
Premises and equipment expense$4,093,000675
Additional noninterest expense$7,027,000911
Pre-tax net operating income$7,905,000708
Securities gains (losses)$03,220
Applicable income taxes$2,369,000580
Income before extraordinary items$5,536,000732
Extraordinary gains, net$039
Net income$5,536,000732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,216,0001,752
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,536,000784
2008-09-30 (YTD Data)Rank
Total interest income$39,550,000724
Total interest expense$16,955,000736
Net interest income$22,595,000741
Provision for loan and lease losses$900,0001,951
Total noninterest income$3,360,0001,204
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,056,000645
Trading account gains and fees$0148
Additional Noninterest Income$1,304,0001,499
Total noninterest expense$19,510,000754
Salaries and employee benefits$11,308,000662
Premises and equipment expense$3,094,000674
Additional noninterest expense$5,108,000892
Pre-tax net operating income$5,545,000914
Securities gains (losses)$03,106
Applicable income taxes$1,765,000718
Income before extraordinary items$3,780,000973
Extraordinary gains, net$031
Net income$3,780,000972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$689,0001,621
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,780,0001,031
2008-06-30 (YTD Data)Rank
Total interest income$26,231,000739
Total interest expense$11,860,000723
Net interest income$14,371,000764
Provision for loan and lease losses$550,0001,800
Total noninterest income$2,225,0001,215
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,331,000648
Trading account gains and fees$0149
Additional Noninterest Income$894,0001,521
Total noninterest expense$12,840,000760
Salaries and employee benefits$7,415,000676
Premises and equipment expense$2,129,000654
Additional noninterest expense$3,296,000903
Pre-tax net operating income$3,206,0001,101
Securities gains (losses)$03,233
Applicable income taxes$977,000965
Income before extraordinary items$2,229,0001,244
Extraordinary gains, net$021
Net income$2,229,0001,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$477,0001,356
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,229,0001,228
2008-03-31 (YTD Data)Rank
Total interest income$13,331,000754
Total interest expense$6,321,000728
Net interest income$7,010,000781
Provision for loan and lease losses$250,0001,575
Total noninterest income$1,050,0001,285
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$637,000669
Trading account gains and fees$0158
Additional Noninterest Income$413,0001,591
Total noninterest expense$6,518,000733
Salaries and employee benefits$3,738,000669
Premises and equipment expense$1,160,000600
Additional noninterest expense$1,620,000886
Pre-tax net operating income$1,292,0001,445
Securities gains (losses)$02,688
Applicable income taxes$378,0001,243
Income before extraordinary items$914,0001,627
Extraordinary gains, net$015
Net income$914,0001,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,000980
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$914,0001,569
2007-12-31 (YTD Data)Rank
Total interest income$51,447,000815
Total interest expense$24,455,000811
Net interest income$26,992,000812
Provision for loan and lease losses$3,840,000516
Total noninterest income$3,953,0001,315
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,455,000726
Trading account gains and fees$0178
Additional Noninterest Income$1,498,0001,669
Total noninterest expense$22,891,000811
Salaries and employee benefits$13,570,000710
Premises and equipment expense$3,504,000764
Additional noninterest expense$5,817,000969
Pre-tax net operating income$4,214,0001,890
Securities gains (losses)$02,146
Applicable income taxes$446,0002,884
Income before extraordinary items$3,768,0001,680
Extraordinary gains, net$039
Net income$3,768,0001,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,090,000596
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,768,0001,663
2007-09-30 (YTD Data)Rank
Total interest income$37,743,000832
Total interest expense$17,889,000832
Net interest income$19,854,000827
Provision for loan and lease losses$2,540,000423
Total noninterest income$2,877,0001,351
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,802,000732
Trading account gains and fees$0184
Additional Noninterest Income$1,075,0001,737
Total noninterest expense$16,796,000818
Salaries and employee benefits$9,906,000736
Premises and equipment expense$2,576,000771
Additional noninterest expense$4,314,000950
Pre-tax net operating income$3,395,0001,894
Securities gains (losses)$01,655
Applicable income taxes$347,0002,993
Income before extraordinary items$3,048,0001,661
Extraordinary gains, net$033
Net income$3,048,0001,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,336
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,048,0001,648
2007-06-30 (YTD Data)Rank
Total interest income$24,184,000869
Total interest expense$11,495,000865
Net interest income$12,689,000882
Provision for loan and lease losses$740,000752
Total noninterest income$1,739,0001,485
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,168,000760
Trading account gains and fees$0168
Additional Noninterest Income$571,0002,059
Total noninterest expense$10,579,000881
Salaries and employee benefits$6,361,000790
Premises and equipment expense$1,693,000807
Additional noninterest expense$2,525,0001,102
Pre-tax net operating income$3,109,0001,490
Securities gains (losses)$01,444
Applicable income taxes$929,0001,344
Income before extraordinary items$2,180,0001,602
Extraordinary gains, net$029
Net income$2,180,0001,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0001,168
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,180,0001,584
2007-03-31 (YTD Data)Rank
Total interest income$11,705,000897
Total interest expense$5,604,000877
Net interest income$6,101,000920
Provision for loan and lease losses$300,000788
Total noninterest income$872,0001,448
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$563,000744
Trading account gains and fees$0195
Additional Noninterest Income$309,0001,912
Total noninterest expense$5,185,000895
Salaries and employee benefits$3,167,000802
Premises and equipment expense$834,000811
Additional noninterest expense$1,184,0001,155
Pre-tax net operating income$1,488,0001,557
Securities gains (losses)$01,187
Applicable income taxes$444,0001,404
Income before extraordinary items$1,044,0001,650
Extraordinary gains, net$022
Net income$1,044,0001,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0001,794
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,044,0001,638
2006-12-31 (YTD Data)Rank
Total interest income$41,280,000943
Total interest expense$18,389,000911
Net interest income$22,891,000972
Provision for loan and lease losses$1,277,000817
Total noninterest income$3,026,0001,623
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,032,000872
Trading account gains and fees$0130
Additional Noninterest Income$994,0002,235
Total noninterest expense$19,118,000929
Salaries and employee benefits$11,516,000836
Premises and equipment expense$2,916,000866
Additional noninterest expense$4,686,0001,144
Pre-tax net operating income$5,522,0001,736
Securities gains (losses)$01,687
Applicable income taxes$1,634,0001,543
Income before extraordinary items$3,888,0001,837
Extraordinary gains, net$051
Net income$3,888,0001,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$350,0001,493
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,888,0001,814
2006-09-30 (YTD Data)Rank
Total interest income$29,819,000983
Total interest expense$12,763,000951
Net interest income$17,056,000996
Provision for loan and lease losses$965,000777
Total noninterest income$2,188,0001,687
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,489,000893
Trading account gains and fees$0126
Additional Noninterest Income$699,0002,326
Total noninterest expense$13,919,000964
Salaries and employee benefits$8,353,000879
Premises and equipment expense$2,109,000903
Additional noninterest expense$3,457,0001,172
Pre-tax net operating income$4,360,0001,715
Securities gains (losses)$01,388
Applicable income taxes$1,304,0001,539
Income before extraordinary items$3,056,0001,803
Extraordinary gains, net$045
Net income$3,056,0001,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0001,648
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,056,0001,783
2006-06-30 (YTD Data)Rank
Total interest income$18,971,0001,010
Total interest expense$7,791,000983
Net interest income$11,180,0001,016
Provision for loan and lease losses$705,000713
Total noninterest income$1,424,0001,710
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$962,000909
Trading account gains and fees$0126
Additional Noninterest Income$462,0002,332
Total noninterest expense$8,988,0001,004
Salaries and employee benefits$5,425,000907
Premises and equipment expense$1,371,000923
Additional noninterest expense$2,192,0001,231
Pre-tax net operating income$2,911,0001,698
Securities gains (losses)$01,185
Applicable income taxes$873,0001,550
Income before extraordinary items$2,038,0001,792
Extraordinary gains, net$039
Net income$2,038,0001,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0001,660
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,038,0001,780
2006-03-31 (YTD Data)Rank
Total interest income$9,006,0001,034
Total interest expense$3,604,0001,005
Net interest income$5,402,0001,051
Provision for loan and lease losses$312,000747
Total noninterest income$689,0001,719
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$452,000939
Trading account gains and fees$0115
Additional Noninterest Income$237,0002,260
Total noninterest expense$4,341,0001,046
Salaries and employee benefits$2,608,000936
Premises and equipment expense$663,000958
Additional noninterest expense$1,070,0001,241
Pre-tax net operating income$1,438,0001,680
Securities gains (losses)$0955
Applicable income taxes$414,0001,611
Income before extraordinary items$1,024,0001,751
Extraordinary gains, net$021
Net income$1,024,0001,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,099
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,024,0001,736
2005-12-31 (YTD Data)Rank
Total interest income$30,507,0001,078
Total interest expense$10,610,0001,057
Net interest income$19,897,0001,085
Provision for loan and lease losses$1,130,000935
Total noninterest income$2,495,0001,870
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,707,0001,035
Trading account gains and fees$0138
Additional Noninterest Income$788,0002,564
Total noninterest expense$15,919,0001,073
Salaries and employee benefits$9,672,000942
Premises and equipment expense$2,498,000966
Additional noninterest expense$3,749,0001,361
Pre-tax net operating income$5,343,0001,749
Securities gains (losses)$02,296
Applicable income taxes$1,795,0001,484
Income before extraordinary items$3,548,0001,936
Extraordinary gains, net$046
Net income$3,548,0001,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0001,839
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,548,0001,910
2005-09-30 (YTD Data)Rank
Total interest income$21,928,0001,089
Total interest expense$7,238,0001,105
Net interest income$14,690,0001,089
Provision for loan and lease losses$857,000881
Total noninterest income$1,811,0001,926
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,223,0001,084
Trading account gains and fees$0126
Additional Noninterest Income$588,0002,584
Total noninterest expense$11,762,0001,068
Salaries and employee benefits$7,148,000946
Premises and equipment expense$1,830,000974
Additional noninterest expense$2,784,0001,364
Pre-tax net operating income$3,882,0001,814
Securities gains (losses)$02,317
Applicable income taxes$1,198,0001,655
Income before extraordinary items$2,684,0001,954
Extraordinary gains, net$035
Net income$2,684,0001,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0001,705
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,684,0001,915
2005-06-30 (YTD Data)Rank
Total interest income$13,973,0001,112
Total interest expense$4,286,0001,158
Net interest income$9,687,0001,083
Provision for loan and lease losses$682,000740
Total noninterest income$1,095,0002,049
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$717,0001,188
Trading account gains and fees$0116
Additional Noninterest Income$378,0002,643
Total noninterest expense$7,621,0001,101
Salaries and employee benefits$4,633,000968
Premises and equipment expense$1,165,0001,019
Additional noninterest expense$1,823,0001,359
Pre-tax net operating income$2,479,0001,860
Securities gains (losses)$02,146
Applicable income taxes$753,0001,698
Income before extraordinary items$1,726,0001,974
Extraordinary gains, net$030
Net income$1,726,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,672
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,726,0001,934
2005-03-31 (YTD Data)Rank
Total interest income$6,721,0001,135
Total interest expense$1,979,0001,189
Net interest income$4,742,0001,104
Provision for loan and lease losses$320,000720
Total noninterest income$527,0002,066
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$317,0001,297
Trading account gains and fees$0115
Additional Noninterest Income$210,0002,407
Total noninterest expense$3,711,0001,125
Salaries and employee benefits$2,246,000991
Premises and equipment expense$550,0001,088
Additional noninterest expense$915,0001,355
Pre-tax net operating income$1,238,0001,828
Securities gains (losses)$01,685
Applicable income taxes$382,0001,664
Income before extraordinary items$856,0001,965
Extraordinary gains, net$024
Net income$856,0001,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0001,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$856,0001,929
2004-12-31 (YTD Data)Rank
Total interest income$24,265,0001,171
Total interest expense$6,239,0001,321
Net interest income$18,026,0001,113
Provision for loan and lease losses$990,0001,043
Total noninterest income$2,238,0002,038
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,294,0001,368
Trading account gains and fees$0138
Additional Noninterest Income$944,0002,232
Total noninterest expense$13,715,0001,189
Salaries and employee benefits$8,398,0001,024
Premises and equipment expense$1,799,0001,280
Additional noninterest expense$3,518,0001,409
Pre-tax net operating income$5,559,0001,537
Securities gains (losses)$03,819
Applicable income taxes$2,088,0001,221
Income before extraordinary items$3,471,0001,823
Extraordinary gains, net$034
Net income$3,471,0001,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,0001,843
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,471,0001,782
2004-09-30 (YTD Data)Rank
Total interest income$17,606,0001,183
Total interest expense$4,408,0001,365
Net interest income$13,198,0001,127
Provision for loan and lease losses$620,0001,207
Total noninterest income$1,675,0002,043
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$924,0001,441
Trading account gains and fees$0134
Additional Noninterest Income$751,0002,162
Total noninterest expense$9,919,0001,233
Salaries and employee benefits$6,075,0001,063
Premises and equipment expense$1,303,0001,318
Additional noninterest expense$2,541,0001,449
Pre-tax net operating income$4,334,0001,487
Securities gains (losses)$03,710
Applicable income taxes$1,441,0001,325
Income before extraordinary items$2,893,0001,676
Extraordinary gains, net$026
Net income$2,893,0001,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0001,829
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,893,0001,631
2004-06-30 (YTD Data)Rank
Total interest income$11,383,0001,210
Total interest expense$2,790,0001,421
Net interest income$8,593,0001,150
Provision for loan and lease losses$400,0001,225
Total noninterest income$1,151,0001,984
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$570,0001,542
Trading account gains and fees$0130
Additional Noninterest Income$581,0001,973
Total noninterest expense$6,361,0001,285
Salaries and employee benefits$3,942,0001,088
Premises and equipment expense$1,004,0001,149
Additional noninterest expense$1,415,0001,689
Pre-tax net operating income$2,983,0001,432
Securities gains (losses)$03,413
Applicable income taxes$1,018,0001,262
Income before extraordinary items$1,965,0001,636
Extraordinary gains, net$021
Net income$1,965,0001,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,290
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,965,0001,568
2004-03-31 (YTD Data)Rank
Total interest income$5,479,0001,267
Total interest expense$1,345,0001,487
Net interest income$4,134,0001,195
Provision for loan and lease losses$120,0001,785
Total noninterest income$459,0002,299
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$259,0001,645
Trading account gains and fees$0121
Additional Noninterest Income$200,0002,485
Total noninterest expense$3,192,0001,284
Salaries and employee benefits$2,008,0001,076
Premises and equipment expense$418,0001,402
Additional noninterest expense$766,0001,559
Pre-tax net operating income$1,281,0001,625
Securities gains (losses)$02,934
Applicable income taxes$438,0001,444
Income before extraordinary items$843,0001,856
Extraordinary gains, net$016
Net income$843,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,934
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$843,0001,769
2003-12-31 (YTD Data)Rank
Total interest income$19,956,0001,439
Total interest expense$6,332,0001,402
Net interest income$13,624,0001,425
Provision for loan and lease losses$364,0002,761
Total noninterest income$1,806,0002,487
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$936,0001,852
Trading account gains and fees$0160
Additional Noninterest Income$870,0002,594
Total noninterest expense$10,662,0001,500
Salaries and employee benefits$6,207,0001,380
Premises and equipment expense$1,503,0001,513
Additional noninterest expense$2,952,0001,654
Pre-tax net operating income$4,404,0001,830
Securities gains (losses)$-5,0008,699
Applicable income taxes$1,494,0001,628
Income before extraordinary items$2,905,0002,092
Extraordinary gains, net$054
Net income$2,905,0002,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0003,282
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,908,3002,000
2003-09-30 (YTD Data)Rank
Total interest income$14,573,0001,505
Total interest expense$4,874,0001,430
Net interest income$9,699,0001,517
Provision for loan and lease losses$364,0002,177
Total noninterest income$1,305,0002,603
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$658,0001,969
Trading account gains and fees$0153
Additional Noninterest Income$647,0002,701
Total noninterest expense$7,629,0001,580
Salaries and employee benefits$4,471,0001,455
Premises and equipment expense$1,076,0001,594
Additional noninterest expense$2,082,0001,736
Pre-tax net operating income$3,011,0002,042
Securities gains (losses)$04,204
Applicable income taxes$1,016,0001,836
Income before extraordinary items$1,995,0002,344
Extraordinary gains, net$040
Net income$1,995,0002,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,279
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,995,0002,226
2003-06-30 (YTD Data)Rank
Total interest income$9,471,0001,554
Total interest expense$3,264,0001,481
Net interest income$6,207,0001,572
Provision for loan and lease losses$334,0001,656
Total noninterest income$814,0002,723
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$397,0002,111
Trading account gains and fees$0150
Additional Noninterest Income$417,0002,735
Total noninterest expense$4,873,0001,649
Salaries and employee benefits$2,876,0001,498
Premises and equipment expense$691,0001,656
Additional noninterest expense$1,306,0001,847
Pre-tax net operating income$1,814,0002,225
Securities gains (losses)$03,782
Applicable income taxes$607,0002,030
Income before extraordinary items$1,207,0002,566
Extraordinary gains, net$030
Net income$1,207,0002,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,447
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,207,0002,412
2003-03-31 (YTD Data)Rank
Total interest income$4,632,0001,603
Total interest expense$1,667,0001,487
Net interest income$2,965,0001,651
Provision for loan and lease losses$160,0001,616
Total noninterest income$375,0002,783
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$183,0002,189
Trading account gains and fees$0134
Additional Noninterest Income$192,0002,784
Total noninterest expense$2,272,0001,740
Salaries and employee benefits$1,349,0001,578
Premises and equipment expense$315,0001,814
Additional noninterest expense$608,0001,937
Pre-tax net operating income$908,0002,223
Securities gains (losses)$02,891
Applicable income taxes$295,0002,083
Income before extraordinary items$613,0002,492
Extraordinary gains, net$021
Net income$613,0002,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,377
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$613,0002,354
2002-12-31 (YTD Data)Rank
Total interest income$17,138,0001,806
Total interest expense$6,376,0001,789
Net interest income$10,762,0001,800
Provision for loan and lease losses$603,0002,048
Total noninterest income$1,413,0002,736
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$663,0002,352
Trading account gains and fees$0153
Additional Noninterest Income$750,0002,607
Total noninterest expense$8,194,0001,846
Salaries and employee benefits$4,532,0001,764
Premises and equipment expense$1,157,0001,907
Additional noninterest expense$2,505,0001,851
Pre-tax net operating income$3,378,0002,270
Securities gains (losses)$-98,0009,130
Applicable income taxes$1,086,0002,085
Income before extraordinary items$2,194,0002,615
Extraordinary gains, net$070
Net income$2,194,0002,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0003,271
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,259,6602,460
2001-12-31 (YTD Data)Rank
Total interest income$15,267,0002,232
Total interest expense$7,950,0002,026
Net interest income$7,317,0002,443
Provision for loan and lease losses$571,0001,986
Total noninterest income$752,0004,023
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$457,0003,058
Trading account gains and fees$0177
Additional Noninterest Income$295,0004,146
Total noninterest expense$5,900,0002,413
Salaries and employee benefits$3,412,0002,199
Premises and equipment expense$820,0002,565
Additional noninterest expense$1,668,0002,619
Pre-tax net operating income$1,598,0003,703
Securities gains (losses)$04,612
Applicable income taxes$560,0003,106
Income before extraordinary items$1,038,0004,181
Extraordinary gains, net$0105
Net income$1,038,0004,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,241
Cash dividends$25,0006,381
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,038,0004,069
2000-12-31 (YTD Data)Rank
Total interest income$11,228,0003,072
Total interest expense$6,325,0002,643
Net interest income$4,903,0003,541
Provision for loan and lease losses$513,0001,830
Total noninterest income$442,0005,240
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$323,0003,838
Trading account gains and feesNANA
Additional Noninterest Income$119,0006,021
Total noninterest expense$3,682,0003,555
Salaries and employee benefits$2,175,0003,225
Premises and equipment expense$496,0003,816
Additional noninterest expense$1,011,0003,965
Pre-tax net operating income$1,150,0004,847
Securities gains (losses)$01,956
Applicable income taxes$389,0004,028
Income before extraordinary items$761,0005,196
Extraordinary gains, net$038
Net income$761,0005,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,280
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$6,000,000163
Net operating income$761,0005,186
1999-12-31 (YTD Data)Rank
Total interest income$5,453,0005,267
Total interest expense$2,943,0004,674
Net interest income$2,510,0005,789
Provision for loan and lease losses$867,0001,099
Total noninterest income$243,0007,020
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$153,0005,799
Trading account gains and feesNANA
Additional Noninterest Income$90,0006,873
Total noninterest expense$2,643,0004,666
Salaries and employee benefits$1,584,0004,155
Premises and equipment expense$268,0005,829
Additional noninterest expense$791,0004,825
Pre-tax net operating income$-757,0009,987
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-757,00010,017
Extraordinary gains, net$035
Net income$-757,00010,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,619
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$750,000553
Net operating income$-757,00010,006
1998-12-31 (YTD Data)Rank
Total interest income$324,00010,302
Total interest expense$185,00010,206
Net interest income$139,00010,347
Provision for loan and lease losses$08,652
Total noninterest income$70,0009,516
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,0008,992
Trading account gains and feesNANA
Additional Noninterest Income$67,0007,572
Total noninterest expense$728,0009,024
Salaries and employee benefits$382,0009,079
Premises and equipment expense$64,0009,489
Additional noninterest expense$282,0008,290
Pre-tax net operating income$-519,00010,196
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-519,00010,238
Extraordinary gains, net$032
Net income$-519,00010,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$11,214,00084
Net operating income$-519,00010,208

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.