Home > New Peoples Bank, Inc. > Net charge- offs to loans
New Peoples Bank, Inc., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 2,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 4,268 |
| Percentage Net Loans Charged-off:Construction & development | -0.0877% | 4,453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3330% | 4,557 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0515% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4290% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3546% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2519% | 1,654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 4,088 |
| Percentage Net Loans Charged-off:Construction & development | -0.0968% | 4,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 3,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 4,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 3,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4011% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8168% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2410% | 1,548 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 4,103 |
| Percentage Net Loans Charged-off:Construction & development | -0.0747% | 4,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 4,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0171% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4356% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3103% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2445% | 1,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 4,123 |
| Percentage Net Loans Charged-off:Construction & development | -0.0469% | 4,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 4,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 4,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2903% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6710% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2182% | 1,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1075% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.3765% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 4,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3326% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 3,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 4,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0292% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3951% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3190% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2905% | 1,370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1225% | 514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0463% | 316 |
| Percentage Net Loans Charged-off:Construction & development | 0.5280% | 29 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 4,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4334% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 4,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0232% | 4,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1665% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2130% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1097% | 1,803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3483% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0527% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1781% | 1,503 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0111% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1326% | 1,573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7234% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0249% | 4,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 4,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1260% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2546% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4145% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1344% | 1,377 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1413% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1733% | 229 |
| Percentage Net Loans Charged-off:Construction & development | -0.0208% | 4,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4694% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 3,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0970% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0616% | 4,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1749% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2992% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0269% | 2,299 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2066% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2590% | 135 |
| Percentage Net Loans Charged-off:Construction & development | -0.0286% | 4,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6354% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1353% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0702% | 4,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1224% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1533% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0640% | 3,965 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2948% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3825% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9651% | 54 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0893% | 4,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0101% | 3,680 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7123% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1793% | 4,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4119% | 291 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0797% | 3,943 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7810% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2082% | 4,204 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 1,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1461% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0492% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3759% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1421% | 2,282 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5203% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0048% | 2,883 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0885% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1845% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5220% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1326% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2136% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0501% | 2,512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0234% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 4,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 4,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8692% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2145% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4610% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1298% | 2,049 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1190% | 4,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4725% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3430% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2904% | 1,534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3633% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | -0.1114% | 4,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1112% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2248% | 4,196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3110% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1122% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2214% | 2,373 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2763% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0615% | 2,969 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3554% | 477 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 4,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.1493% | 4,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 4,582 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3014% | 4,253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4137% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 4,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6579% | 121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0905% | 2,756 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3247% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0233% | 2,966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1514% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0296% | 4,713 |
| Percentage Net Loans Charged-off:Construction & development | -0.2221% | 4,705 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,439 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4496% | 4,279 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0224% | 4,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0654% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 4,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7611% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0342% | 4,440 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1095% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0969% | 4,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 2,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0355% | 4,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1546% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0869% | 4,508 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2109% | 909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1216% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 0.2926% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1920% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0532% | 3,756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0935% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1139% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1382% | 2,718 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8812% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0819% | 2,910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2821% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1624% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.4116% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2584% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1116% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0604% | 3,809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1196% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5645% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1151% | 2,630 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9584% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0802% | 2,698 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3985% | 393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2011% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 0.7135% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4012% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1033% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0555% | 3,831 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1105% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5585% | 167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1202% | 2,429 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6260% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0940% | 2,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4329% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 1.4458% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0246% | 5,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0743% | 3,927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7105% | 79 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0549% | 2,325 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5661% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0666% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0035% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 4,836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2645% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1083% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2710% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4312% | 5,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5833% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5863% | 1,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 2,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 4,896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1743% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0133% | 3,805 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1820% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5883% | 5,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7121% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7144% | 1,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0983% | 5,406 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1092% | 5,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2068% | 5,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1858% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0201% | 3,847 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1942% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8215% | 5,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0824% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0847% | 633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0880% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1975% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2824% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2212% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0401% | 4,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2320% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7242% | 5,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3126% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3129% | 1,642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2139% | 618 |
| Percentage Net Loans Charged-off:Construction & development | -0.1045% | 4,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3323% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1375% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2567% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0960% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2638% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 2,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 2,586 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2502% | 2,435 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1666% | 5,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1865% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2063% | 562 |
| Percentage Net Loans Charged-off:Construction & development | -0.1357% | 5,019 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2642% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1816% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2836% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1268% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2906% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0732% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0333% | 3,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0333% | 3,144 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1823% | 5,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1528% | 1,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1935% | 634 |
| Percentage Net Loans Charged-off:Construction & development | -0.1502% | 5,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2833% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1513% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2823% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1902% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2865% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3770% | 5,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0410% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0410% | 2,812 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1882% | 5,374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2459% | 837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2771% | 394 |
| Percentage Net Loans Charged-off:Construction & development | -0.2205% | 5,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1136% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0606% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4137% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5676% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4068% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0734% | 4,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0986% | 2,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0986% | 2,115 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1975% | 5,378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 3,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3766% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0774% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5571% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7651% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2692% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0386% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2795% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.1974% | 5,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2420% | 2,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2420% | 2,347 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0762% | 5,358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 3,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3795% | 438 |
| Percentage Net Loans Charged-off:Construction & development | -0.6906% | 5,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6283% | 283 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6487% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2516% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2628% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -7.2257% | 6,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3859% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3859% | 1,644 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0338% | 5,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5275% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5911% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 1.4608% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0054% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4335% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2997% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3130% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0396% | 2,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0396% | 2,811 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0544% | 5,402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8481% | 281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9490% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5622% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.7750% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3183% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3318% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0567% | 4,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1099% | 2,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1099% | 2,130 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6666% | 574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7316% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.3237% | 697 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4945% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3391% | 245 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3696% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3402% | 4,711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3959% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0807% | 2,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1505% | 3,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1505% | 2,965 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4110% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7327% | 465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8017% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 0.6830% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5132% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4749% | 193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4265% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3387% | 4,746 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4541% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1309% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2105% | 2,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2105% | 2,440 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1657% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6235% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6983% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 0.2259% | 621 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5423% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2480% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2568% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1745% | 5,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1781% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1781% | 2,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0484% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7248% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8089% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 0.6219% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5734% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2308% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2389% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1348% | 5,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1891% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1891% | 2,068 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0973% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8433% | 732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7733% | 682 |
| Percentage Net Loans Charged-off:Construction & development | -0.6011% | 5,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7090% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2320% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2456% | 4,903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2494% | 1,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8031% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0925% | 3,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0925% | 3,602 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4722% | 149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8224% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7382% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 0.7147% | 867 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3085% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3773% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4688% | 4,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4080% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7067% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2533% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2533% | 2,507 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0505% | 126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2111% | 475 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1088% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 1.5149% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9552% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5151% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9924% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4977% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2096% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3394% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3394% | 2,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.4197% | 98 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8697% | 250 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5472% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 3.1816% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3527% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5725% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5931% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3750% | 215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7119% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7119% | 1,176 |
| Percentage Net Loans Charged-off: All other loans and lease | 25.2588% | 50 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1428% | 909 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0828% | 902 |
| Percentage Net Loans Charged-off:Construction & development | 1.0562% | 1,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7378% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5714% | 547 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6175% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4501% | 1,072 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6239% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5340% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8194% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8194% | 1,512 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1238% | 6,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1504% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0869% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 1.2980% | 1,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5982% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6445% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5747% | 865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6472% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5378% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8694% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8694% | 1,325 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2043% | 6,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1964% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0990% | 881 |
| Percentage Net Loans Charged-off:Construction & development | 1.4911% | 1,103 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0306% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5218% | 1,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8504% | 638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5090% | 1,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1043% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8392% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8392% | 1,309 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2997% | 6,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5699% | 636 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7127% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 2.4558% | 674 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8938% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2517% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2615% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2446% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2941% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2941% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5232% | 6,356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2463% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9407% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 13.8469% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7481% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4356% | 2,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1563% | 1,697 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4460% | 2,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3609% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2155% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1626% | 1,247 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.2993% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7870% | 362 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4798% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 18.1755% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1939% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4004% | 2,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2082% | 1,411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4076% | 2,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8751% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2726% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2037% | 1,067 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.5783% | 97 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8986% | 369 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3356% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 13.5499% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7321% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4425% | 2,052 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0208% | 5,248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4596% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3779% | 195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3597% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2634% | 967 |
| Percentage Net Loans Charged-off: All other loans and lease | 19.4743% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8262% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5323% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 14.8015% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8254% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3051% | 1,951 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0419% | 5,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3177% | 1,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.0607% | 89 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3254% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1892% | 917 |
| Percentage Net Loans Charged-off: All other loans and lease | 35.5200% | 50 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1477% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2732% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 15.8608% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0170% | 1,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4124% | 886 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6183% | 1,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3343% | 1,432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6281% | 1,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6410% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0404% | 2,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7374% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7578% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7956% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 12.0211% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0668% | 1,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5577% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3026% | 2,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3129% | 2,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3787% | 1,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2788% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9083% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6183% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7458% | 981 |
| Percentage Net Loans Charged-off:Construction & development | 13.5080% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1082% | 2,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8591% | 498 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4373% | 2,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4519% | 1,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2076% | 3,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9392% | 2,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6291% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6550% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7536% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 6.1938% | 669 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1258% | 2,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1299% | 2,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0299% | 2,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1476% | 3,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0932% | 528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1550% | 5,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1286% | 4,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.5954% | 2,853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0341% | 3,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 3,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0578% | 1,836 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1050% | 3,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1256% | 4,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4207% | 4,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1511% | 1,694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1472% | 5,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1258% | 4,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.8036% | 2,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 2,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0590% | 3,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 3,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1665% | 3,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3414% | 4,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0819% | 1,632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1366% | 4,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1237% | 3,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.6976% | 1,966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0829% | 3,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 2,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 6,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3788% | 3,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1220% | 1,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1104% | 4,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0978% | 2,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.7299% | 1,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 2,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 2,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1921% | 7,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4649% | 3,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1707% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1740% | 4,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0504% | 4,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0931% | 2,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0977% | 2,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1001% | 2,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8770% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6039% | 3,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2416% | 1,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1325% | 3,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 4,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0404% | 2,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 3,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 2,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8795% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4643% | 3,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0664% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1386% | 3,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 3,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0684% | 1,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 2,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 2,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9872% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4178% | 3,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1761% | 2,311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4302% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5630% | 2,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0435% | 6,893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3328% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 3,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0052% | 1,545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0398% | 1,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 2,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0469% | 2,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7546% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4036% | 3,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0155% | 6,887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 3,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 2,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 1,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 2,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 1,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2173% | 2,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2958% | 3,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0136% | 6,859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 3,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0836% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0332% | 7,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5239% | 2,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0711% | 1,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0317% | 3,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 1,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 1,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0556% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0913% | 7,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1794% | 3,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1520% | 753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 3,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 2,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 1,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0592% | 1,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0946% | 2,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3858% | 3,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 2,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 2,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0220% | 2,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3541% | 3,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 1,981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0563% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 7,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 7,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0111% | 2,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2972% | 3,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2225% | 3,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 4,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 3,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0682% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 2,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 2,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0088% | 4,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5654% | 3,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 3,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 3,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5971% | 2,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 3,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5827% | 2,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 3,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4572% | 2,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0967% | 4,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 3,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1668% | 3,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5885% | 3,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 3,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 3,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 2,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 2,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6052% | 2,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 4,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4021% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 3,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4555% | 3,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 5,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 4,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3389% | 5,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 5,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0141% | 4,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2834% | 4,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 5,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0216% | 3,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2119% | 4,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 3,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0453% | 2,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3645% | 3,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 5,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2734% | 3,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2344% | 5,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 5,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1226% | 4,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1640% | 6,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0613% | 5,507 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 7,770 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |