Home > New Millennium Bank > Income and Expense

New Millennium Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$45,034,000	1,020
Total interest expense	$19,023,000	806
Net interest income	$26,011,000	1,160
Provision for loan and lease losses	$850,000	923
Total noninterest income	$2,249,000	1,891
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$168,000	2,873
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,081,000	1,582
Total noninterest expense	$15,433,000	1,489
Salaries and employee benefits	$9,292,000	1,418
Premises and equipment expense	$2,175,000	1,138
Additional noninterest expense	$2,081,000	1,582
Pre-tax net operating income	$11,977,000	1,008
Securities gains (losses)	$0	988
Applicable income taxes	$3,743,000	649
Income before extraordinary items	$8,234,000	1,187
Extraordinary gains, net	$0	54
Net income	$8,234,000	1,203
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,234,000	1,190
Net charge-offs	$-156,000	4,412
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$781,000	219
Net operating income	$8,234,000	1,207
2023-09-30 (YTD Data)		Rank
Total interest income	$33,294,000	1,010
Total interest expense	$13,778,000	785
Net interest income	$19,516,000	1,171
Provision for loan and lease losses	$700,000	824
Total noninterest income	$1,811,000	1,826
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$122,000	2,917
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,689,000	1,495
Total noninterest expense	$11,883,000	1,446
Salaries and employee benefits	$6,979,000	1,415
Premises and equipment expense	$1,640,000	1,130
Additional noninterest expense	$1,689,000	1,495
Pre-tax net operating income	$8,744,000	1,074
Securities gains (losses)	$0	849
Applicable income taxes	$2,648,000	701
Income before extraordinary items	$6,096,000	1,234
Extraordinary gains, net	$0	52
Net income	$6,096,000	1,243
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,096,000	1,234
Net charge-offs	$-82,000	4,324
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$30,653,000	14
Net operating income	$6,096,000	1,257
2023-06-30 (YTD Data)		Rank
Total interest income	$21,869,000	991
Total interest expense	$8,855,000	742
Net interest income	$13,014,000	1,184
Provision for loan and lease losses	$475,000	804
Total noninterest income	$1,417,000	1,608
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$75,000	3,002
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,342,000	1,269
Total noninterest expense	$7,880,000	1,437
Salaries and employee benefits	$4,642,000	1,406
Premises and equipment expense	$1,091,000	1,123
Additional noninterest expense	$1,342,000	1,268
Pre-tax net operating income	$6,076,000	1,038
Securities gains (losses)	$0	938
Applicable income taxes	$1,836,000	699
Income before extraordinary items	$4,240,000	1,199
Extraordinary gains, net	$0	51
Net income	$4,240,000	1,210
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,240,000	1,199
Net charge-offs	$87,000	976
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$489,000	177
Net operating income	$4,240,000	1,206
2023-03-31 (YTD Data)		Rank
Total interest income	$10,765,000	995
Total interest expense	$4,293,000	691
Net interest income	$6,472,000	1,187
Provision for loan and lease losses	$200,000	881
Total noninterest income	$975,000	1,316
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$37,000	3,030
Trading account gains and fees	NA	NA
Additional Noninterest Income	$938,000	1,018
Total noninterest expense	$3,899,000	1,476
Salaries and employee benefits	$2,323,000	1,440
Premises and equipment expense	$555,000	1,132
Additional noninterest expense	$938,000	1,018
Pre-tax net operating income	$3,348,000	993
Securities gains (losses)	$0	950
Applicable income taxes	$1,009,000	674
Income before extraordinary items	$2,339,000	1,131
Extraordinary gains, net	$0	4
Net income	$2,339,000	1,130
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,339,000	1,130
Net charge-offs	$-156,000	4,588
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$325,000	133
Net operating income	$2,339,000	1,150
2022-12-31 (YTD Data)		Rank
Total interest income	$26,691,000	1,256
Total interest expense	$4,539,000	846
Net interest income	$22,152,000	1,324
Provision for loan and lease losses	$0	3,012
Total noninterest income	$3,477,000	1,494
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$124,000	3,252
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,353,000	1,170
Total noninterest expense	$14,650,000	1,516
Salaries and employee benefits	$8,700,000	1,467
Premises and equipment expense	$2,124,000	1,139
Additional noninterest expense	$3,353,000	1,170
Pre-tax net operating income	$10,979,000	1,202
Securities gains (losses)	$0	691
Applicable income taxes	$2,625,000	905
Income before extraordinary items	$8,354,000	1,260
Extraordinary gains, net	$0	5
Net income	$8,354,000	1,258
Minority interest net income	$0	63
Net income of bank and minority interests.	$8,354,000	1,260
Net charge-offs	$-87,000	4,240
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$2,111,000	169
Net operating income	$8,354,000	1,279
2022-09-30 (YTD Data)		Rank
Total interest income	$17,338,000	1,336
Total interest expense	$2,068,000	993
Net interest income	$15,270,000	1,391
Provision for loan and lease losses	$-500,000	4,583
Total noninterest income	$2,396,000	1,592
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$85,000	3,357
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,311,000	1,263
Total noninterest expense	$10,946,000	1,514
Salaries and employee benefits	$6,581,000	1,458
Premises and equipment expense	$1,602,000	1,130
Additional noninterest expense	$2,311,000	1,263
Pre-tax net operating income	$7,220,000	1,298
Securities gains (losses)	$0	740
Applicable income taxes	$2,175,000	857
Income before extraordinary items	$5,045,000	1,477
Extraordinary gains, net	$0	4
Net income	$5,045,000	1,477
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,045,000	1,477
Net charge-offs	$-281,000	4,549
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$1,925,000	152
Net operating income	$5,045,000	1,510
2022-06-30 (YTD Data)		Rank
Total interest income	$10,250,000	1,438
Total interest expense	$1,094,000	1,056
Net interest income	$9,156,000	1,486
Provision for loan and lease losses	$-500,000	4,608
Total noninterest income	$2,005,000	1,383
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$57,000	3,370
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,948,000	1,110
Total noninterest expense	$7,357,000	1,482
Salaries and employee benefits	$4,464,000	1,440
Premises and equipment expense	$1,074,000	1,118
Additional noninterest expense	$1,819,000	1,726
Pre-tax net operating income	$4,304,000	1,337
Securities gains (losses)	$0	687
Applicable income taxes	$1,295,000	862
Income before extraordinary items	$3,009,000	1,523
Extraordinary gains, net	$0	4
Net income	$3,009,000	1,522
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,009,000	1,523
Net charge-offs	$-179,000	4,521
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$1,806,000	105
Net operating income	$3,009,000	1,560
2022-03-31 (YTD Data)		Rank
Total interest income	$4,832,000	1,478
Total interest expense	$551,000	1,001
Net interest income	$4,281,000	1,522
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,511,000	1,056
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$25,000	3,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,486,000	842
Total noninterest expense	$3,718,000	1,461
Salaries and employee benefits	$2,297,000	1,402
Premises and equipment expense	$542,000	1,113
Additional noninterest expense	$879,000	1,753
Pre-tax net operating income	$2,074,000	1,316
Securities gains (losses)	$0	623
Applicable income taxes	$641,000	849
Income before extraordinary items	$1,433,000	1,501
Extraordinary gains, net	$0	4
Net income	$1,433,000	1,500
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,433,000	1,501
Net charge-offs	$-30,000	4,272
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$331,000	146
Net operating income	$1,433,000	1,518
2021-12-31 (YTD Data)		Rank
Total interest income	$20,311,000	1,467
Total interest expense	$2,757,000	992
Net interest income	$17,554,000	1,516
Provision for loan and lease losses	$100,000	2,175
Total noninterest income	$6,688,000	1,088
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$82,000	3,634
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,606,000	883
Total noninterest expense	$11,851,000	1,750
Salaries and employee benefits	$6,893,000	1,724
Premises and equipment expense	$1,881,000	1,279
Additional noninterest expense	$3,077,000	1,939
Pre-tax net operating income	$12,291,000	1,111
Securities gains (losses)	$0	2,062
Applicable income taxes	$3,999,000	728
Income before extraordinary items	$8,292,000	1,312
Extraordinary gains, net	$0	10
Net income	$8,292,000	1,312
Minority interest net income	$0	74
Net income of bank and minority interests.	$8,292,000	1,312
Net charge-offs	$-324,000	4,655
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$332,000	357
Net operating income	$8,292,000	1,293
2021-09-30 (YTD Data)		Rank
Total interest income	$15,044,000	1,507
Total interest expense	$2,182,000	988
Net interest income	$12,862,000	1,576
Provision for loan and lease losses	$100,000	1,926
Total noninterest income	$5,392,000	1,066
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$63,000	3,647
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,329,000	861
Total noninterest expense	$8,671,000	1,782
Salaries and employee benefits	$4,973,000	1,786
Premises and equipment expense	$1,351,000	1,335
Additional noninterest expense	$2,347,000	1,916
Pre-tax net operating income	$9,483,000	1,125
Securities gains (losses)	$0	2,015
Applicable income taxes	$3,073,000	741
Income before extraordinary items	$6,410,000	1,325
Extraordinary gains, net	$0	8
Net income	$6,410,000	1,325
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,410,000	1,325
Net charge-offs	$-298,000	4,747
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$262,000	316
Net operating income	$6,410,000	1,308
2021-06-30 (YTD Data)		Rank
Total interest income	$9,512,000	1,570
Total interest expense	$1,536,000	972
Net interest income	$7,976,000	1,655
Provision for loan and lease losses	$100,000	1,668
Total noninterest income	$1,816,000	1,614
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$41,000	3,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,775,000	1,389
Total noninterest expense	$5,424,000	1,859
Salaries and employee benefits	$2,978,000	1,942
Premises and equipment expense	$892,000	1,345
Additional noninterest expense	$1,554,000	1,908
Pre-tax net operating income	$4,268,000	1,463
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,355,000	953
Income before extraordinary items	$2,913,000	1,738
Extraordinary gains, net	$0	6
Net income	$2,913,000	1,738
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,913,000	1,738
Net charge-offs	$-201,000	4,746
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$177,000	290
Net operating income	$2,913,000	1,713
2021-03-31 (YTD Data)		Rank
Total interest income	$4,550,000	1,627
Total interest expense	$826,000	959
Net interest income	$3,724,000	1,735
Provision for loan and lease losses	$100,000	1,234
Total noninterest income	$850,000	1,679
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$20,000	3,668
Trading account gains and fees	NA	NA
Additional Noninterest Income	$830,000	1,439
Total noninterest expense	$2,569,000	1,924
Salaries and employee benefits	$1,225,000	2,193
Premises and equipment expense	$455,000	1,339
Additional noninterest expense	$889,000	1,691
Pre-tax net operating income	$1,905,000	1,578
Securities gains (losses)	$0	1,392
Applicable income taxes	$596,000	1,016
Income before extraordinary items	$1,309,000	1,878
Extraordinary gains, net	$0	3
Net income	$1,309,000	1,877
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,309,000	1,878
Net charge-offs	$-33,000	4,492
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$4,000	464
Net operating income	$1,309,000	1,848
2020-12-31 (YTD Data)		Rank
Total interest income	$18,602,000	1,591
Total interest expense	$4,961,000	955
Net interest income	$13,641,000	1,791
Provision for loan and lease losses	$2,700,000	867
Total noninterest income	$4,067,000	1,448
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$99,000	3,582
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,968,000	1,214
Total noninterest expense	$10,400,000	1,900
Salaries and employee benefits	$5,613,000	1,991
Premises and equipment expense	$1,818,000	1,286
Additional noninterest expense	$2,969,000	1,928
Pre-tax net operating income	$4,608,000	1,884
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,486,000	1,143
Income before extraordinary items	$3,122,000	2,255
Extraordinary gains, net	$0	4
Net income	$3,122,000	2,255
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,122,000	2,255
Net charge-offs	$276,000	1,337
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$79,000	463
Net operating income	$3,122,000	2,197
2020-09-30 (YTD Data)		Rank
Total interest income	$13,995,000	1,591
Total interest expense	$3,880,000	988
Net interest income	$10,115,000	1,800
Provision for loan and lease losses	$2,200,000	838
Total noninterest income	$3,098,000	1,387
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$72,000	3,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,026,000	1,163
Total noninterest expense	$7,959,000	1,848
Salaries and employee benefits	$4,160,000	1,994
Premises and equipment expense	$1,355,000	1,295
Additional noninterest expense	$2,444,000	1,771
Pre-tax net operating income	$3,054,000	2,022
Securities gains (losses)	$0	2,494
Applicable income taxes	$977,000	1,198
Income before extraordinary items	$2,077,000	2,397
Extraordinary gains, net	$0	4
Net income	$2,077,000	2,397
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,077,000	2,397
Net charge-offs	$232,000	1,178
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$72,000	419
Net operating income	$2,077,000	2,349
2020-06-30 (YTD Data)		Rank
Total interest income	$9,339,000	1,599
Total interest expense	$2,664,000	1,029
Net interest income	$6,675,000	1,817
Provision for loan and lease losses	$800,000	1,225
Total noninterest income	$997,000	2,026
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$54,000	3,542
Trading account gains and fees	NA	NA
Additional Noninterest Income	$943,000	1,728
Total noninterest expense	$5,386,000	1,826
Salaries and employee benefits	$2,783,000	1,981
Premises and equipment expense	$895,000	1,298
Additional noninterest expense	$1,708,000	1,710
Pre-tax net operating income	$1,486,000	2,397
Securities gains (losses)	$0	2,249
Applicable income taxes	$506,000	1,341
Income before extraordinary items	$980,000	2,833
Extraordinary gains, net	$0	4
Net income	$980,000	2,832
Minority interest net income	$0	65
Net income of bank and minority interests.	$980,000	2,833
Net charge-offs	$-63,000	4,803
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$15,000	462
Net operating income	$980,000	2,786
2020-03-31 (YTD Data)		Rank
Total interest income	$4,837,000	1,550
Total interest expense	$1,386,000	1,089
Net interest income	$3,451,000	1,731
Provision for loan and lease losses	$200,000	1,434
Total noninterest income	$762,000	1,507
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$35,000	3,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$727,000	1,212
Total noninterest expense	$2,873,000	1,748
Salaries and employee benefits	$1,582,000	1,814
Premises and equipment expense	$452,000	1,299
Additional noninterest expense	$839,000	1,764
Pre-tax net operating income	$1,140,000	1,652
Securities gains (losses)	$0	1,705
Applicable income taxes	$404,000	868
Income before extraordinary items	$736,000	2,094
Extraordinary gains, net	$0	4
Net income	$736,000	2,093
Minority interest net income	$0	56
Net income of bank and minority interests.	$736,000	2,094
Net charge-offs	$-31,000	4,762
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$7,000	445
Net operating income	$736,000	2,061
2019-12-31 (YTD Data)		Rank
Total interest income	$21,856,000	1,414
Total interest expense	$8,299,000	798
Net interest income	$13,557,000	1,754
Provision for loan and lease losses	$420,000	1,642
Total noninterest income	$3,018,000	1,559
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$135,000	3,626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,883,000	1,229
Total noninterest expense	$10,560,000	1,839
Salaries and employee benefits	$6,017,000	1,838
Premises and equipment expense	$1,633,000	1,400
Additional noninterest expense	$2,910,000	1,975
Pre-tax net operating income	$5,595,000	1,617
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,684,000	1,010
Income before extraordinary items	$3,911,000	1,918
Extraordinary gains, net	$0	11
Net income	$3,911,000	1,919
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,911,000	1,920
Net charge-offs	$115,000	2,118
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$45,000	541
Net operating income	$3,911,000	1,885
2019-09-30 (YTD Data)		Rank
Total interest income	$16,758,000	1,393
Total interest expense	$6,327,000	788
Net interest income	$10,431,000	1,735
Provision for loan and lease losses	$220,000	1,886
Total noninterest income	$2,299,000	1,539
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$102,000	3,658
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,197,000	1,215
Total noninterest expense	$7,856,000	1,858
Salaries and employee benefits	$4,483,000	1,854
Premises and equipment expense	$1,172,000	1,462
Additional noninterest expense	$2,201,000	1,963
Pre-tax net operating income	$4,654,000	1,543
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,401,000	974
Income before extraordinary items	$3,253,000	1,818
Extraordinary gains, net	$0	11
Net income	$3,253,000	1,819
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,253,000	1,819
Net charge-offs	$146,000	1,505
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$34,000	506
Net operating income	$3,253,000	1,787
2019-06-30 (YTD Data)		Rank
Total interest income	$11,029,000	1,404
Total interest expense	$4,128,000	791
Net interest income	$6,901,000	1,742
Provision for loan and lease losses	$120,000	2,025
Total noninterest income	$1,131,000	1,828
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$66,000	3,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,065,000	1,433
Total noninterest expense	$5,298,000	1,836
Salaries and employee benefits	$2,993,000	1,855
Premises and equipment expense	$793,000	1,449
Additional noninterest expense	$1,512,000	1,923
Pre-tax net operating income	$2,614,000	1,726
Securities gains (losses)	$0	1,702
Applicable income taxes	$787,000	1,070
Income before extraordinary items	$1,827,000	2,052
Extraordinary gains, net	$0	11
Net income	$1,827,000	2,050
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,827,000	2,052
Net charge-offs	$183,000	1,051
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$22,000	500
Net operating income	$1,827,000	2,031
2019-03-31 (YTD Data)		Rank
Total interest income	$5,400,000	1,427
Total interest expense	$2,029,000	789
Net interest income	$3,371,000	1,795
Provision for loan and lease losses	$120,000	1,335
Total noninterest income	$363,000	2,291
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$35,000	3,627
Trading account gains and fees	NA	NA
Additional Noninterest Income	$328,000	1,875
Total noninterest expense	$2,588,000	1,885
Salaries and employee benefits	$1,484,000	1,878
Premises and equipment expense	$388,000	1,496
Additional noninterest expense	$716,000	1,988
Pre-tax net operating income	$1,026,000	2,022
Securities gains (losses)	$0	1,087
Applicable income taxes	$309,000	1,237
Income before extraordinary items	$717,000	2,330
Extraordinary gains, net	$0	5
Net income	$717,000	2,329
Minority interest net income	$0	52
Net income of bank and minority interests.	$717,000	2,329
Net charge-offs	$-22,000	4,889
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$11,000	458
Net operating income	$717,000	2,316
2018-12-31 (YTD Data)		Rank
Total interest income	$17,972,000	1,590
Total interest expense	$4,089,000	1,110
Net interest income	$13,883,000	1,721
Provision for loan and lease losses	$1,371,000	682
Total noninterest income	$3,823,000	1,309
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$125,000	3,899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,698,000	977
Total noninterest expense	$10,603,000	1,804
Salaries and employee benefits	$6,031,000	1,798
Premises and equipment expense	$1,658,000	1,361
Additional noninterest expense	$2,914,000	1,979
Pre-tax net operating income	$5,732,000	1,582
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,725,000	961
Income before extraordinary items	$4,007,000	1,912
Extraordinary gains, net	$0	6
Net income	$4,007,000	1,910
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,007,000	1,911
Net charge-offs	$571,000	878
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$85,000	507
Net operating income	$4,007,000	1,904
2018-09-30 (YTD Data)		Rank
Total interest income	$13,054,000	1,615
Total interest expense	$2,697,000	1,183
Net interest income	$10,357,000	1,726
Provision for loan and lease losses	$1,171,000	580
Total noninterest income	$3,417,000	1,166
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$89,000	3,999
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,328,000	877
Total noninterest expense	$8,011,000	1,800
Salaries and employee benefits	$4,549,000	1,786
Premises and equipment expense	$1,262,000	1,364
Additional noninterest expense	$2,200,000	1,955
Pre-tax net operating income	$4,592,000	1,508
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,382,000	948
Income before extraordinary items	$3,210,000	1,815
Extraordinary gains, net	$0	5
Net income	$3,210,000	1,814
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,210,000	1,814
Net charge-offs	$205,000	1,237
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$54,000	492
Net operating income	$3,210,000	1,801
2018-06-30 (YTD Data)		Rank
Total interest income	$8,492,000	1,636
Total interest expense	$1,636,000	1,213
Net interest income	$6,856,000	1,742
Provision for loan and lease losses	$821,000	552
Total noninterest income	$2,004,000	1,285
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$56,000	4,086
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,948,000	952
Total noninterest expense	$5,379,000	1,799
Salaries and employee benefits	$3,041,000	1,805
Premises and equipment expense	$856,000	1,351
Additional noninterest expense	$1,482,000	1,946
Pre-tax net operating income	$2,660,000	1,671
Securities gains (losses)	$0	961
Applicable income taxes	$748,000	1,068
Income before extraordinary items	$1,912,000	1,953
Extraordinary gains, net	$0	6
Net income	$1,912,000	1,951
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,912,000	1,952
Net charge-offs	$237,000	848
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$36,000	472
Net operating income	$1,912,000	1,942
2018-03-31 (YTD Data)		Rank
Total interest income	$3,940,000	1,736
Total interest expense	$772,000	1,209
Net interest income	$3,168,000	1,844
Provision for loan and lease losses	$300,000	673
Total noninterest income	$1,134,000	1,172
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$26,000	4,184
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,108,000	863
Total noninterest expense	$2,761,000	1,768
Salaries and employee benefits	$1,522,000	1,823
Premises and equipment expense	$432,000	1,369
Additional noninterest expense	$807,000	1,808
Pre-tax net operating income	$1,241,000	1,745
Securities gains (losses)	$0	735
Applicable income taxes	$349,000	1,095
Income before extraordinary items	$892,000	2,002
Extraordinary gains, net	$0	7
Net income	$892,000	2,001
Minority interest net income	$0	52
Net income of bank and minority interests.	$892,000	2,002
Net charge-offs	$201,000	576
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$18,000	443
Net operating income	$892,000	1,992
2017-12-31 (YTD Data)		Rank
Total interest income	$12,644,000	2,038
Total interest expense	$2,533,000	1,275
Net interest income	$10,111,000	2,205
Provision for loan and lease losses	$1,468,000	653
Total noninterest income	$5,479,000	1,053
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$107,000	4,260
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,372,000	778
Total noninterest expense	$10,447,000	1,841
Salaries and employee benefits	$5,582,000	1,920
Premises and equipment expense	$1,627,000	1,405
Additional noninterest expense	$3,238,000	1,829
Pre-tax net operating income	$3,675,000	2,162
Securities gains (losses)	$0	2,243
Applicable income taxes	$104,000	3,268
Income before extraordinary items	$3,571,000	1,771
Extraordinary gains, net	$0	9
Net income	$3,571,000	1,772
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,571,000	1,772
Net charge-offs	$897,000	749
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$161,000	430
Net operating income	$3,571,000	1,755
2017-09-30 (YTD Data)		Rank
Total interest income	$9,045,000	2,126
Total interest expense	$1,767,000	1,334
Net interest income	$7,278,000	2,284
Provision for loan and lease losses	$750,000	870
Total noninterest income	$4,368,000	1,024
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$86,000	4,227
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,282,000	762
Total noninterest expense	$7,758,000	1,853
Salaries and employee benefits	$4,118,000	1,946
Premises and equipment expense	$1,189,000	1,442
Additional noninterest expense	$2,451,000	1,813
Pre-tax net operating income	$3,138,000	1,994
Securities gains (losses)	$0	2,274
Applicable income taxes	$85,000	3,236
Income before extraordinary items	$3,053,000	1,716
Extraordinary gains, net	$0	9
Net income	$3,053,000	1,717
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,053,000	1,717
Net charge-offs	$494,000	818
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$120,000	405
Net operating income	$3,053,000	1,696
2017-06-30 (YTD Data)		Rank
Total interest income	$5,793,000	2,179
Total interest expense	$1,110,000	1,371
Net interest income	$4,683,000	2,336
Provision for loan and lease losses	$600,000	735
Total noninterest income	$3,005,000	987
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$57,000	4,239
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,948,000	744
Total noninterest expense	$5,154,000	1,858
Salaries and employee benefits	$2,700,000	1,984
Premises and equipment expense	$765,000	1,509
Additional noninterest expense	$1,689,000	1,752
Pre-tax net operating income	$1,934,000	2,079
Securities gains (losses)	$0	1,906
Applicable income taxes	$85,000	3,024
Income before extraordinary items	$1,849,000	1,818
Extraordinary gains, net	$0	11
Net income	$1,849,000	1,818
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,849,000	1,818
Net charge-offs	$533,000	532
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$79,000	380
Net operating income	$1,849,000	1,792
2017-03-31 (YTD Data)		Rank
Total interest income	$2,834,000	2,210
Total interest expense	$571,000	1,305
Net interest income	$2,263,000	2,394
Provision for loan and lease losses	$150,000	1,115
Total noninterest income	$1,170,000	1,177
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$29,000	4,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,141,000	872
Total noninterest expense	$2,484,000	1,937
Salaries and employee benefits	$1,354,000	2,015
Premises and equipment expense	$369,000	1,561
Additional noninterest expense	$761,000	1,916
Pre-tax net operating income	$799,000	2,285
Securities gains (losses)	$0	1,153
Applicable income taxes	$83,000	2,573
Income before extraordinary items	$716,000	2,159
Extraordinary gains, net	$0	8
Net income	$716,000	2,160
Minority interest net income	$0	55
Net income of bank and minority interests.	$716,000	2,160
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$39,000	357
Net operating income	$716,000	2,128
2016-12-31 (YTD Data)		Rank
Total interest income	$10,550,000	2,299
Total interest expense	$2,535,000	1,139
Net interest income	$8,015,000	2,620
Provision for loan and lease losses	$402,000	1,672
Total noninterest income	$4,319,000	1,271
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$104,000	4,461
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,215,000	957
Total noninterest expense	$9,691,000	1,957
Salaries and employee benefits	$4,987,000	2,090
Premises and equipment expense	$1,410,000	1,608
Additional noninterest expense	$3,294,000	1,815
Pre-tax net operating income	$2,241,000	2,865
Securities gains (losses)	$0	3,212
Applicable income taxes	$99,000	3,316
Income before extraordinary items	$2,142,000	2,674
Extraordinary gains, net	$0	5
Net income	$2,142,000	2,672
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,142,000	2,673
Net charge-offs	$23,000	3,584
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$160,000	436
Net operating income	$2,142,000	2,620
2016-09-30 (YTD Data)		Rank
Total interest income	$7,891,000	2,311
Total interest expense	$1,907,000	1,131
Net interest income	$5,984,000	2,637
Provision for loan and lease losses	$302,000	1,609
Total noninterest income	$3,069,000	1,318
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$77,000	4,517
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,992,000	987
Total noninterest expense	$6,815,000	2,067
Salaries and employee benefits	$3,685,000	2,106
Premises and equipment expense	$1,045,000	1,626
Additional noninterest expense	$2,085,000	2,108
Pre-tax net operating income	$1,936,000	2,673
Securities gains (losses)	$0	3,160
Applicable income taxes	$86,000	3,290
Income before extraordinary items	$1,850,000	2,470
Extraordinary gains, net	$0	5
Net income	$1,850,000	2,471
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,850,000	2,471
Net charge-offs	$37,000	2,782
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$118,000	404
Net operating income	$1,850,000	2,411
2016-06-30 (YTD Data)		Rank
Total interest income	$5,028,000	2,397
Total interest expense	$1,252,000	1,145
Net interest income	$3,776,000	2,742
Provision for loan and lease losses	$139,000	2,014
Total noninterest income	$2,279,000	1,208
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$50,000	4,550
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,229,000	900
Total noninterest expense	$4,566,000	2,071
Salaries and employee benefits	$2,433,000	2,138
Premises and equipment expense	$691,000	1,633
Additional noninterest expense	$1,442,000	2,042
Pre-tax net operating income	$1,350,000	2,571
Securities gains (losses)	$0	2,835
Applicable income taxes	$10,000	3,951
Income before extraordinary items	$1,340,000	2,307
Extraordinary gains, net	$0	16
Net income	$1,340,000	2,306
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,340,000	2,306
Net charge-offs	$109,000	1,545
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$79,000	391
Net operating income	$1,340,000	2,247
2016-03-31 (YTD Data)		Rank
Total interest income	$2,441,000	2,446
Total interest expense	$600,000	1,184
Net interest income	$1,841,000	2,790
Provision for loan and lease losses	$139,000	1,272
Total noninterest income	$1,288,000	1,076
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$24,000	4,602
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,264,000	796
Total noninterest expense	$2,191,000	2,144
Salaries and employee benefits	$1,263,000	2,089
Premises and equipment expense	$340,000	1,678
Additional noninterest expense	$588,000	2,441
Pre-tax net operating income	$799,000	2,280
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$799,000	1,989
Extraordinary gains, net	$0	12
Net income	$799,000	1,989
Minority interest net income	$0	62
Net income of bank and minority interests.	$799,000	1,989
Net charge-offs	$-15,000	5,360
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$39,000	359
Net operating income	$799,000	1,942
2015-12-31 (YTD Data)		Rank
Total interest income	$8,466,000	2,736
Total interest expense	$1,983,000	1,407
Net interest income	$6,483,000	3,038
Provision for loan and lease losses	$657,000	1,106
Total noninterest income	$3,311,000	1,497
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$93,000	4,798
Trading account gains and fees	$0	159
Additional Noninterest Income	$3,218,000	1,113
Total noninterest expense	$7,819,000	2,337
Salaries and employee benefits	$4,375,000	2,304
Premises and equipment expense	$1,314,000	1,736
Additional noninterest expense	$2,130,000	2,668
Pre-tax net operating income	$1,318,000	3,702
Securities gains (losses)	$0	3,216
Applicable income taxes	$12,000	4,048
Income before extraordinary items	$1,306,000	3,464
Extraordinary gains, net	$0	23
Net income	$1,306,000	3,462
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,306,000	3,464
Net charge-offs	$-158,000	5,821
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$75,000	556
Net operating income	$1,306,000	3,425
2015-09-30 (YTD Data)		Rank
Total interest income	$6,149,000	2,803
Total interest expense	$1,440,000	1,452
Net interest income	$4,709,000	3,118
Provision for loan and lease losses	$429,000	1,177
Total noninterest income	$2,312,000	1,594
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$68,000	4,884
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,244,000	1,175
Total noninterest expense	$5,685,000	2,417
Salaries and employee benefits	$3,133,000	2,399
Premises and equipment expense	$991,000	1,742
Additional noninterest expense	$1,561,000	2,706
Pre-tax net operating income	$907,000	3,896
Securities gains (losses)	$0	3,031
Applicable income taxes	$9,000	4,172
Income before extraordinary items	$898,000	3,680
Extraordinary gains, net	$0	21
Net income	$898,000	3,679
Minority interest net income	$0	78
Net income of bank and minority interests.	$898,000	3,680
Net charge-offs	$-97,000	5,801
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$75,000	491
Net operating income	$898,000	3,636
2015-06-30 (YTD Data)		Rank
Total interest income	$3,900,000	2,904
Total interest expense	$943,000	1,483
Net interest income	$2,957,000	3,254
Provision for loan and lease losses	$178,000	1,641
Total noninterest income	$1,585,000	1,559
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$45,000	4,906
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,540,000	1,166
Total noninterest expense	$3,801,000	2,408
Salaries and employee benefits	$2,009,000	2,508
Premises and equipment expense	$645,000	1,798
Additional noninterest expense	$1,147,000	2,527
Pre-tax net operating income	$563,000	4,008
Securities gains (losses)	$0	2,636
Applicable income taxes	$7,000	4,172
Income before extraordinary items	$556,000	3,795
Extraordinary gains, net	$0	22
Net income	$556,000	3,796
Minority interest net income	$0	75
Net income of bank and minority interests.	$556,000	3,798
Net charge-offs	$-58,000	5,783
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$75,000	415
Net operating income	$556,000	3,740
2015-03-31 (YTD Data)		Rank
Total interest income	$1,863,000	3,004
Total interest expense	$479,000	1,455
Net interest income	$1,384,000	3,402
Provision for loan and lease losses	$0	3,703
Total noninterest income	$650,000	1,772
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$22,000	4,927
Trading account gains and fees	$0	152
Additional Noninterest Income	$628,000	1,287
Total noninterest expense	$1,866,000	2,460
Salaries and employee benefits	$1,006,000	2,515
Premises and equipment expense	$333,000	1,763
Additional noninterest expense	$527,000	2,680
Pre-tax net operating income	$168,000	4,682
Securities gains (losses)	$0	2,027
Applicable income taxes	$3,000	4,151
Income before extraordinary items	$165,000	4,571
Extraordinary gains, net	$0	13
Net income	$165,000	4,573
Minority interest net income	$0	64
Net income of bank and minority interests.	$165,000	4,575
Net charge-offs	$-32,000	5,834
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$75,000	302
Net operating income	$165,000	4,496
2014-12-31 (YTD Data)		Rank
Total interest income	$6,856,000	3,232
Total interest expense	$2,164,000	1,353
Net interest income	$4,692,000	3,816
Provision for loan and lease losses	$-325,000	6,200
Total noninterest income	$834,000	3,413
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$127,000	4,647
Trading account gains and fees	$0	180
Additional Noninterest Income	$707,000	2,803
Total noninterest expense	$8,257,000	2,267
Salaries and employee benefits	$3,453,000	2,786
Premises and equipment expense	$1,216,000	1,894
Additional noninterest expense	$3,588,000	1,727
Pre-tax net operating income	$-2,406,000	6,443
Securities gains (losses)	$0	3,259
Applicable income taxes	$15,000	4,112
Income before extraordinary items	$-2,421,000	6,441
Extraordinary gains, net	$0	17
Net income	$-2,421,000	6,440
Minority interest net income	$0	84
Net income of bank and minority interests.	$-2,421,000	6,440
Net charge-offs	$424,000	1,652
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$16,770,000	25
Net operating income	$-2,421,000	6,439
2014-09-30 (YTD Data)		Rank
Total interest income	$5,025,000	3,315
Total interest expense	$1,577,000	1,414
Net interest income	$3,448,000	3,892
Provision for loan and lease losses	$-325,000	6,335
Total noninterest income	$740,000	3,163
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$99,000	4,647
Trading account gains and fees	$0	174
Additional Noninterest Income	$641,000	2,557
Total noninterest expense	$6,159,000	2,286
Salaries and employee benefits	$2,372,000	2,991
Premises and equipment expense	$910,000	1,911
Additional noninterest expense	$2,877,000	1,629
Pre-tax net operating income	$-1,646,000	6,516
Securities gains (losses)	$0	2,980
Applicable income taxes	$12,000	4,149
Income before extraordinary items	$-1,658,000	6,514
Extraordinary gains, net	$0	15
Net income	$-1,658,000	6,513
Minority interest net income	$0	81
Net income of bank and minority interests.	$-1,658,000	6,513
Net charge-offs	$464,000	1,215
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$16,745,000	24
Net operating income	$-1,658,000	6,515
2014-06-30 (YTD Data)		Rank
Total interest income	$3,358,000	3,314
Total interest expense	$1,052,000	1,423
Net interest income	$2,306,000	3,890
Provision for loan and lease losses	$-325,000	6,461
Total noninterest income	$653,000	2,712
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$62,000	4,727
Trading account gains and fees	$0	172
Additional Noninterest Income	$591,000	2,078
Total noninterest expense	$4,261,000	2,209
Salaries and employee benefits	$1,390,000	3,282
Premises and equipment expense	$611,000	1,916
Additional noninterest expense	$2,260,000	1,416
Pre-tax net operating income	$-977,000	6,581
Securities gains (losses)	$0	2,580
Applicable income taxes	$9,000	4,116
Income before extraordinary items	$-986,000	6,579
Extraordinary gains, net	$0	20
Net income	$-986,000	6,579
Minority interest net income	$0	80
Net income of bank and minority interests.	$-986,000	6,579
Net charge-offs	$65,000	2,560
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$16,043,000	14
Net operating income	$-986,000	6,577
2014-03-31 (YTD Data)		Rank
Total interest income	$1,738,000	3,233
Total interest expense	$527,000	1,437
Net interest income	$1,211,000	3,770
Provision for loan and lease losses	$0	3,817
Total noninterest income	$625,000	1,744
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$32,000	4,672
Trading account gains and fees	$0	147
Additional Noninterest Income	$593,000	1,255
Total noninterest expense	$1,802,000	2,568
Salaries and employee benefits	$703,000	3,272
Premises and equipment expense	$325,000	1,848
Additional noninterest expense	$774,000	1,944
Pre-tax net operating income	$34,000	5,899
Securities gains (losses)	$0	1,715
Applicable income taxes	$3,000	4,166
Income before extraordinary items	$31,000	5,929
Extraordinary gains, net	$0	16
Net income	$31,000	5,930
Minority interest net income	$0	66
Net income of bank and minority interests.	$31,000	5,931
Net charge-offs	$72,000	1,591
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$31,000	5,890
2013-12-31 (YTD Data)		Rank
Total interest income	$8,308,000	2,856
Total interest expense	$2,186,000	1,563
Net interest income	$6,122,000	3,225
Provision for loan and lease losses	$-550,000	6,604
Total noninterest income	$1,416,000	2,678
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$145,000	4,634
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,271,000	2,059
Total noninterest expense	$9,499,000	1,990
Salaries and employee benefits	$3,301,000	2,916
Premises and equipment expense	$1,143,000	1,997
Additional noninterest expense	$5,055,000	1,326
Pre-tax net operating income	$-1,411,000	6,612
Securities gains (losses)	$0	3,182
Applicable income taxes	$25,000	4,030
Income before extraordinary items	$-1,436,000	6,632
Extraordinary gains, net	$0	29
Net income	$-1,436,000	6,631
Minority interest net income	$0	90
Net income of bank and minority interests.	$-1,436,000	6,631
Net charge-offs	$1,291,000	1,046
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-1,436,000	6,625
2013-09-30 (YTD Data)		Rank
Total interest income	$6,155,000	2,913
Total interest expense	$1,646,000	1,599
Net interest income	$4,509,000	3,288
Provision for loan and lease losses	$0	4,941
Total noninterest income	$1,120,000	2,646
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$111,000	4,639
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,009,000	2,031
Total noninterest expense	$6,676,000	2,118
Salaries and employee benefits	$2,537,000	2,881
Premises and equipment expense	$859,000	2,013
Additional noninterest expense	$3,280,000	1,514
Pre-tax net operating income	$-1,047,000	6,710
Securities gains (losses)	$0	3,040
Applicable income taxes	$16,000	4,173
Income before extraordinary items	$-1,063,000	6,722
Extraordinary gains, net	$0	25
Net income	$-1,063,000	6,723
Minority interest net income	$0	84
Net income of bank and minority interests.	$-1,063,000	6,723
Net charge-offs	$719,000	1,271
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-1,063,000	6,714
2013-06-30 (YTD Data)		Rank
Total interest income	$4,190,000	2,853
Total interest expense	$1,092,000	1,635
Net interest income	$3,098,000	3,215
Provision for loan and lease losses	$0	4,788
Total noninterest income	$822,000	2,519
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$78,000	4,546
Trading account gains and fees	$0	157
Additional Noninterest Income	$744,000	1,932
Total noninterest expense	$4,616,000	2,053
Salaries and employee benefits	$1,703,000	2,886
Premises and equipment expense	$571,000	2,019
Additional noninterest expense	$2,342,000	1,409
Pre-tax net operating income	$-696,000	6,737
Securities gains (losses)	$0	2,791
Applicable income taxes	$12,000	4,133
Income before extraordinary items	$-708,000	6,765
Extraordinary gains, net	$0	22
Net income	$-708,000	6,767
Minority interest net income	$0	82
Net income of bank and minority interests.	$-708,000	6,766
Net charge-offs	$282,000	1,751
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-708,000	6,747
2013-03-31 (YTD Data)		Rank
Total interest income	$2,213,000	2,740
Total interest expense	$549,000	1,683
Net interest income	$1,664,000	3,045
Provision for loan and lease losses	$0	4,409
Total noninterest income	$532,000	2,139
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$43,000	4,360
Trading account gains and fees	$0	148
Additional Noninterest Income	$489,000	1,605
Total noninterest expense	$2,324,000	2,061
Salaries and employee benefits	$879,000	2,827
Premises and equipment expense	$284,000	2,062
Additional noninterest expense	$1,161,000	1,401
Pre-tax net operating income	$-128,000	6,650
Securities gains (losses)	$0	1,966
Applicable income taxes	$7,000	4,068
Income before extraordinary items	$-135,000	6,694
Extraordinary gains, net	$0	10
Net income	$-135,000	6,695
Minority interest net income	$0	76
Net income of bank and minority interests.	$-135,000	6,695
Net charge-offs	$134,000	1,668
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-135,000	6,666
2012-12-31 (YTD Data)		Rank
Total interest income	$9,337,000	2,734
Total interest expense	$2,492,000	1,753
Net interest income	$6,845,000	3,038
Provision for loan and lease losses	$-650,000	7,000
Total noninterest income	$1,050,000	3,181
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$168,000	4,582
Trading account gains and fees	$0	166
Additional Noninterest Income	$882,000	2,539
Total noninterest expense	$10,471,000	1,835
Salaries and employee benefits	$3,802,000	2,571
Premises and equipment expense	$1,213,000	1,922
Additional noninterest expense	$5,456,000	1,249
Pre-tax net operating income	$-1,926,000	6,797
Securities gains (losses)	$0	3,810
Applicable income taxes	$25,000	4,128
Income before extraordinary items	$-1,951,000	6,831
Extraordinary gains, net	$0	29
Net income	$-1,951,000	6,828
Minority interest net income	$0	93
Net income of bank and minority interests.	$-1,951,000	6,829
Net charge-offs	$711,000	2,213
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-1,951,000	6,809
2012-09-30 (YTD Data)		Rank
Total interest income	$7,035,000	2,783
Total interest expense	$1,936,000	1,767
Net interest income	$5,099,000	3,105
Provision for loan and lease losses	$-500,000	7,111
Total noninterest income	$696,000	3,425
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$127,000	4,624
Trading account gains and fees	$0	157
Additional Noninterest Income	$569,000	2,758
Total noninterest expense	$7,754,000	1,849
Salaries and employee benefits	$2,925,000	2,524
Premises and equipment expense	$919,000	1,937
Additional noninterest expense	$3,910,000	1,299
Pre-tax net operating income	$-1,459,000	6,915
Securities gains (losses)	$0	3,575
Applicable income taxes	$20,000	4,156
Income before extraordinary items	$-1,479,000	6,947
Extraordinary gains, net	$0	20
Net income	$-1,479,000	6,944
Minority interest net income	$0	86
Net income of bank and minority interests.	$-1,479,000	6,946
Net charge-offs	$387,000	2,499
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-1,479,000	6,921
2012-06-30 (YTD Data)		Rank
Total interest income	$4,769,000	2,765
Total interest expense	$1,338,000	1,767
Net interest income	$3,431,000	3,096
Provision for loan and lease losses	$-500,000	7,193
Total noninterest income	$577,000	2,989
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$83,000	4,665
Trading account gains and fees	$0	153
Additional Noninterest Income	$494,000	2,351
Total noninterest expense	$5,192,000	1,848
Salaries and employee benefits	$2,029,000	2,424
Premises and equipment expense	$627,000	1,891
Additional noninterest expense	$2,536,000	1,340
Pre-tax net operating income	$-684,000	6,886
Securities gains (losses)	$0	3,178
Applicable income taxes	$14,000	4,124
Income before extraordinary items	$-698,000	6,934
Extraordinary gains, net	$0	19
Net income	$-698,000	6,933
Minority interest net income	$0	84
Net income of bank and minority interests.	$-698,000	6,934
Net charge-offs	$315,000	2,263
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-698,000	6,909
2012-03-31 (YTD Data)		Rank
Total interest income	$2,428,000	2,726
Total interest expense	$689,000	1,779
Net interest income	$1,739,000	3,071
Provision for loan and lease losses	$0	5,254
Total noninterest income	$200,000	3,646
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$40,000	4,716
Trading account gains and fees	$0	148
Additional Noninterest Income	$160,000	2,986
Total noninterest expense	$2,708,000	1,783
Salaries and employee benefits	$1,081,000	2,310
Premises and equipment expense	$323,000	1,840
Additional noninterest expense	$1,304,000	1,283
Pre-tax net operating income	$-769,000	7,123
Securities gains (losses)	$0	2,210
Applicable income taxes	$7,000	4,126
Income before extraordinary items	$-776,000	7,143
Extraordinary gains, net	$0	19
Net income	$-776,000	7,142
Minority interest net income	$0	78
Net income of bank and minority interests.	$-776,000	7,143
Net charge-offs	$329,000	1,402
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-776,000	7,133
2011-12-31 (YTD Data)		Rank
Total interest income	$11,784,000	2,356
Total interest expense	$3,003,000	1,959
Net interest income	$8,781,000	2,506
Provision for loan and lease losses	$563,000	3,292
Total noninterest income	$2,261,000	1,838
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$198,000	4,399
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,063,000	1,326
Total noninterest expense	$16,867,000	1,167
Salaries and employee benefits	$4,421,000	2,191
Premises and equipment expense	$1,651,000	1,499
Additional noninterest expense	$10,795,000	665
Pre-tax net operating income	$-6,388,000	7,122
Securities gains (losses)	$57,000	2,497
Applicable income taxes	$359,000	2,357
Income before extraordinary items	$-6,690,000	7,133
Extraordinary gains, net	$0	29
Net income	$-6,690,000	7,131
Minority interest net income	$0	96
Net income of bank and minority interests.	$-6,690,000	7,134
Net charge-offs	$1,541,000	1,833
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$5,000	1,049
Net operating income	$-6,747,000	7,131
2011-09-30 (YTD Data)		Rank
Total interest income	$9,141,000	2,315
Total interest expense	$2,266,000	2,031
Net interest income	$6,875,000	2,390
Provision for loan and lease losses	$563,000	2,704
Total noninterest income	$1,758,000	1,778
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$151,000	4,388
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,607,000	1,281
Total noninterest expense	$9,970,000	1,465
Salaries and employee benefits	$3,327,000	2,185
Premises and equipment expense	$1,300,000	1,449
Additional noninterest expense	$5,343,000	992
Pre-tax net operating income	$-1,900,000	6,993
Securities gains (losses)	$57,000	2,250
Applicable income taxes	$35,000	3,803
Income before extraordinary items	$-1,878,000	7,046
Extraordinary gains, net	$0	21
Net income	$-1,878,000	7,047
Minority interest net income	$0	87
Net income of bank and minority interests.	$-1,878,000	7,047
Net charge-offs	$1,329,000	1,620
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$4,000	989
Net operating income	$-1,935,000	7,040
2011-06-30 (YTD Data)		Rank
Total interest income	$6,262,000	2,264
Total interest expense	$1,518,000	2,085
Net interest income	$4,744,000	2,312
Provision for loan and lease losses	$95,000	4,453
Total noninterest income	$1,317,000	1,625
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$102,000	4,351
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,215,000	1,173
Total noninterest expense	$6,645,000	1,481
Salaries and employee benefits	$2,312,000	2,113
Premises and equipment expense	$873,000	1,445
Additional noninterest expense	$3,460,000	1,035
Pre-tax net operating income	$-679,000	6,868
Securities gains (losses)	$0	2,914
Applicable income taxes	$25,000	3,735
Income before extraordinary items	$-704,000	6,934
Extraordinary gains, net	$0	15
Net income	$-704,000	6,933
Minority interest net income	$0	89
Net income of bank and minority interests.	$-704,000	6,934
Net charge-offs	$1,117,000	1,379
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$3,000	928
Net operating income	$-704,000	6,916
2011-03-31 (YTD Data)		Rank
Total interest income	$3,094,000	2,312
Total interest expense	$772,000	2,126
Net interest income	$2,322,000	2,352
Provision for loan and lease losses	$0	5,840
Total noninterest income	$627,000	1,695
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$49,000	4,390
Trading account gains and fees	$0	158
Additional Noninterest Income	$578,000	1,213
Total noninterest expense	$3,383,000	1,463
Salaries and employee benefits	$1,231,000	1,990
Premises and equipment expense	$396,000	1,621
Additional noninterest expense	$1,756,000	1,010
Pre-tax net operating income	$-434,000	7,050
Securities gains (losses)	$0	1,772
Applicable income taxes	$11,000	3,738
Income before extraordinary items	$-445,000	7,101
Extraordinary gains, net	$0	9
Net income	$-445,000	7,102
Minority interest net income	$0	86
Net income of bank and minority interests.	$-445,000	7,102
Net charge-offs	$-129,000	7,466
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$1,000	891
Net operating income	$-445,000	7,092
2010-12-31 (YTD Data)		Rank
Total interest income	$13,930,000	2,165
Total interest expense	$3,995,000	1,998
Net interest income	$9,935,000	2,215
Provision for loan and lease losses	$6,003,000	992
Total noninterest income	$4,225,000	1,222
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$388,000	3,135
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,837,000	896
Total noninterest expense	$14,882,000	1,347
Salaries and employee benefits	$5,718,000	1,703
Premises and equipment expense	$1,632,000	1,563
Additional noninterest expense	$7,532,000	979
Pre-tax net operating income	$-6,725,000	7,217
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,199,000	1,069
Income before extraordinary items	$-7,924,000	7,316
Extraordinary gains, net	$0	29
Net income	$-7,924,000	7,316
Minority interest net income	$0	111
Net income of bank and minority interests.	$-7,924,000	7,316
Net charge-offs	$2,096,000	1,808
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$168,000	658
Net operating income	$-7,924,000	7,301
2010-09-30 (YTD Data)		Rank
Total interest income	$10,698,000	2,160
Total interest expense	$3,142,000	1,994
Net interest income	$7,556,000	2,192
Provision for loan and lease losses	$3,959,000	1,054
Total noninterest income	$3,358,000	1,168
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$342,000	2,892
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,016,000	825
Total noninterest expense	$11,167,000	1,333
Salaries and employee benefits	$4,416,000	1,654
Premises and equipment expense	$1,166,000	1,679
Additional noninterest expense	$5,585,000	959
Pre-tax net operating income	$-4,212,000	7,316
Securities gains (losses)	$0	3,651
Applicable income taxes	$-1,741,000	7,583
Income before extraordinary items	$-2,471,000	7,204
Extraordinary gains, net	$0	23
Net income	$-2,471,000	7,203
Minority interest net income	$0	110
Net income of bank and minority interests.	$-2,471,000	7,204
Net charge-offs	$1,748,000	1,640
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$130,000	584
Net operating income	$-2,471,000	7,182
2010-06-30 (YTD Data)		Rank
Total interest income	$7,227,000	2,156
Total interest expense	$2,133,000	2,030
Net interest income	$5,094,000	2,173
Provision for loan and lease losses	$3,336,000	878
Total noninterest income	$2,556,000	1,030
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$235,000	2,836
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,321,000	711
Total noninterest expense	$7,622,000	1,294
Salaries and employee benefits	$3,013,000	1,635
Premises and equipment expense	$778,000	1,697
Additional noninterest expense	$3,831,000	926
Pre-tax net operating income	$-3,308,000	7,421
Securities gains (losses)	$0	3,184
Applicable income taxes	$-1,339,000	7,645
Income before extraordinary items	$-1,969,000	7,326
Extraordinary gains, net	$0	19
Net income	$-1,969,000	7,326
Minority interest net income	$0	105
Net income of bank and minority interests.	$-1,969,000	7,326
Net charge-offs	$1,380,000	1,442
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$92,000	498
Net operating income	$-1,969,000	7,317
2010-03-31 (YTD Data)		Rank
Total interest income	$3,576,000	2,243
Total interest expense	$1,059,000	2,152
Net interest income	$2,517,000	2,209
Provision for loan and lease losses	$1,861,000	786
Total noninterest income	$1,497,000	889
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$118,000	2,818
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,379,000	621
Total noninterest expense	$3,676,000	1,367
Salaries and employee benefits	$1,485,000	1,682
Premises and equipment expense	$388,000	1,741
Additional noninterest expense	$1,803,000	977
Pre-tax net operating income	$-1,523,000	7,525
Securities gains (losses)	$0	2,284
Applicable income taxes	$-620,000	7,731
Income before extraordinary items	$-903,000	7,441
Extraordinary gains, net	$0	16
Net income	$-903,000	7,440
Minority interest net income	$0	91
Net income of bank and minority interests.	$-903,000	7,442
Net charge-offs	$425,000	1,719
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$53,000	402
Net operating income	$-903,000	7,430
2009-12-31 (YTD Data)		Rank
Total interest income	$14,551,000	2,292
Total interest expense	$5,050,000	2,242
Net interest income	$9,501,000	2,299
Provision for loan and lease losses	$2,592,000	2,136
Total noninterest income	$5,544,000	1,007
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$435,000	3,164
Trading account gains and fees	$0	211
Additional Noninterest Income	$5,109,000	699
Total noninterest expense	$14,219,000	1,449
Salaries and employee benefits	$5,368,000	1,843
Premises and equipment expense	$1,344,000	1,991
Additional noninterest expense	$7,507,000	1,032
Pre-tax net operating income	$-1,766,000	6,555
Securities gains (losses)	$0	3,754
Applicable income taxes	$-586,000	7,096
Income before extraordinary items	$-1,180,000	6,435
Extraordinary gains, net	$0	34
Net income	$-1,180,000	6,436
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,180,000	6,436
Net charge-offs	$2,058,000	1,996
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$171,000	751
Net operating income	$-1,180,000	6,435
2009-09-30 (YTD Data)		Rank
Total interest income	$10,905,000	2,325
Total interest expense	$3,824,000	2,318
Net interest income	$7,081,000	2,314
Provision for loan and lease losses	$2,214,000	1,788
Total noninterest income	$4,241,000	1,001
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$319,000	3,224
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,922,000	699
Total noninterest expense	$9,687,000	1,583
Salaries and employee benefits	$3,972,000	1,883
Premises and equipment expense	$977,000	2,066
Additional noninterest expense	$4,738,000	1,192
Pre-tax net operating income	$-579,000	6,392
Securities gains (losses)	$0	3,497
Applicable income taxes	$-275,000	7,177
Income before extraordinary items	$-304,000	6,243
Extraordinary gains, net	$0	27
Net income	$-304,000	6,244
Minority interest net income	$0	118
Net income of bank and minority interests.	$-304,000	6,243
Net charge-offs	$326,000	3,599
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$127,000	682
Net operating income	$-304,000	6,232
2009-06-30 (YTD Data)		Rank
Total interest income	$7,142,000	2,404
Total interest expense	$2,575,000	2,381
Net interest income	$4,567,000	2,376
Provision for loan and lease losses	$1,277,000	1,785
Total noninterest income	$2,879,000	997
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$214,000	3,180
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,665,000	699
Total noninterest expense	$6,374,000	1,622
Salaries and employee benefits	$2,650,000	1,912
Premises and equipment expense	$656,000	2,088
Additional noninterest expense	$3,068,000	1,233
Pre-tax net operating income	$-205,000	6,286
Securities gains (losses)	$0	3,136
Applicable income taxes	$-115,000	7,181
Income before extraordinary items	$-90,000	6,168
Extraordinary gains, net	$0	21
Net income	$-90,000	6,166
Minority interest net income	$0	112
Net income of bank and minority interests.	$-90,000	6,166
Net charge-offs	$131,000	3,934
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$83,000	656
Net operating income	$-90,000	6,126
2009-03-31 (YTD Data)		Rank
Total interest income	$3,468,000	2,502
Total interest expense	$1,288,000	2,474
Net interest income	$2,180,000	2,474
Provision for loan and lease losses	$455,000	1,868
Total noninterest income	$1,549,000	914
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$109,000	3,102
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,440,000	645
Total noninterest expense	$3,182,000	1,584
Salaries and employee benefits	$1,353,000	1,901
Premises and equipment expense	$325,000	2,147
Additional noninterest expense	$1,504,000	1,114
Pre-tax net operating income	$92,000	5,112
Securities gains (losses)	$0	2,434
Applicable income taxes	$21,000	3,530
Income before extraordinary items	$71,000	5,369
Extraordinary gains, net	$0	15
Net income	$71,000	5,374
Minority interest net income	$0	102
Net income of bank and minority interests.	$71,000	5,373
Net charge-offs	$67,000	3,273
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$50,000	500
Net operating income	$71,000	5,195
2008-12-31 (YTD Data)		Rank
Total interest income	$15,245,000	2,427
Total interest expense	$5,167,000	2,886
Net interest income	$10,078,000	2,207
Provision for loan and lease losses	$704,000	3,236
Total noninterest income	$5,251,000	1,012
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$492,000	3,054
Trading account gains and fees	$0	154
Additional Noninterest Income	$4,759,000	681
Total noninterest expense	$13,040,000	1,496
Salaries and employee benefits	$5,180,000	1,949
Premises and equipment expense	$1,272,000	2,124
Additional noninterest expense	$6,588,000	967
Pre-tax net operating income	$1,585,000	2,916
Securities gains (losses)	$0	3,220
Applicable income taxes	$559,000	1,736
Income before extraordinary items	$1,026,000	3,236
Extraordinary gains, net	$0	39
Net income	$1,026,000	3,237
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$593,000	2,568
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$195,000	786
Net operating income	$1,026,000	3,389
2008-09-30 (YTD Data)		Rank
Total interest income	$11,540,000	2,458
Total interest expense	$3,809,000	3,032
Net interest income	$7,731,000	2,170
Provision for loan and lease losses	$597,000	2,494
Total noninterest income	$3,847,000	1,083
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$379,000	3,019
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,468,000	745
Total noninterest expense	$10,167,000	1,425
Salaries and employee benefits	$4,017,000	1,921
Premises and equipment expense	$946,000	2,151
Additional noninterest expense	$5,204,000	880
Pre-tax net operating income	$814,000	4,080
Securities gains (losses)	$0	3,106
Applicable income taxes	$289,000	2,501
Income before extraordinary items	$525,000	4,354
Extraordinary gains, net	$0	31
Net income	$525,000	4,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	3,533
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$145,000	669
Net operating income	$525,000	4,498
2008-06-30 (YTD Data)		Rank
Total interest income	$7,597,000	2,521
Total interest expense	$2,544,000	3,135
Net interest income	$5,053,000	2,200
Provision for loan and lease losses	$70,000	4,755
Total noninterest income	$2,546,000	1,098
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$244,000	3,068
Trading account gains and fees	$0	149
Additional Noninterest Income	$2,302,000	766
Total noninterest expense	$6,568,000	1,468
Salaries and employee benefits	$2,728,000	1,913
Premises and equipment expense	$619,000	2,183
Additional noninterest expense	$3,221,000	923
Pre-tax net operating income	$961,000	3,026
Securities gains (losses)	$0	3,233
Applicable income taxes	$361,000	1,984
Income before extraordinary items	$600,000	3,641
Extraordinary gains, net	$0	21
Net income	$600,000	3,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	3,321
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$94,000	605
Net operating income	$600,000	3,584
2008-03-31 (YTD Data)		Rank
Total interest income	$3,725,000	2,634
Total interest expense	$1,319,000	3,211
Net interest income	$2,406,000	2,280
Provision for loan and lease losses	$90,000	2,858
Total noninterest income	$1,290,000	1,079
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$119,000	3,082
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,171,000	759
Total noninterest expense	$3,039,000	1,594
Salaries and employee benefits	$1,329,000	1,982
Premises and equipment expense	$296,000	2,297
Additional noninterest expense	$1,414,000	1,018
Pre-tax net operating income	$567,000	2,824
Securities gains (losses)	$0	2,688
Applicable income taxes	$219,000	1,852
Income before extraordinary items	$348,000	3,492
Extraordinary gains, net	$0	15
Net income	$348,000	3,495
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	2,201
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$51,000	472
Net operating income	$348,000	3,392
2007-12-31 (YTD Data)		Rank
Total interest income	$15,176,000	2,646
Total interest expense	$4,610,000	3,662
Net interest income	$10,566,000	2,140
Provision for loan and lease losses	$0	6,851
Total noninterest income	$6,289,000	909
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$515,000	2,987
Trading account gains and fees	$0	178
Additional Noninterest Income	$5,774,000	603
Total noninterest expense	$12,427,000	1,490
Salaries and employee benefits	$4,889,000	2,065
Premises and equipment expense	$1,274,000	2,051
Additional noninterest expense	$6,264,000	899
Pre-tax net operating income	$4,428,000	1,822
Securities gains (losses)	$193,000	453
Applicable income taxes	$1,890,000	1,180
Income before extraordinary items	$2,731,000	2,196
Extraordinary gains, net	$0	39
Net income	$2,731,000	2,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$282,000	2,377
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$75,000	994
Net operating income	$2,607,480	2,258
2007-09-30 (YTD Data)		Rank
Total interest income	$11,295,000	2,668
Total interest expense	$3,336,000	3,751
Net interest income	$7,959,000	2,141
Provision for loan and lease losses	$-50,000	8,371
Total noninterest income	$4,394,000	968
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$388,000	2,977
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,006,000	652
Total noninterest expense	$9,036,000	1,508
Salaries and employee benefits	$3,666,000	2,061
Premises and equipment expense	$944,000	2,057
Additional noninterest expense	$4,426,000	923
Pre-tax net operating income	$3,367,000	1,913
Securities gains (losses)	$191,000	379
Applicable income taxes	$1,415,000	1,289
Income before extraordinary items	$2,143,000	2,250
Extraordinary gains, net	$0	33
Net income	$2,143,000	2,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$234,000	1,757
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$87,000	788
Net operating income	$2,020,760	2,328
2007-06-30 (YTD Data)		Rank
Total interest income	$7,466,000	2,710
Total interest expense	$2,190,000	3,780
Net interest income	$5,276,000	2,188
Provision for loan and lease losses	$-50,000	8,430
Total noninterest income	$2,767,000	1,028
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$214,000	3,380
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,553,000	690
Total noninterest expense	$5,918,000	1,554
Salaries and employee benefits	$2,428,000	2,112
Premises and equipment expense	$618,000	2,098
Additional noninterest expense	$2,872,000	967
Pre-tax net operating income	$2,175,000	2,013
Securities gains (losses)	$0	1,444
Applicable income taxes	$866,000	1,418
Income before extraordinary items	$1,309,000	2,467
Extraordinary gains, net	$0	29
Net income	$1,309,000	2,467
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	1,546
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$70,000	668
Net operating income	$1,309,000	2,452
2007-03-31 (YTD Data)		Rank
Total interest income	$3,590,000	2,799
Total interest expense	$1,100,000	3,765
Net interest income	$2,490,000	2,305
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$1,420,000	997
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$97,000	3,514
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,323,000	667
Total noninterest expense	$2,808,000	1,648
Salaries and employee benefits	$1,190,000	2,154
Premises and equipment expense	$300,000	2,181
Additional noninterest expense	$1,318,000	1,041
Pre-tax net operating income	$1,057,000	2,071
Securities gains (losses)	$0	1,187
Applicable income taxes	$429,000	1,453
Income before extraordinary items	$628,000	2,537
Extraordinary gains, net	$0	22
Net income	$628,000	2,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,563
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$21,000	662
Net operating income	$628,000	2,510
2006-12-31 (YTD Data)		Rank
Total interest income	$13,169,000	2,854
Total interest expense	$3,479,000	3,929
Net interest income	$9,690,000	2,357
Provision for loan and lease losses	$918,000	1,120
Total noninterest income	$5,762,000	972
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$372,000	3,687
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,390,000	644
Total noninterest expense	$10,324,000	1,729
Salaries and employee benefits	$4,165,000	2,361
Premises and equipment expense	$1,161,000	2,129
Additional noninterest expense	$4,998,000	1,062
Pre-tax net operating income	$4,210,000	2,173
Securities gains (losses)	$24,000	859
Applicable income taxes	$1,687,000	1,508
Income before extraordinary items	$2,547,000	2,577
Extraordinary gains, net	$0	51
Net income	$2,547,000	2,578
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-34,000	8,266
Cash dividends	$10,000	5,894
Sale, conversion, retirement of capital stock, net	$95,000	903
Net operating income	$2,531,640	2,573
2006-09-30 (YTD Data)		Rank
Total interest income	$9,622,000	2,905
Total interest expense	$2,458,000	4,002
Net interest income	$7,164,000	2,407
Provision for loan and lease losses	$474,000	1,457
Total noninterest income	$4,295,000	991
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$273,000	3,762
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,022,000	650
Total noninterest expense	$7,595,000	1,752
Salaries and employee benefits	$3,100,000	2,377
Premises and equipment expense	$847,000	2,200
Additional noninterest expense	$3,648,000	1,104
Pre-tax net operating income	$3,390,000	2,116
Securities gains (losses)	$24,000	702
Applicable income taxes	$1,366,000	1,494
Income before extraordinary items	$2,048,000	2,514
Extraordinary gains, net	$0	45
Net income	$2,048,000	2,516
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-88,000	8,502
Cash dividends	$10,000	5,237
Sale, conversion, retirement of capital stock, net	$69,000	766
Net operating income	$2,032,640	2,520
2006-06-30 (YTD Data)		Rank
Total interest income	$6,134,000	2,966
Total interest expense	$1,504,000	4,108
Net interest income	$4,630,000	2,475
Provision for loan and lease losses	$241,000	1,803
Total noninterest income	$2,909,000	972
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$183,000	3,739
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,726,000	633
Total noninterest expense	$4,948,000	1,802
Salaries and employee benefits	$2,057,000	2,382
Premises and equipment expense	$538,000	2,305
Additional noninterest expense	$2,353,000	1,150
Pre-tax net operating income	$2,350,000	2,056
Securities gains (losses)	$0	1,185
Applicable income taxes	$944,000	1,467
Income before extraordinary items	$1,406,000	2,466
Extraordinary gains, net	$0	39
Net income	$1,406,000	2,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-77,000	8,526
Cash dividends	$10,000	5,021
Sale, conversion, retirement of capital stock, net	$46,000	642
Net operating income	$1,406,000	2,451
2006-03-31 (YTD Data)		Rank
Total interest income	$2,918,000	3,044
Total interest expense	$700,000	4,172
Net interest income	$2,218,000	2,552
Provision for loan and lease losses	$108,000	1,890
Total noninterest income	$1,274,000	1,067
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$89,000	3,722
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,185,000	710
Total noninterest expense	$2,417,000	1,844
Salaries and employee benefits	$1,027,000	2,393
Premises and equipment expense	$257,000	2,420
Additional noninterest expense	$1,133,000	1,176
Pre-tax net operating income	$967,000	2,334
Securities gains (losses)	$0	955
Applicable income taxes	$385,000	1,701
Income before extraordinary items	$582,000	2,805
Extraordinary gains, net	$0	21
Net income	$582,000	2,804
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-47,000	8,486
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$582,000	2,793
2005-12-31 (YTD Data)		Rank
Total interest income	$10,566,000	3,010
Total interest expense	$2,146,000	4,232
Net interest income	$8,420,000	2,581
Provision for loan and lease losses	$414,000	2,228
Total noninterest income	$5,263,000	1,045
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$374,000	3,707
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,889,000	699
Total noninterest expense	$8,881,000	1,900
Salaries and employee benefits	$3,636,000	2,512
Premises and equipment expense	$1,008,000	2,347
Additional noninterest expense	$4,237,000	1,228
Pre-tax net operating income	$4,388,000	2,078
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,758,000	1,512
Income before extraordinary items	$2,630,000	2,496
Extraordinary gains, net	$0	46
Net income	$2,630,000	2,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	4,476
Cash dividends	$4,000	6,036
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,630,000	2,463
2005-09-30 (YTD Data)		Rank
Total interest income	$7,693,000	3,038
Total interest expense	$1,531,000	4,224
Net interest income	$6,162,000	2,609
Provision for loan and lease losses	$310,000	2,151
Total noninterest income	$4,028,000	1,039
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$282,000	3,707
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,746,000	684
Total noninterest expense	$6,666,000	1,884
Salaries and employee benefits	$2,779,000	2,426
Premises and equipment expense	$745,000	2,360
Additional noninterest expense	$3,142,000	1,213
Pre-tax net operating income	$3,214,000	2,118
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,280,000	1,560
Income before extraordinary items	$1,934,000	2,545
Extraordinary gains, net	$0	35
Net income	$1,934,000	2,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	3,823
Cash dividends	$4,000	5,296
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,934,000	2,520
2005-06-30 (YTD Data)		Rank
Total interest income	$4,909,000	3,085
Total interest expense	$932,000	4,346
Net interest income	$3,977,000	2,669
Provision for loan and lease losses	$207,000	2,118
Total noninterest income	$2,609,000	1,045
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$188,000	3,641
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,421,000	703
Total noninterest expense	$4,434,000	1,868
Salaries and employee benefits	$1,904,000	2,353
Premises and equipment expense	$495,000	2,348
Additional noninterest expense	$2,035,000	1,234
Pre-tax net operating income	$1,945,000	2,238
Securities gains (losses)	$0	2,146
Applicable income taxes	$775,000	1,659
Income before extraordinary items	$1,170,000	2,710
Extraordinary gains, net	$0	30
Net income	$1,170,000	2,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	3,677
Cash dividends	$4,000	5,051
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,170,000	2,670
2005-03-31 (YTD Data)		Rank
Total interest income	$2,304,000	3,219
Total interest expense	$424,000	4,497
Net interest income	$1,880,000	2,799
Provision for loan and lease losses	$104,000	2,003
Total noninterest income	$1,257,000	1,049
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$92,000	3,634
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,165,000	709
Total noninterest expense	$2,251,000	1,853
Salaries and employee benefits	$984,000	2,315
Premises and equipment expense	$242,000	2,421
Additional noninterest expense	$1,025,000	1,217
Pre-tax net operating income	$782,000	2,620
Securities gains (losses)	$0	1,685
Applicable income taxes	$312,000	1,923
Income before extraordinary items	$470,000	3,193
Extraordinary gains, net	$0	24
Net income	$470,000	3,194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$470,000	3,152
2004-12-31 (YTD Data)		Rank
Total interest income	$8,069,000	3,395
Total interest expense	$1,208,000	5,093
Net interest income	$6,861,000	2,944
Provision for loan and lease losses	$317,000	2,799
Total noninterest income	$4,855,000	1,107
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$353,000	3,914
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,502,000	719
Total noninterest expense	$8,670,000	1,866
Salaries and employee benefits	$3,760,000	2,310
Premises and equipment expense	$994,000	2,304
Additional noninterest expense	$3,916,000	1,269
Pre-tax net operating income	$2,729,000	2,790
Securities gains (losses)	$26,000	2,233
Applicable income taxes	$1,080,000	2,032
Income before extraordinary items	$1,675,000	3,357
Extraordinary gains, net	$0	34
Net income	$1,675,000	3,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$180,000	2,743
Cash dividends	$4,000	6,132
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,658,360	3,312
2004-09-30 (YTD Data)		Rank
Total interest income	$5,869,000	3,448
Total interest expense	$864,000	5,199
Net interest income	$5,005,000	2,996
Provision for loan and lease losses	$199,000	3,004
Total noninterest income	$3,651,000	1,116
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$257,000	4,034
Trading account gains and fees	$0	134
Additional Noninterest Income	$3,394,000	734
Total noninterest expense	$6,298,000	1,901
Salaries and employee benefits	$2,807,000	2,311
Premises and equipment expense	$747,000	2,303
Additional noninterest expense	$2,744,000	1,349
Pre-tax net operating income	$2,159,000	2,699
Securities gains (losses)	$0	3,710
Applicable income taxes	$864,000	1,997
Income before extraordinary items	$1,295,000	3,362
Extraordinary gains, net	$0	26
Net income	$1,295,000	3,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	2,887
Cash dividends	$4,000	5,339
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,295,000	3,270
2004-06-30 (YTD Data)		Rank
Total interest income	$3,788,000	3,524
Total interest expense	$558,000	5,334
Net interest income	$3,230,000	3,080
Provision for loan and lease losses	$126,000	3,023
Total noninterest income	$2,467,000	1,096
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$168,000	4,066
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,299,000	721
Total noninterest expense	$4,084,000	1,961
Salaries and employee benefits	$1,823,000	2,365
Premises and equipment expense	$490,000	2,331
Additional noninterest expense	$1,771,000	1,370
Pre-tax net operating income	$1,487,000	2,608
Securities gains (losses)	$0	3,413
Applicable income taxes	$594,000	1,942
Income before extraordinary items	$893,000	3,241
Extraordinary gains, net	$0	21
Net income	$893,000	3,241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	2,732
Cash dividends	$4,000	5,062
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$893,000	3,152
2004-03-31 (YTD Data)		Rank
Total interest income	$1,784,000	3,725
Total interest expense	$266,000	5,540
Net interest income	$1,518,000	3,225
Provision for loan and lease losses	$63,000	2,874
Total noninterest income	$1,222,000	1,071
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$84,000	4,000
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,138,000	728
Total noninterest expense	$2,014,000	1,986
Salaries and employee benefits	$889,000	2,435
Premises and equipment expense	$237,000	2,425
Additional noninterest expense	$888,000	1,360
Pre-tax net operating income	$663,000	2,829
Securities gains (losses)	$0	2,934
Applicable income taxes	$265,000	2,103
Income before extraordinary items	$398,000	3,529
Extraordinary gains, net	$0	16
Net income	$398,000	3,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,675
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$398,000	3,417
2003-12-31 (YTD Data)		Rank
Total interest income	$6,593,000	4,005
Total interest expense	$1,255,000	5,416
Net interest income	$5,338,000	3,510
Provision for loan and lease losses	$480,000	2,232
Total noninterest income	$4,861,000	1,161
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$348,000	3,965
Trading account gains and fees	$0	160
Additional Noninterest Income	$4,513,000	821
Total noninterest expense	$7,709,000	2,051
Salaries and employee benefits	$3,194,000	2,630
Premises and equipment expense	$912,000	2,449
Additional noninterest expense	$3,600,000	1,372
Pre-tax net operating income	$2,010,000	3,394
Securities gains (losses)	$0	4,500
Applicable income taxes	$779,000	2,589
Income before extraordinary items	$1,231,000	4,072
Extraordinary gains, net	$0	54
Net income	$1,231,000	4,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$442,000	1,763
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$964,000	434
Net operating income	$1,231,000	3,890
2003-09-30 (YTD Data)		Rank
Total interest income	$4,865,000	4,099
Total interest expense	$971,000	5,466
Net interest income	$3,894,000	3,607
Provision for loan and lease losses	$375,000	2,114
Total noninterest income	$3,658,000	1,173
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$265,000	3,941
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,393,000	846
Total noninterest expense	$5,736,000	2,070
Salaries and employee benefits	$2,306,000	2,717
Premises and equipment expense	$684,000	2,473
Additional noninterest expense	$2,746,000	1,344
Pre-tax net operating income	$1,441,000	3,600
Securities gains (losses)	$0	4,204
Applicable income taxes	$465,000	3,154
Income before extraordinary items	$976,000	4,045
Extraordinary gains, net	$0	40
Net income	$976,000	4,045
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	3,971
Cash dividends	$3,000	5,492
Sale, conversion, retirement of capital stock, net	$964,000	319
Net operating income	$976,000	3,874
2003-06-30 (YTD Data)		Rank
Total interest income	$3,185,000	4,214
Total interest expense	$676,000	5,458
Net interest income	$2,509,000	3,686
Provision for loan and lease losses	$270,000	1,999
Total noninterest income	$2,426,000	1,178
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$177,000	3,911
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,249,000	845
Total noninterest expense	$3,794,000	2,078
Salaries and employee benefits	$1,510,000	2,763
Premises and equipment expense	$454,000	2,452
Additional noninterest expense	$1,830,000	1,351
Pre-tax net operating income	$871,000	3,837
Securities gains (losses)	$0	3,782
Applicable income taxes	$288,000	3,316
Income before extraordinary items	$583,000	4,376
Extraordinary gains, net	$0	30
Net income	$583,000	4,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,844
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$961,000	216
Net operating income	$583,000	4,168
2003-03-31 (YTD Data)		Rank
Total interest income	$1,572,000	4,289
Total interest expense	$335,000	5,579
Net interest income	$1,237,000	3,717
Provision for loan and lease losses	$135,000	1,910
Total noninterest income	$1,255,000	1,119
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$91,000	3,771
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,164,000	803
Total noninterest expense	$1,895,000	2,066
Salaries and employee benefits	$740,000	2,815
Premises and equipment expense	$213,000	2,615
Additional noninterest expense	$942,000	1,290
Pre-tax net operating income	$462,000	3,685
Securities gains (losses)	$0	2,891
Applicable income taxes	$146,000	3,270
Income before extraordinary items	$316,000	4,094
Extraordinary gains, net	$0	21
Net income	$316,000	4,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,852
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$316,000	3,898
2002-12-31 (YTD Data)		Rank
Total interest income	$5,955,000	4,594
Total interest expense	$1,701,000	5,328
Net interest income	$4,254,000	4,152
Provision for loan and lease losses	$720,000	1,774
Total noninterest income	$4,340,000	1,181
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$519,000	2,884
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,821,000	845
Total noninterest expense	$6,404,000	2,330
Salaries and employee benefits	$2,545,000	3,072
Premises and equipment expense	$780,000	2,736
Additional noninterest expense	$3,079,000	1,541
Pre-tax net operating income	$1,470,000	4,178
Securities gains (losses)	$0	4,537
Applicable income taxes	$-57,000	9,005
Income before extraordinary items	$1,527,000	3,451
Extraordinary gains, net	$0	70
Net income	$1,527,000	3,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	4,128
Cash dividends	$2,000	6,363
Sale, conversion, retirement of capital stock, net	$115,000	626
Net operating income	$1,527,000	3,349
2001-12-31 (YTD Data)		Rank
Total interest income	$4,633,000	5,870
Total interest expense	$1,825,000	6,377
Net interest income	$2,808,000	5,309
Provision for loan and lease losses	$610,000	1,871
Total noninterest income	$3,573,000	1,287
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$163,000	5,625
Trading account gains and fees	$0	177
Additional Noninterest Income	$3,410,000	862
Total noninterest expense	$5,469,000	2,590
Salaries and employee benefits	$2,340,000	3,130
Premises and equipment expense	$764,000	2,752
Additional noninterest expense	$2,365,000	1,902
Pre-tax net operating income	$302,000	7,403
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$302,000	7,128
Extraordinary gains, net	$0	105
Net income	$302,000	7,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,525
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$1,466,000	352
Net operating income	$302,000	7,011
2000-12-31 (YTD Data)		Rank
Total interest income	$2,340,000	8,081
Total interest expense	$875,000	8,480
Net interest income	$1,465,000	7,515
Provision for loan and lease losses	$431,000	2,128
Total noninterest income	$1,920,000	1,925
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$75,000	7,101
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,845,000	1,202
Total noninterest expense	$4,004,000	3,327
Salaries and employee benefits	$1,831,000	3,720
Premises and equipment expense	$661,000	3,021
Additional noninterest expense	$1,512,000	2,795
Pre-tax net operating income	$-1,050,000	9,733
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-1,050,000	9,740
Extraordinary gains, net	$0	38
Net income	$-1,050,000	9,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	4,865
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-1,050,000	9,745
1999-12-31 (YTD Data)		Rank
Total interest income	$385,000	10,030
Total interest expense	$108,000	10,048
Net interest income	$277,000	9,991
Provision for loan and lease losses	$44,000	6,764
Total noninterest income	$183,000	7,686
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,000	8,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$182,000	5,165
Total noninterest expense	$1,538,000	6,678
Salaries and employee benefits	$670,000	7,394
Premises and equipment expense	$316,000	5,312
Additional noninterest expense	$552,000	6,137
Pre-tax net operating income	$-1,122,000	10,080
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-1,122,000	10,100
Extraordinary gains, net	$0	35
Net income	$-1,122,000	10,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$8,086,000	118
Net operating income	$-1,122,000	10,091

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.