Home > New London Trust F.S.B. > Income and Expense
New London Trust F.S.B., Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,314,000 | 1,385 |
| Total interest expense | $12,181,000 | 1,281 |
| Net interest income | $11,133,000 | 1,526 |
| Provision for loan and lease losses | $572,000 | 1,552 |
| Total noninterest income | $6,362,000 | 789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $6,362,000 | 561 |
| Total noninterest expense | $13,114,000 | 1,012 |
| Salaries and employee benefits | $7,235,000 | 911 |
| Premises and equipment expense | $1,923,000 | 1,002 |
| Additional noninterest expense | $3,956,000 | 1,130 |
| Pre-tax net operating income | $3,809,000 | 1,917 |
| Securities gains (losses) | $108,000 | 1,225 |
| Applicable income taxes | $1,508,000 | 1,624 |
| Income before extraordinary items | $2,409,000 | 2,166 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,409,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,599 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,339,880 | 2,157 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,244,000 | 1,413 |
| Total interest expense | $11,605,000 | 1,359 |
| Net interest income | $11,639,000 | 1,481 |
| Provision for loan and lease losses | $887,000 | 1,098 |
| Total noninterest income | $5,576,000 | 862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,576,000 | 572 |
| Total noninterest expense | $12,535,000 | 1,072 |
| Salaries and employee benefits | $6,843,000 | 963 |
| Premises and equipment expense | $1,973,000 | 1,000 |
| Additional noninterest expense | $3,719,000 | 1,185 |
| Pre-tax net operating income | $3,793,000 | 1,976 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,477,000 | 1,731 |
| Income before extraordinary items | $2,316,000 | 2,270 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,316,000 | 2,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,076 |
| Cash dividends | $7,500,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,316,000 | 2,214 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,556,000 | 1,498 |
| Total interest expense | $11,499,000 | 1,409 |
| Net interest income | $11,057,000 | 1,602 |
| Provision for loan and lease losses | $900,000 | 1,101 |
| Total noninterest income | $4,958,000 | 954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,958,000 | 651 |
| Total noninterest expense | $12,454,000 | 1,174 |
| Salaries and employee benefits | $6,157,000 | 1,092 |
| Premises and equipment expense | $1,974,000 | 1,068 |
| Additional noninterest expense | $4,323,000 | 1,279 |
| Pre-tax net operating income | $2,661,000 | 2,629 |
| Securities gains (losses) | $23,000 | 1,905 |
| Applicable income taxes | $1,075,000 | 2,190 |
| Income before extraordinary items | $1,609,000 | 2,992 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,609,000 | 2,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,187,000 | 810 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,594,280 | 2,982 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,750,000 | 1,555 |
| Total interest expense | $11,328,000 | 1,439 |
| Net interest income | $10,422,000 | 1,716 |
| Provision for loan and lease losses | $1,323,000 | 769 |
| Total noninterest income | $3,797,000 | 1,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,797,000 | 778 |
| Total noninterest expense | $11,009,000 | 1,298 |
| Salaries and employee benefits | $5,740,000 | 1,165 |
| Premises and equipment expense | $1,643,000 | 1,265 |
| Additional noninterest expense | $3,626,000 | 1,447 |
| Pre-tax net operating income | $1,887,000 | 3,681 |
| Securities gains (losses) | $-223,000 | 11,697 |
| Applicable income taxes | $653,000 | 3,432 |
| Income before extraordinary items | $1,011,000 | 4,569 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,011,000 | 4,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,080,000 | 843 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,153,720 | 4,068 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,139,000 | 1,802 |
| Total interest expense | $7,763,000 | 1,624 |
| Net interest income | $9,376,000 | 1,933 |
| Provision for loan and lease losses | $649,000 | 1,267 |
| Total noninterest income | $4,312,000 | 1,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,312,000 | 694 |
| Total noninterest expense | $9,701,000 | 1,520 |
| Salaries and employee benefits | $5,472,000 | 1,229 |
| Premises and equipment expense | $1,464,000 | 1,427 |
| Additional noninterest expense | $2,765,000 | 1,960 |
| Pre-tax net operating income | $3,338,000 | 2,134 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,252,000 | 1,822 |
| Income before extraordinary items | $2,086,000 | 2,329 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,086,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,655,000 | 642 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,086,000 | 2,350 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,740,000 | 2,887 |
| Total interest expense | $4,313,000 | 2,960 |
| Net interest income | $6,427,000 | 2,819 |
| Provision for loan and lease losses | $440,000 | 2,303 |
| Total noninterest income | $2,653,000 | 1,607 |
| Gross Fiduciary activities income | $1,734,000 | 407 |
| Service charges on deposit accounts | $278,000 | 4,718 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $641,000 | 2,767 |
| Total noninterest expense | $6,511,000 | 2,227 |
| Salaries and employee benefits | $3,588,000 | 1,871 |
| Premises and equipment expense | $818,000 | 2,500 |
| Additional noninterest expense | $2,105,000 | 2,611 |
| Pre-tax net operating income | $2,129,000 | 3,117 |
| Securities gains (losses) | $64,000 | 3,088 |
| Applicable income taxes | $702,000 | 3,110 |
| Income before extraordinary items | $1,491,000 | 3,267 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,491,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 1,745 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,447,480 | 3,167 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,569,000 | 3,042 |
| Total interest expense | $5,606,000 | 2,968 |
| Net interest income | $5,963,000 | 3,062 |
| Provision for loan and lease losses | $691,000 | 2,396 |
| Total noninterest income | $1,687,000 | 2,178 |
| Gross Fiduciary activities income | $1,098,000 | 529 |
| Service charges on deposit accounts | $263,000 | 4,941 |
| Trading account gains and fees | $2,000 | 472 |
| Additional Noninterest Income | $324,000 | 4,222 |
| Total noninterest expense | $5,687,000 | 2,543 |
| Salaries and employee benefits | $3,145,000 | 2,093 |
| Premises and equipment expense | $685,000 | 2,973 |
| Additional noninterest expense | $1,857,000 | 2,986 |
| Pre-tax net operating income | $1,272,000 | 4,684 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $397,000 | 4,820 |
| Income before extraordinary items | $905,000 | 4,913 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $905,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 4,493 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,126 |
| Net operating income | $884,000 | 4,690 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.