Home > New Liberty Bank > Income and Expense
New Liberty Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 4,878 |
| Total interest expense | $623,000 | 3,337 |
| Net interest income | $688,000 | 5,701 |
| Provision for loan and lease losses | $1,400,000 | 933 |
| Total noninterest income | $-219,000 | 7,845 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $33,000 | 5,208 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-252,000 | 7,827 |
| Total noninterest expense | $924,000 | 4,505 |
| Salaries and employee benefits | $306,000 | 5,764 |
| Premises and equipment expense | $103,000 | 4,876 |
| Additional noninterest expense | $515,000 | 3,094 |
| Pre-tax net operating income | $-1,855,000 | 7,578 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,855,000 | 7,630 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,855,000 | 7,632 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,855,000 | 7,632 |
| Net charge-offs | $1,140,000 | 947 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,855,000 | 7,622 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,145,000 | 4,542 |
| Total interest expense | $3,356,000 | 3,149 |
| Net interest income | $2,789,000 | 5,571 |
| Provision for loan and lease losses | $3,255,000 | 1,871 |
| Total noninterest income | $250,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $129,000 | 5,385 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $121,000 | 5,395 |
| Total noninterest expense | $3,677,000 | 4,576 |
| Salaries and employee benefits | $1,369,000 | 5,456 |
| Premises and equipment expense | $418,000 | 4,872 |
| Additional noninterest expense | $1,890,000 | 3,463 |
| Pre-tax net operating income | $-3,893,000 | 7,043 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,893,000 | 7,143 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,893,000 | 7,142 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,893,000 | 7,141 |
| Net charge-offs | $3,801,000 | 1,386 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,893,000 | 7,139 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,656,000 | 4,578 |
| Total interest expense | $2,633,000 | 3,166 |
| Net interest income | $2,023,000 | 5,666 |
| Provision for loan and lease losses | $1,305,000 | 2,399 |
| Total noninterest income | $283,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $96,000 | 5,419 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $187,000 | 4,400 |
| Total noninterest expense | $2,816,000 | 4,530 |
| Salaries and employee benefits | $1,064,000 | 5,398 |
| Premises and equipment expense | $316,000 | 4,898 |
| Additional noninterest expense | $1,436,000 | 3,393 |
| Pre-tax net operating income | $-1,815,000 | 6,981 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,815,000 | 7,117 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,815,000 | 7,116 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,815,000 | 7,116 |
| Net charge-offs | $1,441,000 | 1,810 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,815,000 | 7,104 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 4,604 |
| Total interest expense | $1,806,000 | 3,209 |
| Net interest income | $1,319,000 | 5,744 |
| Provision for loan and lease losses | $718,000 | 2,460 |
| Total noninterest income | $207,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $66,000 | 5,389 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $141,000 | 4,233 |
| Total noninterest expense | $1,971,000 | 4,420 |
| Salaries and employee benefits | $744,000 | 5,317 |
| Premises and equipment expense | $213,000 | 4,899 |
| Additional noninterest expense | $1,014,000 | 3,261 |
| Pre-tax net operating income | $-1,163,000 | 7,104 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,163,000 | 7,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,163,000 | 7,207 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,163,000 | 7,208 |
| Net charge-offs | $714,000 | 1,963 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,163,000 | 7,213 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 4,529 |
| Total interest expense | $905,000 | 3,316 |
| Net interest income | $717,000 | 5,513 |
| Provision for loan and lease losses | $568,000 | 1,667 |
| Total noninterest income | $109,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $76,000 | 4,106 |
| Total noninterest expense | $862,000 | 4,738 |
| Salaries and employee benefits | $369,000 | 5,395 |
| Premises and equipment expense | $110,000 | 4,855 |
| Additional noninterest expense | $383,000 | 3,709 |
| Pre-tax net operating income | $-604,000 | 7,417 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-604,000 | 7,530 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-604,000 | 7,532 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-604,000 | 7,531 |
| Net charge-offs | $300,000 | 1,770 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-604,000 | 7,511 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,803,000 | 4,565 |
| Total interest expense | $3,808,000 | 3,637 |
| Net interest income | $2,995,000 | 5,425 |
| Provision for loan and lease losses | $4,240,000 | 1,125 |
| Total noninterest income | $340,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $150,000 | 5,321 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $190,000 | 4,927 |
| Total noninterest expense | $3,519,000 | 4,623 |
| Salaries and employee benefits | $1,447,000 | 5,447 |
| Premises and equipment expense | $434,000 | 4,861 |
| Additional noninterest expense | $1,638,000 | 3,400 |
| Pre-tax net operating income | $-4,424,000 | 7,754 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-4,424,000 | 7,775 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,424,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,272,000 | 946 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,424,000 | 7,831 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 4,623 |
| Total interest expense | $2,873,000 | 3,732 |
| Net interest income | $2,269,000 | 5,439 |
| Provision for loan and lease losses | $1,065,000 | 1,763 |
| Total noninterest income | $257,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $119,000 | 5,242 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 5,091 |
| Total noninterest expense | $2,123,000 | 5,288 |
| Salaries and employee benefits | $1,058,000 | 5,523 |
| Premises and equipment expense | $321,000 | 4,917 |
| Additional noninterest expense | $744,000 | 4,770 |
| Pre-tax net operating income | $-662,000 | 7,359 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-662,000 | 7,314 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-662,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,343,000 | 1,086 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,770,000 | 240 |
| Net operating income | $-662,000 | 7,442 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 4,611 |
| Total interest expense | $1,941,000 | 3,817 |
| Net interest income | $1,582,000 | 5,302 |
| Provision for loan and lease losses | $710,000 | 1,513 |
| Total noninterest income | $147,000 | 6,019 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $77,000 | 5,329 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $70,000 | 5,638 |
| Total noninterest expense | $1,319,000 | 5,523 |
| Salaries and employee benefits | $681,000 | 5,666 |
| Premises and equipment expense | $215,000 | 4,931 |
| Additional noninterest expense | $423,000 | 5,249 |
| Pre-tax net operating income | $-300,000 | 7,435 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-300,000 | 7,518 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-300,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-300,000 | 7,501 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 4,776 |
| Total interest expense | $1,015,000 | 3,873 |
| Net interest income | $700,000 | 5,697 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $75,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $43,000 | 5,092 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $677,000 | 5,475 |
| Salaries and employee benefits | $345,000 | 5,672 |
| Premises and equipment expense | $110,000 | 4,886 |
| Additional noninterest expense | $222,000 | 5,052 |
| Pre-tax net operating income | $68,000 | 6,383 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $68,000 | 6,299 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $68,000 | 6,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,318 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $68,000 | 6,207 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,538,000 | 4,941 |
| Total interest expense | $3,528,000 | 4,316 |
| Net interest income | $3,010,000 | 5,493 |
| Provision for loan and lease losses | $1,767,000 | 933 |
| Total noninterest income | $283,000 | 6,133 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $149,000 | 5,436 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $134,000 | 5,768 |
| Total noninterest expense | $2,690,000 | 5,363 |
| Salaries and employee benefits | $1,428,000 | 5,453 |
| Premises and equipment expense | $415,000 | 4,907 |
| Additional noninterest expense | $847,000 | 5,161 |
| Pre-tax net operating income | $-1,164,000 | 8,097 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,164,000 | 8,151 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,164,000 | 8,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,258,000 | 854 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,164,000 | 8,140 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 5,040 |
| Total interest expense | $2,530,000 | 4,447 |
| Net interest income | $2,247,000 | 5,541 |
| Provision for loan and lease losses | $265,000 | 2,516 |
| Total noninterest income | $205,000 | 6,253 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $106,000 | 5,542 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $99,000 | 5,819 |
| Total noninterest expense | $2,013,000 | 5,336 |
| Salaries and employee benefits | $1,059,000 | 5,463 |
| Premises and equipment expense | $308,000 | 4,936 |
| Additional noninterest expense | $646,000 | 5,057 |
| Pre-tax net operating income | $174,000 | 7,063 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $174,000 | 6,939 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $174,000 | 6,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $174,000 | 6,924 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 5,175 |
| Total interest expense | $1,619,000 | 4,557 |
| Net interest income | $1,455,000 | 5,652 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $132,000 | 6,365 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $68,000 | 5,632 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $64,000 | 5,897 |
| Total noninterest expense | $1,359,000 | 5,333 |
| Salaries and employee benefits | $711,000 | 5,496 |
| Premises and equipment expense | $203,000 | 4,994 |
| Additional noninterest expense | $445,000 | 4,941 |
| Pre-tax net operating income | $78,000 | 7,371 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $78,000 | 7,283 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $78,000 | 7,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,938 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $78,000 | 7,276 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 5,216 |
| Total interest expense | $790,000 | 4,603 |
| Net interest income | $724,000 | 5,673 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $30,000 | 5,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $671,000 | 5,395 |
| Salaries and employee benefits | $353,000 | 5,562 |
| Premises and equipment expense | $104,000 | 4,929 |
| Additional noninterest expense | $214,000 | 5,035 |
| Pre-tax net operating income | $37,000 | 7,454 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $37,000 | 7,345 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $37,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $37,000 | 7,335 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,737,000 | 5,157 |
| Total interest expense | $2,637,000 | 4,683 |
| Net interest income | $3,100,000 | 5,425 |
| Provision for loan and lease losses | $343,000 | 2,556 |
| Total noninterest income | $236,000 | 6,632 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $110,000 | 6,016 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $126,000 | 5,927 |
| Total noninterest expense | $2,694,000 | 5,239 |
| Salaries and employee benefits | $1,479,000 | 5,241 |
| Premises and equipment expense | $411,000 | 4,839 |
| Additional noninterest expense | $804,000 | 5,215 |
| Pre-tax net operating income | $299,000 | 7,119 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $299,000 | 6,922 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $299,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,668 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $299,000 | 6,924 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 5,224 |
| Total interest expense | $1,826,000 | 4,814 |
| Net interest income | $2,363,000 | 5,421 |
| Provision for loan and lease losses | $268,000 | 2,369 |
| Total noninterest income | $164,000 | 6,812 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $78,000 | 6,184 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 6,103 |
| Total noninterest expense | $1,923,000 | 5,384 |
| Salaries and employee benefits | $1,021,000 | 5,491 |
| Premises and equipment expense | $309,000 | 4,829 |
| Additional noninterest expense | $593,000 | 5,258 |
| Pre-tax net operating income | $336,000 | 6,842 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $336,000 | 6,531 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $336,000 | 6,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $336,000 | 6,535 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 5,282 |
| Total interest expense | $1,133,000 | 4,898 |
| Net interest income | $1,581,000 | 5,434 |
| Provision for loan and lease losses | $68,000 | 3,941 |
| Total noninterest income | $110,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,138 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,195 |
| Total noninterest expense | $1,293,000 | 5,368 |
| Salaries and employee benefits | $684,000 | 5,500 |
| Premises and equipment expense | $203,000 | 4,881 |
| Additional noninterest expense | $406,000 | 5,154 |
| Pre-tax net operating income | $330,000 | 6,268 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $330,000 | 5,813 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $330,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $330,000 | 5,808 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 5,325 |
| Total interest expense | $537,000 | 4,915 |
| Net interest income | $778,000 | 5,472 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $52,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $655,000 | 5,334 |
| Salaries and employee benefits | $328,000 | 5,660 |
| Premises and equipment expense | $104,000 | 4,836 |
| Additional noninterest expense | $223,000 | 4,845 |
| Pre-tax net operating income | $155,000 | 6,349 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $155,000 | 5,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $155,000 | 5,892 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 5,752 |
| Total interest expense | $1,461,000 | 5,285 |
| Net interest income | $2,639,000 | 5,898 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $242,000 | 6,736 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $111,000 | 6,128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $131,000 | 5,961 |
| Total noninterest expense | $2,501,000 | 5,380 |
| Salaries and employee benefits | $1,301,000 | 5,526 |
| Premises and equipment expense | $381,000 | 5,009 |
| Additional noninterest expense | $819,000 | 5,088 |
| Pre-tax net operating income | $360,000 | 7,197 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $360,000 | 6,934 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $360,000 | 6,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,248,000 | 386 |
| Net operating income | $360,000 | 6,923 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 5,904 |
| Total interest expense | $1,018,000 | 5,385 |
| Net interest income | $1,883,000 | 6,065 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $190,000 | 6,692 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $86,000 | 6,113 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,876 |
| Total noninterest expense | $1,823,000 | 5,444 |
| Salaries and employee benefits | $955,000 | 5,578 |
| Premises and equipment expense | $279,000 | 5,069 |
| Additional noninterest expense | $589,000 | 5,185 |
| Pre-tax net operating income | $250,000 | 7,422 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $250,000 | 7,186 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $250,000 | 7,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,248,000 | 287 |
| Net operating income | $250,000 | 7,145 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 5,949 |
| Total interest expense | $652,000 | 5,344 |
| Net interest income | $1,211,000 | 6,156 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $129,000 | 6,618 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $57,000 | 6,097 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $72,000 | 5,829 |
| Total noninterest expense | $1,201,000 | 5,472 |
| Salaries and employee benefits | $639,000 | 5,537 |
| Premises and equipment expense | $176,000 | 5,238 |
| Additional noninterest expense | $386,000 | 5,204 |
| Pre-tax net operating income | $139,000 | 7,613 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $139,000 | 7,435 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $139,000 | 7,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,248,000 | 189 |
| Net operating income | $139,000 | 7,389 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $888,000 | 6,082 |
| Total interest expense | $316,000 | 5,330 |
| Net interest income | $572,000 | 6,358 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $60,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $27,000 | 6,147 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 6,001 |
| Total noninterest expense | $591,000 | 5,559 |
| Salaries and employee benefits | $307,000 | 5,722 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $196,000 | 5,154 |
| Pre-tax net operating income | $41,000 | 8,010 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $41,000 | 7,917 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $41,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,217 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $1,022,000 | 118 |
| Net operating income | $41,000 | 7,887 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 6,378 |
| Total interest expense | $979,000 | 5,719 |
| Net interest income | $2,064,000 | 6,538 |
| Provision for loan and lease losses | $21,000 | 6,700 |
| Total noninterest income | $313,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $121,000 | 6,159 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $192,000 | 5,186 |
| Total noninterest expense | $2,160,000 | 5,762 |
| Salaries and employee benefits | $1,238,000 | 5,598 |
| Premises and equipment expense | $152,000 | 7,313 |
| Additional noninterest expense | $770,000 | 5,220 |
| Pre-tax net operating income | $196,000 | 7,797 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $31,000 | 6,334 |
| Income before extraordinary items | $165,000 | 7,809 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $165,000 | 7,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,344 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $165,000 | 7,772 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 6,477 |
| Total interest expense | $713,000 | 5,776 |
| Net interest income | $1,504,000 | 6,619 |
| Provision for loan and lease losses | $21,000 | 6,290 |
| Total noninterest income | $251,000 | 6,220 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $88,000 | 6,250 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $163,000 | 4,945 |
| Total noninterest expense | $1,586,000 | 5,796 |
| Salaries and employee benefits | $927,000 | 5,572 |
| Premises and equipment expense | $100,000 | 7,531 |
| Additional noninterest expense | $559,000 | 5,285 |
| Pre-tax net operating income | $148,000 | 7,919 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $22,000 | 6,467 |
| Income before extraordinary items | $126,000 | 7,936 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $126,000 | 7,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,870 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $126,000 | 7,886 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 6,595 |
| Total interest expense | $461,000 | 5,878 |
| Net interest income | $975,000 | 6,724 |
| Provision for loan and lease losses | $21,000 | 5,806 |
| Total noninterest income | $177,000 | 6,098 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $58,000 | 6,282 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $119,000 | 4,804 |
| Total noninterest expense | $1,071,000 | 5,782 |
| Salaries and employee benefits | $631,000 | 5,527 |
| Premises and equipment expense | $68,000 | 7,517 |
| Additional noninterest expense | $372,000 | 5,310 |
| Pre-tax net operating income | $60,000 | 8,191 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $11,000 | 6,615 |
| Income before extraordinary items | $49,000 | 8,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 8,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,118 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $49,000 | 8,179 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $706,000 | 6,690 |
| Total interest expense | $222,000 | 6,052 |
| Net interest income | $484,000 | 6,775 |
| Provision for loan and lease losses | $21,000 | 4,750 |
| Total noninterest income | $82,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $54,000 | 4,970 |
| Total noninterest expense | $526,000 | 5,881 |
| Salaries and employee benefits | $313,000 | 5,604 |
| Premises and equipment expense | $36,000 | 7,453 |
| Additional noninterest expense | $177,000 | 5,481 |
| Pre-tax net operating income | $19,000 | 8,328 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $15,000 | 8,399 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,000 | 8,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $15,000 | 8,333 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,453,000 | 7,092 |
| Total interest expense | $700,000 | 7,040 |
| Net interest income | $1,753,000 | 6,981 |
| Provision for loan and lease losses | $212,000 | 3,919 |
| Total noninterest income | $304,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $87,000 | 6,773 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $217,000 | 5,121 |
| Total noninterest expense | $1,903,000 | 6,150 |
| Salaries and employee benefits | $1,124,000 | 5,857 |
| Premises and equipment expense | $142,000 | 7,510 |
| Additional noninterest expense | $637,000 | 5,791 |
| Pre-tax net operating income | $-58,000 | 8,607 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $7,000 | 7,138 |
| Income before extraordinary items | $-65,000 | 8,699 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-65,000 | 8,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-65,000 | 8,623 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 7,045 |
| Total interest expense | $508,000 | 7,278 |
| Net interest income | $1,421,000 | 6,794 |
| Provision for loan and lease losses | $154,000 | 3,870 |
| Total noninterest income | $79,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $60,000 | 6,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,294 |
| Total noninterest expense | $1,399,000 | 6,179 |
| Salaries and employee benefits | $836,000 | 5,861 |
| Premises and equipment expense | $105,000 | 7,546 |
| Additional noninterest expense | $458,000 | 5,920 |
| Pre-tax net operating income | $-53,000 | 8,725 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $6,000 | 7,203 |
| Income before extraordinary items | $-59,000 | 8,804 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-59,000 | 8,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-59,000 | 8,727 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 7,176 |
| Total interest expense | $324,000 | 7,494 |
| Net interest income | $925,000 | 6,878 |
| Provision for loan and lease losses | $89,000 | 4,177 |
| Total noninterest income | $51,000 | 8,344 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $37,000 | 7,065 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $911,000 | 6,294 |
| Salaries and employee benefits | $540,000 | 5,981 |
| Premises and equipment expense | $74,000 | 7,447 |
| Additional noninterest expense | $297,000 | 6,011 |
| Pre-tax net operating income | $-24,000 | 8,726 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $-28,000 | 8,830 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-28,000 | 8,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-28,000 | 8,726 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $589,000 | 7,365 |
| Total interest expense | $143,000 | 7,846 |
| Net interest income | $446,000 | 6,986 |
| Provision for loan and lease losses | $37,000 | 4,214 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $464,000 | 6,239 |
| Salaries and employee benefits | $269,000 | 5,991 |
| Premises and equipment expense | $39,000 | 7,371 |
| Additional noninterest expense | $156,000 | 5,791 |
| Pre-tax net operating income | $-31,000 | 8,839 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $-34,000 | 8,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-34,000 | 8,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-34,000 | 8,826 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 8,032 |
| Total interest expense | $611,000 | 8,052 |
| Net interest income | $1,228,000 | 7,881 |
| Provision for loan and lease losses | $202,000 | 4,327 |
| Total noninterest income | $86,000 | 8,573 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $65,000 | 7,244 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $1,461,000 | 6,924 |
| Salaries and employee benefits | $827,000 | 6,788 |
| Premises and equipment expense | $128,000 | 7,773 |
| Additional noninterest expense | $506,000 | 6,472 |
| Pre-tax net operating income | $-349,000 | 8,917 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $5,000 | 7,446 |
| Income before extraordinary items | $-354,000 | 8,992 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-354,000 | 8,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-354,000 | 8,947 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 8,948 |
| Total interest expense | $510,000 | 8,999 |
| Net interest income | $743,000 | 8,784 |
| Provision for loan and lease losses | $256,000 | 3,541 |
| Total noninterest income | $62,000 | 9,022 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $33,000 | 7,927 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $29,000 | 8,383 |
| Total noninterest expense | $1,132,000 | 7,624 |
| Salaries and employee benefits | $525,000 | 8,047 |
| Premises and equipment expense | $92,000 | 8,424 |
| Additional noninterest expense | $515,000 | 6,347 |
| Pre-tax net operating income | $-583,000 | 9,203 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-583,000 | 9,270 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-583,000 | 9,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $7,476,000 | 110 |
| Net operating income | $-583,000 | 9,233 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.