Home > New Jersey National Bank > Loan Charge- Offs and Recoveries
New Jersey National Bank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $25,581,000 | 131 |
| Loans secured by real estate, total | $14,833,000 | 53 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $14,833,000 | 53 |
| Construction and land development | $147,000 | 257 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $6,125,000 | 38 |
| Secured by multifamily residential properties | $62,000 | 346 |
| Secured by nonfarm nonresidential properties | $8,499,000 | 48 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $3,688,000 | 129 |
| Loans to individuals | $7,060,000 | 181 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,060,000 | 81 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $21,460,000 | 52 |
| Loans secured by real estate, total | $9,753,000 | 24 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $9,753,000 | 22 |
| Construction and land development | $1,454,000 | 28 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $4,976,000 | 6 |
| Secured by multifamily residential properties | $147,000 | 89 |
| Secured by nonfarm nonresidential properties | $3,176,000 | 46 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $9,079,000 | 31 |
| Loans to individuals | $2,628,000 | 155 |
| Credit card loan recoveries | $35,000 | 514 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,593,000 | 85 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,121,000 | 357 |
| Loans secured by real estate, total | $5,080,000 | 110 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $5,080,000 | 110 |
| Construction and land development | $-1,307,000 | 11,958 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $1,149,000 | 151 |
| Secured by multifamily residential properties | $-85,000 | 11,916 |
| Secured by nonfarm nonresidential properties | $5,323,000 | 50 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-5,391,000 | 11,961 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $4,432,000 | 196 |
| Credit card loan net charge offs | $-35,000 | 11,955 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,467,000 | 79 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $155,529,000 | 23 |
| Loans secured by real estate, total | $105,719,000 | 12 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $105,719,000 | 12 |
| Construction and land development | $11,799,000 | 14 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $22,045,000 | 20 |
| Secured by multifamily residential properties | $498,000 | 154 |
| Secured by nonfarm nonresidential properties | $71,377,000 | 7 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $40,416,000 | 13 |
| Loans to individuals | $8,103,000 | 143 |
| Credit card loan charge offs | $1,336,000 | 233 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,767,000 | 65 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $451,000 | 68 |
| Lease financing receivables | $840,000 | 34 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $16,605,000 | 72 |
| Loans secured by real estate, total | $7,903,000 | 38 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $7,903,000 | 38 |
| Construction and land development | $1,173,000 | 38 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $2,690,000 | 18 |
| Secured by multifamily residential properties | $225,000 | 71 |
| Secured by nonfarm nonresidential properties | $3,815,000 | 38 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $5,734,000 | 66 |
| Loans to individuals | $2,717,000 | 150 |
| Credit card loan recoveries | $45,000 | 489 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,672,000 | 84 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $102,000 | 109 |
| Lease financing receivables | $149,000 | 72 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $138,924,000 | 20 |
| Loans secured by real estate, total | $97,816,000 | 11 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $97,816,000 | 11 |
| Construction and land development | $10,626,000 | 10 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $19,355,000 | 21 |
| Secured by multifamily residential properties | $273,000 | 207 |
| Secured by nonfarm nonresidential properties | $67,562,000 | 5 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $34,682,000 | 7 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $5,386,000 | 137 |
| Credit card loan net charge offs | $1,291,000 | 203 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,095,000 | 54 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $349,000 | 53 |
| Lease financing receivables | $691,000 | 22 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $29,401,000 | 148 |
| Loans secured by real estate, total | $18,269,000 | 96 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $18,269,000 | 96 |
| Construction and land development | $3,984,000 | 76 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $3,446,000 | 99 |
| Secured by multifamily residential properties | $48,000 | 517 |
| Secured by nonfarm nonresidential properties | $10,791,000 | 77 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $3,251,000 | 228 |
| Loans to individuals | $7,881,000 | 161 |
| Credit card loan charge offs | $5,381,000 | 110 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,500,000 | 189 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,687,000 | 170 |
| Loans secured by real estate, total | $2,797,000 | 93 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $2,797,000 | 93 |
| Construction and land development | $1,032,000 | 48 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $629,000 | 71 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $1,136,000 | 96 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $2,291,000 | 141 |
| Loans to individuals | $1,599,000 | 201 |
| Credit card loan recoveries | $93,000 | 371 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,506,000 | 143 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $22,714,000 | 146 |
| Loans secured by real estate, total | $15,472,000 | 94 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $15,472,000 | 94 |
| Construction and land development | $2,952,000 | 91 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $2,817,000 | 99 |
| Secured by multifamily residential properties | $48,000 | 488 |
| Secured by nonfarm nonresidential properties | $9,655,000 | 75 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $960,000 | 430 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $6,282,000 | 138 |
| Credit card loan net charge offs | $5,288,000 | 102 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $994,000 | 244 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $42,165,000 | 134 |
| Loans secured by real estate, total | $13,217,000 | 141 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $13,217,000 | 140 |
| Construction and land development | $4,628,000 | 96 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $3,578,000 | 96 |
| Secured by multifamily residential properties | $281,000 | 301 |
| Secured by nonfarm nonresidential properties | $4,730,000 | 164 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $19,505,000 | 82 |
| Loans to individuals | $9,443,000 | 164 |
| Credit card loan charge offs | $6,930,000 | 111 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,513,000 | 241 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,117,000 | 269 |
| Loans secured by real estate, total | $568,000 | 272 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $568,000 | 272 |
| Construction and land development | $3,000 | 834 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $316,000 | 148 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $249,000 | 265 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $1,188,000 | 213 |
| Loans to individuals | $1,361,000 | 230 |
| Credit card loan recoveries | $110,000 | 354 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,251,000 | 171 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $39,048,000 | 123 |
| Loans secured by real estate, total | $12,649,000 | 137 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $12,649,000 | 136 |
| Construction and land development | $4,625,000 | 91 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $3,262,000 | 89 |
| Secured by multifamily residential properties | $281,000 | 283 |
| Secured by nonfarm nonresidential properties | $4,481,000 | 160 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $18,317,000 | 77 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $8,082,000 | 145 |
| Credit card loan net charge offs | $6,820,000 | 107 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,262,000 | 295 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.