Home > New Jersey National Bank > Income and Expense
New Jersey National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $421,751,000 | 155 |
| Total interest expense | $133,772,000 | 216 |
| Net interest income | $287,979,000 | 115 |
| Provision for loan and lease losses | $12,600,000 | 164 |
| Total noninterest income | $57,973,000 | 211 |
| Gross Fiduciary activities income | $12,762,000 | 134 |
| Service charges on deposit accounts | $32,839,000 | 95 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $12,372,000 | 377 |
| Total noninterest expense | $213,389,000 | 136 |
| Salaries and employee benefits | $59,466,000 | 172 |
| Premises and equipment expense | $25,720,000 | 133 |
| Additional noninterest expense | $128,203,000 | 103 |
| Pre-tax net operating income | $119,963,000 | 125 |
| Securities gains (losses) | $18,000 | 1,987 |
| Applicable income taxes | $48,962,000 | 109 |
| Income before extraordinary items | $71,019,000 | 138 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $71,019,000 | 137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,121,000 | 357 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $71,007,480 | 137 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $382,223,000 | 139 |
| Total interest expense | $100,423,000 | 220 |
| Net interest income | $281,800,000 | 110 |
| Provision for loan and lease losses | $138,704,000 | 15 |
| Total noninterest income | $64,692,000 | 190 |
| Gross Fiduciary activities income | $13,216,000 | 129 |
| Service charges on deposit accounts | $33,802,000 | 88 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $17,674,000 | 296 |
| Total noninterest expense | $330,847,000 | 80 |
| Salaries and employee benefits | $74,041,000 | 139 |
| Premises and equipment expense | $31,500,000 | 112 |
| Additional noninterest expense | $225,306,000 | 60 |
| Pre-tax net operating income | $-123,059,000 | 12,641 |
| Securities gains (losses) | $4,346,000 | 44 |
| Applicable income taxes | $-40,930,000 | 12,604 |
| Income before extraordinary items | $-77,783,000 | 12,602 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-77,783,000 | 12,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,924,000 | 20 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-80,651,360 | 12,603 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $248,266,000 | 192 |
| Total interest expense | $63,047,000 | 296 |
| Net interest income | $185,219,000 | 151 |
| Provision for loan and lease losses | $24,376,000 | 134 |
| Total noninterest income | $44,961,000 | 231 |
| Gross Fiduciary activities income | $11,089,000 | 138 |
| Service charges on deposit accounts | $21,925,000 | 117 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $11,947,000 | 392 |
| Total noninterest expense | $165,417,000 | 155 |
| Salaries and employee benefits | $49,079,000 | 188 |
| Premises and equipment expense | $19,450,000 | 167 |
| Additional noninterest expense | $96,888,000 | 135 |
| Pre-tax net operating income | $40,387,000 | 249 |
| Securities gains (losses) | $1,500,000 | 389 |
| Applicable income taxes | $15,068,000 | 230 |
| Income before extraordinary items | $26,819,000 | 256 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $26,819,000 | 265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,714,000 | 146 |
| Cash dividends | $7,268,000 | 359 |
| Sale, conversion, retirement of capital stock, net | $17,332,000 | 86 |
| Net operating income | $25,859,000 | 253 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $282,143,000 | 184 |
| Total interest expense | $99,397,000 | 252 |
| Net interest income | $182,746,000 | 143 |
| Provision for loan and lease losses | $41,743,000 | 122 |
| Total noninterest income | $39,412,000 | 241 |
| Gross Fiduciary activities income | $10,367,000 | 141 |
| Service charges on deposit accounts | $19,204,000 | 120 |
| Trading account gains and fees | $106,000 | 262 |
| Additional Noninterest Income | $9,735,000 | 452 |
| Total noninterest expense | $172,633,000 | 144 |
| Salaries and employee benefits | $54,379,000 | 164 |
| Premises and equipment expense | $21,206,000 | 154 |
| Additional noninterest expense | $97,048,000 | 124 |
| Pre-tax net operating income | $7,782,000 | 829 |
| Securities gains (losses) | $3,440,000 | 274 |
| Applicable income taxes | $687,000 | 3,031 |
| Income before extraordinary items | $10,535,000 | 469 |
| Extraordinary gains, net | $-7,340,000 | 13,919 |
| Net income | $3,195,000 | 1,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,048,000 | 123 |
| Cash dividends | $11,519,000 | 186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,301,400 | 594 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.