Home > New Jersey Community Bank > Income and Expense
New Jersey Community Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 4,243 |
| Total interest expense | $240,000 | 2,808 |
| Net interest income | $723,000 | 4,469 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $53,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $19,000 | 4,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,490 |
| Total noninterest expense | $1,052,000 | 3,445 |
| Salaries and employee benefits | $521,000 | 3,675 |
| Premises and equipment expense | $175,000 | 2,660 |
| Additional noninterest expense | $356,000 | 3,316 |
| Pre-tax net operating income | $-276,000 | 5,547 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $1,000 | 3,857 |
| Income before extraordinary items | $-277,000 | 5,535 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-277,000 | 5,535 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-277,000 | 5,535 |
| Net charge-offs | $29,000 | 1,473 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 558 |
| Net operating income | $-277,000 | 5,539 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 4,160 |
| Total interest expense | $909,000 | 2,716 |
| Net interest income | $3,067,000 | 4,397 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $269,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $86,000 | 4,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 4,299 |
| Total noninterest expense | $4,528,000 | 3,308 |
| Salaries and employee benefits | $2,193,000 | 3,576 |
| Premises and equipment expense | $600,000 | 2,917 |
| Additional noninterest expense | $1,735,000 | 2,919 |
| Pre-tax net operating income | $-1,192,000 | 5,616 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $15,000 | 3,814 |
| Income before extraordinary items | $-1,207,000 | 5,590 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,207,000 | 5,590 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,207,000 | 5,590 |
| Net charge-offs | $105,000 | 2,381 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 664 |
| Net operating income | $-1,207,000 | 5,587 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 4,265 |
| Total interest expense | $660,000 | 2,752 |
| Net interest income | $2,195,000 | 4,500 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $212,000 | 4,605 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $65,000 | 4,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 4,277 |
| Total noninterest expense | $3,294,000 | 3,381 |
| Salaries and employee benefits | $1,613,000 | 3,628 |
| Premises and equipment expense | $433,000 | 3,023 |
| Additional noninterest expense | $1,248,000 | 3,016 |
| Pre-tax net operating income | $-887,000 | 5,676 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-887,000 | 5,685 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-887,000 | 5,685 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-887,000 | 5,685 |
| Net charge-offs | $105,000 | 1,884 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 633 |
| Net operating income | $-887,000 | 5,680 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 4,307 |
| Total interest expense | $428,000 | 2,744 |
| Net interest income | $1,437,000 | 4,533 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $140,000 | 4,634 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $42,000 | 4,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 4,285 |
| Total noninterest expense | $2,089,000 | 3,506 |
| Salaries and employee benefits | $1,038,000 | 3,712 |
| Premises and equipment expense | $296,000 | 2,984 |
| Additional noninterest expense | $755,000 | 3,227 |
| Pre-tax net operating income | $-512,000 | 5,727 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-512,000 | 5,724 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-512,000 | 5,724 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-512,000 | 5,724 |
| Net charge-offs | $105,000 | 1,482 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 608 |
| Net operating income | $-512,000 | 5,722 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 4,351 |
| Total interest expense | $204,000 | 2,814 |
| Net interest income | $716,000 | 4,572 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $63,000 | 4,774 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $21,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,488 |
| Total noninterest expense | $1,013,000 | 3,582 |
| Salaries and employee benefits | $535,000 | 3,703 |
| Premises and equipment expense | $149,000 | 3,005 |
| Additional noninterest expense | $329,000 | 3,526 |
| Pre-tax net operating income | $-234,000 | 5,774 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-234,000 | 5,776 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-234,000 | 5,776 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-234,000 | 5,776 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 576 |
| Net operating income | $-234,000 | 5,775 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 4,315 |
| Total interest expense | $712,000 | 3,012 |
| Net interest income | $3,048,000 | 4,492 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $330,000 | 4,572 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $90,000 | 4,624 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $240,000 | 4,175 |
| Total noninterest expense | $4,998,000 | 3,182 |
| Salaries and employee benefits | $2,216,000 | 3,625 |
| Premises and equipment expense | $677,000 | 2,793 |
| Additional noninterest expense | $2,105,000 | 2,657 |
| Pre-tax net operating income | $-1,620,000 | 5,864 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,000 | 4,157 |
| Income before extraordinary items | $-1,622,000 | 5,868 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,622,000 | 5,867 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,622,000 | 5,867 |
| Net charge-offs | $-39,000 | 5,306 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 727 |
| Net operating income | $-1,622,000 | 5,864 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 4,342 |
| Total interest expense | $525,000 | 3,044 |
| Net interest income | $2,310,000 | 4,509 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $256,000 | 4,582 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $69,000 | 4,641 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $187,000 | 4,183 |
| Total noninterest expense | $3,827,000 | 3,153 |
| Salaries and employee benefits | $1,709,000 | 3,580 |
| Premises and equipment expense | $526,000 | 2,737 |
| Additional noninterest expense | $1,592,000 | 2,652 |
| Pre-tax net operating income | $-1,261,000 | 5,933 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-1,261,000 | 5,934 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,261,000 | 5,934 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,261,000 | 5,934 |
| Net charge-offs | $-39,000 | 5,293 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 690 |
| Net operating income | $-1,261,000 | 5,930 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 4,363 |
| Total interest expense | $338,000 | 3,113 |
| Net interest income | $1,570,000 | 4,502 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $188,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $46,000 | 4,650 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $142,000 | 4,056 |
| Total noninterest expense | $2,621,000 | 3,114 |
| Salaries and employee benefits | $1,176,000 | 3,543 |
| Premises and equipment expense | $367,000 | 2,675 |
| Additional noninterest expense | $1,078,000 | 2,633 |
| Pre-tax net operating income | $-863,000 | 6,011 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-863,000 | 6,009 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-863,000 | 6,008 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-863,000 | 6,008 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 674 |
| Net operating income | $-863,000 | 6,005 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 4,305 |
| Total interest expense | $169,000 | 3,135 |
| Net interest income | $828,000 | 4,444 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $62,000 | 4,931 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $22,000 | 4,718 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $40,000 | 4,634 |
| Total noninterest expense | $1,173,000 | 3,352 |
| Salaries and employee benefits | $606,000 | 3,508 |
| Premises and equipment expense | $178,000 | 2,755 |
| Additional noninterest expense | $389,000 | 3,290 |
| Pre-tax net operating income | $-283,000 | 6,030 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-283,000 | 6,037 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-283,000 | 6,038 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-283,000 | 6,037 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 618 |
| Net operating income | $-283,000 | 6,032 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 4,026 |
| Total interest expense | $828,000 | 2,757 |
| Net interest income | $3,800,000 | 4,174 |
| Provision for loan and lease losses | $710,000 | 1,052 |
| Total noninterest income | $324,000 | 4,710 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $162,000 | 4,043 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $162,000 | 4,673 |
| Total noninterest expense | $4,654,000 | 3,386 |
| Salaries and employee benefits | $2,311,000 | 3,599 |
| Premises and equipment expense | $721,000 | 2,760 |
| Additional noninterest expense | $1,622,000 | 3,244 |
| Pre-tax net operating income | $-1,240,000 | 6,111 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,542,000 | 1,215 |
| Income before extraordinary items | $-2,782,000 | 6,150 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,782,000 | 6,150 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,782,000 | 6,150 |
| Net charge-offs | $717,000 | 877 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 760 |
| Net operating income | $-2,782,000 | 6,146 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 3,988 |
| Total interest expense | $644,000 | 2,718 |
| Net interest income | $2,927,000 | 4,162 |
| Provision for loan and lease losses | $710,000 | 784 |
| Total noninterest income | $260,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $132,000 | 3,937 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 4,658 |
| Total noninterest expense | $3,422,000 | 3,454 |
| Salaries and employee benefits | $1,739,000 | 3,602 |
| Premises and equipment expense | $552,000 | 2,764 |
| Additional noninterest expense | $1,131,000 | 3,407 |
| Pre-tax net operating income | $-945,000 | 6,202 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-377,000 | 6,210 |
| Income before extraordinary items | $-568,000 | 6,173 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-568,000 | 6,173 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-568,000 | 6,173 |
| Net charge-offs | $296,000 | 1,207 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 715 |
| Net operating income | $-568,000 | 6,164 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,453,000 | 3,937 |
| Total interest expense | $428,000 | 2,735 |
| Net interest income | $2,025,000 | 4,110 |
| Provision for loan and lease losses | $15,000 | 3,621 |
| Total noninterest income | $171,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $86,000 | 3,954 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $85,000 | 4,688 |
| Total noninterest expense | $2,323,000 | 3,443 |
| Salaries and employee benefits | $1,172,000 | 3,592 |
| Premises and equipment expense | $375,000 | 2,738 |
| Additional noninterest expense | $776,000 | 3,360 |
| Pre-tax net operating income | $-142,000 | 6,148 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-55,000 | 6,231 |
| Income before extraordinary items | $-87,000 | 6,133 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-87,000 | 6,134 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-87,000 | 6,134 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 702 |
| Net operating income | $-87,000 | 6,112 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 3,971 |
| Total interest expense | $211,000 | 2,783 |
| Net interest income | $1,008,000 | 4,141 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $81,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $40,000 | 4,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $41,000 | 4,730 |
| Total noninterest expense | $1,150,000 | 3,486 |
| Salaries and employee benefits | $579,000 | 3,668 |
| Premises and equipment expense | $196,000 | 2,694 |
| Additional noninterest expense | $375,000 | 3,425 |
| Pre-tax net operating income | $-76,000 | 6,195 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-30,000 | 6,301 |
| Income before extraordinary items | $-46,000 | 6,182 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-46,000 | 6,183 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-46,000 | 6,183 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 661 |
| Net operating income | $-46,000 | 6,155 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 3,822 |
| Total interest expense | $932,000 | 2,707 |
| Net interest income | $4,372,000 | 3,984 |
| Provision for loan and lease losses | $365,000 | 1,781 |
| Total noninterest income | $439,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $242,000 | 3,603 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $197,000 | 4,554 |
| Total noninterest expense | $4,260,000 | 3,686 |
| Salaries and employee benefits | $2,501,000 | 3,473 |
| Premises and equipment expense | $751,000 | 2,779 |
| Additional noninterest expense | $1,008,000 | 4,436 |
| Pre-tax net operating income | $186,000 | 5,698 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $80,000 | 3,511 |
| Income before extraordinary items | $106,000 | 5,870 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $106,000 | 5,870 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $106,000 | 5,871 |
| Net charge-offs | $1,034,000 | 871 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 564 |
| Net operating income | $106,000 | 5,837 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,066,000 | 3,798 |
| Total interest expense | $725,000 | 2,668 |
| Net interest income | $3,341,000 | 3,972 |
| Provision for loan and lease losses | $365,000 | 1,454 |
| Total noninterest income | $354,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $205,000 | 3,419 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $149,000 | 4,575 |
| Total noninterest expense | $3,207,000 | 3,678 |
| Salaries and employee benefits | $1,930,000 | 3,431 |
| Premises and equipment expense | $560,000 | 2,818 |
| Additional noninterest expense | $717,000 | 4,569 |
| Pre-tax net operating income | $123,000 | 5,830 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $69,000 | 3,494 |
| Income before extraordinary items | $54,000 | 6,021 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $54,000 | 6,020 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $54,000 | 6,021 |
| Net charge-offs | $973,000 | 691 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 505 |
| Net operating income | $54,000 | 6,002 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 3,768 |
| Total interest expense | $495,000 | 2,647 |
| Net interest income | $2,241,000 | 3,964 |
| Provision for loan and lease losses | $335,000 | 1,139 |
| Total noninterest income | $254,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $152,000 | 3,196 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $102,000 | 4,535 |
| Total noninterest expense | $2,068,000 | 3,792 |
| Salaries and employee benefits | $1,290,000 | 3,440 |
| Premises and equipment expense | $376,000 | 2,829 |
| Additional noninterest expense | $402,000 | 4,953 |
| Pre-tax net operating income | $92,000 | 5,799 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $50,000 | 3,441 |
| Income before extraordinary items | $42,000 | 6,040 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $42,000 | 6,041 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $42,000 | 6,042 |
| Net charge-offs | $554,000 | 805 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 481 |
| Net operating income | $42,000 | 6,007 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 3,794 |
| Total interest expense | $252,000 | 2,663 |
| Net interest income | $1,113,000 | 3,987 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $134,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $75,000 | 3,201 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $59,000 | 4,339 |
| Total noninterest expense | $1,190,000 | 3,489 |
| Salaries and employee benefits | $652,000 | 3,453 |
| Premises and equipment expense | $196,000 | 2,796 |
| Additional noninterest expense | $342,000 | 3,798 |
| Pre-tax net operating income | $-3,000 | 6,221 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $5,000 | 4,041 |
| Income before extraordinary items | $-8,000 | 6,262 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-8,000 | 6,262 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-8,000 | 6,263 |
| Net charge-offs | $353,000 | 643 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 442 |
| Net operating income | $-8,000 | 6,248 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 3,851 |
| Total interest expense | $961,000 | 3,036 |
| Net interest income | $4,503,000 | 3,970 |
| Provision for loan and lease losses | $855,000 | 1,259 |
| Total noninterest income | $456,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $275,000 | 3,508 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $181,000 | 4,741 |
| Total noninterest expense | $6,200,000 | 2,905 |
| Salaries and employee benefits | $2,454,000 | 3,589 |
| Premises and equipment expense | $723,000 | 2,903 |
| Additional noninterest expense | $3,023,000 | 2,067 |
| Pre-tax net operating income | $-2,096,000 | 6,664 |
| Securities gains (losses) | $16,000 | 2,449 |
| Applicable income taxes | $-833,000 | 6,677 |
| Income before extraordinary items | $-1,247,000 | 6,619 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,247,000 | 6,619 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,247,000 | 6,619 |
| Net charge-offs | $80,000 | 3,957 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 539 |
| Net operating income | $-1,257,240 | 6,610 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,037,000 | 3,914 |
| Total interest expense | $717,000 | 3,122 |
| Net interest income | $3,320,000 | 4,048 |
| Provision for loan and lease losses | $195,000 | 2,624 |
| Total noninterest income | $333,000 | 4,648 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $206,000 | 3,529 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $127,000 | 4,910 |
| Total noninterest expense | $3,143,000 | 3,830 |
| Salaries and employee benefits | $1,827,000 | 3,632 |
| Premises and equipment expense | $526,000 | 2,989 |
| Additional noninterest expense | $790,000 | 4,501 |
| Pre-tax net operating income | $315,000 | 5,290 |
| Securities gains (losses) | $16,000 | 2,321 |
| Applicable income taxes | $152,000 | 3,004 |
| Income before extraordinary items | $179,000 | 5,713 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $179,000 | 5,714 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $179,000 | 5,714 |
| Net charge-offs | $30,000 | 4,187 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 507 |
| Net operating income | $168,760 | 5,694 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,834,000 | 3,800 |
| Total interest expense | $494,000 | 3,102 |
| Net interest income | $2,340,000 | 3,884 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $198,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $133,000 | 3,571 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $65,000 | 5,251 |
| Total noninterest expense | $2,101,000 | 3,844 |
| Salaries and employee benefits | $1,203,000 | 3,665 |
| Premises and equipment expense | $352,000 | 2,984 |
| Additional noninterest expense | $546,000 | 4,423 |
| Pre-tax net operating income | $347,000 | 4,683 |
| Securities gains (losses) | $16,000 | 2,123 |
| Applicable income taxes | $159,000 | 2,635 |
| Income before extraordinary items | $204,000 | 5,241 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $204,000 | 5,244 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $204,000 | 5,244 |
| Net charge-offs | $7,000 | 4,432 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 473 |
| Net operating income | $193,760 | 5,184 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 3,859 |
| Total interest expense | $267,000 | 2,996 |
| Net interest income | $1,137,000 | 3,973 |
| Provision for loan and lease losses | $35,000 | 3,111 |
| Total noninterest income | $91,000 | 4,989 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,248 |
| Total noninterest expense | $1,031,000 | 3,928 |
| Salaries and employee benefits | $593,000 | 3,743 |
| Premises and equipment expense | $176,000 | 3,006 |
| Additional noninterest expense | $262,000 | 4,541 |
| Pre-tax net operating income | $162,000 | 4,762 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $72,000 | 2,715 |
| Income before extraordinary items | $90,000 | 5,363 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $90,000 | 5,365 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $90,000 | 5,365 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 436 |
| Net operating income | $90,000 | 5,261 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,902,000 | 3,879 |
| Total interest expense | $1,291,000 | 3,047 |
| Net interest income | $4,611,000 | 4,023 |
| Provision for loan and lease losses | $117,000 | 4,538 |
| Total noninterest income | $348,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $255,000 | 3,799 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $93,000 | 5,409 |
| Total noninterest expense | $4,217,000 | 3,886 |
| Salaries and employee benefits | $2,542,000 | 3,533 |
| Premises and equipment expense | $714,000 | 2,973 |
| Additional noninterest expense | $961,000 | 4,885 |
| Pre-tax net operating income | $625,000 | 4,657 |
| Securities gains (losses) | $19,000 | 3,187 |
| Applicable income taxes | $283,000 | 2,710 |
| Income before extraordinary items | $361,000 | 5,311 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $361,000 | 5,308 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $361,000 | 5,309 |
| Net charge-offs | $11,000 | 5,581 |
| Cash dividends | $1,000 | 4,370 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 582 |
| Net operating income | $348,840 | 5,138 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 3,953 |
| Total interest expense | $989,000 | 3,104 |
| Net interest income | $3,416,000 | 4,117 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $268,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $200,000 | 3,757 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $68,000 | 5,494 |
| Total noninterest expense | $3,191,000 | 3,888 |
| Salaries and employee benefits | $1,964,000 | 3,465 |
| Premises and equipment expense | $535,000 | 3,008 |
| Additional noninterest expense | $692,000 | 5,033 |
| Pre-tax net operating income | $403,000 | 4,980 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $182,000 | 2,915 |
| Income before extraordinary items | $221,000 | 5,639 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $221,000 | 5,638 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $221,000 | 5,638 |
| Net charge-offs | $11,000 | 5,283 |
| Cash dividends | $1,000 | 3,769 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 528 |
| Net operating income | $221,000 | 5,462 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 4,009 |
| Total interest expense | $673,000 | 3,140 |
| Net interest income | $2,239,000 | 4,180 |
| Provision for loan and lease losses | $70,000 | 4,240 |
| Total noninterest income | $190,000 | 4,947 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $144,000 | 3,597 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,533 |
| Total noninterest expense | $1,969,000 | 4,119 |
| Salaries and employee benefits | $1,151,000 | 3,807 |
| Premises and equipment expense | $351,000 | 3,049 |
| Additional noninterest expense | $467,000 | 5,021 |
| Pre-tax net operating income | $390,000 | 4,485 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $170,000 | 2,598 |
| Income before extraordinary items | $220,000 | 5,228 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $220,000 | 5,228 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $220,000 | 5,228 |
| Net charge-offs | $8,000 | 5,010 |
| Cash dividends | $1,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 513 |
| Net operating income | $220,000 | 5,029 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 4,050 |
| Total interest expense | $351,000 | 3,141 |
| Net interest income | $1,102,000 | 4,256 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $108,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $91,000 | 3,138 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,857 |
| Total noninterest expense | $975,000 | 4,165 |
| Salaries and employee benefits | $564,000 | 3,879 |
| Premises and equipment expense | $176,000 | 3,077 |
| Additional noninterest expense | $235,000 | 5,011 |
| Pre-tax net operating income | $190,000 | 4,593 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $82,000 | 2,621 |
| Income before extraordinary items | $108,000 | 5,275 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $108,000 | 5,276 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $108,000 | 5,276 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 464 |
| Net operating income | $108,000 | 5,135 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,896,000 | 4,116 |
| Total interest expense | $1,459,000 | 3,512 |
| Net interest income | $4,437,000 | 4,250 |
| Provision for loan and lease losses | $244,000 | 4,396 |
| Total noninterest income | $451,000 | 4,557 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $345,000 | 3,328 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $106,000 | 5,255 |
| Total noninterest expense | $3,685,000 | 4,352 |
| Salaries and employee benefits | $2,107,000 | 4,038 |
| Premises and equipment expense | $644,000 | 3,392 |
| Additional noninterest expense | $934,000 | 5,060 |
| Pre-tax net operating income | $959,000 | 3,806 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $407,000 | 2,237 |
| Income before extraordinary items | $552,000 | 4,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $552,000 | 4,517 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $552,000 | 4,516 |
| Net charge-offs | $118,000 | 4,839 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 717 |
| Net operating income | $552,000 | 4,398 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,435,000 | 4,151 |
| Total interest expense | $1,079,000 | 3,646 |
| Net interest income | $3,356,000 | 4,243 |
| Provision for loan and lease losses | $209,000 | 4,101 |
| Total noninterest income | $321,000 | 4,698 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $250,000 | 3,401 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $71,000 | 5,464 |
| Total noninterest expense | $2,721,000 | 4,398 |
| Salaries and employee benefits | $1,618,000 | 3,957 |
| Premises and equipment expense | $472,000 | 3,494 |
| Additional noninterest expense | $631,000 | 5,324 |
| Pre-tax net operating income | $747,000 | 3,846 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $333,000 | 2,158 |
| Income before extraordinary items | $414,000 | 4,606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 4,607 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $414,000 | 4,606 |
| Net charge-offs | $58,000 | 4,871 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 519 |
| Net operating income | $414,000 | 4,482 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,933,000 | 4,212 |
| Total interest expense | $697,000 | 3,823 |
| Net interest income | $2,236,000 | 4,257 |
| Provision for loan and lease losses | $179,000 | 3,710 |
| Total noninterest income | $214,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $169,000 | 3,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 5,565 |
| Total noninterest expense | $1,731,000 | 4,558 |
| Salaries and employee benefits | $1,017,000 | 4,161 |
| Premises and equipment expense | $296,000 | 3,681 |
| Additional noninterest expense | $418,000 | 5,422 |
| Pre-tax net operating income | $540,000 | 3,663 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $239,000 | 2,032 |
| Income before extraordinary items | $301,000 | 4,442 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $301,000 | 4,441 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $301,000 | 4,443 |
| Net charge-offs | $22,000 | 5,004 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 431 |
| Net operating income | $301,000 | 4,361 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 4,313 |
| Total interest expense | $335,000 | 4,026 |
| Net interest income | $1,094,000 | 4,312 |
| Provision for loan and lease losses | $95,000 | 3,442 |
| Total noninterest income | $104,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $82,000 | 3,383 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 5,717 |
| Total noninterest expense | $849,000 | 4,632 |
| Salaries and employee benefits | $488,000 | 4,302 |
| Premises and equipment expense | $148,000 | 3,732 |
| Additional noninterest expense | $213,000 | 5,376 |
| Pre-tax net operating income | $254,000 | 3,797 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $112,000 | 2,065 |
| Income before extraordinary items | $142,000 | 4,543 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $142,000 | 4,542 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $142,000 | 4,543 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 380 |
| Net operating income | $142,000 | 4,486 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,847,000 | 4,906 |
| Total interest expense | $1,456,000 | 4,342 |
| Net interest income | $3,391,000 | 5,029 |
| Provision for loan and lease losses | $472,000 | 4,228 |
| Total noninterest income | $439,000 | 4,800 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $345,000 | 3,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 5,502 |
| Total noninterest expense | $3,206,000 | 4,824 |
| Salaries and employee benefits | $1,831,000 | 4,471 |
| Premises and equipment expense | $609,000 | 3,683 |
| Additional noninterest expense | $766,000 | 5,707 |
| Pre-tax net operating income | $152,000 | 5,331 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,185,000 | 7,353 |
| Income before extraordinary items | $1,337,000 | 2,699 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,337,000 | 2,695 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,337,000 | 2,700 |
| Net charge-offs | $161,000 | 4,982 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 652 |
| Net operating income | $1,337,000 | 2,604 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 5,128 |
| Total interest expense | $1,102,000 | 4,466 |
| Net interest income | $2,367,000 | 5,286 |
| Provision for loan and lease losses | $331,000 | 4,184 |
| Total noninterest income | $312,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $241,000 | 3,571 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $71,000 | 5,635 |
| Total noninterest expense | $2,343,000 | 4,924 |
| Salaries and employee benefits | $1,375,000 | 4,501 |
| Premises and equipment expense | $406,000 | 4,059 |
| Additional noninterest expense | $562,000 | 5,787 |
| Pre-tax net operating income | $5,000 | 5,953 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $5,000 | 4,390 |
| Income before extraordinary items | $0 | 6,123 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $0 | 6,124 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $0 | 6,124 |
| Net charge-offs | $82,000 | 5,101 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 589 |
| Net operating income | $0 | 5,999 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 5,315 |
| Total interest expense | $713,000 | 4,641 |
| Net interest income | $1,468,000 | 5,495 |
| Provision for loan and lease losses | $216,000 | 4,112 |
| Total noninterest income | $205,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $152,000 | 3,673 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $53,000 | 5,522 |
| Total noninterest expense | $1,553,000 | 4,958 |
| Salaries and employee benefits | $913,000 | 4,532 |
| Premises and equipment expense | $269,000 | 4,093 |
| Additional noninterest expense | $371,000 | 5,824 |
| Pre-tax net operating income | $-96,000 | 6,271 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $-101,000 | 6,421 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-101,000 | 6,423 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-101,000 | 6,421 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 516 |
| Net operating income | $-101,000 | 6,345 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 5,575 |
| Total interest expense | $349,000 | 4,822 |
| Net interest income | $666,000 | 5,759 |
| Provision for loan and lease losses | $113,000 | 3,814 |
| Total noninterest income | $98,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $78,000 | 3,626 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $758,000 | 5,090 |
| Salaries and employee benefits | $446,000 | 4,677 |
| Premises and equipment expense | $139,000 | 4,082 |
| Additional noninterest expense | $173,000 | 6,022 |
| Pre-tax net operating income | $-107,000 | 6,666 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $-112,000 | 6,780 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-112,000 | 6,781 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-112,000 | 6,780 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 450 |
| Net operating income | $-112,000 | 6,726 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 6,573 |
| Total interest expense | $1,047,000 | 5,932 |
| Net interest income | $1,617,000 | 6,752 |
| Provision for loan and lease losses | $719,000 | 3,998 |
| Total noninterest income | $200,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $120,000 | 5,505 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $80,000 | 5,919 |
| Total noninterest expense | $2,487,000 | 5,699 |
| Salaries and employee benefits | $1,414,000 | 5,369 |
| Premises and equipment expense | $457,000 | 4,626 |
| Additional noninterest expense | $616,000 | 6,401 |
| Pre-tax net operating income | $-1,389,000 | 6,409 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $-1,394,000 | 6,533 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,394,000 | 6,533 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,394,000 | 6,533 |
| Net charge-offs | $300,000 | 4,482 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 1,137 |
| Net operating income | $-1,394,000 | 6,535 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 6,908 |
| Total interest expense | $720,000 | 6,241 |
| Net interest income | $1,016,000 | 7,112 |
| Provision for loan and lease losses | $337,000 | 4,425 |
| Total noninterest income | $136,000 | 6,470 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $77,000 | 5,761 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $59,000 | 6,062 |
| Total noninterest expense | $1,787,000 | 5,834 |
| Salaries and employee benefits | $1,017,000 | 5,539 |
| Premises and equipment expense | $323,000 | 4,836 |
| Additional noninterest expense | $447,000 | 6,476 |
| Pre-tax net operating income | $-972,000 | 6,636 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $-977,000 | 6,735 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-977,000 | 6,736 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-977,000 | 6,736 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-977,000 | 6,728 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 7,250 |
| Total interest expense | $424,000 | 6,599 |
| Net interest income | $545,000 | 7,449 |
| Provision for loan and lease losses | $223,000 | 4,189 |
| Total noninterest income | $83,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $50,000 | 5,799 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $33,000 | 6,307 |
| Total noninterest expense | $1,158,000 | 5,943 |
| Salaries and employee benefits | $665,000 | 5,658 |
| Premises and equipment expense | $203,000 | 5,035 |
| Additional noninterest expense | $290,000 | 6,568 |
| Pre-tax net operating income | $-753,000 | 6,864 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $-758,000 | 6,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-758,000 | 6,994 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-758,000 | 6,994 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-758,000 | 6,981 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $396,000 | 7,571 |
| Total interest expense | $193,000 | 6,866 |
| Net interest income | $203,000 | 7,778 |
| Provision for loan and lease losses | $68,000 | 4,513 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $24,000 | 5,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $551,000 | 6,016 |
| Salaries and employee benefits | $329,000 | 5,740 |
| Premises and equipment expense | $111,000 | 4,833 |
| Additional noninterest expense | $111,000 | 6,908 |
| Pre-tax net operating income | $-378,000 | 7,171 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $-380,000 | 7,308 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-380,000 | 7,309 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-380,000 | 7,309 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-380,000 | 7,271 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $678,000 | 8,129 |
| Total interest expense | $188,000 | 8,121 |
| Net interest income | $490,000 | 8,086 |
| Provision for loan and lease losses | $245,000 | 4,940 |
| Total noninterest income | $47,000 | 7,757 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,079 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $30,000 | 7,180 |
| Total noninterest expense | $2,435,000 | 5,713 |
| Salaries and employee benefits | $1,241,000 | 5,874 |
| Premises and equipment expense | $340,000 | 5,496 |
| Additional noninterest expense | $854,000 | 5,294 |
| Pre-tax net operating income | $-2,143,000 | 7,401 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,143,000 | 7,421 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,143,000 | 7,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $16,612,000 | 102 |
| Net operating income | $-2,143,000 | 7,510 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $352,000 | 8,287 |
| Total interest expense | $48,000 | 8,303 |
| Net interest income | $304,000 | 8,231 |
| Provision for loan and lease losses | $150,000 | 4,617 |
| Total noninterest income | $14,000 | 8,083 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,000 | 7,312 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 7,732 |
| Total noninterest expense | $1,882,000 | 5,644 |
| Salaries and employee benefits | $936,000 | 5,875 |
| Premises and equipment expense | $230,000 | 5,755 |
| Additional noninterest expense | $716,000 | 4,887 |
| Pre-tax net operating income | $-1,714,000 | 7,792 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,714,000 | 7,785 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,714,000 | 7,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $16,612,000 | 68 |
| Net operating income | $-1,714,000 | 7,868 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.