Home > New Horizons Savings and Loan Association > Income and Expense
New Horizons Savings and Loan Association, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,147,000 | 1,531 |
| Total interest expense | $14,511,000 | 1,156 |
| Net interest income | $7,636,000 | 2,349 |
| Provision for loan and lease losses | $2,003,000 | 573 |
| Total noninterest income | $204,000 | 8,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $204,000 | 5,077 |
| Total noninterest expense | $5,135,000 | 2,642 |
| Salaries and employee benefits | $2,428,000 | 2,752 |
| Premises and equipment expense | $1,093,000 | 1,850 |
| Additional noninterest expense | $1,614,000 | 2,892 |
| Pre-tax net operating income | $702,000 | 7,320 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $291,000 | 6,120 |
| Income before extraordinary items | $411,000 | 7,957 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $411,000 | 7,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,855,000 | 599 |
| Cash dividends | $429,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $411,000 | 7,926 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,520,000 | 1,588 |
| Total interest expense | $10,168,000 | 1,298 |
| Net interest income | $9,352,000 | 1,939 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $315,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $315,000 | 3,948 |
| Total noninterest expense | $5,262,000 | 2,645 |
| Salaries and employee benefits | $2,487,000 | 2,683 |
| Premises and equipment expense | $998,000 | 2,044 |
| Additional noninterest expense | $1,777,000 | 2,867 |
| Pre-tax net operating income | $4,405,000 | 1,625 |
| Securities gains (losses) | $-77,000 | 11,356 |
| Applicable income taxes | $1,803,000 | 1,320 |
| Income before extraordinary items | $2,525,000 | 1,930 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,525,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,511 |
| Cash dividends | $351,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,574,280 | 1,891 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,320,000 | 1,422 |
| Total interest expense | $10,987,000 | 1,238 |
| Net interest income | $11,333,000 | 1,591 |
| Provision for loan and lease losses | $598,000 | 1,872 |
| Total noninterest income | $357,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $357,000 | 4,068 |
| Total noninterest expense | $5,515,000 | 2,602 |
| Salaries and employee benefits | $2,438,000 | 2,714 |
| Premises and equipment expense | $1,003,000 | 2,045 |
| Additional noninterest expense | $2,074,000 | 2,643 |
| Pre-tax net operating income | $5,577,000 | 1,245 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,295,000 | 1,076 |
| Income before extraordinary items | $3,282,000 | 1,554 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,282,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $981,000 | 1,156 |
| Cash dividends | $176,000 | 5,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,282,000 | 1,463 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,305,000 | 1,674 |
| Total interest expense | $11,157,000 | 1,567 |
| Net interest income | $10,148,000 | 1,800 |
| Provision for loan and lease losses | $2,243,000 | 1,057 |
| Total noninterest income | $113,000 | 11,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $6,146,000 | 2,363 |
| Salaries and employee benefits | $1,852,000 | 3,448 |
| Premises and equipment expense | $554,000 | 3,626 |
| Additional noninterest expense | $3,740,000 | 1,671 |
| Pre-tax net operating income | $1,872,000 | 3,309 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $620,000 | 3,338 |
| Income before extraordinary items | $1,252,000 | 3,666 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,252,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 2,784 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 857 |
| Net operating income | $1,252,000 | 3,394 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.