Home > New Frontier Bank > Net charge- offs to loans
New Frontier Bank, Net charge- offs to loans
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 13.0666% | 32 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.6520% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 15.3242% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5245% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 12.1200% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 18.4094% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 11.3061% | 44 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7056% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2967% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.5919% | 108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5189% | 760 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0407% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 3.7604% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0556% | 1,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0334% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8133% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3116% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4991% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7062% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1052% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4094% | 574 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8693% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 3.4519% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 1,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6933% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7093% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9384% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6971% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8915% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0336% | 1,508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2281% | 538 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6085% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 3.2871% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 7,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5776% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4108% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5983% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6181% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7240% | 934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0224% | 1,348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1966% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5897% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 3.1458% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9729% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8094% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9943% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3883% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2249% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0166% | 1,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2491% | 2,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2536% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.3584% | 800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0321% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8785% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3518% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7970% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3159% | 2,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4065% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0639% | 1,499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2742% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2901% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 0.5028% | 390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4784% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2932% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3275% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2832% | 1,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5199% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0682% | 1,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1392% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0993% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0764% | 561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7713% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9940% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5321% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1813% | 1,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0884% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0853% | 1,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1320% | 1,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0765% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8190% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8623% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3926% | 374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1108% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2313% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0561% | 862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2015% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2082% | 696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0172% | 721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4225% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1973% | 86 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3533% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1652% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1634% | 2,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4390% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0713% | 1,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2167% | 1,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2403% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0208% | 526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6172% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0793% | 83 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4621% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2029% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1391% | 2,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5889% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0343% | 1,292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1448% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1485% | 722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0029% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2641% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7109% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3719% | 73 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0923% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3239% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0322% | 1,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0064% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4063% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4374% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2007% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0504% | 1,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7113% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0827% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3164% | 1,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2298% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0870% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 1,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6635% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2311% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7497% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4720% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3813% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0713% | 1,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2989% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1725% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0359% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8752% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3294% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9839% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6335% | 1,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6371% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0035% | 1,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2763% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2124% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2113% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4966% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3525% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5943% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1140% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0964% | 2,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4174% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7090% | 2,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0660% | 759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3665% | 1,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3182% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0160% | 676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5301% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0520% | 137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2205% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9378% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4786% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0090% | 1,623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2249% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2440% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0226% | 532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2874% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4830% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2713% | 2,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2365% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0031% | 7,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1681% | 2,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1632% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8977% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0270% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3762% | 1,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5979% | 2,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 2,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1294% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7052% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7976% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2810% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3665% | 3,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4431% | 1,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2726% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 0.3503% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6768% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7296% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7890% | 2,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7128% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2727% | 1,080 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1426% | 1,446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5138% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2890% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.4777% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4963% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5305% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2112% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9638% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6364% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0415% | 1,478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6119% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3879% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 0.7334% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4857% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5161% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7973% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8440% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3636% | 1,236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0654% | 1,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4895% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6686% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9274% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6364% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2413% | 3,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 1,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.1873% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1400% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1452% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5258% | 2,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2956% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9569% | 1,284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0223% | 1,874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1986% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 2,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0038% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1951% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1951% | 936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7011% | 2,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5532% | 3,908 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5636% | 729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1110% | 1,527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1944% | 3,222 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |