Home > New Frontier Bank > Assets and Liabilities
New Frontier Bank, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 227 | 687 |
| Assets and Liabilities | ||
| Total Assets: | $1,774,588,000 | 423 |
| Cash and due from depository institutions | $34,394,000 | 687 |
| Interest-bearing balances | $32,043,000 | 607 |
| Securities | $164,954,000 | 758 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $1,440,662,000 | 372 |
| Loan loss allowance | $93,119,000 | 143 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,743,000 | 1,335 |
| Other real estate owned | $43,417,000 | 687 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $81,418,000 | 325 |
| Life insurance assets | $16,151,000 | 405 |
| Total liabilities and capital | $1,774,588,000 | 423 |
| Total liabilities | $1,714,079,000 | 395 |
| Total deposits | $1,496,347,000 | 380 |
| Interest-bearing deposits | $1,457,572,000 | 337 |
| Deposits held in domestic offices | $1,496,347,000 | 376 |
| % insured | 87.82% | 1,519 |
| Federal funds purchased & repurchase agreements | $3,095,000 | 1,805 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $199,374,000 | 338 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $15,263,000 | 483 |
| Total equity capital | $60,509,000 | 1,138 |
| Total bank equity capital | $60,509,000 | 1,135 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,015,000 | 850 |
| Surplus | $118,424,000 | 354 |
| Undivided profits | $-63,930,000 | 8,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $246,837,000 | 111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $131,000 | 790 |
| Income earned, not collected on loans | $24,207,000 | 163 |
| Earning assets | $1,637,659,000 | 417 |
| Long-term assets (5+ years) | $156,210,000 | 878 |
| Average Assets, year-to-date | $1,891,967,500 | 394 |
| Average Assets, quarterly | $1,891,967,500 | 394 |
| Volatile liabilities | $342,400,000 | 496 |
| Insider loans | $13,853,000 | 500 |
| FHLB advances | $199,374,000 | 271 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $104,858,000 | 856 |
| Tier 1 (core) risk-based capital | $61,714,000 | 1,035 |
| Tier 2 risk-based capital | $21,115,000 | 342 |
| Total risk weighted assets | $1,616,772,000 | 366 |
| Total unused commitments | $104,858,000 | 856 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 237 | 657 |
| Assets and Liabilities | ||
| Total Assets: | $2,009,347,000 | 376 |
| Cash and due from depository institutions | $70,553,000 | 657 |
| Interest-bearing balances | $50,000 | 6,138 |
| Securities | $258,317,000 | 482 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $1,546,676,000 | 351 |
| Loan loss allowance | $42,502,000 | 220 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,930,000 | 1,309 |
| Other real estate owned | $43,304,000 | 657 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $80,567,000 | 327 |
| Life insurance assets | $15,998,000 | 407 |
| Total liabilities and capital | $2,009,347,000 | 376 |
| Total liabilities | $1,851,967,000 | 360 |
| Total deposits | $1,676,003,000 | 330 |
| Interest-bearing deposits | $1,630,429,000 | 301 |
| Deposits held in domestic offices | $1,676,003,000 | 324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,541,000 | 1,767 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $156,538,000 | 431 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $14,885,000 | 489 |
| Total equity capital | $157,380,000 | 455 |
| Total bank equity capital | $157,380,000 | 455 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,015,000 | 850 |
| Surplus | $118,393,000 | 345 |
| Undivided profits | $32,972,000 | 1,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,094,000 | 151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $131,000 | 730 |
| Income earned, not collected on loans | $25,067,000 | 164 |
| Earning assets | $1,805,043,000 | 369 |
| Long-term assets (5+ years) | $228,413,000 | 572 |
| Average Assets, year-to-date | $2,012,657,800 | 361 |
| Average Assets, quarterly | $2,016,861,000 | 369 |
| Volatile liabilities | $337,433,000 | 504 |
| Insider loans | $13,937,000 | 514 |
| FHLB advances | $156,538,000 | 362 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $113,889,000 | 815 |
| Tier 1 (core) risk-based capital | $159,723,000 | 404 |
| Tier 2 risk-based capital | $22,144,000 | 330 |
| Total risk weighted assets | $1,750,792,000 | 336 |
| Total unused commitments | $113,889,000 | 815 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 227 | 700 |
| Assets and Liabilities | ||
| Total Assets: | $2,024,375,000 | 367 |
| Cash and due from depository institutions | $9,720,000 | 700 |
| Interest-bearing balances | $50,000 | 5,694 |
| Securities | $291,935,000 | 429 |
| Federal funds sold & reverse repurchase agreements | $30,535,000 | 365 |
| Net loans & leases | $1,573,936,000 | 349 |
| Loan loss allowance | $27,867,000 | 283 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,560,000 | 1,360 |
| Other real estate owned | $33,621,000 | 700 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $75,068,000 | 330 |
| Life insurance assets | $15,843,000 | 411 |
| Total liabilities and capital | $2,024,375,000 | 367 |
| Total liabilities | $1,859,432,000 | 354 |
| Total deposits | $1,650,240,000 | 327 |
| Interest-bearing deposits | $1,601,659,000 | 296 |
| Deposits held in domestic offices | $1,650,240,000 | 323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,984,000 | 1,779 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $186,786,000 | 399 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $17,422,000 | 431 |
| Total equity capital | $164,943,000 | 437 |
| Total bank equity capital | $164,943,000 | 437 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,015,000 | 851 |
| Surplus | $118,685,000 | 332 |
| Undivided profits | $40,243,000 | 870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,760,000 | 167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $131,000 | 724 |
| Income earned, not collected on loans | $24,027,000 | 174 |
| Earning assets | $1,896,456,000 | 353 |
| Long-term assets (5+ years) | $226,952,000 | 582 |
| Average Assets, year-to-date | $2,013,485,500 | 363 |
| Average Assets, quarterly | $2,028,883,500 | 364 |
| Volatile liabilities | $375,378,000 | 438 |
| Insider loans | $13,926,000 | 506 |
| FHLB advances | $186,786,000 | 353 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $131,116,000 | 774 |
| Tier 1 (core) risk-based capital | $170,141,000 | 387 |
| Tier 2 risk-based capital | $22,399,000 | 322 |
| Total risk weighted assets | $1,786,082,000 | 333 |
| Total unused commitments | $131,116,000 | 774 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 231 | 697 |
| Assets and Liabilities | ||
| Total Assets: | $2,033,392,000 | 369 |
| Cash and due from depository institutions | $11,565,000 | 697 |
| Interest-bearing balances | $50,000 | 5,649 |
| Securities | $285,485,000 | 444 |
| Federal funds sold & reverse repurchase agreements | $41,100,000 | 282 |
| Net loans & leases | $1,588,994,000 | 343 |
| Loan loss allowance | $28,194,000 | 270 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,777,000 | 1,463 |
| Other real estate owned | $27,211,000 | 697 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $70,260,000 | 345 |
| Life insurance assets | $15,690,000 | 415 |
| Total liabilities and capital | $2,033,392,000 | 369 |
| Total liabilities | $1,868,702,000 | 356 |
| Total deposits | $1,630,915,000 | 321 |
| Interest-bearing deposits | $1,582,921,000 | 295 |
| Deposits held in domestic offices | $1,630,915,000 | 319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,886,000 | 1,343 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $211,986,000 | 344 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $15,915,000 | 460 |
| Total equity capital | $164,690,000 | 445 |
| Total bank equity capital | $164,690,000 | 445 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,015,000 | 843 |
| Surplus | $114,104,000 | 342 |
| Undivided profits | $44,571,000 | 788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,336,000 | 185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $24,278,000 | 172 |
| Earning assets | $1,915,629,000 | 353 |
| Long-term assets (5+ years) | $223,137,000 | 589 |
| Average Assets, year-to-date | $2,009,855,670 | 364 |
| Average Assets, quarterly | $2,027,949,000 | 366 |
| Volatile liabilities | $461,226,000 | 364 |
| Insider loans | $10,916,000 | 693 |
| FHLB advances | $210,565,000 | 294 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $143,002,000 | 752 |
| Tier 1 (core) risk-based capital | $167,014,000 | 394 |
| Tier 2 risk-based capital | $22,410,000 | 319 |
| Total risk weighted assets | $1,786,649,000 | 336 |
| Total unused commitments | $143,002,000 | 752 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 223 | 708 |
| Assets and Liabilities | ||
| Total Assets: | $2,022,506,000 | 368 |
| Cash and due from depository institutions | $15,615,000 | 708 |
| Interest-bearing balances | $22,000 | 6,101 |
| Securities | $270,948,000 | 467 |
| Federal funds sold & reverse repurchase agreements | $25,775,000 | 592 |
| Net loans & leases | $1,603,461,000 | 334 |
| Loan loss allowance | $29,494,000 | 244 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,291,000 | 1,774 |
| Other real estate owned | $30,978,000 | 708 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $68,438,000 | 347 |
| Life insurance assets | $15,535,000 | 416 |
| Total liabilities and capital | $2,022,506,000 | 368 |
| Total liabilities | $1,855,884,000 | 358 |
| Total deposits | $1,613,137,000 | 332 |
| Interest-bearing deposits | $1,565,389,000 | 296 |
| Deposits held in domestic offices | $1,613,137,000 | 329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,833,000 | 1,252 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $213,354,000 | 322 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $19,560,000 | 434 |
| Total equity capital | $166,622,000 | 449 |
| Total bank equity capital | $166,622,000 | 449 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,015,000 | 834 |
| Surplus | $111,723,000 | 336 |
| Undivided profits | $48,884,000 | 756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,505,000 | 193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $26,706,000 | 168 |
| Earning assets | $1,900,206,000 | 353 |
| Long-term assets (5+ years) | $206,551,000 | 617 |
| Average Assets, year-to-date | $1,998,087,500 | 364 |
| Average Assets, quarterly | $1,998,087,500 | 364 |
| Volatile liabilities | $473,740,000 | 349 |
| Insider loans | $11,553,000 | 634 |
| FHLB advances | $213,354,000 | 278 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $187,740,000 | 620 |
| Tier 1 (core) risk-based capital | $166,038,000 | 397 |
| Tier 2 risk-based capital | $22,626,000 | 308 |
| Total risk weighted assets | $1,802,789,000 | 331 |
| Total unused commitments | $187,740,000 | 620 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 212 | 748 |
| Assets and Liabilities | ||
| Total Assets: | $1,973,669,000 | 374 |
| Cash and due from depository institutions | $13,377,000 | 748 |
| Interest-bearing balances | $51,000 | 5,379 |
| Securities | $249,773,000 | 497 |
| Federal funds sold & reverse repurchase agreements | $29,585,000 | 433 |
| Net loans & leases | $1,574,972,000 | 338 |
| Loan loss allowance | $29,347,000 | 229 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,280,000 | 1,769 |
| Other real estate owned | $30,218,000 | 748 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $68,464,000 | 349 |
| Life insurance assets | $15,380,000 | 417 |
| Total liabilities and capital | $1,973,669,000 | 374 |
| Total liabilities | $1,811,659,000 | 366 |
| Total deposits | $1,599,963,000 | 334 |
| Interest-bearing deposits | $1,547,155,000 | 299 |
| Deposits held in domestic offices | $1,599,963,000 | 332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,225,000 | 1,443 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $184,973,000 | 346 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $18,498,000 | 432 |
| Total equity capital | $162,010,000 | 457 |
| Total bank equity capital | $162,010,000 | 457 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,015,000 | 818 |
| Surplus | $109,458,000 | 342 |
| Undivided profits | $46,537,000 | 795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,112,000 | 305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $30,827,000 | 159 |
| Earning assets | $1,854,381,000 | 360 |
| Long-term assets (5+ years) | $188,368,000 | 660 |
| Average Assets, year-to-date | $1,633,672,400 | 425 |
| Average Assets, quarterly | $1,865,977,500 | 387 |
| Volatile liabilities | $491,026,000 | 343 |
| Insider loans | $17,945,000 | 351 |
| FHLB advances | $184,973,000 | 301 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $225,286,000 | 562 |
| Tier 1 (core) risk-based capital | $162,127,000 | 404 |
| Tier 2 risk-based capital | $22,181,000 | 302 |
| Total risk weighted assets | $1,766,784,000 | 331 |
| Total unused commitments | $225,286,000 | 562 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 183 | 913 |
| Assets and Liabilities | ||
| Total Assets: | $1,758,286,000 | 403 |
| Cash and due from depository institutions | $11,648,000 | 913 |
| Interest-bearing balances | $14,000 | 6,066 |
| Securities | $233,083,000 | 538 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $1,417,700,000 | 359 |
| Loan loss allowance | $17,875,000 | 332 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,294,000 | 1,721 |
| Other real estate owned | $28,137,000 | 913 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $60,424,000 | 373 |
| Life insurance assets | $14,235,000 | 430 |
| Total liabilities and capital | $1,758,286,000 | 403 |
| Total liabilities | $1,601,838,000 | 400 |
| Total deposits | $1,387,648,000 | 374 |
| Interest-bearing deposits | $1,334,842,000 | 336 |
| Deposits held in domestic offices | $1,387,648,000 | 371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,457,000 | 882 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $180,731,000 | 341 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $15,002,000 | 489 |
| Total equity capital | $156,448,000 | 467 |
| Total bank equity capital | $156,448,000 | 467 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,015,000 | 788 |
| Surplus | $103,273,000 | 345 |
| Undivided profits | $47,160,000 | 795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,376,000 | 341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $29,466,000 | 167 |
| Earning assets | $1,650,797,000 | 395 |
| Long-term assets (5+ years) | $170,743,000 | 695 |
| Average Assets, year-to-date | $1,548,673,250 | 443 |
| Average Assets, quarterly | $1,710,501,500 | 413 |
| Volatile liabilities | $449,708,000 | 361 |
| Insider loans | $17,849,000 | 355 |
| FHLB advances | $180,731,000 | 297 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $225,300,000 | 564 |
| Tier 1 (core) risk-based capital | $157,143,000 | 417 |
| Tier 2 risk-based capital | $17,875,000 | 354 |
| Total risk weighted assets | $1,588,590,000 | 358 |
| Total unused commitments | $225,300,000 | 564 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 186 | 907 |
| Assets and Liabilities | ||
| Total Assets: | $1,662,717,000 | 432 |
| Cash and due from depository institutions | $10,689,000 | 907 |
| Interest-bearing balances | $14,000 | 6,095 |
| Securities | $214,505,000 | 582 |
| Federal funds sold & reverse repurchase agreements | $55,975,000 | 296 |
| Net loans & leases | $1,314,790,000 | 389 |
| Loan loss allowance | $15,112,000 | 373 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,406,000 | 1,693 |
| Other real estate owned | $2,929,000 | 907 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $56,423,000 | 404 |
| Life insurance assets | $14,092,000 | 428 |
| Total liabilities and capital | $1,662,717,000 | 432 |
| Total liabilities | $1,514,484,000 | 425 |
| Total deposits | $1,358,246,000 | 399 |
| Interest-bearing deposits | $1,303,642,000 | 354 |
| Deposits held in domestic offices | $1,358,246,000 | 398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,345,000 | 1,130 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $132,289,000 | 398 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $12,604,000 | 557 |
| Total equity capital | $148,233,000 | 485 |
| Total bank equity capital | $148,233,000 | 485 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,015,000 | 779 |
| Surplus | $100,151,000 | 369 |
| Undivided profits | $42,067,000 | 871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,258,000 | 336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $26,649,000 | 183 |
| Earning assets | $1,585,284,000 | 415 |
| Long-term assets (5+ years) | $141,940,000 | 813 |
| Average Assets, year-to-date | $1,478,802,330 | 471 |
| Average Assets, quarterly | $1,557,193,000 | 452 |
| Volatile liabilities | $405,942,000 | 392 |
| Insider loans | $15,456,000 | 424 |
| FHLB advances | $132,289,000 | 344 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $245,570,000 | 534 |
| Tier 1 (core) risk-based capital | $150,179,000 | 436 |
| Tier 2 risk-based capital | $15,112,000 | 412 |
| Total risk weighted assets | $1,470,594,000 | 382 |
| Total unused commitments | $245,570,000 | 535 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 179 | 935 |
| Assets and Liabilities | ||
| Total Assets: | $1,451,669,000 | 478 |
| Cash and due from depository institutions | $5,205,000 | 935 |
| Interest-bearing balances | $14,000 | 6,137 |
| Securities | $181,449,000 | 682 |
| Federal funds sold & reverse repurchase agreements | $55,125,000 | 346 |
| Net loans & leases | $1,152,903,000 | 430 |
| Loan loss allowance | $12,464,000 | 435 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,459,000 | 1,642 |
| Other real estate owned | $4,457,000 | 935 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $45,071,000 | 464 |
| Life insurance assets | $10,986,000 | 555 |
| Total liabilities and capital | $1,451,669,000 | 478 |
| Total liabilities | $1,306,625,000 | 470 |
| Total deposits | $1,173,003,000 | 449 |
| Interest-bearing deposits | $1,123,212,000 | 407 |
| Deposits held in domestic offices | $1,173,003,000 | 447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,177,000 | 1,262 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $112,636,000 | 431 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $12,809,000 | 576 |
| Total equity capital | $145,044,000 | 487 |
| Total bank equity capital | $145,044,000 | 487 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,015,000 | 762 |
| Surplus | $99,726,000 | 359 |
| Undivided profits | $39,303,000 | 948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,441,000 | 274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $22,276,000 | 210 |
| Earning assets | $1,389,491,000 | 451 |
| Long-term assets (5+ years) | $129,199,000 | 860 |
| Average Assets, year-to-date | $1,386,845,000 | 495 |
| Average Assets, quarterly | $1,386,845,000 | 495 |
| Volatile liabilities | $380,455,000 | 401 |
| Insider loans | $12,615,000 | 535 |
| FHLB advances | $112,636,000 | 379 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $220,554,000 | 577 |
| Tier 1 (core) risk-based capital | $145,102,000 | 441 |
| Tier 2 risk-based capital | $12,464,000 | 473 |
| Total risk weighted assets | $1,304,374,000 | 416 |
| Total unused commitments | $220,554,000 | 577 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 169 | 1,003 |
| Assets and Liabilities | ||
| Total Assets: | $1,322,021,000 | 511 |
| Cash and due from depository institutions | $16,342,000 | 1,003 |
| Interest-bearing balances | $11,000 | 6,235 |
| Securities | $162,978,000 | 758 |
| Federal funds sold & reverse repurchase agreements | $51,435,000 | 289 |
| Net loans & leases | $1,036,580,000 | 466 |
| Loan loss allowance | $10,658,000 | 486 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,467,000 | 1,621 |
| Other real estate owned | $3,036,000 | 1,003 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $44,183,000 | 465 |
| Life insurance assets | $10,881,000 | 551 |
| Total liabilities and capital | $1,322,021,000 | 511 |
| Total liabilities | $1,196,757,000 | 507 |
| Total deposits | $1,074,788,000 | 476 |
| Interest-bearing deposits | $1,024,203,000 | 433 |
| Deposits held in domestic offices | $1,074,788,000 | 475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,247,000 | 1,477 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $105,458,000 | 475 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $10,264,000 | 665 |
| Total equity capital | $125,264,000 | 547 |
| Total bank equity capital | $125,264,000 | 547 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,015,000 | 751 |
| Surplus | $84,671,000 | 390 |
| Undivided profits | $34,578,000 | 1,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,079,000 | 319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $51,000 | 876 |
| Income earned, not collected on loans | $21,695,000 | 213 |
| Earning assets | $1,251,004,000 | 497 |
| Long-term assets (5+ years) | $112,826,000 | 965 |
| Average Assets, year-to-date | $1,029,858,400 | 609 |
| Average Assets, quarterly | $1,260,483,500 | 528 |
| Volatile liabilities | $641,394,000 | 311 |
| Insider loans | $21,443,000 | 264 |
| FHLB advances | $105,458,000 | 418 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $183,470,000 | 643 |
| Tier 1 (core) risk-based capital | $125,499,000 | 494 |
| Tier 2 risk-based capital | $10,658,000 | 526 |
| Total risk weighted assets | $1,162,531,000 | 451 |
| Total unused commitments | $183,470,000 | 643 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 161 | 1,072 |
| Assets and Liabilities | ||
| Total Assets: | $1,198,946,000 | 558 |
| Cash and due from depository institutions | $11,613,000 | 1,072 |
| Interest-bearing balances | $11,000 | 6,291 |
| Securities | $140,331,000 | 890 |
| Federal funds sold & reverse repurchase agreements | $83,085,000 | 187 |
| Net loans & leases | $916,851,000 | 512 |
| Loan loss allowance | $8,800,000 | 597 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,457,000 | 1,579 |
| Other real estate owned | $2,711,000 | 1,072 |
| Goodwill and other intangibles | $263,000 | 2,491 |
| All other assets | $36,635,000 | 539 |
| Life insurance assets | $10,770,000 | 533 |
| Total liabilities and capital | $1,198,946,000 | 558 |
| Total liabilities | $1,077,468,000 | 554 |
| Total deposits | $968,888,000 | 520 |
| Interest-bearing deposits | $923,701,000 | 477 |
| Deposits held in domestic offices | $968,888,000 | 519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,420,000 | 1,640 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $95,350,000 | 542 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,810,000 | 790 |
| Total equity capital | $121,478,000 | 564 |
| Total bank equity capital | $121,478,000 | 564 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,015,000 | 738 |
| Surplus | $84,556,000 | 400 |
| Undivided profits | $30,907,000 | 1,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,849,000 | 791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $16,917,000 | 250 |
| Earning assets | $1,140,278,000 | 544 |
| Long-term assets (5+ years) | $92,684,000 | 1,157 |
| Average Assets, year-to-date | $956,817,750 | 658 |
| Average Assets, quarterly | $1,079,782,000 | 603 |
| Volatile liabilities | $585,138,000 | 342 |
| Insider loans | $21,032,000 | 264 |
| FHLB advances | $95,350,000 | 482 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $189,884,000 | 653 |
| Tier 1 (core) risk-based capital | $121,263,000 | 517 |
| Tier 2 risk-based capital | $8,800,000 | 624 |
| Total risk weighted assets | $1,034,237,000 | 497 |
| Total unused commitments | $189,884,000 | 653 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 147 | 1,183 |
| Assets and Liabilities | ||
| Total Assets: | $960,618,000 | 668 |
| Cash and due from depository institutions | $12,022,000 | 1,183 |
| Interest-bearing balances | $10,000 | 6,357 |
| Securities | $105,399,000 | 1,183 |
| Federal funds sold & reverse repurchase agreements | $41,915,000 | 302 |
| Net loans & leases | $767,581,000 | 600 |
| Loan loss allowance | $7,439,000 | 686 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,887,000 | 1,982 |
| Other real estate owned | $646,000 | 1,183 |
| Goodwill and other intangibles | $213,000 | 2,594 |
| All other assets | $26,955,000 | 722 |
| Life insurance assets | $5,719,000 | 974 |
| Total liabilities and capital | $960,618,000 | 668 |
| Total liabilities | $876,729,000 | 656 |
| Total deposits | $776,859,000 | 629 |
| Interest-bearing deposits | $737,747,000 | 581 |
| Deposits held in domestic offices | $776,859,000 | 627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,995,000 | 1,578 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $88,714,000 | 598 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,161,000 | 1,017 |
| Total equity capital | $83,889,000 | 778 |
| Total bank equity capital | $83,889,000 | 778 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,015,000 | 719 |
| Surplus | $51,968,000 | 595 |
| Undivided profits | $25,906,000 | 1,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,292,000 | 327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $12,161,000 | 304 |
| Earning assets | $914,905,000 | 641 |
| Long-term assets (5+ years) | $63,651,000 | 1,529 |
| Average Assets, year-to-date | $876,108,330 | 716 |
| Average Assets, quarterly | $916,460,500 | 689 |
| Volatile liabilities | $455,415,000 | 410 |
| Insider loans | $20,109,000 | 277 |
| FHLB advances | $88,714,000 | 529 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $141,096,000 | 799 |
| Tier 1 (core) risk-based capital | $84,780,000 | 708 |
| Tier 2 risk-based capital | $7,439,000 | 711 |
| Total risk weighted assets | $833,191,000 | 594 |
| Total unused commitments | $141,096,000 | 799 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 139 | 1,234 |
| Assets and Liabilities | ||
| Total Assets: | $872,303,000 | 719 |
| Cash and due from depository institutions | $8,656,000 | 1,234 |
| Interest-bearing balances | $11,000 | 6,359 |
| Securities | $67,133,000 | 1,807 |
| Federal funds sold & reverse repurchase agreements | $82,560,000 | 181 |
| Net loans & leases | $684,142,000 | 638 |
| Loan loss allowance | $6,446,000 | 783 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,385,000 | 2,116 |
| Other real estate owned | $1,316,000 | 1,234 |
| Goodwill and other intangibles | $216,000 | 2,569 |
| All other assets | $22,895,000 | 793 |
| Life insurance assets | $5,668,000 | 960 |
| Total liabilities and capital | $872,303,000 | 719 |
| Total liabilities | $798,714,000 | 702 |
| Total deposits | $716,220,000 | 665 |
| Interest-bearing deposits | $676,466,000 | 615 |
| Deposits held in domestic offices | $716,220,000 | 664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,118,000 | 1,925 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $73,718,000 | 659 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,658,000 | 951 |
| Total equity capital | $73,589,000 | 851 |
| Total bank equity capital | $73,589,000 | 851 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,015,000 | 703 |
| Surplus | $44,540,000 | 663 |
| Undivided profits | $23,034,000 | 1,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,164,000 | 355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $9,478,000 | 357 |
| Earning assets | $833,846,000 | 692 |
| Long-term assets (5+ years) | $49,495,000 | 1,799 |
| Average Assets, year-to-date | $833,853,500 | 745 |
| Average Assets, quarterly | $833,853,500 | 745 |
| Volatile liabilities | $398,424,000 | 440 |
| Insider loans | $20,225,000 | 278 |
| FHLB advances | $73,718,000 | 592 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $121,829,000 | 874 |
| Tier 1 (core) risk-based capital | $73,837,000 | 783 |
| Tier 2 risk-based capital | $6,446,000 | 793 |
| Total risk weighted assets | $749,367,000 | 625 |
| Total unused commitments | $121,829,000 | 874 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 129 | 1,342 |
| Assets and Liabilities | ||
| Total Assets: | $795,404,000 | 781 |
| Cash and due from depository institutions | $11,220,000 | 1,342 |
| Interest-bearing balances | $10,000 | 6,424 |
| Securities | $48,216,000 | 2,450 |
| Federal funds sold & reverse repurchase agreements | $103,005,000 | 152 |
| Net loans & leases | $608,168,000 | 702 |
| Loan loss allowance | $5,775,000 | 848 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,431,000 | 3,098 |
| Other real estate owned | $500,000 | 1,342 |
| Goodwill and other intangibles | $220,000 | 2,554 |
| All other assets | $20,644,000 | 848 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $795,404,000 | 781 |
| Total liabilities | $729,287,000 | 762 |
| Total deposits | $643,483,000 | 728 |
| Interest-bearing deposits | $601,234,000 | 672 |
| Deposits held in domestic offices | $643,483,000 | 726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,652,000 | 1,884 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $78,241,000 | 642 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,911,000 | 1,239 |
| Total equity capital | $66,117,000 | 925 |
| Total bank equity capital | $66,117,000 | 925 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,015,000 | 689 |
| Surplus | $40,163,000 | 688 |
| Undivided profits | $19,939,000 | 1,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,581,000 | 579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $8,404,000 | 396 |
| Earning assets | $759,399,000 | 746 |
| Long-term assets (5+ years) | $37,393,000 | 2,169 |
| Average Assets, year-to-date | $657,941,400 | 896 |
| Average Assets, quarterly | $765,120,500 | 805 |
| Volatile liabilities | $346,203,000 | 475 |
| Insider loans | $28,405,000 | 173 |
| FHLB advances | $78,241,000 | 567 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $103,111,000 | 989 |
| Tier 1 (core) risk-based capital | $66,222,000 | 861 |
| Tier 2 risk-based capital | $5,775,000 | 854 |
| Total risk weighted assets | $665,330,000 | 680 |
| Total unused commitments | $103,111,000 | 989 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 123 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $734,837,000 | 827 |
| Cash and due from depository institutions | $13,280,000 | 1,391 |
| Interest-bearing balances | $11,000 | 6,432 |
| Securities | $26,714,000 | 3,838 |
| Federal funds sold & reverse repurchase agreements | $103,135,000 | 149 |
| Net loans & leases | $568,777,000 | 733 |
| Loan loss allowance | $5,381,000 | 903 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,436,000 | 3,064 |
| Other real estate owned | $1,023,000 | 1,391 |
| Goodwill and other intangibles | $223,000 | 2,531 |
| All other assets | $18,249,000 | 927 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $734,837,000 | 827 |
| Total liabilities | $674,678,000 | 807 |
| Total deposits | $594,234,000 | 772 |
| Interest-bearing deposits | $559,908,000 | 704 |
| Deposits held in domestic offices | $594,234,000 | 771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,625,000 | 2,497 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $75,544,000 | 649 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,275,000 | 1,395 |
| Total equity capital | $60,159,000 | 1,012 |
| Total bank equity capital | $60,159,000 | 1,012 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,015,000 | 658 |
| Surplus | $36,572,000 | 720 |
| Undivided profits | $17,572,000 | 1,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,621,000 | 1,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $7,160,000 | 417 |
| Earning assets | $698,637,000 | 786 |
| Long-term assets (5+ years) | $41,016,000 | 2,044 |
| Average Assets, year-to-date | $623,575,750 | 940 |
| Average Assets, quarterly | $693,824,500 | 866 |
| Volatile liabilities | $313,182,000 | 508 |
| Insider loans | $28,740,000 | 164 |
| FHLB advances | $75,544,000 | 583 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $98,766,000 | 996 |
| Tier 1 (core) risk-based capital | $60,069,000 | 939 |
| Tier 2 risk-based capital | $5,381,000 | 888 |
| Total risk weighted assets | $621,329,000 | 716 |
| Total unused commitments | $98,766,000 | 998 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 114 | 1,509 |
| Assets and Liabilities | ||
| Total Assets: | $652,812,000 | 919 |
| Cash and due from depository institutions | $6,521,000 | 1,509 |
| Interest-bearing balances | $10,000 | 6,434 |
| Securities | $26,836,000 | 3,863 |
| Federal funds sold & reverse repurchase agreements | $85,630,000 | 160 |
| Net loans & leases | $513,191,000 | 781 |
| Loan loss allowance | $4,814,000 | 988 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,489,000 | 2,983 |
| Other real estate owned | $952,000 | 1,509 |
| Goodwill and other intangibles | $204,000 | 2,571 |
| All other assets | $15,989,000 | 1,036 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $652,812,000 | 919 |
| Total liabilities | $595,649,000 | 902 |
| Total deposits | $523,136,000 | 861 |
| Interest-bearing deposits | $484,976,000 | 783 |
| Deposits held in domestic offices | $523,136,000 | 859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,461,000 | 2,208 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $67,635,000 | 729 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,417,000 | 1,695 |
| Total equity capital | $57,163,000 | 1,044 |
| Total bank equity capital | $57,163,000 | 1,044 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,015,000 | 637 |
| Surplus | $35,428,000 | 722 |
| Undivided profits | $15,720,000 | 2,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,402,000 | 1,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $157,000 | 646 |
| Income earned, not collected on loans | $5,766,000 | 495 |
| Earning assets | $625,667,000 | 874 |
| Long-term assets (5+ years) | $37,738,000 | 2,186 |
| Average Assets, year-to-date | $586,488,670 | 984 |
| Average Assets, quarterly | $619,568,500 | 952 |
| Volatile liabilities | $258,294,000 | 581 |
| Insider loans | $24,721,000 | 192 |
| FHLB advances | $67,635,000 | 661 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $82,126,000 | 1,119 |
| Tier 1 (core) risk-based capital | $56,933,000 | 958 |
| Tier 2 risk-based capital | $4,814,000 | 974 |
| Total risk weighted assets | $559,366,000 | 766 |
| Total unused commitments | $82,126,000 | 1,119 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 109 | 1,568 |
| Assets and Liabilities | ||
| Total Assets: | $586,325,000 | 996 |
| Cash and due from depository institutions | $6,785,000 | 1,568 |
| Interest-bearing balances | $10,000 | 6,457 |
| Securities | $25,126,000 | 4,087 |
| Federal funds sold & reverse repurchase agreements | $58,570,000 | 227 |
| Net loans & leases | $475,979,000 | 816 |
| Loan loss allowance | $4,610,000 | 1,034 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,294,000 | 3,079 |
| Other real estate owned | $1,152,000 | 1,568 |
| Goodwill and other intangibles | $229,000 | 2,518 |
| All other assets | $15,190,000 | 1,065 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $586,325,000 | 996 |
| Total liabilities | $534,414,000 | 984 |
| Total deposits | $465,334,000 | 960 |
| Interest-bearing deposits | $435,844,000 | 858 |
| Deposits held in domestic offices | $465,334,000 | 956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $741,000 | 2,752 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $65,639,000 | 721 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,700,000 | 1,535 |
| Total equity capital | $51,911,000 | 1,107 |
| Total bank equity capital | $51,911,000 | 1,107 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,015,000 | 619 |
| Surplus | $31,828,000 | 783 |
| Undivided profits | $14,068,000 | 2,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,746,000 | 1,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $157,000 | 644 |
| Income earned, not collected on loans | $5,151,000 | 532 |
| Earning assets | $559,685,000 | 958 |
| Long-term assets (5+ years) | $36,143,000 | 2,320 |
| Average Assets, year-to-date | $553,327,000 | 1,044 |
| Average Assets, quarterly | $553,327,000 | 1,044 |
| Volatile liabilities | $226,216,000 | 631 |
| Insider loans | $20,043,000 | 232 |
| FHLB advances | $65,639,000 | 652 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $75,260,000 | 1,174 |
| Tier 1 (core) risk-based capital | $51,918,000 | 1,041 |
| Tier 2 risk-based capital | $4,610,000 | 996 |
| Total risk weighted assets | $507,218,000 | 811 |
| Total unused commitments | $75,260,000 | 1,174 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 98 | 1,742 |
| Assets and Liabilities | ||
| Total Assets: | $520,329,000 | 1,110 |
| Cash and due from depository institutions | $6,113,000 | 1,742 |
| Interest-bearing balances | $9,000 | 6,511 |
| Securities | $27,324,000 | 3,870 |
| Federal funds sold & reverse repurchase agreements | $48,760,000 | 259 |
| Net loans & leases | $419,330,000 | 929 |
| Loan loss allowance | $4,219,000 | 1,107 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,890,000 | 3,375 |
| Other real estate owned | $1,662,000 | 1,742 |
| Goodwill and other intangibles | $254,000 | 2,474 |
| All other assets | $13,996,000 | 1,121 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $520,329,000 | 1,110 |
| Total liabilities | $473,684,000 | 1,100 |
| Total deposits | $418,457,000 | 1,048 |
| Interest-bearing deposits | $382,901,000 | 978 |
| Deposits held in domestic offices | $418,457,000 | 1,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,708,000 | 2,387 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $51,730,000 | 877 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,789,000 | 2,096 |
| Total equity capital | $46,645,000 | 1,232 |
| Total bank equity capital | $46,645,000 | 1,232 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,015,000 | 607 |
| Surplus | $27,980,000 | 877 |
| Undivided profits | $12,650,000 | 2,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,240,000 | 2,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,973,000 | 538 |
| Earning assets | $495,423,000 | 1,074 |
| Long-term assets (5+ years) | $32,510,000 | 2,553 |
| Average Assets, year-to-date | $451,611,000 | 1,228 |
| Average Assets, quarterly | $503,604,500 | 1,132 |
| Volatile liabilities | $182,746,000 | 722 |
| Insider loans | $17,107,000 | 284 |
| FHLB advances | $51,730,000 | 798 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $66,601,000 | 1,284 |
| Tier 1 (core) risk-based capital | $46,434,000 | 1,146 |
| Tier 2 risk-based capital | $4,219,000 | 1,073 |
| Total risk weighted assets | $449,896,000 | 911 |
| Total unused commitments | $66,601,000 | 1,285 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 91 | 1,877 |
| Assets and Liabilities | ||
| Total Assets: | $486,880,000 | 1,175 |
| Cash and due from depository institutions | $8,069,000 | 1,877 |
| Interest-bearing balances | $9,000 | 6,582 |
| Securities | $29,941,000 | 3,628 |
| Federal funds sold & reverse repurchase agreements | $41,585,000 | 288 |
| Net loans & leases | $387,531,000 | 978 |
| Loan loss allowance | $3,993,000 | 1,174 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,828,000 | 2,137 |
| Other real estate owned | $1,770,000 | 1,877 |
| Goodwill and other intangibles | $279,000 | 2,387 |
| All other assets | $12,877,000 | 1,192 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $486,880,000 | 1,175 |
| Total liabilities | $444,263,000 | 1,157 |
| Total deposits | $393,061,000 | 1,118 |
| Interest-bearing deposits | $358,891,000 | 1,038 |
| Deposits held in domestic offices | $393,061,000 | 1,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,316,000 | 2,661 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $48,308,000 | 915 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,578,000 | 2,287 |
| Total equity capital | $42,617,000 | 1,330 |
| Total bank equity capital | $42,617,000 | 1,330 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,015,000 | 599 |
| Surplus | $25,295,000 | 917 |
| Undivided profits | $11,307,000 | 2,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,809,000 | 1,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $157,000 | 668 |
| Income earned, not collected on loans | $4,618,000 | 582 |
| Earning assets | $459,066,000 | 1,146 |
| Long-term assets (5+ years) | $35,042,000 | 2,459 |
| Average Assets, year-to-date | $434,431,500 | 1,273 |
| Average Assets, quarterly | $470,251,500 | 1,204 |
| Volatile liabilities | $170,518,000 | 742 |
| Insider loans | $14,080,000 | 359 |
| FHLB advances | $48,308,000 | 832 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $56,127,000 | 1,438 |
| Tier 1 (core) risk-based capital | $42,283,000 | 1,258 |
| Tier 2 risk-based capital | $3,993,000 | 1,123 |
| Total risk weighted assets | $416,536,000 | 952 |
| Total unused commitments | $56,127,000 | 1,439 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 85 | 2,010 |
| Assets and Liabilities | ||
| Total Assets: | $453,623,000 | 1,237 |
| Cash and due from depository institutions | $10,113,000 | 2,010 |
| Interest-bearing balances | $97,000 | 5,380 |
| Securities | $31,029,000 | 3,577 |
| Federal funds sold & reverse repurchase agreements | $26,170,000 | 407 |
| Net loans & leases | $368,773,000 | 997 |
| Loan loss allowance | $3,702,000 | 1,248 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,000,000 | 2,514 |
| Other real estate owned | $1,937,000 | 2,010 |
| Goodwill and other intangibles | $230,000 | 2,481 |
| All other assets | $11,371,000 | 1,341 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $453,623,000 | 1,237 |
| Total liabilities | $415,805,000 | 1,228 |
| Total deposits | $364,064,000 | 1,203 |
| Interest-bearing deposits | $329,457,000 | 1,133 |
| Deposits held in domestic offices | $364,064,000 | 1,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,349,000 | 2,650 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $49,074,000 | 916 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,318,000 | 2,407 |
| Total equity capital | $37,818,000 | 1,438 |
| Total bank equity capital | $37,818,000 | 1,438 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,015,000 | 587 |
| Surplus | $22,311,000 | 1,000 |
| Undivided profits | $9,492,000 | 3,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,494,000 | 1,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,933,000 | 642 |
| Earning assets | $426,069,000 | 1,207 |
| Long-term assets (5+ years) | $36,691,000 | 2,429 |
| Average Assets, year-to-date | $416,948,670 | 1,332 |
| Average Assets, quarterly | $433,861,000 | 1,282 |
| Volatile liabilities | $164,631,000 | 739 |
| Insider loans | $13,420,000 | 375 |
| FHLB advances | $49,074,000 | 833 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $64,261,000 | 1,269 |
| Tier 1 (core) risk-based capital | $37,923,000 | 1,368 |
| Tier 2 risk-based capital | $3,702,000 | 1,213 |
| Total risk weighted assets | $396,462,000 | 970 |
| Total unused commitments | $64,261,000 | 1,270 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 74 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $414,099,000 | 1,361 |
| Cash and due from depository institutions | $6,977,000 | 2,312 |
| Interest-bearing balances | $16,000 | 6,475 |
| Securities | $35,395,000 | 3,227 |
| Federal funds sold & reverse repurchase agreements | $23,355,000 | 585 |
| Net loans & leases | $333,681,000 | 1,079 |
| Loan loss allowance | $3,434,000 | 1,352 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,789,000 | 2,599 |
| Other real estate owned | $762,000 | 2,312 |
| Goodwill and other intangibles | $234,000 | 2,467 |
| All other assets | $9,906,000 | 1,433 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $414,099,000 | 1,361 |
| Total liabilities | $379,689,000 | 1,330 |
| Total deposits | $340,959,000 | 1,284 |
| Interest-bearing deposits | $313,728,000 | 1,196 |
| Deposits held in domestic offices | $340,959,000 | 1,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,256,000 | 2,388 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $35,575,000 | 1,079 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,899,000 | 2,044 |
| Total equity capital | $34,410,000 | 1,618 |
| Total bank equity capital | $34,410,000 | 1,618 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,015,000 | 582 |
| Surplus | $19,718,000 | 1,093 |
| Undivided profits | $8,677,000 | 3,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,884,000 | 780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,628,000 | 693 |
| Earning assets | $392,447,000 | 1,306 |
| Long-term assets (5+ years) | $43,760,000 | 2,098 |
| Average Assets, year-to-date | $398,611,500 | 1,404 |
| Average Assets, quarterly | $398,611,500 | 1,404 |
| Volatile liabilities | $156,592,000 | 734 |
| Insider loans | $11,557,000 | 437 |
| FHLB advances | $35,575,000 | 986 |
| Loans and leases held for sale | $5,000 | 1,878 |
| Unused loan commitments | $60,909,000 | 1,291 |
| Tier 1 (core) risk-based capital | $33,931,000 | 1,508 |
| Tier 2 risk-based capital | $3,434,000 | 1,301 |
| Total risk weighted assets | $360,515,000 | 1,052 |
| Total unused commitments | $60,909,000 | 1,295 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 74 | 2,328 |
| Assets and Liabilities | ||
| Total Assets: | $383,124,000 | 1,483 |
| Cash and due from depository institutions | $10,197,000 | 2,328 |
| Interest-bearing balances | $17,000 | 6,444 |
| Securities | $43,783,000 | 2,780 |
| Federal funds sold & reverse repurchase agreements | $11,415,000 | 1,030 |
| Net loans & leases | $304,535,000 | 1,164 |
| Loan loss allowance | $3,187,000 | 1,452 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,584,000 | 2,716 |
| Other real estate owned | $437,000 | 2,328 |
| Goodwill and other intangibles | $238,000 | 2,458 |
| All other assets | $8,935,000 | 1,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $383,124,000 | 1,483 |
| Total liabilities | $353,183,000 | 1,449 |
| Total deposits | $313,508,000 | 1,413 |
| Interest-bearing deposits | $282,424,000 | 1,330 |
| Deposits held in domestic offices | $313,508,000 | 1,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,835,000 | 2,003 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,665,000 | 1,109 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,175,000 | 2,773 |
| Total equity capital | $29,941,000 | 1,833 |
| Total bank equity capital | $29,941,000 | 1,833 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,015,000 | 588 |
| Surplus | $16,708,000 | 1,234 |
| Undivided profits | $7,218,000 | 3,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,177,000 | 753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,741,000 | 680 |
| Earning assets | $359,750,000 | 1,441 |
| Long-term assets (5+ years) | $47,638,000 | 1,989 |
| Average Assets, year-to-date | $350,799,600 | 1,554 |
| Average Assets, quarterly | $372,133,000 | 1,512 |
| Volatile liabilities | $149,673,000 | 768 |
| Insider loans | $10,355,000 | 480 |
| FHLB advances | $35,663,000 | 1,008 |
| Loans and leases held for sale | $135,000 | 1,602 |
| Unused loan commitments | $49,060,000 | 1,478 |
| Tier 1 (core) risk-based capital | $29,716,000 | 1,719 |
| Tier 2 risk-based capital | $3,187,000 | 1,388 |
| Total risk weighted assets | $326,612,000 | 1,157 |
| Total unused commitments | $49,060,000 | 1,480 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 71 | 2,453 |
| Assets and Liabilities | ||
| Total Assets: | $361,142,000 | 1,571 |
| Cash and due from depository institutions | $7,152,000 | 2,453 |
| Interest-bearing balances | $22,000 | 6,368 |
| Securities | $46,662,000 | 2,588 |
| Federal funds sold & reverse repurchase agreements | $13,180,000 | 1,107 |
| Net loans & leases | $280,935,000 | 1,274 |
| Loan loss allowance | $2,906,000 | 1,586 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,557,000 | 2,698 |
| Other real estate owned | $369,000 | 2,453 |
| Goodwill and other intangibles | $242,000 | 2,423 |
| All other assets | $9,045,000 | 1,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $361,142,000 | 1,571 |
| Total liabilities | $333,173,000 | 1,534 |
| Total deposits | $300,018,000 | 1,504 |
| Interest-bearing deposits | $273,676,000 | 1,392 |
| Deposits held in domestic offices | $300,018,000 | 1,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,669,000 | 2,300 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,368,000 | 1,199 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,118,000 | 3,002 |
| Total equity capital | $27,969,000 | 1,960 |
| Total bank equity capital | $27,969,000 | 1,960 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,015,000 | 580 |
| Surplus | $15,481,000 | 1,302 |
| Undivided profits | $6,473,000 | 4,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,473,000 | 1,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,231,000 | 628 |
| Earning assets | $340,799,000 | 1,517 |
| Long-term assets (5+ years) | $50,658,000 | 1,882 |
| Average Assets, year-to-date | $342,718,500 | 1,600 |
| Average Assets, quarterly | $351,013,000 | 1,601 |
| Volatile liabilities | $137,100,000 | 811 |
| Insider loans | $10,390,000 | 470 |
| FHLB advances | $30,363,000 | 1,087 |
| Loans and leases held for sale | $797,000 | 1,249 |
| Unused loan commitments | $43,716,000 | 1,633 |
| Tier 1 (core) risk-based capital | $27,774,000 | 1,846 |
| Tier 2 risk-based capital | $2,906,000 | 1,500 |
| Total risk weighted assets | $301,818,000 | 1,261 |
| Total unused commitments | $43,716,000 | 1,638 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 65 | 2,670 |
| Assets and Liabilities | ||
| Total Assets: | $340,884,000 | 1,642 |
| Cash and due from depository institutions | $7,706,000 | 2,670 |
| Interest-bearing balances | $104,000 | 5,305 |
| Securities | $53,265,000 | 2,272 |
| Federal funds sold & reverse repurchase agreements | $16,625,000 | 935 |
| Net loans & leases | $250,581,000 | 1,409 |
| Loan loss allowance | $2,695,000 | 1,679 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,598,000 | 2,637 |
| Other real estate owned | $538,000 | 2,670 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $8,571,000 | 1,594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,884,000 | 1,642 |
| Total liabilities | $313,948,000 | 1,598 |
| Total deposits | $286,344,000 | 1,551 |
| Interest-bearing deposits | $262,966,000 | 1,436 |
| Deposits held in domestic offices | $286,344,000 | 1,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,019,000 | 2,478 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,734,000 | 1,330 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $851,000 | 3,692 |
| Total equity capital | $26,936,000 | 2,024 |
| Total bank equity capital | $26,936,000 | 2,024 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,015,000 | 572 |
| Surplus | $14,681,000 | 1,344 |
| Undivided profits | $6,240,000 | 4,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,305,000 | 1,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,986,000 | 654 |
| Earning assets | $320,575,000 | 1,590 |
| Long-term assets (5+ years) | $51,035,000 | 1,783 |
| Average Assets, year-to-date | $336,577,330 | 1,618 |
| Average Assets, quarterly | $341,913,000 | 1,610 |
| Volatile liabilities | $115,125,000 | 942 |
| Insider loans | $10,472,000 | 440 |
| FHLB advances | $25,726,000 | 1,221 |
| Loans and leases held for sale | $717,000 | 1,569 |
| Unused loan commitments | $28,874,000 | 2,174 |
| Tier 1 (core) risk-based capital | $26,440,000 | 1,920 |
| Tier 2 risk-based capital | $2,695,000 | 1,561 |
| Total risk weighted assets | $269,244,000 | 1,402 |
| Total unused commitments | $28,874,000 | 2,184 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 70 | 2,463 |
| Assets and Liabilities | ||
| Total Assets: | $342,942,000 | 1,597 |
| Cash and due from depository institutions | $11,070,000 | 2,463 |
| Interest-bearing balances | $29,000 | 6,206 |
| Securities | $55,369,000 | 2,172 |
| Federal funds sold & reverse repurchase agreements | $16,160,000 | 998 |
| Net loans & leases | $249,746,000 | 1,388 |
| Loan loss allowance | $2,850,000 | 1,564 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,634,000 | 2,579 |
| Other real estate owned | $909,000 | 2,463 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,054,000 | 2,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $342,942,000 | 1,597 |
| Total liabilities | $316,684,000 | 1,561 |
| Total deposits | $287,533,000 | 1,519 |
| Interest-bearing deposits | $257,978,000 | 1,461 |
| Deposits held in domestic offices | $287,533,000 | 1,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,165,000 | 1,921 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $25,726,000 | 1,271 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,260,000 | 2,853 |
| Total equity capital | $26,258,000 | 2,033 |
| Total bank equity capital | $26,258,000 | 2,033 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,015,000 | 564 |
| Surplus | $14,646,000 | 1,328 |
| Undivided profits | $5,597,000 | 4,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,477,000 | 2,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,797,000 | 709 |
| Earning assets | $321,304,000 | 1,559 |
| Long-term assets (5+ years) | $53,088,000 | 1,684 |
| Average Assets, year-to-date | $334,424,000 | 1,619 |
| Average Assets, quarterly | $334,424,000 | 1,619 |
| Volatile liabilities | $111,867,000 | 944 |
| Insider loans | $10,972,000 | 418 |
| FHLB advances | $25,726,000 | 1,176 |
| Loans and leases held for sale | $2,863,000 | 856 |
| Unused loan commitments | $30,860,000 | 1,989 |
| Tier 1 (core) risk-based capital | $25,897,000 | 1,926 |
| Tier 2 risk-based capital | $2,850,000 | 1,452 |
| Total risk weighted assets | $265,802,000 | 1,386 |
| Total unused commitments | $30,860,000 | 1,997 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 66 | 2,596 |
| Assets and Liabilities | ||
| Total Assets: | $325,906,000 | 1,642 |
| Cash and due from depository institutions | $7,564,000 | 2,596 |
| Interest-bearing balances | $16,000 | 6,446 |
| Securities | $49,531,000 | 2,366 |
| Federal funds sold & reverse repurchase agreements | $31,235,000 | 456 |
| Net loans & leases | $226,832,000 | 1,542 |
| Loan loss allowance | $2,695,000 | 1,624 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,679,000 | 2,537 |
| Other real estate owned | $1,377,000 | 2,596 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,688,000 | 2,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $325,906,000 | 1,642 |
| Total liabilities | $300,233,000 | 1,611 |
| Total deposits | $268,615,000 | 1,591 |
| Interest-bearing deposits | $245,471,000 | 1,498 |
| Deposits held in domestic offices | $268,615,000 | 1,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,220,000 | 1,988 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $28,445,000 | 1,205 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $953,000 | 3,500 |
| Total equity capital | $25,673,000 | 2,054 |
| Total bank equity capital | $25,673,000 | 2,054 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,015,000 | 562 |
| Surplus | $14,646,000 | 1,300 |
| Undivided profits | $5,012,000 | 4,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $801,000 | 3,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,540,000 | 775 |
| Earning assets | $307,614,000 | 1,599 |
| Long-term assets (5+ years) | $46,572,000 | 1,822 |
| Average Assets, year-to-date | $271,906,600 | 1,870 |
| Average Assets, quarterly | $315,529,000 | 1,683 |
| Volatile liabilities | $103,558,000 | 991 |
| Insider loans | $9,945,000 | 457 |
| FHLB advances | $28,445,000 | 1,105 |
| Loans and leases held for sale | $2,229,000 | 998 |
| Unused loan commitments | $29,611,000 | 1,982 |
| Tier 1 (core) risk-based capital | $25,320,000 | 1,927 |
| Tier 2 risk-based capital | $2,695,000 | 1,504 |
| Total risk weighted assets | $246,479,000 | 1,475 |
| Total unused commitments | $29,611,000 | 1,985 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 59 | 2,887 |
| Assets and Liabilities | ||
| Total Assets: | $228,734,000 | 2,227 |
| Cash and due from depository institutions | $6,518,000 | 2,887 |
| Interest-bearing balances | $68,000 | 5,528 |
| Securities | $12,473,000 | 5,903 |
| Federal funds sold & reverse repurchase agreements | $15,445,000 | 935 |
| Net loans & leases | $187,866,000 | 1,754 |
| Loan loss allowance | $2,371,000 | 1,698 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,386,000 | 5,063 |
| Other real estate owned | $0 | 2,887 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,046,000 | 2,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,734,000 | 2,227 |
| Total liabilities | $210,245,000 | 2,170 |
| Total deposits | $194,978,000 | 2,114 |
| Interest-bearing deposits | $178,304,000 | 1,985 |
| Deposits held in domestic offices | $194,978,000 | 2,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $527,000 | 2,945 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,575,000 | 1,792 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,165,000 | 3,090 |
| Total equity capital | $18,489,000 | 2,636 |
| Total bank equity capital | $18,489,000 | 2,636 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,914,000 | 580 |
| Surplus | $10,600,000 | 1,615 |
| Undivided profits | $1,975,000 | 6,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,074,000 | 2,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,398,000 | 892 |
| Earning assets | $215,852,000 | 2,155 |
| Long-term assets (5+ years) | $7,914,000 | 5,307 |
| Average Assets, year-to-date | $191,790,600 | 2,534 |
| Average Assets, quarterly | $221,984,000 | 2,268 |
| Volatile liabilities | $74,528,000 | 1,275 |
| Insider loans | $8,612,000 | 512 |
| FHLB advances | $13,575,000 | 1,655 |
| Loans and leases held for sale | $2,989,000 | 764 |
| Unused loan commitments | $33,948,000 | 1,695 |
| Tier 1 (core) risk-based capital | $18,532,000 | 2,520 |
| Tier 2 risk-based capital | $2,371,000 | 1,580 |
| Total risk weighted assets | $194,881,000 | 1,743 |
| Total unused commitments | $33,948,000 | 1,699 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 46 | 3,624 |
| Assets and Liabilities | ||
| Total Assets: | $145,895,000 | 3,233 |
| Cash and due from depository institutions | $6,188,000 | 3,624 |
| Interest-bearing balances | $7,000 | 6,472 |
| Securities | $6,328,000 | 7,902 |
| Federal funds sold & reverse repurchase agreements | $16,745,000 | 729 |
| Net loans & leases | $113,398,000 | 2,712 |
| Loan loss allowance | $1,240,000 | 2,890 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $617,000 | 7,054 |
| Other real estate owned | $0 | 3,624 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,619,000 | 3,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,895,000 | 3,233 |
| Total liabilities | $134,047,000 | 3,184 |
| Total deposits | $129,594,000 | 3,011 |
| Interest-bearing deposits | $117,562,000 | 2,859 |
| Deposits held in domestic offices | $129,594,000 | 3,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 3,490 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,453,000 | 2,649 |
| Total equity capital | $11,848,000 | 3,837 |
| Total bank equity capital | $11,848,000 | 3,837 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,749,000 | 771 |
| Surplus | $6,414,000 | 2,454 |
| Undivided profits | $685,000 | 8,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,233,000 | 1,110 |
| Earning assets | $136,478,000 | 3,194 |
| Long-term assets (5+ years) | $1,792,000 | 7,470 |
| Average Assets, year-to-date | $88,444,200 | 4,706 |
| Average Assets, quarterly | $130,036,000 | 3,524 |
| Volatile liabilities | $42,858,000 | 1,998 |
| Insider loans | $3,173,000 | 1,537 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $28,922,000 | 1,790 |
| Tier 1 (core) risk-based capital | $11,819,000 | 3,708 |
| Tier 2 risk-based capital | $1,240,000 | 2,708 |
| Total risk weighted assets | $117,513,600 | 2,693 |
| Total unused commitments | $28,922,000 | 1,792 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $42,370,000 | 7,492 |
| Cash and due from depository institutions | $982,000 | 7,085 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $1,007,000 | 9,855 |
| Federal funds sold & reverse repurchase agreements | $1,565,000 | 4,152 |
| Net loans & leases | $37,943,000 | 6,027 |
| Loan loss allowance | $396,000 | 6,478 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $540,000 | 7,547 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $333,000 | 9,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,370,000 | 7,492 |
| Total liabilities | $36,326,000 | 7,591 |
| Total deposits | $35,974,000 | 7,433 |
| Interest-bearing deposits | $32,813,000 | 7,188 |
| Deposits held in domestic offices | $35,974,000 | 7,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $352,000 | 6,491 |
| Total equity capital | $6,044,000 | 6,235 |
| Total bank equity capital | $6,044,000 | 6,235 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,062,000 | 1,228 |
| Surplus | $3,062,000 | 4,262 |
| Undivided profits | $-80,000 | 9,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $303,000 | 6,426 |
| Earning assets | $40,515,000 | 7,309 |
| Long-term assets (5+ years) | $693,000 | 8,484 |
| Average Assets, year-to-date | $25,571,200 | 8,760 |
| Average Assets, quarterly | $37,999,500 | 7,791 |
| Volatile liabilities | $9,066,000 | 5,681 |
| Insider loans | $2,990,000 | 1,561 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,361,000 | 3,665 |
| Tier 1 (core) risk-based capital | $6,057,000 | 6,241 |
| Tier 2 risk-based capital | $396,000 | 6,126 |
| Total risk weighted assets | $38,101,500 | 6,184 |
| Total unused commitments | $10,361,000 | 3,669 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 7 | 9,747 |
| Assets and Liabilities | ||
| Total Assets: | $9,779,000 | 10,262 |
| Cash and due from depository institutions | $168,000 | 9,747 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $0 | 10,385 |
| Federal funds sold & reverse repurchase agreements | $7,525,000 | 2,296 |
| Net loans & leases | $1,945,000 | 10,337 |
| Loan loss allowance | $26,000 | 10,271 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $116,000 | 9,717 |
| Other real estate owned | $0 | 9,747 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $25,000 | 10,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,779,000 | 10,262 |
| Total liabilities | $3,930,000 | 10,393 |
| Total deposits | $3,910,000 | 10,355 |
| Interest-bearing deposits | $3,170,000 | 10,310 |
| Deposits held in domestic offices | $3,910,000 | 10,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $20,000 | 10,407 |
| Total equity capital | $5,849,000 | 6,478 |
| Total bank equity capital | $5,849,000 | 6,478 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,030,000 | 1,194 |
| Surplus | $3,030,000 | 4,161 |
| Undivided profits | $-211,000 | 9,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $10,000 | 10,251 |
| Earning assets | $9,470,000 | 10,194 |
| Long-term assets (5+ years) | $22,000 | 9,155 |
| Average Assets, year-to-date | $9,779,000 | 10,234 |
| Average Assets, quarterly | $9,779,000 | 10,243 |
| Volatile liabilities | $1,150,000 | 9,667 |
| Insider loans | $270,000 | 6,652 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $885,000 | 8,807 |
| Tier 1 (core) risk-based capital | $5,849,000 | 6,307 |
| Tier 2 risk-based capital | $26,000 | 10,231 |
| Total risk weighted assets | $3,675,800 | 10,320 |
| Total unused commitments | $885,000 | 8,815 |
| Derivatives | $0 | 527 |