New First City, Texas - Midland, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$2,891,000	9,162
Total interest expense	$1,594,000	8,222
Net interest income	$1,297,000	9,987
Provision for loan and lease losses	$0	11,756
Total noninterest income	$721,000	4,309
Gross Fiduciary activities income	$429,000	814
Service charges on deposit accounts	$228,000	5,457
Trading account gains and fees	$0	504
Additional Noninterest Income	$64,000	9,594
Total noninterest expense	$1,828,000	6,859
Salaries and employee benefits	$699,000	7,993
Premises and equipment expense	$224,000	7,300
Additional noninterest expense	$905,000	5,500
Pre-tax net operating income	$190,000	11,165
Securities gains (losses)	$-123,000	13,804
Applicable income taxes	$0	12,680
Income before extraordinary items	$67,000	12,381
Extraordinary gains, net	$0	1,422
Net income	$67,000	12,401
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$961,000	1,597
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$190,000	10,404

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.