Home > New First City, Texas - Graham > Income and Expense
New First City, Texas - Graham, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $706,000 | 13,475 |
| Total interest expense | $431,000 | 13,061 |
| Net interest income | $275,000 | 13,661 |
| Provision for loan and lease losses | $231,000 | 4,835 |
| Total noninterest income | $72,000 | 12,504 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $52,000 | 10,228 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $440,000 | 12,964 |
| Salaries and employee benefits | $175,000 | 13,370 |
| Premises and equipment expense | $55,000 | 12,495 |
| Additional noninterest expense | $210,000 | 12,104 |
| Pre-tax net operating income | $-324,000 | 13,190 |
| Securities gains (losses) | $-243,000 | 13,852 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-567,000 | 13,407 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-567,000 | 13,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 3,927 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-324,000 | 13,164 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.