Home > New England Bank and Trust Company > Loan Charge- Offs and Recoveries

New England Bank and Trust Company, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$2,122,000548
Loans secured by real estate, total$1,759,000168
To non-U.S. addressees$013
Real estate loans in domestic offices$1,759,000168
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$1,574,000118
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$185,000357
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$219,0001,318
Loans to individuals$144,0001,900
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$144,0001,630
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$258,000971
Loans secured by real estate, total$121,000554
To non-U.S. addressees$010
Real estate loans in domestic offices$120,000556
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$41,000597
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$79,000363
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$93,000922
Loans to individuals$44,0001,757
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$44,0001,572
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,864,000490
Loans secured by real estate, total$1,638,000135
To non-U.S. addressees$012
Real estate loans in domestic offices$1,639,000133
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$1,533,000107
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$106,000363
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$126,0001,621
To non-U.S. addressees$036
Loans to individuals$100,0001,944
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$100,0001,635
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$926,0001,062
Loans secured by real estate, total$903,000324
To non-U.S. addressees$011
Real estate loans in domestic offices$903,000323
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$524,000280
Secured by multifamily residential properties$239,000112
Secured by nonfarm nonresidential properties$140,000500
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$06,990
Loans to individuals$23,0005,414
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$23,0004,944
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$287,0001,008
Loans secured by real estate, total$260,000381
To non-U.S. addressees$012
Real estate loans in domestic offices$258,000382
Construction and land development$16,000258
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$215,000191
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$27,000723
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$06,592
Loans to individuals$27,0002,563
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$27,0002,344
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$639,0001,098
Loans secured by real estate, total$643,000292
To non-U.S. addressees$010
Real estate loans in domestic offices$645,000290
Construction and land development$-16,00010,734
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$309,000333
Secured by multifamily residential properties$239,00090
Secured by nonfarm nonresidential properties$113,000403
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$05,606
To non-U.S. addressees$021
Loans to individuals$-4,00010,481
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-4,00010,408
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$1,797,000762
Loans secured by real estate, total$1,030,000381
To non-U.S. addressees$010
Real estate loans in domestic offices$1,030,000381
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$873,000219
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$157,000576
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$647,000527
Loans to individuals$120,0002,260
Credit card loan charge offs$2,0003,457
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$118,0001,970
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$226,0001,355
Loans secured by real estate, total$138,000679
To non-U.S. addressees$08
Real estate loans in domestic offices$138,000679
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$115,000343
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$23,000909
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$56,0001,719
Loans to individuals$32,0002,389
Credit card loan recoveries$5,0001,223
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$27,0002,432
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,571,000667
Loans secured by real estate, total$892,000309
To non-U.S. addressees$07
Real estate loans in domestic offices$892,000308
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$758,000203
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$134,000487
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$591,000407
To non-U.S. addressees$022
Loans to individuals$88,0002,201
Credit card loan net charge offs$-3,00011,347
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$91,0001,811
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$968,0001,139
Loans secured by real estate, total$750,000558
To non-U.S. addresseesNANA
Real estate loans in domestic offices$750,000557
Construction and land development$74,000366
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$347,000467
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$329,000487
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$144,0001,819
Loans to individuals$74,0002,850
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$74,0002,482
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$199,0001,497
Loans secured by real estate, total$27,0001,839
To non-U.S. addresseesNANA
Real estate loans in domestic offices$27,0001,838
Construction and land development$2,000570
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$22,0001,167
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$3,0001,747
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$150,000826
Loans to individuals$22,0003,092
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$22,0002,857
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$769,0001,058
Loans secured by real estate, total$723,000461
To non-U.S. addresseesNANA
Real estate loans in domestic offices$723,000460
Construction and land development$72,000304
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$325,000397
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$326,000401
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-6,0009,910
To non-U.S. addresseesNANA
Loans to individuals$52,0002,683
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$52,0002,280
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$1,001,0001,139
Loans secured by real estate, total$892,000578
To non-U.S. addresseesNANA
Real estate loans in domestic offices$892,000578
Construction and land development$82,000430
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$687,000300
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$123,000908
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$92,0002,578
Loans to individuals$17,0005,946
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$17,0005,449
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$251,0001,422
Loans secured by real estate, total$163,000711
To non-U.S. addresseesNANA
Real estate loans in domestic offices$163,000710
Construction and land development$55,000278
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$78,000526
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$30,0001,006
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$51,0002,290
Loans to individuals$37,0002,341
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$37,0002,129
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$750,0001,046
Loans secured by real estate, total$729,000536
To non-U.S. addresseesNANA
Real estate loans in domestic offices$729,000536
Construction and land development$27,000551
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$609,000282
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$93,000865
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$41,0002,792
To non-U.S. addresseesNANA
Loans to individuals$-20,00012,323
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-20,00012,270
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$1,227,0001,237
Loans secured by real estate, total$930,000717
To non-U.S. addresseesNANA
Real estate loans in domestic offices$930,000715
Construction and land development$277,000393
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$632,000393
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$21,0002,269
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$216,0001,885
Loans to individuals$81,0002,846
Credit card loan charge offs$13,0001,909
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$68,0002,811
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$49,0004,919
Loans secured by real estate, total$22,0002,488
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0002,487
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$22,0001,393
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$17,0004,721
Loans to individuals$10,0005,337
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0005,078
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$1,178,0001,028
Loans secured by real estate, total$908,000650
To non-U.S. addresseesNANA
Real estate loans in domestic offices$908,000648
Construction and land development$277,000356
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$610,000348
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$21,0002,003
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$199,0001,530
To non-U.S. addresseesNANA
Loans to individuals$71,0002,259
Credit card loan net charge offs$13,0001,680
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$58,0002,175
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$3,008,000847
Loans secured by real estate, total$2,348,000490
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,348,000490
Construction and land development$43,0001,076
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$1,062,000265
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$1,243,000397
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$539,0001,285
Loans to individuals$121,0002,667
Credit card loan charge offs$2,0003,539
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$119,0002,372
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$84,0003,736
Loans secured by real estate, total$54,0001,478
To non-U.S. addresseesNANA
Real estate loans in domestic offices$54,0001,478
Construction and land development$42,000391
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$2,0003,676
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$10,0001,462
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0007,440
Loans to individuals$26,0003,276
Credit card loan recoveries$3,0001,679
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$23,0003,283
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$2,924,000746
Loans secured by real estate, total$2,294,000456
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,294,000456
Construction and land development$1,0001,516
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$1,060,000238
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$1,233,000370
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$535,0001,081
To non-U.S. addresseesNANA
Loans to individuals$95,0002,440
Credit card loan net charge offs$-1,00013,689
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$96,0002,038
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.